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$699,000
3 Beds ⋅ 2 Baths ⋅ 790848 MLS
Iconic Waterfront Views Meets Unapologetic Luxury on Crystal Lake! Prepare to fall head over heels for this absolute showstopper on the pristine, white-sand shores of Crystal Lake--one of the area's premier, skiable freshwater paradises! Every single square inch of this estate has been flawlessly reimagined and custom-rebuilt from the inside out to offer a turnkey lifestyle of pure coastal luxury. Step through the door into an open-concept sanctuary defined by soaring vaulted ceilings, gorgeous decorative wood detailing, and premium ceramic tile floors. The heart of the home is a magnificent living space anchored by a majestic, real sealed brick fireplace with a custom wood mantel and exposed decorative beams. Flowing effortlessly from the living room is a chef's dream kitchen, boasting premium custom cabinetry, high-end granite countertops, a massive statement island, and a jaw-dropping real brick backsplash. Both bathrooms offer a true spa experience, featuring granite-topped vanities and breathtaking walk-in custom tile showers enclosed in flawless glass with ultra-chic matte black hardware. Unwind against the backdrop of your private waterfront playground. Step out onto the massive, heavy-duty back deck built for a lifetime of entertaining. Both the front and back porches are fully enclosed with premium ''Tough Screen'' to keep your pets perfectly safe while you soak in the breeze. A custom staircase leads down to a fully fenced, private backyard oasis featuring lush Zoysia sod, automated sprinklers, and a brand-new retaining wall. From the secure, locking entry gate to the pristine landscaping, the curb appeal is unmatched. Peace of mind is the ultimate luxury, and this home is engineered like a fortress. Both the main house and the detached garage feature brand-new metal roofs with hurricane tie-downs, brand-new interior framing, and durable Hardy Board siding. Every window and door--including the rear sliding glass doors and garage door--is brand-new and hurricane-rated. Behind the beautiful walls lies an entirely modernized infrastructure, featuring full spray-foam insulation for massive energy savings, a whole-house smart climate and dehumidification network, a brand-new tankless water heater, and completely updated electrical, septic, and well systems. Stop dreaming about the lake life and start living it in a luxury waterfront masterpiece that truly has it all.

3301 Crystal Lake Drive, Chipley

Listing courtesy of Christies International Real Estate Emerald Coast.

$94,900
790082 MLS
Rare opportunity to own CLEARED, LAKE FRONT land on beautiful Dogwood Lake in Bonifay, Florida, located within the Dogwood Lakes Golf Course community with NO HOA restrictions. This lakefront lot offers the perfect setting to build your dream home, weekend retreat, or private getaway surrounded by peaceful natural beauty and relaxing water views. The property has already been cleared, saving valuable time and expense as you begin planning your future build. A storage shed is already on site and will convey with the sale, providing convenient storage for tools, equipment, or lake toys. Enjoy fishing, kayaking, boating, and golf course living while maintaining the freedom and flexibility of no HOA. Conveniently located near Bonifay shopping, dining, and local amenities, this property is ideal for buyers searching for Florida lakefront property, vacant land on Dogwood Lake, golf course community living, or a private waterfront investment opportunity in Holmes County.

Lot 4 Dogwood Lakes Estates, Bonifay

Listing courtesy of Watersound Real Estate.

$1,590,000
789335 MLS
110 acres lakefront property, over 3800 feet of waterfront and 1400 feet of State Road 79 frontage. Residential and commercial possibilites. One hour from Panama City Beach. Approximately 80 acres upland. Sand Hammock Lake is approximately 175 acres and is spring fed. A portion of the property was platted into 24 lots some years ago and is recorded in Holmes County. Property could be developed into a waterfront subdivision, an RV park, or kept as a private retreat with approximately 3800 feet of waterfront on Sand Hammock Lake. Existing double wide trailer conveys, but is given no value.

3356 FL-79, Bonifay

Listing courtesy of W Douglas Harris Broker.

$675,000
3 Beds ⋅ 2 Baths ⋅ 787446 MLS
From the moment you enter this property your breath will be taken away with the unbelievable views and well thought out landscaping! This rare lakefront cottage is nestled on its own peninsula with approximately 1200 feet of water front on Lake Bowen. Lake Bowen is a natural spring fed lake with access to three other surrounding lakes. A fisherman and duck hunters dream! With this much water front, this property features not one but five docks! Including a floating dock and a boat house that can hold up to a 20 ft boat! Oh and let's not forget the custom Steel bridge that connects both sides of the property! Spend your days jet skiing, fishing, or just enjoying Floridas beautiful nature. There is also a beautiful Pergola with a gas burning fire pit making that a total of three fire pits on the property! Stepping up to the backside of the home you're warmly welcomed with the very large wraparound deck! You can spend your mornings drinking coffee enjoying the beautiful view! This two-story cottage was built with concrete filled blocks for durability. Not only is it striking it is also enduring! This home features 1600 ft.² three bedroom two full baths. The great room feels great, with 16 foot ceilings and plenty of windows to admire the scenery. You literally will feel like you are on vacation! Stepping back outside you will be pleased knowing you have plenty of room to store your vehicles, boats, tractors, or even jet skis with 1,162 sq feet of storage! There is a deep well for irrigation, so keeping your lawn beautiful all year is easy! I could go on but you would have to see this property yourself! Definitely one of a kind! Schedule your showing today! Don't let this opportunity to own your piece of paradise slip away! Approximately 40 minutes away from Panama City Beach. All information deemed accurate but should be verified by buyer.

2730 Mosquito Road, Chipley

Listing courtesy of CENTURY 21 Commander Realty.

$899,900
784293 MLS
An exceptional opportunity to own approximately 120 acres of versatile North Florida land featuring a sizable private lake ideal for fishing and outdoor enjoyment. This expansive tract offers a balanced mix of open acreage and natural landscape, making it well suited for agricultural use, recreational pursuits, or a private rural retreat. The property is well positioned for farming and land management, with strong potential for hay production, row crops such as soybeans or corn, and use as productive farmland. Hunters and outdoor enthusiasts will appreciate the ample space and natural habitat, while the lake adds both recreational value and scenic appeal. Well and electric utilities are available, enhancing the property's usability while preserving its rural character. Conveniently located in Westville, this property provides peaceful seclusion with reasonable access to surrounding towns and the Northwest Florida region. A rare offering combining acreage, water features, and multi-use potential—ideal for agriculture, recreation, or long-term land investment.

1704 Highway 179A, Westville

Listing courtesy of CENTURY 21 Commander Realty.

$1,000,000
783442 MLS
Rare Waterfront Opportunity: 5.58-Acre Powell Lake Parcel with ~300' Pristine Shoreline - Panama City Beach Area. Tucked in a peaceful northwestern cove of Powell Lake--Florida's (and North America's) largest coastal dune lake at nearly 800 acres--this expansive 5.58-acre lot offers a truly one-of-a-kind canvas amid Northwest Florida's evolving landscape. Designated as an 'Outstanding Florida Waters' gem, the lake's brackish ecosystem supports exceptional boating, jet skiing, paddling, and wildlife viewing, with enhanced public access via Bay County's self-service kayak kiosk at the nearby boat ramp. Boasting approximately 300 feet of direct, serene shoreline, this property delivers unmatched privacy and natural beauty--perfect for envisioning a custom waterfront retreat, eco-lodge, family compound, or long-term hold in a region where true lakefront acreage grows scarcer by the day. Strategically positioned between the prestigious gated communities of Watersound Origins and Wild Heron, you're steps from resort-style amenities: Greg Norman-designed Shark's Tooth Golf Course, pools, nature trails, and more. Panama City Beach's west-end growth continues strong into 2026, with ongoing developments, new attractions (Topgolf, Pirates Voyage), shopping, and dining just minutes away--boosting lifestyle and investment upside. Note on Access: This parcel is currently without legal road ingress/egress (water access only via the lake), a known condition reflected in the pricing and history. Ongoing regional dynamics--including potential future interest from major landowners like St. Joe Company--could open pathways for resolution, but buyers should conduct due diligence on access options, easements, or water-based use. In a market where coastal dune lake shoreline is increasingly prized, this blank-slate waterfront rarity stands out for visionaries ready to explore its potential. Priced to reflect the unique circumstances--don't miss your chance to own a piece of this irreplaceable Emerald Coast treasure.

Lot 39 Powell Lake, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

$39,900
783326 MLS
Discover an exceptional opportunity to own a 1.35-acre waterfront homesite within the highly sought-after, gated Paradise Lake community in southern Washington County. This scenic parcel offers direct access to tranquil lake views and an ideal setting for a custom-built residence designed around both privacy and recreation. Enjoy a lifestyle centered on the water -perfect for kayaking, paddleboarding, swimming, fishing, or unwinding lakeside while taking in the peaceful surroundings. The community's controlled access enhances both security and exclusivity. Showings are available by appointment only, as gated entry requires Realtor access. For buyers seeking additional space, the adjacent Lot 2 is also available, providing the option to combine parcels for a larger estate footprint.

000 Lot 1 Cypress, Chipley

Listing courtesy of CENTURY 21 Commander Realty.

$1,395,000
782265 MLS
Outstanding lakefront property ideal for residential development. 330 feet on Deerpoint Lake.

8380 Resota Beach Road, Southport

Listing courtesy of ERA Neubauer Real Estate Inc.

$71,900
782246 MLS
Cleared vacant lot on desireable Boat Lake in the Sunny Hills community. One of the last lots remaining on Boat Lake. Lot is cleared and ready for you to build your dream home and relax by the lake. Survey available.

Ambassador Court, Chipley

Listing courtesy of Beycome of Florida LLC.

$175,000
780957 MLS
MOTIVATED SELLER!! Back on the market with a huge price reduction! This GORGEOUS property is a MUST SEE!! Located on beautiful Bear Creek that runs into Deerpoint Lake, this 1.36 acre lot has 200 feet of water frontage! A dock, concrete boat ramp and sea wall are ready for your boat and jet skis. This private oasis is a nature enthusiasts dream home site. Located at the end of a small dirt road, it is peaceful, serene and a fisherman's paradise. The property faces the west when looking at the water for spectacular sunsets! The seller has made several improvements. 160 14- yard truck loads of dirt have been brought in for the site of your new home. There is a large workshop shed and smaller shed that convey. The larger shed is a fully insulated Graceland Shed, wired for a craft room, work room or office, with lighting and several outlets. It has a remote controlled air conditioner and also has heat and dehumidification. Marine carpet is installed. The shed also comes with two lofts with a ladder rail on one. Outside of shed is hardy board. There is a ''Florida room'' small building with windows on 3 sides for soaking in the view that conveys. This property has electric, and 2 wells in place. (a deep well and a shallow well). Only a septic tank is needed. This property was originally 3 lots, but the seller had the address changed to one parcel. The seller has a survey, and a FEMA flood elevation certificate. There has also been a feasibility study done that will also be included. Go and walk this picturesque property today and imagine the possibilities of owning a waterfront piece of paradise! Please send a courtesy text to the listing agent if you'd like to view the property. *Measurements are approximate, please verify if important*

9636 Indian Bluff Resort Lane, Youngstown

Listing courtesy of CENTURY 21 Commander Realty.

$900,000
780380 MLS
The Phillips Portfolio represents a once-in-a-generation opportunity to invest in one of America's most dynamic growth markets. The Portfolio has been strategically assembled to include an inventory of 43 high-value assets. These assets span across Northwest Florida and include residential, commercial, and industrial assets. Structured with current income-producing, in-process development parcels and greenfield land opportunities. The Phillips Portfolio offers above-market return opportunities across the immediate, medium, and long-term investment horizons. Inquire with Listing Agents for full portfolio information. This +/-33ac property located on Five Mill Lake in north Bay County offers secluded lakefront living at its finest. Within a mile of the Highway 77 and Highway 20 intersection, you have easy access to Northwest Florida Beaches International Airport, Panama City, 30-A, Freeport, and other Gulf Coast attractions. But with only a few properties sharing the +/-115ac lake, you have the benefits of proximity with all the privacy of far more distant properties. Little Blue Lane offers a versatile investment opportunity in a growing region of the Florida Panhandle. With ample space for residential development, estate homes, or a future subdivision, the property combines scale, accessibility, and long-term value. This site is ideal for developers, builders, or investors seeking to capitalize on Bay County's continued growth and demand for housing.

00 Little Blue Lane, Southport

Listing courtesy of NAI TALCOR.

$35,000
772674 MLS
Seller is motivated - and has priced to sell! OWNER MAY FINANCE! (see below)! Nice approximate 1.5 acre site on Moss Hill Road and McDaniel Pond/Lake. Narrow (over 700 foot) access strip opens up to larger waterfront (near .8ac) site on lake. See attached aerial photo and developer survey for approximate land size and layout. Tax records say over 6 acres - but much of that is submerged land under lake (see aerial). The usable total land space is nearer 1.5 acres. Copy of developer restrictions are also attached. Seller is ready to sell with this reasonable ask price. No mobile homes. New dwellings must be site built and minimum of 1000 sq.ft living area. Seller financing is not offered. A great and serene get away location yet with convenient access ...just 10 minutes from Vernon or Wausau - 15-20 min to Chipley, and about 20-35 minutes north of Lynn Haven and Panama City. Drive time to Bozeman School in Bay County is near 10 minutes. BE CAREFUL if entering property - neighbor to left has large dogs that sometimes run loose. They are mostly friendly but can be intimidating if not expected. Use caution and be carefully alert if entering or viewing this property. THERE IS A POWER LINE TRAIL CUT WITH POWER LINES TO NEXT DOOR NEIGHBOR (at 4603 MOSS HILL RD), PER LISTING OWNER... SUBJECT PROPERTY IS ON RIGHT (EAST) SIDE OF THAT POWER LINE. SEE AERIAL, SKETCH & PLAT SURVEY COPY IN DOCUMENTS FOR APROXIMATE LAND LAYOUT.................SELLER MAY FINANCE: Suggested terms: 20% Down, 15 Year Amortization with Balloon payment in 5 years at 9% interest.

0000 Moss Hill Road, Chipley

Listing courtesy of O'Keefe & Wainwright Inc.

$175,000
769136 MLS
What a wonderful place to relax and wet a line! Perfect for HUNTING, RECREATION, and MORE! This rare parcel is located on a paved road with over 1,000 ft of road frontage and a small portion of land across the street, offering a private yet convenient access. The property also offers approximately 3,350 ft of serene water frontage. Some of the property is already cleared and mulched- ready for a home! Approximately 36+/- acres of the parcel is land and the remainder is lake. The land is absolutely gorgeous, featuring a lush tree canopy with large Live Oaks and Cypress trees. There is already a driveway with a culvert and a gate so you can walk or drive the clearing cut back to a landing on the lake that has been there for years and reach the water's edge with an incredible view. The county public boat landing is right down the street as well. Catch bream, bass, catfish and more! Watch the sun set on the lake from your back yard. This property would be perfect for a picturesque home-site, weekend getaway on a freshwater lake in Florida, or turn it into a waterfront investment. The opportunities with this gorgeous property are endless! It is also nearby to some of Florida's natural wonders, freshwater springs and creeks. Less than 45 minutes from Panama City Beach, this is the perfect location to escape to nature and be a short drive to emerald waters and sugar sand beaches. Buyers should do their due diligence with the appropriate county/state/environmental departments to verify usability since there are wetlands and conservation zoning located on the property. It is undetermined by the sellers how much and what the land can be used for currently. All sizes/info approximate and based on county records. No survey or environmental studies have been done nor are available- buyer to obtain if important.

3199 Pate Pond Road, Vernon

Listing courtesy of Elite Realty.

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