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503 Bainbridge Street, Panama City Beach
$514,485
4 Beds ⋅ 2 Baths ⋅ 783172 MLS
SELLER JUST REPLACED THE AC SYSTEM AND IT HAS BLUE LIGHT FILTRATION AND NEW FRONT LAWN GRASS! WELCOME to Palmetto Trace a well-groomed community nearing most anything you would need. A golf cart community that has access to Pier Park, including grocery stores, Walmart, different restaurants, department stores, Dollar General, really too much to mention! An HOA community with a minimal yearly charge that includes Management; Pool; Trash Disposal, Pool maintenance and sidewalks. Very common to see folks walking their dogs, chatting in a neighborly manner, jogging, riding bikes and golf carting to close by businesses. This immaculate 4B 2 bath split floor plan home boasts high vaulted ceilings, open concept living room, dining room and kitchen. Upscale appliances complete with a gas stove, Corian countertops, Island with breakfast bar and a multitude of cabinets. Large spacious master bedroom and bath with his-her sinks, soaking tub, walk in shower and huge walk-in closet. Other side of the home has a closed door 2 bed and bath suite and 4th bedroom or office off the large voyeur in the front of the home. A spacious 2-car attached garage and laundry room convenient yet out of site. Newer roof, AC, Water heater and Not in a flood zone insurance is affordable. This home also provides a nicely landscaped back and front yard with crepe myrtles, palm trees and various shrubs. A white low maintenance 6-foot privacy fence with 2 side gates for ingress/egress exists along with a very large covered back patio complete with ceiling fans could be a closed in Florida room. Schedule your own private viewing today! Buyer and Buyers agent to verify all dimensions and anything deemed important.

503 Bainbridge Street, Panama City Beach

Listing courtesy of Anchor Realty Florida.

328 Johnson Bayou Drive, Panama City Beach
$599,000
4 Beds ⋅ 3 Baths ⋅ 783098 MLS
VA BUYERS -- ASSUMABLE 3.75% INTEREST RATE OPPORTUNITY. Welcome to 328 Johnson Bayou Drive in the highly desirable Breakfast Point community of Panama City Beach. This spacious 4-bedroom, 3-bath home with a dedicated office and separate dining area offers over 2,670 square feet of thoughtfully designed living space just minutes from the beach, Pier Park, and top-rated schools. One of the most valuable features of this home is the rare opportunity for qualified buyers to assume the existing VA mortgage at approximately 3.75%, potentially saving hundreds to over a thousand dollars per month compared to current interest rates. Inside, the home features an open-concept layout designed for both everyday living and entertaining. The kitchen flows seamlessly into the main living area and includes generous counter space, abundant cabinetry, and a large island perfect for gathering with family and friends. The flexible floor plan includes a dedicated office or flex room with French doors, ideal for working from home, a playroom, or additional guest space. A separate dining room provides a more formal setting for holidays and entertaining. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an oversized shower. Three additional bedrooms and two full bathrooms provide comfortable space for family or guests. Located in the sought-after Breakfast Point neighborhood, residents enjoy sidewalks, parks, and easy access to Breakfast Point Academy. The location places you just minutes from the white sand beaches of the Gulf of Mexico, Pier Park shopping and dining, and convenient access to Panama City and the Navy base. Whether you're looking for a full-time residence, second home, or investment opportunity, this property offers the space, location, and financing advantage that are hard to find in today's market.

328 Johnson Bayou Drive, Panama City Beach

Listing courtesy of Beach House Sales and Development.

22613 Coral Avenue, Panama City Beach
$599,995
3 Beds ⋅ 2 Baths ⋅ 783060 MLS
JUST REDUCED -- This modern coastal bungalow is one of the Best Values on the West End of Panama City Beach! Projected short-term rental revenue of $65,000-$74,000 annually, just 2 blocks from the beach, NO HOA, and move-in ready - this modern coastal bungalow is priced to sell. Built in 2013 and located on the highly sought-after West End of Panama City Beach, this 3BR/2BA home is an excellent opportunity for a primary residence, second home, or high-performing vacation rental. The interior is in great condition and features solid-surface flooring throughout, bullnose corners, well-maintained paint, walls and baseboards, granite countertops in the kitchen and bathrooms, and an attached one-car garage. The spacious primary suite includes a large walk-in closet and en-suite bath with dual vanities, separate soaking tub and walk-in shower. Outside, the privacy-fenced backyard offers plenty of space for grilling, entertaining, gardening, or simply relaxing after a day at the beach. 2 blocks to the Gulf. No HOA. Strong rental projections. Great condition. West End location. This is the kind of Panama City Beach property that works equally well as a beach home or investment. Interior furniture and furnishings shown in some photos are virtually rendered. Lawn and landscaping have been virtually rendered in some photos. Buyer to verify all information.

22613 Coral Avenue, Panama City Beach

Listing courtesy of Think Real Estate.

1001 Lighthouse Lagoon Court, Panama City Beach
$774,000
3 Beds ⋅ 3 Baths ⋅ 782467 MLS
Stunning Waterfront Home with Gulf Access and Deep Water Boating Amenities. Don't miss this incredible opportunity to own a newly renovated waterfront retreat with direct access to the Gulf! Situated in a secluded, gated community, this home is a boater's paradise, complete with a deep-water boat slip and boathouse. Step outside to enjoy Florida's fabulous weather on two oversized, southern-style screened porches—perfect for entertaining family and friends. Inside, the home features exquisite finishes, including light sand-colored quartz countertops in the kitchen and bathrooms, complemented by immaculate white cabinetry and modern gold hardware for a clean, sophisticated look. Elegant, opaque white tiled showers and a convenient outdoor shower provide multiple options to refresh after a day at the beach or on the water. Pale wide-plank wood tile flooring runs seamlessly throughout the home, adding warmth against the charming white shiplap walls. Modern, sleek windows and doors introduce a touch of metropolitan flair, while designer lighting mimics the natural outdoor ambiance. With two separate living areas one downstairs and one upstairs this home offers the flexibility for kids to hang out downstairs while adults relax and socialize upstairs. Conveniently located less than 10 miles from Pier Park, you'll have access to excellent dining, shopping, and entertainment. Additional highlights include a climate-controlled garage, making this home as functional as it is beautiful.This exceptional waterfront property truly has it all. Schedule your private tour today and make it your coastal oasis!

1001 Lighthouse Lagoon Court, Panama City Beach

Listing courtesy of Mainsail Realty Company.

5620 S Lagoon Drive, Panama City Beach
$1,575,000
4 Beds ⋅ 4 Baths ⋅ 782317 MLS
The Nicest Home in Bay County! This completely remodeled, fully furnished, move-in ready Grand Lagoon home offers the ultimate waterfront lifestyle. It features all-new flooring, paint, and a new beamed ceiling on the main level. All new fixtures throughout. New kitchen counters, and backsplash. For enhanced durability and energy efficiency, the home boasts all new hurricane windows and glass sliders, and spray foam insulation under the structure, complementing the 3-year-old metal roof. All bathrooms have been completely remodeled and feature high end fixtures, vanities, and tiled showers/baths. The exterior living is upgraded with a brand-new deck. The property is a boater's dream, featuring a refreshed seawall and a fantastic boathouse that includes a new jet ski lift and two boat lifts, one of which is brand new. All measurements are approx. and should be verified by buyer.

5620 S Lagoon Drive, Panama City Beach

Listing courtesy of Coastal Heritage Real Estate LLC.

615 Longpoint Way, Panama City Beach
$759,000
4 Beds ⋅ 3 Baths ⋅ 782212 MLS
Welcome to your future home! Vacation everyday in your private pool and outdoor living space, just one of the many amazing showcases for this home. This beautifully maintained residence offers the perfect blend of comfort, style, and convenience. Located in a quiet, family-friendly neighborhood, this property is ideal for first-time homebuyers, growing families, or anyone seeking a peaceful suburban lifestyle. One of the finest homes in Breakfast Point East.... Coastal Craftsman Masterpiece nestled along a protected Nature Preserve. 615 Longpoint Way, is a home where contemporary coastal design meets elevated craftsmanship. The property, a Samual Taylor Home, with an impressive Tracewood floor plan, features extensive upgrades throughout, 3 car garage and a spacious backyard with sparkling 12x30 private salt water pool and outdoor living space with covered lanai and gas hook up for outdoor entertaining or relaxing with the family. This single level meticulously maintained property, built in 2023, features 4 bedrooms, 3 bathrooms and a bonus room that can be used as an office, media room or home fitness area. The sought after single level, split floor plan spans over 2500 Sq.ft. The large open concept provides expansive views of the private pool. The centerpiece of the open concept main living area is the custom designed kitchen fully equipped with the a 30'' stainless steel range hood, built-in microwave, stainless steel gas stove, dishwasher, garbage disposal, extensive cabinetry, under cabinet lighting, and quartz counters and large walk-in pantry. The spacious Primary Suite with huge En suite bathroom features double sinks, stunning double glass shower, large walk-in closet and overlooks the private pool and nature preserve. Three additional bedrooms are perfectly positioned throughout the home to provide privacy while also providing connectivity. The 3 car garage provides the additional space needed for vehicles or your gear.

615 Longpoint Way, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

123 Moonraker Circle, Panama City Beach
$524,900
4 Beds ⋅ 3 Baths ⋅ 782046 MLS
LOCATION, LOCATION, LOCATION -- CLOSE TO BEACH WITH A UNIQUE IN-LAW/GUEST SUITE! Welcome to Moonraker Circle, where coastal living meets flexibility, privacy, and convenience. Located just .5 of a mile from M.B. Miller County Pier and the beautiful beaches of Panama City Beach, this distinctive 4-bedroom, 3-bath home has 2,191 heated/cooled sq. ft. and 2,862 sq. ft. under roof, with a layout that provides exceptional versatility. One of the home's standout features is the in-law/guest suite under the same roof as the main home, complete with its own private exterior entrance and an interior connecting door. The suite includes a bedroom, full bathroom with a large walk-in shower, laundry closet designed for a stackable washer/dryer, full kitchen with dining area, and living room. It's an ideal space for extended family, guests, or anyone wanting additional privacy and flexibility. The main home features a 3-bedroom, 2-bath split-bedroom floor plan with an open-concept living, dining, and kitchen area. The spacious primary bedroom measures approximately 14' x 16' and includes a large walk-in closet and ensuite bathroom with double vanity, garden tub, separate shower, and private toilet room. The two additional bedrooms each feature walk-in closets and share a full bathroom. Step outside to the screened back porch overlooking the neighborhood pond, complete with a relaxing fountain. Enjoy your morning coffee while taking in the peaceful water view or unwind in the evening with a glass of wine. The fenced yard provides added privacy and is convenient for pets. Additional highlights include: • Two-car garage plus additional parking area for a third vehicle • Shaw luxury vinyl plank flooring throughout the main living areas and guest suite • Two main-home bedrooms re-carpeted in January 2025 • New HVAC unit on main house August 2026 • Exterior repainted December 2024 • Additional interior rooms painted fall 2025 • Crown molding in main living areas • 3'' plantation shutters throughout the main home • Separate laundry room with cabinets and full-size washer/dryer space • Keyless front-door entry • Wyze doorbell camera and PTZ driveway/road camera • Low-voltage lighting along the rear and side yards • Fenced yard with privacy and pet-friendly functionality The $400 quarterly HOA fee provides maintenance of the community pool and bathrooms, covered cookout area and grill, dog park, doggie stations, and approximately 4.3 acres of maintained common-area grounds. Moonraker Circle is a pet-friendly community. And the location is hard to beat -- close to the beach, restaurants, gyms, major grocery stores, home improvement centers, Shipwreck Island, and countless Panama City Beach attractions. If you're looking for a home that provides beach proximity, peaceful water views, flexible living space, and a truly versatile guest/in-law suite, this one deserves a closer look. Some photos have been virtually rendered.

123 Moonraker Circle, Panama City Beach

Listing courtesy of Beycome of Florida LLC.

8114 Annabellas Court, Panama City Beach
$240,000
2 Beds ⋅ 3 Baths ⋅ 782009 MLS
Welcome to Annabella's Townhomes—one of Panama City Beach's most desirable gated communities. This beautifully maintained 2-bedroom, 2.5-bath townhome offers a spacious, open layout and a comfortable place to call home. The first floor features an inviting open-concept design with new carpeting, a well-appointed kitchen, a convenient laundry room, and a half bath for guests. Upstairs, you'll find two generously sized bedrooms, each with its own private en-suite bathroom, providing privacy and functionality for both residents and guests. This home has been exceptionally well cared for and is move-in ready. Annabella's is a sought-after community offering a gated entrance, a sparkling community pool, and a prime location near shopping, dining, and the beach. Homes in this subdivision don't last long—don't miss your opportunity to own this charming townhome.

8114 Annabellas Court, Panama City Beach

Listing courtesy of 850 Real Estate Center.

9614 Beach Boulevard Unit E, Panama City Beach
$1,250,000
3 Beds ⋅ 4 Baths ⋅ 781910 MLS
Enjoy breathtaking Gulf views from this beautifully maintained adorable end unit gulf-front townhome located in the heart of Panama City Beach. Completely re-built from inside out. NO HOA! Sleeps 13 and could sleep more. Right next to beach access 26 in a very quite area off of Thomas Drive. This updated 3 bedroom and 4 full bathroom residence offers an unbeatable combination of beachfront living and convenience—step outside and you're just footsteps from the sugar-white sand and emerald waters. 2 King Master Suites, one with it's own private gulf front balcony! Featuring a bright coastal exterior and an inviting layout, this townhome offers comfortable living spaces and ample natural light. An updated kitchen with quartz countertops, offering both style and durability for everyday living or entertaining. The primary suite is located on the second floor and features a private balcony with panoramic gulf front beach views, elevated ceilings, and an en-suite bath with a walk-in shower. The second and third bedroom also features a private en-suite bath, providing convenience for additional guests or family members. This Gulf-front property offers excellent potential for short-term rental income due to its desirable location and layout. Property is conveniently located near all the main attractions in Panama City Beach. Reframed exterior west wall with two by fours, exterior cinder blocks, stucco and concrete board, new windows throughout hurricane rated and Miami Dade turtle rated. All new tile flooring throughout, shiplap, light fixtures, new wiring, cabinets, appliances, quartz and granite, new bathrooms, walls, ceilings, HVAC 2 years, Pollywood outdoor furniture, new stairs, custom built cedar garage doors, Roof is after Michael and Rubber Seamless, 8'' double firewall, 5/8'' sheetrock, Converted Garage can be used as non-conforming 4th bedroom. Information deemed accurate but verify. . Home has been used as a second home only!

9614 Beach Boulevard Unit E, Panama City Beach

Listing courtesy of Emerald Coast Real Estate & Vacations LLC.

254 Sands Street, Panama City Beach
$1,629,000
5 Beds ⋅ 5 Baths ⋅ 781490 MLS
New Price Reduction! Construction of this beautiful Coastal Retreat is now complete! Great Short-Term Income Producing Property! This home comes fully furnished and tastefully decorated. This wonderfully crafted luxury home is located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. This residence offers both a serene retreat and exceptional income-producing potential. With 5-bedrooms and 4.5-bathrooms, this 2-story home features parking for 6 vehicles and is designed with both comfort and sophistication in mind. The chef's kitchen is a true showpiece, featuring upgraded stainless-steel appliances, including a French-door refrigerator, gas cooktop with custom hood, dishwasher and built-in wall oven/microwave combination. Custom 42'' two-tone cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a covered porch, a 12'x24' private saltwater pool that is equipped with a gas heater for year-round enjoyment. Additional highlights include: Gas tankless water heater, Hurricane-impact rated windows and doors, Durable metal roof & Hardie siding, 8' interior and exterior doors, 10' ceilings on both levels and a spacious game room that offers views of the pool, with multiple living areas to provide plenty of space for entertaining. Conveniently located just steps from the pristine white-sand beaches, and only minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores. This home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end of the beach.

254 Sands Street, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

8312 Surf Drive, Panama City Beach
$1,425,000
5 Beds ⋅ 3 Baths ⋅ 781328 MLS
Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

Listing courtesy of Lifes A Beach Real Estate, LLC.

17820 Front Beach Road Unit B, Panama City Beach
$1,400,000
5 Beds ⋅ 4 Baths ⋅ 781115 MLS
NO HOA!! - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC.

19902 Front Beach Road, Panama City Beach
$1,590,000
5 Beds ⋅ 5 Baths ⋅ 780788 MLS
Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. RENTAL SALES & PROJECTION REPORTS AVAILABLE. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. PRICED TO SELL!! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.

19902 Front Beach Road, Panama City Beach

Listing courtesy of Coastal Sun Realty LLC.

5 Blue Crab Lane, Panama City Beach
$2,650,000
4 Beds ⋅ 5 Baths ⋅ 780535 MLS
Tucked along the quiet shoreline of Lake Powell, this spacious home offers a rare mix of privacy, comfort, and everyday livability. With 5 bedrooms, 5 bathrooms, and over 4,600 square feet, this home welcomes you with its soaring multi-level design and expansive outdoor areas tailored for both relaxation and grand entertaining. Set on nearly an acre along beautiful Lake Powell with 147 feet of pristine dune lake frontage, the property feels private and peaceful while still being close to the beach and the rest of Panama City Beach. Inside, you'll find an open gourmet kitchen and working pantry that connects easily to the main living areas, a custom fireplace, and plenty of natural light. Spacious bedrooms throughout the home provide flexibility for family and guests, and the expansive third-floor deck has the best views on the lake. With its own private dock, the lake becomes an extension of the backyard. Step outside to enjoy the screened pool, large deck, boat slip, and parking for up to ten vehicles. Recent updates include a new roof in 2025 and a heated and cooled garage. With exquisite craftsmanship throughout and panoramic lake views from nearly every vantage point, this property is a rare gem for discerning buyers seeking coastal elegance and lakefront living. Located in the gated community of Palmetto Bluff, residents enjoy a large neighborhood green space and community dock. Recently appraised at $4.2 million, this home is priced to sell.

5 Blue Crab Lane, Panama City Beach

Listing courtesy of Holiday Beach Real Estate Inc.

8410 Thomas Drive Unit 4, Panama City Beach
$590,000
3 Beds ⋅ 3 Baths ⋅ 779544 MLS
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20 Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village. Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike. Property Highlights: • Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation. • Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy. • Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer. • Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal. • Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails. • Turnkey & Rental Ready: Thoughtfully furnished with coastal dĂ©cor and all essentials, allowing for immediate use or income potential. • Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental. Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf. Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds. ⸻ Schedule your private showing today and experience coastal living at its finest!

8410 Thomas Drive Unit 4, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

3530 Treasure Circle, Panama City Beach
$1,199,999
3 Beds ⋅ 3 Baths ⋅ 779329 MLS
PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

21926 Lakeview Drive, Panama City Beach
$899,000
3 Beds ⋅ 3 Baths ⋅ 779260 MLS
Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards...your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, new privacy fence, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back deck, updated bathrooms, brand-new kitchen appliances (never even used!), and more! This rare and tranquil lakefront setting allows you to kayak or paddleboard all the way to the Gulf! Enjoy lakefront living with no HOA, and a tucked away location that is private, yet also so close to the shopping, dining and activities of Inlet Beach, 30A and Panama City Beach. This home is offered furnished, so move right in - perfect for full-time residence, vacation getaway, or rental investment. Short term rental allowed! Don't miss this opportunity to own a piece of waterfront paradise - schedule your showing today!

21926 Lakeview Drive, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

5310 Thomas Drive, Panama City Beach
$945,000
4 Beds ⋅ 5 Baths ⋅ 779080 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

5310 Thomas Drive, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

5312 Thomas Drive, Panama City Beach
$945,000
4 Beds ⋅ 5 Baths ⋅ 778899 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

5312 Thomas Drive, Panama City Beach

Listing courtesy of CENTURY 21 Ryan Realty Inc.

1033 Bay Circle, Panama City Beach
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 769470 MLS
Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

1033 Bay Circle, Panama City Beach

Listing courtesy of Foundation Real Estate Agency LLC.

5833 N Lagoon Drive Unit A, Panama City Beach
$699,000
3 Beds ⋅ 3 Baths ⋅ 769107 MLS
Great opportunity to own a waterfront home on North Lagoon in Panama City Beach, FL! Priced well below similar properties in the area. 2300 sq ft (3 BRs, 2 full baths, 2 half baths). Bring your boat, jet ski and water toys, and enjoy life on the Lagoon! You can be in the Gulf of Mexico fishing in minutes or fish right off the dock. Catch blue crabs, catfish, red fish and baitfish off the dock. Comes with a boat slip and 10k lb boat lift, with water and electricity on the dock. New dock in 2023 (all boards replaced). New shingle roof and siding in 2019. New boat Lift motors in 2021. New bathroom upstairs, new toilets, new oversize washer and dryer in 2022 (conveys with home). New floor and inside paint in 2023. Open floor plan on main level allows you views of the water, and your master bedroom allows you to wake up and view the water from your bed! Has 2 balconies and a patio to take advantage of the outdoors and sip a beverage, dine al fresco, read, or watch the dolphins and boats go by. Seawall reinforced in 2024. Hurricane shutters on sliding glass doors. Full time or part time living! Central Vac system. Rentals allowed. HOA is $500 quarterly and in good standing. Covers all lawn and yard care, dock water and electricity, and great cable package.

5833 N Lagoon Drive Unit A, Panama City Beach

Listing courtesy of Beycome of Florida LLC.

13643 Front Beach Road, Panama City Beach
$3,500,000
6 Beds ⋅ 7 Baths ⋅ 772029 MLS
**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

13643 Front Beach Road, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

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