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8730 Thomas Drive Unit 1302A, Panama City Beach

Soak up the beach vibes and low-maintenance lifestyle at Plazas of St. Thomas on Grand Lagoon. This top-floor, fully furnished, turn-key studio offers 623 square feet of vacation-ready coastal living in the heart of east Panama City Beach. Inside, tile floors run throughout, the kitchen features white cabinets with upgraded quartz countertops, and the bathroom includes a double vanity and a shower/tub combo. The unit sits on the third/top floor. At this price point, it's an affordable way into a PCB condo on Grand Lagoon. Plus it's versatile enough to be a primary residence, a second home, or an income-producing short-term rental. The community brings the true resort feel: an in-ground pool, boat/fishing dock, tennis court, shuffleboard, BBQ area, gated entry, plus on-site boat parking for convenience. Beach access is easy; right across the street and less than a block away. The HOA is $1,291 per quarter (or approx $430/month) and covers water, sewer, grounds, pool, dock, gated security, and master association. The building passed its Milestone Inspection. The complex sits in St. Thomas Square, with Gulf beaches, shopping, dining, and local favorites like Tootsie's Orchid Lounge all close by. Schedule your showing today! A video tour is also available.

1 Baths ⋅ 797830 MLS

Soak up the beach vibes and low-maintenance lifestyle at Plazas of St. Thomas on Grand Lagoon. This top-floor, fully furnished, turn-key studio offers 623 square feet of vacation-ready coastal living in the heart of east Panama City Beach. Inside, tile floors run throughout, the kitchen features white cabinets with upgraded quartz countertops, and the bathroom includes a double vanity and a shower/tub combo. The unit sits on the third/top floor. At this price point, it's an affordable way into a PCB condo on Grand Lagoon. Plus it's versatile enough to be a primary residence, a second home, or an income-producing short-term rental. The community brings the true resort feel: an in-ground pool, boat/fishing dock, tennis court, shuffleboard, BBQ area, gated entry, plus on-site boat parking for convenience. Beach access is easy; right across the street and less than a block away. The HOA is $1,291 per quarter (or approx $430/month) and covers water, sewer, grounds, pool, dock, gated security, and master association. The building passed its Milestone Inspection. The complex sits in St. Thomas Square, with Gulf beaches, shopping, dining, and local favorites like Tootsie's Orchid Lounge all close by. Schedule your showing today! A video tour is also available.

8730 Thomas Drive Unit 1302A, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

8730 Thomas Drive Unit 1301C, Panama City Beach

$159,000

Affordable Panama City Beach condo with boating access, beach access, and short-term rental potential! This fully furnished, turnkey studio at Plazas of St. Thomas offers a unique combination of beach and boating lifestyle in Panama City Beach, Florida. The unit features a King bed, kitchenette, full bath, coastal décor, and a large closet with additional storage. Owners and tenants can enjoy on-site boat docking and boat-trailer parking on a first-come, first-served basis, with the community lagoon providing water access to the bay and Gulf. Community amenities include Security Code-Gated Entry, in-ground swimming pool, sauna, clubhouse, fire pit, secured open parking, and boat dock. Conveniently located near Panama City Beach restaurants, shopping, entertainment, and just a short walk to Public Beach Access 24 and the white-sand beaches of the Gulf. Whether you're looking for an affordable PCB vacation property, second home, short-term rental investment, or coastal getaway with boat access, this furnished condo offers a compelling opportunity to own in Panama City Beach.

1 Beds ⋅ 1 Baths ⋅ 795006 MLS

Affordable Panama City Beach condo with boating access, beach access, and short-term rental potential! This fully furnished, turnkey studio at Plazas of St. Thomas offers a unique combination of beach and boating lifestyle in Panama City Beach, Florida. The unit features a King bed, kitchenette, full bath, coastal décor, and a large closet with additional storage. Owners and tenants can enjoy on-site boat docking and boat-trailer parking on a first-come, first-served basis, with the community lagoon providing water access to the bay and Gulf. Community amenities include Security Code-Gated Entry, in-ground swimming pool, sauna, clubhouse, fire pit, secured open parking, and boat dock. Conveniently located near Panama City Beach restaurants, shopping, entertainment, and just a short walk to Public Beach Access 24 and the white-sand beaches of the Gulf. Whether you're looking for an affordable PCB vacation property, second home, short-term rental investment, or coastal getaway with boat access, this furnished condo offers a compelling opportunity to own in Panama City Beach.

8730 Thomas Drive Unit 1301C, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

8730 Thomas Drive Unit 1306B, Panama City Beach

$198,999

PRICE IMPROVEMENT!! The seller has strategically reduced the price on this beautiful studio just steps from the beach, creating an opportunity for buyers looking to own a piece of the Emerald Coast. Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

1 Beds ⋅ 1 Baths ⋅ 793005 MLS

PRICE IMPROVEMENT!! The seller has strategically reduced the price on this beautiful studio just steps from the beach, creating an opportunity for buyers looking to own a piece of the Emerald Coast. Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

8730 Thomas Drive Unit 1306B, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

8730 Thomas Drive Unit 1309A, Panama City Beach

$174,888

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

1 Beds ⋅ 1 Baths ⋅ 792541 MLS

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

8730 Thomas Drive Unit 1309A, Panama City Beach

Listing courtesy of Coastal Living Realty & Associates.

8730 Thomas Drive Unit 1207B, Panama City Beach

$199,900

LOCATION LOCATION LOCATION The Best of Both Worlds - Boating on Grand Lagoon and the Beach Just Steps Away! Why choose between boating and the beach when you can enjoy both? Discover the ultimate coastal lifestyle with this 1-bedroom, 1-bathroom condo situated on beautiful Grand Lagoon and directly across the street from the sugar-white sands and emerald-green waters of the Gulf of Mexico! Bring your boat and experience the freedom of cruising Grand Lagoon with direct access to the Gulf! Imagine spending your mornings boating, fishing, or exploring the beautiful waterways, then heading across the street to relax on the beach and soak up the Florida sunshine. Whether your idea of paradise is a day on the water, a sunset cruise, or simply enjoying the laid-back coastal atmosphere, this location puts it all within reach. Conveniently located near popular restaurants, shopping, and entertainment, this condo offers the perfect combination of waterfront living and beachside convenience. Whether you're searching for a full-time residence, a vacation retreat, or an investment opportunity, this property offers an exceptional opportunity to embrace the Panama City Beach lifestyle. Your boat, the lagoon, and the beach -- all in one incredible location! Come experience coastal living at its best!

1 Beds ⋅ 1 Baths ⋅ 788675 MLS

LOCATION LOCATION LOCATION The Best of Both Worlds - Boating on Grand Lagoon and the Beach Just Steps Away! Why choose between boating and the beach when you can enjoy both? Discover the ultimate coastal lifestyle with this 1-bedroom, 1-bathroom condo situated on beautiful Grand Lagoon and directly across the street from the sugar-white sands and emerald-green waters of the Gulf of Mexico! Bring your boat and experience the freedom of cruising Grand Lagoon with direct access to the Gulf! Imagine spending your mornings boating, fishing, or exploring the beautiful waterways, then heading across the street to relax on the beach and soak up the Florida sunshine. Whether your idea of paradise is a day on the water, a sunset cruise, or simply enjoying the laid-back coastal atmosphere, this location puts it all within reach. Conveniently located near popular restaurants, shopping, and entertainment, this condo offers the perfect combination of waterfront living and beachside convenience. Whether you're searching for a full-time residence, a vacation retreat, or an investment opportunity, this property offers an exceptional opportunity to embrace the Panama City Beach lifestyle. Your boat, the lagoon, and the beach -- all in one incredible location! Come experience coastal living at its best!

8730 Thomas Drive Unit 1207B, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

8730 Thomas Drive Unit 1203 B, Panama City

$199,000

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in this Fully Furnished condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

1 Beds ⋅ 1 Baths ⋅ 773181 MLS

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in this Fully Furnished condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

8730 Thomas Drive Unit 1203 B, Panama City

Listing courtesy of Beach Haven Realty.

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