Top Of The Gulf Condo. Homes with Shoreline - Sand Waterfront Features

Welcome to Top Of The Gulf Condo, a hidden gem nestled along the stunning shores of Bay County, Florida. This exquisite subdivision offers a unique blend of coastal living and modern convenience, making it the perfect destination for those seeking a serene escape or a vibrant lifestyle by the beach.

Top Of The Gulf Condo boasts breathtaking views of the shimmering Gulf of Mexico, where the golden sands meet the azure waters. The shoreline is just steps away, allowing residents to indulge in sun-soaked days and tranquil evenings by the water. Whether you’re lounging on the beach, taking a leisurely stroll along the shore, or enjoying the gentle ocean breeze from your private balcony, this community truly embodies the essence of coastal living.

The condos in this sought-after subdivision feature exceptional waterfront amenities that cater to your every need. With direct access to the beach, you can immerse yourself in a variety of water activities, from swimming and snorkeling to fishing and paddleboarding. The well-maintained grounds and sparkling pools provide perfect spots for relaxation and social gatherings, ensuring a vibrant community atmosphere.

Top Of The Gulf Condo is not just a place to live; it’s a lifestyle. Located conveniently near shopping, dining, and entertainment options, you’ll find everything you need just a short drive away. Embrace the beauty of Bay County and make Top Of The Gulf Condo your personal paradise. Whether you’re looking for a vacation home, an investment property, or a permanent residence, this stunning community has it all. Come and experience the magic of beachfront living today!

Newest Top Of The Gulf Condo. Homes with Shoreline - Sand Waterfront Features

$240,000

1 Baths ⋅ 794952 MLS

Welcome to 8817 Thomas Drive, Unit A318, a spacious and inviting studio in the heart of Panama City Beach offering a unique combination of beachside convenience, flexibility, and Florida coastal living. Unlike many traditional studio layouts, this unit offers plenty of room to spread out, with two beds, comfortable living space, a dining area, and a mini kitchen . This unit is thoughtfully arranged with an open floor plan. The light wood-plank ceiling adds warmth and coastal character, while multiple windows fill the space with natural light and offer views toward the Gulf of America. The kitchen features white cabinetry, granite countertops, and a stainless-steel refrigerator, providing for a relaxing beach getaway. The open design allows the living and sleeping spaces to flow together while still providing plenty of room to create separate areas for relaxing, dining, and sleeping. One of the best features of this condo? It has an assumable VA loan. Whether you're looking for an easy-to-maintain second home, a convenient beach getaway, or an investment opportunity, this spacious studio offers flexibility for a variety of needs. Its efficient layout and convenient Panama City Beach location make it an appealing option for anyone looking for a comfortable, low-maintenance place near the beach. And then there's the location and amenities! You're just steps from the sugar-white sand and emerald waters of Panama City Beach and within walking distance of the newly opened World Famous Tootsies Orchid Lounge. There's also shopping, dining, entertainment, and everyday conveniences nearby. Spend the day at the beach, relax at the community pool or small kids pool, or take advantage of the fitness room and game room available to owners and guests. During high season, enjoy the convenience of a seasonal snack shack and poolside bar, and when it's time to hit the sand, beach chair rentals are available Gulf-front. Pets are also allowed on the property, adding another level of convenience for those who want to enjoy their beach getaway with their four-legged companions. Whether you're searching for an affordable way to own a piece of Panama City Beach, a weekend escape, or a property with rental history, Unit A318 offers flexibility and a price under 240k with recent updates. Come see just how many possibilities this Panama City Beach studio has to offer! Enjoy it as your own personal retreat, then rent it out when you're not using it, just as the current owners do. All furniture and appliances remain. Recent Updates: New water heater - 2019. New electrical panel - 2026 and Completely remodeled - 2023. Buyer to verify all measurements, dimensions, rental restrictions, HOA information, pet restrictions, amenities, and any information deemed important.to them.

8817 S Thomas Drive Unit A318, Panama City Beach

Listing courtesy of Central Bay Realty and Property Management LLC.

$239,000

1 Baths ⋅ 793482 MLS

Priced to Sell! Your Panama City Beach Investment Opportunity Awaits at Top of the Gulf - Unit A516. Seller will pay the HOA dues for the remainder of 2026 with a full asking offer!! Don't miss this incredible opportunity to own Unit A516 at Top of the Gulf, one of Panama City Beach's most affordable Gulf-front communities! Whether you're searching for a vacation getaway, a proven income-producing investment, or your own beach retreat, this condo offers exceptional value at a price point that's hard to beat. This well-maintained unit boasts a proven rental history, making it an ideal turnkey investment with immediate income potential. Guests love the unbeatable location on Thomas Drive, placing you just minutes from Panama City Beach's best attractions while enjoying direct beach access and resort-style amenities. The complex features a Gulf-front pool, fitness center, game room, picnic areas, and easy access to the sugar-white sands and emerald waters that make Panama City Beach a premier vacation destination. Convenience is another major highlight. You'll be just moments from an incredible selection of shopping, restaurants, entertainment, and family attractions. Plus, the exciting new Tootsie's Orchid Lounge is just a short walk away, giving owners and guests easy access to one of the area's newest entertainment hotspots. Whether you're adding to your investment portfolio or purchasing your first beach property, Unit A516 delivers the perfect combination of affordability, rental performance, and location. At this price, opportunities like this don't stay on the market long. Schedule your private showing today and start living the beach lifestyle while your investment works for you!

8817 S Thomas Drive Unit A516, Panama City

Listing courtesy of Beach Haven Realty.

$259,000

1 Baths ⋅ 793163 MLS

Welcome to Unit A804 at The Top of the Gulf, a beautifully renovated top-floor Gulf-front condo offering the perfect combination of coastal charm, modern comfort, and exceptional investment potential. Located on the 8th floor, this residence enjoys one of the most desirable positions in the building -- ''TOP FLOOR UNIT''means added peace and quiet for owners and guests alike. Thoughtfully updated and sold fully furnished, the condo features stylish coastal-inspired furnishings and décor, creating a bright, welcoming atmosphere that is completely turnkey and rental-ready. Major upgrades include a brand-new HVAC system and a self-draining dehumidifier installed approximately 2½ years ago, providing enhanced comfort, efficiency, and peace of mind. For investors, this property checks every box. The condo offers a proven rental history with future bookings already in place through April 2027, including confirmed reservations in September, March, and April, allowing a new owner to begin generating income immediately. Perfectly situated in the heart of Panama City Beach, The Top of the Gulf places you just minutes from great dining, shopping, and recreational activities. And for those seeking entertainment, the newly opened Tootsie's Orchid Lounge is only a 5-minute walk up the beach, adding even more excitement and value to this prime location. Whether you're searching for a personal beach retreat, a second home, or a high-performing income property, Unit A804 delivers turnkey Gulf-front living with established rental income and future reservations already secured. Don't miss this opportunity to own a top-floor beachfront condo in one of Panama City Beach's most convenient and sought-after locations at a GREAT PRICE POINT!!

8817 S Thomas Drive Unit A804, Panama City Beach

Listing courtesy of Beach Haven Realty.

$209,900

1 Baths ⋅ 773250 MLS

Welcome to Top of the Gulf 208, a beachfront property offering stunning views of the white sands and emerald-green waters of the Gulf of America. This fully furnished studio features floor-to-ceiling windows with beautiful views, two queen beds, a full bathroom, and an updated and open kitchen equipped with everything needed to prepare the perfect meal. Enjoy the sunset after a day of leisure from your residence, vacation home, or investment property. Top of the Gulf offers exceptional coastal views and amenities including beach access, a large Gulf-side pool, separate kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs for relaxing, laundry facilities, and a small poolside café. The resort is centrally located in Panama City Beach, within minutes of Tootsies, restaurants, shopping, and various local attractions. The HOA fee covers water, sewer, garbage, cable, and internet, ensuring a hassle-free living experience. This charming property won't last long--Schedule your showing today to make this your ideal beach retreat. All information is approximate and should be verified by the buyer if deemed important.

8817 Thomas Drive Unit A208, Panama City Beach

Listing courtesy of Lifes A Beach Real Estate, LLC.

$199,999

1 Baths ⋅ 768936 MLS

PRICE IMPROVEMENT - $199,999! Don't miss your opportunity to own a beachfront condo at this price! Welcome to Top of the Gulf 210, a beachfront property with spectacular views of the sugar white sands and emerald-green waters of the Gulf of America. This cozy studio is being sold fully furnished and it features floor-to-ceiling windows with beautiful views, a queen bed, a sleeper sofa, and a fully equipped kitchen with everything you need to whip up the perfect meal. Watch the sunset after a fun-filled day from your residence, vacation home or investment property. Top of the Gulf has both spectacular coastal views and excellent amenities which include beach access, a large Gulf side pool, separate Kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs to relax in, laundry facilities, and a small poolside café. The resort is nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and many local attractions. Your HOA fee covers water, sewer, garbage, cable, and internet, ensuring you enjoy a hassle-free living experience. This charming property is ready for YOU--schedule your showing today and make it your perfect beach retreat! All information is approximate and should be verified by buyer if important.

8817 Thomas Drive Unit A210, Panama City Beach

Listing courtesy of Lifes A Beach Real Estate, LLC.

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