Panama City Beach Homes with Canal Access Waterfront Features

Panama City Beach Homes with Canal Access Waterfront Features

Welcome to Panama City Beach, Florida—a coastal paradise where sun-soaked shores meet vibrant community living. Nestled in Bay County, this enchanting city is renowned for its stunning white-sand beaches, crystal-clear emerald waters, and a plethora of outdoor activities that cater to every lifestyle. Whether you’re seeking a serene retreat or an adventurous getaway, Panama City Beach offers the perfect blend of relaxation and excitement.

One of the most alluring features of this coastal gem is the availability of homes with canal access. Imagine waking up each morning to the gentle sounds of water lapping against your dock, with direct access to the Gulf of Mexico right at your doorstep. These waterfront properties not only provide a picturesque setting but also an array of recreational opportunities. Enjoy kayaking, paddleboarding, or simply cruising along the serene canals that wind through the area, leading you to the breathtaking beaches and vibrant marine life.

Homes with canal access in Panama City Beach often boast modern amenities and spacious layouts, designed to enhance your coastal living experience. Many properties feature expansive outdoor spaces, perfect for entertaining friends and family or unwinding after a day of sun and surf. With easy access to local shops, dining, and entertainment, you'll find that the charm of Panama City Beach extends far beyond its stunning waterfront.

Come discover the magic of Panama City Beach, where your dream home awaits amidst the beauty of nature and the warmth of community. Embrace the coastal lifestyle and make this vibrant city your new home today!

Newest Panama City Beach Homes with Canal Access Waterfront Features

$2,213,875
5 Beds ⋅ 6 Baths ⋅ 794758 MLS
GRAND CANAL WATERFRONT LIVING IN GATED BAY POINT! Welcome to 339 Wahoo Road, a rare Panama City Beach waterfront home offering approximately 95 feet of canal frontage and an approximately 95-foot concrete dock, complete with two jet ski lifts and approximately 7 feet of water depth. Enjoy boating access to the bay and Gulf of Mexico, with Grand Lagoon, St. Andrews State Park, and Shell Island just a boat ride away. Step off the boat and into your own private waterfront retreat! Built for entertaining, this home takes indoor-outdoor living to another level. The expansive waterfront outdoor area features a pool, hot tub, Trex deck, gas fire pit, outdoor cooking area, indoor bar, extensive indoor/outdoor bar and gathering spaces, and multiple indoor/outdoor beverage coolers--all overlooking the Grand Canal. Whether you're hosting a large celebration, cooking by the pool, gathering around the fire pit, or unwinding in the hot tub after a day on the water, this space was designed to enjoy the Florida lifestyle year-round. Inside, custom details set this home apart, including a stunning pecky cypress and blue epoxy river knee wall, pecky cypress handrails, and an impressive marble and real-wood fireplace. Walls of windows keep the Grand Canal at the center of the home, complemented by electric living room blinds and solar-controlled bedroom shades. The spacious kitchen features two refrigerators and a double oven, while the primary suite includes a double Jacuzzi tub. An in-law suite with a separate exterior entrance offers added flexibility for guests or multigenerational living. Additional coastal-minded features include high-impact glass, hurricane-rated doors, and a roof designed to meet applicable wind standards. The property is also located on a desirable section of the canal outside the mapped flood zone.* Living in Bay Point means enjoying much more than the home itself. This gated Panama City Beach community offers a Jack Nicklaus-designed golf course, Bay Point Marina, waterfront restaurants and bars, and Serenity Spa. Head through the back gate and you're just minutes from the beaches, St. Andrews State Park, and Thomas Drive dining and nightlife. Waterfront. Boating. Golf. Beaches. Entertaining. 339 Wahoo Road brings it all together. Spend the day on the Gulf, pull your boat up to your own dock, then end the evening poolside or around the fire overlooking the Grand Canal. This is Panama City Beach waterfront living at its best. *Buyer to verify canal frontage, water depth, flood zone designation, wind/hurricane ratings, boating access, community amenities, measurements, and all information deemed important.

339 Wahoo Road, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC.

$349,000
2 Beds ⋅ 3 Baths ⋅ 794739 MLS
Welcome to Panama City Beach living at its finest! Fully furnished Nestled in the highly sought-after, VA-approved community, this stunning 2-bedroom, 2.5-bath townhome offers the ultimate blend of comfort, style, and investment potential. this meticulously updated unit showcases peaceful water views of the wide canal and a bright, open-concept feel throughout. One of the unit's absolute best features is its prime location right next to a private owner's entrance, offering exceptionally quick and convenient access in and out of the community. Step outside and enjoy an unmatched resort lifestyle. The community boasts incredible amenities, including 11 pools (several heated), tennis and pickleball courts, two fitness centers, an 18-hole mini-golf course, playgrounds, shuffleboard, and an exclusive private beachfront clubhouse with a snack bar. Conveniently located just a short walk to the sugar-white beaches, local dining, shopping, and everyday conveniences like Walmart and the post office. Whether you are looking for a full-time residence, a lucrative short-term rental investment, or a dream vacation getaway, this exceptional canal-front townhome delivers. Don't miss out--schedule your showing today!

247 Saint Katherine Boulevard, Panama City Beach

Listing courtesy of Think Real Estate.

$539,000
1010595 MLS
Water, power and boat lift already in place for you! Bring your boat now and build your dream waterfront home later! This is one of the few remaining deep-water canal homesites available in the gated community of Bay Point. Ready for construction, the property is already equipped with water, power, and a boat lift, saving valuable time and significant development costs. An added bonus is its ideal positioning, offering long, picturesque views down the canal rather than directly across, creating a more open and impressive waterfront setting. House plans are available, making it even easier to bring your vision to life. Enjoy direct deep-water access from your dock to the Gulf, whether you're heading out for a day of fishing, cruising to Shell Island, or simply enjoying life on the water. Bay Point is one of Panama City Beach's premier gated communities, featuring 24-hour security, a Jack Nicklaus championship golf course, a full-service marina, on-site dining, and beautifully maintained grounds. Conveniently located just minutes from St. Andrews State Park, Shell Island, shopping, restaurants, and the sugar-white beaches of the Gulf Coast. Rare opportunities like this don't come along often. Build exactly what you've been dreaming of in one of the area's most desirable waterfront communities. Seller is a Florida licensed real estate agent.

1420 Trout Dr, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$689,000
3 Beds ⋅ 3 Baths ⋅ 794207 MLS
This immaculate 2021 canal-front home in the gated Harbour Towne community delivers the ultimate coastal escape, featuring direct access to St. Andrews Bay and the Gulf of Mexico. Spanning 1,928 square feet, this turnkey 3-bedroom, 2.5-bathroom gem is short-term rental approved and loaded with premium upgrades. Keep your vessel steps from your back door with an impressive $65,000 custom boat dock and lift designed for up to a 30-foot boat. Sip your morning coffee on the private screened porch, unwind inside a newly fenced backyard, and enjoy brand-new 2024 appliances throughout. Whether you're chasing high-yield investment returns or a dream waterfront lifestyle, this Panama City Beach paradise is ready for launch.

6712 Harbour Boulevard, Panama City Beach

Listing courtesy of Better Homes and Gardens Coast Properties.

$1,749,000
3 Beds ⋅ 3 Baths ⋅ 1009629 MLS
Welcome to the coastal life! Come experience some of the best waterfront views in all of Bay Point! Situated on a premier waterfront homesite with approximately 149 feet on one of the widest sections of the canal, this beautiful property offers panoramic water views. This is the perfect setting for the ultimate coastal lifestyle, where you can keep your boat at your backdoor and be ready to go fishing and boating at a moment's notice. Enjoy the large waterfront deck and sparkling pool, where you'll spend countless hours relaxing, entertaining, and taking in the incredible canal views. This spacious home features over 3,300 square feet, 3 bedrooms, and 3 full baths all on one level for easy living. The expansive primary suite is a private waterfront retreat with a sitting area, oversized walk-in closet, and en-suite bath. Each of the two additional bedrooms offers its own private bath, providing comfort and privacy for family and guests. The open-concept floor plan is ideal for entertaining, featuring views from literally almost everywhere, tons of natural light, generous living spaces and entertainment spaces as well as a built-in bar, making this home perfect for hosting and enjoying family and friends. Located within the prestigious gated community of Bay Point, residents enjoy world-class amenities including the Jack Nicklaus Championship Golf Course, a full-service marina, on-site restaurant and bar, and 24-hour gated security. You are ideally located and convenient to St Andrew's State Park, white sandy beaches, grocery, shops and restaurants and more. This is a rare opportunity to own a home on a premier waterfront homesite in Bay Point. Call today and make this your next home!

1522 Trout Ln, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$199,900
1 Beds ⋅ 1 Baths ⋅ 793110 MLS
**NEW PRICE $199,900 | WATERFRONT | DIRECT GULF ACCESS | BRING YOUR BOAT!** Now offered **under $200,000!** Discover waterfront living at **6568 Harbour Boulevard** in the gated Harbour Towne community of Panama City Beach. This updated one-bedroom townhome combines modern interior improvements with **direct canal access to the Gulf of Mexico and the ability to add a private boat lift**, subject to applicable HOA requirements and permitting. Inside, you'll find new tile flooring throughout, updated kitchen appliances, new kitchen cabinetry, and new bathroom cabinetry, creating a fresh, contemporary interior that's ready to enjoy. The flexible floor plan provides additional space for guests, a home office, or expanded living. Step outside to your waterfront setting and enjoy direct access to the area's waterways. Add a private boat lift and enjoy convenient access for boating, fishing, kayaking, trips to Shell Island, or an evening cruise. The outdoor space offers canal views and an opportunity to enjoy the waterfront setting right from home. Harbour Towne is a gated community offering **two swimming pools and pickleball courts**, with a community pool conveniently located directly across from the property. **Long-term rentals are permitted**, providing additional flexibility for ownership and investment use. **PROPERTY HIGHLIGHTS** • **NEW PRICE -- $199,900** • Updated one-bedroom waterfront townhome • Direct canal access to the Gulf of Mexico • Private boat lift allowed, subject to HOA requirements and applicable permitting • Waterfront outdoor space with canal views • Flexible interior space for guests, office, or additional living area • New tile flooring throughout • Updated kitchen appliances • New kitchen cabinetry • New bathroom cabinetry • Gated Harbour Towne community • Two community swimming pools • Pickleball courts • Community pool conveniently located directly across from the property • Long-term rentals permitted • Convenient Panama City Beach location **WATERFRONT. GULF ACCESS. UNDER $200K.** At **$199,900**, 6568 Harbour Boulevard offers an opportunity to own an updated waterfront property with direct Gulf access in Panama City Beach. Bring your boat and discover the Harbour Towne waterfront lifestyle.

6568 Harbour Boulevard Unit 5, Panama City Beach

Listing courtesy of Think Real Estate.

$1,189,000
4 Beds ⋅ 4 Baths ⋅ 792981 MLS
WATCH DOLPHINS AND MANATEES SWIM, FISH JUMP, AND BIRDS VISIT THE DOCK. BOAT FROM YOUR BACK YARD. NOW AVAILABLE: A GREAT WATERFRONT HOME WITH DEEP WATER ACCESS. NOT ONLY ARE THESE OPPORTUNITIES LIMITED IN PANAMA CITY BEACH, BUT THIS HOME HAS SO MUCH CHARACTER AND UNIQUE FEATURES THAT WE THINK YOU WILL LOVE. 4 BEDROOMS, MASTER BEDROOM ENSUITE IS ON THE GROUND FLOOR, 2 BEDROOMS UPSTAIRS SHARE A JACK-N-JILL BATH, 2.5 HALF BATHS TOTAL, A BONUS ROOM AND A LOFT BIG ENOUGH FOR ANOTHER BEDROOM OR WHATEVER YOUR BEST USE MAY BE. THIS HOME HAS GONE THROUGH A COMPLETE REMODEL, AND IT HAS BECOME A SHOWCASE PROPERTY. OVER THE LAST TWELVE MONTHS, IT HAS BECOME A FABULOUS PLACE TO HOST WONDERFUL THEME PARTIES AND MORE. IT IS IN A PERFECT LOCATION CLOSE TO THE END OF THE WAHOO ROAD CANAL AND OFFERS SO MUCH PRIVACY, A LOT LESS WAKES AND BOAT TRAFFIC. OUTSIDE HOT AND COLD WATER SHOWER. SOLAR PANELS ARE A BIG PLUS HERE (PAID FOR) AT NO EXTRA COST TO THE BUYER, AND THE AVERAGE POWER BILL IS $60.00 A MONTH; THE HOOK-UP FOR THE ELECTRIC VEHICLE WAS INSTALLED. THE SELLER IS A LICENSED FLORIDA REALTOR; CALL ME TO SEE THIS BEAUTIFUL HOME OR THE REALTOR YOU WORK WITH. PROOF OF FUNDS OR PRE-Q LENDER LETTER. SELLER IS A LICENSED FLORIDA REALTOR.

397 Wahoo Road, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

$229,000
1008062 MLS
Motivated Seller! Build your dream home on this prime cul-de-sac waterfront lot in the gated community of Harbour Cove Village along Millionaire's Row. This ready-to-build homesite offers added privacy and extra space with its unobstructed bay views and corner lot location, making it one of the community's most attractive lots. Enjoy direct canal frontage with convenient bay access, perfect for keeping your boat, jet ski, kayak, or paddleboard just steps from your future home. Spend your days exploring the bay or heading out to the Gulf with ease. To help bring your vision to life, the seller is including floor plans specifically designed for this lot, offering a valuable head start on the building process. Ideally located less than 10 minutes from the nearest beach access and minutes away from fine dining plus local shops, this property combines waterfront living with exceptional convenience. Whether you're building a primary residence, vacation getaway, or investment property, this is an incredible opportunity to own one of Harbour Cove Village's premier homesites.

1041 Lighthouse Lagoon Ct, Panama City Beach

Listing courtesy of Salty Marlin Realty.

$1,075,000
3 Beds ⋅ 3 Baths ⋅ 792523 MLS
Water toys and Garage storage. This beautiful canal front home was built in 2020 by Stacey Wilson using updated FL. Codes. The open floor plan with 12' sliding glass doors, practically erases the line between the inside and out. Moor your boat along the new 44 foot dock and seawall completed in 2024 and grill the day's catch on your expansive covered deck overlooking the canal. Inside you will enjoy the easy flow between the entertaining living room and your nicely equipped kitchen complete with propane fueled stove, oven and on demand Rinnai water heater. All of which are connected to a buried 250 gal propane tank. This beautiful home has 3 bedrooms, 2 full bathrooms and 1 half bath. 10' ceiling, 8' doors, trey ceilings in the primary bedroom and living room. The use of the large upstairs bonus room is open to your imagination. Add in the 24ft deep garage with overhead storage and 9' doors that allow for large trucks and other oversized toys, and you have the ultimate family home for Florida fun in the sun. New HVAC was installed by A Superior in 2024.

1424 Trout Drive, Panama City Beach

Listing courtesy of Bay Point Real Estate Co.

$695,000
3 Beds ⋅ 3 Baths ⋅ 792460 MLS
Bay point canal front 3 bedroom 2 1/2 bath home. This home has a huge pool and a large lot situated on a quiet cul de sac. There is a dock and a boat lift and has bay front access. New kitchen and roof in 2018 and had a very open concept.

1502 Trout Lane, Panama City Beach

Listing courtesy of FLATFEE.COM.

$799,000
3 Beds ⋅ 2 Baths ⋅ 1007090 MLS
Stunning Waterfront Home with Gulf Access and Deep Water Boating Amenities. Don't miss this incredible opportunity to own a newly renovated waterfront retreat with direct access to the Gulf! Situated in a secluded, gated community, this home is a boater's paradise, complete with a deep-water boat slip and boathouse. Step outside to enjoy Florida's fabulous weather on two oversized, southern-style screened porches--perfect for entertaining family and friends. Inside, the home features exquisite finishes, including light sand-colored quartz countertops in the kitchen and bathrooms, complemented by immaculate white cabinetry and modern gold hardware for a clean, sophisticated look.

1001 Lighthouse Lagoon Ct, Panama City Beach

Listing courtesy of Mainsail Realty Company.

$1,444,000
4 Beds ⋅ 4 Baths ⋅ 1007071 MLS
Experience elevated coastal living at 210 Marlin Circle in Bay Point--an elegantly updated waterfront sanctuary on a quiet canal east of the Bonefish Bridge. True move-in readiness meets peace of mind in this pre-inspected, one-level residence located in Zone X, featuring a clean claim history, insurable status, and a recent vinyl seawall evaluation with no issues. The resort-style arrival features a circular paver driveway exceeding 5,000 sq. ft., automated landscape lighting, and a striking 6-foot fountain water feature surrounded by soothing beach pebbles. Inside, the Great Room rises to cathedral ceilings anchored by a functional gas-to-wood burning fireplace, flowing seamlessly into a wet bar with custom waterfall granite, a beverage fridge, and an ice maker. The efficient kitchen boasts updated cabinetry, soapstone countertops, upgraded KitchenAid appliances, a 6-burner natural-gas cooktop with pot filler, and convection microwave wall oven. Designed for ultimate versatility, the interior layout showcases four en-suite bedrooms. The primary suite features a Turkish-inspired steam shower with Delta/Ferguson dual heads, Bluetooth speakers, and mood lighting, alongside a soaking tub, dual vanities, and a private courtyard with Trex decking, a hot tub, and a dual-temperature outdoor shower. Guests or caretakers enjoy a private-entry suite with its own courtyard, frameless shower, floating vanity, and dedicated laundry zone. A third mobility-friendly front suite includes a curbless roll-in tile shower with dual fixtures, while the fourth suite offers a floating granite vanity paired with a full tiled tub and shower combo. The fenced back yard with lush Zoysia turf serves as your launchpad for deep-water adventure. Positioned on approximately 70 ft of waterfront, the private dock was upgraded in 2019, with a new seawall cap, pilings, and ladder. In addition to, 30-amp shore power, watercraft washing stations, and zero height restrictions--offering uninhibited passage to Shell Island and the Gulf for tall-masted sailboats, flybridge yachts, or tuna towers. There's even a spot for a boat lift! Multiple entertaining and relaxation areas aligned toward western-facing sunsets let you connect and unwind in total serenity with space for a swimming pool! Behind the scenes, mechanical and building infrastructure is entirely turn-key. Upgraded dual HVAC systems with replaced ductwork (2020) feature semi-annual service history and REME HALO® air purification. The 2020 natural gas installation feeds two annually serviced Navien tankless water heaters, cooktop, fireplace, primary laundry, and an outdoor stub for a future fire pit or grill. Additional features include a 2019 roof, gutters, a complete chimney overhaul (cap, chase cover, flue pipe, and collar), storm drain system, dual laundry zones including a boater's closet, smart Honeywell thermostats, Orbit B-hive irrigation, and integrated surround sound with global surveillance access. Every system is checked, completed, and move-in ready. Schedule your private showing today.

210 Marlin Cir, Panama City Beach

Listing courtesy of Secure Real Estate.

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