Destin Homes with Bay Waterfront Features

Destin Homes with Bay Waterfront Features

Welcome to Destin, Florida, a gem nestled in Okaloosa County, renowned for its stunning beaches and vibrant coastal lifestyle. Known as the “World’s Luckiest Fishing Village,” Destin boasts a rich maritime heritage and is surrounded by the emerald waters of the Gulf of Mexico. With its sugar-white sandy beaches and year-round sunshine, it’s no wonder that this picturesque city attracts visitors and residents alike.

One of the most alluring aspects of Destin is its exceptional waterfront properties. Homes with bay waterfront features offer unparalleled access to the serene waters of the Choctawhatchee Bay, making them a perfect choice for boating enthusiasts and nature lovers. Imagine waking up to breathtaking views of the bay, where you can enjoy your morning coffee while watching the sun rise over the tranquil waters. These properties often come equipped with private docks, allowing you to embark on your next fishing adventure or simply enjoy a leisurely day on the water.

In addition to the stunning views and recreational opportunities, living in a bayfront home in Destin means being part of a vibrant community. With a plethora of dining options, shopping, and outdoor activities, there’s always something to do. Explore the nearby state parks, indulge in fresh seafood at local restaurants, or take a short drive to the bustling Destin Harbor for an evening of entertainment.

Whether you’re looking for a serene retreat or an active lifestyle, Destin’s bay waterfront homes provide the perfect backdrop for your dream coastal living experience. Discover the charm of this beautiful city and make it your home today!

Newest Destin Homes with Bay Waterfront Features

$985,000
3 Beds ⋅ 3 Baths ⋅ 1008294 MLS
Location, location, location!! Welcome to Sides Moreno Point, an exclusive waterfront community, located at the base of the Destin Bridge overlooking the emerald waters of East Pass and Crab Island. This beautifully renovated 3 bed/3 bath residence offers a spacious open floor plan complemented by a large balcony with breathtaking water views, making it the perfect primary residence, second home, or investment property. Boaters will appreciate the included, protected 40' boat slip with quick access to the Gulf. Extensively Renovated in 2024, featuring a Shiplap accent wall from the entry into the living room; LVP flooring throughout the living area, hallway, and kitchen; new carpet in all bedrooms and new tile throughout the bathrooms; and a luxurious primary bath with a redesigned layout, custom cabinetry, oversized walk-in rain shower, and bidet toilet. The kitchen has been completely remodeled to include custom cabinetry; a large center island with abundant storage; stainless steel appliances; built-in drawer microwave and a Farmhouse sink plus additional bar sink. (See the complete Renovation List in the Document Section). Additional features include custom wood closet shelving and a convenient storage unit located on the same floor. This exceptional waterfront residence combines luxury, location, and an unbeatable boating lifestyle. Don't miss this rare opportunity to own one of Destin's premier waterfront properties.

5 Calhoun Ave Unit 602, Destin

Listing courtesy of EXP Realty LLC.

$1,450,000
4 Beds ⋅ 4 Baths ⋅ 1007579 MLS
FURNISHED, STORAGE SPACE, GOLF CART SPACE & GOLF CART INCLUDED! Welcome to One Water Place 411 of Kelly Plantation, where privacy, luxury, and effortless Destin living come together within one of the Emerald Coast's premier master-planned gated communities. Perfectly positioned in the westernmost Building Three, this desirable Castleton floor plan offers 3,220 square feet of heated and cooled living space, an expansive radius balcony, and a true house-like layout designed for coastal living. This beautiful residence features four spacious bedrooms, three and a half bathrooms, an open-concept living area, and panoramic views that create an immediate sense of space, light, and serenity. From nearly every room, enjoy incredible vistas of the Choctawhatchee Bay, lush natural surroundings, manicured One Water Place grounds, resort-style amenity areas, and the Fred Couples-designed Kelly Plantation golf course. One Water Place is a non-rental building and does not permit short-term rentals while offering a peaceful and private atmosphere. This condominium also includes an additional non-climate-controlled storage space and an assigned golf cart space, making everyday ownership convenient and valuable. Also, enjoy the summer kitchen on the balcony which includes a gas grill for cooking and entertaining family and guests. Seller enhancements include a hot water heater, microwave drawer, HVAC system, and a Star street-legal golf cart. One Water Place offers an amenity-rich... experience with resort-style pools, hot tubs, impressive spa amenities, excellent gym, owner gathering spaces, walking paths, expansive green space, beautifully maintained grounds and much more! Golf is available separately and is not included in the association dues. Beyond the gates, enjoy an approximate 15-minute golf cart trip to Henderson Beach State Park, shopping, dining, entertainment venues, boating, and more to enjoy the Destin Lifestyle to the fullest! This residence delivers style, comfort, spectacular views, and the convenience to enjoy Emerald Coast in Northwest Florida. Call to coordinate your private showing today.

408 Kelly Plantation Dr Unit UNIT 411, Destin

Listing courtesy of Somers & Company.

$779,000
3 Beds ⋅ 3 Baths ⋅ 1007089 MLS
Where Destin's Waterways Meet! Unit 504 at Sides Moreno Point West offers a rare opportunity to own a spacious waterfront residence with sweeping panoramic views of the entrance to Destin Harbor, Norriego Point, Crab Island, Choctawhatchee Bay, the East Pass, and the Gulf beyond. Set within this gated, low-density community of only 44 residences, the property offers a quieter, more residential ownership experience that is increasingly rare along Destin's waterfront. Spanning 2,196 square feet, this 3-bedroom, 3-bath condominium features 10-foot ceilings, expansive living and dining areas, and floor-to-ceiling, impact-resistant windows and doors designed to maximize natural light and the extraordinary southern exposure. Nearly every primary living space offers dramatic water views and the constant movement of boats, wildlife, sunsets, and harbor activity that make this stretch of Destin so unique. The approximately 240-square-foot waterfront balcony serves as a true outdoor living space; it's ideal for morning coffee, evening sunsets, seasonal fireworks, or simply enjoying the ever-changing, always entertaining scenery surrounding Crab Island and the East Pass. The approximately 240-square-foot waterfront balcony serves as a true outdoor living space; it's ideal for morning coffee, evening sunsets, seasonal fireworks, or simply enjoying the ever-changing, always entertaining scenery surrounding Crab Island and East Pass. The spacious waterfront primary suite faces directly south toward the Pass and Gulf and offers private balcony access, floor-to-ceiling windows, a walk-in closet, and a generously sized ensuite bath with double vanities, a jetted tub, and separate shower. Both guest bedrooms overlook the bay and marina to the north and feature ensuite baths, providing exceptional comfort and privacy for owners and guests alike. The kitchen combines functionality with clean coastal styling and features GE Profile double ovens, generous storage and workspace, a breakfast bar, a bar sink, white cabinetry, an updated subway-tile backsplash, and a mix of stainless-steel and white appliances. The residence has also been thoughtfully refreshed with broad buyer appeal in mind, including brand-new luxury vinyl plank flooring throughout the main living areas, new neutral carpeting in all bedrooms, fresh interior paint, updated lighting, and new ceiling fans. Additional features include remote-controlled Levelor shades on all south-facing windows and doors, a climate-controlled owner's storage cage, assigned covered garage parking, ample guest parking, building-wide WiFi with secure individual accounts, and an included Dish Network streaming service. Sides Moreno Point West offers a gated entrance, waterfront pool, gazebo, grilling area, and community room, all located just moments from the always popular McGuire's Irish Pub, HarborWalk Village, waterfront dining, entertainment, boating, watersports, and the beaches of Okaloosa Island. Short-term rentals are not permitted, creating a more peaceful and residential coastal environment ideal for a primary residence, second home, or long-term retreat. Residences within this low-density waterfront community are only sporadically available. Buyers seeking expansive views, generous living space, and a more residential waterfront lifestyle in the heart of Destin are encouraged to schedule a private showing with their Realtor or contact the listing agent directly for additional information.

5 Calhoun Ave Unit 504, Destin

Listing courtesy of Coldwell Banker Realty.

$3,790,000
6 Beds ⋅ 5 Baths ⋅ 1004615 MLS
Welcome to one of Destin's most unique waterfront estates. Situated on nearly an acre with approximately 88 feet of frontage on Choctawhatchee Bay, this fully renovated 6-bedroom, 5-bath estate offers luxury, privacy, and breathtaking waterfront views. Tucked behind a private gated entrance and surrounded by mature trees, the property feels like a secluded retreat while remaining just minutes from Destin's beaches, dining, shopping, and entertainment. Offering 4,859 square feet of living space, the home features a waterfront primary suite with a private balcony overlooking the bay, five additional bedrooms, and spacious indoor and outdoor living areas designed for entertaining. Outside, enjoy an expansive two-level deck, private dock, and approximately 88 feet of bay frontage. Spend your days boating to Crab Island, waterfront dining along Destin Harbor, fishing from your dock, or simply relaxing as the sun sets over the bay. A detached three-car garage provides ample room for vehicles, golf carts, and water toys, while the nearly one-acre homesite offers a rare sense of privacy. With no HOA, this exceptional bayfront property delivers the space, freedom, and waterfront lifestyle that make living on the Emerald Coast so special.

609 Calhoun Ave, Destin

Listing courtesy of Bastion Realty LLC.

$1,199,000
3 Beds ⋅ 3 Baths ⋅ 1005130 MLS
Welcome to Unit 902 at One Water Place, an impeccably updated Barclay residence within the prestigious gated community of Kelly Plantation. Encompassing approximately 2,649 square feet, this three-bedroom, two-and-a-half-bath condominium offers the ideal blend of luxury, comfort, and effortless coastal living. Thoughtfully enhanced in preparation for market, the residence showcases a stunning series of recent updates completed in 2026, including a beautifully redesigned kitchen featuring new cabinetry, countertops, and backsplash. The primary and guest bathrooms have also been refreshed with new cabinetry, countertops, mirrors, and designer lighting. Recessed lighting was added throughout the residence, complemented by more carefully selected fixtures that elevate the home's sophisticated aesthetic. The highly sought-after Barclay floor plan offers an exceptional layout with a spacious open-concept living and dining area, a private primary suite separated from the guest wing, and expansive windows that fill the home with natural light. The kitchen opens seamlessly to the living spaces, creating an ideal setting for both everyday living and entertaining. Residents of One Water Place enjoy resort-style amenities including multiple pools, a fitness center, sauna and steam rooms, tennis and pickleball courts, beautifully maintained grounds, and the security of a guard-gated community. Included with the residence are two ideally positioned parking spaces and a private storage unit, providing convenience rarely found in luxury condominium living. Experience elevated living in one of Destin's most coveted condominium communities, where exceptional amenities, a premier location, and extensive recent updates combine to create a truly move-in-ready opportunity.

400 Kelly Plantation Dr Unit 902, Destin

Listing courtesy of Scenic Sotheby's International Realty.

$210,000
1004718 MLS
One of the largest and tallest dry storage slips available, this space is ideal for accommodating boats with towers while providing exceptional convenience and protection. Legendary Yacht Club offers a premier full-service marina experience with exceptional amenities designed for boat owners who value convenience, comfort, and protection for their vessels. The waterfront clubhouse features a beautifully appointed restaurant, owners' lounge, bar, swimming pool, summer kitchen, bathhouse, and additional gathering spaces. Marina services include fuel, food and beverage options, ship's store supplies, and non-warranty parts available at cost. Owners also enjoy discounted service labor of up to 35%, along with unlimited launches and haul-outs. Each vessel removal includes an engine flush and soap wash for added convenience. The state-of-the-art dry storage facility is engineered to withstand winds up to 125 MPH, providing outstanding protection from harsh weather, salt exposure, and the Florida sun. Simply arrive, unload your gear, and let the professional staff handle the rest. With easy access to Choctawhatchee Bay, Crab Island, and the Gulf of Mexico, Legendary Yacht Club is the ideal home port for your boat. Experience outstanding service, first-class amenities, and endless opportunities to enjoy life on the water.

4601 Legendary Marina Dr Unit b016, Destin

Listing courtesy of Mainsail Realty Company.

$3,550,000
4 Beds ⋅ 9 Baths ⋅ 1002551 MLS
Welcome to 434 Captains Circle--an extraordinary European-inspired French Château, gracefully positioned within the prestigious, guard-gated enclave of Regatta Bay. This private, 24/7 secured sanctuary offers a rare blend of refined elegance and coastal serenity, meticulously crafted for both grand-scale entertaining and elevated everyday living. Set on 1.23 acres of lush, manicured grounds and constructed with ICF for enduring strength and efficiency, this custom estate is a testament to timeless design and impeccable craftsmanship. Uniquely sited right off the tranquil shores of Choctawhatchee Bay, the residence boasts over 80 feet of waterfront, framed by native sawgrass and an untouched nature preserve--offering a truly serene and picturesque backdrop. Encompassing nearly 8,000 square feet of exquisitely appointed interiors, this architectural masterpiece embodies the art of fine living, where grand proportions and classical French design converge with modern comfort. Each room has been thoughtfully curated to exude casual luxury, timeless detail, and an effortless sense of sophistication. As you arrive at this stately estate, you're welcomed by mature, manicured landscaping and an expansive brick paver circular drive centered around an exquisite Italian fountain perfectly framing the limestone-clad façade of this chateau-inspired masterpiece. Constructed with nearly 9-inch thick poured concrete exterior walls, the home offers unparalleled structural integrity and timeless grandeur. The entrance is marked by a pair of magnificent, hand-carved mahogany doors, each standing 8 feet tall, opening into a breathtaking two-story foyer crowned with a soaring 22-foot domed ceiling. A sweeping freestanding curved staircase known as the 'wedding' stair graces the space, crafted in rich wood and adorned with intricate ironwork. Italian marble columns, dual Juliette balconies, and grand architectural symmetry elevate the ambiance. Throughout the estate, natural oak hardwood floors, 10-foot ceilings, and lavish Venetian plaster walls are complemented by elaborate millwork, including 14-inch baseboards and crown moldings ranging from 8 to 14 inches each detail a testament to timeless artistry and refined craftsmanship. Just off the grand foyer, refined functionality allows access to a tastefully appointed powder room, a private elevator, and two oversized garages accommodating up to four vehicles and/or a golf cart, complete with newly finished polyaspartic-coated floors for a sleek, durable finish. Beyond the foyer, the estate opens to expansive, light-filled living spaces framed by grand windows and elegant French doors, inviting in an abundance of natural light. The formal dining room is an entertainer's dream, currently showcasing an ornate Italian table that comfortably seats twelve beneath a custom-painted ceiling medallion and a striking Art Deco-inspired glass chandelier. The chef's kitchen is both stylish and functional, featuring refreshed custom cabinetry with sleek contemporary hardware, granite countertops and backsplash, a spacious walk-in pantry with custom shelving, a generous center island, and a separate breakfast bar. High-end appliances, including a Sub-Zero refrigerator, Thermador double ovens, Viking gas range and microwave, and more, ensure culinary perfection in every detail. Anchoring the living area is a stunning marble gas fireplace flanked by custom wood built-ins, offering warmth and timeless charm. Hidden within the home's refined design are two private studies what we fondly call its 'secrets.' One office exudes soft elegance with lighter tones, built-in bookcases, and dual French Empire crystal chandeliers, while the second office/den is richly appointed with Brazilian wood accents, intricate custom shelving, dramatic 10-foot Italian marble columns, wood-paneled walls, and wood-coffered ceilings evoking the grandeur of a European gentleman's library. Occupying the second floor, the opulent primary suite offers a private sanctuary of sophistication and comfort. A serene balcony overlooks the pool area, while a marble-clad gas fireplace adds warmth and timeless elegance. Rare and indulgent, the suite boasts dual spa-inspired ensuites, each with its own distinct design narrative. One bath evokes a coastal serenity with soft hues of cream and blue, featuring a freestanding tub/shower, a water closet, oak wood floors, a waterfall-inspired glass sink, granite countertops, makeup vanity, custom cabinetry, and an expansive custom walk-in closet. The second bath channels a Roman-inspired ambiance with rich tan and cream tones, heated marble floors, a marble walk-in shower, private sauna, traditional single vanity, and its own custom walk-in closet. This extraordinary suite redefines luxury living with thoughtful design and unparalleled comfort. The second level hosts three additional generously proportioned bedroom suites, each a private sanctuary featuring its own architecturally distinctive en-suite bath. Appointed with granite-topped single vanities, private water closets, and custom tiled walk-in showers (one suite also boasting a deep soaking tub) these retreats combine timeless elegance with modern comfort. Custom walk-in wardrobes complete each suite, offering both style and function. Adjacent to the bedrooms, a spacious utility room enhances daily living with custom cabinetry, granite countertops, and an oversized utility sink thoughtfully designed for seamless multitasking and refined efficiency. The third floor is devoted to a refined entertainment suite. At one end, a cozy cinema lounge adjoins a discreet half bath. The central space features a classic billiards table, while the far end offers a stylish gaming corner and bespoke wet bar ideal for relaxed, sophisticated gatherings. The grandeur of the estate continues beyond its walls, where the outdoor living spaces are nothing short of enchanting. A private, resort-style oasis awaits within the fully enclosed lanai, elegantly finished with travertine tile flooring and centered around a spectacular 19' x 36' pool and an 8' x 8' elevated spa. A dedicated outdoor pool bath adds convenience, while every element has been thoughtfully designed for both lavish entertaining and serene relaxation. The alfresco experience is elevated by a fully appointed outdoor kitchen and bar, featuring top-of-the-line Viking and Lynx appliances, including a gas grill, gas stove, dual refrigerators, and a professional-grade pizza oven. Multiple fire features a gas fireplace with mounted television, a natural gas firepit, and a charming wood-burning firepit create inviting ambiance day or night. Extending the luxury to the water's edge, a private, 300-foot lighted pier leads to the tranquil canal just off Choctawhatchee Bay. Complete with a picturesque sitting area, it offers a serene vantage point for morning coffees, sunset reflections, or effortless access to the waterway by boat completing this exceptional coastal retreat. Thoughtfully designed for refined living, this exquisite château offers timeless elegance and effortless comfort just moments from the best of the Emerald Coast. A rare offering that must be experienced to be truly appreciated.

434 Captains Cir, Destin

Listing courtesy of Compass.

$2,400,000
1001776 MLS
The parcel of land for sale is in The Estates at Indian Pointe which is a gated waterfront community with 13 homesites. This community is situated on the south shore of the 35 by 5 mile in dimension Choctawhatchee Bay. Lot 6 is the lot with the most bay frontage of all lots in the HOA with spectacular views to the east, north and west of the bay water. This lot is approximately 200 feet from a deep water channel to mid bay. These estate sized lots were designed for 5000 sq ft or more houses and currently there are 3 near by under construction. The neighborhood is rental restricted with a one year minimum. Owners in this community will have close access, by land or sea, to Destin harbor, Crab island, and the nearby gulf.

4152 Belcourt Dr, Destin

Listing courtesy of Home Sold Realty LLC.

$199,900
1 Beds ⋅ 1 Baths ⋅ 1000715 MLS
Quiet convenience can be found at this 90 unit rental-restricted condo on 3.6acres on Choctawhatchee Bay. This Destin 1br/1ba condo lives large with an enclosed patio, large closets, + exterior storage onsite. Parking for 109 is just outside your front door with plenty of overflow parking and 14 spots for boat parking on site. Complex includes a bayfront pool, clubhouse + 2 laundry centers on each floor. This unit has a brand new HVAC with transferable warranty & new water heater. The central location provides for quick trips to many necessities, without even having to access the highway! Owner's Association allows for service animals only. No pets.

3857 Indian Trl Unit 109, Destin

Listing courtesy of Dale E Peterson Realty Inc.

$1,185,000
3 Beds ⋅ 3 Baths ⋅ 1000485 MLS
BRING ALL OFFERS !! Unit coveys with highly sought after ADDITIONAL Heated and cooled storage unit along with one just outside the unit. 3 bedroom, 2.5 bath 2,649 SF High end LVP flooring throughout kitchen, dining, living and Master, granite counter tops in the kitchen this ''Barclay'' floor plan is one of the MOST desirable floor plans. Master Bath incudes Kohler HYDRO- THERAPY air tub. SUBSTAINLY RENOVATED in 2024, including removal of all drop downs and expansion of with Bay Sunrise and Sunset views One floor above the highly coveted, newly refurbished lobby in Tower 1 with immediate access to fitness room, pool and spa areas. Spacious Kitchen with bright welcoming door to private sunrise sunset balcony. Open concept living / dining area with oversized spacious windows and balcony allows for spectacular sunset and bay views. Totally renovated and upgraded summer Kitchen.

400 Kelly Plantation Dr Unit UNIT 402, Destin

Listing courtesy of Luxury Estates Realty Group LLC.

$1,749,000
3 Beds ⋅ 4 Baths ⋅ 1000451 MLS
From its prime location on the 10th floor of One Water Place, this luxurious condominium residence offers an unparalleled lifestyle, elevated by jaw-dropping views of the Gulf of Mexico, Choctawhatchee Bay, the signature Fred Couples Golf Course, untouched natural preserves, and breathtaking Emerald Coast sunsets that paint the sky each evening. Step inside and discover the highly sought-after Castleton floor plan -where every detail is designed for both elegance and comfort. The expansive living area, framed by walls of windows and a gracefully curved balcony, seamlessly blends indoor and outdoor living. Imagine entertaining guests in a formal dining room accented by stately columns and full-length windows, or preparing meals in a chef's kitchen featuring Taj Mahal quartzite countertops. Quartzite is a natural stone that captures the beauty of marble but is exceptionally resilient -- ideal for a custom tile backsplash, island seating, and a full suite of high-end stainless appliances. Upgrades abound, including a new refrigerator, dishwasher, microwave, wine fridge, and dry bar refrigerator, all added in 2025. The main suite is a private retreat, opening onto a magnificent wraparound balcony with a summer kitchen and a state-of-the-art LYNX BBQ with rotisserie, perfect for unforgettable evenings under the stars. The office offers built-in display shelves, a TV hookup, and custom cabinetry, while the hallway to the primary suite is lined with elegant display shelves and storage cabinets. California Closet Company custom closets in the master and both guest suites provide abundant storage and organization. What truly sets this residence apart is its exclusivity: it is the only unit currently on the market boasting not just one, but two additional storage units--including a coveted climate-controlled space--and a highly desirable golf cart parking space. These rare features offer unmatched convenience and peace of mind for your treasured possessions and active coastal lifestyle. Luxury, comfort, and exclusivity come together in this extraordinary offering at One Water Place, Unit 1008--where every day feels like a five-star escape.

404 Kelly Plantation Dr Unit Unit 1008, Destin

Listing courtesy of Re/Max Beaches.

$55,000
3 Beds ⋅ 680736 MLS ⋅ Emerald Grande East BLDG.
Experience luxury coastal living without the full-time price tag! Introducing Fractional Share E912-H at the highly sought-after Emerald Grande in Destin. This beautifully appointed 3-bedroom, 3-bath corner residence offers approximately 1,456 square feet of living space and grants you 6 weeks of ownership each year, making it the perfect blend of lifestyle and smart investment. Perched on one of the highest fractional floors available, this unique unit enjoys exceptional privacy with no neighboring units on three sides. Step outside to over 460 square feet of expansive balcony space, where you’ll take in breathtaking panoramic views of the Gulf of Mexico, East Pass, and Choctawhatchee Bay, ideal for relaxing, entertaining, or simply soaking in the coastal breeze. Located within Emerald Grande at HarborWalk Village, owners enjoy unmatched access to Destin’s premier attractions, including waterfront dining, shopping, entertainment, and endless water activities. Resort-style amenities include pools, fitness center, spa services, marina access, beach shuttle, and more, delivering a true vacation experience every time you arrive. Whether you’re looking for a low-maintenance second home, a luxury vacation retreat, or a cost-effective way to own in Destin, this fractional opportunity offers it all—comfort, convenience, and incredible views.

10 Harbor Blvd Unit #E912H, Destin

Listing courtesy of Dalton Wade, Inc..

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Vendor Member Number : 28166