Boardwalk Central Homes under $400,000

Boardwalk Central Homes under $400,000

Welcome to Boardwalk Central, a charming subdivision nestled in the heart of Bay County, Florida. This vibrant community perfectly balances coastal living with the comforts of modern amenities, making it an ideal place for families, retirees, and anyone seeking a laid-back lifestyle in the Sunshine State.

Boardwalk Central boasts a variety of homes under $400,000, making it an attractive option for first-time buyers and those looking to invest in the thriving Florida real estate market. The homes in this subdivision are thoughtfully designed, featuring open floor plans, spacious backyards, and contemporary finishes that cater to a range of tastes and preferences. Whether you’re searching for a cozy bungalow or a family-friendly two-story home, Boardwalk Central has something for everyone.

Beyond the stunning homes, residents enjoy easy access to a wealth of recreational opportunities. Picture yourself strolling along the scenic waterfront, enjoying the warm Florida sun, or engaging in outdoor activities at nearby parks. The community is strategically located near shopping centers, dining options, and entertainment venues, ensuring that you’re never far from the action.

Families will appreciate the proximity to quality schools, while nature lovers will revel in the nearby beaches and nature preserves. With its friendly atmosphere and welcoming neighbors, Boardwalk Central is more than just a place to live; it’s a community where memories are made.

If you’re ready to discover your dream home in Boardwalk Central, come explore the possibilities that await you in this beautiful Bay County gem!

Newest Boardwalk Central Homes under $400,000

9450 S Thomas Drive Unit 1805, Panama City Beach
$334,000
1 Beds ⋅ 1 Baths ⋅ 795446 MLS
Beautiful fully furnished one bedroom gulf front condo in Boardwalk Beach Resort. Huge pool, hot tubs, and kid's water play area located beach front. Fully equipped kitchen with thick granite tops, bar and table seating, tile floors throughout, queen size bed in the bedroom, bunk beds in the hallway. This property is a great rental and even better vacation get away. Come see this while it is still available!

9450 S Thomas Drive Unit 1805, Panama City Beach

Listing courtesy of Keller Williams Realty Emerald.

9450 S Thomas Drive Unit 1505D, Panama City Beach
$395,000
1 Beds ⋅ 1 Baths ⋅ 792481 MLS
Welcome to Boardwalk Beach Resort, one of the Emerald Coast's most sought-after Gulf-front communities. From the moment you arrive, it's easy to see why owners and guests love this resort. The stunning lagoon-style beachfront pool is one of the area's most impressive amenities and is a favorite among vacationers, helping make Boardwalk a strong choice for both personal enjoyment and investment potential. Unlike many beachfront resorts, Boardwalk features five elevators, minimizing wait times even during peak season, along with the convenience of covered parking and a parking area located directly in front of the building for quick and easy access. The location is hard to beat. You're within walking distance of Pineapple Willy's and just minutes from many of Panama City Beach's favorite local restaurants, shopping, entertainment, and attractions, giving guests everything they need for the perfect beach vacation. Unit 1505 has been exceptionally well maintained and has a proven rental history. It is being offered fully furnished and completely turnkey, including furniture, décor, towels, bedding, kitchenware, and dishware--everything needed to begin enjoying the property or welcoming guests immediately after closing. Buyers also have the option to continue with the current rental program if they choose, providing a seamless transition for those looking to generate income from day one. Whether you're searching for a beachfront vacation home, a second residence, or an investment property with excellent rental potential, Unit 1505 offers the ideal combination of location, convenience, and value.

9450 S Thomas Drive Unit 1505D, Panama City Beach

Listing courtesy of Miller & Associates Realty.

9450 S Thomas Drive Unit 1000 C BUILDING, Panama City
$289,500
1 Baths ⋅ 791372 MLS
Wake up to breathtaking panoramic Gulf views from this coveted corner studio at Boardwalk Beach Resort, where beachfront living meets effortless comfort. Thoughtfully designed to maximize space and functionality, this beautifully appointed retreat features a king-size bed, a well-equipped kitchenette, and an oversized bathroom complete with a soaking tub, separate shower, and dual-vanity sinks. Whether you're searching for a personal beach getaway or a high-demand vacation rental, this turnkey studio offers exceptional versatility and strong guest appeal. Its efficient layout and low-maintenance design make ownership easy while providing all the comforts visitors seek in a Gulf-front escape. Located on the desirable east end of Panama City Beach, Boardwalk Beach Resort offers a gated entrance and an array of resort-style amenities, including a beachfront pool, children's splash pad, hot tub, tiki bar, and convenient on-site market. Spend your days relaxing by the water, enjoying resort amenities, or simply taking in the stunning coastal views from your own private retreat. With direct beach access, outstanding amenities, and proven rental potential, this is a rare opportunity to own an affordable piece of paradise on the Gulf Coast.

9450 S Thomas Drive Unit 1000 C BUILDING, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 2106D, Panama City Beach
$355,000
1 Beds ⋅ 1 Baths ⋅ 786997 MLS
HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWS Boardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor. The central stack placement provides a unique vantage point with views extending both east and west along the coastline. From this high-floor position, the Gulf becomes the focal point, offering a perspective that captures the scale of Panama City Beach beyond the immediate shoreline. The interior features a clean, updated design with modern coastal finishes. The primary bedroom accommodates a king-size bed, and the jack-and-jill bathroom includes a tile walk-in shower with glass enclosure and quartz countertops. Additional sleeping space is provided with built-in bunk beds, each with its own flat-screen TV. The kitchen is equipped with stainless steel appliances and granite countertops. A full size front-load washer and dryer are located within the unit behind a barn-style door. Boardwalk Central is a Gulf-front condominium on South Thomas Drive offering direct beach access and a range of resort-style amenities, including six elevators (two panoramic), a large zero-entry pool, two hot tubs, a splash pad, seasonal on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking for owners. The property is located approximately three blocks from the Tootsie's Orchid Lounge, other recent additions to Panama City Beach includes Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub adding to the area's growing collection of entertainment and dining options. HOA dues are $2,328.73 and include management, accounting, cable TV, building insurance, high-speed internet, grounds maintenance, pest control, security, sewer, trash, and water. All information is deemed reliable but not guaranteed. Buyer to verify if important. 2026 GRI $23,011.42 (of AUG/21) 2025 GRI: $36,294.28 2024 GRI: $40,689.15

9450 S Thomas Drive Unit 2106D, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9450 S Thomas Drive Unit 907D, Panama City Beach
$349,000
1 Beds ⋅ 1 Baths ⋅ 786619 MLS
907 Boardwalk is back and beach fabulous. With 1 bedroom 1 full bath , bunks in the hallway and new pull out sofa sleeps 6 easy. This is the best deal on the beach .New furniture just put in must see in person LVP Flooring throughout (NO TILE ) granite countertops with nice white appliances, stackable washer and dryer .Whether you are wanting a second home or vacation rental come look what Boardwalk has to offer .The views from 907 are fantastic and low floor. Gulf front amenities include beach bar and grill ,zero entry pool,2 hot tubs, kids splash pad ,lay out deck for those wanting privacy ,small little snack bar with ice cream and beach toys ,several sitting areas outside . Fitness center offered exclusive to owners. Guard shack for security make Boardwalk Central the quiet east end of the beach the best place to be .

9450 S Thomas Drive Unit 907D, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

9450 S Thomas Drive Unit 1600E, Panama City Beach
$275,000
1 Baths ⋅ 784715 MLS
Wake up to sweeping Gulf views from this corner Boardwalk studio, perfectly designed for effortless beachfront living. The unit features a king bed, a well-equipped kitchenette, and a spacious bathroom with both a tub and shower plus a dual-vanity sink—everything needed for a comfortable stay at the beach. Thoughtfully laid out and easy to maintain, this studio delivers strong appeal for both personal use and short-term rental guests. Located on the east end of Panama City Beach, Boardwalk offers a gated entrance and a true resort experience, including a gulf-front pool, kids' splash pad, hot tub, on-site corner market, and tiki bar—making it easy to enjoy the beach lifestyle without ever leaving the property. Whether you're seeking an income-producing investment or a low-maintenance second home, this studio is an excellent opportunity to own your own beachfront oasis.

9450 S Thomas Drive Unit 1600E, Panama City Beach

Listing courtesy of Scenic Sotheby's International Realty.

9450 S Thomas Drive Unit 1406D, Panama City
$367,500
1 Beds ⋅ 1 Baths ⋅ 782949 MLS
1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

9450 S Thomas Drive Unit 1406D, Panama City

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 507D, Panama City Beach
$349,000
1 Beds ⋅ 1 Baths ⋅ 769340 MLS
This fully furnished one-bedroom, one-bath unit with bunk beds offers incredible value for a Gulf-front property. Perfectly located near top tourist attractions and just 6 miles from Pier Park. Great investment opportunity with short-term rentals allowed. The condo features multiple pools, direct beach access, and a stackable washer/dryer in the unit, making vacationing more convenient. Enjoy a zero-entry swimming pool, two hot tubs, and a kids' splash pad for endless family fun. The complex also offers a parking garage and fitness center. The property currently has reservations and will continue to accept them, allowing the new owner to step into immediate rental income upon purchase. Tootsie's Orchid Lounge, aimed for an early 2026 opening, is just 0.6 miles away and approximately a 12-minute walk, making Boardwalk Central an ideal location for tourists or owners looking to enjoy upcoming nightlife and live music. Don't miss this unbeatable beach getaway! Newly installed stackable washer and dryer. All information is approximate and should be verified by buyers if important.

9450 S Thomas Drive Unit 507D, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

9450 S Thomas Drive Unit 1107D, Panama City Beach
$360,000
1 Beds ⋅ 1 Baths ⋅ 762977 MLS
Discover the ultimate beachfront lifestyle at The Boardwalk, Panama City Beach's premier resort boasting 1,700 feet of pristine Gulf frontage. This stunning 1-bedroom, 1-bath condo with a cozy bunk area offers breathtaking panoramic views from your private balcony--perfect for watching sunsets and playful dolphins. New Washer, Dryer and Dishwasher Inside, you'll find luxurious features including 4cm granite countertops, elegant crown molding, and soaring nine-foot ceilings in both the master bedroom and great room. The chic ceramic tile and cultured marble vanity enhance the sophisticated ambiance. The resort itself is packed with top-notch amenities, including a zero-edge swimming pool, Splash Zone, and the Under the Boardwalk bar and grill. Families will love the Recreation Club, while fitness enthusiasts can enjoy the gulf-front fitness center equipped with a sauna and massage therapy parlor. Additional conveniences include covered parking and a spacious sundeck. Don't miss your chance to own a slice of paradise at The Boardwalk!

9450 S Thomas Drive Unit 1107D, Panama City Beach

Listing courtesy of Gulf Life Real Estate Inc.

9450 S Thomas Drive Unit 2105, Panama City
$344,900
1 Beds ⋅ 1 Baths ⋅ 778448 MLS
THE LOWEST PRICED UNIT IN BOARDWALK BEACH RESORT!! (as of 5/23/26) Welcome to your slice of paradise on the white sands of Panama City Beach! This beautiful 1 bedroom, 1 bathroom gulf-front condo at the highly sought-after Boardwalk Resort offers breathtaking, unobstructed views of the emerald waters right from your private balcony. With some of the lowest HOA dues for a high rise in all of Panama City Beach and already completed with the structural integrity reserve study, this makes the complex and this unit a win for the next owner or investor! This is also one of the few 1 bedrooms with an updated bathroom and walk in shower! Perfectly located, you'll be just steps from popular attractions like Pineapple Willy's, WonderWorks, Signal Hill Golf Course, Ripley's Believe It or Not, and more--making this an ideal vacation spot or investment opportunity. Boardwalk Resort is known for its incredible amenities, including: Resort-style beachfront pool, relaxing hot tubs, fitness center with gulf views, onsite grill & bar for great food and drinks, kids' splash pad and fun family-friendly spaces, whether you're sipping your morning coffee overlooking the Gulf, enjoying the poolside atmosphere, or walking to some of PCB's best dining and entertainment, this condo delivers the ultimate beach lifestyle. Don't miss your chance to own a gulf-front condo at Boardwalk Resort and start making memories--or rental income--today! This unit has over $32k in gross rental income in 2025.

9450 S Thomas Drive Unit 2105, Panama City

Listing courtesy of Beachy Beach Real Estate.

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