109 Palm Bay Boulevard, Panama City, FL 32408

$649,900
4
BD
3
BA

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$649,900
Status
ACTIVE
MLS#
796747
Subtype
Residential
Style
Contemporary
Year Built
1990
Bedrooms
4
Bathrooms
3
Full Baths
3
Lot Size
10,454
Acres
0.25
Subdivision
Palm Bay Unit 1
Neighborhood
Beach - East
MLS Area Major
Bay County - Beach

Property Description

Welcome to this beautiful, spacious home in the highly desirable Palm Bay subdivision! Offering an abundance of natural light, generous living spaces, a private pool, and numerous recent upgrades, this home has so much to offer! Step inside and enjoy soaring 11-foot ceilings, expansive windows, updated skylights (2026), and a stunning sunken living room featuring one of two wood-burning fireplaces. The thoughtfully designed floor plan offers a spacious family room, formal dining room with a charming bay window, built-in bookcases, and an entertainment center, providing plenty of room for everyday living and entertaining. The spacious kitchen features custom wood cabinetry, a breakfast bar, and a separate breakfast area. All-new kitchen appliances were installed in January 2025, including an induction cooktop and an oven with convection and air-frying capabilities! The primary suite offers a private entrance to the covered, tiled lanai overlooking the pool, creating the perfect retreat. The primary bathroom features double vanities, a whirlpool garden tub, separate shower, and a large walk-in closet. The fourth bedroom, conveniently located just off the primary suite, has its own closet and bathroom, making it an ideal home office, guest suite, or flex space! Step outside to your private pool and covered lanai, perfect for relaxing or entertaining. Additional highlights include an oversized garage with air-conditioning ductwork and an extended driveway with room for up to six vehicles, providing exceptional parking convenience. Major improvements offer added peace of mind, including: - All-new windows and sliding glass doors (2020) - Roof replacement (January 2019) - American Standard HVAC system (December 2018) - New skylights (2026) - Irrigation pump replacement (2023) - New kitchen appliances (January 2025) - Terminix termite bond The sellers also report reasonable electric bills, ranging from approximately $88 to $336 per month during the referenced months, depending on seasonal usage. With its spacious layout, impressive upgrades, abundant natural light, private pool, and convenient location in Palm Bay, this home offers a wonderful combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this exceptional property your own!

Additional Information

Interior Features
Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)
HOA Fee
$580
Community Features
Palm Bay
Property Description
Contemporary
Appliances
Electric Range, Electric Water Heater
Heating
Central, Electric, Fireplace(s)
Air Conditioning
Central Air, Ceiling Fan(s)
Exterior Construction
Stucco, Wood Frame
Roof
Shingle
Foundation
Slab
Pool
Yes
Parking
Garage, Garage Door Opener
Garage Spaces
2
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold

How much is your home worth?

...get instant property value now!

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Counts Real Estate Group Inc.