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621 Crystal Bayou Boulevard Unit LOT 47 - SHEFFIELD PLAN, Panama City Beach, FL 32407

$619,834
: 3
BD
: 3
BA

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List Price: $619,834
Status: ACTIVE
Price Change: ▼ $5,000 1793178709
MLS#: 790411
Subtype: Residential
Style: Florida
New Construction: Yes
Year Built: 2026
Bedrooms: 3
Bathrooms: 3
Full Baths: 2
Half Baths: 1
Lot Size: 8,712
Acres: 0.20
Subdivision: Breakfast Point East
Neighborhood: Beach - North Central
MLS Area Major: Bay County - Beach

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Property Description

Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below. This stunning Sheffield plan by Harris Doyle Homes is move-in ready in Breakfast Point East. This spacious home has 3 bedrooms with 2.5 baths (optional powder bath added) and is situated on a corner home site with conservation woods on one side, pond view in the front of the home and across from the community mailboxes. This plan offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The impressive round foyer will wow your guests. The primary suite features a large tile-to-ceiling shower and walk-in closet. Breakfast Point East is a walkable and golf-cart friendly community near the Gulf! VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

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Additional Information

Interior Features: Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s)
HOA Fee: $198
Property Description: Florida
Zoning: Resid Single Family
Flooring: Plank, Vinyl
Appliances: Gas Range, Plumbed For Ice Maker
Heating: Central, Electric, Heat Pump
Air Conditioning: Central Air, Heat Pump
Exterior Construction: HardiPlank Type
Stories: 2
Levels: Two
Roof: Shingle
Parking: Garage, Garage Door Opener
Garage Spaces: 2
Elementary School: Walsingham Academy
Middle School: Breakfast Point
High School: Arnold