Navarre/Gulf Breeze Homes under $400,000

Welcome to the picturesque region of Navarre and Gulf Breeze, nestled in the heart of Santa Rosa County, Florida. This charming area is renowned for its stunning natural beauty, with pristine white-sand beaches, lush parks, and the serene waters of the Gulf of Mexico. Whether you are seeking a tranquil escape or an active lifestyle, Navarre and Gulf Breeze offer a delightful blend of both.

Home to a friendly community and a vibrant atmosphere, this region is perfect for families, retirees, and anyone looking to embrace the coastal lifestyle. Enjoy leisurely strolls along the scenic Navarre Beach, or partake in exciting water sports like kayaking and paddleboarding. The nearby Navarre Park provides ample opportunities for picnics, fishing, and enjoying the great outdoors.

For those seeking a new home, you’ll be pleased to discover that Navarre and Gulf Breeze offer a variety of charming properties priced under $400,000. From cozy single-family homes to modern townhouses, there’s something for everyone. These affordable options make it easier than ever to invest in a piece of paradise without breaking the bank.

With a strong sense of community, excellent schools, and convenient access to shopping and dining, Navarre and Gulf Breeze are ideal for those looking to settle down in a welcoming environment. Embrace the coastal lifestyle and explore the possibilities of calling this beautiful region home. Your dream home awaits in Navarre and Gulf Breeze, where the sun shines brighter and the living is easy!

Newest Navarre/Gulf Breeze Homes under $400,000

$309,900

3 Beds ⋅ 3 Baths ⋅ 1013191 MLS

Welcome to The Enclave at Midtown! The Palm Exterior Unit is a 2-story townhome that boasts 3 bedrooms, 2.5 baths with an open design that is perfect for entertaining. The kitchen is presented with quartz countertops, a large island bar, pantry and all stainless-steel appliances offering style and functionality. Bedroom 1 is located on the second floor as a private retreat with a spacious walk-in closet and a beautiful adjoining bath. Interior features also include EVP flooring with frieze carpet in the bedrooms. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

8455 Midtown Ct, Navarre

Listing courtesy of DR Horton Realty of Northwest Florida LLC.

$374,900

3 Beds ⋅ 2 Baths ⋅ 1013070 MLS

Welcome home to this inviting 3-bedroom, 2-bathroom home in the charming Cottages of East Hill! With 1,589 square feet of comfortable living space, this home offers a wonderful blend of warmth, character, and functionality. Fresh interior paint gives the home a bright, welcoming feel, while the vaulted ceiling in the living room creates an open and spacious atmosphere. Beautiful tray ceilings add an extra touch of character to both the dining room and bedroom. The thoughtfully designed layout provides comfortable living areas and well-sized bedrooms, making this home easy to settle into and enjoy. A 2-car garage provides plenty of space for parking and storage, while the large backyard offers room to relax, entertain, garden, or enjoy time outdoors. Whether you're hosting friends and family or simply unwinding at home, this property offers the space and comfort you've been looking for. Come see why this charming home in the Cottages of East Hill could be the perfect place to call home!

2676 Hartman Ct, Navarre

Listing courtesy of The Property Group 850 Inc.

7472 Sunset Harbor Dr Unit APT 311, Navarre

$335,000

2 Beds ⋅ 2 Baths ⋅ 1013105 MLS

What a DEAL on this tastefully updated condo! This is an exceptional value located in the only condo development on the desirable west end of Navarre Beach, offering community Sound access and close proximity to the Gulf Islands National Seashore. This ground level unit allows for easy access to the community pool and is only a short walk away from beach access 37A. This property comes fully furnished, presenting a seamless, turn-key experience from the moment you step inside. Updates include granite countertops, stainless steel appliances, new bathroom vanities and LVP and tile flooring throughout. There is even a glimpse of the Sound in the background! Outside, this quiet Soundfront condo community offers a beach, gazebo and fantastic space to relax and unwind. You can spend your mornings or evenings enjoying the quiet setting on the Sound, or spend your time on the beautiful beaches of Navarre mere steps away from your front door.. This unit has been a successful vacation rental sleeping 5, but would also make a wonderful primary or second home for those desiring a life on the beach with low maintenance. With this unit being the lowest price for a 2/2 condo on Navarre Beach, it won't last long!

7472 Sunset Harbor Dr Unit APT 311, Navarre

Listing courtesy of Compass.

$355,000

3 Beds ⋅ 2 Baths ⋅ 1013042 MLS

Welcome home to this charming all-brick retreat tucked away on a quiet dead-end street in desirable East Navarre, complete with deeded Sound access and a location that puts you just minutes from Navarre Beach, Hurlburt Field and everything the Emerald Coast has to offer. Step inside this spacious 3-bedroom, 2-bath home and you'll immediately notice the warmth and character, from the inviting fireplace insert and wainscoting to thoughtfully designed accent walls throughout. The kitchen blends style and personality with butcher block countertops, newer appliances and a built-in bar area with wine/beverage refrigerator, creating the perfect spot for entertaining. Generously sized bedrooms offer plenty of room to unwind, while the primary suite features a beautifully tiled shower, quartz countertops and a large walk-in closet. Step outside to a privacy-fenced backyard designed for enjoying the Florida lifestyle, with a pergola and deck, fire pit area and storage building. Solar panels will be PAID OFF at closing, offering the new owner the benefit without taking on the existing solar loan. Major updates include a 2024 roof, 2021 HVAC, 2025 water heater & garage door. Flood insurance is not required! A home filled with character, outdoor living and thoughtful updates in a location that keeps the Sound, beach and bases close by! Come see why this East Navarre home should be next on your list! Schedule your private showing today!

2073 Bella Breeze Ct, Navarre

Listing courtesy of Levin Rinke Realty.

$369,500

4 Beds ⋅ 2 Baths ⋅ 1013029 MLS

Welcome home to the Sierra by CJL Homes, a thoughtfully designed 4-bedroom, 2-bath new construction home offering 1,757 sq. ft. of comfortable and versatile living space. Nine-foot ceilings enhance the open feel throughout the home, while LVP flooring, quartz countertops, and nickel hardware provide a clean, modern finish. The open-concept living, dining, and kitchen areas come together as the heart of the home, creating an inviting space for everything from everyday meals and quiet evenings to entertaining friends and family. The kitchen features a spacious island, generous cabinetry, pantry storage, and stainless steel electric appliances. The split-bedroom layout provides welcome privacy, with the Owner's Suite tucked away from the secondary bedrooms and featuring a large walk-in closet, dual-sink vanity, and walk-in shower. On the opposite side of the home, three additional bedrooms and a full bath offer flexible space for family, guests, a home office, or hobbies. A two-car garage, dedicated mudroom and laundry area, welcoming front porch, and covered rear porch add practical spaces both inside and out. With its spacious single-story layout and modern finishes, the Sierra is designed to make everyday living feel easy. ***PHOTO DISCLAIMER: Photos are of a similar completed home and are for illustrative purposes only. Colors, finishes, fixtures, materials, and selections may vary.***

5609 Monument Ct, Gulf Breeze

Listing courtesy of Realty ONE Group Emerald Coast.

$345,000

3 Beds ⋅ 2 Baths ⋅ 1013027 MLS

Welcome home to the Maybell II, a brand new 3-bedroom, 2-bath home situated on a spacious .62 acre homesite in Navarre. Just 20 minutes from the sugar white sands of Navarre Beach, this thoughtfully designed home pairs comfortable everyday living with the relaxed Gulf Coast lifestyle. Inside, 9-foot ceilings create an open, airy feel, while LVP flooring throughout, quartz countertops, and nickel hardware provide a clean, modern finish. The kitchen features electric appliances, pantry storage, and easy access to the open family and dining areas, creating a natural gathering place for casual meals, entertaining, or simply unwinding at home. Step outside to the rear porch for morning coffee or an evening spent enjoying the extra room this homesite provides. The split-bedroom layout offers welcome privacy, with the owner's suite featuring a spacious walk-in closet and private en suite bath. Two additional bedrooms on the opposite side provide flexible space for family, guests, or a home office. A dedicated laundry room, 2-car garage with attic access, and generous homesite add everyday functionality and room to make the property your own. Enjoy Navarre's beaches, fishing, and laid-back coastal lifestyle, with convenient access to Hurlburt Field, Pensacola, and Fort Walton Beach. PHOTO DISCLAIMER: Photos are of a similar completed home and are for illustrative purposes only. Colors, finishes, fixtures, materials, and selections may vary. MUST CALL LISTING AGENT FOR SHOWING

5606 Monument Ct, Gulf Breeze

Listing courtesy of Realty ONE Group Emerald Coast.

$339,900

3 Beds ⋅ 2 Baths ⋅ 1012652 MLS

Move-in ready in Holley by the Sea! This well-maintained 3-bedroom, 2-bath, single-story home offers a functional layout, attractive updates, and access to some of Navarre's most popular community amenities. The spacious living room features vaulted ceilings and brand-new luxury vinyl plank flooring, with new LVP extending through the hallway for a fresh, updated look. The kitchen offers plenty of cabinet and pantry storage with an adjoining dining area for everyday meals or entertaining. The primary suite includes a walk-in closet, double vanity, while two additional bedrooms provide flexible space for guests, a home office, hobbies, or additional living needs. A two-car garage provides convenient parking and storage. Major improvements include a 2016 roof and new 2026 water heater, adding value to this already appealing Navarre home. Located in Holley by the Sea, residents enjoy access to an extensive recreation center with swimming pools, fitness facilities, tennis courts, basketball courts, recreational areas, and access to Santa Rosa Sound. The location also offers convenient access to Navarre Beach, Gulf Coast recreation, shopping, dining, schools, and major roadways. If you are searching for an updated 3-bedroom home in Navarre with LVP flooring, a two-car garage, community pools, fitness amenities, and easy access to Navarre Beach, this home is one you will want to see. Schedule your showing today!

2056 Aurora Dr, Navarre

Listing courtesy of ERA American Real Estate.

$312,000

3 Beds ⋅ 3 Baths ⋅ 1012978 MLS

OPEN HOUSE this SAT OCT. 2ND from 12 to 2 PM!! Welcome to this beautifully maintained 3 bedroom, 2.5 bath end-unit located in the desirable Reserve Pointe subdivision -featuring a community POOL and PLAYGROUND. Conveniently located just off Navarre Parkway, this home offers easy access to everything Navarre has to offer - just a 14 minute drive to Hurlburt Field, 8 minutes to the beautiful Navarre Beach, as well as shops, dining and everyday conveniences. Thoughtful upgrades, fresh paint touch-ups, and comfortable living spaces, with a private outdoor setting come together to make this home more inviting to call your own. And with a Washer and Dryer set already waiting for you - makes this home even more move-in ready! One of the standout features is the new 2.5 ton HVAC system by Carrier installed in 2024. Not only will you have peace of mind making a purchase with a brand new HVAC system, but also with an upgrade in size versus the original installed by DR Horton; this system will ensure proper airflow for comfort and energy efficiency. Inside, you'll find LVP flooring throughout the entire home, creating a clean, cohesive look while offering durability and easy maintenance. The kitchen features stainless appliances, including an induction range with built-in air-fryer capabilities offering versatility, convenience and fantastic safety features for even more peace of mind. As an end unit, this townhome offers more privacy and space with the added convenience of a side yard, perfect for those with fur babies. Step outside to a fully fenced in backyard, where beautiful trees such as the Palm, Crepe Myrtle and Tea Olive Bushes have matured and provide exceptional shade for a cooler and peaceful setting. The landscaping continues to the front where established trees offer additional shading over the driveway keeping your car cooler in those warm summer months. Speaking of those warm summer months, got littles with tons of energy? Families sure do appreciate the convenience and access to the subdivisions community pool and playground. Both are perfectly situated next to one another at the front entrance of the neighborhood and just a short walk from your front door. Reserve Pointe is an established community since 2017 and with that comes many advantages to new homeowners, such as predictable HOA dues, an established reserves budget for future projects and upkeep, property taxes, and insurance. As a potential homeowner you will have peace of mind knowing that there is a track record already established regarding those uncertainties versus purchasing in a brand new subdivision. Reserve Pointe offers 9 years of mature amenities, and facilities so there is no risk of being promised a future phase that may never occur. Less construction noise PLUS previous sales prices are also extremely beneficial from a resale standpoint. So make your appointment today to come see this beautiful townhome. Once you have captured that community feel versus what newer subdivisions are lacking then we have the perfect unit "RESERVED" just for you! Call today!

8737 Brown Pelican Cir, Navarre

Listing courtesy of Axen Realty LLC.

$239,950

3 Beds ⋅ 2 Baths ⋅ 1012971 MLS

THE BEST VALUE BY THE BAY IN NAVARRE! This beautifully remodeled 3-bedroom, 2-bath manufactured home is the sweet spot you've been waiting for-offering style, space, and an incredible location without sacrificing the extras. Professionally remodeled with NO CARPET anywhere, new LVP flooring, updated lighting, updated plumbing, 2'' faux wood blinds, and a warm wood-burning fireplace that makes the living space feel like home. The kitchen is a standout, featuring beautifully painted cabinetry, a large island with Acacia wood top, Acacia countertops, subway tile backsplash, water filtration system and stainless-steel appliances. A convenient separate laundry room is ready for your washer and dryer, keeping laundry tucked away and out of the main living areas. Outside, the Florida lifestyle really shines! A spacious deck leads to a large above-ground pool--perfect for relaxing, entertaining, and enjoying those sunny Navarre days. The beautifully landscaped yard features raised planter boxes, adding charm and space for your favorite flowers, herbs, or garden plants. The sellers are also including a brand-new 10x20 storage shed, fire pit, grill, and greenhouse, giving you even more value from day one. Gutters have been added for added convenience and function, as well as a new 8ft privacy fence. The driveway has also been expanded by 20ft to allow for additional vehicle parking. Situated on a corner lot at the beginning of a dead-end road, this home offers a tucked-away feel with easy access to East Bay Boulevard and Highway 399. NO HOA! Conveniently located near nearby boat launches and within easy reach of Hurlburt Field, Duke Field, Eglin AFB, and NAS Pensacola. Remodeled. Move-in ready. Loaded with extras. No HOA. Fantastic location. If you've been searching for an affordable Navarre home with the features buyers actually want, this is the sweet spot and the best value by the bay! Sellers are including an Assurant Essential Home Warranty for added peace of mind. Enjoy Florida living at its best!

3002 Crittenden Dr, Navarre

Listing courtesy of Coldwell Banker Realty.

$250,000

3 Beds ⋅ 2 Baths ⋅ 1012944 MLS

CLASSIC CHARM WITH FRESH UPDATES. The home price has been adjusted to reflect an AS-IS sale. The home has aluminium wiring and is currently insurable. With a reasonable offer, the seller will have a new roof installed prior to closing. Welcome to 3213 Clemson! This solid 3-bedroom, 2-bathroom home offers timeless construction paired with simple, clean finishes. Step inside to find a freshly refreshed interior with brand-new carpet and fresh paint throughout, giving the home a clean, move-in-ready feel while maintaining its original character. The layout features a versatile Florida room, perfect for a sunny sitting area, hobby room, or space to relax out of the heat. Step outside to a spacious, fully fenced-in backyard offering privacy and plenty of room for pets, gardening, or outdoor fun. Another bonus is that this home sits just 7 miles from Pensacola Beach. Simple, functional, and ready for its next chapter. 3213 Clemson is a great starter home or investment opportunity. Bring all offers today!

3213 Clemson Rd, Gulf Breeze

Listing courtesy of Keller Williams Realty FWB.

$345,000

3 Beds ⋅ 2 Baths ⋅ 1012835 MLS

This 2,000-square-foot brick home features wood laminate floors, granite counters, and a tile shower. Major updates include a 2019 HVAC system, 2020 hurricane-impact windows and doors, and a 2021 roof. Exterior features consist of a covered deck and a storage building. Solid home in move in ready condition.

1739 Ivalea Cir, Navarre

Listing courtesy of Emerald Coastal Inc.

$372,500

3 Beds ⋅ 2 Baths ⋅ 1012806 MLS

**ASSUMABLE MORTGAGE @ 4.65% for qualified buyers** Step into a home where many of the big-ticket updates are already done--and the potential monthly savings are hard to overlook. Offered at $372,500, this 3-bedroom, 2-bath Gulf Breeze home features fully paid-off solar panels, with the seller reporting electric bills averaging approximately $35 per month. The home is also zoned for the new Soundside High School. Major improvements completed in 2019 include the roof, HVAC system, water heater, windows, and solar panels, giving the next owner the benefit of significant updates already in place. The kitchen features granite countertops and stainless steel appliances updated in 2025, including a stove with built-in air fryer feature. Thoughtful extras include a wall safe and a newer storage shed added in 2025, providing additional convenience and storage. A full house water filtration system will go with an acceptable offer. From the paid-off solar and low reported electric costs to the extensive updates, Soundside High School zoning, and potential savings of an assumable 4.65% loan, this home offers buyers an opportunity to enjoy both comfort and value in Gulf Breeze. Schedule your private showing today!

1957 Shadow Lake Dr, Gulf Breeze

Listing courtesy of JLD Realty Group LLC.

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Vendor Member Number : 28166