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403 Hwy 2297, Panama City, FL 32404

$673,750
: 3
BD
: 2
BA
: 1,701
SqFt

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Sold Price: $673,750
List Price: $689,000
Status: CLOSED
Days on Market: 161
Closing Date: Jul 21, 2026
MLS#: 994924
Subtype: Residential
Style: Ranch
Year Built: 1976
Bedrooms: 3
Bathrooms: 2
Full Baths: 2
Living Area: 1,701
Lot Size: 225,205
Acres: 5.17
Subdivision: No Named Subdivision
Neighborhood: Bay East - Sandy Creek/East Callaway Heights
MLS Area Major: Bay County

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Property Description

Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility—bring the boat, RV, four-wheeler, or horse—with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,855 sq ft home blends classic character with modern upgrades. Interior features include fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air-fryer modes, and stainless steel appliances—all less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar-powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss-draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000-lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6", suitable for smaller boats. John Deere tractor and attachments convey with sale. Ideal for a private waterfront homestead, recreational retreat, or future expansionthis unique property offers space, privacy, and true Florida waterfront living.

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Additional Information

Interior Features: Beamed Ceilings, Vaulted/Cathedral Ceilings, Fireplace(s), Recessed Lighting, Newly Painted, Pantry, Washer Hookup
Exterior Features: Boat Slip, Boat Lift, Dock, Storage
Taxes: $3,858
Property Description: Ranch
Zoning: Resid Single Family
Flooring: Tile
Appliances: Dishwasher, Refrigerator
Heating: Central
Air Conditioning: Central Air, Ceiling Fan(s)
Stories: 1
Roof: Metal
Parking Features: Rv/Boat Parking, Guest, Rv/Boat Parking
Garage Spaces: 2
Elementary School: Callaway
High School: Rutherford
View: Bay, Bayou