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9900 S Thomas Drive Unit 2131, Panama City Beach

Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 20% Down 5% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

3 Beds ⋅ 3 Baths ⋅ 794608 MLS

Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 20% Down 5% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

9900 S Thomas Drive Unit 2131, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC. Selling Office: Real Broker LLC.

9900 S Thomas Drive Unit 1024, Panama City Beach

$430,000

If you're seeking a standout, upgraded unit at Shores of Panama, this is the one to see. Experience coastal living in this beautifully renovated 2-bedroom condo, plus a private hall bedroom with a double bed and barn door for added privacy. Each sleeping area is complemented by its own dedicated full bathroom. This sought-after ''K'' floor plan is situated on the east wing of the 10th floor, offering stunning balcony views of both the resort's iconic lagoon pool and the Gulf. Enjoy the rare perk of a deeded parking spot conveniently located on the same level. Thoughtfully designed with a touch of European elegance, this unit features modern-style furniture and finishes, ceramic tile flooring throughout, a sleek farm sink, and waterfall quartz countertops. Italian furniture, a sofa bed, and a Bose sound system add to the refined ambiance. All bathrooms are updated with stylish half-wall tiles, custom showers with glass enclosures, and European vanities, faucets, lighting, backlit mirrors, and Euro-style commodes. The unit comes fully furnished and is rental-ready, making it a perfect investment or personal getaway. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort. HOA dues are $3,981.60/quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.

2 Beds ⋅ 3 Baths ⋅ 764045 MLS

If you're seeking a standout, upgraded unit at Shores of Panama, this is the one to see. Experience coastal living in this beautifully renovated 2-bedroom condo, plus a private hall bedroom with a double bed and barn door for added privacy. Each sleeping area is complemented by its own dedicated full bathroom. This sought-after ''K'' floor plan is situated on the east wing of the 10th floor, offering stunning balcony views of both the resort's iconic lagoon pool and the Gulf. Enjoy the rare perk of a deeded parking spot conveniently located on the same level. Thoughtfully designed with a touch of European elegance, this unit features modern-style furniture and finishes, ceramic tile flooring throughout, a sleek farm sink, and waterfall quartz countertops. Italian furniture, a sofa bed, and a Bose sound system add to the refined ambiance. All bathrooms are updated with stylish half-wall tiles, custom showers with glass enclosures, and European vanities, faucets, lighting, backlit mirrors, and Euro-style commodes. The unit comes fully furnished and is rental-ready, making it a perfect investment or personal getaway. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort. HOA dues are $3,981.60/quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1024, Panama City Beach

Listing courtesy of Coldwell Banker Realty. Selling Office: NON-MEMBER OFFICE.

9900 Thomas Drive Unit 2304, Panama City Beach

$385,000

Under contract, accepting back up offers. Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite, living room, and kitchen, enjoy a view of the emerald-green waters with complete peace and privacy on the top floor. Recently refreshed with fresh paint and modern touches, this open-concept home flows seamlessly for both relaxation and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making meal prep easy while you soak in the stunning scenery. Shores of Panama stands out as one of Panama City Beach's most impressive resort-style properties. At its heart is the expansive 14,000-square-foot Gulf-front lagoon-style pool featuring a lazy river, zero-entry beach area, dolphin fountains, dramatic bridges, and a kids' play zone. Unwind with a cocktail at one of the two tiki bars, take a dip in the heated indoor pool and hot tub, or pamper yourself at the full-service spa and sauna. Additional amenities include a state-of-the-art fitness center, onsite coffee and donut shop, and convenient beach services for chairs, umbrellas, and water sports. Whether you're looking for a primary residence, a vacation getaway, or a high-performing rental property, this top-floor penthouse delivers the ultimate coastal lifestyle with luxury amenities, direct beach access, and effortless convenience. Don't miss this rare opportunity--contact us today to schedule a private showing and turn your dream of beachfront living into reality

2 Beds ⋅ 3 Baths ⋅ 787397 MLS

Under contract, accepting back up offers. Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite, living room, and kitchen, enjoy a view of the emerald-green waters with complete peace and privacy on the top floor. Recently refreshed with fresh paint and modern touches, this open-concept home flows seamlessly for both relaxation and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making meal prep easy while you soak in the stunning scenery. Shores of Panama stands out as one of Panama City Beach's most impressive resort-style properties. At its heart is the expansive 14,000-square-foot Gulf-front lagoon-style pool featuring a lazy river, zero-entry beach area, dolphin fountains, dramatic bridges, and a kids' play zone. Unwind with a cocktail at one of the two tiki bars, take a dip in the heated indoor pool and hot tub, or pamper yourself at the full-service spa and sauna. Additional amenities include a state-of-the-art fitness center, onsite coffee and donut shop, and convenient beach services for chairs, umbrellas, and water sports. Whether you're looking for a primary residence, a vacation getaway, or a high-performing rental property, this top-floor penthouse delivers the ultimate coastal lifestyle with luxury amenities, direct beach access, and effortless convenience. Don't miss this rare opportunity--contact us today to schedule a private showing and turn your dream of beachfront living into reality

9900 Thomas Drive Unit 2304, Panama City Beach

Listing courtesy of Blue Bird Woliver Realty. Selling Office: Coldwell Banker Realty.

9900 S Thomas Drive Unit 704, Panama City Beach

$340,000

LOW FLOOR ALERT!!! 2BD Plus BUNKROOM and 3 FULL BATHROOMS. This is the style that people love, with the 3 full bathrooms. STRONG RENTAL HISTORY - $48,201.95 in 2024 and $54,573.46 in 2025!! Living room and balcony have a great view of the Shores pool and the GULF OF MEXICO. Built-in shelves and entertainment area in kitchen. Priced to sell and low floor is very valuable in this building. You can DRIVE UP TO 7TH FLOOR AND WALK OVER TO YOUR CONDO. Lots of open parking on the 7th floor parking deck.

2 Beds ⋅ 3 Baths ⋅ 785349 MLS

LOW FLOOR ALERT!!! 2BD Plus BUNKROOM and 3 FULL BATHROOMS. This is the style that people love, with the 3 full bathrooms. STRONG RENTAL HISTORY - $48,201.95 in 2024 and $54,573.46 in 2025!! Living room and balcony have a great view of the Shores pool and the GULF OF MEXICO. Built-in shelves and entertainment area in kitchen. Priced to sell and low floor is very valuable in this building. You can DRIVE UP TO 7TH FLOOR AND WALK OVER TO YOUR CONDO. Lots of open parking on the 7th floor parking deck.

9900 S Thomas Drive Unit 704, Panama City Beach

Listing courtesy of Pineapple Properties. Selling Office: Salty Marlin Realty LLC.

9900 S Thomas Drive Unit 1509, Panama City

$285,000

PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive away—keeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.

1 Beds ⋅ 2 Baths ⋅ 779934 MLS

PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive away—keeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.

9900 S Thomas Drive Unit 1509, Panama City

Listing courtesy of Salty Marlin Realty LLC. Selling Office: Salty Marlin Realty LLC.

9900 S Thomas Drive Unit 2016, Panama City

$285,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS ..... TILED THROUGHOUT AND PRICED TO SELL! This is the ''C'' plan that is a 2bd/2bth plan with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Bunk room and master bathroom both have had door added. Great views to the pool and the gulf. Some TLC needed, but a great price. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED!

2 Beds ⋅ 2 Baths ⋅ 769634 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS ..... TILED THROUGHOUT AND PRICED TO SELL! This is the ''C'' plan that is a 2bd/2bth plan with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Bunk room and master bathroom both have had door added. Great views to the pool and the gulf. Some TLC needed, but a great price. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED!

9900 S Thomas Drive Unit 2016, Panama City

Listing courtesy of Pineapple Properties. Selling Office: EXP Realty LLC.

9900 S Thomas Drive Unit 406, Panama City

$255,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS THE VIBE: LUXURY COASTAL LIVING AT SHORES OF PANAMA 406 Experience the ultimate Panama City Beach getaway in this stunning 4th-floor studio sanctuary. Positioned at the perfect ''sweet spot'' elevation, Unit 406 offers breathtaking, bird's-eye views of the emerald turquoise Gulf and the world-famous tropical lagoon pool without being ''too high'' for comfort. This is where coastal charm meets resort luxury--the ideal turnkey investment or personal beach escape! THE SPACE: COZY, MODERN, AND FULLY EQUIPPED Forget cramped hotel rooms; this spacious studio is designed for comfort and style. The sleeping quarters feature a plush King-sized bed and a full-sized pull-out sleeper sofa which makes this unit perfect for small families or couples. Elegant porcelain tile flows throughout the entire condo for a clean, beach-ready feel. The gourmet kitchen is a fully equipped culinary space boasting sleek granite countertops, a high-efficiency ceramic cooktop, and all major appliances. For modern entertainment, relax with a 42-inch flat-screen TV integrated with Roku for all your streaming needs. This unit even includes a convenient in-suite stackable washer and dryer and a bathroom featuring a marble vanity and tub/shower combo. THE BALCONY: YOUR PRIVATE FRONT-ROW SEAT Step out onto your oversized private balcony to soak in the salt air. With plenty of outdoor furniture, this is the premier spot for morning coffee or sunset cocktails while overlooking the most photographed pool deck in Florida. The views are simply ideal--not too high, not too low, and still perfect for catching those sweeping beach vistas and famous Gulf sunsets. THE LOCATION: THE HEART OF PCB ACTION You are in the center of it all! Shores of Panama is famously situated within easy walking distance to the beach's best attractions, shopping, and dining. Most notably, the legendary Pineapple Willy's is located directly next door for world-class ribs and beachfront drinks. Where better to enjoy the best of the beach than from your own 4th-floor condominium? THE RESORT: A TROPICAL PARADISE UNLIKE ANY OTHER Shores of Panama is a destination unto itself, defined by its ''picture-postcard'' landscaping and massive lagoon-style footprint that has to be seen to be believed. The resort features a breathtaking 13,966 square foot Gulf-side lagoon pool with zero-entry access, dolphin fountains, lagoon bridges, and waterfalls. For relaxation, enjoy the large Gulf-front Jacuzzi, two on-site Tiki bars serving lunch and dinner, or head inside to the heated indoor pool and indoor hot tub for year-round enjoyment. The resort also offers a state-of-the-art fitness center, covered on-site parking deck, private beach access, and seasonal poolside entertainment. RESORT AMENITIES AT A GLANCE Massive Gulf-side lagoon pool and hot tub along with a large heated indoor pool and second Jacuzzi. Covered on-site parking deck with private gated beach access. Two Tiki bars serving delicious food and drinks plus high-speed internet and seasonal beach activities.

1 Baths ⋅ 785730 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS THE VIBE: LUXURY COASTAL LIVING AT SHORES OF PANAMA 406 Experience the ultimate Panama City Beach getaway in this stunning 4th-floor studio sanctuary. Positioned at the perfect ''sweet spot'' elevation, Unit 406 offers breathtaking, bird's-eye views of the emerald turquoise Gulf and the world-famous tropical lagoon pool without being ''too high'' for comfort. This is where coastal charm meets resort luxury--the ideal turnkey investment or personal beach escape! THE SPACE: COZY, MODERN, AND FULLY EQUIPPED Forget cramped hotel rooms; this spacious studio is designed for comfort and style. The sleeping quarters feature a plush King-sized bed and a full-sized pull-out sleeper sofa which makes this unit perfect for small families or couples. Elegant porcelain tile flows throughout the entire condo for a clean, beach-ready feel. The gourmet kitchen is a fully equipped culinary space boasting sleek granite countertops, a high-efficiency ceramic cooktop, and all major appliances. For modern entertainment, relax with a 42-inch flat-screen TV integrated with Roku for all your streaming needs. This unit even includes a convenient in-suite stackable washer and dryer and a bathroom featuring a marble vanity and tub/shower combo. THE BALCONY: YOUR PRIVATE FRONT-ROW SEAT Step out onto your oversized private balcony to soak in the salt air. With plenty of outdoor furniture, this is the premier spot for morning coffee or sunset cocktails while overlooking the most photographed pool deck in Florida. The views are simply ideal--not too high, not too low, and still perfect for catching those sweeping beach vistas and famous Gulf sunsets. THE LOCATION: THE HEART OF PCB ACTION You are in the center of it all! Shores of Panama is famously situated within easy walking distance to the beach's best attractions, shopping, and dining. Most notably, the legendary Pineapple Willy's is located directly next door for world-class ribs and beachfront drinks. Where better to enjoy the best of the beach than from your own 4th-floor condominium? THE RESORT: A TROPICAL PARADISE UNLIKE ANY OTHER Shores of Panama is a destination unto itself, defined by its ''picture-postcard'' landscaping and massive lagoon-style footprint that has to be seen to be believed. The resort features a breathtaking 13,966 square foot Gulf-side lagoon pool with zero-entry access, dolphin fountains, lagoon bridges, and waterfalls. For relaxation, enjoy the large Gulf-front Jacuzzi, two on-site Tiki bars serving lunch and dinner, or head inside to the heated indoor pool and indoor hot tub for year-round enjoyment. The resort also offers a state-of-the-art fitness center, covered on-site parking deck, private beach access, and seasonal poolside entertainment. RESORT AMENITIES AT A GLANCE Massive Gulf-side lagoon pool and hot tub along with a large heated indoor pool and second Jacuzzi. Covered on-site parking deck with private gated beach access. Two Tiki bars serving delicious food and drinks plus high-speed internet and seasonal beach activities.

9900 S Thomas Drive Unit 406, Panama City

Listing courtesy of CENTURY 21 Ryan Realty Inc. Selling Office: Coastal Living Realty & Associates.

9900 S Thomas Drive Unit 1106, Panama City Beach

$247,000

There's absolutely no better investment in Panama City Beach than a studio condo at Shores of Panama! These units will maximize your rental income year after year, with this unit already booked 100% of the time between now and the end of February, 2026 if you choose to keep the current bookings! These units are also ideal as a personal beach getaway! Enjoy the unbeatable central location within walking distance to some of the beach's best dining, attractions and shopping - plus the world famous Pineapple Willy's is directly next door! This 11th floor gem boasts new/upgraded flooring, brand new A/C unit with 10 year warranty, crown molding, new full size front loading washer and dryer, new Polywood balcony chairs, and brand new fridge/freezer, which is all included in the purchase. This is a HOT listing and will not be available for long!

1 Baths ⋅ 777382 MLS

There's absolutely no better investment in Panama City Beach than a studio condo at Shores of Panama! These units will maximize your rental income year after year, with this unit already booked 100% of the time between now and the end of February, 2026 if you choose to keep the current bookings! These units are also ideal as a personal beach getaway! Enjoy the unbeatable central location within walking distance to some of the beach's best dining, attractions and shopping - plus the world famous Pineapple Willy's is directly next door! This 11th floor gem boasts new/upgraded flooring, brand new A/C unit with 10 year warranty, crown molding, new full size front loading washer and dryer, new Polywood balcony chairs, and brand new fridge/freezer, which is all included in the purchase. This is a HOT listing and will not be available for long!

9900 S Thomas Drive Unit 1106, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc. Selling Office: Coastal Living Realty & Associates.

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