Panama City Beach Homes with Pond Waterfront Features

Welcome to Panama City Beach, Florida—a sun-kissed paradise nestled along the stunning Gulf Coast in Bay County. Renowned for its pristine white-sand beaches and crystal-clear turquoise waters, Panama City Beach is more than just a summer getaway; it’s a vibrant community that offers a perfect blend of relaxation and adventure. With an average of 320 sunny days a year, this idyllic destination is a haven for outdoor enthusiasts, families, and retirees alike.

One of the most enchanting features of Panama City Beach is its diverse real estate offerings, particularly homes with pond waterfront features. Imagine waking up to serene views of shimmering waters right outside your window, where the gentle sounds of nature provide a calming backdrop to your daily routine. These homes not only offer the tranquility of pond-side living but also create an inviting atmosphere for entertaining friends and family.

Whether you’re sipping your morning coffee on a spacious deck or enjoying a sunset barbecue in your backyard, homes with pond waterfront features provide a unique lifestyle that seamlessly blends luxury and nature. Many properties boast modern amenities, lush landscaping, and easy access to local attractions, ensuring that you have everything you need at your fingertips.

In Panama City Beach, you’re not just investing in a home; you’re embracing a lifestyle filled with sunshine, adventure, and the soothing embrace of nature. Discover your dream home today and experience the magic of waterfront living in this coastal gem!

Newest Panama City Beach Homes with Pond Waterfront Features

9860 S Thomas Dr Unit UNIT 214, Panama City Beach

$299,000

1 Beds ⋅ 2 Baths ⋅ 1014248 MLS

Laketown Wharf Resort: Perfectly located in the heart of Panama City Beach and just steps from the Gulf's pristine white sand and aqua water. This well-appointed condo features an open floor plan, private balcony, and beautiful views of the serene lake. This unit is completely remodeled! Located on the second floor, step into luxury and comfort with this contemporary one-bedroom, two-bathroom condo. A cozy bunk area and a sleeper sofa ensure ample space for extra guests. Prepare meals and snacks in a a fully equipped kitchen. Enjoy resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and nightly fountain shows. Conveniently located near dining, shopping, and entertainment, this condo offers excellent rental potential or the perfect beach getaway.

9860 S Thomas Dr Unit UNIT 214, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

9860 S Thomas Dr Unit UNIT 1413, Panama City Beach

$239,000

1 Beds ⋅ 2 Baths ⋅ 1014128 MLS

LOWEST PRICED BEACH VIEW CONDO this size on Thomas Drive!!! 7% ROI on a cash purchase, 4% ROI on a financed purchase using ACTUAL rental numbers from over 15 comps in the building!!! No bogus rental projections here, AirDNA is the industry leader in pulling true actual reported rental numbers from the same building and providing a report on expected income. You heard me right... This condo is priced to move so fast, if you blink you will likely miss it! In today's condo market, there are very few options where a buyer can rest easy knowing that they got a killer deal. Statistically speaking, most of today's sellers bought during the peak pricing in the past several years, and as such, they are asking way more now than their condo is truly worth. And that is where unit #1413 set's itself apart from EVERY other unit in the area... Located in one of the most desirable locations in Laketown Wharf, this unit is perfectly centered in the heart of the all-inclusive complex. High enough to have some of the most incredible unobstructed gulf views you have ever seen, and centered in a way where you can catch not only some of the most rejuvenating sunrises in the world, but also where you are blessed every evening with the most awe inspiring sunsets you have ever been fortunate enough to experience. Although the price and location are unmatched by anything else available, this incredible steal truly shines when it comes to investment potential. Buying at such an unheard of price, you are certain to be positioned for years of prosperity. This unit is turnkey with all new stainless steel appliances, and it is priced to allow it's new owner to make some updates and still have ample positive equity - or to simply rent it as it is and enjoy an incredible return on investment as-is for years to come. You won't find a nicer condo with these views that sleeps 6 people at this price - guaranteed!!! And when you factor in the 4 resort style pools, the state of the art fitness center, the numerous onsite restaurants, the onsite bowling alley and pool hall, the onsite video arcade, the onsite shopping, and the best location in PCB (right across from Pineapple Willy's, a few doors down from the all new Tootsie's Beach Bar, and just a few seconds from endless food/entertainment options), you will quickly see that this truly is a "can't miss" opportunity that comes along only once in a lifetime.

9860 S Thomas Dr Unit UNIT 1413, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

9902 S Thomas Dr Unit UNIT 838, Panama City Beach

$305,000

4 Beds ⋅ 3 Baths ⋅ 1014031 MLS

The bright Panama City Beach lights have stopped here! This gorgeous LAKEFRONT 3 bedroom + bunk room unit features stunning lake and gulf views from its oversized, private wraparound balcony. A Corner unit that showcases a breathtaking sunrise view and is the prime location for the nightly water show. Just Steps Away From The World's Most Beautiful White-Sand Beaches, and is the one your friends, family and vacationing guests will enjoy for a lifetime! Gorgeous granite countertops, LVP flooring and all new furniture! Sold Fully furnished and turn key ready - just in time for summer rentals! Boasting a phenomenal historical rental. You'll love Easy Beach access, 5 pools, 2 hot tubs, play area for kids, splash bar, putting green, fitness center w/ gulf view, covered garage parking and more

9902 S Thomas Dr Unit UNIT 838, Panama City Beach

Listing courtesy of Venture South Real Estate Company LLC.

$389,000

796729 MLS

Laguna Beach Estates Lot!!! Imagine building your dream home just minutes from the beautiful white sandy beaches and emerald-green waters of the Gulf! This lot offers a wonderful opportunity to enjoy the coastal lifestyle while providing a peaceful setting with a pond bordering the rear of the property. Whether you're looking to build your primary residence, a vacation getaway, or an investment property, this lot offers exciting possibilities. Enjoy the convenience of being close to shopping, dining, entertainment, and everything the beach lifestyle has to offer, while still having a tranquil place to call your own. Don't miss this opportunity to turn your coastal dreams into reality!

226 13th Street, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$235,000

796514 MLS

Rare 4,000+ sq. ft. pond-front lot with public utilities and immediate beach access! Nestled in a highly desirable, golf-cart-friendly coastal community, this property is perfect for a dream home or a lucrative vacation rental. • The Location: Steps from the pristine, dedicated beach of Laguna Beach. Build up for stunning, elevated Gulf views. • The Best of Both Worlds: Peaceful pond-front setting just minutes from 30A, Rosemary Beach, Pier Park, local dining, and shopping. Only 15 minutes to ECP Airport. • The Lot: Features beautiful native trees ready to be incorporated into your landscape plan. • Developer Bonus: The adjoining lot is also available! Purchase both to double your footprint and investment potential, see additional land for sale MLS 796510.

120 Deluna Place, Panama City Beach

Listing courtesy of Gulf Real Estate.

$425,000

796510 MLS

Waterfront Opportunity in Laguna Beach. Build Up to 2 Dwellings on a waterfront pond. Secure your slice of paradise on this rare 6,000+ sq. ft with public water and public sewer, where peaceful waterfront living meets immediate beach access. Located in a highly desirable, golf-cart-friendly community, this property is perfectly primed for a primary residence, a multi-family build, or a high-performing vacation rental. Zoned for 2 Dwellings: R2 zoning offers maximum flexibility to build two homes or a main house with a guest cottage on paved road. Ready for Your Vision: The lot is already partially cleared, beautifully manicured, and features established palm trees and mature coastal landscaping. Gulf Views & Beach Access: Just steps from the pristine Laguna Dedicated Beach. Build upward to capture stunning, elevated water views of the Gulf of America. The Sweet Spot: Enjoy a peaceful pond-front setting while remaining just minutes from 30a- Rosemary, Pier Park, dining, and shopping, entertainment galore, 15 minutes to ECP airport. Investor Note: The adjoining lot is also available and listed separately--buy both to double your acreage and development potential, see MLS 796514!

124 Deluna Place, Panama City Beach

Listing courtesy of Gulf Real Estate.

8727 Thomas Dr Unit UNIT B6, Panama City Beach

$460,000

3 Beds ⋅ 3 Baths ⋅ 1013169 MLS

LOWEST PRICED and one of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the entire beach!!! This unbelievable condo has been loved by the same family for 27 years, and now that they are starting a new chapter in life, they are offering it up at a once in a lifetime price! Let's look at the facts... Maximizing rental income starts with one basic concept - maximizing ''Heads in Beds.'' And when it comes to ensuring incredible occupancy rates, this unit offers all the key amenities renters look for when booking their vacation: View, Location, Complex Amenities, and Price. VIEW: Most people come to PCB for the breathtaking Gulf views, and being just a few short feet to your very own private Beach Access - this condo does not disappoint. What they don't expect is to also have an incredible view over an expansive courtyard that is so well manicured, including a beautiful Koi/Turtle pond. Sugar Beach is the only place on the beach with views like this, and they are truly unforgettable... LOCATION: After watching some of the world's most awe-inspiring sunsets, simply head out your front door and experience the legendary action of Thomas Drive. If you don't want to drive to dinner, rest assured knowing that your vehicle is safely parked right outside - and there is no need to drive anywhere to enjoy the best that PCB has to offer. Located on the coveted East end of the beach (considerably less traffic), there are go cart tracks, arcades, mini golf courses, thrill rides, ice cream shops, a winery, souvenir shops, etc. - directly in front of the property. For the adults, there are numerous bars/restaurants, and countless options for live music, right outside your door - including the Famous Ms. Newby's and the all new and Wildly Popular Tootsie's Honkytonk (with big name country music stars performing regularly)! No need to drive after those adult beverages, your condo is perfectly located just a few seconds away! Yep... talk about KILLER location!!! AMMENITIES: Success in business is all about Competitive Advantage, and Sugar Beach offers something that differentiates itself from everyone else in PCB... It is one of the only PET FRIENDLY Gulf-front rental destinations in the entire area. Years of market data shows that pet friendly options bring a higher nightly rate, have a better vacancy rate, and are more likely to attract ''snowbirds'' during the off season, so you have true competitive advantage with this one. In addition to being pet friendly, Sugar Beach is a private/family friendly gated community with no elevators. The list of Gulf Front complexes where you can park directly at your door are few and far between, but Sugar Beach offers exactly that! It also offers a private gated beach access, a pool, huge clubhouse with games, tennis/pickleball courts, shuffleboard, a grilling area, over 375 feet of incredible beach access, and expansive greenspace unique from every other Gulf Front property in PCB! PRICE: Last but not CERTAINLY not least, renters pick their vacation condo based on price. With a low selling price, low utility costs, and some of the lowest HOA's of all the competition, you have less overhead which ensures that you can charge less per night (as compared to the competition), bringing in strong rentals and generating an incredible profit! The average 3 bedroom in Sugar Beach brings in over $60k annually in rentals, and some of the well-established ones bring in over $80k. At the high end your annual ROI would be well over 10% - which is unheard of nowadays. And with over $90k invested in updates over the last few years, it simply doesn't get any better than this! Updates include: All new kitchen cabinets and counter tops, HVAC, water heater, electrical panel, shower inserts, LVP flooring in bedrooms, couch and loveseat, and all new hurricane sliding doors and windows. Welcome to Paradise!!!

8727 Thomas Dr Unit UNIT B6, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

7711 Magnolia Pond Trail, Panama City Beach

$149,900

795738 MLS

RARE POND-FRONT OPPORTUNITY IN RIVERCAMPS--WITH APPROVED HOME PLANS INCLUDED! If you have been waiting for an exceptional pond-front homesite in RiverCamps, this is the opportunity to move on. This beautiful 1.09-acre lot is offered at $149,900 and includes the complete set of architectural plans and drawings already approved for this homesite--eliminating a major step, considerable expense and much of the uncertainty involved in beginning your RiverCamps build. The approved design features an impressive 2,568-square-foot home with four bedrooms, a dedicated office, covered front porch and spacious covered rear lanai overlooking the natural surroundings. The plans also include an optional carriage house, providing additional flexibility for guest accommodations, a studio, workspace or expanded storage. Floor plans and exterior elevations are available for review. Bring your preferred builder or ask for an introduction to a builder familiar with RiverCamps and its architectural requirements. RiverCamps is one of Panama City Beach's best-kept secrets--a private, gated waterfront community encompassing approximately 1,500 acres and surrounded by West Bay and the Intracoastal Waterway. Buyer to verify all information.

7711 Magnolia Pond Trail, Panama City Beach

Listing courtesy of Home Sold Realty LLC.

$439,000

2 Beds ⋅ 2 Baths ⋅ 1011801 MLS

Welcome to 1111 Redfish Circle. This FULLY FURNISHED 2-bedroom, 2-bath home offers 1,477 square feet of living space with a functional layout and a charming Florida cottage feel. The interior features a fireplace, generous storage, a large pantry, and an oversized primary closet. An exterior storage closet provides additional space for beach equipment, bicycles, fishing gear, and more. Roof 2019, HVAC & Duct work all new 2025, Hot Water Heater 2026! Outside, the property sits along a pond, offering water views and a peaceful outdoor setting. The home also includes a single-car garage and a spacious driveway for convenient parking. Located in the established Bay Point community, this property provides easy access to the area's beaches, dining, shopping, recreation, and other Panama City Beach amenities. Whether you're looking for a primary residence, second home, or investment opportunity, 1111 Redfish Circle offers a combination of space, location, and coastal Florida appeal. Schedule your showing today and see all that this Bay Point property has to offer.

1111 Redfish Cir, Panama City Beach

Listing courtesy of Bastion Realty LLC.

$149,900

794524 MLS

Build your dream home at 5305 Hometown Lane, one of the more exclusive lots within the gated community of Martinique! This prime homesite offers direct lake views, providing a peaceful waterfront setting in one of the neighborhood's most desirable locations. Situated on the quiet East End of Panama City Beach, Martinique is highly sought after area and you don't want to miss out on this oportinity.Great community amenities, including pool, pavilion, playground, and basketball court. Awesome location, just a few minutes away from iconic restaurants, beaches, and many recreational accommodations. This is a rare opportunity to secure a prime, buildable lake-view lot in one of Panama City Beach's most desirable neighborhoods and create a home that takes full advantage of its exceptional setting.

5305 Hopetown Lane, Panama City Beach

Listing courtesy of Genesis Realty Services Inc..

$615,000

2 Beds ⋅ 2 Baths ⋅ 1010102 MLS

SELLER OFFERING UP TO $12,000 CLOSING COST CREDIT WITH OFFERS BEFORE 10/31. Privacy, water views and an especially convenient location come together in this popular Parrot floor plan in Phase 2 of Latitude Margaritaville Watersound. Set on a premium homesite, the property overlooks a wide grassy backyard, peaceful pond and wooded preserve beyond, creating a private backdrop with no homes directly behind you. The screened lanai makes the most of the setting, with plenty of room to relax, dine outdoors and enjoy the view. Inside, the home features two bedrooms plus a versatile den that can easily function as a third bedroom, office or additional living space. Luxury vinyl plank flooring runs throughout the home, complemented by quartz countertops, soft-close cabinetry, a custom tile backsplash and upgraded lighting and finishes. The kitchen is also equipped with a gas connection for those who prefer a gas range. The spacious primary suite is positioned to take advantage of the view, with an expansive bay window and sitting area overlooking the water. Dual closets provide generous storage, while the primary bath features a large vanity, oversized shower, upgraded tile and upgraded countertops. The large laundry room adds useful workspace and storage, with granite countertops and a Speed Queen washer and dryer set. A full two-car garage and private driveway add to the home's everyday functionality. Its location near the neighborhood entrance also makes getting in and out of the community especially convenient, while the Publix and additional retail planned nearby will put groceries, shopping and everyday essentials just minutes from home. With its waterfront and preserve views, flexible floor plan, thoughtful upgrades and easy-access location, this home offers a particularly appealing combination of privacy and convenience within Latitude Margaritaville Watersound. Latitude Margaritaville Watersound offers an active 55+ lifestyle centered around an impressive collection of amenities, including the Latitude Town Square with live entertainment, resort-style Paradise Pool, fitness center, pickleball and tennis courts, Barkaritaville dog park, walking and biking trails, and on-site dining. With a full calendar of activities, clubs and events, the community makes it easy to be as social, active or relaxed as you choose, all within a short drive of the beaches, dining and recreation of Panama City Beach and the surrounding area.

8439 Coral Reef Way, Panama City Beach

Listing courtesy of The Premier Property Group Seacrest Office.

7713 Magnolia Pond Trail, Panama City Beach

$150,000

792775 MLS

Been waiting for a pond-front Lot in the gated, waterfront community of RiverCamps to build your dream home? I've now got one, it's .66 acres, it is fantastic and it is priced to sell at $150,000. Bring your own designer and builder or listing agent can assist putting you in touch with a builder who knows RiverCamps. Discover the best kept secret in Panama City Beach. RiverCamps is 1500 acres, gated, surrounded by West Bay, Intracoastal Waterway, Crooked Creek and a 30-minute boat ride to the Gulf. RiverCamps is a nature preserve and will have less than 450 homes when completed with 1000 acres dedicated to conservation. Designed for the outdoor enthusiast there are over 7 miles of connected trails and boardwalks. A community boat ramp, dry boat storage, day use boat slips and washdown stations. Wildlife galore. New pool and pavilion. Basketball and pickleball courts and a new fitness center under construction and expected to be completed late 2026. Outside the gates of RiverCamps you are 10 miles from the famous sandy beaches, 10 minutes from the NW Florida Beaches International Airport, 10 minutes from the new FSU Tallahassee Memorial Healthcare, medical campus and soon to be completed 180 bed hospital and 2 miles from the under-construction Publix grocery, opening early 2027 and the planned 500,000 sq ft of adjacent retail space! RiverCamps is truly close to everything yet far from the traffic and crowds.

7713 Magnolia Pond Trail, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

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Panama City Beach Homes with Pond Waterfront Features

Newest Panama City Beach Homes with Pond Waterfront Features

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