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$488,000
795271 MLS
Rare 1/2-acre BAYFRONT Lot! One of only two Lots in RiverCamps that not only has amazing, unobstructed Bay views but also has over 200-feet of natural and sandy shoreline on West Bay. Build your dream waterfront home and walk out your backdoor and fish for Reds, Flounder and Trout. Or launch your kayak or paddleboard from your backyard. AND the possibility exists to own the adjacent 1.2-acre Bayfront Lot and you will never have a neighbor on either side of you. Located in the gated community of RiverCamps, a 1500-acre waterfront oasis consisting of less than 450 Lots on 500 acres with the remaining 1000 acres committed to conservation. RiverCamps has world class amenities including a heated, zero-entry pool, new fitness center, community boat ramp, day-use boat slips, dry boat storage, wash basins, kayaks, canoes, and over 7 miles of trails, overlooks and boardwalks. Conveniently located 10 minutes from the NW Florida Beaches International Airport, 10 miles from the famous white sandy beaches of Panama City Beach, 2 miles from the new Publix grocery expected to open early 2027 and minutes from the new 180 bed hospital, medical campus.

7601 Big Salt Marsh Lane, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$309,000
795147 MLS
WATERFRONT DEEP CANAL LOT IN PANAMA CITY BEACH close to Pier Park, Duplin Winery. Lot is cleared and ready to build. The lot will allow for a dock for your boat with easy access to the Bay, Shell Island and the Gulf of America. Harbour Cove Village is a gated waterfront community tucked into a protected canal. Call today for a viewing.

913 Lighthouse Lagoon Court, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$335,000
795099 MLS
1,25 Acre Waterfront Lot With Outstanding View of West Bay! Rivercamps on Crooked Creek is bordered by the Intercoastal Waterway on one side along with Crooked Creek and West Bay. Build your dream home on this prime 1.055 acre Bay front wooded site. Rivercamps consists of 1,500 acres with less than 450 homesites. There is one thousand acres of committed conservation land. This Bay front site overlooks the waters of Crooked Creek, West Bay and the Intercoastal waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. Drive your golf cart to the new waterfront Clubhouse with pool and pavilion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and paddle boards for owners use. A community boat ramp on Crooked Creek and West Bay provides direct access to Shell Island, the Gulf and the Intercoastal waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!

7517 Morning Marsh Trail Unit :Lot 190, Panama City Beach

Listing courtesy of Prestigious Beach Properties of The Emerald Coast LLC.

$335,000
794369 MLS
MOTIVATED SELLER! PRIME 1.25 ACRE WATERFRONT HOMESITE! BUILD YOUR DREAM HOME AND ENJOY AMAZING VIEWS OF WEST BAY! Rivercamps is a gated, waterfront community consisting of 1,500 acres with less than 450 homesites. One thousand acres of committed conservation land. This prime homesite overlooks the waters of Crooked Creek, West Bay and the Intercoastal Waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. RIde your golf cart to the new waterfront Clubhouse with pool and pavillion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and padde boards for owners use. A community boat ramp feeds into Crooked Creek and West Bay providing direct access to Shell Island, the Gulf and the Intracoastal Waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!

7515 Morning Marsh Trail, Panama City Beach

Listing courtesy of Prestigious Beach Properties of The Emerald Coast LLC.

$599,000
794147 MLS
RARE WEST BAY WATERFRONT OPPORTUNITY! Discover the privacy, boating access and natural beauty of this approximately half-acre waterfront homesite tucked away on a quiet street with very few neighboring lots. Much of the groundwork has already been completed, including a new private dock, boat lift, well, and beautiful white pine privacy fencing accented by masonry columns. Step from your future home onto your own dock and enjoy direct access to West Bay and the Intracoastal Waterway, with boating access to St. Andrews Bay and the Gulf of Mexico. Spend your days fishing, cruising the ICW, exploring Shell Island or heading offshore -- all from your own backyard. The location becomes even more compelling as the West Bay/Highway 79 corridor continues to grow. Point South Marina West Bay is currently under development nearby, bringing additional boating infrastructure and amenities to this rapidly developing area. What truly separates this property is its privacy and scarcity. With very few lots along this secluded street, opportunities to own a waterfront homesite with this combination of space, improvements and boating access are extremely limited. Build your dream waterfront home and enjoy the best of both worlds: a peaceful, private setting surrounded by the natural beauty of West Bay while remaining convenient to Panama City Beach and the continued growth of the West Bay area. Bring your boat and your plans -- the waterfront lifestyle starts here.

7913 1st Street, Panama City Beach

Listing courtesy of EXP Realty LLC.

$899,000
793689 MLS
Some lots sell land. This one sells a lifestyle. Nestled along the tranquil shores of Lake Powell -- one of Florida's rare and protected Coastal Dune Lakes -- this nearly half-acre lakefront parcel in North Inlet Beach offers something the 30A corridor has precious little of: the freedom to build exactly what you want, exactly where you want it, with the water right outside your door. Launch a kayak or paddleboard from your future backyard and follow the waterway all the way to the Gulf of Mexico and the unspoiled, secluded beaches of Camp Helen State Park. This isn't just lakefront -- it's a genuine water-to-Gulf connection that few properties anywhere on the Emerald Coast can claim. When you come ashore, you'll find yourself minutes from some of the most coveted addresses on Florida's Gulf Coast. Rosemary Beach and Alys Beach -- two of the most iconic communities on eastern 30A -- are just a mile or two down the road. 30Avenue, with its upscale boutiques, acclaimed restaurants, and vibrant gathering spaces, is just blocks away. The Inlet Beach Regional Beach Access, featuring over 17 acres of pristine beachfront, ample parking, restrooms, and seasonal lifeguards, is a short bike or LSV ride from your front door. At 87.5 feet of lake frontage on nearly half an acre, this lot is framed by native coastal scrub and pines that line the shoreline and create the kind of natural privacy that simply cannot be manufactured. Neighboring estates in this corridor run 4,000 to 6,000 square feet -- this is a canvas worthy of your finest vision. No HOA. No recorded covenants. No compromises. Surveys on file. Build the estate you have always imagined in one of the most remarkable locations on the entire Gulf Coast. Buyer to verify all measurements, zoning, and building requirements.

TBN N Wall Street, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$359,900
1 Beds ⋅ 2 Baths ⋅ 1008615 MLS
Wake up to breathtaking Gulf views from Mariner West Unit 609, a beautiful beachfront condominium located in one of Panama City Beach's most desirable low-density communities. This spacious 1-bedroom, 2-bath residence offers an open floor plan designed to maximize the stunning views of the emerald waters and sugar-white sand. The living area opens to a private Gulf-front balcony, the perfect place to enjoy morning coffee or spectacular sunsets. The well-appointed kitchen has ample cabinetry, granite counter tops and a breakfast bar that opens to the living and dining areas. The generous primary bedroom provides plenty of space to relax, while the second full bath offers added convenience for family and guests. Tile flooring throughout makes beach living easy and low maintenance. Mariner West is a well-maintained 58-unit Gulf-front community on the quiet east end of Panama City Beach, just minutes from St. Andrews State Park, marinas, restaurants, and shopping. Amenities include a beachfront pool, lighted tennis and pickleball courts, shuffleboard, grilling area, game room, and private owner storage. Whether you're looking for a primary residence, vacation getaway, or investment property, Unit 609 offers the perfect combination of location, lifestyle, and income potential.

6213 Thomas Dr Unit UNIT 609, Panama City Beach

Listing courtesy of Corcoran Reverie SRB.

$685,000
793039 MLS
BRING YOUR BOAT! ** Lagoon-Front Lot in Holiday Beach - Gulf of America Access in Minutes! ** (PLUS THE HOUSE NEXT DOOR IS LISTED AT $985K 3-BR 2.5 BA. HUGE COVERED DOCK) COMBINE THE TWO FOR $1,660,000. NO HOA Fees! **(recent lot sale 7204 S. Lagoon $699k in April 27, 2026) Rare opportunity to own a **50' x 130' lagoon-front lot** in the sought-after **Holiday Beach** community, just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Whether you're building a primary residence, a second home, or an investment property, this lagoon-front lot combines coastal and boating convenience in one of Panama City Beach's most desirable areas.

7304 S Lagoon Drive, Panama City Beach

Listing courtesy of CitiStar Realty.

$1,500,000
3 Beds ⋅ 3 Baths ⋅ 1007416 MLS
Located on the west end of Panama City Beach along Front Beach Road, this 2BR/1.5BA coastal residence offers a rare opportunity in a low-density beachfront corridor near the South Walton line. Positioned within a small cluster of similar units, the property provides close proximity to direct Gulf access and the sugar-white sands of the Emerald Coast. The interior features approximately 1,120 square feet of functional living space with an open-concept main living area that flows into the kitchen and dining space. Both bedrooms are located on the upper level, offering added privacy from the main living areas. Natural light and a simple, efficient layout make the home well-suited for coastal living, second-home use, or vacation rental potential. The property sits on a 3,571 square foot lot within an established beachfront area known for its low-density character and strong demand. Parking is provided via open surface spaces consistent with neighboring units in the area. Conveniently located near Pier Park, 30A, dining, and entertainment, this residence offers quick access to some of the most desirable destinations on the Emerald Coast. With direct proximity to the beach and strong rental demand in the area, the property presents flexibility for both personal use and investment potential. A rare entry-level opportunity in a prime beachfront corridor with long-term coastal appeal.

17307 Front Beach Rd Unit # 2, Panama City Beach

Listing courtesy of Compass.

$1,800,000
2 Beds ⋅ 2 Baths ⋅ 1007415 MLS
Blue Surf Townhomes is positioned on the west end of Panama City Beach near the South Walton line, offering a rare beachfront end-unit opportunity with direct Gulf access. This 2BR/2BA residence sits on a generous beachfront lot with unobstructed water views and immediate access to the sand from a private elevated deck and stairway leading directly to the Gulf. The interior has been thoughtfully updated with an open-concept kitchen, granite countertops, upgraded cabinetry, and refreshed flooring throughout. Large wall-to-wall windows maximize natural light and frame panoramic Gulf views from the main living areas. Both bedrooms are located on the second level, each with balcony access and coastal views, complemented by a shared full bath. Recent improvements include a new roof, updated flooring, fresh interior paint, and enhanced exterior concrete parking area. The property also benefits from ample on-site parking and a low-maintenance coastal layout. With no HOA restrictions and strong short-term rental potential, this property offers flexibility as a primary residence, second home, or income-producing investment in one of the most desirable stretches of the Emerald Coast. Its proximity to Pier Park, 30A, Northwest Florida Beaches International Airport, and surrounding dining and entertainment further enhances its long-term appeal. A true beachfront offering with limited comparable inventory--rarely available and highly sought after for both lifestyle and investment use.

17305 Front Beach Rd Unit #1, Panama City Beach

Listing courtesy of Compass.

$329,000
1 Beds ⋅ 2 Baths ⋅ 1007288 MLS
One of the few opportunities currently available at Pinnacle Port with an EXCEPTIONAL rental history, this beautifully maintained condo offers an impressive calendar of bookings (almost every day turn around!), outstanding 5-star guest reviews, and a loyal base of returning visitors year after year. Those are most valuable trades in vacation rental business that is already established for this property! Professionally staged(yes, owner paid for it!), fully furnished, and truly turnkey, it's ready to continue its success as a high-performing vacation rental or become your own private coastal retreat. Finally, a waterfront property where you don't have to choose between the Gulf and the lake. Here, you can enjoy breathtaking Gulf sunsets from your living room while overlooking the peaceful waters of Lake Powell from the dining area and primary suite - a combination so rare that it truly sets this condo apart. Inside, the thoughtfully updated interior features an open-concept kitchen with granite countertops, a breakfast bar, and spacious living areas designed for entertaining. Upstairs, the loft has been transformed into a private retreat with a custom stone and tile shower and a sliding barn door, creating a flexible space for owners and guests. Unit perfectly located in the center of the building at perfect height, and close to the elevator! Pinnacle Port is one of Panama City Beach's most unique waterfront communities, tucked behind the gates of Carillon Beach on 25 acres where the Gulf of America meets Lake Powell-Florida's largest coastal dune lake and one of the world's rare ecosystems where freshwater naturally connects with the Gulf. Spend your mornings watching dolphins offshore, your afternoons boating or fishing on the lake, and your evenings enjoying spectacular sunsets--all without leaving the community. Residents enjoy two pools, tennis and pickleball courts, a fitness center, sauna, private marina with boat slips and boat launch, fishing dock, and direct beach access. Bordering Camp Helen State Park, you'll also enjoy miles of preserved coastline, hiking trails, kayaking, wildlife, and one of the most peaceful stretches of beach along the Emerald Coast. Just minutes from the boutiques, restaurants, and entertainment of 30A, Rosemary Beach, Alys Beach, and Pier Park, Pinnacle Port feels like a secluded island retreat while remaining close to everything the Emerald Coast has to offer. An added bonus? Association dues include electricity for heating, cooling, and hot water, helping keep ownership costs more affordable.

23223 S Front Beach Dr Unit #737, Panama City Beach

Listing courtesy of Top Producers Real Estate Group.

$229,000
792198 MLS
Motivated Seller! Build your dream home on this prime cul-de-sac waterfront lot in the gated community of Harbour Cove Village along Millionaire's Row. This ready-to-build homesite offers added privacy and extra space with its unobstructed bay views and corner lot location, making it one of the community's most attractive lots. Enjoy direct canal frontage with convenient bay access, perfect for keeping your boat, jet ski, kayak, or paddleboard just steps from your future home. Spend your days exploring the bay or heading out to the Gulf with ease. To help bring your vision to life, the seller is including floor plans specifically designed for this lot, offering a valuable head start on the building process. Ideally located less than 10 minutes from the nearest beach access and minutes away from fine dining plus local shops, this property combines waterfront living with exceptional convenience. Whether you're building a primary residence, vacation getaway, or investment property, this is an incredible opportunity to own one of Harbour Cove Village's premier homesites.

1041 Lighthouse Lagoon Court, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC.

$438,500
792140 MLS
Huge lot on the Bay facing South This nearly 3/4-acre vacant lot offers expansive, direct southeastern views of West Bay and stunning sunrises over the water. Located in the highly sought-after community of RiverCamps, this property is ready for you to design and build your custom dream home. RiverCamps is an exclusive, 1,500-acre gated waterfront community where 1,000 acres are dedicated to nature conservation, ensuring a quiet environment with less than 450 total homesites. The location offers the perfect balance of privacy and convenience, sitting just 10 minutes from the airport and 15 minutes from the famous white-sand beaches of Panama City Beach. As an owner, you will enjoy premium, resort-style amenities right in your neighborhood. The community features a boat ramp, day-use boat slips, and dry-boat storage for easy water access, alongside a fitness center and a zero-entry swimming pool. For outdoor enthusiasts, the neighborhood provides seven miles of hiking and biking trails, plus unlimited use of community kayaks, canoes, paddleboards, and bicycles.

7504 Loons Call Lane, Panama City Beach

Listing courtesy of The Premier Property Group.

$399,000
791975 MLS
WOW!!!!! Build your dream home on this wide water bay front Panama City Beach lot right around the corner from a Marina and less than a 5 minute drive to our beautiful white sand beaches!!! Gas line availability is right down the street and tap fee has been paid. I have 20 pages of building plans that can be provided upon request of a BEAUTIFUL home that was going on the lot before sellers decided to sell. It's a $20,000 value...free of charge!! The building possibilities are endless on this GORGEOUS cleared and ready to build on beauty. Build right away or just add a dock, park your boat, and come down for a weekend of fishing. Less than a 10 minute ride out to the open gulf. Hurry before this one gets away! All information is approximate and should be verified by buyers if important.

1037 Bay Circle, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$450,000
790882 MLS
BOATERS DREAM!! WATERFRONT LOT IN PANAMA CITY BEACH. Easy access to the Bay, Shell Island and the Gulf of America. Lot is cleared and ready to build your dream home on the waterfront. Current owner has installed a seawall, covered boathouse with lift, a 2nd boat lift, and Superior grade TexDeck marine flooring that is on all decking for easy maintenance. There is additional space to install a small lift for jet ski, etc. Call today for viewing.

933 Lighthouse Lagoon Court, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$155,000
790157 MLS
Excellent WATERFRONT residential building lot in a gated community with direct access to the Bay and the Gulf of Mexico for boating. On of the only remaining vacant waterfront Gulf Access lots in this subdivision. The lot sits in front of the first median cut in the main road so ingress and egress in and out of the project is quick and easy. There are 2 nice pools and Pickle Ball Courts in the project. Houses are in the $500,000 to $700,000. price range. Excellent location for a investment or a primary or secondary private home. One the best prices for a waterfront property with access to gulf anywhere in the area.

6716 Harbour Boulevard, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$525,000
789569 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group.

$475,000
788867 MLS
Tucked away in the serene, gated community of Turtle Cove at Lake Powell, this prime waterfront lot offers a rare opportunity to build your dream home in one of Florida's most peaceful and picturesque settings. With direct access to Lake Powell, Florida's largest coastal dune lake, this property includes community dock access, making it perfect for kayaking, paddleboarding, fishing, or simply soaking in breathtaking sunset views from the water. When the lake's natural outfall is open, residents can enjoy the unique opportunity to kayak or boat directly from Lake Powell to the Gulf of Mexico, offering an exceptional connection between the lake and the emerald waters of the coast. This is waterfront living at its finest, blending tranquility, recreation, and natural beauty in one remarkable location. Spanning nearly 8,300 square feet, the lot provides ample space to design a custom retreat with room for outdoor living and panoramic water views. Mature trees lend privacy and natural charm, while the tranquil cul-de-sac location ensures peace and quiet. Enjoy upscale amenities like a resort-style clubhouse, pool, fitness center, and tennis courts, all just minutes from the sugar-white sands of Panama City Beach and the charm of 30A. Whether you envision a cozy lakeside cottage or a spacious modern escape, this property is ready to bring your coastal vision to life. Waterfront lots with this kind of access and setting are few and far between--don't miss your chance to claim a piece of paradise!

306 Turtle Cove, Panama City Beach

Listing courtesy of RE/MAX SELECT Partners.

$335,000
788630 MLS
1.29 acre waterfront end lot with beautiful Bay views. If you have never been out to the St. Joe community, Rivercamps on Crooked Creek, you will be mesmerized! Surrounded by 3 bodies of water, Crooked Creek, the Bay and the Intercoastal Waterway, this peaceful community is a nature enthusiast and boater's dream. Plenty of space and privacy and yet so close to all the conveniences one could want; only 15 minutes to the beach or Pier Park with over 100 stores, eateries and entertainment, 10 minutes to the airport and the planned new hospital and Publix also within 10 minutes. Build your dream home on this prime 1.29 acre waterfront end lot with beautiful Bay views. No other homes will be built in front, behind or on the east side. Rivercamps owners and guests enjoy world class amenities not found in any other community.

7503 Sunset Bay Lane Unit Lot 253, Panama City Beach

Listing courtesy of The Premier Property Group Wat.

$549,000
788233 MLS
Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

$298,000
787246 MLS
LOCATION, LOCATION, LOCATION!!! Here is your chance to own a prime waterfront lot in Westbay Florida - less than 1 mile from the entrance to Latitude Margaritaville! This property is currently zoned residential, with the future land use already established as Westbay Center - which offers commercial development potential. Property has great elevation and a beautiful view of Westbay and the ICW. Build your bayfront dream home or just buy and hold... the future is bright for Westbay!

00 Buchanan Road, Panama City Beach

Listing courtesy of Full Sail Realty of NWFL.

$600,000
784739 MLS
LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 3 homesite will have boat slip on community dock. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand! *USE 7900 S LAGOON DRIVE IN GPS*

7864 Grand Lagoon Way, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

$539,000
2 Beds ⋅ 2 Baths ⋅ 994041 MLS
Welcome to Tropic Winds 1806, a stunning Gulf-front condo offering breathtaking views, strong rental opportunities, and the ultimate Panama City Beach lifestyle. Perched high above the sugar-white sands, this beautifully positioned unit delivers panoramic Gulf views from the living area, primary bedroom and private balcony- perfect for sunsets, morning coffee and coastal entertaining. Inside, you'll find a bright, open-concept layout designed for comfort and functionality. The living and dining areas flow seamlessly into the kitchen, creating a welcoming space for gathering after a day at the beach. Floor-to-ceiling windows and sliding glass doors flood the unit with natural light and showcase the endless Fulg views that make beachfront living unforgetable.

17643 Front Beach Rd Unit UNIT 1806, Panama City Beach

Listing courtesy of Exit Realty Anchor South.

$1,150,000
783658 MLS
TRANQUIL BAYFRONT OPPORTUNITY | 101.1' OF WEST BAY FRONTAGE WITH GULF ACCESS Discover a rare opportunity to create your legacy home at 306 Moonlight Bay Drive, a serene bayfront homesite nestled along the peaceful shores of West Bay in Panama City Beach, Florida. This exceptional parcel offers 101.1 feet of bay frontage and is protected by a fortified seawall already in place, providing long-term shoreline stability while preserving the natural beauty of the property. The surrounding slow-moving saltwater marsh creates a calming, nature-rich setting—one of the Emerald Coast's most beautiful and quietly treasured environments. Located within a designated West Bay sector plan, the area's natural resources are intentionally preserved and protected, enhancing both lifestyle and long-term value. From your future dock, enjoy a scenic 25-minute boat ride to the turquoise waters of the Gulf of Mexico, offering the rare advantage of both sheltered bay boating and easy Gulf access. Despite its peaceful setting, the property is conveniently located near the best of Panama City Beach living, including shopping, dining, golf, and world-renowned white-sand beaches. This unique balance of privacy, accessibility, and natural beauty makes the property ideal for a custom waterfront estate or tranquil coastal retreat. Opportunities like this—bayfront, buildable, and protected—are increasingly rare along West Bay. 306 Moonlight Bay Drive offers the chance to secure a truly special waterfront setting and build something lasting in one of Northwest Florida's most serene bayfront communities.

306 Moonlight Bay Drive, Panama City Beach

Listing courtesy of Linda Miller Real Estate.

$405,000
1 Beds ⋅ 2 Baths ⋅ 988744 MLS
Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands of Panama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or income-producing rental. Step inside to find an open-concept layout with hardwood floors throughout, a spacious living area, gourmet kitchen featuring quartz countertops and stainless-steel appliances, and a private balcony perfect for enjoying spectacular sunsets over the Gulf of Mexico. The primary suite offers comfort and style with ensuite bath and direct balcony access, while the second full bathroom adds convenience for guests. Enjoy the best of coastal living with world-class amenities, such as the sparkling Gulf-front pool & hot tub, fitness center and owner's lounge and private beach access!! Located just minutes from St. Andrews State Park, local dining, shopping, and entertainment, this condo truly has it all. Don't miss your chance to own a piece of paradiseschedule your private showing today!

5115 Gulf Dr Unit UNIT 1904, Panama City Beach

Listing courtesy of Compass.

$445,000
2 Beds ⋅ 2 Baths ⋅ 991096 MLS
On track to do $45,000 to $55,000 in gross rental in 2026! Turn-key and fully furnished, this 2-bedroom gulf-front Unit in Edgewater Tower 1 is the best-priced offering in the building. Located on the desirable first floor, it overlooks the resort pool and offers direct access to the beach. Perfect as a second home or rental investment, it sits in PCB's only full-service resort with pools, hot tubs, golf, tennis, pickleball, fitness center, on-site dining, and 24-hour security. An amenity-rich, rental-ready coastal retreat.

11483 Front Beach Rd Unit 105, Panama City Beach

Listing courtesy of Watersound Real Estate.

$2,000,000
779480 MLS
Gorgeous +/-4.4 acre secluded property on West Bay. Located at the east-end of Moonlight Bay Drive, which dead-ends into the property. It is known as the 'Oak Grove' as the property has several large oak trees. West Bay on the north side with expansive views across the Bay and a bayou on the south side. Zoned Planned Unit Development (P.U.D.) within the City of Panama City Beach. We believe the highest and best use is single-family residential development. Several large estate sized Bay-front lots could be developed, or one massive estate. The property is accessed via a 30' access easement. Travel from Panama City Beach Parkway past the Legacy Golf Club (f/k/a Holiday Golf Course), through the existing residential neighborhoods of Colony Club, and past Trieste. Left on Moonlight Bay Drive, continue right (east) on Moonlight Bay, which dead-ends into the property. The adjacent two parcels to the east and south are also for sale; A=59.9 Acres on West Bay, B=60.1 Acre interior parcel. The other two large parcels are not contiguous and separated by the small bayou. They are accessed via the Clara Avenue extension. The parcels were annexed into the City of Panama City Beach & zoned P.U.D. & Conservation. The highest-and-best use is single-family residential. Conceptual site plans, wetlands delineation, surveys and maps are attached. Call for detailed information & to setup a tour.

000 Moonlight Bay Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$449,000
770829 MLS
Direct Grand Lagoon Waterfront + Gulf Access to build your dream home in Florida! This cleared 0.13-acre homesite offers approximately 48' of waterfront, an existing seawall and 180' dock so the hard infrastructure is already finished. You'll be able to park your boat while you build and enjoy waterfront restaurants within minutes! Close to St. Andrews State Park and Shell Island, and a short haul right out to the gulf for fishing or diving. This site is perfect as an elevated waterfront residence as a full time primary, second home or income producing coastal retreat. Perfect water for a Pontoon Boat, this home offers direct boating access to St. Andrew's Bay, and the Gulf right out your back door. Build new around the lifestyle you want instead of paying to renovate somebody else's mess. Buyer to verify zoning, setbacks, flood / elevation requirements and suitability of conceptual plans.

3532 Treasure Circle, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$899,000
752262 MLS
Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

5234 Finisterre Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$14,000,000
675020 MLS
124 Acres on West Bay in Panama City Beach - ''The Oak Grove on West Bay''. Located on the east-side of Colony Club & Trieste neighborhoods & the Legacy Golf Club (f/k/a Holiday Golf Course). Over 1,200 feet of waterfrontage on West Bay with expansive views across the Bay. It is comprised of 3 parcels; A=59.9 Acres on West Bay, B=60.1 Acre interior parcel and C=4.4 Acre parcel on West Bay and accessed via Moonlight Bay Drive. The sellers will not subdivide. The primary access is via the Clara Avenue extension, which is a 100' right of way, now paved close to the south property line. The site has been annexed into the City of Panama City Beach & zoned P.U.D. & Conservation. The highest-and-best use is residential &/or resort. Conceptual site plans, wetlands delineation, surveys and maps are attached. Call for detailed information & to setup a tour.

000 Clara Avenue, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

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