No Named Subdivision Homes with Shoreline - Natural Waterfront Features

Luxury Estate Home on a large gated Gulf-front homesite offering exceptional privacy, scale, and timeless coastal elegance. Meticulously maintained as a cherished family retreat, this extraordinary residence has never been rented and offers a level of care, condition, and custom quality rarely found in today's luxury coastal market. Custom built by Windolf Construction and positioned on two combined lots--a Gulf-front lot plus an additional 1st-tier lot--this estate-sized property encompasses 5,000+ heated and cooled sq ft and more than 8,000 sq ft under roof including expansive decks, all designed to capture unobstructed Gulf views and sweeping Bay views to the east. The home features 5 bedrooms, 6 full baths, and 1 half bath, with each bedroom offering a private ensuite bath and deck access. Soaring ceilings, walls of glass, a fireplace, and expansive open living spaces create a dramatic setting for entertaining. The chef's kitchen is appointed with high-end appliances, custom cabinetry, a butler's pantry, and generous dining areas designed for hosting on a grand scale. Multiple living and dining spaces open onto spacious Gulf-front decks for seamless indoor-outdoor living. A private elevator services all levels, including the spectacular top-floor primary suite retreat spanning more than 1,800 sq ft. This private sanctuary features a sitting room with Bay views, a Gulf-front deck, and a spa-inspired bath with soaking tub, walk-in shower, and custom cabinetry. The oversized two-lot setting offers exceptional outdoor space with room to add a private pool, while the flexible floor plan presents the opportunity to create a 6th bedroom or additional bunk/flex space. Located on a quiet stretch of beach just steps from the neighborhood pool, this legacy Gulf-front estate is a rare opportunity to own one of Cape San Blas' most private and distinctive luxury properties.

112 Summer House Lane, Cape San Blas

Listing courtesy of 98 Real Estate Group, LLC.

$4,500,000

792242 MLS

Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land.

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$4,500,000

792107 MLS

Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land.

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$500,000

791816 MLS

Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of beautiful East Bay shoreline in the heart of Bay County, Florida. Privacy fencing offers the perfect retreat to take in the views, while a newer sprinkler system keeps your garden creations maintained. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and diverse dining options, including Thai, sushi, Italian, and more. Nearby is a full-service marina that offers charter fishing excursions, waterfront dining, a tiki bar, and social gathering opportunities, creating endless recreational possibilities right outside your door. Zoned Mixed-Use, this property presents incredible opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it an outstanding candidate for retail, hospitality, restaurant, or other commercial opportunities. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and exceptional development potential in one offering. Whether you're seeking a dream home, income-producing investment, or large-scale development opportunity, this East Bay property delivers endless possibilities. Don't miss this rare chance to own one of Bay County's most versatile waterfront properties. Contact your favorite Realtor today to schedule a private showing or learn more. The Studio Apartment/oversized double garage holds no value unless the Buyer builds a primary dwelling. Some photos have been modified by AI. Buyer to verify any information deemed important.

6135 E Highway 98, Panama City

Listing courtesy of Keller Williams Success Realty.

$500,000

791814 MLS

Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of beautiful East Bay shoreline in the heart of Bay County, Florida. Privacy fencing offers the perfect retreat to take in the views, while a newer sprinkler system keeps your garden creations maintained. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and diverse dining options, including Thai, sushi, Italian, and more. Nearby is a full-service marina that offers charter fishing excursions, waterfront dining, a tiki bar, and social gathering opportunities, creating endless recreational possibilities right outside your door. Zoned Mixed-Use, this property presents incredible opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it an outstanding candidate for retail, hospitality, restaurant, or other commercial opportunities. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and exceptional development potential in one offering. Whether you're seeking a dream home, income-producing investment, or large-scale development opportunity, this East Bay property delivers endless possibilities. Don't miss this rare chance to own one of Bay County's most versatile waterfront properties. Contact your favorite Realtor today to schedule a private showing or learn more. The Studio Apartment/oversized double garage holds no value unless the Buyer builds a primary dwelling. Some photos have been modified by AI. Buyer to verify any information deemed important.

6135 E Highway 98, Panama City

Listing courtesy of Keller Williams Success Realty.

$935,250

2 Beds ⋅ 3 Baths ⋅ 791607 MLS

Experience GULF-FRONT LIVING at its finest in this fully furnished, short-term rental-ready townhome located directly on the sugar-white sands of Panama City Beach. With NO HOA, this property offers a rare combination of investment potential, flexibility, and beachfront enjoyment. Thoughtfully updated and meticulously maintained, this coastal retreat features upgraded Anderson windows and Pella sliding glass doors, Hardie Board siding, a new roof (2025), updated HVAC, replaced plumbing, renovated bathrooms, and a stunning kitchen remodel completed in 2024 with new cabinetry, countertops, appliances, and lighting. The spacious interior is tastefully furnished and equipped with everything needed to continue operating as a successful vacation rental or to enjoy as a personal beachfront getaway. Step outside to enjoy the Gulf views from the updated deck and outdoor living spaces, perfect for entertaining or relaxing after a day at the beach. Additional features include keyless entry, an owner's closet, electric vehicle charger, updated washer and dryer, upgraded insulation, and numerous other improvements that provide peace of mind for years to come. Whether you're looking for a turnkey investment property, second home, or full-time beachfront residence, this Gulf-front gem offers the opportunity to own a piece of paradise with no HOA restrictions and direct access to one of Florida's most beautiful beaches!!!!!!! Call your Favorite Realtor to see this one!! Buyer to verify all measurements.

17195 Front Beach Road Unit 6, Panama City Beach

Listing courtesy of Gulf Life Real Estate Inc.

$550,000

3 Beds ⋅ 2 Baths ⋅ 789560 MLS

Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from a coastal property, this move-in ready home delivers exceptional value without compromise. Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none. Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life. The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace. Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience. A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes. This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.

1538 S Berthe Avenue, Panama City

Listing courtesy of Think Real Estate.

$295,000

786806 MLS

This 2.29 acre waterfront lot sits on a lovely bluff overlooking the intercoastal waterway in eastern Bay County. This lovely and secluded area of Allanton would make a fantastic location to build your dream home or private getaway. The water is very deep here, and you are a short boat ride to east bay and then Tyndall bridge. The fishing is awesome and the water is well suited for kayaking, canoeing, or any size boat you have. Come check out this over 2 acre lot with approx. 300 ft of water frontage. The zoning is Bay County Conservation Habitation (CSVH) which allows residential uses. If interested, there is an additional 81 acres available for $999,999. MLS # 695288

Hotelan Bluff Road, Panama City

Listing courtesy of Coastal Choice Realty LLC.

$775,000

2 Beds ⋅ 2 Baths ⋅ 786523 MLS

CHARMING BAYFRONT ICF HOME ON SOUTH CAPE SAN BLAS WITH BEACH ACCESS. This 2BR - 2 BA, thoughtfully designed property has never been rented and has been carefully maintained, offering a opportunity for a private coastal retreat or full-time residence. Each bedroom features its own private bathroom, providing comfort and privacy for owners and guests. The home's durable Insulated Concrete Form (ICF) construction delivers exceptional strength, energy efficiency, and resistance to fire, storms, mold, and pests, while also providing superior noise reduction. Spacious open-concept living, dining, and kitchen area creates an inviting central space for the home, providing ample room for gatherings, entertaining, or accommodating larger families while enjoying the relaxed coastal lifestyle. Large panoramic windows frame stunning bay views and fill the home with natural light the home features granite countertops throughout, stainless steel appliances, custom shades and shutters, and custom built-in bookshelves, a desk, and buffet cabinetry that enhance both style and functionality. Outdoor living is just as impressive with a large deck featuring a screened area, perfect for enjoying breezes off the bay. Additional conveniences include an elevator, a storage shed, an outdoor hot-water shower, a security system, a dehumidifier, and a water purifier. Explore the beaches, take leisurely walks along the shoreline, enjoy a day of swimming with beach access conveniently located just across the road on Pebble Beach Way, or ride the bike path right outside the home to Salina's Park for pickleball and other recreational activities. For the water enthusiasts, this area is a haven for fishing, boating, kayaking, and paddle boarding, offering a variety of opportunities to experience the rich marine life. This property combines strong construction, thoughtful design, and a prime bayfront setting, making it an exceptional opportunity on Cape San Blas.

961 Cape San Blas Road, Cape San Blas

Listing courtesy of 98 Real Estate Group, LLC.

$1,699,900

3 Beds ⋅ 3 Baths ⋅ 785486 MLS

GULF FRONT CUSTOM BUILT - NORTH CAPE SAN BLAS HOME, with private beach access limited to approximately four homes, offering rare privacy and sweeping Gulf views. Built on cement pilings and finished with Hardie siding, the home features a new aluminum roof with a cable roof system, along with fresh exterior paint and caulking for added durability and peace of mind. Multiple private covered decks and a spacious patio create the perfect setting for watching sunsets, entertaining, or simply enjoying the sound of the waves. Inside, the home showcases custom Italian tile and marble, a hardwood tongue-and-groove stairwell, and a newly painted interior. The open layout is ideal for gatherings, while large locked owner closets allow for effortless transition between personal use and rental income. Recent updates include a new refrigerator, washer, and microwave. Great outdoor space with room for a hot tub and outside kitchen! The beautifully landscaped lot is thoughtfully designed with a sprinkler system, weed-mat coverage, and decorative seashells for low-maintenance coastal living. Enjoy an active coastal lifestyle with nearby bike path, kayaking, fishing, local shops and restaurants, and St. Joseph Peninsula State Park just minutes away. Whether you're seeking a strong-performing vacation rental, a second home, or a full-time Gulf-front residence, this property delivers location, upgrades, privacy, and investment potential, all in one exceptional coastal offering. Schedule your private tour today!

195 Acklins Island Drive, Cape San Blas

Listing courtesy of 98 Real Estate Group, LLC.

$3,199,000

6 Beds ⋅ 5 Baths ⋅ 785436 MLS

GULF FRONT, NORTH CAPE CUSTOM BUILT HOME WITH PRIVATE POOL AND ELEVATOR. This 6 bedroom, 5 bathroom retreat sits directly on the beach, offering wide-open Gulf views & the kind of tranquility buyers come to the Cape for. The main living level is filled w/ natural light, highlighted by coastal shiplap accents & an open layout made for gathering. The beautiful kitchen combines style & function with top-of-the-line appliances, Carrara marble countertops & an oversized pantry. A guest bedroom with balcony access & a well-appointed half bath complete this level. The top-floor primary suite offers exceptional privacy & a peaceful escape featuring marble-topped vanities, a soaking tub, spa-style walk-in shower & a private balcony overlooking the water. Coastal breezes and sweeping views create the perfect place to unwind. The first level offers additional living & entertainment space, two Gulf-front bedroom suites & a bunk room, ideal for hosting family & guests. An elevator serves all floors for convenience. Outdoor living is just as impressive, with a firepit, a covered patio & a fenced private pool designed for lounging & poolside gatherings. Additional features include private boardwalk beach access, a fire pit area, outdoor shower & full bath, fish-cleaning station, irrigation system, lockable owner's closets & smart under-stair storage. Recent upgrades provide peace of mind, including new furnishings, three new HVAC units, fresh exterior paint, replaced doors, new fencing, under-decking & a gravel yard to maximize outdoor enjoyment & privacy. Located in one of the Cape's most desirable settings w/ no HOA, this home offers miles of pet-friendly white sand beaches, paved biking & walking paths, kayaking, fishing, local shops & dining, with St. Joseph Peninsula State Park, named number 1 beach in America, just minutes away. Already a successful, professionally managed vacation rental, this property offers both exceptional lifestyle enjoyment & proven income potential.

191 Parrothead Way, Cape San Blas

Listing courtesy of 98 Real Estate Group, LLC.

$599,000

785369 MLS

60-FOOT GULF-FRONT CLEARED LOT IN INDIAN PASS WITH DIRECT BEACH ACCESS. This 0.58-acre homesite is perfectly positioned along the beautiful, uncrowded beaches of the Forgotten Coast and is ready for your dream beach home, with house plans already in place to save time and streamline the building process. Enjoy the serenity and old-Florida charm Indian Pass is known for, where peaceful surroundings, world-class fishing, and laid-back coastal living set the tone. Located just moments from the Indian Pass boat ramp and the iconic Indian Pass Raw Bar, this property offers the ideal balance of privacy and convenience. Positioned perfectly between PSJ and Apalach for shopping and dining experiences! Whether you envision a primary residence, vacation retreat, or income-producing rental, this Gulf-front lot presents an exceptional opportunity to create your own slice of coastal paradise with endless potential.

2704 Indian Pass Road, Cape San Blas

Listing courtesy of 98 Real Estate Group, LLC.

No Named Subdivision Homes with Shoreline - Natural Waterfront Features

Newest No Named Subdivision Homes with Shoreline - Natural Waterfront Features