Panama City Beach Townhomes for Sale

Welcome to Panama City Beach, Florida – a sun-soaked paradise nestled in Bay County that offers the perfect blend of coastal charm and vibrant community living. Known for its stunning white-sand beaches and crystal-clear emerald waters, this picturesque city is not just a vacation destination; it’s a place to call home. With a year-round temperate climate, residents enjoy endless outdoor activities, from fishing and boating to biking along scenic trails.

Panama City Beach boasts a rich array of dining, shopping, and entertainment options. Whether you’re indulging in fresh seafood at a local eatery or exploring the unique boutiques that line the beachfront, there’s always something to discover. Families will appreciate the excellent schools and community parks, making it an ideal location for raising children or enjoying a relaxed lifestyle.

For those considering a move to this coastal gem, the townhomes for sale in Panama City Beach offer an incredible opportunity to immerse yourself in this vibrant community. These stylish residences blend modern comforts with coastal elegance, providing the perfect sanctuary after a day spent soaking up the sun. Many townhomes feature open-concept designs, private balconies with breathtaking views, and easy access to the beach, making them perfect for both full-time living and vacation rentals.

Investing in a townhome in Panama City Beach means embracing a lifestyle filled with sun, sand, and community spirit. Don’t miss your chance to own a piece of this idyllic paradise—explore the townhomes available today and start your journey toward coastal living!

Newest Panama City Beach Townhomes for Sale

17203 Front Beach Rd Unit # 2, Panama City Beach

$1,749,000

5 Beds ⋅ 4 Baths ⋅ 1014880 MLS

MAJOR PRICE REDUCTION!!! ----- GULF-FRONT, NO HOA, RENTAL READY WITH $139,559 ON THE BOOKS! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups,

17203 Front Beach Rd Unit # 2, Panama City Beach

Listing courtesy of Salty Marlin Realty.

$200,000

3 Beds ⋅ 3 Baths ⋅ 1014873 MLS

Welcome to Annabella's Unit 1706 - A Blank Canvas Ready for Your Vision! This spacious 3 bedroom, 2.5 bathroom, 1532 square foot unit townhome in the gated community of Annabella's offers an incredible opportunity to create your dream home. With a desirable floor plan, 2 car garage, and beautiful pond views, this property is ready for a complete transformation. The interior has been taken down to the studs, providing a blank slate for buyers looking to customize every detail and make it their own. The thoughtfully designed floor plan features a welcoming foyer, an open-concept main living area, and 9-foot ceilings throughout the first floor. The kitchen, dining, and family room areas flow together, offering plenty of potential for a modern layout ideal for everyday living and entertaining. The dining area opens through double doors to a private back patio. Upstairs, you'll find a spacious primary suite with a large walk-in closet and an opportunity to design a beautiful retreat. The primary bedroom features French doors leading to a private balcony overlooking the pond and fountain. Two additional bedrooms also offer scenic water views, along with a shared full bathroom. An upstairs laundry area with additional storage adds convenience to the layout. Located in Flood Zone X, flood insurance is not required by most lenders. Annabella's is a beautifully maintained, gated community offering an impressive collection of amenities, including a sparkling swimming pool, clubhouse with kitchen, fully equipped fitness center, dog-walking areas, scenic ponds, and fountains. The HOA covers landscaping, irrigation, trash collection, gated entrance security, exterior building insurance and maintenance, and upkeep of the community amenities, providing a low-maintenance lifestyle. Centrally located in Panama City Beach, Annabella's offers convenient access to shopping, restaurants, schools, and entertainment. Just 4 miles from the Navy base, 5 miles from the beautiful white-sand beaches, approximately 10 minutes to historic St. Andrews and Downtown Panama City, and only 15 minutes to Pier Park. Whether you're an investor, looking for your next renovation project, or a buyer ready to create a home tailored to your style, Unit 1706 offers tremendous potential in a desirable gated community. Bring your vision and make this one your own! Schedule your private showing today!

1706 Annabellas Dr, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

512 Dement Cir Unit B, Panama City Beach

$739,000

5 Beds ⋅ 5 Baths ⋅ 1014752 MLS

Turn-key, fully furnished, and rent-ready from day one. This 5-bedroom, 4.5-bath townhome is ready to welcome guests the moment you close, making it an ideal year-end purchase for investors who want to be renting before the year is out. No furnishing, no renovating, no waiting: just close and start earning. Minutes from the sugar-white beaches of Panama City Beach, the top-floor master suite offers a Gulf-view balcony and a spa bath with soaking tub and walk-in shower. The open main level features a gourmet kitchen with stainless appliances, dramatic stone finishes, and island seating, flowing into living and dining spaces built for gathering. Two guest suites with private ensuite baths, a bunk room sleeping four, and an additional bedroom let the home sleep 13 comfortably. An in-unit elevator serves all levels. For guests, Smart TVs and keyless self check-in are already in place. Attached garage is rare for a 5-bedroom this close to the beach, and the driveway adds more parking space. A back patio offers room for BBQ and outdoor gatherings. Community pool access, base-value property insurance included through the HOA, and short-term rentals allowed make it an easy second home beside world-famous beaches, with rental income to help offset ownership costs. Minutes to Pier Park shopping and dining. Buyer to verify details.

512 Dement Cir Unit B, Panama City Beach

Listing courtesy of EXP Realty LLC.

$430,000

2 Beds ⋅ 2 Baths ⋅ 1014486 MLS

STUNNING LAKE POWELL VIEWS, GULF ACCESS, FULLY REMODELED & FURNISHED! Discover effortless coastal living in the lakefront community of Pirates Cove community of West Panama City Beach, overlooking Lake Powell, Florida's largest coastal dune lake. Enjoy exclusive community access to the Gulf via a private dock and boat launch, perfect for boating, fishing, kayaking, and paddle-boarding. This beautifully updated coastal retreat features a bright, open-concept layout, abundant natural light, and spacious porches on both levels offering breathtaking lake views and spectacular sunsets. The stylish kitchen boasts granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating. Ideally located just steps from one of two community pools, less than a mile from beach access, and minutes from Scenic Highway 30A, dining, shopping, and Camp Helen State Park. Offered fully furnished with a strong rental history, this move-in-ready property presents an exceptional opportunity for a vacation getaway, primary residence, or income-producing investment. Experience the best of coastal living with lake views, Gulf access, and an unbeatable location!

150 Cain Rd, Panama City Beach

Listing courtesy of The Premier Property Group Seacrest Office.

6215 Thomas Dr Unit UNIT 123, Panama City Beach

$359,900

2 Beds ⋅ 2 Baths ⋅ 1013929 MLS

Walk to the beach from this renovated 2-bedroom, 2-bathroom townhome in Summerplace, a low-density community of just 18 units on the desirable beach side of Thomas Drive! Enjoy convenient access to the white sandy beaches of Panama City Beach without crossing any busy streets. Renovations include luxury vinyl plank flooring throughout both levels, an updated kitchen, a renovated downstairs bathroom, and brand-new appliances. The spacious layout features an open living and dining area, a full bathroom downstairs, a dedicated laundry area, and multiple owner's storage closets. Enjoy a private covered patio on the first floor with an additional exterior storage closet for beach chairs, umbrellas, and other essentials. Upstairs, both bedrooms are generously sized and connected by a Jack-and-Jill bathroom. The spacious primary bedroom features a private balcony overlooking the refinished tennis courts, with a partial Gulf view and a refreshing coastal breeze. Summerplace offers a recently refinished, seasonally heated community pool with a pool house. Two assigned parking spaces are located directly outside your front door, providing convenient access without elevators or stairs to enter the home. Located just a short walk from Beach Access 12, with a sidewalk leading to the beach and free public parking available at the access. Enjoy nearby favorites including Panama City Coffee Company, Schooners, Ms Newby's, Hammerhead Fred's, Tootsie's, and St. Andrews State Park, with convenient access to Highway 98. Short-term rentals are allowed, offering flexibility for buyers seeking a primary residence, second home, vacation getaway, or investment property. Affordable beachside opportunities with this combination of renovations, proximity to the beach, and community amenities are hard to find. Don't miss your chance to own a renovated townhome just a short walk from the beach, complete with a community pool, private outdoor spaces, and investment potential!

6215 Thomas Dr Unit UNIT 123, Panama City Beach

Listing courtesy of EXP Realty LLC.

$310,000

3 Beds ⋅ 3 Baths ⋅ 1013626 MLS

Beautifully Updated Townhome Near the Beaches of Panama City Beach! Welcome to this beautifully updated 3-bedroom, 2.5-bathroom townhome offering a comfortable layout, modern finishes, and a convenient location close to the beach, shopping, dining, and the Naval Base. Whether you're searching for a primary residence, a second home, or an investment opportunity, this home offers a great combination of style, functionality, and location. The kitchen features crisp white cabinetry, granite countertops, and stainless steel appliances, creating a clean, timeless look with plenty of appeal. Gray plank laminate flooring extends throughout the downstairs living area, providing a modern feel and an easy-to-maintain space for everyday living and entertaining. Upstairs, you'll find three bedrooms with carpeted flooring, offering a comfortable retreat at the end of the day. The spacious primary suite features a walk-in closet and a private bathroom with dual sinks, providing added convenience and functionality. Two additional bedrooms offer flexibility for guests, a home office, or other needs. With 2.5 bathrooms and an upstairs laundry area, this home is designed to make everyday living a little easier. Additional features include a one-car garage and a practical floor plan that makes the most of its living space. Conveniently located near beautiful beaches, local restaurants, shopping, and the Naval Base, you'll have easy access to many of the area's most popular destinations!

9003 Banyan Beach Dr, Panama City Beach

Listing courtesy of EXP Realty LLC.

22522 Front Beach Rd Unit UNIT O, Panama City Beach

$429,000

2 Beds ⋅ 3 Baths ⋅ 1013340 MLS

RENOVATED & STUNNING 2BR/2.5BA Townhome on desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floor throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef's kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sink, and matching Gold Hardware on the cabinets. Upgrades: Refrigerator, Electric smooth cooktop/oven, Microwave & Dishwasher, add to the allure of this culinary space. The oversized family room is designed for comfort and entertainment, and the split bedroom layout ensures privacy for the master suite. Speaking of the master, it opens up to a private balcony with peek-a-boo Gulf Views, creating a serene retreat. The master bathroom mirrors the kitchen's elegance with quartz countertops, modern gold sinks, faucets, lighting, mirrors, and hardware. This home is not just about beauty; it's also practical & convenient. Upgrades: A/C unit, light fixtures, ceiling fans, faucets, new toilets, & new paint. Additional storage space can be found in the back patio, and the property offers a good-sized backyard, a rarity among townhomes, condos, and duplexes. Plus, being a townhome (not a condo) means an easier qualification process for buyers, and with no neighbors above, you can enjoy peaceful living. For those interested in rental potential, this property has an impressive rental history, capacity to sleep 8, it's an excellent investment opportunity. New Roof 2016.

22522 Front Beach Rd Unit UNIT O, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$324,900

2 Beds ⋅ 3 Baths ⋅ 1013289 MLS

WATERFRONT LIVING IN PANAMA CITY BEACH UNDER $325K! Welcome to 6532 Harbour Boulevard, a canal-front townhome offering the coastal lifestyle buyers are looking for at an approachable price point. Located in the gated Harbour Towne community, this 2-bedroom, 2.5-bath home features a bonus space overlooking the canal, perfect for a home office, reading nook or additional sitting area. Step outside to your waterfront patio and backyard overlooking the canal, where you can hop on the boat and spend the day cruising the bay, fishing, or venture out to the Gulf for a day on the water. A BRAND-NEW ROOF adds even more value and peace of mind for the next owner. Harbour Towne offers an impressive lineup of community amenities including two pools, pickleball courts, tennis courts and a community center, with Bayside Marina nearby. Conveniently located in Panama City Beach with easy access to the beaches, shopping, dining and surrounding areas, this property offers the best of both waterfront living and everyday convenience. Whether you're searching for a primary residence, second home or your own Panama City Beach getaway, this is an opportunity to enjoy canal-front living without the typical waterfront price tag. Schedule your private showing and come see what makes this waterfront townhome special!

6532 Harbour Blvd, Panama City Beach

Listing courtesy of Salty Marlin Realty.

$549,000

2 Beds ⋅ 2 Baths ⋅ 1013257 MLS

Don't be ''Wasting Away'' in a boring place! Retreat to a relaxed, tropical address to get away from stresses and pressures- Here is your opportunity to own the highly favored BARBUDA BAY plan in the ''55 and Older'' golf cart community at Latitude Watersound. Located in Phase 6A, this floorplan is almost 1800 sq ft of heated and cooled space with another 420 sq ft of garage. The living area and the size of the kitchen will floor you. There is a dining area, a primary bedroom with a super large bath, and a guest bedroom on the opposite end of the house with a second bath steps away. Enjoy the ''bonus'' room that is currently being used as an office and the electric fireplace in the living area. A wall of sliding doors leads to a private extended patio that fronts a natural preserve. Cool Breeze Drive is in one of the best ''phases'' to live in, especially if you like less traffic and more privacy. Here you are so close to a beautiful beach and to the new 87-acre campus hospital that is part of FSU Health, scheduled to open in 2028. There is an adjacent outpatient medical office opened in 2024 that features primary care, urgent care, cardiology and orthopedic services. BUT here, you will have access to a RESORT pool, on-site dining, ''live'' concerts, a dog park, pickle ball and tennis, a fitness center, a Latitude Bar and Chill, Tiki huts & other gathering places. What are you waiting for? Come & and look for that 'lost shaker of salt' in the Margarita lifestyle!

9281 Cool Breeze Dr, Panama City Beach

Listing courtesy of ERA Neubauer Commercial.

$795,000

3 Beds ⋅ 3 Baths ⋅ 1012182 MLS

Welcome to this beautiful coastal home on the desirable west end of Panama City Beach, close to 30A/Rosemary Beach (just 8 minutes away), in the gated La Valencia Beach Resort community. Positioned directly across the street from the beach, this home offers rare Gulf views and a resort-style layout designed for relaxing and entertaining. The main living area features 10-foot ceilings, crown molding, and an open kitchen, dining, and living room layout that's bright and inviting. The kitchen offers custom cabinetry, granite countertops, generous prep space, and bar seating for four alongside dining seating for six. Just off the living room, a large covered balcony delivers direct Gulf views -- the perfect spot for morning coffee or evening sunsets. The spacious primary suite is filled with natural light and has its own private balcony, plus an ensuite bath with dual vanity, soaking tub, and separate shower. Two other well-appointed bedrooms offer ample storage throughout.All bedrooms have newly installed flooring. Downstairs, a flexible second living area includes a sitting area, dining/game table, and wet bar with sink, mini fridge, dishwasher, ice maker, and microwave -- ideal for entertaining after a beach day or as extra guest space, with private patio access. La Valencia's grounds are lined with mature oaks and magnolias for a peaceful, pet-friendly resort feel. Residents enjoy deeded beach access, a heated owners pool, hot tub, clubhouse with kitchen and gaming setup, fitness center, tennis/pickleball court, a spacious driveway, and a second Gulf-front pool with sundeck, restrooms, and golf cart parking. Everyday conveniences are close by too, with Pier Park, Aldi, Publix, and Walmart just minutes away. With short-term rentals allowed, Gulf views, and beach access directly across the street, this property is a great opportunity as a primary residence, second home, or vacation rental investment.

415 La Valencia Cir, Panama City Beach

Listing courtesy of Avenue Realty.

$459,900

2 Beds ⋅ 2 Baths ⋅ 1011480 MLS

Thinking about moving to Paradise? Skip the lengthy construction line and look no further than this Beautiful Dreamsicle Cottage - one of the community's most sought-after cottage models. Ideally located in Phase 6BC of Latitude Margaritaville Watersound, the Town Square is just a quick golf cart ride away through the 6BC shortcut path. This bright, airy, move-in ready cottage features 2 beds, 2 baths, bonus room/den, 8 ft interior doors, Mohawk RevWood plank flooring, upgraded recessed can lighting, modern light fixtures, custom plantation shutters on all windows and built in home alarm. The open living and dining area offers abundant natural light with easy flow to the tranquil covered front porch. The bright kitchen designed for effortless living and entertaining, includes all upgraded soft-close white cabinetry, crown molding, quartz counters, upgraded appliances including a gas range, an island designed to entertain with a dedicated dining space for your dinner parties. The primary suite includes a walk-in closet and a spacious bath with dual vanities, upgraded soft close cabinetry, quartz counters, walk-in closet with ample storage and a tiled walk-in shower with a frameless shower enclosure. Off the kitchen is a separate hallway connecting to the guest bedroom - large enough for two full beds, office space, and a separate private bathroom with upgraded tile, quartz and soft-close cabinetry. The adjacent bonus room is perfect for when the grandkids visit or as a workspace/craft room. Additional highlights include hurricane-rated windows and doors, extra insulation in the garage, and a neutral interior palette ready for its next owner. Life in Latitude Margaritaville truly has it all. You can spend your days as busy or as relaxed as you prefer. And by busy, we mean, catching up with friends at the Bar & Chill Restaurant overlooking the Intracoastal Waterway while watching the sun set, swimming in the Paradise pool with the live bands playing daily, buying your favorite local produce & meat at the monthly farmer's market, enjoying miles of walking trails, using the kayak launch, attending the Arts & Learning studio classes, playing pickleball or tennis, staying active in the state-of-the-art fitness center or swimming laps in the indoor pool. There are endless opportunities to connect with fellow friends and neighbors - all just a quick golf cart ride away from your new home! This home has 9 years remaining of the 10-year structural warranty offered by Minto. It's no secret that this 55+better community is one of the area's fastest growing spots to move to. Choose to live where the locals live; a short drive to idyllic 30A for boutique shopping & fine dining, only 15 minutes to the Gulf's white-sand beaches and an easy drive to the ever growing, Northwest Florida Beaches International Airport to pick up friends & family! Publix construction is underway as is Tallahassee Memorial hospital, a short drive down the road from the community.

8614 Sand Dollar Dr, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$315,000

3 Beds ⋅ 3 Baths ⋅ 1011346 MLS

Here is your opportunity in the sought after west end community of Whisper Dunes! This well maintained one owner home that has never been rented is waiting for your personal touches as a primary residence or second home in a community that does not allow short term rentals. Outstanding location close to the beach, and 5 miles to Pier Park to the east, and 5 miles to 30A to the west. The community has a beautiful pool in the back of the community that backs up to conservation land. This Beazer home has quality construction with concrete block on the first floor and hardie siding on the second floor. Exterior was painted in 2025. New roof in 2023. A/C unit was replaced in 2022. Open floor plan with tile flooring on the main level with the kitchen, living and dining area. Kitchen has stainless appliances and solid surface counters. There is a powder bath off the living area. An open patio off the living area offers private outdoor space and extends your living and entertaining space.

127 Sand Oak Blvd, Panama City Beach

Listing courtesy of The Premier Property Group Seacrest Office.

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Panama City Beach Townhomes for Sale

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