Panama City Beach Homes with Gulf Waterfront Features

12011 Front Beach Road Unit 1104, Panama City Beach

This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment. Don't miss the opportunity to own your own piece of paradise on the beautiful Gulf Coast! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals.

12011 Front Beach Road Unit 1104, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

8618 Surf Drive Unit 202, Panama City Beach

$189,000

1 Baths ⋅ 797302 MLS

What are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .

8618 Surf Drive Unit 202, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

8743 Thomas Drive Unit 918, Panama City Beach

$325,000

1 Beds ⋅ 2 Baths ⋅ 797280 MLS

YOUR BEACH ESCAPE STARTS HERE! Welcome to The Summit #918, where beautiful Gulf views and easy beach days come together. This ninth-floor beachfront condo overlooks Panama City Beach's sugar-white sand and emerald waters, with a private balcony made for morning coffee, sunset watching and unwinding to the sound of the waves. Inside, the inviting layout offers a comfortable place to recharge after a day in the sun. A king-size bed in the bedroom, two recessed hallway bunks and a new queen-size sleeper sofa provide flexible sleeping arrangements for you and your guests. Whether you're searching for a personal coastal retreat or a vacation rental opportunity, #918 is a welcoming place to call your own. Enjoy resort amenities that make every stay feel like a getaway, including private beach access, two pools, two hot tubs, a fitness center, sauna, tennis, basketball, pickleball, shuffleboard and a game room. BBQ and picnic areas offer space for casual outdoor meals, while the seasonal Tiki Bar and Bikini Bob's bring extra vacation fun. The gated resort also features 24/7 onsite security, elevators and private parking. The elevators are conveniently located right outside the unit. Located on Thomas Drive, The Summit puts dining, entertainment and local favorites within easy reach. Explore Ripley's Believe It or Not!, WonderWorks and ZooWorld, enjoy a round at Signal Hill Golf Course or head to Pier Park for shopping and dining. From slow mornings on the balcony to afternoons with your toes in the sand, The Summit #918 invites you to make the most of life at the beach.

8743 Thomas Drive Unit 918, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

7205 Thomas Drive Unit A105, Panama City Beach

$595,000

2 Beds ⋅ 2 Baths ⋅ 797266 MLS

Prime Gulf-Front Corner Unit at the Dunes of Panama! The only one of its kind in the building! Enjoy endless, unobstructed views of the Emerald Coast from every room in this beautiful and spacious 2-bedroom, 2-bath Gulf-front condo with 1,600 sq. ft. of bright, open living space! This corner unit offers panoramic views from the living room, dining room, kitchen and both bedrooms. STR - this is a proven income producer, this property generated $99,968 in 2023, $96,050 in 2024, and $77,863 for 2025. Whether you're seeking a luxury beachfront retreat or a strong-performing investment, this Dunes of Panama condo delivers exceptional views and returns. *Major Milestone repairs are completed and just finishing some small details, and all assessments have been paid! The Dunes of Panama Resort has 1,500 linear feet of sugar white sand, 3 gulf front pools (one heated), four pickleball courts, one tennis court, free WI-FI, fitness room, shuffleboard, outdoor BBQ grills, Stingray's restaurant and gift shop and the Sneaky Tiki‌‌‌‌‌‌‌‌‌‌‌‌ poolside

7205 Thomas Drive Unit A105, Panama City Beach

Listing courtesy of Bright Realty Solutions.

9900 S Thomas Drive Unit 317, Panama City Beach

$345,000

2 Beds ⋅ 2 Baths ⋅ 797258 MLS

LOW FLOOR | GULF-VIEW PRIMARY SUITE | POPULAR TYPE C FLOOR PLAN Shores of Panama Unit 317 in Panama City Beach features coastal-nautical décor, updated light fixtures, large flat-screen TVs, and tile flooring throughout. This well-maintained condo offers the popular Type C floor plan with a Gulf-front primary suite offering views of the Gulf, pool, and palms through its bedroom window, plus a private bunk room and 2 full bathrooms. Located on the 3rd floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and Samsung appliances and opens to the living and dining areas. An accent wall behind the living room TV adds to the coastal styling. The full-width balcony, accessed from the living room, extends in front of the primary suite and provides outdoor living space overlooking the lagoon-style pool and Gulf. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. Additional features include a 2019 HVAC system and 2023 water heater. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers additional dining, retail, and entertainment options. HOA dues are $3,491.71 per quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 317, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit UNIT 317, Panama City Beach

$345,000

2 Beds ⋅ 2 Baths ⋅ 1014647 MLS

LOW FLOOR | GULF-VIEW PRIMARY SUITE | POPULAR TYPE C FLOOR PLAN Shores of Panama Unit 317 in Panama City Beach features coastal-nautical décor, updated light fixtures, large flat-screen TVs, and tile flooring throughout. This well-maintained condo offers the popular Type C floor plan with a Gulf-front primary suite offering views of the Gulf, pool, and palms through its bedroom window, plus a private bunk room and 2 full bathrooms. Located on the 3rd floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and Samsung appliances and opens to the living and dining areas. An accent wall behind the living room TV adds to the coastal styling. The full-width balcony, accessed from the living room, extends in front of the primary suite and provides outdoor living space overlooking the lagoon-style pool and Gulf. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. Additional features include a 2019 HVAC system and 2023 water heater. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers additional dining, retail, and entertainment options. HOA dues are $3,491.71 per quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit UNIT 317, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

6609 Thomas Drive Unit 502, Panama City Beach

$719,900

2 Beds ⋅ 2 Baths ⋅ 797256 MLS

Enjoy Gulf-front living at Coral Reef Condominiums in this rarely available fifth-floor residence. Unit 502 offers two bedrooms, two bathrooms, and approximately 1,427 square feet, with sweeping views of the sugar-white sand and emerald waters of the Gulf. Inside, the condo is freshly painted and fully furnished with tasteful furnishings, making it ready to enjoy. Both bathrooms have been updated with new showers, and the welcoming interior complements the beautiful Gulf and beach views. Located on the quieter east end of Panama City Beach, the condo is near popular dining spots including Captain Anderson's, Grand Marlin, and J. Michael's. Community amenities include two pools--one heated year-round--a gazebo, outdoor grilling area, and fitness room. A private garage adds a valuable, uncommon convenience. Whether you're seeking a beach retreat, family getaway, or potential rental investment, this well-appointed Gulf-front condo offers a special opportunity in a sought-after location.

6609 Thomas Drive Unit 502, Panama City Beach

Listing courtesy of Emerald Sands Real Estate.

23223 Front Beach Road Unit 333, Panama City Beach

$340,000

2 Beds ⋅ 3 Baths ⋅ 797253 MLS

Coastal Living Meets Lakeside Luxury at Pinnacle Port! Welcome to an exceptional opportunity to own a beautiful two-story condominium in the sought-after gated community of Pinnacle Port in Panama City Beach, Florida. Offering the best of both worlds, this unique property combines breathtaking Gulf-front views with the peaceful beauty of Lake Powell. Step inside and discover a spacious, inviting living area that opens onto a private Gulf-front balcony, where you can relax, unwind, and take in the stunning views of the emerald waters. The main level also features a well-appointed kitchen with a functional layout, perfect for entertaining family and friends or enjoying a quiet evening at home. Upstairs, you'll find two generously sized bedrooms, each offering its own special view. The guest bedroom captures beautiful views of the Gulf, while the primary bedroom features a private balcony overlooking the tranquil waters of Lake Powell. This distinctive layout provides a wonderful balance of comfort, privacy, and coastal charm. Pinnacle Port offers an impressive selection of amenities designed to complement the coastal lifestyle. Enjoy the peace of mind of a 24-hour gated community, along with access to a fitness center, pickleball court, basketball court, and playground. Boating and outdoor enthusiasts will appreciate the community boat dock and launch, as well as the fishing pier, providing convenient access to Lake Powell for fishing, kayaking, and enjoying the natural beauty of the area. The location is just as appealing, with convenient access to the renowned 30A corridor, local shopping, dining, and entertainment. Pier Park is just a short drive away, offering an abundance of shopping, restaurants, and attractions. You'll also enjoy the nearby Shops at Carillon and seasonal summer concerts in the park. Whether you're searching for a personal beach retreat, a second home, or an investment opportunity, this exceptional Pinnacle Port condominium offers a lifestyle that's hard to duplicate. Enjoy Gulf-front living, peaceful lake views, and resort-style amenities all in one incredible location. Don't miss your opportunity to own a piece of the beautiful Panama City Beach lifestyle!

23223 Front Beach Road Unit 333, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

16819 Front Beach Road Unit 1307, Panama City Beach

$420,000

1 Beds ⋅ 2 Baths ⋅ 797252 MLS

Gulf views from the 13th floor at Tidewater Beach. Unit 1307 is a 1-bedroom, 2-bath condo with a bunk area, 849 sq ft, and 9-foot ceilings that keep the living space open. The living area and balcony both look straight out over the Gulf, so morning coffee and sunset happen in the same spot. The unit has been updated and is sold furnished, so it can be ready for your next trip or your first rental guest without a furniture run. Tidewater Beach is a 2007 Gulf-front tower on Front Beach Road in Panama City Beach, and every unit faces the water. HOA is $1,704.58 per quarter with no assessments. Investors: rental history is available, along with HOA details, recent building sales, and carrying costs.

16819 Front Beach Road Unit 1307, Panama City Beach

Listing courtesy of LPT Realty LLC.

9860 S Thomas Drive Unit 1809, Panama City Beach

$389,500

2 Beds ⋅ 2 Baths ⋅ 797244 MLS

**$60,467 IN RENTAL REVENUE IN 2025! EXCEPTIONAL INVESTMENT OPPORTUNITY WITH BREATHTAKING GULF VIEWS!** Discover this beautifully designed 18th-floor condo at Laketown Wharf, offering panoramic views of the sugar-white sand beaches and emerald waters of the Gulf of Mexico! This spacious 2-bedroom, 2-bathroom residence features an additional separate bunk bed nook, comfortably accommodating up to 9 guests. Whether you're looking for an income-producing vacation rental, second home, or luxurious coastal retreat, this property offers an exceptional opportunity! **LUXURIOUS INTERIOR & THOUGHTFUL DESIGN** Step inside to discover a beautifully appointed open-concept living space designed for comfort, relaxation, and entertaining. The gourmet kitchen features stainless steel appliances, granite countertops, and a convenient breakfast bar. The spacious living and dining areas flow seamlessly together, creating a bright and welcoming atmosphere filled with natural light. Step onto your private balcony and take in spectacular panoramic Gulf views, refreshing coastal breezes, and unforgettable sunsets. The primary suite is a true retreat, featuring a king-size bedroom with stunning Gulf views, direct balcony access, a spacious walk-in closet, and a spa-like en-suite bathroom complete with double vanities, a soaking garden tub, and a separate walk-in shower. The generously sized second bedroom provides a comfortable retreat for guests. An additional separate bunk bed nook offers extra sleeping accommodations, making this condo ideal for larger groups. **PREMIER RESORT-STYLE AMENITIES AT LAKETOWN WHARF** Laketown Wharf offers an impressive collection of amenities designed to deliver the ultimate coastal resort experience! Enjoy five spectacular swimming pools, including a lagoon-style pool, rooftop pool with beautiful views, zero-entry children's pool, seasonally heated pool, and adults-only swimming area. Two relaxing hot tubs provide the perfect setting to unwind after a day at the beach. Just steps away, enjoy convenient private beach access across the street, leading to the Gulf's pristine shoreline. Stay active in the fully equipped fitness center featuring cardio equipment, free weights, and strength-training machines. Additional recreational amenities include a putting green and beautifully maintained outdoor gathering areas. One of the resort's signature attractions is its expansive 52,000-square-foot lakefront boardwalk, featuring a spectacular dancing fountain and light show that creates a memorable evening experience. Entertainment is right at your doorstep with 810 Billiards & Bowling, offering bowling lanes, billiards, arcade games, interactive activities, a full-service bar, and dining options. Enjoy the convenience of numerous on-site restaurants, cafés, and shops, including The Wharf Seafood Buffet, Juan Taco, Lorrie Morgan's Spicy Hot Chicken Coop, The Candymaker, Sunshine Bar & Grill, and Laketown Market. From casual bites and seafood dining to sweet treats and everyday essentials, everything you need is within easy reach. Additional conveniences include covered parking, gated access, and 24-hour on-site security. **EXCEPTIONAL LOCATION & INVESTMENT OPPORTUNITY** Ideally situated in the heart of Panama City Beach, this property is just minutes from popular restaurants, shopping, entertainment, attractions, and outdoor recreational activities. With $60,467 in rental revenue for 2025, a desirable 18th-floor location, spacious accommodations for up to 9 guests, breathtaking Gulf views, and extensive resort-style amenities, this condo presents a compelling opportunity for investors and second-home buyers alike. YOUR COASTAL INVESTMENT OPPORTUNITY STARTS HERE! Own a stunning Gulf-view condo with proven rental history and exceptional resort amenities. Perfect for investors or vacation homeowners. Make your coastal dream a reality!

9860 S Thomas Drive Unit 1809, Panama City Beach

Listing courtesy of Savvy Avenue LLC.

8743 Thomas Drive Unit 808, Panama City Beach

$389,000

1 Beds ⋅ 2 Baths ⋅ 797237 MLS

Enjoy beautiful Gulf views from this completely renovated, fully furnished 8th floor condo at The Summit. This 1-bedroom, 1-bath unit with a twin-bed nook in the hallway accommodates up to five guests. The quality remodel complements an exceptional rental history and impressive rental income, making this unit an appealing beach getaway or investment property. The spacious Gulf-front balcony features updated epoxy flooring and a new railing. Resort amenities include direct beach access, two pools--one seasonally heated--two hot tubs, a fitness center, game room, tennis courts, and convenient on-site dining and refreshments. Head next door to Tootsie's Orchid Lounge for food, drinks, and live music, or explore nearby shopping, entertainment, and St. Andrews State Park. For buyers who retain the current rental management company, management is prepared to honor existing reservations, assist with a smooth ownership transition, and offer a discounted management rate.

8743 Thomas Drive Unit 808, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

5115 Gulf Dr Unit UNIT 1402, Panama City Beach

$415,000

1 Beds ⋅ 2 Baths ⋅ 1014606 MLS

Welcome to your private slice of paradise! The Seychelles Resort Condominium is renowned for its awe-inspiring views of the Gulf's emerald waters and is ideally situated along 200 feet of pristine, sandy beach, just steps from the renowned Schooners Restaurant. This exquisite 883-square-foot, one-bedroom, two-bathroom residence--featuring hallway bunks--comfortably accommodates up to six guests and is being sold fully furnished. This gulf-front gem has been thoughtfully maintained and features approximately $40,000 in enhancements completed in 2022, creating a stylish and comfortable coastal retreat. The updates include new lighting, luxury vinyl plank flooring throughout, an extended kitchen counter with sleek quartz countertops, and coordinating quartz finishes in both bathrooms. Fresh paint throughout, including the kitchen and bathroom cabinetry, and refinished smooth ceilings add to the clean, modern feel. The private balcony features upgraded patio furniture, while a new washer and dryer was installed to provide added convenience. These well-planned improvements enhance the unit's appeal and offer a welcoming space to enjoy gulf-front living. Seychelles Resort offers an array of exceptional amenities, including two gulf-front pools, a hot tub, a well-equipped fitness center, a conference center, and onsite rental and property management services. Residents and guests enjoy the added benefit of secure, covered parking with a convenient walkover to the beach. HOA fees cover all utilities, including electricity. Centrally located off Thomas Drive, Seychelles Resort is just minutes from marinas, shopping, dining, entertainment, and the scenic St. Andrews State Park. With excellent rental income potential, this is your chance to own a piece of the World's Most Beautiful Beaches. All measurements are approximate and should be verified by the buyer.

5115 Gulf Dr Unit UNIT 1402, Panama City Beach

Listing courtesy of The Premier Property Group Seacrest Office.

Panama City Beach Homes with Gulf Waterfront Features

Newest Panama City Beach Homes with Gulf Waterfront Features

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