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$50,000
789879 MLS
You have heard it said, it is all about the location! This mixed use ( per the city of PC ) could not be in a better one! Located less then a 1/4 of a mile from Ascension Sacred Heart Hospital, it could be a great temporary location for your FOOD/COFFEE TRUCK!!! Maybe even a commercial type ICE MACHINE//// Buyer to check with all Governing Municipalities for specific desired use.

831 N Cove Boulevard, Panama City

Listing courtesy of CENTURY 21 Commander Realty.

$260,000
789657 MLS
HUGE INVESTMENT POTENTIAL!! Positioned in a prime location in the heart of Panama City, this exceptional 2.5-acre corner parcel offers unlimited potential for developers, investors, and business owners alike. Located in an opportunity zone. Zoned Mix Use 3, the property is ideally suited for medium to high-density residential development combined with professional offices, educational facilities, and low-intensity neighborhood commercial uses. Multifamily development opportunities allow for up to 20 units per acre, creating incredible possibilities for apartments, townhomes, mixed-use concepts, or a live/work community. Extensive due diligence has already been completed, including an environmental/ecological site assessment, GEO-technical engineering report, boundary and topographical survey, and wetland survey--saving valuable time and expense for future development. With its highly visible corner location, strong development flexibility, and convenient access to shopping, dining, medical facilities, and major thoroughfares, this parcel is perfectly positioned for growth and long-term value. Whether you are looking to develop multifamily housing, professional office space, educational facilities, or a mixed-use investment project, this property presents a rare opportunity in one of the area's most desirable and rapidly growing locations. All measurements and items of importance are to be confirmed by buyer or buyer agent.

1014 Mercedes Avenue, Panama City

Listing courtesy of Beach Haven Realty.

$39,000
789646 MLS
Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you. Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. What does that mean for you? It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs. Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient. The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity. Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing. Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

12109 Caruso Drive, Panama City

Listing courtesy of Performance Realty.

$27,500
789620 MLS
Property is raw land, uncleared. It's a 1 acre corner lot with electrical service at the street. The property has no mailing address. Next door neighbor address is 2201 BJ Drive. Buyer should verify all zoning, measurements and land uses plus all other information deemed important. Property is in a flood zone. Property is on a dirt road less than a mile to the paved road.

000 BJ Drive, Panama City

Listing courtesy of Beachy Beach Real Estate.

$395,000
789572 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City

Listing courtesy of Counts Real Estate Group.

$2,800,000
789480 MLS
The site features approximately 335 feet of frontage along Jenks Avenue, providing excellent visibility and access in a growing area. Located just 2,000 feet south of 23rd Street, a primary commercial thoroughfare with traffic counts exceeding 36,000 vehicles per day. The property sits contiguous to the 280+ bed HCA Florida Gulf Coast Hospital, creating strong positioning for medical office, urgent care, pharmacy, or service-oriented users. The property also offers convenient access to major transportation routes including U.S. Highway 98, U.S. Highway 231, and State Road 77.

1937 Jenks Avenue, Panama City

Listing courtesy of NAI TALCOR.

$140,000
789453 MLS
Discover a rare opportunity to own nearly two acres of waterfront property , a boatable, spring fed lake known for its clear water, white sandy bottom, and pristine shoreline. Whether you are looking for adventure or relaxation, this property offers it all. Spend your days boating, fishing, wakeboarding, jet skiing, canoeing, or paddleboarding, or simply unwind and take in the peaceful lake views from your own backyard. With no HOA restrictions, you have the freedom to bring your vision to life. Build your dream home or create the perfect private weekend getaway. Tucked away from the hustle and bustle, Little Island Pond offers a quiet, laid back setting where properties like this rarely come available. Do not miss your chance to secure a unique slice of waterfront paradise.

462 E Highway 20, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$120,000
789404 MLS
Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal getaway, this property serves as the perfect canvas to bring your vision to life. Enjoy the freedom to design and build without HOA limitations, allowing flexibility for parking, storage, or additional features such as a pool, workshop, or outdoor entertainment space. Take advantage of the direct water access and create your own private oasis with stunning views and coastal living at its finest. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss this rare opportunity to secure a versatile Gulf-access property and turn your dream into reality. Buyer to verify all measurements. Please verify if important.

00 Stephens Drive, Panama City

Listing courtesy of Centergate Realty LLC.

$80,000
789401 MLS
Gorgeous 0.223-acre lot offering an exceptional opportunity to build your dream home in a beautiful setting--with no HOA restrictions. This spacious parcel provides plenty of room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful getaway, this property serves as the perfect canvas to bring your ideas to life. Enjoy the freedom to design and build without HOA limitations, giving you flexibility for parking, storage, or even additional features like a pool or workshop. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss the chance to secure this versatile piece of land and turn your vision into reality. Buyer to verify all measurements. Please verify if important.

00 Charles Drive, Panama City

Listing courtesy of Centergate Realty LLC.

$89,000
789255 MLS
Dreaming of waterfront living? This Canal-Front property offers direct Bay and Gulf access, making it a boater's paradise! Build your dream home, place a mobile home, or simply use the cleared Waterfront space to store your boat in the water and enjoy effortless access to the open water. Zoned R-2. Your coastal adventure starts here!

6420 Marvin Lane, Panama City

Listing courtesy of Overstreet Realty.

$600
789184 MLS
THIS CENTRALLY LOCATED CORNER COMMERCIAL LOT IS AVAILABLE FOR LONG-TERM LEASE. IT IS NEITHER FENCED NOR HAS ANY UTILITIES. TERMS AND CONDITIONS ARE FLEXIBLE AND WILL BE FINALIZED BY INTERESTED PARTIES THROUGH THE BROKER.

2823 N East, Panama City

Listing courtesy of Shaukat Vohra Realty.

$649,000
1001914 MLS
The site features 225 feet of frontage and is zoned C-3, which allows for outside storage and most commercial uses. The property is high and dry, with all utilities already available on-site, including a grinder station. This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park. Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Dr, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$695,000
789162 MLS
WATERFRONT! Now is the time to build your dream home on beautiful Beach Dr. Enjoy stunning views of St, Andrews Bay. Centrally located so you can walk or bike to either Historic St Andrews or Historic Downtown Panama City. Drive by and see where you will be building your next home.

1248 W Beach Drive, Panama City

Listing courtesy of Hitchcock Real Estate LLC.

$249,000
789156 MLS
The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X'' You can build Duplex units or multi - story rental for seasonal rentals Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Drive Unit Lot 3, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$249,000
789153 MLS
The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X'' You can build Duplex units or multi - story rental for seasonal rentals Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park.

4010 Thomas Drive Unit Lot 5, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$649,000
789152 MLS
The site features 225 feet of frontage and is zoned C-3, which allows for outside storage and most commercial uses. The property is high and dry, with all utilities already available on-site, including a grinder station. This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park. Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Drive, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$249,000
789107 MLS
The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X'' You can build Duplex units or multi - story rental for seasonal rentals Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Drive Unit lot 4, Panama City

Listing courtesy of Counts Real Estate Group Inc.

$80,000
789082 MLS
Build your dream home at 5309 Hometown Lane in the exclusive, gated community of Martinique! Located on the quiet East End of Panama City Beach, Martinique is highly sought after for its classic ''Old Florida'' charm, peaceful nature trails, and freshwater lakes. It's a very golf-cart-friendly neighborhood packed with great amenities, including an island-style community pool, a pavilion, a playground, and a basketball court. The location is unbeatable. You're just a short ride away from the white-sand beaches of St. Andrews State Park, the Grand Lagoon, Lighthouse Marina, and local waterfront staples like Captain Anderson's and The Grand Marlin. This is a great opportunity to secure a prime, buildable lot in one of PCB's best neighborhoods.

5309 Hopetown Lane, Panama City

Listing courtesy of EXP Realty LLC.

$469,000
789064 MLS
Prime development opportunity in one of Panama City's most desirable coastal corridors. Conveniently located just minutes from Gulf Coast State College and Florida State University Panama City campus. This ±0.80-acre parcel offers exceptional potential for builders, developers, and investors looking to maximize returns in a high demand area. Positioned just across from the bay and surrounded by established homes, this property is ideally suited for subdivision into 4/5 residential lots or a custom smaller scale development. With its proximity to the bay, a multi story build may offer the opportunity for water views, adding long term value and appeal. With three sides of road frontage, access and layout flexibility make this site especially attractive for multiple build scenarios. Opportunities like this are hard to find. Motivated to sell! This location adds even more value, minutes from waterfront access, dining, shopping, and the continued growth of the Panama City market. Demand for new construction and short term rental opportunities in this area remains strong, making this a compelling play for both builders and long term investors.

2616 Mound Avenue, Panama City

Listing courtesy of Anchor Realty Florida.

$695,000
789045 MLS
High, Dry and cleared, this is truly a rare find in our market. This beautiful 1.2 +/- acre parcel is ready for development and affordably priced for a future medical/business office, QSR or retail store. Fence on north border of parcel conveys with purchase, features 'double gate' providing access to Pretty Bayou Island Dr.

2302 Saint Andrews Boulevard, Panama City

Listing courtesy of ERA Neubauer Real Estate, Inc.

$875,000
789044 MLS
Amazing parcel for development of restaurant or professional office, with natural water views behind. Former improvements cleared following Hurricane Michael, with only a former garage and brick pump house remaining. Large and beautiful 2.2 +/- acre footprint on what is soon to be our next major commercial corridor.

2406 Saint Andrews Boulevard, Panama City

Listing courtesy of ERA Neubauer Real Estate, Inc.

$399,000
789039 MLS
Highly Motivated Seller! 11 ACRES! Bonus! Seller will remove the existing red iron building and offer a $25,000 price reduction, creating added flexibility and opportunity for future use of the property. Rare opportunity in booming Southport! This 11-acre property offers the space, privacy, and flexibility that is almost impossible to find today. Located on a paved road with no HOA, this property gives you the quiet lifestyle people want while still being close to everything--about 10 minutes to Lynn Haven, 20 minutes to the airport, and 30 minutes to the beaches and Pier Park. With new construction and growth expanding north, this is a prime opportunity for a private estate, family compound, or potential subdivision for multiple homes or spec builds. The property already has septic, well, power, and full camper hookups on site. There is plenty of room for your RV, boat, heavy equipment, and all the toys, plus space to create your own micro-farm with chickens, horses, goats, and more. A massive red iron building has also been started, offering approximately 14,000 square feet of heated and cooled space when completed. Permits are pulled, and a floor plan is available. Whether you are looking for land, privacy, investment potential, or room to build something big, this Southport property is an opportunity worth paying attention to, come tour today!

1002 Skunk Valley Road, Panama City

Listing courtesy of EXP Realty LLC.

$17,800
788991 MLS
Welcome to 1997 Par Drive, tucked away in the peaceful Sandy Creek Ranch & Country Club—a charming, established community known for its privacy and welcoming atmosphere. This cleared 0.214-acre lot sits at the end of a quiet cul-de-sac, offering the ideal setting to build your dream home. With utilities available, a low HOA of just $400 per year, and location in Flood Zone X (no flood insurance required), this property is both practical and full of potential. Whether you're planning a full-time residence or a coastal getaway, this lot provides a rare combination of affordability, convenience, and tranquility. Bring your builder and imagination—this prime homesite is ready to go and priced to sell! Enjoy peace of mind knowing this neighborhood maintains a high standard of living — single-family homes only (minimum 1,200 sq. ft. heated and cooled). No mobile homes, stilt houses, modular builds, campers, or RVs are permitted. Outbuildings or sheds are allowed only once a primary residence is completed on the lot, ensuring a consistent, well-kept community look and feel.

1997 Par Drive, Panama City

Listing courtesy of Legacy Premier Agency.

$539,000
788931 MLS
Build your dream waterfront home and keep your boat right in your backyard! This is one of the few remaining deep-water canal homesites available in the gated community of Bay Point. Ready for construction, the property is already equipped with water, power, and a boat lift, saving valuable time and significant development costs. An added bonus is its ideal positioning, offering long, picturesque views down the canal rather than directly across, creating a more open and impressive waterfront setting. House plans are available, making it even easier to bring your vision to life. Enjoy direct deep-water access from your dock to the Gulf, whether you're heading out for a day of fishing, cruising to Shell Island, or simply enjoying life on the water. Bay Point is one of Panama City Beach's premier gated communities, featuring 24-hour security, a Jack Nicklaus championship golf course, a full-service marina, on-site dining, and beautifully maintained grounds. Conveniently located just minutes from St. Andrews State Park, Shell Island, shopping, restaurants, and the sugar-white beaches of the Gulf Coast. Rare opportunities like this don't come along often. Build exactly what you've been dreaming of in one of the area's most desirable waterfront communities. Seller is a Florida licensed real estate agent.

1420 Trout Drive, Panama City

Listing courtesy of Keller Williams Success Realty.

$16,500
788824 MLS
Owner Financing available! Sizeable 0.4 acre lot locates right besides the river. Build your dream house here with privacy and convenience.

81 Bayou Avenue, Panama City

Listing courtesy of ListWithFreedom.com Inc..

$349,000
788712 MLS
Cleared 1 acre site in high traffic area. The property is zoned C-3 General Commercial and is situated in a growing commercial area which includes a Medical Practice, Credit Union, Commercial Garden Center and others. Traffic Count (AADT for 2025) 28000.

7940 Highway 77, Panama City

Listing courtesy of Anchor Realty Florida.

$80,000
788697 MLS
Build Your Vision in East Callaway, FL - 1.97 Acres with a pond. Discover the perfect opportunity to create your dream home or investment property on this spacious 1.97-acre vacant lot nestled in the growing community of East Callaway, a suburb of Panama City. This expansive property offers the ideal blend of privacy, convenience, and potential, giving you the space to build exactly what you envision--whether it's a custom home, retreat, or future development. Prime Location Highlights: Just a short drive (under 15 minutes) to Tyndall Air Force Base Only minutes from the white-sand beaches of the Gulf Coast Convenient access to shopping, dining, and everyday essentials Surrounded by beautiful parks, nature trails, and recreational activities Property Features: Nearly 2 acres (1.97 acres) of usable land with a pond Plenty of space for a home, workshop, outdoor living, and more Peaceful setting with room to grow Located in an area experiencing continued growth and development Whether you're looking to build now or invest for the future, this property offers endless possibilities. Don't miss your chance to own a piece of Florida land within minutes near the coast!

602 Dogwood Way, Panama City

Listing courtesy of Think Real Estate.

$75,000
788687 MLS
Vacant Land | 0.32 Acres | Springlake Subdivision Build your dream home in the charming and established Springlake community! This spacious 0.32-acre vacant lot offers the perfect opportunity to create a custom residence in the welcoming City of Parker, just minutes from everyday conveniences and outdoor recreation. Ideally located near Tyndall Air Force Base, this property is a great option for those seeking proximity to the base while enjoying a peaceful residential setting. Enjoy easy access to deep water boat launches, making it perfect for boating and fishing enthusiasts. Spend your weekends exploring nearby parks, soaking up the Florida sunshine, and taking advantage of all the outdoor activities the area has to offer. ✨ Property Highlights: 0.32-acre residential lot Located in Springlake Subdivision No HOA restrictions Family-friendly neighborhood Close to deep water access & boat ramps Minutes to local parks & recreation Convenient to shopping, dining, and schools Short drive to Tyndall Air Force Base Whether you're looking to build now or invest for the future, this property offers flexibility, location, and lifestyle.

405 Nancy Drive, Panama City

Listing courtesy of Think Real Estate.

$350,000
788670 MLS
Development opportunity in the Panama City/Cedar Groove Community area. Seller has infrastructure plans that are in place and seller is willing to share with new buyer. This includes: Road way access, Water and sewer systems, Storm drainage, Utilities layouts, Lot layouts plus easements. No construction has been started yet. Zoned R2

Panama City

Listing courtesy of Legacy Premier Agency.

$59,500
788594 MLS
Very nice over 1 full acre lot located on a PAVED road just outside of Panama City. The property is located convenient to everything Panama City has to offer, yet with the huge property gives ample space. It is located in the rear of the subdivision which would have little drive by traffic. The property possibly could be split into two 1/2-acre parcels. Possible Owner Finance with 20% down at 8.5%, 25 years, payment of $383.29/month. OR seller will do a 1-year Lease with Option to Purchase: $1,500 down, $450/month, $100 of each payment to credit the purchase price. All information is approximate and taken from the Public Records. If anything is important to the buyer, please verify.

8328 ANGIE Circle, Panama City

Listing courtesy of Prothro Real Estate & Associates.

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