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$359,900
1 Beds 2 Baths 1008615 MLS
Wake up to breathtaking Gulf views from Mariner West Unit 609, a beautiful beachfront condominium located in one of Panama City Beach's most desirable low-density communities. This spacious 1-bedroom, 2-bath residence offers an open floor plan designed to maximize the stunning views of the emerald waters and sugar-white sand. The living area opens to a private Gulf-front balcony, the perfect place to enjoy morning coffee or spectacular sunsets. The well-appointed kitchen has ample cabinetry, granite counter tops and a breakfast bar that opens to the living and dining areas. The generous primary bedroom provides plenty of space to relax, while the second full bath offers added convenience for family and guests. Tile flooring throughout makes beach living easy and low maintenance. Mariner West is a well-maintained 58-unit Gulf-front community on the quiet east end of Panama City Beach, just minutes from St. Andrews State Park, marinas, restaurants, and shopping. Amenities include a beachfront pool, lighted tennis and pickleball courts, shuffleboard, grilling area, game room, and private owner storage. Whether you're looking for a primary residence, vacation getaway, or investment property, Unit 609 offers the perfect combination of location, lifestyle, and income potential.

6213 Thomas Dr Unit UNIT 609, Panama City Beach

Listing courtesy of Corcoran Reverie SRB.

$750,000
793039 MLS
BRING YOUR BOAT! ** Lagoon-Front Lot in Holiday Beach - Gulf of America Access in Minutes! NO HOA Fees! Rare opportunity to own a **50' x 130' lagoon-front lot** in the sought-after **Holiday Beach** community, just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Whether you're building a primary residence, a second home, or an investment property, this lagoon-front lot combines coastal and boating convenience in one of Panama City Beach's most desirable areas.

7304 S Lagoon Drive, Panama City Beach

Listing courtesy of CitiStar Realty.

$189,000
792971 MLS
Rare Waterfront Lot Opportunity with Included Custom House Plans! Unpack endless coastal possibilities with this exceptional waterfront canal parcel situated in the sought-after, non-HOA community of Bayside Park. Boasting 60 feet of direct water frontage equipped with a brand-new seawall, this cleared, ready-to-build lot sits on a paved road with public sewer access already in place. Bring your boat and enjoy fast, seamless navigation out to St. Andrews Bay and the Gulf of Mexico in just minutes. Without the restrictions or fees of an HOA, this high-and-dry parcel offers complete flexibility, whether you choose to bring your own custom builder, place a manufactured residence, or hit the ground running with the included architectural design set. To eliminate months of design work and accelerate your build timeline, this site comes complete with a full, Florida-engineered architectural and structural drawing package tailored specifically for the lot. The included custom plan is designed as a 3-bedroom, 2-bathroom coastal layout featuring 1,832 SF of living space and 4,017 SF total under roof. The ground floor features a massive 1,752 SF 2-car garage and storage bay perfect for boats, trailers, and coastal gear. Upstairs, the open-concept main living space flows directly onto a 239 SF covered deck overlooking the canal. Engineered to Florida Building Code with a 160 MPH ultimate wind speed rating, the plan includes SIPs wall panel construction, impact glass, and FEMA-compliant water-resistant lower-level materials. Whether you build today or hold for tomorrow, this is your rare chance to secure true waterfront freedom on the Emerald Coast!

6707 Sunrise Drive, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

$625,000
3 Beds 3 Baths 1007924 MLS
This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Cir Unit PO73, Panama City Beach

Listing courtesy of Carillon Realty Inc.

$1,800,000
2 Beds 2 Baths 1007415 MLS
Blue Surf Townhomes is positioned on the west end of Panama City Beach near the South Walton line, offering a rare beachfront end-unit opportunity with direct Gulf access. This 2BR/2BA residence sits on a generous beachfront lot with unobstructed water views and immediate access to the sand from a private elevated deck and stairway leading directly to the Gulf. The interior has been thoughtfully updated with an open-concept kitchen, granite countertops, upgraded cabinetry, and refreshed flooring throughout. Large wall-to-wall windows maximize natural light and frame panoramic Gulf views from the main living areas. Both bedrooms are located on the second level, each with balcony access and coastal views, complemented by a shared full bath. Recent improvements include a new roof, updated flooring, fresh interior paint, and enhanced exterior concrete parking area. The property also benefits from ample on-site parking and a low-maintenance coastal layout. With no HOA restrictions and strong short-term rental potential, this property offers flexibility as a primary residence, second home, or income-producing investment in one of the most desirable stretches of the Emerald Coast. Its proximity to Pier Park, 30A, Northwest Florida Beaches International Airport, and surrounding dining and entertainment further enhances its long-term appeal. A true beachfront offering with limited comparable inventory--rarely available and highly sought after for both lifestyle and investment use.

17305 Front Beach Rd Unit #1, Panama City Beach

Listing courtesy of Compass.

$329,000
1 Beds 2 Baths 1007288 MLS
One of the few opportunities currently available at Pinnacle Port with an EXCEPTIONAL rental history, this beautifully maintained condo offers an impressive calendar of bookings (almost every day turn around!), outstanding 5-star guest reviews, and a loyal base of returning visitors year after year. Those are most valuable trades in vacation rental business that is already established for this property! Professionally staged(yes, owner paid for it!), fully furnished, and truly turnkey, it's ready to continue its success as a high-performing vacation rental or become your own private coastal retreat. Finally, a waterfront property where you don't have to choose between the Gulf and the lake. Here, you can enjoy breathtaking Gulf sunsets from your living room while overlooking the peaceful waters of Lake Powell from the dining area and primary suite - a combination so rare that it truly sets this condo apart. Inside, the thoughtfully updated interior features an open-concept kitchen with granite countertops, a breakfast bar, and spacious living areas designed for entertaining. Upstairs, the loft has been transformed into a private retreat with a custom stone and tile shower and a sliding barn door, creating a flexible space for owners and guests. Unit perfectly located in the center of the building at perfect height, and close to the elevator! Pinnacle Port is one of Panama City Beach's most unique waterfront communities, tucked behind the gates of Carillon Beach on 25 acres where the Gulf of America meets Lake Powell-Florida's largest coastal dune lake and one of the world's rare ecosystems where freshwater naturally connects with the Gulf. Spend your mornings watching dolphins offshore, your afternoons boating or fishing on the lake, and your evenings enjoying spectacular sunsets--all without leaving the community. Residents enjoy two pools, tennis and pickleball courts, a fitness center, sauna, private marina with boat slips and boat launch, fishing dock, and direct beach access. Bordering Camp Helen State Park, you'll also enjoy miles of preserved coastline, hiking trails, kayaking, wildlife, and one of the most peaceful stretches of beach along the Emerald Coast. Just minutes from the boutiques, restaurants, and entertainment of 30A, Rosemary Beach, Alys Beach, and Pier Park, Pinnacle Port feels like a secluded island retreat while remaining close to everything the Emerald Coast has to offer. An added bonus? Association dues include electricity for heating, cooling, and hot water, helping keep ownership costs more affordable.

23223 S Front Beach Dr Unit #737, Panama City Beach

Listing courtesy of Top Producers Real Estate Group.

$229,000
792198 MLS
Motivated Seller! Build your dream home on this prime cul-de-sac waterfront lot in the gated community of Harbour Cove Village along Millionaire's Row. This ready-to-build homesite offers added privacy and extra space with its unobstructed bay views and corner lot location, making it one of the community's most attractive lots. Enjoy direct canal frontage with convenient bay access, perfect for keeping your boat, jet ski, kayak, or paddleboard just steps from your future home. Spend your days exploring the bay or heading out to the Gulf with ease. To help bring your vision to life, the seller is including floor plans specifically designed for this lot, offering a valuable head start on the building process. Ideally located less than 10 minutes from the nearest beach access and minutes away from fine dining plus local shops, this property combines waterfront living with exceptional convenience. Whether you're building a primary residence, vacation getaway, or investment property, this is an incredible opportunity to own one of Harbour Cove Village's premier homesites.

1041 Lighthouse Lagoon Court, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC.

$457,500
792140 MLS
This nearly 3/4-acre vacant lot offers expansive, direct southeastern views of West Bay and stunning sunrises over the water. Located in the highly sought-after community of RiverCamps, this property is ready for you to design and build your custom dream home. RiverCamps is an exclusive, 1,500-acre gated waterfront community where 1,000 acres are dedicated to nature conservation, ensuring a quiet environment with less than 450 total homesites. The location offers the perfect balance of privacy and convenience, sitting just 10 minutes from the airport and 15 minutes from the famous white-sand beaches of Panama City Beach. As an owner, you will enjoy premium, resort-style amenities right in your neighborhood. The community features a boat ramp, day-use boat slips, and dry-boat storage for easy water access, alongside a fitness center and a zero-entry swimming pool. For outdoor enthusiasts, the neighborhood provides seven miles of hiking and biking trails, plus unlimited use of community kayaks, canoes, paddleboards, and bicycles.

7504 Loons Call Lane, Panama City Beach

Listing courtesy of The Premier Property Group.

$399,000
791975 MLS
WOW!!!!! Build your dream home on this wide water bay front Panama City Beach lot right around the corner from a Marina and less than a 5 minute drive to our beautiful white sand beaches!!! Gas line availability is right down the street and tap fee has been paid. I have 20 pages of building plans that can be provided upon request of a BEAUTIFUL home that was going on the lot before sellers decided to sell. It's a $20,000 value...free of charge!! The building possibilities are endless on this GORGEOUS cleared and ready to build on beauty. Build right away or just add a dock, park your boat, and come down for a weekend of fishing. Less than a 10 minute ride out to the open gulf. Hurry before this one gets away! All information is approximate and should be verified by buyers if important.

1037 Bay Circle, Panama City Beach

Listing courtesy of RE/MAX SELECT Partners.

$525,000
789569 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group.

$475,000
788867 MLS
Tucked away in the serene, gated community of Turtle Cove at Lake Powell, this prime waterfront lot offers a rare opportunity to build your dream home in one of Florida's most peaceful and picturesque settings. With direct access to Lake Powell, Florida's largest coastal dune lake, this property includes community dock access, making it perfect for kayaking, paddleboarding, fishing, or simply soaking in breathtaking sunset views from the water. When the lake's natural outfall is open, residents can enjoy the unique opportunity to kayak or boat directly from Lake Powell to the Gulf of Mexico, offering an exceptional connection between the lake and the emerald waters of the coast. This is waterfront living at its finest, blending tranquility, recreation, and natural beauty in one remarkable location. Spanning nearly 8,300 square feet, the lot provides ample space to design a custom retreat with room for outdoor living and panoramic water views. Mature trees lend privacy and natural charm, while the tranquil cul-de-sac location ensures peace and quiet. Enjoy upscale amenities like a resort-style clubhouse, pool, fitness center, and tennis courts, all just minutes from the sugar-white sands of Panama City Beach and the charm of 30A. Whether you envision a cozy lakeside cottage or a spacious modern escape, this property is ready to bring your coastal vision to life. Waterfront lots with this kind of access and setting are few and far between--don't miss your chance to claim a piece of paradise!

306 Turtle Cove, Panama City Beach

Listing courtesy of RE/MAX SELECT Partners.

$335,000
788630 MLS
1.29 acre waterfront end lot with beautiful Bay views. If you have never been out to the St. Joe community, Rivercamps on Crooked Creek, you will be mesmerized! Surrounded by 3 bodies of water, Crooked Creek, the Bay and the Intercoastal Waterway, this peaceful community is a nature enthusiast and boater's dream. Plenty of space and privacy and yet so close to all the conveniences one could want; only 15 minutes to the beach or Pier Park with over 100 stores, eateries and entertainment, 10 minutes to the airport and the planned new hospital and Publix also within 10 minutes. Build your dream home on this prime 1.29 acre waterfront end lot with beautiful Bay views. No other homes will be built in front, behind or on the east side. Rivercamps owners and guests enjoy world class amenities not found in any other community.

7503 Sunset Bay Lane Unit Lot 253, Panama City Beach

Listing courtesy of The Premier Property Group Wat.

$795,000
4 Beds 3 Baths 1000669 MLS
Enjoy breathtaking Gulf views from this 4 bedroom, 3 bathroom east-facing corner residence overlooking approximately 20 miles of Panama City Beach's sugar white shoreline. The spacious open living and kitchen area, along with the primary suite, provide beautiful coastal views and access to a private balcony, creating an ideal setting for relaxing or entertaining. The kitchen features stainless steel appliances, granite countertops, crown molding, and tile flooring throughout. Offered fully furnished, this residence provides a move-in ready opportunity for a primary residence, second home, or investment property with short term rental potential. This unit includes an assigned parking space conveniently located near the elevators, along with additional guest parking availability Positioned on an ideal floor level, the residence offers an excellent balance of elevation and proximity to the beach. Community amenities include approximately 300 feet of direct beach access with boardwalk, gulf-front seasonally heated pool, indoor heated pool, hot tub, grilling area, fitness center, and sauna. Association dues are structured equally among units regardless of size. Conveniently located near Pier Park and Russell-Fields Pier, offering shopping, dining, and entertainment. Additional nearby attractions include Shell Island, Shipwreck Island Waterpark, WonderWorks, Ripley's Believe It or Not, ZooWorld Zoological Park, dolphin tours, and fishing charters. All measurements and square footage to be verified by buyer if important.

14415 Front Beach Rd Unit UNIT 1101, Panama City Beach

Listing courtesy of ERA Neubauer Commercial.

$549,000
788233 MLS
Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

$539,000
2 Beds 2 Baths 994041 MLS
Welcome to Tropic Winds 1806, a stunning Gulf-front condo offering breathtaking views, strong rental opportunities, and the ultimate Panama City Beach lifestyle. Perched high above the sugar-white sands, this beautifully positioned unit delivers panoramic Gulf views from the living area, primary bedroom and private balcony- perfect for sunsets, morning coffee and coastal entertaining. Inside, you'll find a bright, open-concept layout designed for comfort and functionality. The living and dining areas flow seamlessly into the kitchen, creating a welcoming space for gathering after a day at the beach. Floor-to-ceiling windows and sliding glass doors flood the unit with natural light and showcase the endless Fulg views that make beachfront living unforgetable.

17643 Front Beach Rd Unit UNIT 1806, Panama City Beach

Listing courtesy of Exit Realty Anchor South.

$1,150,000
783658 MLS
TRANQUIL BAYFRONT OPPORTUNITY | 101.1' OF WEST BAY FRONTAGE WITH GULF ACCESS Discover a rare opportunity to create your legacy home at 306 Moonlight Bay Drive, a serene bayfront homesite nestled along the peaceful shores of West Bay in Panama City Beach, Florida. This exceptional parcel offers 101.1 feet of bay frontage and is protected by a fortified seawall already in place, providing long-term shoreline stability while preserving the natural beauty of the property. The surrounding slow-moving saltwater marsh creates a calming, nature-rich setting—one of the Emerald Coast's most beautiful and quietly treasured environments. Located within a designated West Bay sector plan, the area's natural resources are intentionally preserved and protected, enhancing both lifestyle and long-term value. From your future dock, enjoy a scenic 25-minute boat ride to the turquoise waters of the Gulf of Mexico, offering the rare advantage of both sheltered bay boating and easy Gulf access. Despite its peaceful setting, the property is conveniently located near the best of Panama City Beach living, including shopping, dining, golf, and world-renowned white-sand beaches. This unique balance of privacy, accessibility, and natural beauty makes the property ideal for a custom waterfront estate or tranquil coastal retreat. Opportunities like this—bayfront, buildable, and protected—are increasingly rare along West Bay. 306 Moonlight Bay Drive offers the chance to secure a truly special waterfront setting and build something lasting in one of Northwest Florida's most serene bayfront communities.

306 Moonlight Bay Drive, Panama City Beach

Listing courtesy of Linda Miller Real Estate.

$410,000
1 Beds 2 Baths 988744 MLS
Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands of Panama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or income-producing rental. Step inside to find an open-concept layout with hardwood floors throughout, a spacious living area, gourmet kitchen featuring quartz countertops and stainless-steel appliances, and a private balcony perfect for enjoying spectacular sunsets over the Gulf of Mexico. The primary suite offers comfort and style with ensuite bath and direct balcony access, while the second full bathroom adds convenience for guests. Enjoy the best of coastal living with world-class amenities, such as the sparkling Gulf-front pool & hot tub, fitness center and owner's lounge and private beach access!! Located just minutes from St. Andrews State Park, local dining, shopping, and entertainment, this condo truly has it all. Don't miss your chance to own a piece of paradiseschedule your private showing today!

5115 Gulf Dr Unit UNIT 1904, Panama City Beach

Listing courtesy of Compass.

$580,000
2 Beds 2 Baths 983847 MLS
Grand Panama Beach Resort | 2BR + Bunk | 2BA | 14th Floor | Gulf-Front Views | Sleeps 8 Experience beachfront living at its finest in this stunning 14th-floor condo at Grand Panama Beach Resort, offering unobstructed Gulf views from large balcony and an exceptional blend of comfort, style, rental income potential. This spacious unit features 2 bedrooms, a private bunk area with twin bunk beds, 2 full bathrooms, and a sleeper sofa in the living room, comfortably sleeping up to 8 guests. The open-concept layout includes a beautifully designed kitchen with granite countertops and a breakfast bar, flowing seamlessly into the living areaâ”ideal for entertaining or relaxing. The master suite is a true retreat, complete with balcony access so you can wake up to the sound of waves.

11807 Front Beach Rd Unit 1407, Panama City Beach

Listing courtesy of EXP Realty LLC.

$2,000,000
779480 MLS
Gorgeous +/-4.4 acre secluded property on West Bay. Located at the east-end of Moonlight Bay Drive, which dead-ends into the property. It is known as the 'Oak Grove' as the property has several large oak trees. West Bay on the north side with expansive views across the Bay and a bayou on the south side. Zoned Planned Unit Development (P.U.D.) within the City of Panama City Beach. We believe the highest and best use is single-family residential development. Several large estate sized Bay-front lots could be developed, or one massive estate. The property is accessed via a 30' access easement. Travel from Panama City Beach Parkway past the Legacy Golf Club (f/k/a Holiday Golf Course), through the existing residential neighborhoods of Colony Club, and past Trieste. Left on Moonlight Bay Drive, continue right (east) on Moonlight Bay, which dead-ends into the property. The adjacent two parcels to the east and south are also for sale; A=59.9 Acres on West Bay, B=60.1 Acre interior parcel. The other two large parcels are not contiguous and separated by the small bayou. They are accessed via the Clara Avenue extension. The parcels were annexed into the City of Panama City Beach & zoned P.U.D. & Conservation. The highest-and-best use is single-family residential. Conceptual site plans, wetlands delineation, surveys and maps are attached. Call for detailed information & to setup a tour.

000 Moonlight Bay Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$14,000,000
675020 MLS
124 Acres on West Bay in Panama City Beach - ''The Oak Grove on West Bay''. Located on the east-side of Colony Club & Trieste neighborhoods & the Legacy Golf Club (f/k/a Holiday Golf Course). Over 1,200 feet of waterfrontage on West Bay with expansive views across the Bay. It is comprised of 3 parcels; A=59.9 Acres on West Bay, B=60.1 Acre interior parcel and C=4.4 Acre parcel on West Bay and accessed via Moonlight Bay Drive. The sellers will not subdivide. The primary access is via the Clara Avenue extension, which is a 100' right of way, now paved close to the south property line. The site has been annexed into the City of Panama City Beach & zoned P.U.D. & Conservation. The highest-and-best use is residential &/or resort. Conceptual site plans, wetlands delineation, surveys and maps are attached. Call for detailed information & to setup a tour.

000 Clara Avenue, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

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