Destin Homes under $350,000

Welcome to Destin, Florida – a gem nestled along the stunning Emerald Coast in Okaloosa County. Known for its sugar-white sandy beaches and crystal-clear turquoise waters, Destin is a paradise for beach lovers and outdoor enthusiasts alike. This charming city, often referred to as the "World's Luckiest Fishing Village," boasts a vibrant community with a rich history and an array of recreational activities, from fishing and boating to golfing and shopping.

For those looking to call this coastal haven home, you’ll be delighted to discover a variety of homes available under $350,000. Whether you’re a first-time buyer, a retiree seeking a tranquil retreat, or an investor looking for a vacation rental, Destin offers a diverse selection of properties to fit your needs. Imagine waking up to the sound of waves and the scent of salt in the air, all while enjoying the comforts of your own home.

From charming single-family residences to cozy condos with stunning views, the real estate market in Destin is as dynamic as its coastline. Many of these homes feature modern amenities, spacious layouts, and proximity to local attractions, including renowned restaurants, shopping centers, and outdoor adventures. With its warm climate and welcoming community, living in Destin is truly a dream come true.

Don’t miss out on this opportunity to own a piece of paradise! Explore the available homes under $350,000 and start your journey to a life filled with sunshine, sea breezes, and endless possibilities in beautiful Destin, Florida.

Newest Destin Homes under $350,000

279 Mattie M Kelly Blvd Unit 279, Destin

$285,000

3 Beds ⋅ 3 Baths ⋅ 1013194 MLS

Discover convenient Destin living at 279 Mattie M Kelly Boulevard! Located in Old Bay Townhomes, this three-bedroom townhome offers approximately 1,543 square feet across two stories, plus a garage for parking and storage. Situated off Airport Road with easy access to Highway 98, the property puts Destin's beaches, shopping, dining, and harbor attractions within reach. Spend your days enjoying the Emerald Coast, exploring local shops, or dining at your favorite seafood restaurant before returning home. The three-bedroom layout provides flexibility for guests, a home office, or everyday living. With a central Destin location and space to make your own, this townhome is an inviting opportunity to enjoy the coastal lifestyle. Schedule your private showing today!

279 Mattie M Kelly Blvd Unit 279, Destin

Listing courtesy of REV Realty.

$228,900

1 Beds ⋅ 2 Baths ⋅ 1013196 MLS

Bayfront living--an opportunity that rarely becomes available. This beautifully updated first-floor 1-bedroom, 1.5-bath condo with a bonus room offers a turnkey opportunity in Destin, with thoughtful updates throughout and a fresh, modern feel. The condo has been fully remodeled with brand-new appliances, a new in-unit washer, new kitchen countertops, new flooring, a new bathroom vanity, and a new toilet. Located in a highly desirable bayfront setting, this first-floor residence offers the convenience of easy access with no stairs and a layout that provides more flexibility than a typical one-bedroom condo. Whether you're looking for a coastal getaway, investment property, or a place to call home, this beautifully refreshed condo is ready for immediate enjoyment. The enclosed porch adds valuable extra living space (bonus room) and offers easy walk-out access to the parking area, eliminating the need for stairs or elevators. A private storage unit is also included for added convenience. HVAC and water heater are approx. 5 years old! Residents enjoy access to a large community pool, generous parking, and a community room. Centrally located, this condo places you close to the new Publix, post office, Destin's renowned fishing harbor, and the area's iconic sugar-white beaches bringing the best of coastal living right to your doorstep.

3857 Indian Trl Unit 108, Destin

Listing courtesy of Go Coastal Realty LLC.

4080 Dancing Cloud Court, Unit 232, Destin

$289,900

2 Beds ⋅ 2 Baths ⋅ 949934 MLS

Just totally remodeled unit with all new flooring, appliances, fixtures, just repainted throughout. Well maintained complex with short walk to the beach access and proximity to shopping, entertainment and recreation. City Dog Walk Park and Recreation complex across the street. Great for an income investment or residence, solid rental hisory. City of Destin proposed Pickleball Court Complex, consisting of 12 Lighted Pickleball Courts, plus playground, basketball court, improved parking and new restrooms, along with two multi-use courts across Indian Bayou Trail from Indian Lakes. Seller intends to perform an IRC Section 1031 tax-deferred exchange and buyer will be required to cooperate in such an exchange.

4080 Dancing Cloud Court, Unit 232, Destin

Listing courtesy of Destin 1 Realty.

$344,900

2 Beds ⋅ 2 Baths ⋅ 1013047 MLS

Renovated and fully-furnished, this 2B/2B condo is steps from the beach on Destin's Holiday Isle. Brand new HVAC. Over-sized two car tandem garage offers room for vehicles and beach gear. Enjoy nearby Jetty East beaches and Norriego Point. Monthy HOA covers building insurance, water, garbage service and building maintenance. With its renovated interior, beach access and garage storage, this condo is ready to enjoy from day one. See this great investment today!

108 Gulf Winds Court, Unit 108, Destin

Listing courtesy of Northwest Florida Real Estate.

$299,000

3 Beds ⋅ 2 Baths ⋅ 1012587 MLS

Welcome to your delightful townhouse, it offers a cozy and comfortable living space, perfect for those seeking a tranquil coastal retreat. Boasting 3 bedrooms and 2 bathrooms, this remodeled home features an inviting interior with a craftsman interior style and a modern kitchen. Home includes new stainless steel appliances, new white shaker cabinets, shiplapped ceilings in living area, LED lighting, HVAC and water heater replaced 2023, and new tiled showers. Enjoy the convenience of living in the emerald beaches, shopping centers, and restaurants. With its ideal location and serene ambiance, this townhouse presents a wonderful opportunity for homeownership or as an investment property. Don't miss your chance to own a piece of paradise in beautiful Destin.

215 Ann Cir Unit UNIT 3, Destin

Listing courtesy of World Impact Real Estate.

$330,000

2 Beds ⋅ 2 Baths ⋅ 1012101 MLS

Enjoy this first floor fully furnished turnkey condo that overlooks a lush 2-acre oasis including a 11,000 sqft. lagoon pool with waterfalls and over 100 Palms trees. Within those palm trees is the lagoon pool, large hot tub, a second seasonally heated pool, a children's splash pad and vast pool deck. This condo location removes the worry of children on the balcony and competing for the elevator during high resort occupancy. The quarterly HOA payment includes all utilities, The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free.

4203 Indian Bayou Trl Unit 1113, Destin

Listing courtesy of Bastion Realty LLC.

500 Gulf Shore Dr Unit UNIT 306A, Destin

$310,000

1 Beds ⋅ 1 Baths ⋅ 1012450 MLS

Welcome to your slice of paradise at Jetty East in beautiful Destin, Florida! This upgraded 1-bedroom, 1-bath beach condo offers the perfect combination of coastal living, vacation enjoyment, and rental income. Thoughtfully updated and designed for comfort, this inviting retreat is ready for its next owner to begin enjoying the Emerald Coast lifestyle. A complete list of Upgrades is available as it's too much to list here. Adding to its investment appeal, the condo has an established vacation-rental presence with Exceptional 10/10 out of 293 guest reviews! This a wonderful advantage for buyers interested in continuing its rental use. Rental History is 2023- $46.137.00, 2024- $58,881.00, 2025- $48,863.00, 2026 -$39,025 ytd. (Actual gross rental income that does not include taxes and cleaning fees). Fidelity Home Warranty provided at closing. Jetty East offers the resort-style amenities beach buyers are looking for, including approximately 900 feet of beach, a spacious swimming pool and sundeck, hot tub, beachside pavilion with grills, tennis and pickleball courts, fitness room, covered parking, and more. Watch the famous Destin Harbor Fireworks from your own private balcony. Whether you're searching for a Destin vacation home, beach getaway, or investment property, this condo checks the boxes. Spend your mornings on the sugar-white sand, your afternoons by the pool, and your evenings enjoying everything Destin has to offer. Buyer to verify all details deemed important.

500 Gulf Shore Dr Unit UNIT 306A, Destin

Listing courtesy of 30A Local Real Estate.

4030 Dancing Cloud Court, Unit 351, Destin

$188,000

1 Beds ⋅ 1 Baths ⋅ 1012389 MLS

Indian Lake Unit 351 is a spacious 1BR/1BA first floor walk-out condominium in the heart of Destin. Tiled floors throughout and freshly painted (incl. ceilings), the unit has an open layout with the kitchen overlooking the dining & living area. Positioned in the more secluded section of the condo, the bedroom is spacious with a large walk-in closet. The full bath with shower/tub combo is located off the hallway. A lockable storage closet is accessed from a backside patio. A separate laundry room with a FULL-SIZE washer and dryer is adjacent to the kitchen. Unit 351 is 920 sqft, which is the larger of the two one-bedroom floorplans - and is being sold furnished. Indian Lake community facilities include a pool+sundeck, and clubhouse & fitness center. Local nearby amenities, including the Morgan Sports Center and the Destin Dog Park. Beach access via Henderson Beach State Park is just a short drive away. Shopping and dinning, including a locals' & visitors' favorite - The Back Porch restaurant - are just minutes away. Indian Lake unit 351 offers a great entry point for buyers looking to experience everything Destin is famous for. This property is eligible for VA financing. Unit 351 is a versatile property - perfect to be your fulltime residence or an investment property.

4030 Dancing Cloud Court, Unit 351, Destin

Listing courtesy of Scenic Real Estate.

$174,900

1 Beds ⋅ 1 Baths ⋅ 1012307 MLS

Prime Location-Welcome to 4070 Dancing Cloud Ct Unit 180--your opportunity to own a beautifully located condo in the heart of Destin, just minutes from the world-famous Emerald Coast beaches. This beautifully maintained 1-bedroom, 1-bath condo offers the perfect combination of comfort, convenience, and coastal living. Featuring a thoughtfully designed space, this unit provides an open and inviting layout ideal for both full-time living or as an investment property. The functional kitchen features elegant Calacatta Monaco quartz countertops that add a sophisticated coastal feel while providing a durable, low-maintenance surface. The spacious bedroom and comfortable living area create a cozy yet versatile environment. Step outside to your private balcony--ideal for morning coffee, evening unwinding, or enjoying Florida's coastal breeze. Located in the desirable Indian Lake community, residents enjoy access to a pool, clubhouse, gym, playground, and scenic outdoor areas. The community is known for its peaceful setting while still being just minutes from Destin's world-famous beaches, shopping, dining, and entertainment. Whether you're looking for a primary residence, vacation getaway, or rental opportunity, this property checks all the boxes. Want it furnished? No problem! The furnishings are available and can be included with the sale. With its prime location and strong rental potential, it's an excellent opportunity to own one in the heart of Destin!!

4070 Dancing Cloud Ct Unit 180, Destin

Listing courtesy of Horsley Real Estate Group.

4000 Gulf Terrace Dr Unit UNIT 131, Destin

$235,000

1 Beds ⋅ 1 Baths ⋅ 1012278 MLS

Profitable Short-Term Rental - No Milestone Inspections Required! Looking for an investment property that actually makes financial sense? This turnkey one-bedroom condo in Gulf Terrace rents very well and sits right on the lake. Located in the heart of Destin, Gulf Terrace offers an unbeatable location with 26 acres of beautifully manicured grounds, featuring three pools, two tennis courts, and a spring-fed lake for a fantastic view. This fully furnished condo comfortably accommodates up to six guests with a king bed in the master and a queen sleeper sofa in the living room. Enjoy lake views from the spacious patio, easy access to the pool, and a bright, open living area. Whether you're looking for a high-performing rental, a second home, or your own affordable home here along the coast, make sure to check this one out!

4000 Gulf Terrace Dr Unit UNIT 131, Destin

Listing courtesy of Levin Rinke Realty.

4040 Dancing Cloud Ct Unit UNIT 325, Destin

$215,000

1 Beds ⋅ 1 Baths ⋅ 1012267 MLS

Adorable, Affordable & Upgraded in the Heart of Destin! This ground-floor 1BR/1BA condo is move-in ready and packed with upgrades that set it apart! Enjoy granite countertops, professionally leveled LVP flooring, modern lighting, fresh paint, and a stylish designer vanity. A built-in queen Murphy bed provides flexible sleeping space for guests, while the in-unit washer and dryer convey for added convenience. The spacious primary suite includes a walk-in closet with California Closets built-ins, offering fantastic storage and organization. Indian Lake Condominiums offers great amenities, including a community pool, clubhouse, fitness center, picnic area, and dog park right across the street. Plus, you're just minutes from Destin's best restaurants, shopping, entertainment, and beach access -- approximately a 5-minute drive or 15-minute walk to the Gulf! The building is VA/FHA approved, making this a great option for first-time buyers, investors, or anyone ready to trade renting for owning. Affordable Destin living this close to the beach is hard to beat. Schedule your showing today!

4040 Dancing Cloud Ct Unit UNIT 325, Destin

Listing courtesy of Lead Realty.

$325,000

2 Beds ⋅ 2 Baths ⋅ 1011966 MLS

Remodeled and meticulously maintained, this lower-level 2nd-floor condo at The Palms of Destin is a true rental gem with upgrades throughout and a proven rental history! The unit has been thoughtfully refreshed with new flooring throughout, fresh paint, an upgraded kitchen with quartz countertops, cabinetry and hardware, stainless-steel appliances, newer HVAC (2022) , hot water heater (2022), full-size washer/dryer, updated bathroom vanity tops and lighting, ceiling fans, and new TVs. Coastal furnishings and décor complement the relaxed Florida lifestyle, while both the living room and primary bedroom offer direct access to the spacious balcony overlooking the beautifully landscaped tropical grounds, creating a peaceful and private setting for owners and guests. The condo has generated impressive gross rental income, including $45,249 in 2021, $47,388 in 2022, $45,389 in 2023 and $30,316 in 2024-totaling almost $200k over the previous 5 years! The owner chose to occupy the property as their personal residence in 2025 and 2026, so there was no rental income during those years. Enjoy The Palms of Destin's impressive 5-star resort amenities, including the expansive lagoon-style pool with waterfalls, heated pool, kiddie pool and splash pad, hot tub, state-of-the-art fitness center, indoor and outdoor pickleball, tennis, basketball, onsite restaurant and bar, coffee shop, covered parking, 24-hour security, EV charging stations and more. HOA amenities also include all utilities, including electricity. Ideally located just minutes from Destin's world-famous beaches, this turnkey condo is an excellent opportunity for a vacation home, primary residence or income-producing investment. Schedule your showing today!

4207 Indian Bayou Trl Unit 2214, Destin

Listing courtesy of Go Coastal Realty LLC.

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Vendor Member Number : 28166