Panama City Beach Real Estate

Welcome to Panama City Beach, Florida – a coastal gem nestled in Bay County, where the sun-kissed shores and vibrant community come together to create an idyllic paradise. Known for its stunning white-sand beaches and crystal-clear turquoise waters, Panama City Beach is a dream destination for both residents and visitors alike.

With an average of 320 days of sunshine each year, this charming city offers a year-round outdoor lifestyle that is simply unmatched. Whether you enjoy relaxing on the beach, fishing off the pier, or indulging in thrilling water sports, there’s something for everyone here. The picturesque coastline stretches for 27 miles, providing ample space to unwind, explore, and soak in the breathtaking sunsets.

Beyond its natural beauty, Panama City Beach boasts a lively atmosphere filled with a plethora of dining, shopping, and entertainment options. From fresh seafood restaurants serving the catch of the day to unique boutiques that showcase local art and crafts, you’ll find everything you need to enjoy life in this vibrant community. The city also hosts numerous events throughout the year, including the famous SandJam Music Festival and the annual Pirates of the High Seas Fest, ensuring there’s always something exciting happening.

For families, Panama City Beach is a haven of fun and adventure. With attractions like the Gulf World Marine Park, the WonderWorks interactive museum, and the nearby St. Andrews State Park, there are endless opportunities for exploration and enjoyment.

Whether you’re looking to invest in a vacation home, a permanent residence, or simply seeking a place to unwind, Panama City Beach offers a unique blend of relaxation, recreation, and community spirit that’s hard to resist. Come discover the charm and beauty of this coastal paradise!

Newest Listings in Panama City Beach

$429,900

2 Beds ⋅ 2 Baths ⋅ 797353 MLS

This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment. Don't miss the opportunity to own your own piece of paradise on the beautiful Gulf Coast! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals.

12011 Front Beach Road Unit 1104, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

$1,250,000

7 Beds ⋅ 4 Baths ⋅ 1014799 MLS

Custom-built Craftsman home with 7 bedrooms and 4.5 baths, perfectly positioned on a premium corner lot just two blocks from the beach in a golf-cart-friendly community. This exceptional property offers the ideal blend of luxury, function, and income potential. The main residence features 5 bedrooms and 3.5 baths, including a spacious primary suite with dual walk-in closets and custom-built closet systems. Thoughtfully designed for both everyday living and entertaining, the home includes a dedicated office, large playroom, Butler's pantry, spacious laundry room, and an open-concept living area centered around a beautiful interior fireplace. The chef's kitchen is equipped with premium GE Café appliances, a gas oven, and excellent flow for hosting and daily living. Upstairs, you'll find four additional bedrooms and an oversized bonus/playroom, providing plenty of space for family and guests. A Rinnai tankless water heater adds efficiency and convenience throughout the home. Outdoor living is just as impressive, with a wraparound porch, brand new turf lawn with putting green,covered outdoor kitchen, exterior fireplace, and inviting sitting area--perfect for relaxing or entertaining year-round. With both interior and exterior fireplaces, this home offers warmth and charm in every season. The oversized corner lot also provides ample space for a future pool. A separate garage apartment for multigenerational families or income potential.

211 Cicero St, Panama City Beach

Listing courtesy of Think Real Estate.

17670 Front Beach Road Unit I7, Panama City Beach

$265,000

1 Beds ⋅ 1 Baths ⋅ 797343 MLS

TURNKEY, FULLY RENOVATED & JUST A 5 MINUTE WALK TO THE BEACH! Don't miss this beautifully updated 1BR/1BA condo with hallway bunks and a sleeper sofa, comfortably sleeping 6! Located on the desirable West End of Panama City Beach, this coastal retreat is just 5 minutes from the sugar-white sands, 2 miles from Pier Park, and minutes from 30A! Everything is NEW! Enjoy stylish coastal furnishings, and new linens, light fixtures, countertops, backsplash, fresh paint, and interior doors. The sleeper sofa even features a memory foam mattress for added comfort! Relax on either of the TWO balconies, including a rear balcony with a peekaboo Gulf view. Situated in a charming, low-rise community, you'll love the convenience of NO elevators and NO parking hassles! Exciting new amenities include a pickleball court, putting green, picnic pavilion with grills, and a community pool. INVESTORS TAKE NOTE! Previously used as a short-term rental and most recently occupied by a long-term tenant, this property offers excellent rental potential. Fully furnished, beautifully updated, and ready to enjoy or rent! Whether you're looking for a vacation getaway, investment property, or second home, this West End gem is a must-see!

17670 Front Beach Road Unit I7, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$285,000

2 Beds ⋅ 2 Baths ⋅ 1014789 MLS

FULLY REMODELED IN 2026! This beautifully updated Panama City Beach property offers the perfect combination of move-in-ready living, privacy, and an oversized lot. Situated on 9,147 sqft. generously sized fully fenced lot, this property provides plenty of outdoor space along with a large detached storage shed for tools, beach gear, lawn equipment, or additional storage. Inside, the home has been completely remodeled in 2026, offering a fresh, modern feel throughout. The updated interior is complemented by new appliances, making this home truly turnkey for its next owner. Additional peace of mind comes from a newer A/C system and a new septic system and drain field, providing important major-system updates. The spacious fenced yard offers room for pets, entertaining, gardening, outdoor living, or simply enjoying your own private space. The oversized lot is a rare bonus in this desirable Panama City Beach location and provides flexibility that is hard to find with many properties in the area. Whether you're looking for a primary residence, second home, or investment property, this property offers an exceptional opportunity to own a fully remodeled home with significant updates already completed. Just minutes from the beautiful beaches, shopping, dining, entertainment, and everything Panama City Beach has to offer.

20417 Spires St, Panama City Beach

Listing courtesy of Compass.

$620,000

2 Beds ⋅ 2 Baths ⋅ 797342 MLS

Rare Double-Lot Opportunity on the Desirable West End of Panama City Beach! Discover the possibilities at 212 14th Street, ideally located just a short walk from the beautiful white-sand beaches of the Gulf. Situated on an expansive 100' x 120' homesite consisting of two 50' x 120' lots, this property offers a unique combination of immediate enjoyment and exceptional future development potential. The existing beach cottage has been well maintained, with numerous improvements completed since 2010, including updates to mechanical systems, appliances, windows, and doors. Full of coastal charm, the home offers an excellent opportunity for a quaint primary residence, second home, or beach rental. For those looking to build, the property presents exciting possibilities with its generous dimensions and desirable West End location. Utilities are conveniently located along the street, with sewer infrastructure immediately adjacent to the property line, providing a valuable consideration for future development. Whether you envision enjoying the existing beach cottage, creating your own coastal retreat, or exploring the potential of two individual homesites, this is a rare opportunity to secure a sizable piece of Panama City Beach's sought-after West End. Enjoy the laid-back coastal lifestyle with convenient beach access just down the street! Buyer to verify lot division, zoning, development potential, utility connections, and applicable requirements with the appropriate authorities.

212 14th Street, Panama City Beach

Listing courtesy of Seltzer Real Estate, LLC.

$6,700,000

1014780 MLS

An exceptional commercial investment and development opportunity is now available consisting of a hotel site and a separate, highly successful liquor store sold together as a package deal on Front Beach Road. Encompassing a total of 1.002 acres with an impressive 275 feet of prime frontage, the offering combines 12810 Front Beach Road (0.069 acres with 53 feet of frontage) and 12830 Front Beach Road (0.933 acres with 222 feet of frontage). The properties feature a combined 23,500 SF of improvements, including a 2,500 SF liquor store building completely remodeled in 2020 and a 21,000 SF building housing a 41-unit motel and commercial rentals. Zoned Commercial High Intensity with 5-foot setbacks and a generous 15-story height restriction, the site offers immense long-term upside. Financial performance is robust, with the liquor store generating $1,200,000 in revenue despite closing seasonally in December and January, and the motel generating approximately $500,000 in annual revenue (inclusive of an ice cream tenant paying $2,000 per month). The sale includes a valuable full liquor license--estimated at $600k to $700k in market value--which can be extended to the motel, alongside applicable FF&E for both businesses. Investors will benefit from extensive completed due diligence, including a Phase 1 environmental study with no asbestos found, a finalized boundary and topo survey, and readily available financial records, redevelopment plans, and demolition/reconstruction estimates ranging from $75k to $300k depending on scope. Backed by supportive local planning officials--with face-to-face meetings available with head planners--and structured with the seller owning the liquor store and holding the motel property under contract, this is a turnkey acquisition primed for redevelopment or continued cash flow.

12830 Front Beach Rd, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

12830 Front Beach Road, Panama City Beach

$6,700,000

797304 MLS

- 12810 Front Beach Rd: 0.069 acres with 53' frontage - 12830 Front Beach Rd: 0.933 acres with 222' frontage - Total: 1.002 acres with 275' frontage on Front Beach Road Zoning: - Commercial High Intensity (5' setbacks, 15-story height restriction) Buildings: - 12810 Front Beach Rd: 2,500 SF (completely remodeled in 2020) - 12830 Front Beach Rd: 21,000 SF (motel and commercial rentals) - Total: 23,500 SF Revenue Information: - 12810 Front Beach Rd (Liquor Store): $1,200,000 (closed Dec & Jan) - 12830 Front Beach Rd (Motel - 41 units): ~$500,000 (includes ice cream tenant paying $2,000/month) Additional Key Details: - Liquor License: Includes a full liquor license (estimated market value of $600k-$700k) that can be extended to the motel. Includes FF&E for the liquor store and motel, as applicable. - Financials & Plans: Strong financial records for the liquor store, redevelopment plans, pricing, and reconstruction/demolition estimates (~$75k-$300k, depending on scope) are available upon request. - Diligence Completed: Phase 1 environmental study is complete with no asbestos found. Boundary and Topo Survey is also completed and available. - City Support: Local planning officials are supportive of upgrading the project; face-to-face meetings with head planners can be arranged. - Ownership Structure: Seller owns the liquor store and has the motel property under contract to purchase.

12830 Front Beach Road, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$1,995,000

1013664 MLS

On the shores of Lake Powell, behind the lush gates of Wild Heron, this remarkable 0.66-acre homesite offers a way of living that is rare along the Emerald Coast., a private lakefront retreat with the Gulf and its beaches. Lake Powell is one of the largest coastal dune lakes, a distinctive ecosystem whose natural outlet periodically connects with the Gulf. The result is a landscape shaped by both fresh and salt water, where mornings can begin on still lake water and the day can unfold between boating, fishing, time outdoors and a visit to the beach. It is a singular pairing of lake and Gulf that gives this property its own sense of place. A private dock by Gorman Marine the builder of Wild Heron's main community dock makes the lake an everyday part of the home. Designed to accommodate a boat up to 30 feet and a jet ski, the dock includes a lift for each, bringing the pleasure of getting out on the water right to your shoreline. Architectural plans by J. Michael Hunnicutt, AIA, were designed for this homesite and envision a gracious residence arranged around a private pool courtyard. The thoughtful layout includes a first-floor primary suite, expansive kitchen and family living spaces, butler's pantry, guest accommodations, covered outdoor living, summer kitchen and three-car garage. Upstairs, the plans add more bedrooms, an exercise room and a covered terrace creating a home designed for both gathering and retreat. Wild Heron's mature landscape protects its natural areas and resort-style amenities make an exceptional setting for this vision. Residents enjoy a winter-heated lakeside pool and spa, fitness center, waterfront pavilion and fire pit, nature trails and a 24-hour guarded entrance. The Gulf beaches, 30A and Panama City Beach are nearby. A homesite of this scale, directly on Lake Powell and paired with a private boat and jet ski dock, is an exceptionally rare offering in Wild Heron. The plans received approval in 2023; reapproval is required, with a stated fee of $1,000. The plans are available for separate purchase and may be conveyed with the lot through a separate agreement. Buyer to verify all plans and surveys provided.

1103 E Water Oak Bnd, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

512 Dement Cir Unit B, Panama City Beach

$739,000

5 Beds ⋅ 5 Baths ⋅ 1014752 MLS

Turn-key, fully furnished, and rent-ready from day one. This 5-bedroom, 4.5-bath townhome is ready to welcome guests the moment you close, making it an ideal year-end purchase for investors who want to be renting before the year is out. No furnishing, no renovating, no waiting: just close and start earning. Minutes from the sugar-white beaches of Panama City Beach, the top-floor master suite offers a Gulf-view balcony and a spa bath with soaking tub and walk-in shower. The open main level features a gourmet kitchen with stainless appliances, dramatic stone finishes, and island seating, flowing into living and dining spaces built for gathering. Two guest suites with private ensuite baths, a bunk room sleeping four, and an additional bedroom let the home sleep 13 comfortably. An in-unit elevator serves all levels. For guests, Smart TVs and keyless self check-in are already in place. Attached garage is rare for a 5-bedroom this close to the beach, and the driveway adds more parking space. A back patio offers room for BBQ and outdoor gatherings. Community pool access, base-value property insurance included through the HOA, and short-term rentals allowed make it an easy second home beside world-famous beaches, with rental income to help offset ownership costs. Minutes to Pier Park shopping and dining. Buyer to verify details.

512 Dement Cir Unit B, Panama City Beach

Listing courtesy of EXP Realty LLC.

313 Breakwater Boulevard Unit Lot 287, Panama City Beach

$649,000

3 Beds ⋅ 2 Baths ⋅ 797307 MLS

New construction single-story Toll Brothers home in highly sought after Breakwater at Ward Creek. Construction estimated completion February 2027. Featuring 3 spacious bedrooms, 2 full baths, and a versatile bonus room perfect for a home office, study or media space, this home backs up to the HOA maintained multi-purpose field. Inside enjoy high 10' ceilings and seamless luxury vinyl plank flooring throughout home, with elegant tile in the bathrooms for added style and durability. The gourmet open kitchen is a chef's dream, complete with quartz countertops, premium cabinetry, tile backsplash, and a large island ideal for entertaining. The primary bathroom has duel vanity with quartz countertops, walk-in large shower with tile, frameless glass door, soaking tub and spacious walk-in closet. Paver driveway and paver covered lanai. Located in a gated community with resort-style amenities, this home is close to the pool, fitness center, clubhouse, tennis court, pickleball courts, playground, multi-purpose field and more--all just minutes from the gorgeous beach, Pier Park dining, shopping and fun entertainment, trails and parks, NW FL Beaches International Airport, Frank Brown Park, future FSU/TMH Medical Campus, and future Watersound West Bay Center with Publix. Experience coastal living at its finest with privacy, luxury, and convenience wrapped into one stunning property. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Schedule a tour now and lets start your new home journey. Pictures are stock photos of same floor plan and are not of actual home

313 Breakwater Boulevard Unit Lot 287, Panama City Beach

Listing courtesy of Jacksonville TBI Realty LLC.

$975,000

4 Beds ⋅ 4 Baths ⋅ 1014736 MLS

**CORNER LOT | NEW CONSTRUCTION | FULLY FURNISHED.** Located in golf-cart-friendly Laguna Beach on the desirable west end of Panama City Beach, 302 Rose Lane offers coastal living just moments from the Gulf and minutes to 30A. With no HOA and short-term rentals allowed, this beautifully furnished home offers the flexibility to enjoy as a primary residence, second home or vacation rental investment. Featuring 4 bedrooms, 3.5 baths and 2,017 square feet, the home offers a bright, open floor plan designed for gathering, entertaining and effortless coastal living. Thoughtfully selected furnishings complement the elevated finishes and coastal architecture, creating a polished, inviting space that's ready to enjoy from day one. Outside, a private plunge pool, fenced backyard, outdoor shower and entertaining area provide the perfect setting for relaxing after a day at the beach. The corner-lot setting gives this home its own distinct presence, while the garage provides valuable storage for a vehicle, golf cart, bikes and beach gear. Enjoy the laid-back charm of Laguna Beach with convenient access to the sugar white sand and emerald waters of the Gulf, local dining, shopping and the communities along 30A. Combining new construction, furnishings included, no HOA and short-term rental flexibility, 302 Rose Lane offers an exceptional opportunity to enjoy the coastal lifestyle with investment potential.

302 Rose Ln, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

8618 Surf Drive Unit 202, Panama City Beach

$189,000

1 Baths ⋅ 797302 MLS

What are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .

8618 Surf Drive Unit 202, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

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Panama City Beach Real Estate

Newest Listings in Panama City Beach

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