Panama City Beach Homes with Pond Waterfront Features

Panama City Beach Homes with Pond Waterfront Features

Welcome to Panama City Beach, Florida—a sun-kissed paradise nestled along the stunning Gulf Coast in Bay County. Renowned for its pristine white-sand beaches and crystal-clear turquoise waters, Panama City Beach is more than just a summer getaway; it’s a vibrant community that offers a perfect blend of relaxation and adventure. With an average of 320 sunny days a year, this idyllic destination is a haven for outdoor enthusiasts, families, and retirees alike.

One of the most enchanting features of Panama City Beach is its diverse real estate offerings, particularly homes with pond waterfront features. Imagine waking up to serene views of shimmering waters right outside your window, where the gentle sounds of nature provide a calming backdrop to your daily routine. These homes not only offer the tranquility of pond-side living but also create an inviting atmosphere for entertaining friends and family.

Whether you’re sipping your morning coffee on a spacious deck or enjoying a sunset barbecue in your backyard, homes with pond waterfront features provide a unique lifestyle that seamlessly blends luxury and nature. Many properties boast modern amenities, lush landscaping, and easy access to local attractions, ensuring that you have everything you need at your fingertips.

In Panama City Beach, you’re not just investing in a home; you’re embracing a lifestyle filled with sunshine, adventure, and the soothing embrace of nature. Discover your dream home today and experience the magic of waterfront living in this coastal gem!

Newest Panama City Beach Homes with Pond Waterfront Features

$439,000
2 Beds ⋅ 2 Baths ⋅ 1011801 MLS
Welcome to 1111 Redfish Circle. This FULLY FURNISHED 2-bedroom, 2-bath home offers 1,477 square feet of living space with a functional layout and a charming Florida cottage feel. The interior features a fireplace, generous storage, a large pantry, and an oversized primary closet. An exterior storage closet provides additional space for beach equipment, bicycles, fishing gear, and more. Outside, the property sits along a pond, offering water views and a peaceful outdoor setting. The home also includes a single-car garage and a spacious driveway for convenient parking. Located in the established Bay Point community, this property provides easy access to the area's beaches, dining, shopping, recreation, and other Panama City Beach amenities. Whether you're looking for a primary residence, second home, or investment opportunity, 1111 Redfish Circle offers a combination of space, location, and coastal Florida appeal. Schedule your showing today and see all that this Bay Point property has to offer.

1111 Redfish Cir, Panama City Beach

Listing courtesy of Bastion Realty LLC.

$149,900
794524 MLS
Build your dream home at 5305 Hometown Lane, one of the more exclusive lots within the gated community of Martinique! This prime homesite offers direct lake views, providing a peaceful waterfront setting in one of the neighborhood's most desirable locations. Situated on the quiet East End of Panama City Beach, Martinique is highly sought after area and you don't want to miss out on this oportinity.Great community amenities, including pool, pavilion, playground, and basketball court. Awesome location, just a few minutes away from iconic restaurants, beaches, and many recreational accommodations. This is a rare opportunity to secure a prime, buildable lake-view lot in one of Panama City Beach's most desirable neighborhoods and create a home that takes full advantage of its exceptional setting.

5305 Hopetown Lane, Panama City Beach

Listing courtesy of Genesis Realty Services Inc..

$620,000
2 Beds ⋅ 2 Baths ⋅ 1010102 MLS
Privacy, water views and an especially convenient location come together in this popular Parrot floor plan in Phase 2 of Latitude Margaritaville Watersound. Set on a premium homesite, the property overlooks a wide grassy backyard, peaceful pond and wooded preserve beyond, creating a private backdrop with no homes directly behind you. The screened lanai makes the most of the setting, with plenty of room to relax, dine outdoors and enjoy the view. Inside, the home features two bedrooms plus a versatile den that can easily function as a third bedroom, office or additional living space. Luxury vinyl plank flooring runs throughout the home, complemented by quartz countertops, soft-close cabinetry, a custom tile backsplash and upgraded lighting and finishes. The kitchen is also equipped with a gas connection for those who prefer a gas range. The spacious primary suite is positioned to take advantage of the view, with an expansive bay window and sitting area overlooking the water. Dual closets provide generous storage, while the primary bath features a large vanity, oversized shower, upgraded tile and upgraded countertops. The large laundry room adds useful workspace and storage, with granite countertops and a Speed Queen washer and dryer set. A full two-car garage and private driveway add to the home's everyday functionality. Its location near the neighborhood entrance also makes getting in and out of the community especially convenient, while the Publix and additional retail planned nearby will put groceries, shopping and everyday essentials just minutes from home. With its waterfront and preserve views, flexible floor plan, thoughtful upgrades and easy-access location, this home offers a particularly appealing combination of privacy and convenience within Latitude Margaritaville Watersound. Latitude Margaritaville Watersound offers an active 55+ lifestyle centered around an impressive collection of amenities, including the Latitude Town Square with live entertainment, resort-style Paradise Pool, fitness center, pickleball and tennis courts, Barkaritaville dog park, walking and biking trails, and on-site dining. With a full calendar of activities, clubs and events, the community makes it easy to be as social, active or relaxed as you choose, all within a short drive of the beaches, dining and recreation of Panama City Beach and the surrounding area.

8439 Coral Reef Way, Panama City Beach

Listing courtesy of The Premier Property Group Seacrest Office.

$150,000
792775 MLS
Been waiting for a pond-front Lot in the gated, waterfront community of RiverCamps to build your dream home? I've now got one, it's .66 acres, it is fantastic and it is priced to sell at $150,000. Bring your own designer and builder or listing agent can assist putting you in touch with a builder who knows RiverCamps. Discover the best kept secret in Panama City Beach. RiverCamps is 1500 acres, gated, surrounded by West Bay, Intracoastal Waterway, Crooked Creek and a 30-minute boat ride to the Gulf. RiverCamps is a nature preserve and will have less than 450 homes when completed with 1000 acres dedicated to conservation. Designed for the outdoor enthusiast there are over 7 miles of connected trails and boardwalks. A community boat ramp, dry boat storage, day use boat slips and washdown stations. Wildlife galore. New pool and pavilion. Basketball and pickleball courts and a new fitness center under construction and expected to be completed late 2026. Outside the gates of RiverCamps you are 10 miles from the famous sandy beaches, 10 minutes from the NW Florida Beaches International Airport, 10 minutes from the new FSU Tallahassee Memorial Healthcare, medical campus and soon to be completed 180 bed hospital and 2 miles from the under-construction Publix grocery, opening early 2027 and the planned 500,000 sq ft of adjacent retail space! RiverCamps is truly close to everything yet far from the traffic and crowds.

7713 Magnolia Pond Trail, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$225,000
1 Beds ⋅ 1 Baths ⋅ 1006859 MLS
Welcome to your serene retreat in Bay Point, one of the most exclusive gated communities in the area! This beautifully updated 1 BR/1BA condo overlooks a peaceful lake along the renowned Jack Nicklaus golf course and sits just across from the new state-of-the-art South Point Marina on Grand Lagoon. Enjoy quiet mornings with wildlife views in a secure, 24-hour gated community that feels like a world away. Inside, you'll find stylish upgrades throughout--including Shiplap Accents, Sliding Barn Doors, Tile Plank Flooring, 2 Pantries, Quartz countertops and a 6' Long Kitchen Island. The entire condo was completely renovated in 2019. All appliances, including the HVAC and front-load washer/dryer, are less than six years old. The HVAC includes UV Air Purifier. Perfect for full-time living, a weekend escape, or a low-maintenance investment in a premier coastal community, with 2 restaurants in the community. Bay Point annual fee is $1650. The dimensions are estimated. Measure if important.

4725 Bay Point Rd Unit 269, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$225,000
1 Beds ⋅ 1 Baths ⋅ 1006859 MLS ⋅ Bay Point Studio Villas Unit 3 BLDG.
Welcome to your serene retreat in Bay Point, one of the most exclusive gated communities in the area! This beautifully updated 1 BR/1BA condo overlooks a peaceful lake along the renowned Jack Nicklaus golf course and sits just across from the new state-of-the-art South Point Marina on Grand Lagoon. Enjoy quiet mornings with wildlife views in a secure, 24-hour gated community that feels like a world away. Inside, you'll find stylish upgrades throughout--including Shiplap Accents, Sliding Barn Doors, Tile Plank Flooring, 2 Pantries, Quartz countertops and a 6' Long Kitchen Island. The entire condo was completely renovated in 2019. All appliances, including the HVAC and front-load washer/dryer, are less than six years old. The HVAC includes UV Air Purifier. Perfect for full-time living, a weekend escape, or a low-maintenance investment in a premier coastal community, with 2 restaurants in the community. Bay Point annual fee is $1650. The dimensions are estimated. Measure if important.

4725 Bay Point Rd Unit 269, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$234,900
1006321 MLS
Best Priced Lot in Wild Heron! This prime location, situated along Sharks Tooth Trail, presents an ideal opportunity for the construction of a residence featuring a distinctive circular driveway on this corner lot. It is easy to envision a dream home emerging within this setting, complete with inviting outdoor spaces for relaxation and entertainment. The Wild Heron neighborhood is distinguished by its exceptional amenities, including a beautifully designed swimming pool, scenic walking trails, and a thoughtfully integrated golf course. These features facilitate an engaging community where residents can partake in social events and cultivate lasting relationships.

1530 Sharks Tooth Trl, Panama City Beach

Listing courtesy of EXP Realty LLC.

$399,000
3 Beds ⋅ 2 Baths ⋅ 1005304 MLS
Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished PENTHOUSE 2-bedroom, 2-bath condo-Plus a private bunk area offers 1,262 square feet of coastal living with soaring 13ft ceilings and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the 20th floor, this penthouse condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year. Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property's appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community's signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you'll be just minutes from some of the area's best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you're looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished condo offers an exceptional opportunity to own in one of Panama City Beach's premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance.

9860 S Thomas Dr Unit UNIT 2010, Panama City Beach

Listing courtesy of 1 Percent Lists Florida Coast.

$289,000
2 Beds ⋅ 2 Baths ⋅ 1004404 MLS
A NEW HVAC system will be installed before closing! This remodeled, gorgeous condo is resort living at its finest! Leave the world behind, grab your beach gear and experience the magic that Edgewater Resort has to offer. Located in the Edgewater Golf Villa resort, there are so many fun activities at your fingertips. You, or your guests have access to our world-famous white sand beaches and have an incredible number of activities on-site to make for fun-filled days. Located in the two-story golf villa building, this remodeled condo is one of the nicest in Edgewater; complete with an updated kitchen, bathrooms and LVP flooring throughout. Furnished, and rental ready, get the keys and move right in! Recently appraised at $325k, this beautiful unit provides instant equity! This condo is located in central PCB, and you are close to many restaurants, shopping and fun activities. Vacation life at its best! Stay as busy as you want or relax - the choice is yours with so many options including; an onsite Par 3 executive golf course right out your door, hot tubs, 11 POOLS, tennis, fitness center, children's activities, and much more! OR just relax on your private balcony. Both charming and luxurious, this golf villa is a great vacation rental or make it your home knowing that the 24-hour gated security is looking out for you. This is one of the most popular resorts on the Florida panhandle; get your private tour today!

520 N Richard Jackson Blvd Unit UNIT 2108, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$1,675,000
4 Beds ⋅ 5 Baths ⋅ 1004313 MLS
Discover 3500 Dragon's Ridge Road, an exceptional estate home that perfectly blends luxury, comfort, and durability in a breathtaking golf course setting within the gated community of Bay Point Legend Hills. Situated on a rare double lot, this custom-built, one-owner residence offers more than 4,600 square feet of thoughtfully designed living space all on one level, featuring soaring 10- to 16-foot ceilings, abundant natural light, Andersen windows and doors, solid core doors, crown molding, plantation shutters, and quality craftsmanship throughout. Stunning curb appeal welcomes you home with beautiful landscaping and wide driveway, concrete tile roof, and oversized three-car garage. Inside, enjoy expansive views of the 10th hole, 11th fairway, picturesque ponds, and unforgettable sunsets from the moment you enter. The spacious layout includes elegant living and dining rooms, a private office, and a gourmet kitchen equipped with Thermador appliances, Sub-Zero refrigerator, induction cooktop, Bosch convection microwave, Viking warming drawer, and an inviting family room with fireplace and custom wood feature wall opening to the outdoor living area. The resort-style backyard is designed for relaxing and entertaining with a sparkling pool, spa, covered patio, and fenced pool deck overlooking the golf course and water views. The private primary suite serves as a true retreat with a sitting area, oversized walk-in closet, dressing area, and recently updated bath featuring dual vanities and a custom wheelchair-accessible walk-in shower, along with direct access to the pool and hot tub. Two guest bedrooms with en-suite baths, a walk-in laundry room, and guest half bath complete the main living wing. A separate private wing offers incredible flexibility with a dedicated media room featuring projector screen, bar area, wine cooler, bonus living space, exercise room, full bath, private entrance, and oversized one-car garage/workshop, making it ideal for a mother-in-law suite or guest quarters. Additional highlights include four HVAC units replaced within the last five years, two gas water heaters replaced in December 2025, whole-house generator, roll down hurricane shutters, and gas furnace for year-round comfort and peace of mind. Residents of Bay Point enjoy resort-style amenities including a Jack Nicklaus-designed championship golf course, full-service marina, dining and entertainment at Bar 72, and convenient access to boating, shopping, dining, top-rated schools, and the sugar-white sands of Panama City Beach. This remarkable legacy property offers the perfect combination of elegance, functionality, and coastal lifestyle living. Call today for your private showing!

3500 Dragon Ridge Rd, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$459,900
4 Beds ⋅ 3 Baths ⋅ 1002548 MLS
Seller is motivated 4BR/2.5BA ranch home in Palmetto Trace with pond frontage, community pool access, and a convenient Panama City Beach location near shopping, dining, and the beach. Built in 2006, this single-level home offers approximately 2,425 square feet under roof with an open living area, tile flooring throughout with carpted bedrooms, crown molding, 9 foot ceilings, and abundant natural light. Carpet just replaced in the bedroom staged as an office. The kitchen features a breakfast bar, pantry, and included appliances. The primary suite includes a walk-in closet and double vanity bath. Enjoy a covered patio, spacious backyard with pond views, and a 2-car attached garage. Palmetto Trace amenities include a community pool and sidewalks throughout the neighborhood.

231 Middleburg Dr, Panama City Beach

Listing courtesy of Salty Marlin Realty.

$299,000
1 Beds ⋅ 2 Baths ⋅ 1001687 MLS
Laketown Wharf Resort: Perfectly located in the heart of Panama City Beach and just steps from the Gulf's pristine white sand and aqua water. This well-appointed condo features an open floor plan, private balcony, and beautiful views of the serene lake. This unit is completely remodeled! Located on the second floor, step into luxury and comfort with this contemporary one-bedroom, two-bathroom condo. A cozy bunk area and a sleeper sofa ensure ample space for extra guests. Prepare meals and snacks in a a fully equipped kitchen. Enjoy resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and nightly fountain shows. Conveniently located near dining, shopping, and entertainment, this condo offers excellent rental potential or the perfect beach getaway.

9860 S Thomas Dr Unit UNIT 214, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

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