Gulf Terrace Condo Homes under $250,000

Welcome to Gulf Terrace Condo, a hidden gem nestled in the heart of Destin, Florida! This charming subdivision offers an unparalleled blend of coastal living and affordability, making it an ideal choice for both first-time homebuyers and seasoned investors. Located in picturesque Okaloosa County, Gulf Terrace Condo is just a stone's throw away from the stunning white sandy beaches and emerald waters that Destin is renowned for.

Gulf Terrace Condo boasts a variety of well-maintained units, many of which are available for under $250,000. This unique pricing makes it an attractive option for those looking to own a piece of paradise without breaking the bank. The community features a range of amenities, including a refreshing swimming pool, tennis courts, and beautifully landscaped grounds, perfect for leisurely strolls or family gatherings.

The location of Gulf Terrace Condo is simply unbeatable. Residents enjoy easy access to a plethora of shopping, dining, and entertainment options. From fresh seafood restaurants to boutique shops, the vibrant Destin lifestyle is just around the corner. Plus, with the area's top-rated schools and family-friendly atmosphere, this community is perfect for those looking to settle down.

Whether you're dreaming of a vacation retreat, a rental investment, or a permanent residence, Gulf Terrace Condo offers the perfect opportunity to embrace the Florida lifestyle. Don’t miss your chance to own a piece of this coastal paradise at an affordable price. Your dream home awaits!

Newest Gulf Terrace Condo Homes under $250,000

4000 Gulf Terrace Dr Unit UNIT 131, Destin

$235,000

1 Beds ⋅ 1 Baths ⋅ 1012278 MLS

Profitable Short-Term Rental - No Milestone Inspections Required! Looking for an investment property that actually makes financial sense? This turnkey one-bedroom condo in Gulf Terrace rents very well and sits right on the lake. Located in the heart of Destin, Gulf Terrace offers an unbeatable location with 26 acres of beautifully manicured grounds, featuring three pools, two tennis courts, and a spring-fed lake for a fantastic view. This fully furnished condo comfortably accommodates up to six guests with a king bed in the master and a queen sleeper sofa in the living room. Enjoy lake views from the spacious patio, easy access to the pool, and a bright, open living area. Whether you're looking for a high-performing rental, a second home, or your own affordable home here along the coast, make sure to check this one out!

4000 Gulf Terrace Dr Unit UNIT 131, Destin

Listing courtesy of Levin Rinke Realty.

$245,000

2 Beds ⋅ 1 Baths ⋅ 1011307 MLS

Lake Views, Proven Rental Income, Close to the Beach, Amenities & Turnkey Ease -WOW- Wake up to peaceful views, coffee in hand, and a front-row seat to the daily show of turtles, ducks, & the fountains dancing water spray from your private balcony. Beautifully decorated and sold fully furnished, this condo is ready to enjoy, rent, or do both--with all appliances plus a washer and dryer already in place. An active VRBO rental and proven rental history are already established, giving you the opportunity to step in and start generating income from day one. And when you're ready for some beach time, you're only 0.8 miles from public beach access and minutes from the sugar-white sands, local restaurants, shopping, entertainment, and endless outdoor fun. But you may find yourself spending more time at Gulf Terrace than you expected! This pet-friendly community offers 3 swimming pools, including a heated pool, a large dog park, 2 tennis and pickleball courts, EV chargers, BBQ grills, picnic areas, and a beautiful lake with a fountain where fishing is welcome on a catch-and-release basis. Two gated entrances--one from Highway 98 and another from Airport Road--make coming and going a breeze, while free parking includes spaces for boats, trailers, and golf carts. And for an added bonus, the property is located outside the flood zone. Whether you're looking for a full-time residence, a beach getaway, or an investment property that already has a rental history, this one brings together the features buyers are looking for: lake views, convenient beach access, resort-style amenities, turnkey furnishings, and established short-term rental income. This is one you'll want to see in person--the views, décor, and overall feel simply don't come through in photos. Schedule your private showing and come see what makes this one stand out!

4000 Gulf Terrace Dr Unit 257, Destin

Listing courtesy of The Ketchersid Group LLC.

$199,900

1 Beds ⋅ 1 Baths ⋅ 1010764 MLS

Motivated Seller! Easy Access Ground Floor condo 1 BR 1 BA, patio & laundry room, used as Short Term rental, sold fully furnished. Located just 0.8 miles from public beach access. Clean and upkept, LVP and tile floors, stainless steel appliances, ready for next owner. Locals & Tourists Love the Place and the amenities that are available in the complex. Gulf Terrace is a Pet Friendly Community, Free Parking, No Flood Zone, NO RENTAL RESTRICTIONS! Community Features: two gated entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, BBQ, picnic tables & a lake. No special assessments, the HOA is $602/ Month Includes: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates.

4000 Gulf Terrace Dr Unit 1001, Destin

Listing courtesy of Waves of the Emerald Coast Realty LLC.

$235,000

2 Beds ⋅ 1 Baths ⋅ 1010146 MLS

Priced to sell! This turnkey Destin opportunity with fresh updates and strong rental performance won't last. This well-maintained condo features new luxury vinyl plank flooring throughout, creating a clean, modern look that is both stylish and durable for vacation rental use. The property has already generated nearly $20,000 in bookings for 2026, offering buyers immediate income potential and a proven head start for the year. Whether you are looking for a vacation getaway, investment property, or a combination of both, this unit offers an attractive opportunity in the heart of Destin. Conveniently located near Destin's beaches, shopping, dining, entertainment, and everything that makes the Emerald Coast such a popular destination. Sold ready for its next owner to enjoy and capitalize on the existing rental momentum.

4000 Gulf Terrace Dr Unit 259, Destin

Listing courtesy of Dream Destin Realty PLLC.

$214,900

2 Beds ⋅ 1 Baths ⋅ 1009792 MLS

Imagine having your own place in Destin where every visit feels like a vacation and every day brings you closer to the coastal lifestyle you've always wanted. Welcome to Gulf Terrace Condominiums -- a beautifully remodeled condo offering the perfect combination of comfort, convenience, and opportunity in one of the Emerald Coast's most desirable destinations. Whether you're searching for a weekend escape, a seasonal retreat, or an investment property in a popular vacation destination, this condo provides the flexibility to enjoy Destin your way. From the moment you step inside, you'll appreciate the inviting coastal atmosphere and thoughtfully updated interior. The comfortable living space creates the perfect setting to relax after a day exploring the Emerald Coast, whether you're enjoying a quiet morning coffee, gathering with friends after a beach day, or unwinding after an evening out in Destin. The kitchen provides a functional space for preparing meals, enjoying casual breakfasts before heading out for the day, or creating memorable dinners after exploring everything the area has to offer. The layout offers an easy flow that makes everyday living simple while providing the comfort guests and owners appreciate in a coastal retreat. The peaceful bedrooms create a welcoming place to recharge after days spent enjoying the Gulf, boating, fishing, shopping, and local attractions. Whether you're escaping for the weekend, spending extended time along the coast, or welcoming guests, this condo provides the low-maintenance lifestyle many buyers are looking for. Step outside and experience everything Gulf Terrace has to offer. This gated community provides amenities designed for relaxed Florida living, including three community pools, tennis courts, BBQ grills, picnic areas, laundry facilities, and additional conveniences. Spend your afternoons relaxing poolside, enjoy outdoor gatherings with friends and family, or take advantage of the community amenities just steps from home. The location is what truly sets this opportunity apart. Gulf Terrace places you close to Destin's world-famous beaches, waterfront dining, shopping, entertainment, boating, fishing, and outdoor adventures. Spend your mornings walking along the shoreline, your afternoons exploring local attractions, and your evenings enjoying fresh Gulf seafood and unforgettable sunsets. For buyers looking for income potential, this property offers an excellent opportunity as a vacation rental-ready condo. The desirable location, remodeled interior, and community amenities create an appealing option for guests looking to experience everything Destin has to offer. Imagine having a place where you can create lasting memories with family and friends while owning a property in one of Florida's most sought-after coastal destinations. Whether you're looking for a personal getaway, a second home, or a flexible investment opportunity, Gulf Terrace Condo offers the chance to own a piece of the Destin lifestyle. Your next beach escape is waiting.

4000 Gulf Terrace Dr Unit 210, Destin

Listing courtesy of LPT Realty LLC.

$240,000

1 Beds ⋅ 1 Baths ⋅ 1009419 MLS

This condo is great for short-term vacation rentals or long-term investment. You can see partial ocean views from across the street in this gated community. It has three pools, two tennis courts, BBQ grills, parking for golf carts, and laundry facilities. Located in the center of Destin, it is close to top restaurants, beaches, entertainment, and shopping. This fully furnished, ready-to-use property is perfect for immediate vacation rental.

4000 Gulf Terrace Dr Unit 293, Destin

Listing courtesy of Fathom Realty FL LLC.

$229,800

2 Beds ⋅ 1 Baths ⋅ 1007318 MLS

Price Improvement Show & Sell! Vacant! Destin Central Location within 0.8 miles to Public Beach Access or Henderson State Park. Ground Floor Condo Steps to the pool, HVAC Trane 2024, New Water Heater, New Refrigerator, SS Hood Vent, copper wiring, modern ceiling fans, smart TV's, laundry room. Pet Friendly Community, No Flood Zone! Sold Furnished, 2 Bedrooms, 1 Bathroom. Vacation Rentals are Allowed in the complex. Community Features: Free Parking, Gated Entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, picnic tables & lake. HOA Coverage: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates. Owner pays Electric Only. Gated Community contact agent for showing schedule and access instructions.

4000 Gulf Terrace Dr Unit 159, Destin

Listing courtesy of Waves of the Emerald Coast Realty LLC.

$195,000

1 Beds ⋅ 1 Baths ⋅ 1006602 MLS

Welcome to Copper Cay -- a stylish coastal retreat in the heart of Destin! Perfectly positioned for easy access to everything the Emerald Coast is known for, this beautifully updated condo places you just minutes from deep sea fishing, Crab Island, sugar-white sand beaches, waterfront dining, shopping, and entertainment. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this location delivers the ultimate Destin lifestyle. This spacious 1-bedroom, 1-bath condo offers approximately 800 square feet of comfortable living, blending industrial farmhouse charm with warm copper accents for a unique and inviting feel. Inside, you'll find an updated kitchen with granite countertops, newer appliances, and hardwood flooring throughout. The open layout creates a cozy yet functional space, and the convenience of your own private washer and dryer makes everyday living easy. Best of all, all appliances convey for a move-in-ready opportunity. The community offers resort-style amenities including 3 pools (one conveniently located right next to the building), tennis courts, outdoor grilling areas, a community room, and a peaceful lake walkover just steps away. Whether you're searching for a low-maintenance beachside escape or a smart investment in one of Destin's most desirable areas, Copper Cay offers the perfect blend of comfort, charm, and coastal convenience.

4000 Gulf Terrace Dr Unit 263, Destin

Listing courtesy of ERA American Real Estate.

$200,900

1 Beds ⋅ 2 Baths ⋅ 1006449 MLS

10k toward buyers closing at full price !! (2 Baths) Completely renovated 1BR/2BA--one of the few with 2 full baths. New ac Installed New rewire, new paint, new fans and lights, new kitchen w/ granite & stainless appliances, new baths, no carpet, new textured ceilings/walls. Mid-town Destin near June Decker beach access. Gated 19-acre community w/ 3 pools, tennis, clubhouse; short-term rentals & pets allowed.

4000 Gulf Terrace Dr Unit 245, Destin

Listing courtesy of Bay Living Inc.

$245,000

2 Beds ⋅ 2 Baths ⋅ 998893 MLS

Destin Condo Price Improvement! Vacant, easy show! Rare Find 2 Bedrooms 2 Bathrooms (full size) + Laundry Room with great central location. Gulf Terrace Condominium 0.8 miles to public beach access. Remodeled, Clean and Spacious! Both Tourists & Locals Love the Convenient Location. Short Term rentals Allowed, Active Airbnb! Furniture included. Community Features: Free Parking, Gated Entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, picnic tables & a lake. HOA Coverage: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates. Owner pays Electric Only.

4000 Gulf Terrace Dr Unit 2005, Destin

Listing courtesy of Waves of the Emerald Coast Realty LLC.

$230,000

2 Beds ⋅ 1 Baths ⋅ 995657 MLS ⋅ Gulf Terrace Condo BLDG.

Destin Condo Under $240K - Furnished 2BR Condo + Pond View + STR Allowed + Boat/Trailer Parking + 3 Pools! -Amazing pond views and easy coastal living in this beautifully updated 2-bedroom, 1-bath condo located in the heart of Destin! This charming unit with tons of natural lighting features durable LVP flooring, granite countertops in the kitchen, a full washer and dryer, and comes fully furnished, including a sleeper sofa for additional guest space, making it truly move-in or rental ready. Relax with peaceful amazing water views overlooking the pond, or take advantage of the incredible community amenities, including three swimming pools (one heated), tennis courts, on-site laundry facilities, EV charging station, cara vacuum/air and a secure gated entrance. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle. Located just minutes from Destin's gorgeous white-sand beaches, world-class fishing, boating, dining, shopping, and water sports, this property is ideal as a primary residence, vacation getaway, or investment opportunity. Short-term rentals are allowed, making this a fantastic opportunity for investors seeking strong rental potential. Live where others vacation--schedule your private showing today!

4000 Gulf Terrace Dr Unit 105, Destin

Listing courtesy of COLDWELL BANKER REALTY.

$210,000

1 Beds ⋅ 1 Baths ⋅ 989429 MLS

Over $31K in bookings so far this year. Welcome to Gulf Terrace in the heart of Destin! This one-bedroom, one-bathroom condo has been completely remodeled and is ready for new owners. You'll love the updates throughout, including luxury vinyl plank flooring, a beautifully tiled shower, and a modern kitchen. It's being sold fully furnished and even includes a washer and dryer--making it completely move-in ready. Gulf Terrace offers fantastic amenities like swimming pools, tennis and pickleball courts, and gated access. The community is pet-friendly and also provides RV and boat storage, perfect for those who love to make the most of coastal living. Conveniently located less than one mile from Big Kahuna's Water Park, and close to shopping, dining, and Destin's famous white-sand beaches, this condo is ideal as a vacation getaway, investment property, or full-time home in one of the world's favorite beach destinations.

4000 Gulf Terrace Dr Unit 193, Destin

Listing courtesy of ERA American Real Estate.

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