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$460,000
4 Beds 3 Baths 792478 MLS
Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Drive, Panama City

Listing courtesy of EXP Realty LLC.

$4,500,000
792242 MLS
Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land.

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$1,700,000
10 Beds 8 Baths 792227 MLS
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$865,000
7 Beds 6 Baths 792225 MLS
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Drive, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$835,000
3 Beds 2 Baths 792157 MLS
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Drive, Panama City

Listing courtesy of Keller Williams Realty Emerald.

$4,500,000
792107 MLS
Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land.

305 E Beach Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$849,000
4 Beds 4 Baths 791835 MLS
Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

1440 Dover Road, Panama City

Listing courtesy of Epique Realty Inc.

$1,444,000
4 Beds 4 Baths 791832 MLS
Welcome to 210 Marlin Circle, where coastal living and wellness come together for you to live the lifestyle you deserve. Set on a calm canal east of the Bonefish Bridge in Bay Point, this property is re-crafted by a medical doctor and yoga therapist, offering green to blue spaces, simple Gulf boating access, and restorative design. Stepping onto the grounds feels like entering a resort, where a bubbling fountain and meticulous zero-scaped paver design with beach pebbles set the tone for relaxation. Entering the house, the soaring cathedral ceiling in the Great Room is anchored by a functional fireplace, creating a warm and inviting centerpiece. Just steps away, the wet bar features a custom granite waterfall countertop and is equipped with a beverage fridge and automatic ice maker, making it perfect for effortless entertaining. At the heart of the home is a Chemist-Style Kitchen, illuminated by skylights and framed by soapstone countertops. This thoughtfully designed workspace includes a touchless faucet, foot-tap to open rubbish cabinet, a combination convection microwave wall oven, and a six-burner gas cooktop with a pot filler. There's even a secret built-in spice rack that adds a delightful element of surprise. This one-level interior layout home includes four en-suites, one with a curbless shower for limited mobility, another ideal for children, and the third with a courtyard and private entrance for guests or caretakers. The primary suite has a Turkish-inspired steam shower equipped with mood lighting/speakers, a soaking tub, and a courtyard featuring a dual-temperature outdoor shower with a hot tub. The landscaped backyard serves as your launch for sunrise fishing trips, sunset sailboat cruises, diving excursions, spontaneous escapes to Shell Island, magical dolphin encounters, dining at Capt. Anderson's, and refueling at the full service Point South Marina. Back at your private dock, you're greeted by jumping fish, zoysia grass under your feet, and watercraft washing stations. There are many chill-out spots on property to choose from, including a native Southern Magnolia Tree, which provides a natural cooling sanctuary aligned with western facing sunsets to connect and unwind from the coastal breeze and lively birdsong. This property is move-in ready. It offers 70' of bridge-free private dockage, 30amp shore power, space for a boat lift or keep it open for a sailboat . There are dual laundry zones, air purification systems, HVAC serviced semi-annually since its 2020 installation including ductwork, smart thermostats, tankless gas water heaters installed in 2020 & serviced annually, intelligent irrigation, surround sound, surveillance, automated landscape lighting, dock lights and so much more. 210 Marlin Circle is where wellness meets wonder, and living becomes art. Schedule your showing today.

210 Marlin Circle, Panama City

Listing courtesy of Secure Real Estate.

$967,500
5 Beds 4 Baths 791579 MLS
cANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

Listing courtesy of Beachy Beach Real Estate.

$2,850,000
4 Beds 5 Baths 791000 MLS
Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Road, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$565,000
4 Beds 5 Baths 790859 MLS
Enjoy breathtaking water views from every floor of this beautifully positioned waterfront townhome. Designed with flexibility in mind, this property offers multiple possibilities for full-time living, vacation use, or income production. The spacious layout can accommodate separate living areas, making it ideal for multi-generational living or maximizing rental potential. An additional top-floor bonus room provides the perfect space for a home office, bunk room, hobby area, or guest accommodations. Whether you're looking for a primary residence, second home, or investment property, this townhome offers the versatility to fit your needs. Short-term rentals are permitted, creating an excellent opportunity for additional income. Located adjacent to the City's newly completed boat launch facility, this property is perfectly situated for boating enthusiasts. There is also the potential to obtain a private boat slip at the neighboring marina, with accommodations for boats up to 35 feet.

306 Penny Court, Panama City

Listing courtesy of EXP Realty LLC.

$1,399,000
3 Beds 4 Baths 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

Listing courtesy of Anchor Realty Florida.

$1,070,000
4 Beds 3 Baths 790307 MLS
Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways. The waterfront setting offers room to relax, dine, and enjoy the peaceful canal views throughout the year. Located within Bay Point, a gated marina and golf community in Panama City Beach, residents benefit from controlled access, optional golf and tennis, nearby dining, and convenient proximity to local beaches, marinas, and area amenities. This combination of secure, established neighborhood setting and direct boating access to the Gulf makes 523 Wahoo Road a rare opportunity for spacious canal-front living in one of Panama City Beach's most desirable coastal communities.

523 Wahoo Road, Panama City

Listing courtesy of Corcoran Reverie.

$775,000
4 Beds 4 Baths 790102 MLS
WATERFRONT on Burnt Mill Creek with direct Gulf access and no HOA! This unique property also includes a separate income-producing 1 bedroom, 1 bathroom cottage with a current tenant already in place. If you've been dreaming of waterfront living, this is your chance to own a private slice of paradise. Launch your boat from your backyard, take a trip to Shell Island, fish from your dock, or spend the day kayaking, paddleboarding, or jet skiing right from home. One of the most special features of this property is the privacy. Surrounded by conservation land, the natural beauty and peaceful setting are protected, meaning you won't have to worry about future subdivisions or dense development changing the landscape around you. The wildlife here is something truly special. It's common to spot dolphins swimming through the creek, pelicans diving for fish, and even the occasional otter or manatee passing by your dock. Between the peaceful water views, mature Magnolia trees, and protected surroundings, this property offers the kind of Old Florida atmosphere that's becoming harder to find. This spacious home offers stunning water views from nearly every room. The large living area features double French doors that open into a Florida room overlooking the creek. The kitchen is beautifully appointed with granite countertops, custom cabinetry, a breakfast bar, and a large pantry. The oversized laundry room includes built-in cabinetry and a bay window, making it ideal for a home office, hobby space, or extra storage. Just off the kitchen and dining area, the screened porch creates the perfect setting for relaxing evenings and sunset views over the water. Designed for both comfort and functionality, the home features generous storage throughout with multiple large closets and built-in storage areas rarely found in waterfront properties. Upstairs, the primary suite features French doors leading to a private screened balcony with breathtaking waterfront views. A second master suite downstairs includes a double vanity, walk-in closet, and French doors opening to the Florida room. The additional downstairs bedroom is generously sized and features a charming bay window. Outside, the property is designed for enjoying life on the water. Large shaded decks sit beneath beautiful mature Magnolia trees, creating a peaceful outdoor retreat even during the hottest summer days. Two docks provide ample space for boats, kayaks, and jet skis. The covered dock features a motorized boat lift and previously accommodated a 22' bay boat with ease. A fish-cleaning station with water and power makes it easy to clean the day's catch right from your dock. Fishing enthusiasts will love the location. Head up the creek for bass and bream, or venture into the bay for redfish and trout. Burnt Mill Creek is especially known for excellent speckled trout fishing during the winter months. Additional features include: 25' x 20' Carolina carport built in 2024, Two storage sheds, Short-term rentals allowed, 3,667 SF total area with room for multiple families or guests & Conveniently located: 7 minutes to Northwest Florida Beaches International Airport. 15 minutes to the beach. 15 minutes to Lynn Haven shopping and dining. 25 minutes to 30A. 30 minutes to historic downtown Panama City. Whether you're searching for a waterfront forever home, vacation property, or investment opportunity, this one offers the best of Florida living with income potential already in place. All measurements are approximate and should be verified if important.

9927 Bedgood Road, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$1,100,000
5 Beds 5 Baths 790039 MLS
Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City

Listing courtesy of Beachy Beach Real Estate.

$1,450,000
3 Beds 5 Baths 1003151 MLS
Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. A lifetime of living is found at 2806 Canal Drive.

2806 Canal Dr, Panama City

Listing courtesy of Corcoran Reverie SRB.

$550,000
2 Beds 2 Baths 789908 MLS
Introducing 4620 Bay Point Road 1014, a remarkable property nestled with privacy in the heart of the gated Bay Point Community in Panama City Beach, FL. This ground level, exquisite residence offers 2 bedrooms and 2 bathrooms, encompassing a generous 1486 square feet of living space. Nestled in a sought-after neighborhood, this home presents an ideal opportunity for those seeking a tranquil and convenient lifestyle while enjoying breathtaking views. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating a welcoming ambiance for both relaxation and entertainment. The well-appointed kitchen boasts modern appliances, ample cabinetry, and a convenient breakfast bar with adjacent dining area providing an intimate space for family meals or hosting guests. The bedrooms are generously sized, offering comfort and privacy. The master suite features an en-suite bathroom, complete with a luxurious soaking tub and a separate shower. The second bathroom is thoughtfully designed and easily accessible for guests. Beyond the walls of this charming abode, residents will find a host of amenities to enhance their lifestyle. Enjoy the warm Florida weather on the private covered deck, perfect for savoring morning coffee or evening sunsets. Situated in a desirable location, this property offers easy access to a variety of local attractions, including pristine beaches, renowned golf courses, and vibrant shopping and dining options. With its prime location, this home is a dream come true for those seeking a permanent residence. Don't miss out on the chance to own this exceptional property in Panama City Beach. Schedule your private showing today and experience the epitome of coastal living.

4620 Bay Point Road Unit 1014, Panama City

Listing courtesy of Corcoran Reverie.

$1,450,000
3 Beds 5 Baths 789910 MLS
Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. Waterfront achieved!

2806 Canal Drive, Panama City

Listing courtesy of Corcoran Reverie.

$775,000
2 Beds 2 Baths 789470 MLS
Gorgeous waterfront home that's as close to paradise as you can get. As you enter through your private security gate fresh beautiful landscaping abounds with breathtaking views of the deep waters of Cook Bayou and East Bay. Along with the views is your own private salt water pool that adds a spa like serenity to this little piece of paradise. Entering the home, you will immediately notice the bright open floor plan of the living room, kitchen and dining area. The soft wall colors, natural light and beautiful tongue in groove ceilings create a relaxing environment that makes this cozy home feel comfortable and inviting. Prepare your meals in the beautiful, as well as functional kitchen while admiring your waterfront view. The large primary bedroom has sliding glass doors that lead out to the balcony and screened in porch that overlooks the bay and pool. The primary bathroom will take your breath away with its spa like feel, with glass walls, double vanity, and tiled shower. On the way to the dock, you will find the recently added 12,000 gallon salt water heated pool with water feature and LED lights. Continue down the composite wood dock to find the covered boat lift with electric motors and a newly installed jet ski lift. Imagine ending your day relaxing on the custom-built bench at the end of the dock watching the dolphins play and birds feed as the sun sets and delivers an unimagined beauty. Every upgrade in this home was carefully thought out and designed for efficiency, functionality, and energy savings from the seamed metal roof to the Bosch air conditioning system. Large oversized work shop with electricity and a lean-to on both sides is great for the hobbyist or craft enthusiast. If you're looking for beautiful property that provides amazing access to water sports and some of the most stunning sunsets around, then you have found it.

11535 Poston Road, Panama City

Listing courtesy of 30A Local Real Estate.

$1,439,000
5 Beds 3 Baths 789203 MLS
One of only eight waterfront homesites! King's Landing, an exclusive new community of 39 single-family homes nestled in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Abney C plan offers 3073 square feet of thoughtfully designed two-story living with 5 bedrooms, 3 baths, a study, spacious loft and a 2 car garage. The Abney layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, shower and separate water closet. Four additional bedrooms and 2 full baths provide comfortable accommodations for family and guests. Residents will enjoy access to the community pool and cabana, perfect for relaxing and socializing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftsmanship and attention to detail that Traton Homes has delivered for 55 years.

3117 Castleview Lane, Panama City

Listing courtesy of TH Coastal Realty.

$620,000
4 Beds 3 Baths 789098 MLS
DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST.

7111 Winona Street, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$374,500
3 Beds 3 Baths 788703 MLS
Seller welcomes all reasonable offers! Don't miss this incredible waterfront opportunity! If you've ever dreamed of stepping from your own 25-foot private deck onto your boat, jet ski, kayak, or paddleboard and spending the day exploring the bay, the Gulf, or beautiful Shell Island, this is the home you've been waiting for. At the end of the day, unwind on your private upstairs balcony in the included hammock, where large ceiling fans keep you cool while you enjoy what many call ''the area's best-kept secret''--spectacular sunset views. Then relax in your luxurious double Jacuzzi tub after a day on the water. Love fishing? Cast a line right from your deck for redfish, flounder, blue crab, and jumping mullet, or simply watch dolphins and the occasional curious manta ray swim by. Inside, the first floor offers a spacious open layout with ceramic tile flooring throughout the living and dining areas. The inviting kitchen features granite countertops, a modern touchless faucet, and plenty of space for entertaining. A cozy fireplace creates the perfect gathering place on cooler evenings, while the attached garage features a durable epoxy-coated floor for easy maintenance. Enjoy peace of mind with a 2024 HVAC system and a 2023 water heater with an auto-booster system, ensuring you'll always have plenty of hot water. Outdoor living is just as impressive with three tiers of decks, beautifully rebuilt in 2022 using low-maintenance Trex decking, plus an electric SunSetter awning that provides comfortable shade while you relax and enjoy the waterfront lifestyle. Seller welcomes all reasonable offers--this is an excellent opportunity to own a waterfront home with bay access, no HOA, and an unbeatable coastal lifestyle. Don't miss your chance to make it yours! Extremely well insulated for comfort and energy and centrally located in Bay County. If you'd like a well maintained waterfront home and No escalating HOA'' that offers a perfect blend of comfort, convenience in a laid-back coastal lifestyle you've been dreaming of this home may be for you!

1227 Capri Drive, Panama City

Listing courtesy of Coastal Palms Real Estate.

$270,000
3 Beds 3 Baths 787768 MLS
Seller will contribute $7,500 towards buyers closing costs with strong offer. $45,000 Price Improvement! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of the coast with high visibility and endless possibilities, book your private showing today. Sorry No Short Term Rentals.

6089 E Highway 98, Panama City

Listing courtesy of ERA Neubauer Real Estate, Inc.

$364,500
3 Beds 3 Baths 787453 MLS
REDUCED -- REDUCED --IMMACULATE - UPDATED - THIS SPACIOUS TOWNHOME OPENS TO A LARGE GREATROOM WITH AN UNBELIEVABLE WATERFRONT VIEW. BEAUTIFUL ELECTRIC FIREPLACE FOR ADDED COMFORT IN COOLER WEATHER. RECENTLY UPDATED KITCHEN HAS GRANITE COUNTERTOPS. THE LARGE ISLAND ALSO HAS SMALLER PORTABLE ISLAND FOR ADDED COUNTER SPACE AND STORAGE. CLOSET/LAUNDRY IN THE HALL AND A PANTRY OFFER EXTRA STORAGE( LAUNDRY HOOKUP IN GARAGE ALSO). A HALF BATH IS LOCATED ON THE MAIN FLOOR ALSO. TONGUE AND GROOVE CEILINGS THROUGHOUT THE HOME OFFER ADDED INTEREST WHILE A COMBO OF TILE AND BEAUTIFUL LUXURY VINYL FLOORS OFFER DURABILITY AND EASY OF CLEANING. UPSTAIRS: OVERSIZE MASTER BEDROOM THAT OVERLOOKS THE CANAL OUT BACK HAS 2 SEPARATE CLOSETS (ONE IS A WALKIN) AND A LARGE NEWLY UPDATED TILE SHOWER WITH A SEPARATE TOILET AREA. THERE IS AN UPSTAIRS BALCONY OVERLOOKING THE CANAL. TWO OTHER ROOMY BEDROOMS SHARE A HALL BATH. THE LIST GOES ON ! THE 22'X22' COVERED DECK/ PATIO OVERLOOKS THE CANAL WITH AN UPDATED SEAWALL AND 21' X 10' DECK JUST WAITING FOR YOUR BOAT. SEVERAL STREETS HAVE BEEN NEWLY PAVED WITH NEW CURBS, GUTTERS, FIRE HYDRANTS, AND WATER AND SEWER LINES. LOTS OF AMENITIES TO SEE AND ENJOY. THIS HOME HAS BEEN ALMOST TOTALLY UPDATED! THIS IS A RARE FIND AND BEING ON THE WATER REALLY LETS YOU PLAY A LITTLE. THIS IS A MUST SEE PROPERTY CALL TODAY FOR AN APPOINTMENT. !!!

1341 Capri Drive, Panama City

Listing courtesy of World Impact Real Estate.

$550,000
4 Beds 4 Baths 787119 MLS
Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

3412 Harrison Avenue, Panama City

Listing courtesy of Clubbs Real Estate Group LLC.

$245,000
1 Beds 2 Baths 787007 MLS
*The adjacent unit #107 is also available for purchase! This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This cozy unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. Back at St Thomas Square, enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickle ball and tennis! The shops and restaurants at St Thomas give the opportunity to shop and walk to dinner if you want to stay close to home. This beautiful, charming and inviting villa is the perfect beach home or beach rental! Come take a look at this lovely community today! All measurements are approximate, please verify if important. List of items that DO NOT convey: living room lamps, entryway mirror, bedroom furniture and tv, any personal effects.

8730 S Thomas Drive Unit 106, Panama City

Listing courtesy of Think Real Estate.

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