Santa Rosa Island Real Estate

Welcome to Santa Rosa Island, a stunning coastal subdivision nestled in the heart of Fort Walton Beach, Florida. This idyllic community is part of Okaloosa County, renowned for its pristine beaches, vibrant culture, and welcoming atmosphere. Santa Rosa Island offers a unique blend of natural beauty and modern amenities, making it a sought-after destination for families, retirees, and vacationers alike.

Imagine waking up to the soothing sounds of the Gulf of Mexico, with the soft, white sands just a short stroll from your doorstep. The subdivision is perfectly positioned to provide residents with easy access to some of the most breathtaking beaches in Florida, where you can bask in the sun, swim in the crystal-clear waters, or enjoy a leisurely walk along the shore.

Santa Rosa Island is not just about the beach; it’s also a community that thrives on togetherness. Residents enjoy a range of recreational activities, from water sports to biking along scenic trails. The nearby parks and nature reserves offer opportunities for hiking, picnicking, and exploring the lush landscapes that define this beautiful region.

In addition to its natural allure, Fort Walton Beach boasts a vibrant local scene, with a variety of restaurants, shops, and entertainment options. Whether you're in the mood for fresh seafood or a night out on the town, you’ll find it all just minutes away.

Experience the charm of Santa Rosa Island, where coastal living meets community spirit. Discover your dream home in this picturesque subdivision and embrace the lifestyle you’ve always wanted!

Newest Listings in Santa Rosa Island

$798,000

3 Beds ⋅ 3 Baths ⋅ 1006617 MLS

Steps to the shore! Located directly across from beach access--under 150 yards away--this coastal retreat offers the ultimate beachside lifestyle. The main level features an expansive, open-concept living, dining, and kitchen area with vaulted ceilings, custom built-ins, and a built-in desk. The modern kitchen boasts stainless steel appliances and a breakfast bar. Relax in the main-level primary suite with a large walk-in closet and luxury bath. Outside, a spacious wrap-around balcony captures refreshing Gulf breezes and overlooks a beautifully fenced backyard. The ground level adds excellent versatility with a den, two additional bedrooms, a full bath, and a double side-entry garage.

843 Santa Rosa Ct, Fort Walton Beach

Listing courtesy of World Impact Real Estate.

$724,900

3 Beds ⋅ 3 Baths ⋅ 1005674 MLS

Approximately 639 feet from the sugar-white sand beach, this coastal retreat offers Gulf views, a private pool, and more than 1,600 square feet of outdoor living space. Located in one of Okaloosa Island's most desirable residential neighborhoods where short-term vacation rentals are not permitted, the property delivers a rare combination of beach proximity, privacy, and relaxed coastal living. One of the home's most impressive features is its exceptional outdoor living design. With over 1,000 square feet of elevated decking plus additional covered outdoor areas and patio space, you'll enjoy Gulf breezes, beautiful sunrises, vibrant sunsets, and multiple areas designed for entertaining, relaxing, and creating lasting memories with family and friends. Inside, the spacious open-concept floor plan is designed for comfortable everyday living and effortless entertaining. The chef's kitchen serves as the heart of the home and features custom cabinetry, abundant storage, granite countertops, and an impressive 8' x 11' center island topped with a single slab of granite. Walls of windows fill the living spaces with natural light while capturing views toward the Gulf. The home's thoughtful layout offers comfortable living spaces for both full-time residents and those seeking the perfect second-home retreat along the Emerald Coast. After a day at the beach, unwind by the private pool, host gatherings on the expansive decks, or take a short stroll to nearby Santa Rosa Sound access for paddleboarding, kayaking, fishing, and boating. The generous corner lot provides additional privacy and outdoor space rarely found this close to the beach. Unlike many beach communities, this neighborhood offers a quieter atmosphere with homeowners and second-home residents rather than the constant turnover associated with weekly vacation rentals. Conveniently located near dining, shopping, entertainment, and area attractions, this property allows you to enjoy the best of Okaloosa Island while maintaining the privacy and comfort of a true residential setting. Whether you're searching for a primary residence, seasonal getaway, or family beach retreat, this home presents a unique opportunity to enjoy Gulf views, beach access, a private pool, and extensive outdoor living space in one of the Island's most sought-after locations.

757 Seahorse Ave, Fort Walton Beach

Listing courtesy of LPT Realty LLC.

$539,000

3 Beds ⋅ 3 Baths ⋅ 1004028 MLS

No rental restrictions, no pet restrictions, and no HOA fees--an increasingly rare combination that offers exceptional flexibility for full-time residents, second-home owners, and investors alike. Located directly across the street from public beach access and less than 200 feet from the sugar-white sands of the Gulf, this beautifully updated townhome also enjoys Gulf views from the second floor and is just moments from a public boat launch, placing the very best of coastal living at your doorstep. Thoughtfully renovated throughout, the residence pairs timeless coastal charm with modern functionality. A freshly painted interior welcomes you with bright, beach-inspired finishes, shiplap accents, and durable luxury vinyl plank flooring throughout the main living spaces. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting setting for entertaining or relaxing after a day on the water. Upstairs, three spacious bedrooms and two full baths provide comfortable accommodations for family and guests. The private primary suite serves as a peaceful retreat with beautiful Gulf views and an updated ensuite bath, while coastal finishes and shiplap detailing continue throughout the upper level, creating a relaxed yet refined atmosphere. Outside, a private fenced courtyard extends the living space with a spacious deck, cozy fire pit gathering area. Freshly repainted front and rear decks further enhance the home's inviting appeal. Recent improvements include a new shingle roof, coastal-grade HVAC system, updated electrical panel, renovated bathrooms, modern lighting and fixtures, and fresh interior paint throughout. Offered fully furnished with smart TVs in every room and private parking, this turnkey residence is ready to enjoy from day one. Whether your days are spent on the beach, boating on the bay, or exploring the nearby restaurants and shopping, this exceptional property offers an increasingly rare combination of unrestricted ownership, Gulf views, thoughtful updates, and an unbeatable location on Okaloosa Island. Seller will also consider a trade of other real property.

356 Billfish Ave Unit 4, Fort Walton Beach

Listing courtesy of Scenic Sotheby's International Realty.

$1,195,000

4 Beds ⋅ 3 Baths ⋅ 1002598 MLS

Sound Front Serenity meets Gulf Coast Living. This charming, mid-century modern home with 4 bedrooms, 3 full bathrooms, and 2502 sq ft offers 147 feet of water frontage and .39 acres on the Santa Rosa Sound! Enjoy endless water views and sunsets from the comfort of your home. The Sound is located on one side of the barrier island and offers boating, fishing, swimming, canoeing, paddle boarding, and water sports while the Gulf and white sandy beaches are on the other side of the island and only 4 minutes away. The exterior of the home has a metal roof, gutters, a paver parking pad, an extended driveway lined with pavers and plenty of parking for a boat and multiple vehicles. There is no HOA and golf carts are allowed. The home is perfect for entertaining with covered patios overlooking the water to a patio connecting both sides of the home. Enter the foyer and immediately there are views of the Sound! A large living room is located to the right of the foyer through a case opening and a home office is located to the left of the foyer through French Doors. The living room has built in, custom cabinetry and a large picturesque window allowing views of the palm trees and natural light to abound. The front room is perfect for a home office or a fourth bedroom. The kitchen is updated to include a large, 6 ft island that seats 6, pendant island lighting, white shaker, custom cabinetry to the ceiling with crown, stainless appliances to include a French Door refrigerator, built in microwave, dishwasher, and a five burner gas slide in oven and stove. There are also granite counter tops, a tiled back splash and recessed lighting. Classic elements of the home such as the terrazzo flooring blends with the modern finishes to create a custom, luxury retreat. The home has both an open and split floor plan. The update kitchen opens to the dining room and a second living room with all boasting water views of the Sound! The spacious primary bedroom overlooks the Sound and has French doors leading to the covered patio. There is an ensuite bathroom completely updated to include a large double vanity with plenty of storage space, a large, tiled walk in shower with floor to ceiling tile and a frameless glass divider, a soaking tub, tiled floors, new mirrors, sconce lighting, faucets and fixtures. The primary bedroom also offers a large walk in closet with shelving. On the other side of the home there is a guest bedroom overlooking the Sound! An additional guest bedroom with views of the palm trees and a full bathroom. The Bathroom has an extra-long single vanity, tub shower surround and white tiled walls. There is a third bathroom near the kitchen and a laundry room. Exit sliding glass doors from either side of the home and relax on multiple patios! The upper patio is tiled and the lower patio is spacious and allows for a large table for outdoor dining. The back yard has a recreation area for corn hole, basketball, or pickle ball, fire pit, and a sandy area for lounging in the sun. Several covered patios allow for breathtaking views of the Sound while relaxing in the shade. The seawall that spans approximately 147 feet was replaced in 2018 and there is a short dock with stairs to enter the sandy bottom, shallow water. Pride of ownership shows and many features of the home have been updated. For example, the homeowner upgraded to a Rinnai tankless hot water heater (2018), replaced a second hot water heater in 2023, replaced an HVAC in 2025, maintains a termite bond with Sentricon termite protection, completely refurbished the sprinkler system in 2024, replaced the kitchen appliances in 2018 and replaced the corrugated sea wall in 2018. This home is perfect for a primary home, second home, or investment property. This well designed mid century modern home provides exceptional coastal charm on a lot with one of the longest seawalls on the island! Buyer to verify all dimensions and information.

519 Dorado Ave, Fort Walton Beach

Listing courtesy of Keller Williams Realty FWB.

$1,399,000

8 Beds ⋅ 6 Baths ⋅ 1000887 MLS

Now Offered at $1,399,000 | Gulf Views & Beach Access This spacious Gulf-view home, located directly across from beach access, is designed with families who love the beach in mind. From the moment you step inside, you're greeted by an elegant 20-foot foyer that sets a relaxed, coastal tone for unforgettable family time at the shore. An impressive hardwood staircase, beautiful chandeliers, and warm, comfortable furnishings create an inviting atmosphere throughout the home. The large gourmet kitchen serves as the heart of the house, featuring a generous island with breakfast bar seating, granite countertops, white cabinetry, and stainless-steel appliances--perfect for cooking big family meals after a day at the beach. The first floor offers incredible flexibility for family living and entertaining, with an additional family room, a full second kitchen with a gas range, a dining area, and two guest bedrooms. These spaces can easily double as a kids' hangout, game room, or movie night retreat. Upstairs, the third floor includes another spacious family room and four additional bedrooms, giving everyone room to spread out and relax. Multiple covered decks on each level invite you to unwind together while enjoying Gulf breezes and sweeping sunset views over both the Gulf of Mexico and Santa Rosa Sound. With its generous layout, multiple gathering spaces, and unbeatable beachside location, this home is perfect for families who want to make lasting beach memories.

738 Starfish Ave, Fort Walton Beach

Listing courtesy of Coldwell Banker Realty.

$979,000

3 Beds ⋅ 4 Baths ⋅ 1000056 MLS

PRIVATE ISLAND RETREAT with 42' L-SHAPED POOL / QUIET SINGLE-FAMILY NEIGHBORHOOD / RV PAD with UTILITIES. This is a rare completely renovated Okaloosa Island home that offers the perfect blend of coastal lifestyle, privacy, and everyday comfort - just steps from the Gulf of America and directly across from the Santa Rosa Sound. Situated on a large corner lot in a wonderful single-family neighborhood with no short-term rentals. Enjoy coastal living plus the shade of mature trees- inviting outdoor entertaining spaces and one of the most unique backyard settings on the island. The home welcomes you with abundant natural light, distinctive open -concept layout designed for both entertaining and relaxed island living. Recently updated, this home is better than new! * New flooring * New impact rated windows * New roof * New Trex staircase + rooftop deck * Upgraded kitchen w Silestone * New bathrooms * New AC /heat pump units x2 * New tankless water system * New horizontal privacy fening * New Zoysia lawn * all walls and ceilings level 5 skimcoat * Spiral staircase * screened porch * Inviting front porch * Large workshop w AC * Large RV pad w utilities This is more than a home, it's where memories are made...morning beach walks, afternoons by the pool, sunsets from the deck. A place for friends, family and fun!

731 Sailfish Dr, Fort Walton Beach

Listing courtesy of Savvy Avenue LLC.

$799,000

5 Beds ⋅ 3 Baths ⋅ 997888 MLS

Welcome to a place where life slows down, salt air fills your lungs, and every day feels like you slipped quietly into vacation mode. This 5-bedroom, 3-bath coastal retreat sits on a rare barrier island just three miles in length, where the sugar-white Gulf waters stretch along the southern shore and the calm Sound and Intracoastal Waterway shimmer to the north. In other words--you're surrounded by water, beauty, and the kind of scenery people travel thousands of miles to find. Here, mornings begin with the soft glow of sunrise dancing across the Sound and end with fiery Gulf sunsets that paint the sky in impossible colors. A quick stroll or golf-cart ride places your toes in the sand, while the quiet rhythm of island living replaces the rush of the mainland. Inside, the home.... offers five spacious bedrooms and three full baths, creating room for gathering, hosting, and making memories that feel a little bigger when they happen near the water. Whether it's weekend guests, family holidays, or simply spreading out after a long beach day, this home was designed to welcome everyone. But what truly sets this property apart isn't just the home itself; it's the rare lifestyle that comes with living on a narrow ribbon of land between two breathtaking bodies of water. Paddleboard the Sound in the morning. Walk the Gulf beach in the evening. Watch dolphins pass by as if they're part of the neighborhood. Because when you live on an island like this...you don't just own a home you claim a piece of the coast.

535 Dolphin Ave, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

$1,989,000

5 Beds ⋅ 4 Baths ⋅ 995651 MLS

Stunning Newly Renovated Waterfront Coastal Retreat, Just Moments from the Beach! Welcome to your slice of paradise, a beautifully reimagined 5-bed/4-full bath, single-family home spanning over 3200sf of sophisticated living space on a .32-acre lot with 100' waterfront in the highly desirable Okaloosa Island area. This 1971 built home has been completely transformed with high-end renovations throughout, blending timeless coastal charm with contemporary luxury. Step inside to discover an open-concept floor plan bathed in natural light, featuring brand-new large format porcelain tile flooring, fresh neutral paint, smooth modern ceilings and trim, and elegant recessed lighting that creates an inviting, airy atmosphere perfect for relaxed Florida living or entertaining. The gourmet kitchen is a chef's dream, boasting quartz countertops, matching solid quartz backsplash, stainless steel appliances, a large waterfall center island with breakfast bar seating, custom soft-close cabinetry, ideal for preparing meals while staying connected to family and guests in the adjoining living and dining areas. The Waterfront Dining Room is perfect for entertaining. This space boasts the ability to seat 30 guests at one time, with a custom-made natural wood dining table. The wet bar sits on one side of the room with antique glass backsplash, an icemaker, and large wine cooler, while the adjacent side has a custom banquet booth for additional seating. All 5 generous bedrooms offer ample space and comfort with access to the pool from every bedroom. The primary suite provides a peaceful retreat complete with a spa-like en-suite bathroom featuring modern fixtures, a walk-in shower, luxurious soaking tub, dual vanities, and plenty of storage. A newly built guest suite with its own private bathroom. Two bedrooms that share newly renovated jack and jill bathroom have been fully updated with contemporary tile work, new vanities, and high-efficiency fixtures. Additional highlights include: ·Brand-new roof, HVAC system, plumbing, and electrical updates for peace of mind. ·Brand new extra deep Double Car Garage for two large cars and more storage. ·Expansive living areas with flexible bonus spaces (perfect for a home office, media room, or guest suite potential). ·Large, fenced backyard with a pool, and outdoor teak dining and lounging areas for endless coastal entertaining. ·Ample parking and storage options. ·No HOA restrictions in this sought-after neighborhood. Location is everything here - you're just a short 3 min stroll (500 ft.) from the sugar-white sands and emerald waters of the Gulf of Mexico. Enjoy full Choctawhatchee Bay access with a deep-water dock with both boat & wave runner lifts. Just out the backdoor you will have access to the Florida Intercoastal Waterway, Crab Island and the Gulf of Mexico, for fishing, water sports, and the vibrant dining/shopping scene of Fort Walton Beach and Destin. This prime spot offers the best of Emerald Coast living; beach proximity without the high-rise condo fees! Whether you're seeking a primary residence, vacation getaway, or smart investment property in one of Florida's most coveted coastal markets, this turnkey renovated beauty is move-in ready and waiting for its new owners. Don't miss this rare opportunity - schedule your private showing today and start living the beach life you've always dreamed of!

423 Caviar Dr, Fort Walton Beach

Listing courtesy of EXP Realty LLC.

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