North Santa Rosa Beach Homes under $400,000

Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

187 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$389,900

3 Beds ⋅ 3 Baths ⋅ 1013045 MLS

Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

199 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$369,900

3 Beds ⋅ 3 Baths ⋅ 1013044 MLS

MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

21 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$369,900

3 Beds ⋅ 3 Baths ⋅ 1013043 MLS

MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

17 Old Barn Way, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

$313,000

2 Beds ⋅ 1 Baths ⋅ 1012791 MLS

Tucked peacefully away in the sought-after Point Washington area of Santa Rosa Beach, this quaint 2-bedroom, 1-bath bungalow offers the perfect blend of privacy, convenience, and coastal living. Situated on nearly half an acre of wooded land, the property provides plenty of space, storage, and workspace while remaining just minutes from the sugar-white sand beaches and emerald waters of South Walton. Inside, you'll find a spacious living area, full kitchen with breakfast bar, two nicely sized bedrooms, full bath, laundry area, and beautiful oak hardwood and travertine flooring. Step outside to enjoy the expansive deck and covered porch, perfect for relaxing, entertaining, or taking in the peaceful wooded surroundings. Recent updates include a brand-new HVAC system installed prior to listing, while the roof was replaced in 2017. Outdoor enthusiasts will appreciate being less than a mile from Charles Cessna Landing Boat Ramp on Hogtown Bayou, providing access to Choctawhatchee Bay along with two boat-launch lanes, courtesy dock, 16 boat-trailer parking spaces, playground, picnic pavilion, grills, fishing dock, and restrooms. Plus, Ed Walline Public Beach Access is only approximately 4.5 miles away, making it easy to enjoy the best of the Emerald Coast. Whether you're looking for a full-time residence, coastal getaway, or investment opportunity, this charming bungalow offers an incredible location with room to make it your own.

24 Nikki Cir, Santa Rosa Beach

Listing courtesy of Keller Williams Success Realty.

$374,000

3 Beds ⋅ 3 Baths ⋅ 1011896 MLS

Lake front townhome located very conveniently just off of highway 98 in the heart of Santa Rosa Beach. Property is very close to Sandestin, Miramar Beach and the beaches of 30A. Property is vacant and ready for occupancy. Owner has just repainted walls and added new flooring.

172 Kara Lake Dr, Santa Rosa Beach

Listing courtesy of Watersound Real Estate.

17 W Shady Oaks Ln Unit C, Santa Rosa Beach

$289,900

3 Beds ⋅ 3 Baths ⋅ 1012210 MLS

Welcome to Water Oaks, a charming community tucked just north of Highway 98 in beautiful Santa Rosa Beach. Perfectly positioned near the area's renowned emerald waters and sugar-white sand beaches, this freshly updated three-bedroom, two-and-a-half-bath townhome offers both comfort and convenience in a prime coastal location. Recently refreshed with fresh paint, new flooring, and a new water heater, this home is move-in ready. Step inside to a spacious and thoughtfully designed floor plan featuring neutral tones and tile flooring throughout the main level. The bright and open living area flows seamlessly into a well-appointed kitchen complete with granite countertops, warm wood cabinetry, stainless steel appliances, pantry, and a breakfast bar

17 W Shady Oaks Ln Unit C, Santa Rosa Beach

Listing courtesy of Scenic Sotheby's International Realty.

$318,661

3 Beds ⋅ 3 Baths ⋅ 1012031 MLS

Welcome to 42 S Leviathan Court. This townhome has 3 bedrooms, 2.5 bathrooms and is an interior unit. As you enter this home you will find EVP flooring in the foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and spacious with a center island and features quartz countertops and premium stainless-steel appliances including a smooth top stove, microwave and dishwasher.

42 S Leviathan Ct, Santa Rosa Beach

Listing courtesy of DR Horton Realty of Emerald Coast LLC.

$318,661

3 Beds ⋅ 3 Baths ⋅ 1011877 MLS

Welcome to 26 S Leviathan Court, this townhome has 3 bedrooms, 2.5 bathrooms and is an interior unit. As you enter this home you will find EVP flooring in the foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and spacious with a center island and features quartz countertops and premium stainless-steel appliances including a smooth top stove, microwave and dishwasher.

26 S Leviathan Ct, Santa Rosa Beach

Listing courtesy of DR Horton Realty of Emerald Coast LLC.

19 E Shady Oaks Ln Unit UNIT A, Santa Rosa Beach

$269,500

3 Beds ⋅ 3 Baths ⋅ 1011796 MLS

Freshly painted throughout and with brand new carpet, this end-unit townhome offers abundant natural light and added privacy. A former model home with some of the community's best upgrades, including granite countertops, crown molding, extra lighting, and hardwood floors downstairs. The entire AC system was recently replaced in 2025

19 E Shady Oaks Ln Unit UNIT A, Santa Rosa Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

$335,000

3 Beds ⋅ 2 Baths ⋅ 1011576 MLS

SANTA ROSA BEACH UNDER $350K! If you've been waiting for an affordable opportunity to own in Santa Rosa Beach, this one deserves a look! This charming 3-bedroom, 2-bath cottage features a fenced backyard, welcoming front porch, vaulted ceilings, tons of natural light, a separate dining room, spacious primary suite with two closets, and NO HOA! Even better, the home currently has a VA mortgage with an incredible 2.75% interest rate that may be assumable for a qualified buyer, subject to lender/VA approval. The location is hard to beat--just 3.9 miles to Ed Walline Public Beach Access (30A) and local favorite Shunk Gulley, and only 1.7 miles to Hogtown Bayou Park and boat ramp. Beach days, boating, fishing, dining, and the South Walton lifestyle are all within easy reach. All of this for UNDER $350,000! Whether you're looking for a primary residence, second home, or a property you can make your own, this is an opportunity worth seeing

19 N 3rd St, Santa Rosa Beach

Listing courtesy of RealJoy Realty LLC.

$379,000

2 Beds ⋅ 2 Baths ⋅ 1011555 MLS

Situated on two lots of record, this exceptionally well-maintained property offers a combination of comfortable living and serious storage that can be hard to find. The standout feature is the approximately 1,400-square-foot detached storage building with two separate garage doors, providing an incredible amount of space for vehicles, boats, tools, equipment, a workshop, or business-related storage. For a contractor, tradesperson, hobbyist, or anyone tired of paying monthly storage fees, this space could be a game changer. The home itself has been impeccably cared for, with thoughtful upgrades throughout, including oak flooring, upgraded cabinetry, an upgraded HVAC system, metal roof, and teak decking. Mature, manicured landscaping complements the property and reflects the same level of care found throughout the home. Whether you're looking for a primary residence, investment opportunity, or simply a property with room for all the things that usually don't fit at home, this one offers flexibility that is increasingly difficult to find. All information is deemed reliable and provided for informational purposes; buyers are encouraged to independently verify all details.

10 21st St, Santa Rosa Beach

Listing courtesy of EXP Realty LLC.

North Santa Rosa Beach Homes under $400,000

Newest North Santa Rosa Beach Homes under $400,000