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6422 W Highway 98 Unit 1505, Panama City Beach

This rare 5BR corner penthouse at Marina Landing surrounds you with light, water and an extraordinary 330-degree panorama of St. Andrews Bay. Floor-to-ceiling windows and sliding glass doors bring the view into nearly every room, while the expansive wraparound balcony extends the living space outdoors with room to dine, entertain, relax and take in the changing scenery from sunrise to sunset. From the Hathaway Bridge and marina to the beach and Gulf in the distance, the views stretch in every direction. Inside, the condo is every bit as polished as its setting. Double doors open to an elegant foyer, leading into beautifully updated interiors with elevated ceilings, and beautiful flooring throughout creating a sophisticated yet comfortable aesthetic. Natural light fills the residence throughout the day, while the family room's fireplace, generous dining area and walls of glass create spaces that feel equally inviting for quiet days or entertaining. Tastefully furnished and thoughtfully finished, this is a home where the major decisions have already been made - you can simply move in and enjoy it. The modern kitchen pairs crisp white cabinetry with abundant storage, a pantry, stainless appliances, subway tile backspace, a tray ceiling and a separate island for prep. A long shiplap-topped bar seats six, creating a natural gathering point while maintaining the kitchen's spacious, open feel. The result is a kitchen that looks as good as it functions, whether you're preparing dinner for two or hosting a crowd. The bedroom layout offers an exceptional level of comfort and privacy, with two waterfront primary suites and three additional guest bedrooms. Both primary suites open directly to the water views, giving you the pleasure of waking to the sunrise, while their spacious bathrooms feature large walk-in showers and tubs. Two of the guest bedrooms have private baths of their own, and all of the secondary bathrooms feature glass walk-in showers. A large separate laundry room with extensive cabinetry provides generous storage and keeps everyday necessities neatly out of sight. Outside, the wraparound balcony is a destination in its own right. A covered patio creates a comfortable outdoor living area, complemented by an outdoor kitchen space and grill. With so much room to spread out, you can follow the sun throughout the day, dine overlooking the bay or simply settle in and let the view do the rest. Marina Landing offers a more private waterfront setting on the east end of Panama City Beach, close to the beach without putting you in the middle of its busiest stretches. Owners enjoy a waterfront pool and hot tub, fitness center, conference room and covered parking, while the marina next door offers boat slips available to purchase or rent. For those looking for a beautifully finished Panama City Beach home with exceptional views, generous indoor and outdoor living space and amenities that complement the lifestyle, this penthouse offers something increasingly difficult to find: a residence that already feels complete. Beautiful, comfortable and ready to enjoy, it lets you spend your time living here rather than planning what comes next.

5 Beds ⋅ 5 Baths ⋅ 796298 MLS

This rare 5BR corner penthouse at Marina Landing surrounds you with light, water and an extraordinary 330-degree panorama of St. Andrews Bay. Floor-to-ceiling windows and sliding glass doors bring the view into nearly every room, while the expansive wraparound balcony extends the living space outdoors with room to dine, entertain, relax and take in the changing scenery from sunrise to sunset. From the Hathaway Bridge and marina to the beach and Gulf in the distance, the views stretch in every direction. Inside, the condo is every bit as polished as its setting. Double doors open to an elegant foyer, leading into beautifully updated interiors with elevated ceilings, and beautiful flooring throughout creating a sophisticated yet comfortable aesthetic. Natural light fills the residence throughout the day, while the family room's fireplace, generous dining area and walls of glass create spaces that feel equally inviting for quiet days or entertaining. Tastefully furnished and thoughtfully finished, this is a home where the major decisions have already been made - you can simply move in and enjoy it. The modern kitchen pairs crisp white cabinetry with abundant storage, a pantry, stainless appliances, subway tile backspace, a tray ceiling and a separate island for prep. A long shiplap-topped bar seats six, creating a natural gathering point while maintaining the kitchen's spacious, open feel. The result is a kitchen that looks as good as it functions, whether you're preparing dinner for two or hosting a crowd. The bedroom layout offers an exceptional level of comfort and privacy, with two waterfront primary suites and three additional guest bedrooms. Both primary suites open directly to the water views, giving you the pleasure of waking to the sunrise, while their spacious bathrooms feature large walk-in showers and tubs. Two of the guest bedrooms have private baths of their own, and all of the secondary bathrooms feature glass walk-in showers. A large separate laundry room with extensive cabinetry provides generous storage and keeps everyday necessities neatly out of sight. Outside, the wraparound balcony is a destination in its own right. A covered patio creates a comfortable outdoor living area, complemented by an outdoor kitchen space and grill. With so much room to spread out, you can follow the sun throughout the day, dine overlooking the bay or simply settle in and let the view do the rest. Marina Landing offers a more private waterfront setting on the east end of Panama City Beach, close to the beach without putting you in the middle of its busiest stretches. Owners enjoy a waterfront pool and hot tub, fitness center, conference room and covered parking, while the marina next door offers boat slips available to purchase or rent. For those looking for a beautifully finished Panama City Beach home with exceptional views, generous indoor and outdoor living space and amenities that complement the lifestyle, this penthouse offers something increasingly difficult to find: a residence that already feels complete. Beautiful, comfortable and ready to enjoy, it lets you spend your time living here rather than planning what comes next.

6422 W Highway 98 Unit 1505, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

6504 Bridge Water Way Unit 601, Panama City Beach

$599,998

At Hibiscus by the Bay, the water isn't simply the view -- it is part of the lifestyle. With a private marina on site and the Gulf just minutes away by boat, the community offers a rare combination of waterfront living and easy access to the open water. This 3BR/2.5BA end unit adds an especially impressive vantage point, with more than 2,000 square feet, 180-degree panoramic bay views, and an oversized balcony that makes the most of the setting. The owners live here only part of the year, when they're in town, and the condo has been kept in excellent condition throughout. Inside, natural light comes in from two directions. In the main living area, sliding glass doors open directly to the balcony, while additional windows along the adjoining wall create an expansive view of the bay and keep the space bright throughout the day. A fireplace anchors the living room, adding warmth to a space that already has plenty of visual impact. Tile flooring runs throughout the condo, offering an easy-to-maintain surface from the entry through the main living areas and bedrooms. The kitchen is designed for both everyday use and entertaining, with stainless steel appliances, serpentine stone countertops, and a breakfast bar. Just off the kitchen, a separate bar area with a beverage ice machine and wine cooler gives you another convenient place to serve drinks or keep everything organized when guests are over. The primary suite features a tray ceiling, oversized walk-in closet, sliding glass doors that open to the balcony, and an ensuite bath with double vanities, granite countertops, and an exceptionally large walk-in shower. The second full bathroom also features a spacious walk-in shower. A separate laundry room provides additional storage along with the washer and dryer. Both sets of living-area sliding glass doors were replaced approximately one year ago with hurricane-resistant doors, and the condo was painted approximately four years ago. The furniture and TVs, all approximately two years old, are included, making the condo exceptionally easy to enjoy from day one. The owners are also leaving extra kitchen light bulbs, refrigerator filters, several new furnace filters, and an unopened five-gallon bucket of the interior paint for future touch-ups. Hibiscus by the Bay extends the waterfront lifestyle well beyond your front door. In addition to the private marina, the community features a waterfront boardwalk, 500-foot fishing pier, large outdoor pool and hot tub, tennis and pickleball courts, fitness center, library, community room, BBQ areas, private owners' lounge, and gated security. Beautifully maintained grounds give the community a peaceful residential feel, while the no-short-term-rental policy helps preserve that atmosphere and limits the frequent turnover found in many resort communities. Hibiscus is pet-friendly and close to St. Andrews State Park, the beaches, dining, shopping, and everything Panama City Beach has to offer. The community has also undergone substantial improvements following the hurricane, including extensive work to exterior areas throughout the complex, with balcony and exterior walkway flooring among the improvements. The Structural Integrity Study has been completed, and the HOA maintains strong reserves with the community's required reserves funded. The monthly association fee includes water, trash, and cable. Boat slips and garages are available for purchase separately, giving owners the opportunity to make the boating lifestyle even more convenient. See the views, tour the unit, and experience Hibiscus by the Bay firsthand -- schedule your private showing.

3 Beds ⋅ 3 Baths ⋅ 795859 MLS

At Hibiscus by the Bay, the water isn't simply the view -- it is part of the lifestyle. With a private marina on site and the Gulf just minutes away by boat, the community offers a rare combination of waterfront living and easy access to the open water. This 3BR/2.5BA end unit adds an especially impressive vantage point, with more than 2,000 square feet, 180-degree panoramic bay views, and an oversized balcony that makes the most of the setting. The owners live here only part of the year, when they're in town, and the condo has been kept in excellent condition throughout. Inside, natural light comes in from two directions. In the main living area, sliding glass doors open directly to the balcony, while additional windows along the adjoining wall create an expansive view of the bay and keep the space bright throughout the day. A fireplace anchors the living room, adding warmth to a space that already has plenty of visual impact. Tile flooring runs throughout the condo, offering an easy-to-maintain surface from the entry through the main living areas and bedrooms. The kitchen is designed for both everyday use and entertaining, with stainless steel appliances, serpentine stone countertops, and a breakfast bar. Just off the kitchen, a separate bar area with a beverage ice machine and wine cooler gives you another convenient place to serve drinks or keep everything organized when guests are over. The primary suite features a tray ceiling, oversized walk-in closet, sliding glass doors that open to the balcony, and an ensuite bath with double vanities, granite countertops, and an exceptionally large walk-in shower. The second full bathroom also features a spacious walk-in shower. A separate laundry room provides additional storage along with the washer and dryer. Both sets of living-area sliding glass doors were replaced approximately one year ago with hurricane-resistant doors, and the condo was painted approximately four years ago. The furniture and TVs, all approximately two years old, are included, making the condo exceptionally easy to enjoy from day one. The owners are also leaving extra kitchen light bulbs, refrigerator filters, several new furnace filters, and an unopened five-gallon bucket of the interior paint for future touch-ups. Hibiscus by the Bay extends the waterfront lifestyle well beyond your front door. In addition to the private marina, the community features a waterfront boardwalk, 500-foot fishing pier, large outdoor pool and hot tub, tennis and pickleball courts, fitness center, library, community room, BBQ areas, private owners' lounge, and gated security. Beautifully maintained grounds give the community a peaceful residential feel, while the no-short-term-rental policy helps preserve that atmosphere and limits the frequent turnover found in many resort communities. Hibiscus is pet-friendly and close to St. Andrews State Park, the beaches, dining, shopping, and everything Panama City Beach has to offer. The community has also undergone substantial improvements following the hurricane, including extensive work to exterior areas throughout the complex, with balcony and exterior walkway flooring among the improvements. The Structural Integrity Study has been completed, and the HOA maintains strong reserves with the community's required reserves funded. The monthly association fee includes water, trash, and cable. Boat slips and garages are available for purchase separately, giving owners the opportunity to make the boating lifestyle even more convenient. See the views, tour the unit, and experience Hibiscus by the Bay firsthand -- schedule your private showing.

6504 Bridge Water Way Unit 601, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

6422 W Highway 98 Unit 506, Panama City Beach

$599,000

Experience elevated waterfront living at Marina Landing on St. Andrew's Bay. This luxurious, professionally staged end-unit condo offers 3 bedrooms and 3 full baths and has been completely renovated with exceptional attention to detail throughout. Designed for both everyday comfort and entertaining, the residence features a grand, expansive balcony with a summer kitchen--the perfect place to enjoy bay breezes, morning coffee, sunset dining, and waterfront views. Every detail has been thoughtfully selected to create a refined, move-in-ready coastal retreat. All new appliances and fixtures, kitchen backsplash, paint, flooring, window, and new balcony grill. Marina Landing residents enjoy exceptional amenities, including a waterfront fishing dock, pool, fitness room, conference room, fenced dog area, and convenient access to a nearby boating marina. The HOA covers water, sewer, trash, and exterior maintenance, offering a low-maintenance lifestyle. Owner pets are permitted. Please note that short-term rentals are not allowed, helping preserve the community's residential atmosphere. The pool area has a covered space with bar area that can be used by owners for hosting as well. The unit has one storage unit located outside of the condo unit, and nearby is the trash chute. One assigned parking space in the parking garage is included with the sale. No assessments are known to come up, recent outside stucco work has been completed. All information and measurements within listing to be verified by buyer.

3 Beds ⋅ 3 Baths ⋅ 795500 MLS

Experience elevated waterfront living at Marina Landing on St. Andrew's Bay. This luxurious, professionally staged end-unit condo offers 3 bedrooms and 3 full baths and has been completely renovated with exceptional attention to detail throughout. Designed for both everyday comfort and entertaining, the residence features a grand, expansive balcony with a summer kitchen--the perfect place to enjoy bay breezes, morning coffee, sunset dining, and waterfront views. Every detail has been thoughtfully selected to create a refined, move-in-ready coastal retreat. All new appliances and fixtures, kitchen backsplash, paint, flooring, window, and new balcony grill. Marina Landing residents enjoy exceptional amenities, including a waterfront fishing dock, pool, fitness room, conference room, fenced dog area, and convenient access to a nearby boating marina. The HOA covers water, sewer, trash, and exterior maintenance, offering a low-maintenance lifestyle. Owner pets are permitted. Please note that short-term rentals are not allowed, helping preserve the community's residential atmosphere. The pool area has a covered space with bar area that can be used by owners for hosting as well. The unit has one storage unit located outside of the condo unit, and nearby is the trash chute. One assigned parking space in the parking garage is included with the sale. No assessments are known to come up, recent outside stucco work has been completed. All information and measurements within listing to be verified by buyer.

6422 W Highway 98 Unit 506, Panama City Beach

Listing courtesy of Real Broker LLC.

$999,900

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

2 Beds ⋅ 2 Baths ⋅ 795396 MLS

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

7018 S Lagoon Drive, Panama City Beach

Listing courtesy of Scenic Sotheby's International Realty.

7601 Big Salt Marsh Lane, Panama City Beach

$488,000

Rare 1/2-acre BAYFRONT Lot! One of only two Lots in RiverCamps that not only has amazing, unobstructed Bay views but also has over 200-feet of natural and sandy shoreline on West Bay. Build your dream waterfront home and walk out your backdoor and fish for Reds, Flounder and Trout. Or launch your kayak or paddleboard from your backyard. AND the possibility exists to own the adjacent 1.2-acre Bayfront Lot and you will never have a neighbor on either side of you. Located in the gated community of RiverCamps, a 1500-acre waterfront oasis consisting of less than 450 Lots on 500 acres with the remaining 1000 acres committed to conservation. RiverCamps has world class amenities including a heated, zero-entry pool, new fitness center, community boat ramp, day-use boat slips, dry boat storage, wash basins, kayaks, canoes, and over 7 miles of trails, overlooks and boardwalks. Conveniently located 10 minutes from the NW Florida Beaches International Airport, 10 miles from the famous white sandy beaches of Panama City Beach, 2 miles from the new Publix grocery expected to open early 2027 and minutes from the new 180 bed hospital, medical campus.

795271 MLS

Rare 1/2-acre BAYFRONT Lot! One of only two Lots in RiverCamps that not only has amazing, unobstructed Bay views but also has over 200-feet of natural and sandy shoreline on West Bay. Build your dream waterfront home and walk out your backdoor and fish for Reds, Flounder and Trout. Or launch your kayak or paddleboard from your backyard. AND the possibility exists to own the adjacent 1.2-acre Bayfront Lot and you will never have a neighbor on either side of you. Located in the gated community of RiverCamps, a 1500-acre waterfront oasis consisting of less than 450 Lots on 500 acres with the remaining 1000 acres committed to conservation. RiverCamps has world class amenities including a heated, zero-entry pool, new fitness center, community boat ramp, day-use boat slips, dry boat storage, wash basins, kayaks, canoes, and over 7 miles of trails, overlooks and boardwalks. Conveniently located 10 minutes from the NW Florida Beaches International Airport, 10 miles from the famous white sandy beaches of Panama City Beach, 2 miles from the new Publix grocery expected to open early 2027 and minutes from the new 180 bed hospital, medical campus.

7601 Big Salt Marsh Lane, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

7517 Morning Marsh Trail Unit :Lot 190, Panama City Beach

$335,000

1,25 Acre Waterfront Lot With Outstanding View of West Bay! Rivercamps on Crooked Creek is bordered by the Intercoastal Waterway on one side along with Crooked Creek and West Bay. Build your dream home on this prime 1.055 acre Bay front wooded site. Rivercamps consists of 1,500 acres with less than 450 homesites. There is one thousand acres of committed conservation land. This Bay front site overlooks the waters of Crooked Creek, West Bay and the Intercoastal waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. Drive your golf cart to the new waterfront Clubhouse with pool and pavilion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and paddle boards for owners use. A community boat ramp on Crooked Creek and West Bay provides direct access to Shell Island, the Gulf and the Intercoastal waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!

795099 MLS

1,25 Acre Waterfront Lot With Outstanding View of West Bay! Rivercamps on Crooked Creek is bordered by the Intercoastal Waterway on one side along with Crooked Creek and West Bay. Build your dream home on this prime 1.055 acre Bay front wooded site. Rivercamps consists of 1,500 acres with less than 450 homesites. There is one thousand acres of committed conservation land. This Bay front site overlooks the waters of Crooked Creek, West Bay and the Intercoastal waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. Drive your golf cart to the new waterfront Clubhouse with pool and pavilion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and paddle boards for owners use. A community boat ramp on Crooked Creek and West Bay provides direct access to Shell Island, the Gulf and the Intercoastal waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!

7517 Morning Marsh Trail Unit :Lot 190, Panama City Beach

Listing courtesy of Prestigious Beach Properties of The Emerald Coast LLC.

6422 W Highway 98 Unit 1406, Panama City Beach

$579,000

The door opens and the room does something most rooms don't -- it goes up. Eleven-foot ceilings lift the whole space, and the light that comes with them is bay light: wide, moving, a little different every hour. This is the top of Marina Landing, and from up here St. Andrews Bay isn't a view you go looking for. It's simply there, in every window, in every room. Mornings start slow. Coffee on the balcony while the water is still glass and the first boats ease out of the marina below. By ten the bay has picked up its chop and its color, and the light comes off it and onto your ceilings in a way you'll catch yourself watching from the kitchen. Afternoons belong to the water -- paddle board, boat, or the long walk down to the pier. Three bedrooms and three full baths mean the people you love can actually stay. Guests wake up to the same bay you do. Grandkids claim the balcony. The primary suite faces the water, so the last thing you see at night and the first thing you see in the morning is the bay, quiet and lit. The 1916-square-foot floor plan lives large without feeling cavernous -- the height does that. The kitchen opens to the living space so no one is cooking alone. 685 square feet of balcony wraps the living areas, wide enough for a real table, a grill, and chairs that don't get folded up and put away. The building's amenities -- gym, owner's party area, private pier, boat slips available to lease next door -- sit just downstairs. Marina Landing is a residential waterfront community, not a rental building. No vacation rentals, six-month minimum lease. That's why the halls are quiet and the neighbors know your name. Penthouses in this building don't come up often, and eleven-foot ceilings with bay views from every window is a combination you can't renovate your way into. This one is pristine and ready for you. Come see what the light does at five o'clock. Some photos are virtually staged.

3 Beds ⋅ 3 Baths ⋅ 795048 MLS

The door opens and the room does something most rooms don't -- it goes up. Eleven-foot ceilings lift the whole space, and the light that comes with them is bay light: wide, moving, a little different every hour. This is the top of Marina Landing, and from up here St. Andrews Bay isn't a view you go looking for. It's simply there, in every window, in every room. Mornings start slow. Coffee on the balcony while the water is still glass and the first boats ease out of the marina below. By ten the bay has picked up its chop and its color, and the light comes off it and onto your ceilings in a way you'll catch yourself watching from the kitchen. Afternoons belong to the water -- paddle board, boat, or the long walk down to the pier. Three bedrooms and three full baths mean the people you love can actually stay. Guests wake up to the same bay you do. Grandkids claim the balcony. The primary suite faces the water, so the last thing you see at night and the first thing you see in the morning is the bay, quiet and lit. The 1916-square-foot floor plan lives large without feeling cavernous -- the height does that. The kitchen opens to the living space so no one is cooking alone. 685 square feet of balcony wraps the living areas, wide enough for a real table, a grill, and chairs that don't get folded up and put away. The building's amenities -- gym, owner's party area, private pier, boat slips available to lease next door -- sit just downstairs. Marina Landing is a residential waterfront community, not a rental building. No vacation rentals, six-month minimum lease. That's why the halls are quiet and the neighbors know your name. Penthouses in this building don't come up often, and eleven-foot ceilings with bay views from every window is a combination you can't renovate your way into. This one is pristine and ready for you. Come see what the light does at five o'clock. Some photos are virtually staged.

6422 W Highway 98 Unit 1406, Panama City Beach

Listing courtesy of Real Broker LLC.

2330 Pelican Bay Court, Panama City Beach

$665,000

**LIVE WHERE THE BAY MEETS THE GULF.** Welcome to 2330 Pelican Bay Ct, an exceptional waterfront townhome offering an elevated coastal lifestyle with breathtaking views overlooking St. Andrews Bay and the harbor. Located in the desirable Pelican Bay community, this spacious 3-bedroom, 2.5-bath residence offers 2,357 square feet of beautifully proportioned living space, a private 2-car garage, and an extraordinary setting for those who appreciate life on the water. From the moment you arrive, the peaceful waterfront setting makes an impression. Inside, the generous floor plan offers an effortless blend of comfort and sophistication, with spacious living areas designed to take advantage of the beautiful surroundings. Natural light fills the home while the bay and harbor views create a stunning backdrop for everyday living. Step outside and embrace the boating lifestyle that makes this property truly special. **St. Andrews Bay provides access through St. Andrews Pass to the Gulf of Mexico and Shell Island**, putting some of the area's most beautiful waters, beaches, and boating destinations within easy reach. For boat owners, convenience doesn't get much better--you can **keep your boat right outside your unit on an anchor buoy**, and the community's **private dock provides a convenient place to load and unload** before heading out on the water. Imagine starting your morning with coffee overlooking the bay, heading out by boat for an afternoon at Shell Island, then returning home to enjoy the sunset from your waterfront porch. This is coastal living designed around the water. The spacious primary suite provides a peaceful private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Thoughtful improvements provide added comfort and peace of mind, including a new roof and porch in 2019, AC and water heater replaced in 2020, new dishwasher in 2021, and fresh exterior paint completed in 2026. A **2-car garage** adds exceptional convenience and storage for vehicles, bikes, paddleboards, beach equipment, and everything needed to enjoy the Florida coastal lifestyle. Beyond your doorstep, Pelican Bay offers a welcoming community atmosphere with a **clubhouse and pool**, providing the perfect place to relax, entertain, or spend a sunny afternoon close to home. The HOA fee is $1,713 semi-annually. Rentals are permitted with a minimum one-year lease, creating a desirable residential atmosphere while offering flexibility for those seeking a full-time residence, second home, or long-term investment. And the location puts you close to everything that makes Panama City Beach special. Enjoy the sugar-white beaches and emerald waters of the Gulf, along with outstanding restaurants, shopping, entertainment, fishing, boating, and outdoor recreation--all while coming home to the peaceful beauty of your own waterfront retreat. **2330 Pelican Bay Ct is more than a home--it's a front-row seat to the water, a gateway to the Gulf, and an invitation to experience Panama City Beach at its finest.**

3 Beds ⋅ 3 Baths ⋅ 794884 MLS

**LIVE WHERE THE BAY MEETS THE GULF.** Welcome to 2330 Pelican Bay Ct, an exceptional waterfront townhome offering an elevated coastal lifestyle with breathtaking views overlooking St. Andrews Bay and the harbor. Located in the desirable Pelican Bay community, this spacious 3-bedroom, 2.5-bath residence offers 2,357 square feet of beautifully proportioned living space, a private 2-car garage, and an extraordinary setting for those who appreciate life on the water. From the moment you arrive, the peaceful waterfront setting makes an impression. Inside, the generous floor plan offers an effortless blend of comfort and sophistication, with spacious living areas designed to take advantage of the beautiful surroundings. Natural light fills the home while the bay and harbor views create a stunning backdrop for everyday living. Step outside and embrace the boating lifestyle that makes this property truly special. **St. Andrews Bay provides access through St. Andrews Pass to the Gulf of Mexico and Shell Island**, putting some of the area's most beautiful waters, beaches, and boating destinations within easy reach. For boat owners, convenience doesn't get much better--you can **keep your boat right outside your unit on an anchor buoy**, and the community's **private dock provides a convenient place to load and unload** before heading out on the water. Imagine starting your morning with coffee overlooking the bay, heading out by boat for an afternoon at Shell Island, then returning home to enjoy the sunset from your waterfront porch. This is coastal living designed around the water. The spacious primary suite provides a peaceful private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Thoughtful improvements provide added comfort and peace of mind, including a new roof and porch in 2019, AC and water heater replaced in 2020, new dishwasher in 2021, and fresh exterior paint completed in 2026. A **2-car garage** adds exceptional convenience and storage for vehicles, bikes, paddleboards, beach equipment, and everything needed to enjoy the Florida coastal lifestyle. Beyond your doorstep, Pelican Bay offers a welcoming community atmosphere with a **clubhouse and pool**, providing the perfect place to relax, entertain, or spend a sunny afternoon close to home. The HOA fee is $1,713 semi-annually. Rentals are permitted with a minimum one-year lease, creating a desirable residential atmosphere while offering flexibility for those seeking a full-time residence, second home, or long-term investment. And the location puts you close to everything that makes Panama City Beach special. Enjoy the sugar-white beaches and emerald waters of the Gulf, along with outstanding restaurants, shopping, entertainment, fishing, boating, and outdoor recreation--all while coming home to the peaceful beauty of your own waterfront retreat. **2330 Pelican Bay Ct is more than a home--it's a front-row seat to the water, a gateway to the Gulf, and an invitation to experience Panama City Beach at its finest.**

2330 Pelican Bay Court, Panama City Beach

Listing courtesy of Anchor Realty Florida.

6422 W Highway 98 Unit 705, Panama City Beach

$359,900

Luxury Waterfront Condo at Marina Landing! Paradise awaits in this beautifully appointed 2-bedroom, 2-bath residence at the highly sought-after Marina Landing. With two private master suites, each featuring waterfront views and balcony access, the split floor plan provides both comfort and privacy. The expansive floor-to-ceiling sliders open to a massive balcony where you can enjoy breathtaking water views from every room. Lithium powered blinds for sliders in living room to provide shade, all main and wet areas tile. The balcony also includes a built-in grill, perfect for outdoor entertaining. Interior highlights include: New air conditioning system 2026, Dishwasher and Fridge 2022, Water heater 2018 with washer and dryer. Recessed lighting, newer faucets, fixtures and hardware unit's interior freshly painted all neutral. Resort-style amenities at Marina Landing include: Private deep-water marina available for boat owners with quick access to the Gulf Stunning bayfront pool and hot tub Fitness center and conference room Exterior owner storage closet. The Landing has recently completed a resurfacing of the main exterior portions of the building giving the building a fresh exterior elevation Covered assigned parking space (#3), first floor ramp parking visible from front balcony all extraordinary for convenience. This is more than a condo--it's a lifestyle. Don't miss your opportunity to experience the very best in waterfront living.

2 Beds ⋅ 2 Baths ⋅ 794568 MLS

Luxury Waterfront Condo at Marina Landing! Paradise awaits in this beautifully appointed 2-bedroom, 2-bath residence at the highly sought-after Marina Landing. With two private master suites, each featuring waterfront views and balcony access, the split floor plan provides both comfort and privacy. The expansive floor-to-ceiling sliders open to a massive balcony where you can enjoy breathtaking water views from every room. Lithium powered blinds for sliders in living room to provide shade, all main and wet areas tile. The balcony also includes a built-in grill, perfect for outdoor entertaining. Interior highlights include: New air conditioning system 2026, Dishwasher and Fridge 2022, Water heater 2018 with washer and dryer. Recessed lighting, newer faucets, fixtures and hardware unit's interior freshly painted all neutral. Resort-style amenities at Marina Landing include: Private deep-water marina available for boat owners with quick access to the Gulf Stunning bayfront pool and hot tub Fitness center and conference room Exterior owner storage closet. The Landing has recently completed a resurfacing of the main exterior portions of the building giving the building a fresh exterior elevation Covered assigned parking space (#3), first floor ramp parking visible from front balcony all extraordinary for convenience. This is more than a condo--it's a lifestyle. Don't miss your opportunity to experience the very best in waterfront living.

6422 W Highway 98 Unit 705, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

6422 W Highway 98 Unit 904, Panama City Beach

$430,000

Wonderful opportunity to own a ninth floor unit at Marina Landing. This two-bedroom unit offers panoramic views of the Bay and all the activity the Bay provides and the open floor plan takes advantage of the view. The unit has a newer AC (2020), refrigerator, dishwasher and stove and backsplash in the kitchen. The faucets in the bathrooms and kitchen are new. The balcony stretches the width of the unit and has a built-in grill. The waterfront complex offers a pool and spa, community room and fitness center. Each unit has a covered, assigned parking space. There is also a convenient storage area for the unit just across from the front door. The on-site marina also offers convenient boating opportunities (check with HOA for availability). The HOA covers cable, water, sewer, trash, pest control, grounds maintenance, dock and security and has recently repainted the exterior of the building. The complex does not allow short term rentals for a quieter and more relaxed community. Contact your Realtor for more details.

2 Beds ⋅ 2 Baths ⋅ 794442 MLS

Wonderful opportunity to own a ninth floor unit at Marina Landing. This two-bedroom unit offers panoramic views of the Bay and all the activity the Bay provides and the open floor plan takes advantage of the view. The unit has a newer AC (2020), refrigerator, dishwasher and stove and backsplash in the kitchen. The faucets in the bathrooms and kitchen are new. The balcony stretches the width of the unit and has a built-in grill. The waterfront complex offers a pool and spa, community room and fitness center. Each unit has a covered, assigned parking space. There is also a convenient storage area for the unit just across from the front door. The on-site marina also offers convenient boating opportunities (check with HOA for availability). The HOA covers cable, water, sewer, trash, pest control, grounds maintenance, dock and security and has recently repainted the exterior of the building. The complex does not allow short term rentals for a quieter and more relaxed community. Contact your Realtor for more details.

6422 W Highway 98 Unit 904, Panama City Beach

Listing courtesy of ERA Neubauer Real Estate, Inc.

7515 Morning Marsh Trail, Panama City Beach

$335,000

MOTIVATED SELLER! PRIME 1.25 ACRE WATERFRONT HOMESITE! BUILD YOUR DREAM HOME AND ENJOY AMAZING VIEWS OF WEST BAY! Rivercamps is a gated, waterfront community consisting of 1,500 acres with less than 450 homesites. One thousand acres of committed conservation land. This prime homesite overlooks the waters of Crooked Creek, West Bay and the Intercoastal Waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. RIde your golf cart to the new waterfront Clubhouse with pool and pavillion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and padde boards for owners use. A community boat ramp feeds into Crooked Creek and West Bay providing direct access to Shell Island, the Gulf and the Intracoastal Waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!

794369 MLS

MOTIVATED SELLER! PRIME 1.25 ACRE WATERFRONT HOMESITE! BUILD YOUR DREAM HOME AND ENJOY AMAZING VIEWS OF WEST BAY! Rivercamps is a gated, waterfront community consisting of 1,500 acres with less than 450 homesites. One thousand acres of committed conservation land. This prime homesite overlooks the waters of Crooked Creek, West Bay and the Intercoastal Waterway. Located just 10 miles from the pristine beaches of Panama City Beach, this site is for those who enjoy nature and an active lifestyle. Rivercamps features over 7 miles of connected trails and boardwalks for walking, running, hiking or biking. RIde your golf cart to the new waterfront Clubhouse with pool and pavillion. Other amenities include two pickle ball courts, a basketball court and a 600 foot dock, There are also kayaks, canoes and padde boards for owners use. A community boat ramp feeds into Crooked Creek and West Bay providing direct access to Shell Island, the Gulf and the Intracoastal Waterway. Dry boat storage, and day use boat slips are also available. The NW Florida Beaches International Airport is a short drive away. This community is a great value. Don't wait!

7515 Morning Marsh Trail, Panama City Beach

Listing courtesy of Prestigious Beach Properties of The Emerald Coast LLC.

$575,000

RARE WEST BAY WATERFRONT OPPORTUNITY! Discover the privacy, boating access and natural beauty of this approximately half-acre waterfront homesite tucked away on a quiet street with very few neighboring lots. Much of the groundwork has already been completed, including a new private dock, boat lift, well, and beautiful white pine privacy fencing accented by masonry columns. Step from your future home onto your own dock and enjoy direct access to West Bay and the Intracoastal Waterway, with boating access to St. Andrews Bay and the Gulf of Mexico. Spend your days fishing, cruising the ICW, exploring Shell Island or heading offshore -- all from your own backyard. The location becomes even more compelling as the West Bay/Highway 79 corridor continues to grow. Point South Marina West Bay is currently under development nearby, bringing additional boating infrastructure and amenities to this rapidly developing area. What truly separates this property is its privacy and scarcity. With very few lots along this secluded street, opportunities to own a waterfront homesite with this combination of space, improvements and boating access are extremely limited. Build your dream waterfront home and enjoy the best of both worlds: a peaceful, private setting surrounded by the natural beauty of West Bay while remaining convenient to Panama City Beach and the continued growth of the West Bay area. Bring your boat and your plans -- the waterfront lifestyle starts here.

794147 MLS

RARE WEST BAY WATERFRONT OPPORTUNITY! Discover the privacy, boating access and natural beauty of this approximately half-acre waterfront homesite tucked away on a quiet street with very few neighboring lots. Much of the groundwork has already been completed, including a new private dock, boat lift, well, and beautiful white pine privacy fencing accented by masonry columns. Step from your future home onto your own dock and enjoy direct access to West Bay and the Intracoastal Waterway, with boating access to St. Andrews Bay and the Gulf of Mexico. Spend your days fishing, cruising the ICW, exploring Shell Island or heading offshore -- all from your own backyard. The location becomes even more compelling as the West Bay/Highway 79 corridor continues to grow. Point South Marina West Bay is currently under development nearby, bringing additional boating infrastructure and amenities to this rapidly developing area. What truly separates this property is its privacy and scarcity. With very few lots along this secluded street, opportunities to own a waterfront homesite with this combination of space, improvements and boating access are extremely limited. Build your dream waterfront home and enjoy the best of both worlds: a peaceful, private setting surrounded by the natural beauty of West Bay while remaining convenient to Panama City Beach and the continued growth of the West Bay area. Bring your boat and your plans -- the waterfront lifestyle starts here.

7913 1st Street, Panama City Beach

Listing courtesy of EXP Realty LLC.

6422 W Highway 98 Unit 1104, Panama City Beach

$349,900

ESTATE SALE! SLLERS ARE MOTIVATED! Welcome to Marina Landing Unit 1104, a beautifully positioned 2-bedroom, 2-bathroom waterfront condominium offering approximately 1,384 square feet of coastal living in Panama City Beach. Set along the marina side of the building, this residence captures the relaxed elegance of bayfront living with beautiful views of St. Andrews Bay, passing boats, coastal sunsets, and the peaceful waterfront lifestyle Marina Landing is known for. The open-concept floor plan is designed to maximize natural light and showcase the surrounding scenery, with spacious living and dining areas that flow seamlessly to the private balcony. Whether enjoying morning coffee, watching boats move through the marina, or winding down after a day on the water, the outdoor living space adds exceptional value to the home. The kitchen offers generous workspace and opens beautifully to the main living area, creating an ideal layout for entertaining, everyday living, or hosting guests. The primary suite provides a private retreat with spacious accommodations, balcony access, and water-view appeal, while the guest bedroom and second full bathroom offer comfort and flexibility for family, visitors, or long-term rental use. Marina Landing delivers a desirable waterfront experience with community amenities that may include a private fitness center, owners' clubroom, private pier, assigned parking, storage, and convenient access to the marina lifestyle. The nearby marina offers opportunities for boating, boat slip access, boat club options, docking services, and direct access toward the Gulf inlet. Located along West Highway 98, Marina Landing places owners close to St. Andrews Bay, the Gulf beaches, restaurants, shopping, marinas, entertainment, and the best of Panama City Beach. With no short-term rentals and a six-month minimum lease policy, the community offers a quieter residential feel while still providing access to the coastal lifestyle buyers are looking for. Do not miss the opportunity to own a spacious waterfront condo in one of Panama City Beach's most desirable marina-side communities. Schedule your private showing today.

2 Beds ⋅ 2 Baths ⋅ 794041 MLS

ESTATE SALE! SLLERS ARE MOTIVATED! Welcome to Marina Landing Unit 1104, a beautifully positioned 2-bedroom, 2-bathroom waterfront condominium offering approximately 1,384 square feet of coastal living in Panama City Beach. Set along the marina side of the building, this residence captures the relaxed elegance of bayfront living with beautiful views of St. Andrews Bay, passing boats, coastal sunsets, and the peaceful waterfront lifestyle Marina Landing is known for. The open-concept floor plan is designed to maximize natural light and showcase the surrounding scenery, with spacious living and dining areas that flow seamlessly to the private balcony. Whether enjoying morning coffee, watching boats move through the marina, or winding down after a day on the water, the outdoor living space adds exceptional value to the home. The kitchen offers generous workspace and opens beautifully to the main living area, creating an ideal layout for entertaining, everyday living, or hosting guests. The primary suite provides a private retreat with spacious accommodations, balcony access, and water-view appeal, while the guest bedroom and second full bathroom offer comfort and flexibility for family, visitors, or long-term rental use. Marina Landing delivers a desirable waterfront experience with community amenities that may include a private fitness center, owners' clubroom, private pier, assigned parking, storage, and convenient access to the marina lifestyle. The nearby marina offers opportunities for boating, boat slip access, boat club options, docking services, and direct access toward the Gulf inlet. Located along West Highway 98, Marina Landing places owners close to St. Andrews Bay, the Gulf beaches, restaurants, shopping, marinas, entertainment, and the best of Panama City Beach. With no short-term rentals and a six-month minimum lease policy, the community offers a quieter residential feel while still providing access to the coastal lifestyle buyers are looking for. Do not miss the opportunity to own a spacious waterfront condo in one of Panama City Beach's most desirable marina-side communities. Schedule your private showing today.

6422 W Highway 98 Unit 1104, Panama City Beach

Listing courtesy of Portfolio Property Manangement Group LLC DBA Dunn Realty At Panama City.

2340 Pelican Bay Court, Panama City Beach

$715,000

Dreaming of bayfront luxury without the million-dollar price tag? This premium corner end-unit is the one! Offering a rare combination of privacy, space, & sunrises that steal the show, this exceptional townhome features extra side windows that flood the open-concept layout with continuous natural light. Positioned on the largest lot in the community with +/-45 feet of waterfront, it is uniquely bordered by a protected conservation area, giving you unmatched privacy & a peaceful sanctuary where you can watch dolphins, eagles, & deer right from your deck. Nestled in a quiet, non-short-term-rental community zoned for top-rated Patronis Elementary, it is the perfect sanctuary for primary residents, paddle-sport enthusiasts, or those seeking a peaceful waterfront getaway. Enjoy easy waterfront living with a tiled balcony, a screened back porch, a hurricane shutter system, remote blinds, & private bulkhead stairs offering direct water access to launch your kayak or paddle board. This turnkey home is built for peace of mind & low maintenance, featuring a brand-new 2025 upstairs HVAC, a 2024 water heater, new impact family room windows, a 2019 roof, & fresh exterior paint. Located on the quieter end of Panama City Beach, you are just minutes from great dining & shopping. Premium community amenities include two docks, a pool, a hot tub, a clubhouse, & a scenic boardwalk, with lawn care & termite control covered by the HOA. Perfect as a primary residence or second home. Check measurements if important to you. Measurements are from the tax appraiser site.

3 Beds ⋅ 4 Baths ⋅ 793834 MLS

Dreaming of bayfront luxury without the million-dollar price tag? This premium corner end-unit is the one! Offering a rare combination of privacy, space, & sunrises that steal the show, this exceptional townhome features extra side windows that flood the open-concept layout with continuous natural light. Positioned on the largest lot in the community with +/-45 feet of waterfront, it is uniquely bordered by a protected conservation area, giving you unmatched privacy & a peaceful sanctuary where you can watch dolphins, eagles, & deer right from your deck. Nestled in a quiet, non-short-term-rental community zoned for top-rated Patronis Elementary, it is the perfect sanctuary for primary residents, paddle-sport enthusiasts, or those seeking a peaceful waterfront getaway. Enjoy easy waterfront living with a tiled balcony, a screened back porch, a hurricane shutter system, remote blinds, & private bulkhead stairs offering direct water access to launch your kayak or paddle board. This turnkey home is built for peace of mind & low maintenance, featuring a brand-new 2025 upstairs HVAC, a 2024 water heater, new impact family room windows, a 2019 roof, & fresh exterior paint. Located on the quieter end of Panama City Beach, you are just minutes from great dining & shopping. Premium community amenities include two docks, a pool, a hot tub, a clubhouse, & a scenic boardwalk, with lawn care & termite control covered by the HOA. Perfect as a primary residence or second home. Check measurements if important to you. Measurements are from the tax appraiser site.

2340 Pelican Bay Court, Panama City Beach

Listing courtesy of Central Bay Realty and Property Management LLC.

6568 Harbour Boulevard Unit 5, Panama City Beach

$198,000

WATERFRONT LIVING UNDER $200,000 -- DIRECT GULF ACCESS! Now offered at just $198,900, this updated waterfront townhome in the gated Harbour Towne community of Panama City Beach presents an opportunity to enjoy waterfront living with direct canal access to the Gulf of Mexico. This one-bedroom, one-bath property offers approximately 850 square feet of living space with several recent interior improvements, including new tile flooring, updated kitchen appliances, new kitchen cabinetry, and updated bathroom cabinetry. The flexible interior layout provides additional space for a home office, guests, or expanded living. Step outside and enjoy the canal-front setting with direct access to area waterways. The HOA allows the installation of a private boat lift, subject to association approval and applicable permitting, providing an opportunity to further enhance the property's boating amenities. Harbour Towne is a gated community featuring two swimming pools and pickleball courts. A community pool is conveniently located directly across from the property. Long-term rentals are permitted, offering flexibility for residential or investment ownership. Conveniently located in Panama City Beach, this property combines updated interior features, waterfront access, community amenities, and an attractive price point. WATERFRONT, GULF ACCESS, AND NOW OFFERED AT $198,900! Schedule your private showing and explore this Harbour Towne opportunity.

1 Beds ⋅ 1 Baths ⋅ 793110 MLS

WATERFRONT LIVING UNDER $200,000 -- DIRECT GULF ACCESS! Now offered at just $198,900, this updated waterfront townhome in the gated Harbour Towne community of Panama City Beach presents an opportunity to enjoy waterfront living with direct canal access to the Gulf of Mexico. This one-bedroom, one-bath property offers approximately 850 square feet of living space with several recent interior improvements, including new tile flooring, updated kitchen appliances, new kitchen cabinetry, and updated bathroom cabinetry. The flexible interior layout provides additional space for a home office, guests, or expanded living. Step outside and enjoy the canal-front setting with direct access to area waterways. The HOA allows the installation of a private boat lift, subject to association approval and applicable permitting, providing an opportunity to further enhance the property's boating amenities. Harbour Towne is a gated community featuring two swimming pools and pickleball courts. A community pool is conveniently located directly across from the property. Long-term rentals are permitted, offering flexibility for residential or investment ownership. Conveniently located in Panama City Beach, this property combines updated interior features, waterfront access, community amenities, and an attractive price point. WATERFRONT, GULF ACCESS, AND NOW OFFERED AT $198,900! Schedule your private showing and explore this Harbour Towne opportunity.

6568 Harbour Boulevard Unit 5, Panama City Beach

Listing courtesy of Think Real Estate.

2400 Grandiflora Boulevard Unit E404, Panama City Beach

$342,000

THREE BEDROOMS. THREE BATHROOMS. BAYFRONT LIVING ON THE QUIETER SIDE OF PANAMA CITY BEACH. Magnolia Bay Club Unit 404 is a freshly painted three-bedroom, three-bathroom residence offering a split floor plan, large bayfront balcony, and central fourth-floor position overlooking St. Andrews Bay with views toward the Hathaway Bridge. Professionally deep cleaned and move-in ready, the interior features wood flooring throughout the main living areas, tile flooring in the kitchen, hallway, and bathrooms, and an open-concept layout with space for a dining table. The kitchen includes stainless steel appliances, ample workspace, and a direct connection to the living area, while the washer and dryer are also included. The spacious primary suite features sliding glass door access to the balcony, along with a large bathroom offering a double vanity and walk-in shower. The seller is replacing the fogged glass panel in the primary bedroom window and door assembly prior to closing. The split-bedroom design creates additional separation between sleeping areas. The guest bedroom on the right includes a pocket door, allowing it to function as a bedroom, home office, or flex space. The guest bedroom on the left has its own private full bathroom with double vanities, creating a true second suite. The living room opens through sliding glass doors to the large balcony, where the fourth-floor position provides sunrise views across the bay, illuminated nighttime views of the Hathaway Bridge, and the sound of the water along Magnolia Bay Club's private bay beach below. Fourth-floor residences also feature a solid balcony wall rather than metal railings, providing additional privacy and a greater sense of security. The enclosed design may be especially appealing to owners with small pets because there are no railing openings. Magnolia Bay Club is a gated bayfront condominium community with no short-term rentals permitted. Community amenities include a bayfront pool, private beach, dock, kayak access, fitness center, meeting room, BBQ grills, dumpster service, and maintained common grounds. The property is located approximately one mile from Publix and approximately three miles from the beaches of Panama City Beach. Monthly condominium association dues are currently $1,066.64 and include water, sewer, trash service, pest control, and maintenance of the common areas. Unit comes with an assigned covered parking space (E-77). All information is deemed reliable but not guaranteed; buyer to verify if important.

3 Beds ⋅ 3 Baths ⋅ 792841 MLS

THREE BEDROOMS. THREE BATHROOMS. BAYFRONT LIVING ON THE QUIETER SIDE OF PANAMA CITY BEACH. Magnolia Bay Club Unit 404 is a freshly painted three-bedroom, three-bathroom residence offering a split floor plan, large bayfront balcony, and central fourth-floor position overlooking St. Andrews Bay with views toward the Hathaway Bridge. Professionally deep cleaned and move-in ready, the interior features wood flooring throughout the main living areas, tile flooring in the kitchen, hallway, and bathrooms, and an open-concept layout with space for a dining table. The kitchen includes stainless steel appliances, ample workspace, and a direct connection to the living area, while the washer and dryer are also included. The spacious primary suite features sliding glass door access to the balcony, along with a large bathroom offering a double vanity and walk-in shower. The seller is replacing the fogged glass panel in the primary bedroom window and door assembly prior to closing. The split-bedroom design creates additional separation between sleeping areas. The guest bedroom on the right includes a pocket door, allowing it to function as a bedroom, home office, or flex space. The guest bedroom on the left has its own private full bathroom with double vanities, creating a true second suite. The living room opens through sliding glass doors to the large balcony, where the fourth-floor position provides sunrise views across the bay, illuminated nighttime views of the Hathaway Bridge, and the sound of the water along Magnolia Bay Club's private bay beach below. Fourth-floor residences also feature a solid balcony wall rather than metal railings, providing additional privacy and a greater sense of security. The enclosed design may be especially appealing to owners with small pets because there are no railing openings. Magnolia Bay Club is a gated bayfront condominium community with no short-term rentals permitted. Community amenities include a bayfront pool, private beach, dock, kayak access, fitness center, meeting room, BBQ grills, dumpster service, and maintained common grounds. The property is located approximately one mile from Publix and approximately three miles from the beaches of Panama City Beach. Monthly condominium association dues are currently $1,066.64 and include water, sewer, trash service, pest control, and maintenance of the common areas. Unit comes with an assigned covered parking space (E-77). All information is deemed reliable but not guaranteed; buyer to verify if important.

2400 Grandiflora Boulevard Unit E404, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

4100 Marriott Drive Unit 207, Panama City Beach

$320,000

Wake up each morning to breathtaking views of Grand Lagoon from your private Balcony in this beautifully furnished one-bedroom, one bath condominium at the highly desirable Reflections at Bay Point Resort. This beautifully appointed residence features an open concept floor plan with granite countertops, stainless steel appliances. a breakfast bar, crown molding, tile flooring, and a luxurious oversized walk in tiled shower with glass doors. The spacious primary suite and elegant finishes create the perfect setting for a primary residence, vacation getaway or investment opportunity. Enjoy the exceptional amenities that make Reflections on of Bay Points premier destinations including a zero entry pool Serenity spa and marina access and gated community with security.

1 Beds ⋅ 1 Baths ⋅ 792815 MLS

Wake up each morning to breathtaking views of Grand Lagoon from your private Balcony in this beautifully furnished one-bedroom, one bath condominium at the highly desirable Reflections at Bay Point Resort. This beautifully appointed residence features an open concept floor plan with granite countertops, stainless steel appliances. a breakfast bar, crown molding, tile flooring, and a luxurious oversized walk in tiled shower with glass doors. The spacious primary suite and elegant finishes create the perfect setting for a primary residence, vacation getaway or investment opportunity. Enjoy the exceptional amenities that make Reflections on of Bay Points premier destinations including a zero entry pool Serenity spa and marina access and gated community with security.

4100 Marriott Drive Unit 207, Panama City Beach

Listing courtesy of Corcoran Reverie.

6422 W Highway 98 Unit 202, Panama City Beach

$425,000

Marina Landing #202 is a stunning, fully renovated 2-bedroom, 2-bathroom waterfront condominium offering approximately 1,400 square feet of interior living space plus an expansive 450 sq. ft. balcony overlooking beautiful St. Andrews Bay. Located on the marina side of the building, this residence offers breathtaking sunset views, dolphin and boat watching, and direct access to the waterfront lifestyle. The marina offers boat slips for lease, a private boat club with multiple boats and jet skis, full-service docking and cleaning, and direct access to the Gulf inlet. The beautifully renovated chef's kitchen features an oversized quartz island, custom stone accents, brand-new cabinetry, stainless steel appliances, and elegant gold hardware and fixtures. The open living area showcases panoramic bay views and a floor-to-ceiling stone fireplace with a new electric insert installed in 2024. Additional upgrades include LifeProof flooring throughout, a new water heater (2025), new thermostat (2026), fresh interior paint, updated smoke detectors, and spacious bedrooms with floor-to-ceiling windows, private balcony access, and beautiful sunrise views. Community amenities include a private fitness center, owners' clubroom, private pier, assigned premium parking space, and a large secure storage closet. The building has recently completed exterior painting and stucco restoration. Marina Landing is a peaceful waterfront community with no short-term rentals and a six-month minimum lease policy. Don't miss the opportunity to own one of Panama City Beach's most desirable waterfront residences. Call me to schedule your private showing!

2 Beds ⋅ 2 Baths ⋅ 792570 MLS

Marina Landing #202 is a stunning, fully renovated 2-bedroom, 2-bathroom waterfront condominium offering approximately 1,400 square feet of interior living space plus an expansive 450 sq. ft. balcony overlooking beautiful St. Andrews Bay. Located on the marina side of the building, this residence offers breathtaking sunset views, dolphin and boat watching, and direct access to the waterfront lifestyle. The marina offers boat slips for lease, a private boat club with multiple boats and jet skis, full-service docking and cleaning, and direct access to the Gulf inlet. The beautifully renovated chef's kitchen features an oversized quartz island, custom stone accents, brand-new cabinetry, stainless steel appliances, and elegant gold hardware and fixtures. The open living area showcases panoramic bay views and a floor-to-ceiling stone fireplace with a new electric insert installed in 2024. Additional upgrades include LifeProof flooring throughout, a new water heater (2025), new thermostat (2026), fresh interior paint, updated smoke detectors, and spacious bedrooms with floor-to-ceiling windows, private balcony access, and beautiful sunrise views. Community amenities include a private fitness center, owners' clubroom, private pier, assigned premium parking space, and a large secure storage closet. The building has recently completed exterior painting and stucco restoration. Marina Landing is a peaceful waterfront community with no short-term rentals and a six-month minimum lease policy. Don't miss the opportunity to own one of Panama City Beach's most desirable waterfront residences. Call me to schedule your private showing!

6422 W Highway 98 Unit 202, Panama City Beach

Listing courtesy of Realty One Group Emerald Coast.

4100 Marriott Drive Unit 808, Panama City Beach

$599,700

8th Floor PENTHOUSE Gorgeous white -marbled quartz countertops in kitchen and both baths. Driftwood wide plank ceramic tile floors throughout- no LVP. Beautiful Custom draperies in living area and both spacious bedrooms. Lovely white canvas sleeper sofa with washable covers for the family with littles or pets. Coastal motif throughout, and even custom drop lighting over the six-guest dining table. Bar seating for four, and a table for two on the balcony! You'll love this outdoor space with sofa and loveseat for relaxing with your early morning coffee or the cocktails with friends as the sun sets orange and purple and gold right before your eyes. Unobstructed views of the golf course, Grand Lagoon, St. Andrews State Park, Shell Island and the Pass with the beautiful daily boat parade!

2 Beds ⋅ 2 Baths ⋅ 792177 MLS

8th Floor PENTHOUSE Gorgeous white -marbled quartz countertops in kitchen and both baths. Driftwood wide plank ceramic tile floors throughout- no LVP. Beautiful Custom draperies in living area and both spacious bedrooms. Lovely white canvas sleeper sofa with washable covers for the family with littles or pets. Coastal motif throughout, and even custom drop lighting over the six-guest dining table. Bar seating for four, and a table for two on the balcony! You'll love this outdoor space with sofa and loveseat for relaxing with your early morning coffee or the cocktails with friends as the sun sets orange and purple and gold right before your eyes. Unobstructed views of the golf course, Grand Lagoon, St. Andrews State Park, Shell Island and the Pass with the beautiful daily boat parade!

4100 Marriott Drive Unit 808, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$1,170,000

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

4 Beds ⋅ 3 Baths ⋅ 792030 MLS

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

3207 Swordfish Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$399,000

WOW!!!!! Build your dream home on this wide water bay front Panama City Beach lot right around the corner from a Marina and less than a 5 minute drive to our beautiful white sand beaches!!! Gas line availability is right down the street and tap fee has been paid. I have 20 pages of building plans that can be provided upon request of a BEAUTIFUL home that was going on the lot before sellers decided to sell. It's a $20,000 value...free of charge!! The building possibilities are endless on this GORGEOUS cleared and ready to build on beauty. Build right away or just add a dock, park your boat, and come down for a weekend of fishing. Less than a 10 minute ride out to the open gulf. Hurry before this one gets away! All information is approximate and should be verified by buyers if important.

791975 MLS

WOW!!!!! Build your dream home on this wide water bay front Panama City Beach lot right around the corner from a Marina and less than a 5 minute drive to our beautiful white sand beaches!!! Gas line availability is right down the street and tap fee has been paid. I have 20 pages of building plans that can be provided upon request of a BEAUTIFUL home that was going on the lot before sellers decided to sell. It's a $20,000 value...free of charge!! The building possibilities are endless on this GORGEOUS cleared and ready to build on beauty. Build right away or just add a dock, park your boat, and come down for a weekend of fishing. Less than a 10 minute ride out to the open gulf. Hurry before this one gets away! All information is approximate and should be verified by buyers if important.

1037 Bay Circle, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

7509 Morning Marsh Trail, Panama City Beach

$1,499,000

Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. Designed as a true retreat, the primary suite features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

3 Beds ⋅ 3 Baths ⋅ 791500 MLS

Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. Designed as a true retreat, the primary suite features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trail, Panama City Beach

Listing courtesy of 1 Percent Lists Florida Coast.

6422 W Highway 98 Unit 601, Panama City Beach

$549,900

Watch the sunrise and sunset from your private balcony! Marina Landing #601 is a beautiful 3 bedroom, 3 bathroom corner-unit condo featuring over 1,900 square feet of interior living space plus more than 600 square feet of wraparound balconies. This waterfront condo is located on the marina side directly overlooking St. Andrews Bay, with a marina next door offering boat slips available to lease. Lightly lived in as an occasional part-time retreat, the condo is in excellent condition and is move-in ready. It is being sold fully furnished with all furniture, appliances, décor, and home goods included -- just bring your clothes and enjoy waterfront living in Panama City Beach. The bright BoHo Coastal interior features artisan and international décor, bright colors, and custom finishes throughout. The fully stocked chef's kitchen includes a dedicated coffee bar. Recent updates include a new water heater, washer, dryer, and refrigerator. This grandkid-friendly home is beach and paddleboard ready. The huge wraparound balcony offers a bar, grill, and teak bar chairs with outstanding marina and bay views. Additional features include a large secure storage closet, prime parking space, private gym, owner private party area, and a private pier. The building has been newly painted with completed stucco restoration. Marina Landing is a peaceful waterfront community with no vacation rentals allowed and a six-month minimum lease policy. This turnkey condo is ready for immediate enjoyment on St. Andrews Bay.

3 Beds ⋅ 3 Baths ⋅ 791443 MLS

Watch the sunrise and sunset from your private balcony! Marina Landing #601 is a beautiful 3 bedroom, 3 bathroom corner-unit condo featuring over 1,900 square feet of interior living space plus more than 600 square feet of wraparound balconies. This waterfront condo is located on the marina side directly overlooking St. Andrews Bay, with a marina next door offering boat slips available to lease. Lightly lived in as an occasional part-time retreat, the condo is in excellent condition and is move-in ready. It is being sold fully furnished with all furniture, appliances, décor, and home goods included -- just bring your clothes and enjoy waterfront living in Panama City Beach. The bright BoHo Coastal interior features artisan and international décor, bright colors, and custom finishes throughout. The fully stocked chef's kitchen includes a dedicated coffee bar. Recent updates include a new water heater, washer, dryer, and refrigerator. This grandkid-friendly home is beach and paddleboard ready. The huge wraparound balcony offers a bar, grill, and teak bar chairs with outstanding marina and bay views. Additional features include a large secure storage closet, prime parking space, private gym, owner private party area, and a private pier. The building has been newly painted with completed stucco restoration. Marina Landing is a peaceful waterfront community with no vacation rentals allowed and a six-month minimum lease policy. This turnkey condo is ready for immediate enjoyment on St. Andrews Bay.

6422 W Highway 98 Unit 601, Panama City Beach

Listing courtesy of Blue Bird Woliver Realty.

3600 Thomas Drive Unit D302, Panama City Beach

$243,000

Spacious waterfront living on Grand Lagoon! At approximately 980 sq ft, this third-floor Treasure Cove condo is one of the largest one-bedroom layouts in the community, plus a versatile loft for guest sleeping, a home office, or extra living space. Enjoy soaring ceilings, an open living area, and a private balcony overlooking the lagoon. Recent updates include flooring, kitchen countertops, bathroom fixtures, lighting, ceiling fans, and sliding glass doors, plus washer/dryer hookups. Community amenities include a lagoon-front pool, fishing dock, and boat dock access, all close to marinas, restaurants, public beach access, and St. Andrews State Park. Seller is offering a $10,000 furniture credit to make it your own. Also listed as 3600 Navy Blvd.

1 Beds ⋅ 1 Baths ⋅ 791066 MLS

Spacious waterfront living on Grand Lagoon! At approximately 980 sq ft, this third-floor Treasure Cove condo is one of the largest one-bedroom layouts in the community, plus a versatile loft for guest sleeping, a home office, or extra living space. Enjoy soaring ceilings, an open living area, and a private balcony overlooking the lagoon. Recent updates include flooring, kitchen countertops, bathroom fixtures, lighting, ceiling fans, and sliding glass doors, plus washer/dryer hookups. Community amenities include a lagoon-front pool, fishing dock, and boat dock access, all close to marinas, restaurants, public beach access, and St. Andrews State Park. Seller is offering a $10,000 furniture credit to make it your own. Also listed as 3600 Navy Blvd.

3600 Thomas Drive Unit D302, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

3301 Terra Cotta Drive, Panama City Beach

$525,000

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

789569 MLS

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Listing courtesy of Counts Real Estate Group.

4100 Marriott Drive Unit 412, Panama City Beach

$649,000

5% OWNER FINANCING AVAILABLE WITH ACCEPTABLE TERMS AND DOWN PAYMENT! Indulge in refined coastal living in this stunning residence at Bay Point Reflections Condominium, offering breathtaking bay views and upscale updates throughout. Spanning 2,099 square feet, this beautifully designed 3-bedroom, 3-bathroom condominium features new flooring throughout and an open, light-filled layout ideal for both relaxing and entertaining. The spacious living area flows seamlessly onto an open balcony where you can unwind and take in serene water views and watch the boats go by, while an additional screened-in balcony provides the perfect space for year-round enjoyment. The well-appointed kitchen enjoys the stunning bay view and offers ample cabinetry and functionality, complementing the home's effortless flow. The primary suite serves as a private retreat, and each additional bedroom offers comfort and flexibility for guests. Located within the desirable Bay Point community, residents enjoy a peaceful waterfront setting with convenient access to the golf course, dining, shopping, and area attractions. A rare opportunity to own a beautifully updated bayfront residence combining space, views, and lifestyle.

3 Beds ⋅ 3 Baths ⋅ 788870 MLS

5% OWNER FINANCING AVAILABLE WITH ACCEPTABLE TERMS AND DOWN PAYMENT! Indulge in refined coastal living in this stunning residence at Bay Point Reflections Condominium, offering breathtaking bay views and upscale updates throughout. Spanning 2,099 square feet, this beautifully designed 3-bedroom, 3-bathroom condominium features new flooring throughout and an open, light-filled layout ideal for both relaxing and entertaining. The spacious living area flows seamlessly onto an open balcony where you can unwind and take in serene water views and watch the boats go by, while an additional screened-in balcony provides the perfect space for year-round enjoyment. The well-appointed kitchen enjoys the stunning bay view and offers ample cabinetry and functionality, complementing the home's effortless flow. The primary suite serves as a private retreat, and each additional bedroom offers comfort and flexibility for guests. Located within the desirable Bay Point community, residents enjoy a peaceful waterfront setting with convenient access to the golf course, dining, shopping, and area attractions. A rare opportunity to own a beautifully updated bayfront residence combining space, views, and lifestyle.

4100 Marriott Drive Unit 412, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

$475,000

Tucked away in the serene, community of Turtle Cove at Lake Powell, this prime waterfront lot offers a rare opportunity to build your dream home in one of Florida's most peaceful and picturesque settings. With direct access to Lake Powell, Florida's largest coastal dune lake, this property includes community dock access, making it perfect for kayaking, paddleboarding, fishing, or simply soaking in breathtaking sunset views from the water. When the lake's natural outfall is open, residents can enjoy the unique opportunity to kayak or boat directly from Lake Powell to the Gulf of Mexico, offering an exceptional connection between the lake and the emerald waters of the coast. This is waterfront living at its finest, blending tranquility, recreation, and natural beauty in one remarkable location. Spanning nearly 8,300 square feet, the lot provides ample space to design a custom retreat with room for outdoor living and panoramic water views. Mature trees lend privacy and natural charm, while the tranquil cul-de-sac location ensures peace and quiet. Enjoy upscale amenities like a resort-style clubhouse, pool, fitness center, and tennis courts, all just minutes from the sugar-white sands of Panama City Beach and the charm of 30A. Whether you envision a cozy lakeside cottage or a spacious modern escape, this property is ready to bring your coastal vision to life. Waterfront lots with this kind of access and setting are few and far between--don't miss your chance to claim a piece of paradise!

788867 MLS

Tucked away in the serene, community of Turtle Cove at Lake Powell, this prime waterfront lot offers a rare opportunity to build your dream home in one of Florida's most peaceful and picturesque settings. With direct access to Lake Powell, Florida's largest coastal dune lake, this property includes community dock access, making it perfect for kayaking, paddleboarding, fishing, or simply soaking in breathtaking sunset views from the water. When the lake's natural outfall is open, residents can enjoy the unique opportunity to kayak or boat directly from Lake Powell to the Gulf of Mexico, offering an exceptional connection between the lake and the emerald waters of the coast. This is waterfront living at its finest, blending tranquility, recreation, and natural beauty in one remarkable location. Spanning nearly 8,300 square feet, the lot provides ample space to design a custom retreat with room for outdoor living and panoramic water views. Mature trees lend privacy and natural charm, while the tranquil cul-de-sac location ensures peace and quiet. Enjoy upscale amenities like a resort-style clubhouse, pool, fitness center, and tennis courts, all just minutes from the sugar-white sands of Panama City Beach and the charm of 30A. Whether you envision a cozy lakeside cottage or a spacious modern escape, this property is ready to bring your coastal vision to life. Waterfront lots with this kind of access and setting are few and far between--don't miss your chance to claim a piece of paradise!

306 Turtle Cove, Panama City Beach

Listing courtesy of RE/MAX SELECT Partners.

7503 Sunset Bay Lane Unit Lot 253, Panama City Beach

$305,000

1.29 acre waterfront end lot with beautiful Bay views. If you have never been out to the St. Joe community, Rivercamps on Crooked Creek, you will be mesmerized! Surrounded by 3 bodies of water, Crooked Creek, the Bay and the Intercoastal Waterway, this peaceful community is a nature enthusiast and boater's dream. Plenty of space and privacy and yet so close to all the conveniences one could want; only 15 minutes to the beach or Pier Park with over 100 stores, eateries and entertainment, 10 minutes to the airport and the planned new hospital and Publix also within 10 minutes. Build your dream home on this prime 1.29 acre waterfront end lot with beautiful Bay views. No other homes will be built in front, behind or on the east side. Rivercamps owners and guests enjoy world class amenities not found in any other community.

788630 MLS

1.29 acre waterfront end lot with beautiful Bay views. If you have never been out to the St. Joe community, Rivercamps on Crooked Creek, you will be mesmerized! Surrounded by 3 bodies of water, Crooked Creek, the Bay and the Intercoastal Waterway, this peaceful community is a nature enthusiast and boater's dream. Plenty of space and privacy and yet so close to all the conveniences one could want; only 15 minutes to the beach or Pier Park with over 100 stores, eateries and entertainment, 10 minutes to the airport and the planned new hospital and Publix also within 10 minutes. Build your dream home on this prime 1.29 acre waterfront end lot with beautiful Bay views. No other homes will be built in front, behind or on the east side. Rivercamps owners and guests enjoy world class amenities not found in any other community.

7503 Sunset Bay Lane Unit Lot 253, Panama City Beach

Listing courtesy of The Premier Property Group Wat.

3319 Terra Cotta Drive, Panama City Beach

$549,000

Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

788233 MLS

Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

$298,000

LOCATION, LOCATION, LOCATION!!! Here is your chance to own a prime waterfront lot in Westbay Florida - less than 1 mile from the entrance to Latitude Margaritaville! This property is currently zoned residential, with the future land use already established as Westbay Center - which offers commercial development potential. Property has great elevation and a beautiful view of Westbay and the ICW. Build your bayfront dream home or just buy and hold... the future is bright for Westbay!

787246 MLS

LOCATION, LOCATION, LOCATION!!! Here is your chance to own a prime waterfront lot in Westbay Florida - less than 1 mile from the entrance to Latitude Margaritaville! This property is currently zoned residential, with the future land use already established as Westbay Center - which offers commercial development potential. Property has great elevation and a beautiful view of Westbay and the ICW. Build your bayfront dream home or just buy and hold... the future is bright for Westbay!

00 Buchanan Road, Panama City Beach

Listing courtesy of Full Sail Realty of NWFL.

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