Treasure Cove Real Estate

Welcome to Treasure Cove, a hidden gem nestled in the heart of Bay County, Florida. This picturesque subdivision offers a perfect blend of tranquility and modern living, making it an ideal choice for families, retirees, and anyone seeking a peaceful retreat in the Sunshine State.

Treasure Cove is characterized by its charming streets lined with beautiful homes, each exuding a unique personality while maintaining a cohesive community spirit. Residents enjoy spacious lots, lush landscaping, and a variety of architectural styles that enhance the neighborhood's appeal. With an emphasis on outdoor living, many homes feature inviting patios and backyards perfect for entertaining or simply soaking in the Florida sun.

One of the standout features of Treasure Cove is its proximity to stunning beaches and natural parks. Just a short drive away, you can bask in the sun at the pristine shores of Panama City Beach or explore the scenic trails of St. Andrews State Park. For water enthusiasts, the nearby Gulf of Mexico offers endless opportunities for boating, fishing, and swimming.

Families will appreciate the top-rated schools in the area, ensuring that children receive a quality education. Additionally, Treasure Cove is conveniently located near shopping centers, dining options, and recreational facilities, making everyday errands a breeze.

Whether you're looking for a serene place to call home or a vibrant community to raise a family, Treasure Cove in Bay County, FL, promises a lifestyle filled with comfort and convenience. Discover the magic of this enchanting neighborhood, and let your dreams take root in Treasure Cove!

Newest Listings in Treasure Cove

$250,000

1 Beds ⋅ 1 Baths ⋅ 793085 MLS

This beautiful remodeled first-floor condo in the highly desirable Treasure Cove community is the best getaway on the beach and actually affordable! This immaculate 1bedroom, 1bath condo has never been used as a short-term rental and has been exceptionally maintained. Unlike many units, the former bunk area has been removed to create a spacious, open-concept living area, giving the condo a larger, more inviting feel. The updated interior features stylish finishes, a beautifully renovated kitchen and tiled shower in the bathroom, and a move-in-ready design with nothing left to do. The first-floor location offers easy access with no elevators or stairs, making it convenient for everyday living or a weekend beach retreat. Community features are a Lagoon FRONT Pool, Day use dockage for easy access to Shell Island, conveniently located to multiple local restaurants within walking distance. You're also surrounded by all the water sports you could imagine. Come experience Treasure Cove!

3600 Navy Boulevard Unit D106, Panama City Beach

Listing courtesy of Dalton Wade Inc.

$209,900

3 Beds ⋅ 2 Baths ⋅ 791730 MLS

Location, convenience, and NO HOA make this 3-bedroom, 2-bath townhome an incredible opportunity just minutes from the marinas and the beautiful beaches of Panama City Beach. Whether you enjoy boating, fishing, or relaxing on the sugar-white sand, you'll love how close everything is from this well-located property. The home features a spacious layout with three large bedrooms upstairs along with a full bathroom, while the main level offers an open kitchen, dining area, oversized living room, and a second full bathroom--perfect for everyday living or entertaining guests. Step outside to a large backyard with a laundry room conveniently located just off the back patio. The property is connected to a shared septic system that was replaced in 2018/2019. This property would make an excellent primary residence, second home, or short-term rental investment thanks to its location near beaches, marinas, restaurants, and entertainment. Recent updates include both bathrooms remodeled, new downstairs flooring, fresh interior paint, Riverside doors throughout, new 1x6 baseboards downstairs, a brand new water heater, a 2019 roof, and a 2019 HVAC system, offering peace of mind for the next owner.

6221 E Hibiscus Avenue, Panama City

Listing courtesy of 850 Real Estate Center.

$135,000

791632 MLS

Prime Panama City Beach Homesite! This oversized residential lot offers an excellent opportunity to build your dream home, vacation retreat, or investment property in one of the most desirable areas of Panama City Beach. With approximately 8,700+ square feet or .20ac, this homesite provides plenty of room for a custom residence, outdoor living space, boat parking, or additional storage. Conveniently located just minutes from the Gulf's white sandy beaches, public beach access, marinas, boat ramps, shopping, restaurants, schools, and entertainment. Enjoy easy access to St. Andrews Bay, world-class fishing, boating, and all the attractions that make Panama City Beach a premier coastal destination. The surrounding area continues to experience growth and redevelopment, making this an attractive option for builders, investors, or anyone looking to secure a piece of Florida's Gulf Coast. The area allows both short-term and long-term rentals, offering excellent flexibility and income-producing potential for investors. No HOA fees. Whether you're ready to build now or hold for future appreciation, this property offers location, flexibility, and outstanding potential. Don't miss this opportunity to own a piece of Florida's Gulf Coast at an affordable price!

2334 Beech Street, Panama City Beach

Listing courtesy of Coastal Realty Group.

$489,000

3 Beds ⋅ 2 Baths ⋅ 791631 MLS

ONE-OF-A-KIND CONTEMPORARY CUSTOM-BUILT PANAMA CITY BEACH HOME! Pride of ownership is evident throughout this beautifully maintained single-story residence featuring quality craftsmanship and numerous upgrades. Highlights include durable Hardie Board siding, gated entry, irrigation system, covered front porch with tile flooring, and an attached one-car garage with epoxy floor, automatic opener, and pull-down attic storage. The open-concept floor plan offers a spacious living room, dining area, and kitchen designed for comfortable living and entertaining. The kitchen features custom cabinetry, quartz countertops, LG stainless appliances, range hood, microwave, dishwasher, breakfast bar, pantry, and premium lighting and plumbing fixtures. Tray ceilings and custom ceiling fans throughout the home add style and elegance. The primary suite features a luxurious bath with double vanity, soaking tub, separate shower, custom cabinetry, and quartz countertops. A dedicated laundry room provides additional storage and convenience. Step outside to enjoy the large covered rear patio with tile flooring and ceiling fan overlooking the privacy-fenced backyard. Additional exterior features include a storage shed and dedicated RV parking area with hookups. Approved for both short-term and long-term rentals, this property is ideal as a primary residence, vacation home, or investment opportunity. Conveniently located just minutes from shopping, restaurants, bay access, marinas, and the white sand beaches of Panama City Beach. This exceptional home truly stands apart from the rest.

2620 Beech Street, Panama City Beach

Listing courtesy of Coastal Realty Group.

$330,000

3 Beds ⋅ 2 Baths ⋅ 791624 MLS

Welcome to 2318 Oakwood Street, a beautifully updated 3-bedroom, 2-bathroom home offering 1,112 square feet of comfortable living space in the heart of Panama City Beach. Situated on a generously sized 75' x 100' lot, this property presents an outstanding opportunity as a primary residence, vacation home, or short-term rental investment. Thoughtfully maintained and enhanced with recent upgrades, this home features a new HVAC system for improved efficiency and year-round comfort. The kitchen has been refreshed with a stylish backsplash, adding a modern touch to the home's functional and inviting living spaces. Step outside and discover an outdoor retreat designed for relaxation and entertainment. The fully redesigned backyard offers plenty of space to enjoy the Florida lifestyle, complete with an above-ground pool, a spacious 12' x 16' covered deck, and a 12' x 15' patio--perfect for hosting family gatherings, enjoying weekend barbecues, or unwinding after a day at the beach. A 12' x 16' storage shed provides ample room for beach gear, lawn equipment, tools, and recreational items. One of the property's most attractive features is its short-term rental eligibility, creating excellent potential for investors seeking income-producing opportunities in one of Florida's most desirable vacation destinations. With no shortage of visitors year-round, Panama City Beach continues to be a sought-after market for vacation rentals. Conveniently located just minutes from the Gulf of America's sugar-white sands and emerald waters, this home offers easy access to shopping, dining, entertainment, schools, parks, and local attractions. Whether you're looking for a turnkey investment property, a vacation getaway, or a place to call home, 2318 Oakwood Street delivers exceptional value, versatility, and coastal charm. Contact your favorite Realtor and schedule a showing today! Don't miss this opportunity to own a move-in-ready property with investment potential in beautiful Panama City Beach. Schedule your private showing today.

2318 Oakwood Street, Panama City

Listing courtesy of LPT Realty LLC.

$309,900

2 Beds ⋅ 2 Baths ⋅ 791567 MLS

COMPLETELY RENOVATED BEACH STUNNER! Every detail has been reimagined to create a modern, warm, move in ready experience! Lovingly cared for and no detail left out, completely redone in 2026. Feel the warmth of high end LVP flooring in warm inviting tones throughout. The clean smooth ceilings highlight all new recessed lighting with designer fans and crystal pendants and flush mount chandelier complete with dimmers. The kitchen boasts undercab lighting with cool to warm CCT color switch to choose your mood. The chefs kitchen features top of the line quartz countertops, new sink, faucet and stunning Spanish tile backsplash. Upstairs is no exception with gorgeous wood beams on the landing ceiling, a bathroom with dual sinks and linen closet and lighting fixtures in master and second bedrooms. The expansive balcony off of the Master Bedroom overlooks the luscious backyard for easy relaxing with coffee or your favorite beverage. The backyard is full of edible fruit trees to include: pomegranate, apple, avacado, grapefruit, banana, loquat and peach! Off of the grilling porch downstairs, there is a raised vegetable garden as well! A Ring camera with flood lights and doorbell camera will protect your piece of paradise. All of this and only 10 minute drive to the beach and 5 minutes away from Grand Lagoon with wonderful restaurants (like Captain Andersons, Deckhand Social and Grand Marlin), grocery stores and shopping! Don't miss this beauty. Call for your personal showing today.

6232 Sunset Drive, Panama City

Listing courtesy of Own It Real Estate LLC.

$299,000

2 Beds ⋅ 2 Baths ⋅ 791368 MLS

Welcome to your slice of paradise in Panama City Beach! This 2/1.5 is located in the Heart of Panama City Beach. Just off of Thomas Dr. Across from the Naval Base. Situated on a corner lot and has a privacy fenced backyard. The first floor has an open floor plan with the main living areas and half bath. The upstairs has two bedrooms and full bathroom. The bedrooms are good sized with ample closet space. This is one you do not want to miss. Just minutes from the Sugar sand beaches of Famed Panama City Beach. Close to schools, shopping, restaurants, and more. Potential for an investment opportunity as the property is currently being rented through October 31, 2026.

2319 Beech Street, Panama City Beach

Listing courtesy of Coastal Choice Realty LLC.

$579,900

4 Beds ⋅ 3 Baths ⋅ 789092 MLS

Four bedroom 2 1/2 bath Pristine, custom-built, and perfectly positioned on the desirable east end of Panama City Beach, this 4-bedroom, 2 full bath, 1 half bath home offers the ideal blend of quality, comfort, and location. Thoughtfully designed with custom features throughout, this property stands out from the moment you arrive. Meticulously maintained and in exceptional condition, it is truly move-in ready. The spacious primary ensuite is conveniently located on the main level, offering comfort and functionality for everyday living. One of the most unique and functional features is the rear-entry two-car garage, providing easy in-and-out access and added privacy while connecting quickly to Thomas Drive. Whether heading to dinner, shopping, the beach, or work, convenience is built into everyday living. Located just minutes from Capt. Anderson's Marina, ALDI, Publix, Christo's Sports Bar & Grill, local gyms, dining, and everyday essentials. Enjoy quick access to boating, fishing, jet skis, paddleboarding, and some of the area's best beaches and waterfront attractions. With no HOA restrictions, a prime location, pristine condition, and custom craftsmanship throughout, this is a rare opportunity to own a standout home in one of the most convenient areas of the beach. Must see to fully appreciate.

6324 N Lagoon Drive, Panama City Beach

Listing courtesy of Dalton Wade Inc.

$328,000

3 Beds ⋅ 2 Baths ⋅ 787948 MLS

Welcome to 6404 Pine Dr, a beautifully updated single-family home in the heart of Panama City Beach! This 3-bedroom, 2-bath split-floor plan offers 1,420 sq ft of comfortable living space, thoughtfully designed with the master suite on one side and two additional bedrooms on the other for added privacy. Step inside to find new flooring, fresh interior paint, and an inviting open layout with a breakfast bar perfect for casual dining. The master suite features a jetted tub, providing the perfect place to unwind. Ceiling fans throughout help keep the home cool and comfortable year-round, and the HVAC and water heater (both 2019) offer added peace of mind. An attached garage provides convenient parking and storage, and with no HOA, you can enjoy flexibility and freedom in how you use your property. Located just 0.5 miles from Publix, Winn-Dixie, and local restaurants, everyday errands are a breeze. Plus, you're only 2.1 miles from the beach, making it easy to enjoy the best of coastal living whenever you want. This home combines comfort, convenience, and an unbeatable PCB location--schedule your showing today!

6404 Pine Drive, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

$365,000

3 Beds ⋅ 2 Baths ⋅ 785430 MLS

AVAILABLE to be seen anytime 7/23 - 7/31! $60,000 PRICE IMPROVEMENT, House appraised February 2026 for $449,000. INSTANT EQUITY! Appraisal is available to be shared. Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

2601 Oak Street, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$264,900

2 Beds ⋅ 3 Baths ⋅ 783357 MLS

Beautifully updated and move in ready home featuring fresh, modern finishes throughout. Durable luxury vinyl plank flooring flows seamlessly through the living area and bedrooms, complemented by neutral paint tones and crisp white trim. The open living and dining area offer excellent natural light and flexible space for everyday living and entertaining. The kitchen features wood cabinets and granite look counter tops as well as new stainless appliance package and a functional breakfast bar that opens to the main living area. The primary bedroom includes a ceiling fan with light package, ample closet space and stylish sliding barn door leading to the half bath area. The bathroom offers a tiled walk-in shower with built-in bench, grab bar, and handheld shower fixture, along with updated lighting. this shower area also accesses the back yard and storage closet. Additional highlights include recessed lighting, ceiling fans, updated interior doors, new hot water heater, new windows throughout, the additional 2 full baths have been totally remodeled from bathtub/shower and toilets as well as all light switches and outlets replaced. The layout provides efficient use of space with a clean, contemporary feel throughout. Conveniently located near shopping, dining, and local amenities. The Navy Base is just a little over a mile commute from the property. Property is easy to show and ready for its next owner.

2603 Beech Street, Panama City Beach

Listing courtesy of Top Producers Real Estate Group.

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