Panama City Beach Townhomes for Sale

Welcome to Panama City Beach, Florida – a sun-soaked paradise nestled in Bay County that offers the perfect blend of coastal charm and vibrant community living. Known for its stunning white-sand beaches and crystal-clear emerald waters, this picturesque city is not just a vacation destination; it’s a place to call home. With a year-round temperate climate, residents enjoy endless outdoor activities, from fishing and boating to biking along scenic trails.

Panama City Beach boasts a rich array of dining, shopping, and entertainment options. Whether you’re indulging in fresh seafood at a local eatery or exploring the unique boutiques that line the beachfront, there’s always something to discover. Families will appreciate the excellent schools and community parks, making it an ideal location for raising children or enjoying a relaxed lifestyle.

For those considering a move to this coastal gem, the townhomes for sale in Panama City Beach offer an incredible opportunity to immerse yourself in this vibrant community. These stylish residences blend modern comforts with coastal elegance, providing the perfect sanctuary after a day spent soaking up the sun. Many townhomes feature open-concept designs, private balconies with breathtaking views, and easy access to the beach, making them perfect for both full-time living and vacation rentals.

Investing in a townhome in Panama City Beach means embracing a lifestyle filled with sun, sand, and community spirit. Don’t miss your chance to own a piece of this idyllic paradise—explore the townhomes available today and start your journey toward coastal living!

Newest Panama City Beach Townhomes for Sale

$459,900

2 Beds ⋅ 2 Baths ⋅ 1011480 MLS

Look no further than this Beautiful Dreamsicle Cottage in Phase 6BC of Latitude Margaritaville Watersound, loaded with upgrades throughout! This bright, airy, move-in ready cottage features 2 beds and 2 baths, 8 ft interior doors, Mohawk RevWood plank flooring throughout, recessed lighting, modern light fixtures, and custom plantation shutters on all windows. The open living and dining area offers abundant natural light with easy flow to the tranquil covered front porch. The bright kitchen designed for effortless living and entertaining, includes all upgraded soft-close white cabinetry, crown molding, quartz counters, upgraded appliances including a gas range, an island designed to entertain with a dedicated dining space for your dinner parties. The primary suite includes a walk-in closet and a spacious bath with dual vanities, upgraded soft close cabinetry, quartz counters, walk-in closet with ample storage and a tiled walk-in shower with a frameless shower enclosure. Off the kitchen is a separate hallway connecting to the guest bedroom - large enough for two full beds, office space, and a separate private bathroom with upgraded tile, quartz and soft-close cabinetry. The adjacent bonus room is perfect for when the grandkids visit or as a workspace/craft room. Additional highlights include hurricane-rated windows and doors, extra insulation in the garage, and a neutral interior palette ready for its next owner. Life in Latitude Margaritaville truly has it all. You can spend your days as busy or as relaxed as you prefer. And by busy, we mean, catching up with friends at the Bar & Chill Restaurant overlooking the Intracoastal Waterway while watching the sun set, swimming in the Paradise pool with the live bands playing daily, buying your favorite local produce & meat at the monthly farmer's market, enjoying miles of walking trails, using the kayak launch, attending the Arts & Learning studio classes, playing pickleball or tennis, staying active in the state-of-the-art fitness center or swimming laps in the indoor pool. There are endless opportunities to connect with fellow friends and neighbors - all just a quick golf cart ride away from your new home! This home has 9 years remaining of the 10-year structural warranty offered by Minto. It's no secret that this 55+better community is one of the area's fastest growing spots to move to. Choose to live where the locals live; a short drive to idyllic 30A for boutique shopping & fine dining, only 15 minutes to the Gulf's white-sand beaches and an easy drive to the ever growing, Northwest Florida Beaches International Airport to pick up friends & family! Publix construction is underway as is Tallahassee Memorial hospital, a short drive down the road from the community.

8614 Sand Dollar Dr, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$315,000

3 Beds ⋅ 3 Baths ⋅ 1011346 MLS

Here is your opportunity in the sought after west end community of Whisper Dunes! This well maintained home is waiting for your personal touches as a primary residence or second home in a community that does not allow short term rentals. Outstanding location close to the beach, and 5 miles to Pier Park to the east, and 5 miles to 30A to the west. The community has a beautiful pool in the back of the community that backs up to conservation land. This Beazer home has quality construction with concrete block on the first floor and hardie siding on the second floor. Exterior was painted in 2025. New roof in 2025. A/C unit was replaced in 2022. Open floor plan with tile flooring on the main level with the kitchen, living and dining area. Kitchen has stainless appliances and solid surface counters. There is a powder bath off the living area. An open patio off the living area offers private outdoor space and extends your living and entertaining space.

127 Sand Oak Blvd, Panama City Beach

Listing courtesy of The Premier Property Group Seacrest Office.

$400,000

2 Beds ⋅ 2 Baths ⋅ 1011146 MLS

Welcome to the no-worries lifestyle at 8831 Attitude Avenue in Latitude Margaritaville Watersound. A gated 55+ resort community just north of Panama City Beach. This 2024-built Bamboo cottage offers 2 bedrooms, 2 baths, and 1,308 sq ft of single-level living, plus an attached 2-car garage with room for storage and your golf cart. Inside, the open-concept kitchen and dining area flow into a living room under an 11-foot vaulted ceiling. The screened porch extends your living space outdoors nearly year-round. Located in Phase 6BC, this home is just a short golf cart ride from Latitude Town Square, where residents enjoy the lagoon-style Paradise Pool, Fins Up! Fitness Center with indoor lap pool and spa, Latitude Bar & Chill, the second-floor Overlook Bar, Last Mango Theater, tennis, pickleball and bocce courts, Barkaritaville Dog Park, and regular live music. The whole community is golf cart friendly. Minutes from Northwest Florida Beaches International Airport, shopping, dining, and the Gulf. Schedule your private showing today!

8831 Attitude Ave, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$665,000

3 Beds ⋅ 2 Baths ⋅ 1011074 MLS

LIVE WHERE THE BAY MEETS THE GULF. Welcome to 2330 Pelican Bay Ct, an exceptional waterfront townhome offering an elevated coastal lifestyle with breathtaking views overlooking St. Andrews Bay and the harbor. Located in the desirable Pelican Bay community, this spacious 3-bedroom, 2.5-bath residence offers 2,357 square feet of beautifully proportioned living space, a private 2-car garage, and an extraordinary setting for those who appreciate life on the water. From the moment you arrive, the peaceful waterfront setting makes an impression. Inside, the generous floor plan offers an effortless blend of comfort and sophistication, with spacious living areas designed to take advantage of the beautiful surroundings. Natural light fills the home while the bay and harbor views create a stunning backdrop for everyday living. Step outside and embrace the boating lifestyle that makes this property truly special. St. Andrews Bay provides access through St. Andrews Pass to the Gulf of Mexico and Shell Island, putting some of the area's most beautiful waters, beaches, and boating destinations within easy reach. For boat owners, convenience doesn't get much better--you can keep your boat right outside your unit on an anchor buoy, and the community's private dock provides a convenient place to load and unload before heading out on the water. Imagine starting your morning with coffee overlooking the bay, heading out by boat for an afternoon at Shell Island, then returning home to enjoy the sunset from your waterfront porch. This is coastal living designed around the water. The spacious primary suite provides a peaceful private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Thoughtful improvements provide added comfort and peace of mind, including a new roof and porch in 2019, AC and water heater replaced in 2020, new dishwasher in 2021, and fresh exterior paint completed in 2026. A 2-car garage adds exceptional convenience and storage for vehicles, bikes, paddleboards, beach equipment, and everything needed to enjoy the Florida coastal lifestyle. Beyond your doorstep, Pelican Bay offers a welcoming community atmosphere with a clubhouse and pool, providing the perfect place to relax, entertain, or spend a sunny afternoon close to home. The HOA fee is $1,713 semi-annually. Rentals are permitted with a minimum one-year lease, creating a desirable residential atmosphere while offering flexibility for those seeking a full-time residence, second home, or long-term investment. And the location puts you close to everything that makes Panama City Beach special. Enjoy the sugar-white beaches and emerald waters of the Gulf, along with outstanding restaurants, shopping, entertainment, fishing, boating, and outdoor recreation--all while coming home to the peaceful beauty of your own waterfront retreat. 2330 Pelican Bay Ct is more than a home--it's a front-row seat to the water, a gateway to the Gulf, and an invitation to experience Panama City Beach at its finest.

2330 Pelican Bay, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$750,000

4 Beds ⋅ 4 Baths ⋅ 1011023 MLS

Welcome to 160 Southfields Road, a spacious coastal retreat offering an outstanding location near the beaches, dining, shopping, and entertainment that make the west end of Panama City Beach so desirable. Situated in the peaceful, low-density Bella Costa community, this fully furnished 4-bedroom, 3.5-bath home provides plenty of room for family getaways, vacation guests, or investment use. Designed across three levels, the home offers generous indoor and outdoor living space, including a balcony on each floor. Whether enjoying coffee in the morning, catching the coastal breeze in the afternoon, or winding down after a day on the Gulf, there are plenty of places to relax and enjoy the Florida lifestyle. Inside, the open living and gathering areas provide an inviting setting for entertaining, while the spacious floorplan allows larger families and groups to spread out comfortably. The layout makes the property especially appealing for vacation rentals, family reunions, weekend getaways, and guests traveling together. Beach days couldn't be easier, with Public Beach Access #93 just a short walk away. When you're ready to explore, you're conveniently positioned near 30A and Inlet Beach, along with the restaurants, shopping, entertainment, and attractions of Pier Park. Bella Costa also offers a community swimming pool, while the home's garage parking adds another level of convenience for owners and guests. Whether you're searching for a personal beach getaway, a second home along the Emerald Coast, or a furnished property with short-term rental potential, 160 Southfields Road offers the space, location, and flexibility to enjoy the coastal lifestyle while also providing an attractive investment opportunity.

160 Southfields Rd, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$635,000

3 Beds ⋅ 3 Baths ⋅ 1010710 MLS

Located along Front Beach Road in Panama City Beach, Unit B-1 offers a unique opportunity for buyers seeking a versatile coastal property with strong short-term rental potential. With approximately 1,908 square feet, the property features a flexible configuration that can function as two separate accommodations, including a private downstairs studio, allowing investors to market the property as a whole or utilize the spaces separately. B-1 is the closest unit in the development to the community pool, providing convenient access to one of the property's primary guest amenities. The property is also ideally located near Panama City Beach's white-sand beaches, Pier Park, dining, shopping, entertainment, and area attractions. With its substantial square footage, flexible rental configuration, pool proximity, and desirable Panama City Beach location, B-1 stands apart from the traditional condominium investment and is well suited for a dedicated short-term rental or a combination of personal use and rental income.

17878 Front Beach Rd Unit UNIT B1, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

$294,000

2 Beds ⋅ 2 Baths ⋅ 1010141 MLS

Beautiful Palmetto Trace Subdivision, with its gorgeous tree-lined streets, two community pools and sidewalks throughout, is dog-friendly, golf cart-friendly and sits in the perfect location, minutes to Pier Park's many shops & restaurants, and the world's most beautiful beaches! This 2 bed/2 bath townhome is extremely clean, and move-in ready. Inside you will find an open floor plan all on one level with a huge amount of living space to include oversized living & dining areas with vaulted ceiling, open kitchen w/breakfast area and breakfast bar, large master bedroom with 2 large closets, laundry closet with stacked washer/dryer, and ample storage space. Additional highlights include a one car garage, private screened-in porch, unique extended patio and garden area with views of trees, lake, and the adorable ducks that occupy it. Updates include roof 2023, HVAC 2021, water heater 2022, and new garage door opening system with remote 2025. Home also includes metal hurricane shutters with all the hardware. It's rare to find an established neighborhood with low HOA fees. $173/mo covers lawn and landscaping maintenance, lawn irrigation, palm tree trimming, trash service, pools, and an exterior pressure wash 1x/yr, so be sure to compare! Palmetto Trace is 14 miles from PCB International Airport, 5 minutes to shopping, restaurants & entertainment at Pier Park, and just over a mile to Gayle's Trails walking trails, Frank Brown park and PCB's 3,000 acre conservation park. From Palmetto Trace, street legal vehicles are allowed to cross Hwy 98 traveling North & South on Pier Park Drive. Call to schedule your private showing. All information is approximate & should be verified by buyer if important.

71 Park Pl, Panama City Beach

Listing courtesy of World Impact Real Estate.

$510,000

2 Beds ⋅ 2 Baths ⋅ 1009606 MLS

Tastefully furnished, upgraded Coastal Dreamsicle Cottage with Intracoastal Views & Flex Room! Welcome home to this stylish, street-facing Dreamsicle model, elegantly upgraded and located in the highly desirable 55+ Latitude Margaritaville Watersound community. Offering the ultimate ''vacation every day'' lifestyle, this beautiful Florida cottage shines with vaulted and 9-foot ceilings, custom tropical paint, and upgraded luxury vinyl plank flooring throughout the main living areas. The open-concept layout features a grand living room with vaulted, beamed ceilings and recessed lighting, creating a bright and airy atmosphere. Just off the main living space, a versatile flex room with elegant glass doors offers the perfect footprint for a private home office, den, or hobby space. The gourmet kitchen is a chef's dream, fully equipped with upgraded grey soft-close cabinetry, premium Cambria Kendal Quartz countertops, and high-end KitchenAid stainless steel appliances. Perfect for entertaining, the adjacent dining room boasts a custom Tiki Coffee Bar with a stylish backsplash and soft-close drawers. Every window is finished with elegant aprons and custom Roman shades. Additional high-value upgrades include Decora switches throughout, a screened-in porch perfect for everyday relaxation, and a fully finished garage featuring epoxy flooring, overhead storage racks, and a utility sink. Situated on a premium lot, this home allows you to kick off your flip-flops, look out toward the Intracoastal Waterway and enjoy breathtaking Florida sunsets from your own piece of paradise.

8366 Jollymon Way, Panama City Beach

Listing courtesy of Great White Realty.

$715,000

3 Beds ⋅ 4 Baths ⋅ 1009597 MLS

Dreaming of bayfront luxury without the million-dollar price tag? This premium corner end-unit is the one! Offering a rare combination of privacy, space, & sunrises that steal the show, this exceptional townhome features extra side windows that flood the open-concept layout with continuous natural light. Positioned on the largest lot in the community with ±45 feet of waterfront, it is uniquely bordered by a protected conservation area, giving you unmatched privacy & a peaceful sanctuary where you can watch dolphins, eagles, & deer right from your deck. Nestled in a quiet, non-short-term-rental community zoned for top-rated Patronis Elementary, it is the perfect sanctuary for primary residents, paddle-sport enthusiasts, or those seeking a peaceful waterfront getaway. Enjoy easy waterfront living with a tiled balcony, a screened back porch, a hurricane shutter system, remote blinds, & private bulkhead stairs offering direct water access to launch your kayak or paddle board. For boat owners, convenience is hard to beat. For boat owners, convenience is hard to beat. Keep your boat right outside your unit on an anchor buoy, & enjoy easy access to the community's private dock for loading and unloading before heading out on the water. This turnkey home is built for peace of mind & low maintenance, featuring a brand-new 2025 upstairs HVAC, a 2024 water heater, new impact family room windows, a 2019 roof, & fresh exterior paint. Located on the quieter end of Panama City Beach.

2340 Pelican Bay Ct, Panama City Beach

Listing courtesy of Central Bay Realty and Property Management LLC.

$715,000

3 Beds ⋅ 4 Baths ⋅ 793834 MLS

Dreaming of bayfront luxury without the million-dollar price tag? This premium corner end-unit is the one! Offering a rare combination of privacy, space, & sunrises that steal the show, this exceptional townhome features extra side windows that flood the open-concept layout with continuous natural light. Positioned on the largest lot in the community with +/-45 feet of waterfront, it is uniquely bordered by a protected conservation area, giving you unmatched privacy & a peaceful sanctuary where you can watch dolphins, eagles, & deer right from your deck. Nestled in a quiet, non-short-term-rental community zoned for top-rated Patronis Elementary, it is the perfect sanctuary for primary residents, paddle-sport enthusiasts, or those seeking a peaceful waterfront getaway. Enjoy easy waterfront living with a tiled balcony, a screened back porch, a hurricane shutter system, remote blinds, & private bulkhead stairs offering direct water access to launch your kayak or paddle board. This turnkey home is built for peace of mind & low maintenance, featuring a brand-new 2025 upstairs HVAC, a 2024 water heater, new impact family room windows, a 2019 roof, & fresh exterior paint. Located on the quieter end of Panama City Beach, you are just minutes from great dining & shopping. Premium community amenities include two docks, a pool, a hot tub, a clubhouse, & a scenic boardwalk, with lawn care & termite control covered by the HOA. Perfect as a primary residence or second home. Check measurements if important to you. Measurements are from the tax appraiser site.

2340 Pelican Bay Court, Panama City Beach

Listing courtesy of Central Bay Realty and Property Management LLC.

$1,195,000

3 Beds ⋅ 3 Baths ⋅ 1009557 MLS

Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.

7835 Surf Dr, Panama City Beach

Listing courtesy of Century 21 Ryan Realty.

$405,000

2 Beds ⋅ 2 Baths ⋅ 1009526 MLS

Welcome to the most desirable townhome layout in Margaritaville, the Camellia, ideally located in Phase 5 of Latitude Margaritaville Watersound, a premier gated 55+ community. Conveniently located by the tunnel where you don't have to cross the road to get to community amenities. This exceptional property has not been lived in. The owner very rarely visits, so it is like buying your own, brand new, property. Inside, the bright open-concept floor plan is filled with natural light and features numerous upgrades, including brand-new quartz countertops in the kitchen and both bathrooms, quartz backsplash, upgraded window treatments, and a chef's double oven. The spacious primary suite offers a large walk-in closet and a spa-inspired bath with dual vanities, built in's, quartz countertops, and a fully tiled walk-in shower (ceiling to floor) with glass enclosure. The guest bath also features an upgraded quartz countertops. Enjoy one of the community's most desirable locations, just a short walk or golf cart ride to Town Square, Bar & Chill overlooking the Intracoastal Waterway, Barkaritaville Dog Park, fitness center, lap pool, and weekend live entertainment. Resort-style amenities include a zero-entry pool with daily live music, pickleball and tennis courts, kayak and paddleboard launch, scenic walking trails, bocce ball, cornhole, and more. Experience the best of active adult living in one of the Emerald Coast's most sought-after communities. Schedule your private showing today.

8450 Dreams Float Ct, Panama City Beach

Listing courtesy of Keller Williams Realty SRB.

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