Shores Of Panama Phase II Homes under $350,000

Shores Of Panama Phase II Homes under $350,000

Welcome to Shores of Panama Phase II, a hidden gem nestled along the stunning coastline of Bay County, Florida. This vibrant subdivision offers a perfect blend of coastal living and modern convenience, making it an ideal choice for families, retirees, and anyone seeking a serene retreat by the beach.

Shores of Panama Phase II is renowned for its welcoming community atmosphere, featuring an array of beautifully designed homes that cater to various lifestyles. One of the standout features of this subdivision is the availability of homes priced under $350,000. This affordability allows you to embrace the Florida lifestyle without breaking the bank, making it a fantastic opportunity for first-time homebuyers or those looking to invest in a vacation property.

Imagine waking up to the gentle sound of waves and enjoying your morning coffee on a sunlit patio. Many of the homes in Shores of Panama Phase II boast spacious layouts, modern amenities, and proximity to pristine beaches, shopping, and dining options. Whether you prefer a cozy bungalow or a contemporary townhouse, you’ll find a diverse selection of properties that suit your taste and budget.

Additionally, the community is surrounded by lush landscapes and recreational opportunities, including parks and outdoor activities that promote an active lifestyle. With its ideal location, charming homes, and friendly neighborhood vibe, Shores of Panama Phase II is not just a place to live; it’s a place to thrive. Discover your dream home in this beautiful subdivision and start making memories in the heart of Florida’s stunning Panhandle!

Newest Shores Of Panama Phase II Homes under $350,000

9900 S Thomas Drive Unit 2126, Panama City Beach
$329,900
1 Beds ⋅ 2 Baths ⋅ 796189 MLS
SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2126, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Drive Unit 1227, Panama City
$299,000
1 Beds ⋅ 2 Baths ⋅ 794010 MLS
LOWEST PRICED ''N'' Floor Plan at the Shores of Panama! Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests--making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach. Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished--turnkey and ready for immediate enjoyment or rental placement. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1227, Panama City

Listing courtesy of Christies International Real Estate Emerald Coast.

9900 S Thomas Drive Unit 1610, Panama City Beach
$279,000
1 Beds ⋅ 2 Baths ⋅ 794006 MLS
LOWEST PRICED ''F'' Floor Plan at the Shores of Panama! Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo--a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline--one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1610, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

9900 S Thomas Drive Unit 2127, Panama City Beach
$299,000
1 Beds ⋅ 2 Baths ⋅ 790463 MLS
Brand new paint and bunks! Welcome to this exceptional 21st-floor Gulf-front condo in the sought-after Shores of Panama Resort, located in the heart of Panama City Beach, Florida. This 936 sq ft unit offers incredible value in one of the area's most popular complexes. This fully furnished condo features 1 bedroom, 2 full bathrooms, and a separate bunk room, comfortably sleeping up to 6 guests, including the sleeper sofa in the family room. The modern kitchen is equipped with stainless steel appliances, granite countertops, and plenty of space for cooking and entertaining. Step onto the expansive balcony to enjoy breathtaking views of the resort-style lagoon pool and the Gulf of Mexico, a perfect spot for morning coffee or sunset relaxation. Shores of Panama is renowned for its incredible amenities, including a 20,000 sq ft lagoon-style beachfront pool with bridges, lush landscaping, and ample lounge seating, along with a massive outdoor hot tub, indoor heated pool, and hot tub. On-site dining options include tiki bars and the Sunset Bar & Grille. The resort also boasts a private beach area, a state-of-the-art fitness center, and easy access to water sports facilities. Situated just steps from the white sand beaches and a short distance to vibrant shopping, dining, and entertainment, this condo offers the perfect blend of relaxation and convenience. Don't miss this opportunity to own a beautifully appointed Gulf-front condo in one of Panama City Beach's premier resorts. Contact us today to schedule your private showing!

9900 S Thomas Drive Unit 2127, Panama City Beach

Listing courtesy of EXP Realty LLC.

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