Fontainebleau Terrace Homes under $250,000

Welcome to Fontainebleau Terrace, a hidden gem nestled in the heart of Panama City Beach, Florida. This charming subdivision offers a perfect blend of coastal living and community spirit, making it an ideal choice for families, retirees, and everyone in between. With its lush landscapes and welcoming atmosphere, Fontainebleau Terrace is a place where neighbors become friends and memories are made.

One of the standout features of this delightful community is the availability of homes priced under $250,000. This affordability opens the door for first-time homebuyers and those looking to invest in a vacation property without breaking the bank. The homes in Fontainebleau Terrace range from cozy single-family residences to spacious townhomes, each exuding a unique charm and character. Many properties boast modern updates, inviting outdoor spaces, and easy access to the stunning beaches that Panama City Beach is renowned for.

Living in Fontainebleau Terrace means enjoying the best of both worlds—serene residential life with the excitement of beachside activities just moments away. Spend your days soaking up the sun on powdery white sands, exploring local shops and restaurants, or taking part in community events that bring everyone together. With its prime location, Fontainebleau Terrace offers a lifestyle filled with adventure and relaxation.

Whether you’re searching for a permanent residence or a vacation retreat, Fontainebleau Terrace is a community that truly has it all. Discover your dream home today and experience the enchanting lifestyle that awaits you in this beautiful Florida enclave!

Newest Fontainebleau Terrace Homes under $250,000

14401 Front Beach Road Unit 311, Panama City Beach

$215,000

1 Baths ⋅ 795888 MLS

Turnkey beach investment opportunity at Fontainebleau Terrace! This unit is currentlybeing used as a successful vacation rental and offers an excellent opportunity for an investor, second-home buyer, or anyone looking for their own beach getaway. Located directly across from the beautiful Gulf of Mexico, Fontainebleau Terrace provides convenient beach access and a prime location in the heart of Panama City Beach. Guests and owners can enjoy the coastal lifestyle with dining, shopping, entertainment, and local attractions nearby. Whether you're looking to continue operating the property as a short-term rental or create your own personal beach retreat, this unit offers flexibility in a highly desirable PCB location. Don't miss your opportunity to own a piece of Panama City Beach!

14401 Front Beach Road Unit 311, Panama City Beach

Listing courtesy of Hilltop Legacy Realty.

14401 Front Beach Road Unit 216, Panama City Beach

$165,000

1 Baths ⋅ 794298 MLS

ALL CURRENT SPECIAL ASSESSMENTS PAID IN FULL BY THE SELLERS! Welcome to this West Facing Unit 216 at the iconic Fontainebleau Terrace, where classic beachfront living meets the simplicity of owning your own place directly on the Gulf of America. Location within the building matters, and this studio enjoys an exceptional position as the second-closest unit to the Gulf on the second floor, putting the sugar-white sand, beachfront pool and emerald waters just steps from your door. Fontainebleau Terrace has undergone significant recent improvements, including structural renovation and roof work, and has completed its Milestone Inspection and SIRS. Enjoy morning coffee by the water, spontaneous walks along the beach, afternoons at the Gulf-front pool and sunsets that never get old--all without the upkeep of a traditional beach house. The association dues include major utilities, including electricity, water, sewer, trash and internet/Wi-Fi, making this an easy lock-and-leave coastal retreat. Conveniently located near Pier Park, dining, shopping and entertainment while bordering the lower-density Bid-A-Wee Beach area, Unit 216 offers something increasingly hard to find in Panama City Beach: a simple, carefree place at the beach where the Gulf of America is truly your backyard.

14401 Front Beach Road Unit 216, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

14401 Front Beach Road Unit 313, Panama City Beach

$149,900

1 Baths ⋅ 794263 MLS

Welcome to 14401 Front Beach Road, Unit 313 an affordable opportunity to own your own piece of Panama City Beach! This studio-style, 1 bath condo offers approximately 330 square feet and is perfectly positioned for use as a vacation getaway or short term rental investment. Located just steps from the white sand beaches and emerald waters of the Gulf of Mexico, this unit puts guests right in the middle of everything PCB has to offer. Pier Park, restaurants, shopping, entertainment, and popular attractions are all just minutes away. For investors, the numbers make this one especially attractive. Similar short term rental units can generate approximately $18,000-$30,000 annually in gross rental income, depending on management, occupancy, rates, and owner usage. With its compact footprint, desirable beach location, and short term rental potential, this could be a great addition to an Airbnb or vacation rental portfolio. Whether you're looking for a low maintenance beach retreat, weekend getaway, or income producing vacation rental, Unit 313 offers an opportunity to own in one of Florida's most popular beach destinations at an approachable price point. Own the beach lifestyle and let it help pay for itself!

14401 Front Beach Road Unit 313, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

14401 Front Beach Road Unit 319, Panama City Beach

$159,000

1 Baths ⋅ 793851 MLS

** ALL ASSESSMENTS HAVE BEEN PAID Clear and FREE from Assessments 319 is one of the closer units towards the sandy beaches facing the east side stretch . Perfect for a couple or small family this studio unit has a queen-sized bed and sleeper sofa. The modern, fully equipped kitchen with small dining space is not only convenient but saves money from not ordering out every meal. The bathroom is clean and functional with added storage for clothes and personal items.

14401 Front Beach Road Unit 319, Panama City Beach

Listing courtesy of Piece of Parysdise.

14401 Front Beach Road Unit 220, Panama City Beach

$162,500

1 Baths ⋅ 793448 MLS

Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

14401 Front Beach Road Unit 220, Panama City Beach

Listing courtesy of LPT Realty LLC.

14401 Front Beach Road Unit 305, Panama City Beach

$176,000

1 Baths ⋅ 792961 MLS

OWNER FINANCING!!! ASSESSMENT FREE!!! BRAND NEW HVAC!!! AMAZING UPDATES!!! UNBELIEVABLE SUNSET VIEWS!!! This beautifully decorated unit in one of the most iconic buildings on the beach has been newly remodeled and is waiting to make someone an incredibly happy investor! Although the current owner has only briefly rented the unit, similar ones in the building pull in an incredibly strong rental income nearing $30k annually. That's right... You can get the same income from this gem vs condos that cost $200k more. Generate a 4% plus annual return on investment - and nearly 8% ROI when you add in appreciation!!! All the big ticket items have been recently updated - ensuring worry free ownership and maximum profit for years to come! Unlike ANY other building on the beach, the $895 monthly HOA dues cover EVERY single utility expense - even the electricity!!! Take 2 seconds to break that down ($150 elec, $80 water, $50 trash, $120 cable/internet, $300 exterior insurance, $30 sewer, $100 exterior maint/grounds, $30 gym = $860 TOTAL), and you will quickly see that you are only paying $35 a month for a pool, the biggest and best beach viewing deck in town, and the closest condos to the sand that PCB has to offer. You will NOT find a better deal anywhere in town! 3rd floor, right on the sand, and perfectly located on the HIGHLY DESIRED west side of the building which guarantees the best sunsets in town. If you are looking for a beautiful rental unit in the most established building in PCB, or an incredibly relaxing place to call home, this is hands down the best investment on the entire beach!!!

14401 Front Beach Road Unit 305, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

14401 Front Beach Road Unit 411, Panama City Beach

$140,000

1 Baths ⋅ 784849 MLS

Rare Gulf-Front, High-Demand Studio | Proven Income Producer in Panama City Beach Seize the opportunity to acquire one of the most sought-after Gulf-front studio condos in Panama City Beach, a turnkey asset positioned for strong short-term rental performance and long-term appreciation. This unit has been fully remodeled with durable, guest-preferred finishes rarely found in a studio, maximizing nightly rates and occupancy. The open, efficient kitchen features modern lighting, white shaker cabinetry, granite countertops, a standard-size refrigerator, and an electric cooktop designed for low maintenance and high guest satisfaction. The updated bathroom includes a custom shaker vanity, upgraded countertop, coastal décor, contemporary lighting, and a wall-mounted flat-screen TV, creating an upscale experience. Large windows deliver unobstructed Gulf of Mexico views, a proven revenue booster, while natural wood-look LVP flooring throughout ensures longevity and easy turnover between guests. This vacation rental has a strong rental history, and future bookings may be conveyed, allowing immediate income from day one. The property's prime location, just one mile from Pier Park, Dolly Parton's Pirate Dinner Theater, and the now-open Topgolf continues to fuel year-round demand. Monthly HOA of $895 includes electricity, water, sewer, internet, and building maintenance, simplifying expense forecasting and improving net returns. Turnkey. Income-Producing. Gulf-Front. Schedule your private showing today and lock in this rare, high-yield coastal investment before it's gone.

14401 Front Beach Road Unit 411, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

14401 Front Beach Road Unit 229, Panama City Beach

$159,900

1 Baths ⋅ 779419 MLS

Wake up to the gentle rhythm of the waves and breathtaking views of the pristine Bid-A-Wee beach and the emerald coast. This stunning, completely renovated studio unit offers the perfect blend of modern luxury and coastal charm. Step inside to a beautifully designed space featuring elegant wood grain tile flooring that provides both style and durability. The kitchen is a true highlight, boasting sleek quartz countertops and a chic stone backsplash, perfect for preparing meals after a day in the sun. This fully furnished retreat is equipped with two comfortable queen beds, offering plenty of space for family or guests. Enjoy your morning coffee or evening cocktails while soaking in the panoramic gulf views right from your window. Make your offer today and start enjoying the emerald coast lifestyle you deserve!

14401 Front Beach Road Unit 229, Panama City Beach

Listing courtesy of Anchor Realty Florida.

14401 Front Beach Road Unit 423, Panama City Beach

$194,900

1 Baths ⋅ 779059 MLS

OWNER FINANCING AND ALL ASSESSMENTS PAID!!!! This Gulf-front condo at the iconic Fontainebleau Terrace is a proven short-term rental performer with strong occupancy and excellent income potential. Perfectly located directly on the sand in Panama City Beach, this unit offers investors an affordable entry point into beachfront real estate with solid returns. The condo features an efficient open layout, kitchenette, and direct beach access, making it a popular choice for vacationers seeking convenience and value. Guests love the resort-style amenities, including a beachfront pool, sundeck, and community laundry facilities. With low carrying costs, no rental restrictions, and strong demand year-round, Fontainebleau Terrace continues to be a favorite among savvy investors. Its prime location places you minutes from Pier Park, Gulf World, restaurants, and entertainment, ensuring a steady flow of bookings. Whether you're adding to your portfolio or entering the short-term rental market for the first time, this property offers turnkey management and immediate cash-flow opportunity. Don't miss out--secure your Gulf-front investment today!

14401 Front Beach Road Unit 423, Panama City Beach

Listing courtesy of CENTURY 21 AllPoints Realty.

14401 Front Beach Road Unit 308, Panama City Beach

$194,900

1 Baths ⋅ 779056 MLS

OWNER FINANCING AND ALL ASSESSMENTS PAID!!!! Own a piece of Panama City Beach history at the iconic Fontainebleau Terrace, perfectly situated directly on the Gulf of Mexico. This charming studio condo is the ideal beach escape or investment property, offering breathtaking Gulf views, private beach access, and unbeatable rental potential. Inside, you'll find a thoughtfully designed space with an open layout, coastal dÃ©cor, and a kitchenette, making it perfect for a weekend getaway or vacation rental. Large windows fill the condo with natural light and frame the sugar-white sands and emerald waters just steps away. Fontainebleau Terrace offers amenities to enhance the coastal lifestyle, including a beachfront pool, sun deck, community laundry, and secure access. Its prime location places you close to Pier Park, Gulf World, local dining, and entertainment, all while keeping you right on the beach. Whether you're looking for a personal beachfront retreat or a turnkey rental opportunity, this Fontainebleau Terrace condo is your chance to own affordable Gulf-front property in the heart of Panama City Beach. Schedule your private showing today!

14401 Front Beach Road Unit 308, Panama City Beach

Listing courtesy of CENTURY 21 AllPoints Realty.

14401 Front Beach Road Unit 301, Panama City Beach

$139,900

1 Baths ⋅ 775291 MLS

EXCEPTIONAL GULF-FRONT INVESTMENT OPPORTUNITY AT THE HISTORIC FONTAINEBLEAU TERRACE. Secure one of the most accessible Gulf-front assets in Panama City Beach! Unit 301 is perfectly positioned on price, offering a rare entry-level opportunity for an investor ready to capture the full potential of this high-demand market. Tastefully decorated and situated to maximize scenery, this unit is a blank canvas for your rental success, and one of the lowest priced condo's in PCB, Florida! PREMIUM WEST END LOCATION: Experience the most desirable side of Panama City Beach. Located on the quieter West End and adjacent to the protected, low-density Bid-A-Wee Beach, your views are unobstructed and shielded from high-rise development on the east side of the building. You are perfectly situated just over a mile from the heart of the action, including the luxury shopping of Pier Park, the new Topgolf, and local dining. YEAR-ROUND REVENUE POTENTIAL: Panama City Beach has evolved into a true year-round destination. With world-class events hosted at Pier Park throughout all four seasons—including the New Year's Eve Beach Ball Drop, UNwineD Festival, Bike Week, Ironman competitions, and massive car shows—the opportunity for consistent occupancy is immense. Unit 301 offers the coastal lifestyle that travelers seek for year-round stays. UNMATCHED GULF VIEWS: Enjoy exceptional, front-row views of the Emerald Coast and the soothing sound of the waves right from your front door. The proximity to a deeded beachfront community ensures permanent, panoramic sights of the sugar-white sand and emerald waters. INVESTMENT OPPORTUNITY & GROWTH: The all-inclusive HOA is an investor's dream, covering electricity, water, fiber-optic Wi-Fi, and more. This low-maintenance property is an ideal entry point for an owner looking to build a dedicated guest base. With strategic management, this unit has the potential to reach an annual income of $35k-$40k as you establish your repeat clientele. AMENITIES & FUTURE GAINS: Fontainebleau Terrace has recently passed its milestone structural inspection and is currently undergoing enhancements to ensure a bright future for this historic landmark. Owners and guests enjoy a beachfront pool, private beach access, a 5th-floor rooftop panoramic lounge, and dedicated parking. LIVE THE PCB LIFESTYLE: Don't miss this chance to secure a profitable piece of the historic Fontainebleau Terrace while prices remain accessible. Buyer to verify all information and measurements deemed important. Schedule your viewing today!

14401 Front Beach Road Unit 301, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

14401 Front Beach Road Unit 307, Panama City Beach

$199,900

1 Baths ⋅ 747449 MLS

0BR/1BA condo in Fontainebleau Terrace in Panama City Beach. Renovated 3rd-floor unit with Gulf views and 2024 HVAC updates. Completely remodeled and located adjacent to the private Bid-A-Wee Beach area, Unit 307 offers 330 square feet of efficiently designed living space with a king bed plus a pull-out sofa to accommodate up to 4 guests. This unit has been owner-use only with no rental history and has been extensively updated throughout. Recent improvements include new flooring, window treatments, furniture, countertops, bathroom updates, lighting, electronics, and accent finishes. The HVAC, microwave, and refrigerator were all replaced in 2024. The layout is designed for easy beach living with an open living area, breakfast bar, furnished interior, and low-maintenance finishes suited for personal use or vacation stays. Built in 1965, Fontainebleau Terrace remains one of the most recognizable Gulf-front properties in Panama City Beach and continues to attract returning visitors year after year. Its smaller studio-style layout makes it especially appealing for couples, weekend beach trips, and families traveling with young children who want easy beach access, resort amenities, and a low-maintenance vacation property in a central location. Community amenities include an oversized Gulf-front pool with partial cover and 9-foot depth, large observation deck overlooking the Gulf and Bid-A-Wee Beach area, fitness center, onsite laundry facilities, owners lounge for gatherings and meetings, BBQ and picnic areas, onsite HOA office, and rental management office. Parking is available onsite and across the street in the additional parking lot. Water heater service is provided through the HOA. There are no rental restrictions, offering flexibility for personal use, short-term rentals, or investment purposes. A third-party rental projection estimates potential gross annual rental income between approximately $16,000 and $21,000 depending on management, occupancy, seasonality, and market conditions. Projection information is provided for informational purposes only and is not guaranteed. Located less than 2 miles from Pier Park and the Russell-Fields City Pier, the property is also within walking distance to beachfront dining, retail shops, snack bars, gift shops, and entertainment venues. HOA dues are $1,323.33 monthly and include cable, internet, water, sewer, electricity, insurance, pest control, pool service, fitness center access, and grounds maintenance. Seller may consider owner financing for a qualified buyer.

14401 Front Beach Road Unit 307, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Vendor Member Number : 28166