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$929,000
3 Beds ⋅ 4 Baths ⋅ 793004 MLS
Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City

Listing courtesy of Anchor Realty Florida.

$240,000
2 Beds ⋅ 2 Baths ⋅ 792976 MLS
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City

Listing courtesy of Beachy Beach Real Estate.

$349,000
1 Beds ⋅ 1 Baths ⋅ 792959 MLS
Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring and more. Paver patio to go in end of July! The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available 20% down- call for details.

4726 Bay Point Road Unit A110, Panama City

Listing courtesy of Keller Williams Success Realty.

$330,000
1 Beds ⋅ 1 Baths ⋅ 792884 MLS
Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

Listing courtesy of Emerald Coastal Inc.

$625,000
3 Beds ⋅ 3 Baths ⋅ 792803 MLS
This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City

Listing courtesy of Carillon Realty Inc.

$300,000
2 Beds ⋅ 2 Baths ⋅ 792568 MLS
Waterfront living meets effortless boating at Landmark Condominiums! This beautifully maintained 2-bedroom, 2-bath condo includes Deeded Boat Slip #11 with a remote-controlled boat lift, making it a rare opportunity for boaters and waterfront enthusiasts. Enjoy beautiful views of St. Andrews Bay from your private balcony and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, plus an exterior storage unit for your beach and boating gear. Landmark is a well-maintained two-story waterfront community offering exceptional amenities, including a private marina, two swimming pools, fitness center, waterfront clubhouse with full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues include water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Boat Slip #11 accommodates an approximately 25-foot boat with a 10-foot beam and features electrical service and excellent rental potential. Enjoy quick access by water to Panama City Marina, St. Andrews Marina, St. Andrews Pass, the Gulf of Mexico, and Shell Island. Ideally located between Historic St. Andrews and Downtown Panama City, this property is perfect as a primary residence, vacation home, or investment opportunity. Schedule your private showing today!

2100 W Beach Drive Unit J201, Panama City

Listing courtesy of eXp Realty LLC.

$374,900
3 Beds ⋅ 3 Baths ⋅ 792383 MLS
Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss!

2400 Grandiflora Boulevard Unit E403, Panama City

Listing courtesy of Beachy Beach Real Estate.

$649,000
2 Beds ⋅ 2 Baths ⋅ 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

Listing courtesy of EXP Realty LLC.

$949,900
3 Beds ⋅ 4 Baths ⋅ 792144 MLS
Experience waterfront living at its finest in Harbour Village, nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City

Listing courtesy of Blue Coral R E Group LLC.

$299,000
792128 MLS
***50 FEET OF PRIME WATERFRONT IN HIGHLY DESIRABLE AND RARELY AVAILABLE VENETIAN VILLA...WITH A BOAT LIFT AND SEAWALL ALREADY IN PLACE!!*** It is rare to find a waterfront lot in this exclusive and highly desirable community, so hurry up and call me before this beauty gets away!! You are but a few feet from the open bay, and less than a half hour boat ride out to the Gulf of Mexico/America...call it what you will :-) Lot has been cleared and home plans can be provided if you are interested. All information is approximate and should be verified by buyers if important.

1323 Calabria Road, Panama City

Listing courtesy of RE/MAX SELECT Partners.

$349,000
1 Beds ⋅ 1 Baths ⋅ 791857 MLS
Experience elevated coastal living from the 7th floor of Reflections at Bay Point in this beautifully furnished 1-bedroom, 1-bath residence. Enjoy breathtaking views from your private balcony overlooking the Pass, Grand Lagoon, St. Andrews State Park, partial Gulf waters, and the resort-style pool below. Inside, you'll find a spacious open-concept layout filled with natural light, featuring recessed lighting, LVP and tile flooring, and direct balcony access from the living area. The primary bedroom offers elegant tray ceilings, while the bathroom features a double vanity and walk-in shower.Reflections at Bay Point offers exceptional resort-style amenities, including a lagoon-style pool, heated pool, hot tub, two fire pits with gathering areas, and gas grilling stations. Located within the highly sought-after gated Bay Point community, residents enjoy access to a world-class marina, championship golf, and the renowned Nicklaus Course. On-site dining is available at Neon's Bar 72, serving food and drinks daily. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of luxury, convenience, and waterfront living in Panama City Beach.

4100 Marriott Drive Unit 706, Panama City

Listing courtesy of Seltzer Real Estate, LLC.

$849,000
4 Beds ⋅ 4 Baths ⋅ 791835 MLS
Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

1440 Dover Road, Panama City

Listing courtesy of Epique Realty Inc.

$500,000
791816 MLS
Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of beautiful East Bay shoreline in the heart of Bay County, Florida. Privacy fencing offers the perfect retreat to take in the views, while a newer sprinkler system keeps your garden creations maintained. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and diverse dining options, including Thai, sushi, Italian, and more. Nearby is a full-service marina that offers charter fishing excursions, waterfront dining, a tiki bar, and social gathering opportunities, creating endless recreational possibilities right outside your door. Zoned Mixed-Use, this property presents incredible opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it an outstanding candidate for retail, hospitality, restaurant, or other commercial opportunities. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and exceptional development potential in one offering. Whether you're seeking a dream home, income-producing investment, or large-scale development opportunity, this East Bay property delivers endless possibilities. Don't miss this rare chance to own one of Bay County's most versatile waterfront properties. Contact your favorite Realtor today to schedule a private showing or learn more. The Studio Apartment/oversized double garage holds no value unless the Buyer builds a primary dwelling. Some photos have been modified by AI. Buyer to verify any information deemed important.

6135 E Highway 98, Panama City

Listing courtesy of Keller Williams Success Realty.

$500,000
791814 MLS
Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of beautiful East Bay shoreline in the heart of Bay County, Florida. Privacy fencing offers the perfect retreat to take in the views, while a newer sprinkler system keeps your garden creations maintained. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafes, bakeries, coffee shops, and diverse dining options, including Thai, sushi, Italian, and more. Nearby is a full-service marina that offers charter fishing excursions, waterfront dining, a tiki bar, and social gathering opportunities, creating endless recreational possibilities right outside your door. Zoned Mixed-Use, this property presents incredible opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it an outstanding candidate for retail, hospitality, restaurant, or other commercial opportunities. Rarely does a property combine waterfront beauty, walkable amenities, flexible mixed-use zoning, and exceptional development potential in one offering. Whether you're seeking a dream home, income-producing investment, or large-scale development opportunity, this East Bay property delivers endless possibilities. Don't miss this rare chance to own one of Bay County's most versatile waterfront properties. Contact your favorite Realtor today to schedule a private showing or learn more. The Studio Apartment/oversized double garage holds no value unless the Buyer builds a primary dwelling. Some photos have been modified by AI. Buyer to verify any information deemed important.

6135 E Highway 98, Panama City

Listing courtesy of Keller Williams Success Realty.

$399,000
3 Beds ⋅ 3 Baths ⋅ 791537 MLS
Welcome to this beautifully updated 3-bedroom, 3-bathroom two-story condo in the gated Villas of St. Thomas Square, offering the perfect blend of comfort, style, and coastal living. Nestled in a private oasis just a short stroll from the sugar-white sands and emerald waters of the Gulf, this turnkey property features a completely renovated interior with new kitchen appliances, cabinets, countertops, flooring throughout the living areas, bedrooms, kitchen, and staircase, as well as fresh paint throughout. The bathrooms have been upgraded with new cabinetry and lighting, while all-new furnishings and a newer HVAC system provide added convenience and value. Relax and unwind on your private balcony, day or night, and enjoy an impressive array of community amenities, including a boat dock with access to St. Andrews Bay and the Gulf, a swimming pool, tennis courts, clubhouse, sauna, BBQ area, and firepit. This secure gated community is ideally located near restaurants, a winery, shopping, entertainment, and all the attractions Panama City Beach has to offer, making it an exceptional primary residence, vacation getaway, or investment opportunity. All dimensions are approximate and should be verified if important.

8730 Thomas Drive Unit 412, Panama City

Listing courtesy of Beach Time Realty, Inc.

$365,000
3 Beds ⋅ 3 Baths ⋅ 791498 MLS
Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven--a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home--it's a lifestyle.

2604 Mystic Lane Unit PO13, Panama City

Listing courtesy of Think Real Estate.

$349,000
791413 MLS
Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis. Nestled in the quiet community of Mill Point Landing, this property offers not only breathtaking water views but also convenience and accessibility. The property is also a few minutes' drive from some of the BEST restaurants in town! The potential for this land is limitless, whether you envision a sprawling contemporary home with floor-to-ceiling windows to maximize the views or a cozy retreat, perfect for relaxing and unwinding. The lot already has a seawall in place and recent survey done. All measurements are approximate and should be verified by the buyer if important. These gorgeous panoramic views of North Bay could be YOURS! This beautiful lot is ready for your Dream Home!

119 Cashel Mara Drive, Panama City

Listing courtesy of Corcoran Reverie.

$350,000
2 Beds ⋅ 1 Baths ⋅ 791355 MLS
Wake up to breathtaking views of Grand Lagoon and unwind each evening with spectacular sunset views from your private waterfront retreat. This beautifully updated 2-bedroom, 2-bath Bayview condo offers the perfect blend of comfort, convenience, and coastal lifestyle. Boating enthusiasts will love the private dock access and ability to keep a boat just steps from the unit, making it easy to enjoy everything the water has to offer. Relax on the covered front deck overlooking a peaceful pond and the golf course, creating the perfect setting for morning coffee or evening cocktails. Inside, you'll find updated flooring throughout with no carpet, creating a clean, modern feel that's easy to maintain. The condo is being sold fully furnished, making it truly move-in or rental ready. An enclosed sunroom provides additional living space, and a previous owner even utilized a closet area for bunk beds, offering extra sleeping accommodations for guests. Additional updates include a new air conditioning system installed last summer, providing peace of mind for years to come. Whether you're searching for a primary residence, vacation getaway, or income-producing investment property, this waterfront Bay Point gem delivers the coastal lifestyle you've been dreaming of.

4277 Kingfish Lane Unit 277, Panama City

Listing courtesy of Miller & Associates Realty.

$899,000
4 Beds ⋅ 4 Baths ⋅ 791093 MLS
Welcome to 505 Beulah Avenue, a spectacular waterfront retreat nestled on a rare, sprawling 1.17 acre lot in the heart of Callaway. If you have been searching for the perfect blend of modern luxury, deep water access, and income producing potential, this completely remodeled estate delivers on every front. Strategically located just moments from local shopping and dining, the property offers a highly convenient lifestyle while positioning you perfectly to capitalize on the exciting coming revival and commercial growth of the Callaway area. No detail was spared in this top to bottom transformation. The main residence boasts a light filled, open concept floor plan designed to capture stunning water views. High end finishes, modern flooring, and a chef inspired kitchen make this home an entertainer's dream. Retreat to the private upstairs master suite, which serves as your own personal sanctuary. This gorgeous space features a brand new private deck, offering breathtaking, panoramic views of East Bay the absolute perfect spot for morning coffee or unwinding at sunset. A standout feature of this property is the completely separate, fully permitted living space. Featuring its own independent access, full bathroom, and fully equipped kitchen, this space is perfectly positioned to be utilized as a highly lucrative Short Term Rental (STR), a private mother in law suite, or a guest house. With Callaway's favorable rental flexibility, you can let your property pay for itself from day one. Step outside into your own private coastal playground. With over an acre of cleared, prime land leading down to the serene waters of East Bay, you have direct, deep water access out to St. Andrews Bay and the Gulf. The property features its own small backyard ramp, making it incredibly easy to launch kayaks, paddleboards, or jet skis. For larger vessels, you are located a mere 150 yards from the public boat ramp at John B. Gore Park, making heavy trailering completely effortless. The expansive lot offers the ultimate footprint for customization, featuring a perfect building site with incredible water views to add a separate detached building for hobbies, an art studio, or the ultimate entertainment pavilion. Whether you are hitting the open water for a day of world class fishing, parking an RV, or building your dream detached workshop, this estate offers a waterfront lifestyle that is increasingly hard to find. Do not miss the opportunity to own a fully updated, income generating piece of Florida waterfront. Schedule your private tour today!

505 Beulah Avenue, Panama City

Listing courtesy of Dalton Wade Inc.

$498,000
3 Beds ⋅ 3 Baths ⋅ 791084 MLS
Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned with fresh paint and a cozy wood-burning fireplace, perfect for those chilly evenings or quiet gatherings. This home features three inviting bedrooms and two and a half thoughtfully designed bathrooms, including a beautifully remodeled primary bath that boasts modern fixtures and a serene ambiance. Imagine soaking in comfort and style, starting your day with a splash of luxury! This is a boater's paradise. You can be in the Gulf in 30 minutes!!!! Watch all the nature as you sit on the back porch. This property delivers the Florida coastal lifestyle so many are looking for. One of the standout gems of this home is the delightful screened-in Florida Room which is 300 square feet of space. Picture yourself sipping your morning coffee in this tranquil space, surrounded by the gentle Florida breeze. It's the ideal spot to unwind after a busy day, entertain friends, or host delightful evening gatherings. The property also provides a spacious two-car garage, ensuring you have ample storage and convenience for all your needs. Plus, the impressive dock with a 10,000-pound boat lift built by RJ Gorman Marine Construction will make any boating enthusiast swoon. Enjoy easy access to the bay, whether you're fishing, cruising, or simply soaking up the beautiful views. The location couldn't be better! Just six miles from Gulf Coast State College and FSU, this home is perfect for those who love to be close to academia without sacrificing the relaxing coastal lifestyle. And let's not forget, you're just 30 minutes away from the stunning white sand beaches of Panama City Beach! Whether it's a day of sun and surf or a short drive to nearby shopping and restaurants, your options for fun and relaxation are endless. What's more, this community shines with freshly paved roads, elevating the charm and accessibility of Venetian Villa. AND with deeded riparian rights, this home isn't just a dwelling; it's a lifestyle waiting for you to step in and enjoy. Don't miss your chance to embrace this enchanting oasis! Contact your favorite Realtor today to make this dream home your reality. But the real magic happens right at your back door. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you. But the real magic happens right at your back door. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish, or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you.

1243 Capri Drive, Panama City

Listing courtesy of QUORA REALTY.

$2,850,000
4 Beds ⋅ 5 Baths ⋅ 791000 MLS
Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Road, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$444,000
2 Beds ⋅ 2 Baths ⋅ 790966 MLS
***ABSOLUTELY GORGEOUS RECENTLY UPDATED 2 BEDROOM, 2 BATHROOM MARINA BAY CONDO(WITH A COVERED AND GATED GARAGE SPACE)!!!*** This stunning unit offers some of the most breathtaking bay views you will EVER find, both from the master bedroom and the living room/dining area. Step out from the master bedroom sliding glass doors on to your balcony to watch the dolphins play! Unit comes with a garaged parking space that leads right into the secured front lobby, as well as an owner only fitness center. Recent upgrades and updates include but are not limited to: Porcelain wood look tile throughout, updated lighting fixtures, completely repainted interior, sunscreen and blackout shades, quartz countertops, stainless steel appliances, and both kitchen and laundry room custom cabinetry. Walk in closets in both bedrooms. Sellers are open to selling most of the furniture if there is interest. Marina Bay amenities include a 350 foot fishing pier, bay front swimming pool, hot tub, club house, viewing deck, a private beach and marina! All information is approximate and should be verified by buyers if important.

1600 Marina Bay Drive Unit 303, Panama City

Listing courtesy of RE/MAX SELECT Partners.

$1,550,000
790613 MLS
Don't miss your chance to own this magnificent waterfront lot in The Preserve on the Bay. With the expansive water front and the preserved nature areas, the Preserve is the most unique community on Panama City Beach. This large homesite is almost half an acre and has panoramic water views of St Andrews Bay. Build your dream home and dock for easy boating in the bay or gulf! The Preserve is gated and features a manned, 24 hour security gate. It is just minutes away from all the restaurants and attractions offered on Panama City Beach yet it is quiet and secluded!

3604 Preserve Boulevard, Panama City

Listing courtesy of Bay Point Real Estate Co.

$1,500,000
790539 MLS
Welcome to 3536 Preserve Boulevard, an exceptional waterfront homesite tucked inside the exclusive gated community of The Preserve in Panama City Beach. Offering an impressive 100 feet of waterfront frontage, this rare lot provides the perfect canvas to design and build your custom dream home while enjoying breathtaking water views and the peaceful privacy this premier neighborhood is known for. Imagine waking up each morning to stunning sunrises over the water, enjoying serene evenings from your future back porch, and having direct access to the beauty and tranquility of waterfront living. With ample space to create the ultimate coastal retreat, this lot offers endless possibilities for a luxury residence designed to fit your lifestyle. Located within one of Panama City Beach's most desirable gated communities, The Preserve offers an ideal blend of natural beauty, privacy, and convenience. You'll enjoy a quiet, upscale setting while still being just minutes from the white sandy beaches of the Gulf, world-class dining, shopping, entertainment, and everything Panama City Beach has to offer. Opportunities like this are hard to find -- 100 feet of pristine waterfront in a gated community, ready for your vision to come to life. Build the dream home you've always imagined at 3536 Preserve Boulevard and experience the very best of coastal waterfront living.

3536 Preserve Boulevard, Panama City

Listing courtesy of Think Real Estate.

$765,000
5 Beds ⋅ 3 Baths ⋅ 790380 MLS
OPEN HOUSE THIS SUNDAY 1-4PM! Wake up to breathtaking water views and direct Gulf access from this incredible home designed for coastal living at its finest! You'll just need to add a dock to fully enjoy world-class fishing, peaceful morning coffee on the water, and unforgettable sunset views right from your backyard. Inside feels like new and showcases custom lighting in a spacious living room along with a dedicated office/den that is perfect for working from home or extra flex space. The chef-inspired kitchen features a built-in oven, microwave, and cooktop, sleek granite countertops, a breakfast nook, formal dining area, and a massive breakfast bar made for entertaining. You'll love the endless counter space, oversized pantry, and an abundance of crisp white cabinetry that keeps everything bright and organized. The primary suite is a true retreat with stunning water views, a generous layout, huge walk-in closet, soaking tub, separate shower, and double vanity. Each additional bedroom is spacious with large closets, giving everyone room to spread out comfortably. Step outside to your covered patio and fully fenced backyard with a beautiful paver patio that is perfect for grilling, relaxing, and spotting dolphins passing by. When you're ready to leave your private oasis, enjoy resort-style amenities including a community pool, kids' park, and more! Coastal living doesn't get better than​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ this.

382 Grafton Street, Panama City

Listing courtesy of Keller Williams Success Realty.

$168,000
1 Beds ⋅ 1 Baths ⋅ 789971 MLS
🌅 Waterfront Living, Stunning Sunsets & Short-Term Rentals Allowed! Wake up to breathtaking water views and end each day with spectacular sunsets from your own private furnished balcony. This charming waterfront studio at Sun Harbor offers the perfect blend of relaxation, coastal adventure, and investment potential -- all with direct Gulf access and short-term rentals allowed. Dreaming of a lifestyle where your boat is just steps away? Sun Harbor Marina offers boat slips for sale or rent, with options available with or without lifts. Spend your days boating, fishing, exploring Shell Island, or simply relaxing by the water. Plus, with a waterfront restaurant coming soon, this location keeps getting better. So what are you waiting for? Your coastal getaway or income-producing investment is ready! Whether you're searching for a weekend getaway, vacation rental, or low-maintenance waterfront home, this beautifully updated condo delivers. Inside, you'll find a renovated kitchen featuring new cabinets, new countertops, and a new dishwasher, along with the convenience of an in-unit washer and dryer. Large windows fill the space with natural light while showcasing stunning views of St. Andrew Bay. Step outside and embrace the coastal lifestyle. Spend your days boating, fishing, paddleboarding, or simply relaxing by the community pool. Sun Harbor Marina is just steps away, offering deep-water slips, a fuel dock, jet ski and pontoon rentals, fishing excursions, and private cruises to Shell Island. Boat slip lease/rental availability should be verified by the buyer. Conveniently located in the heart of Panama City, this waterfront retreat is just minutes from the sugar-white beaches of Panama City Beach, Carl Gray Park and boat ramp, Florida State University Panama City, Gulf Coast State College, shopping, dining, and a short drive to the Navy Base. Enjoy waterfront living at an affordable price with endless opportunities for recreation and rental income. Price Reduced! Now offered at $168,000, down from $172,000. Come experience the sunsets, the water views, and the coastal lifestyle for yourself! 🌴⚓🌅

5505 Sun Harbor Road Unit 213, Panama City

Listing courtesy of Coastal Palms Real Estate.

$525,000
3 Beds ⋅ 3 Baths ⋅ 789942 MLS
BAYFRONT LIVING AT MAGNOLIA BAY! Welcome to your coastal oasis at Magnolia Bay! This exceptional 3-bedroom, 3-bathroom condominium nestled on the serene bayfront, offers a lifestyle of luxury and convenience. Featured are two master bedrooms and private bathrooms, with an added bonus of a generously sized bonus room, perfect for a second bedroom or your home office. This condo features stainless steel VIKING appliances, custom granite countertops, tile and luxury vinyl plank flooring throughout, a custom marble wall under the kitchen bar area, plantation blinds and custom drapes, newer hot water heater , and newer HVAC and dishwasher. The open concept design seamlessly leads to an expansive, wrap around, corner balcony, inviting you to enjoy bayfront views, including those mesmerizing sunsets! This bay front condo is a coastal living haven, just a short boat ride away from the emerald waters of the Gulf of Mexico. This gated community boasts a wealth of amenities for your pleasure to include a waterfront fitness room, a community room complete with a pool table and a pool that is heated during several months. For outdoor enthusiasts, a pier and kayak rack are available, ensuring you can make the most of the bay at your leisure. This unit comes with one covered parking space. Don't miss the chance to experience bay front living in this splendid coastal condominium! As always, dimensions are approximate. Buyer to verify if deemed important.

2400 Grandiflora Boulevard Unit E601, Panama City

Listing courtesy of Home Town Realty Partners LLC.

$550,000
2 Beds ⋅ 2 Baths ⋅ 789908 MLS
Introducing 4620 Bay Point Road 1014, a remarkable property nestled with privacy in the heart of the gated Bay Point Community in Panama City Beach, FL. This ground level, exquisite residence offers 2 bedrooms and 2 bathrooms, encompassing a generous 1486 square feet of living space. Nestled in a sought-after neighborhood, this home presents an ideal opportunity for those seeking a tranquil and convenient lifestyle while enjoying breathtaking views. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating a welcoming ambiance for both relaxation and entertainment. The well-appointed kitchen boasts modern appliances, ample cabinetry, and a convenient breakfast bar with adjacent dining area providing an intimate space for family meals or hosting guests. The bedrooms are generously sized, offering comfort and privacy. The master suite features an en-suite bathroom, complete with a luxurious soaking tub and a separate shower. The second bathroom is thoughtfully designed and easily accessible for guests. Beyond the walls of this charming abode, residents will find a host of amenities to enhance their lifestyle. Enjoy the warm Florida weather on the private covered deck, perfect for savoring morning coffee or evening sunsets. Situated in a desirable location, this property offers easy access to a variety of local attractions, including pristine beaches, renowned golf courses, and vibrant shopping and dining options. With its prime location, this home is a dream come true for those seeking a permanent residence. Don't miss out on the chance to own this exceptional property in Panama City Beach. Schedule your private showing today and experience the epitome of coastal living.

4620 Bay Point Road Unit 1014, Panama City

Listing courtesy of Corcoran Reverie.

$435,000
2 Beds ⋅ 2 Baths ⋅ 789675 MLS
Welcome to Reflections at Bay Point, one of Panama City Beach's premier luxury resort communities offering the perfect blend of refined coastal living and resort-style amenities. Whether you're searching for a full-time residence, second home, or investment property with short-term rental potential, this beautifully updated 2-bedroom, 2-bath condo is truly turnkey and ready to impress. Located on the convenient first floor, this immaculate unit has undergone over $66,000 in upgrades and renovations. Interior features include LifeProof LVP flooring throughout, crown molding, custom shutters, designer remote-control ceiling fans with lighting, new baseboards, fresh floor-to-ceiling paint including trim and doors, a custom Ruvati sink, Kohler commercial faucet, and Samsung stainless steel appliances, including a smart refrigerator with internet access. Additional updates include newer AC coils and a hot water heater, both less than four years old. Step into a lifestyle surrounded by breathtaking sunrises and sunsets, dolphins playing in the bay, herons along the shoreline, and views of golfers enjoying the signature fifth hole of the only Nicklaus Course in Northwest Florida. Reflections offers exceptional amenities including a 10,000-square-foot tropical resort-style pool, seasonally heated pool, hot tub, fire pit, grilling stations, tennis courts, and lush tropical landscaping throughout the property. Just steps away at Bluegreen Vacations Bayside Resort, you'll enjoy multiple dining options including Cabana Café, Flip Flop's, Tides Restaurant & Lounge, and Pelican's. Outdoor enthusiasts will love the nearby Paradise Adventures kiosk offering watersport rentals, private charters, Shell Island shuttles, and adventure tours right from the marina pathway. If you've been dreaming of a luxury coastal retreat with incredible amenities, strong rental potential, and an unbeatable Bay Point location, this stunning condo checks all the boxes. Schedule your private showing today and start enjoying the Northwest Florida lifestyle you deserve

4100 Marriott Drive Unit 111, Panama City

Listing courtesy of Paradise Properties of NW Florida.

$675,000
3 Beds ⋅ 3 Baths ⋅ 789671 MLS
Luxury Waterfront Living with Deeded Boat Slip & Private Garage at Marina Bay! Welcome to one of the most beautiful and distinctive waterfront communities along the shores of Panama City--where luxury, privacy, and coastal living come together in spectacular fashion. This stunning corner residence at Marina Bay offers over 2,000 square feet of beautifully designed living space, complete with a deeded 30-foot covered boat slip, a private detached garage, and an additional covered parking space--an exceptionally rare combination for waterfront condo living. Inside, you'll be welcomed by a bright and airy open floor plan filled with natural light and framed by floor-to-ceiling windows showcasing breathtaking bay views from nearly every room. The spacious living area opens seamlessly onto a large bayfront balcony, creating the perfect setting for morning coffee with dolphin sightings or evening sunsets over the water. The beautifully remodeled kitchen has been thoughtfully reconfigured to maximize both style and function, featuring a large island, granite countertops, custom backsplash, stainless steel appliances, and abundant storage. Designed for privacy and comfort, the luxurious waterfront primary suite is tucked away from the guest rooms and features private balcony access, coffered ceilings, a spacious walk-in closet, and a spa-inspired bath with dual vanities, exceptional storage, a jacuzzi tub, and separate shower. The guest accommodations are equally impressive. One bedroom offers a private en-suite bath, coffered ceilings, walk-in closet, and marina-view balcony, while the oversized third bedroom features its own private entrance, tray ceiling with accent lighting, and walk-in closet--ideal as an in-law suite, office, or hobby space. Residents of Marina Bay enjoy a beautifully maintained, non-short-term-rental community with resort-style amenities including: Bayfront pool & hot tub, fitness center, private marina w/ boat slips, fishing pier, community room, and a private beach area. Recent community improvements include a newer roof, fresh exterior paint, resurfaced walkways, and a newly paved parking lot. Low HOA fees and healthy reserves help simplify maintenance, allowing you to enjoy a truly carefree waterfront lifestyle. Whether you're a boating enthusiast, full-time resident, or searching for a peaceful coastal retreat, this extraordinary property offers an unmatched blend of elegance, convenience, and bayfront beauty. Corner waterfront condos that include a covered boat slip and private garage rarely become available--schedule your private tour today!

1600 Marina Bay Drive Unit 301, Panama City

Listing courtesy of Coldwell Banker Realty.

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