Shores Of Panama Homes under $400,000

9900 S Thomas Dr Unit 2126, Panama City Beach

SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 2126, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Drive Unit 1911, Panama City

$365,000

2 Beds ⋅ 2 Baths ⋅ 796136 MLS

Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting.

9900 S Thomas Drive Unit 1911, Panama City

Listing courtesy of Compass Florida, LLC.

9900 S Thomas Dr Unit 1911, Panama City Beach

$365,000

2 Beds ⋅ 2 Baths ⋅ 1013101 MLS

Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting.

9900 S Thomas Dr Unit 1911, Panama City Beach

Listing courtesy of Compass.

9900 S Thomas Dr Unit 1805, Panama City Beach

$265,000

1 Baths ⋅ 1012347 MLS

SHORES OF PANAMA STUDIO! DEEDED PARKING! FRESHLY UPDATED AND FULLY FURNISHED! This updated studio offers an excellent opportunity to own a furnished condo at one of Panama City Beach's most recognizable Gulf-front resorts. Located on the west side of the building, the balcony receives gentler morning sunlight and remains shaded from the more intense afternoon sun, creating a comfortable place to enjoy the coastal air later in the day. The interior has been refreshed with new paint throughout, including the ceilings, walls, baseboards, and cabinetry, while tile flooring extends throughout the entire unit. The combined living and sleeping space includes a king-size bed with matching side tables, a sofa, rocking chair, and a built-in pedestal-height granite table with swivel bar chairs. Nearly all of the furnishings are new, as are the kitchenware, microwave, and Smart TV. The table lamps include built-in charging ports and electrical outlets, while blackout curtains provide added comfort. The bathroom features a tub-and-shower combination, updated vanity mirror, and new vanity lighting. Other conveniences include a stackable washer and dryer and a wall-mounted air-conditioning unit replaced in 2024. The unit also conveys with a deeded parking space located on the ninth floor. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct beach access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf, directly across the street, offers additional dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Other Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $1,820.93 per quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 1805, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit UNIT 1010, Panama City Beach

$300,000

2 Beds ⋅ 2 Baths ⋅ 1011516 MLS

SAME-LEVEL LEASED PARKING. BUNK ROOM WITH A DOOR. FRESHLY PAINTED. Shores of Panama 1010 is a fully furnished, 10th-floor Type F floor plan featuring one bedroom, an enclosed bunk room, one full bathroom, and one half bathroom. Tile flooring extends throughout the unit. The bunk room includes a door for separation from the main living area, an uncommon feature within this stack. The kitchen features Ubatuba granite countertops, updated cabinet hardware, and a stackable washer and dryer. The primary bedroom includes a king-size bed, and flat-screen televisions are located in the primary bedroom, bunk room, and living room. The freshly painted interior is furnished for continued rental use. The leased parking space is located shortly after entering the 10th-floor parking level, providing covered, same-level access to the unit without changing floors. The corner balcony overlooks the lagoon-style pool and surrounding resort grounds. Additional equipment details include a 2015 water heater and the original HVAC system. Shores of Panama is a Gulf-Front resort centered around an expansive zero-entry lagoon-style pool with palm-lined islands, fountains, and a large outdoor hot tub. Additional amenities include private beach access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, and covered parking. Located in the heart of Panama City Beach, Shores of Panama is adjacent to Pineapple Willy's and directly across from Laketown Wharf, offering nearby dining, shopping, and entertainment. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are currently $3,507.11 per quarter. One special assessment installment remains in the amount of $1,218.04, due in the fourth quarter of 2026. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit UNIT 1010, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 510, Panama City Beach

$295,000

2 Beds ⋅ 2 Baths ⋅ 1011413 MLS

LOW FLOOR. LEASED PARKING SPACE. FRONT DOOR BY THE ELEVATOR. Shores of Panama 510 is a furnished, fifth-floor Type F floor plan in Panama City Beach featuring one bedroom, a bunk area, one full bathroom, and one half bathroom. The balcony offers views over the resort pool and out to the Gulf. The recently painted interior is decorated in a light coastal style and features tile flooring throughout. The kitchen includes granite countertops, stainless steel appliances, and a stackable washer and dryer. Near the entry, the bunk area provides additional sleeping accommodations, with the half bathroom conveniently located nearby. The primary bedroom includes a king-size bed and access to the full bathroom. The unit also has a leased parking space on the 6th floor (658), and the front door is positioned immediately near the elevator. Additional updates include a 2020 HVAC system and a 2019 water heater. Shores of Panama is a Gulf-front resort centered around an expansive zero-entry lagoon-style pool with palm-lined islands, fountains, and a large outdoor hot tub. Additional amenities include private beach access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, and covered parking. Located in the heart of Panama City Beach, Shores of Panama is adjacent to Pineapple Willy's and directly across from Laketown Wharf, offering nearby dining, shopping, and entertainment. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are currently $3,507.11 per quarter. One special assessment installment remains in the amount of $1,218.04, due in the fourth quarter of 2026. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 510, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 1104, Panama City Beach

$385,000

2 Beds ⋅ 3 Baths ⋅ 1001624 MLS

DEEDED 11TH-FLOOR PARKING. GULF AND POOL VIEWS. FULLY FURNISHED AND RENTAL-READY. Shores of Panama Unit 1104 in Panama City Beach, Florida offers the convenience of driving up to the 11th floor to your own deeded parking space, paired with the desirable ''B'' floor plan. This 2-bedroom condo with a bunk area and 3 full bathrooms is positioned on the west side of the building and features strong balcony views of the resort-style pool along with views down the coastline of Panama City Beach. Gulf views from both bedroom windows add to the appeal. The unit conveys fully furnished and rental-ready, with coastal decor, new stainless steel appliances, fresh paint, new LVP flooring throughout the living areas, tile in the kitchen and bathrooms, and a water heater replaced in 2020. The property is also under new rental management, creating a strong setup for buyers seeking a turnkey opportunity. Shores of Panama Resort features the largest gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards and Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in May 2026 as the area continues to see new entertainment and dining investment. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

9900 S Thomas Dr Unit 1104, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 1013, Panama City Beach

$345,000

2 Beds ⋅ 2 Baths ⋅ 1001012 MLS

SAME-FLOOR PARKING | CENTER-STACK POSITION | WEST-FACING GULF VIEWS Shores of Panama 1013 stands out for reasons that go beyond the typical beachfront condo checklist. Positioned in the center stack of the building, this Type-C floor plan offers a more balanced placement within the tower along with the convenience of a deeded parking space on the same level. One of the most practical advantages of this location is the covered access from the adjacent parking area, allowing you to move from your vehicle to your front door with added protection from the weather. It is a feature owners and guests appreciate right away, especially on arrival days, grocery runs, and beach weekends. This floor plan includes 2 bedrooms, 2 full bathrooms, in-unit laundry, and a west-facing balcony with views overlooking the lagoon-style pool and the Gulf beyond. From the moment you step inside, you will notice the thoughtful updates and clean presentation that help set this condo apart. Luxury floating LVP flooring runs throughout the unit and pairs nicely with freshly painted walls and tasteful furnishings. The living room and bedroom both include privacy curtains, and the kitchen is equipped with stainless steel appliances. Flat-screen TVs, a front-load washer and dryer, and a fully furnished turn-key setup add to the overall convenience and appeal. Major system updates include the HVAC and water heater, both replaced in 2019. The balcony offers more than 30 feet of outdoor space, creating a comfortable place to take in west-facing views of the resort pool, tropical grounds, and turquoise Gulf waters. It is the kind of perspective that reinforces why the center section of Shores of Panama continues to draw attention from buyers looking for a strong blend of view, layout, and convenience. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. HOA dues are $3,108.96 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Dr Unit 1013, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 1817, Panama City Beach

$345,000

2 Beds ⋅ 2 Baths ⋅ 996823 MLS

Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests. The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential. The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed. The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort. HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.

9900 S Thomas Dr Unit 1817, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 2213, Panama City Beach

$335,000

2 Beds ⋅ 2 Baths ⋅ 1008533 MLS

HIGH FLOOR. GULF-FRONT PRIMARY SUITE. 30-FOOT BALCONY. Shores of Panama 2213 is a furnished Type C floor plan on the 22nd floor of Shores of Panama Resort in Panama City Beach, Florida, featuring one bedroom, a private bunk room, two full bathrooms, and accommodations for up to six guests. The Gulf-front primary suite includes a king-size bed, Gulf views, a private ensuite bathroom, and a renovated vanity with a granite countertop, updated mirror, and updated lighting. A barn door provides separation and privacy for the bunk room, while the adjacent full bathroom includes a stackable washer and dryer and a dehumidifier. The interior features luxury vinyl plank flooring throughout, coastal-inspired décor, updated light fixtures, flat-screen televisions, granite kitchen countertops, and abundant natural light. The oversized balcony extends more than 30 feet across the unit, providing elevated views of the Gulf, the resort's lagoon-style pool, and the surrounding coastline. The property generated $36,171 in gross rental income during 2025. Gross rental income for 2026 totaled $24,330 through June, excluding July, with the current pace positioned to meet or exceed the prior year despite owner use. Rental figures are provided for reference only and are not a guarantee of future performance. The HVAC system was installed in 2017, and the water heater was installed in 2018. This unit does not include a deeded parking space. Overflow parking is available throughout the resort parking , subject to resort rules and availability. Shores of Panama Resort features a large Gulf-front lagoon-style pool with zero-entry access, palm-lined islands, fountains, and a spacious hot tub. Additional amenities include resort-exclusive beachfront access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, covered parking, complimentary Wi-Fi, and on-site security. Pineapple Willy's is adjacent to the resort, while Laketown Wharf across the street offers dining, retail, and entertainment options. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Quarterly HOA dues are currently $3,491.71. All information, measurements, rental figures, availability, and HOA fees are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 2213, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 1410, Panama City Beach

$290,000

2 Beds ⋅ 2 Baths ⋅ 1006950 MLS

RARE TYPE F FLOOR PLAN. DEEDED PARKING. FRONT DOOR RIGHT BY THE ELEVATOR. Shores of Panama 1410 is a rare Type F floor plan in Panama City Beach, offering deeded parking, a front-door location right by the elevator, and a furnished setup ready for continued rental use. This one-bedroom plus bunk layout includes a cozy living area with a flat-screen TV, dining area, luxury vinyl plank flooring through the main living spaces, and tile flooring in the kitchen and bathrooms. The kitchen features granite countertops, two refrigerators, and a front-load stackable washer and dryer. Near the entry, a spacious bunk area is positioned along the hallway with a convenient half bathroom nearby. The primary suite includes a king-size bed and a private full bathroom. The balcony is furnished with Polywood high-top table and chairs, creating a comfortable outdoor setup overlooking the resort setting. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2018. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also selling unit 1408 (MLS 792192), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,507.11 per quarter. One special assessment payment remains in the amount of $1,218.04 (4th quarter of 2026) Approximate Gross rental income was $25,000 in 2024, $20,000 in 2025 when the balcony was closed for repairs, and $22,400 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 1410, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit 1408, Panama City Beach

$325,000

1 Beds ⋅ 2 Baths ⋅ 1006901 MLS

TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS. Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout. The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also listing Shores of Panama 1410, positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026) Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 1408, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

Shores Of Panama Homes under $400,000

Newest Shores Of Panama Homes under $400,000