Panama City Beach Homes with Bayfront Waterfront Features

Panama City Beach Homes with Bayfront Waterfront Features

Welcome to Panama City Beach, Florida, a stunning coastal paradise nestled in Bay County, renowned for its pristine white-sand beaches and emerald-green waters. This vibrant city is not just a vacation hotspot; it’s a thriving community that offers a perfect blend of relaxation, adventure, and a fantastic lifestyle. Whether you’re strolling along the scenic beachfront or indulging in fresh seafood at a local restaurant, Panama City Beach captivates with its charm and beauty.

One of the most alluring aspects of this coastal gem is its exquisite waterfront properties. Homes with bayfront features are a true treasure, providing residents with breathtaking views and direct access to the tranquil waters of St. Andrew Bay. Imagine waking up to the gentle sound of waves lapping against the shore, with the sun rising over the horizon, casting a golden glow on your private slice of paradise. These homes often come equipped with spacious decks, private docks, and expansive windows that frame the picturesque scenery.

Living in a bayfront home not only offers a serene escape but also a myriad of recreational opportunities. Kayaking, paddleboarding, and fishing become part of your daily routine, allowing you to immerse yourself in the natural beauty that surrounds you. The vibrant community is also close to local attractions, shopping, and dining, ensuring that you are never far from the excitement.

Embrace the coastal lifestyle in Panama City Beach, where your dream home awaits, complete with stunning bayfront views and endless opportunities for adventure. Discover the magic of living by the water today!

Newest Panama City Beach Homes with Bayfront Waterfront Features

6422 W Highway 98 Unit 1505, Panama City Beach
$1,190,000
5 Beds ⋅ 5 Baths ⋅ 796298 MLS
This rare 5BR corner penthouse at Marina Landing surrounds you with light, water and an extraordinary 330-degree panorama of St. Andrews Bay. Floor-to-ceiling windows and sliding glass doors bring the view into nearly every room, while the expansive wraparound balcony extends the living space outdoors with room to dine, entertain, relax and take in the changing scenery from sunrise to sunset. From the Hathaway Bridge and marina to the beach and Gulf in the distance, the views stretch in every direction. Inside, the condo is every bit as polished as its setting. Double doors open to an elegant foyer, leading into beautifully updated interiors with elevated ceilings, and beautiful flooring throughout creating a sophisticated yet comfortable aesthetic. Natural light fills the residence throughout the day, while the family room's fireplace, generous dining area and walls of glass create spaces that feel equally inviting for quiet days or entertaining. Tastefully furnished and thoughtfully finished, this is a home where the major decisions have already been made - you can simply move in and enjoy it. The modern kitchen pairs crisp white cabinetry with abundant storage, a pantry, stainless appliances, subway tile backspace, a tray ceiling and a separate island for prep. A long shiplap-topped bar seats six, creating a natural gathering point while maintaining the kitchen's spacious, open feel. The result is a kitchen that looks as good as it functions, whether you're preparing dinner for two or hosting a crowd. The bedroom layout offers an exceptional level of comfort and privacy, with two waterfront primary suites and three additional guest bedrooms. Both primary suites open directly to the water views, giving you the pleasure of waking to the sunrise, while their spacious bathrooms feature large walk-in showers and tubs. Two of the guest bedrooms have private baths of their own, and all of the secondary bathrooms feature glass walk-in showers. A large separate laundry room with extensive cabinetry provides generous storage and keeps everyday necessities neatly out of sight. Outside, the wraparound balcony is a destination in its own right. A covered patio creates a comfortable outdoor living area, complemented by an outdoor kitchen space and grill. With so much room to spread out, you can follow the sun throughout the day, dine overlooking the bay or simply settle in and let the view do the rest. Marina Landing offers a more private waterfront setting on the east end of Panama City Beach, close to the beach without putting you in the middle of its busiest stretches. Owners enjoy a waterfront pool and hot tub, fitness center, conference room and covered parking, while the marina next door offers boat slips available to purchase or rent. For those looking for a beautifully finished Panama City Beach home with exceptional views, generous indoor and outdoor living space and amenities that complement the lifestyle, this penthouse offers something increasingly difficult to find: a residence that already feels complete. Beautiful, comfortable and ready to enjoy, it lets you spend your time living here rather than planning what comes next.

6422 W Highway 98 Unit 1505, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

6504 Bridge Water Way Unit 601, Panama City Beach
$599,998
3 Beds ⋅ 3 Baths ⋅ 795859 MLS
At Hibiscus by the Bay, the water isn't simply the view -- it is part of the lifestyle. With a private marina on site and the Gulf just minutes away by boat, the community offers a rare combination of waterfront living and easy access to the open water. This 3BR/2.5BA end unit adds an especially impressive vantage point, with more than 2,000 square feet, 180-degree panoramic bay views, and an oversized balcony that makes the most of the setting. The owners live here only part of the year, when they're in town, and the condo has been kept in excellent condition throughout. Inside, natural light comes in from two directions. In the main living area, sliding glass doors open directly to the balcony, while additional windows along the adjoining wall create an expansive view of the bay and keep the space bright throughout the day. A fireplace anchors the living room, adding warmth to a space that already has plenty of visual impact. Tile flooring runs throughout the condo, offering an easy-to-maintain surface from the entry through the main living areas and bedrooms. The kitchen is designed for both everyday use and entertaining, with stainless steel appliances, serpentine stone countertops, and a breakfast bar. Just off the kitchen, a separate bar area with a beverage ice machine and wine cooler gives you another convenient place to serve drinks or keep everything organized when guests are over. The primary suite features a tray ceiling, oversized walk-in closet, sliding glass doors that open to the balcony, and an ensuite bath with double vanities, granite countertops, and an exceptionally large walk-in shower. The second full bathroom also features a spacious walk-in shower. A separate laundry room provides additional storage along with the washer and dryer. Both sets of living-area sliding glass doors were replaced approximately one year ago with hurricane-resistant doors, and the condo was painted approximately four years ago. The furniture and TVs, all approximately two years old, are included, making the condo exceptionally easy to enjoy from day one. The owners are also leaving extra kitchen light bulbs, refrigerator filters, several new furnace filters, and an unopened five-gallon bucket of the interior paint for future touch-ups. Hibiscus by the Bay extends the waterfront lifestyle well beyond your front door. In addition to the private marina, the community features a waterfront boardwalk, 500-foot fishing pier, large outdoor pool and hot tub, tennis and pickleball courts, fitness center, library, community room, BBQ areas, private owners' lounge, and gated security. Beautifully maintained grounds give the community a peaceful residential feel, while the no-short-term-rental policy helps preserve that atmosphere and limits the frequent turnover found in many resort communities. Hibiscus is pet-friendly and close to St. Andrews State Park, the beaches, dining, shopping, and everything Panama City Beach has to offer. The community has also undergone substantial improvements following the hurricane, including extensive work to exterior areas throughout the complex, with balcony and exterior walkway flooring among the improvements. The Structural Integrity Study has been completed, and the HOA maintains strong reserves with the community's required reserves funded. The monthly association fee includes water, trash, and cable. Boat slips and garages are available for purchase separately, giving owners the opportunity to make the boating lifestyle even more convenient. See the views, tour the unit, and experience Hibiscus by the Bay firsthand -- schedule your private showing.

6504 Bridge Water Way Unit 601, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

6422 W Highway 98 Unit 506, Panama City Beach
$599,000
3 Beds ⋅ 3 Baths ⋅ 795500 MLS
Experience elevated waterfront living at Marina Landing on St. Andrew's Bay. This luxurious, professionally staged end-unit condo offers 3 bedrooms and 3 full baths and has been completely renovated with exceptional attention to detail throughout. Designed for both everyday comfort and entertaining, the residence features a grand, expansive balcony with a summer kitchen--the perfect place to enjoy bay breezes, morning coffee, sunset dining, and waterfront views. Every detail has been thoughtfully selected to create a refined, move-in-ready coastal retreat. All new appliances and fixtures, kitchen backsplash, paint, flooring, window, and new balcony grill. Marina Landing residents enjoy exceptional amenities, including a waterfront fishing dock, pool, fitness room, conference room, fenced dog area, and convenient access to a nearby boating marina. The HOA covers water, sewer, trash, and exterior maintenance, offering a low-maintenance lifestyle. Owner pets are permitted. Please note that short-term rentals are not allowed, helping preserve the community's residential atmosphere. The pool area has a covered space with bar area that can be used by owners for hosting as well. The unit has one storage unit located outside of the condo unit, and nearby is the trash chute. One assigned parking space in the parking garage is included with the sale. No assessments are known to come up, recent outside stucco work has been completed. All information and measurements within listing to be verified by buyer.

6422 W Highway 98 Unit 506, Panama City Beach

Listing courtesy of Real Broker LLC.

6422 W Highway 98 Unit 1406, Panama City Beach
$579,000
3 Beds ⋅ 3 Baths ⋅ 795048 MLS
The door opens and the room does something most rooms don't -- it goes up. Eleven-foot ceilings lift the whole space, and the light that comes with them is bay light: wide, moving, a little different every hour. This is the top of Marina Landing, and from up here St. Andrews Bay isn't a view you go looking for. It's simply there, in every window, in every room. Mornings start slow. Coffee on the balcony while the water is still glass and the first boats ease out of the marina below. By ten the bay has picked up its chop and its color, and the light comes off it and onto your ceilings in a way you'll catch yourself watching from the kitchen. Afternoons belong to the water -- paddle board, boat, or the long walk down to the pier. Three bedrooms and three full baths mean the people you love can actually stay. Guests wake up to the same bay you do. Grandkids claim the balcony. The primary suite faces the water, so the last thing you see at night and the first thing you see in the morning is the bay, quiet and lit. The 1916-square-foot floor plan lives large without feeling cavernous -- the height does that. The kitchen opens to the living space so no one is cooking alone. 685 square feet of balcony wraps the living areas, wide enough for a real table, a grill, and chairs that don't get folded up and put away. The building's amenities -- gym, owner's party area, private pier, boat slips available to lease next door -- sit just downstairs. Marina Landing is a residential waterfront community, not a rental building. No vacation rentals, six-month minimum lease. That's why the halls are quiet and the neighbors know your name. Penthouses in this building don't come up often, and eleven-foot ceilings with bay views from every window is a combination you can't renovate your way into. This one is pristine and ready for you. Come see what the light does at five o'clock. Some photos are virtually staged.

6422 W Highway 98 Unit 1406, Panama City Beach

Listing courtesy of Real Broker LLC.

2330 Pelican Bay Court, Panama City Beach
$665,000
3 Beds ⋅ 3 Baths ⋅ 794884 MLS
**LIVE WHERE THE BAY MEETS THE GULF.** Welcome to 2330 Pelican Bay Ct, an exceptional waterfront townhome offering an elevated coastal lifestyle with breathtaking views overlooking St. Andrews Bay and the harbor. Located in the desirable Pelican Bay community, this spacious 3-bedroom, 2.5-bath residence offers 2,357 square feet of beautifully proportioned living space, a private 2-car garage, and an extraordinary setting for those who appreciate life on the water. From the moment you arrive, the peaceful waterfront setting makes an impression. Inside, the generous floor plan offers an effortless blend of comfort and sophistication, with spacious living areas designed to take advantage of the beautiful surroundings. Natural light fills the home while the bay and harbor views create a stunning backdrop for everyday living. Step outside and embrace the boating lifestyle that makes this property truly special. **St. Andrews Bay provides access through St. Andrews Pass to the Gulf of Mexico and Shell Island**, putting some of the area's most beautiful waters, beaches, and boating destinations within easy reach. For boat owners, convenience doesn't get much better--you can **keep your boat right outside your unit on an anchor buoy**, and the community's **private dock provides a convenient place to load and unload** before heading out on the water. Imagine starting your morning with coffee overlooking the bay, heading out by boat for an afternoon at Shell Island, then returning home to enjoy the sunset from your waterfront porch. This is coastal living designed around the water. The spacious primary suite provides a peaceful private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Thoughtful improvements provide added comfort and peace of mind, including a new roof and porch in 2019, AC and water heater replaced in 2020, new dishwasher in 2021, and fresh exterior paint completed in 2026. A **2-car garage** adds exceptional convenience and storage for vehicles, bikes, paddleboards, beach equipment, and everything needed to enjoy the Florida coastal lifestyle. Beyond your doorstep, Pelican Bay offers a welcoming community atmosphere with a **clubhouse and pool**, providing the perfect place to relax, entertain, or spend a sunny afternoon close to home. The HOA fee is $1,713 semi-annually. Rentals are permitted with a minimum one-year lease, creating a desirable residential atmosphere while offering flexibility for those seeking a full-time residence, second home, or long-term investment. And the location puts you close to everything that makes Panama City Beach special. Enjoy the sugar-white beaches and emerald waters of the Gulf, along with outstanding restaurants, shopping, entertainment, fishing, boating, and outdoor recreation--all while coming home to the peaceful beauty of your own waterfront retreat. **2330 Pelican Bay Ct is more than a home--it's a front-row seat to the water, a gateway to the Gulf, and an invitation to experience Panama City Beach at its finest.**

2330 Pelican Bay Court, Panama City Beach

Listing courtesy of Anchor Realty Florida.

6422 W Highway 98 Unit 705, Panama City Beach
$359,900
2 Beds ⋅ 2 Baths ⋅ 794568 MLS
Luxury Waterfront Condo at Marina Landing! Paradise awaits in this beautifully appointed 2-bedroom, 2-bath residence at the highly sought-after Marina Landing. With two private master suites, each featuring waterfront views and balcony access, the split floor plan provides both comfort and privacy. The expansive floor-to-ceiling sliders open to a massive balcony where you can enjoy breathtaking water views from every room. Lithium powered blinds for sliders in living room to provide shade, all main and wet areas tile. The balcony also includes a built-in grill, perfect for outdoor entertaining. Interior highlights include: New air conditioning system 2026, Dishwasher and Fridge 2022, Water heater 2018 with washer and dryer. Recessed lighting, newer faucets, fixtures and hardware unit's interior freshly painted all neutral. Resort-style amenities at Marina Landing include: Private deep-water marina available for boat owners with quick access to the Gulf Stunning bayfront pool and hot tub Fitness center and conference room Exterior owner storage closet. The Landing has recently completed a resurfacing of the main exterior portions of the building giving the building a fresh exterior elevation Covered assigned parking space (#3), first floor ramp parking visible from front balcony all extraordinary for convenience. This is more than a condo--it's a lifestyle. Don't miss your opportunity to experience the very best in waterfront living.

6422 W Highway 98 Unit 705, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

7913 1st Street, Panama City Beach
$575,000
794147 MLS
RARE WEST BAY WATERFRONT OPPORTUNITY! Discover the privacy, boating access and natural beauty of this approximately half-acre waterfront homesite tucked away on a quiet street with very few neighboring lots. Much of the groundwork has already been completed, including a new private dock, boat lift, well, and beautiful white pine privacy fencing accented by masonry columns. Step from your future home onto your own dock and enjoy direct access to West Bay and the Intracoastal Waterway, with boating access to St. Andrews Bay and the Gulf of Mexico. Spend your days fishing, cruising the ICW, exploring Shell Island or heading offshore -- all from your own backyard. The location becomes even more compelling as the West Bay/Highway 79 corridor continues to grow. Point South Marina West Bay is currently under development nearby, bringing additional boating infrastructure and amenities to this rapidly developing area. What truly separates this property is its privacy and scarcity. With very few lots along this secluded street, opportunities to own a waterfront homesite with this combination of space, improvements and boating access are extremely limited. Build your dream waterfront home and enjoy the best of both worlds: a peaceful, private setting surrounded by the natural beauty of West Bay while remaining convenient to Panama City Beach and the continued growth of the West Bay area. Bring your boat and your plans -- the waterfront lifestyle starts here.

7913 1st Street, Panama City Beach

Listing courtesy of EXP Realty LLC.

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