Shores Of Panama Homes with Gulf Waterfront Features

Shores Of Panama Homes with Gulf Waterfront Features

Welcome to Shores of Panama, a stunning waterfront subdivision nestled in the heart of Bay County, Florida. This picturesque community offers an idyllic coastal lifestyle, where the shimmering waters of the Gulf of Mexico meet modern, luxurious living. Imagine waking up to the gentle sound of waves lapping against the shore and enjoying breathtaking sunsets from your own private balcony.

Shores of Panama boasts an impressive array of homes, each designed to maximize the beauty of its Gulf waterfront location. With many properties featuring direct access to the beach, residents can easily indulge in sun-soaked days filled with swimming, fishing, and beachcombing. The architectural styles within the subdivision range from charming coastal cottages to contemporary condos, ensuring that there’s something to suit every taste and lifestyle.

In addition to the stunning homes, Shores of Panama offers a vibrant community atmosphere with an array of amenities. Residents can enjoy a large beachfront pool, a well-equipped fitness center, and beautifully landscaped common areas perfect for leisurely strolls or family gatherings. The proximity to local attractions, dining, and shopping ensures that you’re never far from the excitement of Panama City Beach.

Whether you’re looking for a vacation getaway or a permanent residence, Shores of Panama is the perfect place to call home. Embrace the coastal lifestyle and discover the magic of living where the Gulf meets your doorstep. Your dream home awaits in this enchanting subdivision!

Newest Shores Of Panama Homes with Gulf Waterfront Features

9900 S Thomas Drive Unit 2103, Panama City Beach
$540,000
2 Beds ⋅ 3 Baths ⋅ 797521 MLS
Are you looking for a condo that is a powerful short term rental investment? Then look no further! In 2026, this unit brought in $56,230 in total revenue earnings (as of November) and continues to book for the rest of the year. The average nightly rental rate is $249. Please see the document section for details. This beautiful unit has proven time and time again to be one of the more sought after units on the market because it is a Gulf front RARE 'END UNIT'. The wrap around 90-degree balcony provides a breathtaking view of the white sugary sands and of the blue-green Gulf waters. As well as a view of the resort-style lagoon pool. Unit 2103 is perfectly designed as a 2 bedroom with Bunkie's (room)/ 2.5 bath turn-key condo that is fully furnished, and fully stocked and is ready to go for its next owner. Views of the Gulf are seen from both the living room and from the master bedroom. Relax on the wrap around balcony and watch both the Florida sunrises and the Florida sunsets as you enjoy your morning coffee and your evening glass of wine. Both owners and guests will love this unit. Shores of Panama Resort Condominiums are world-renowned for their massive resort-style lagoon pool that is complete with a hot tub and Tiki bars. The other amenities include an indoor heated pool, a spa, a fitness center, a sauna, a steam room, and in-resort shopping. There is also a banquet hall located on site for 'winter time' entertainment and for guest activities that the staff puts on year round for fun and enjoyment! Security is also located on site. Shores of Panama is located right next to Pineapple Willys, which is a renowned fabulous beach front restaurant. This unit is managed by a STR company so it is fully operated and easily able to switch over. Come see this picturesque condominium unit and visit the grounds of Shores of Panama and you will fall in love with this complex. Enjoy all it has to offer!

9900 S Thomas Drive Unit 2103, Panama City Beach

Listing courtesy of Coastal Palms Real Estate.

9900 S Thomas Drive Unit 431, Panama City
$635,000
3 Beds ⋅ 3 Baths ⋅ 797499 MLS
Over $57,000 in rental income in 2024 and right over $60,000 so far in 2026 with the rest of 2026 blocked for final exterior stucco work. YES! Special assessments are PAID IN FULL! This Gulf-front corner unit at Shores of Panama combines established rental history, sweeping coastal views, updated interiors, and convenient parking. Five features make this property stand out: GULF-FRONT CORNER LOCATION with a balcony wrapping around the front corner, panoramic views stretching east to west, AND a deeded parking space on the same level making arrivals, unloading, and beach getaways easier! Extensive resort amenities highlighted by the resort-style pool. Trendy yet simple coastal furnishings that create an inviting retreat. An updated kitchen, bathrooms, and flooring. Convenient access to shopping, local restaurants, and Panama City Beach attractions. Enjoy morning coffee overlooking the Gulf and unwind on the balcony after a day at the beach. Inside, refreshed finishes and inviting furnishings offer an appealing setting for vacation guests and personal getaways alike. Looking toward the next rental season? Closing before year-end offers the opportunity to establish management, prepare your rental calendar, and position the property for travelers making vacation plans in January for the 2027 season. With $61,000 in rental income already reported for 2026, special assessments paid in full, and deeded parking on the same level, this Gulf-front property deserves a closer look!

9900 S Thomas Drive Unit 431, Panama City

Listing courtesy of Dalton Wade Inc.

9900 S Thomas Dr Unit UNIT 317, Panama City Beach
$345,000
2 Beds ⋅ 2 Baths ⋅ 1014647 MLS
LOW FLOOR | GULF-VIEW PRIMARY SUITE | POPULAR TYPE C FLOOR PLAN Shores of Panama Unit 317 in Panama City Beach features coastal-nautical décor, updated light fixtures, large flat-screen TVs, and tile flooring throughout. This well-maintained condo offers the popular Type C floor plan with a Gulf-front primary suite offering views of the Gulf, pool, and palms through its bedroom window, plus a private bunk room and 2 full bathrooms. Located on the 3rd floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and Samsung appliances and opens to the living and dining areas. An accent wall behind the living room TV adds to the coastal styling. The full-width balcony, accessed from the living room, extends in front of the primary suite and provides outdoor living space overlooking the lagoon-style pool and Gulf. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. Additional features include a 2019 HVAC system and 2023 water heater. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers additional dining, retail, and entertainment options. HOA dues are $3,491.71 per quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit UNIT 317, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Drive Unit 2009, Panama City
$289,000
1 Beds ⋅ 2 Baths ⋅ 797057 MLS
Check out this popular 1 bedroom 2 bath unit with a bunk room located on the 20th floor of Shores of Panama. Enjoy sunsets and gulf views from the front and back balcony. This unit has granite countertops, white appliances and LVP flooring throughout. 2009 comes with a deeded parking spot on the 10th floor. Downstairs you will find the indoor pool, sauna, theatre room, gym and restaurant. Outside, enjoy the resort style pool with lazy river and easy beach access. Shores of Panama is next door to Pineapple Willy's and the famous NEW Tootsies Orchard Bar & Grill.

9900 S Thomas Drive Unit 2009, Panama City

Listing courtesy of Compass Florida, LLC.

9900 S Thomas Dr Unit #1905, Panama City Beach
$280,000
1 Beds ⋅ 1 Baths ⋅ 690368 MLS ⋅ Shores Of Panama BLDG.
This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!

9900 S Thomas Dr Unit #1905, Panama City Beach

Listing courtesy of Bastion Realty LLC.

9900 S Thomas Dr Unit 2126, Panama City Beach
$329,900
1 Beds ⋅ 2 Baths ⋅ 1013174 MLS
SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 2126, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Drive Unit 1911, Panama City
$340,000
2 Beds ⋅ 2 Baths ⋅ 796136 MLS
Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting.

9900 S Thomas Drive Unit 1911, Panama City

Listing courtesy of Compass Florida, LLC.

9900 S Thomas Dr Unit 1911, Panama City Beach
$340,000
2 Beds ⋅ 2 Baths ⋅ 1013101 MLS
Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting.

9900 S Thomas Dr Unit 1911, Panama City Beach

Listing courtesy of Compass.

9900 S Thomas Drive Unit 1418, Panama City
$489,999
2 Beds ⋅ 3 Baths ⋅ 795831 MLS
Start your mornings with Gulf views and coffee on your private balcony, then spend the day on the beach or beside the lagoon-style pool. This updated Gulf-front condo at Shores of Panama in Panama City Beach offers 2 bedrooms, an enclosed bunk room, and 2.5 baths. Fully furnished and rental-ready, it features an upgraded kitchen, a primary suite, and an open living area with balcony access. A full-size washer and dryer, deeded second-floor parking space, and storage unit add convenience. Enjoy direct beach access, indoor and outdoor pools, hot tubs, a fitness center, and poolside tiki bars, with dining, shopping, and entertainment nearby. Your beachfront getaway, vacation home, or investment opportunity awaits--schedule a showing today!

9900 S Thomas Drive Unit 1418, Panama City

Listing courtesy of Beachy Beach Real Estate.

9900 S Thomas Dr Unit 1805, Panama City Beach
$265,000
1 Baths ⋅ 1012347 MLS
SHORES OF PANAMA STUDIO! DEEDED PARKING! FRESHLY UPDATED AND FULLY FURNISHED! This updated studio offers an excellent opportunity to own a furnished condo at one of Panama City Beach's most recognizable Gulf-front resorts. Located on the west side of the building, the balcony receives gentler morning sunlight and remains shaded from the more intense afternoon sun, creating a comfortable place to enjoy the coastal air later in the day. The interior has been refreshed with new paint throughout, including the ceilings, walls, baseboards, and cabinetry, while tile flooring extends throughout the entire unit. The combined living and sleeping space includes a king-size bed with matching side tables, a sofa, rocking chair, and a built-in pedestal-height granite table with swivel bar chairs. Nearly all of the furnishings are new, as are the kitchenware, microwave, and Smart TV. The table lamps include built-in charging ports and electrical outlets, while blackout curtains provide added comfort. The bathroom features a tub-and-shower combination, updated vanity mirror, and new vanity lighting. Other conveniences include a stackable washer and dryer and a wall-mounted air-conditioning unit replaced in 2024. The unit also conveys with a deeded parking space located on the ninth floor. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct beach access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf, directly across the street, offers additional dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Other Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $1,820.93 per quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 1805, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

9900 S Thomas Dr Unit UNIT 1728, Panama City Beach
$570,000
3 Beds ⋅ 3 Baths ⋅ 1011810 MLS
Shores of Panama 1728 is a freshly rejuvenated 3-bedroom, 3-bathroom Gulf-front condo on the 17th floor of one of Panama City Beach's best-known towers. Living space opens to Gulf views--emerald water, white sand, and the lagoon pool below--so mornings start on the balcony and evenings end on that same horizon. A bunk-hall addition adds extra beds in a dedicated nook so the unit sleeps a full family without crowding the three primary suites. Three full baths make it easy to book groups that want both privacy and capacity. The resort sells the stay. Shores of Panama centers on a nearly 14,000-square-foot lagoon-style pool with zero-entry, fountains, and a tropical deck. Add an indoor heated pool and hot tubs, a lobby coffee shop, seasonal tiki bars, and a convenience-style concession so guests skip the car for snacks. Covered parking, fitness, and private beach access round it out. You're next door to Pineapple Willy's, across from Walmart, and minutes from 810 Billiards & Bowling, Ripley's, Thomas Drive nightlife, and Pier Park. Location and amenities keep occupancy high.

9900 S Thomas Dr Unit UNIT 1728, Panama City Beach

Listing courtesy of Christies International Real Estate Emerald Coast.

9900 S Thomas Dr Unit UNIT 1010, Panama City Beach
$300,000
2 Beds ⋅ 2 Baths ⋅ 1011516 MLS
SAME-LEVEL LEASED PARKING. BUNK ROOM WITH A DOOR. FRESHLY PAINTED. Shores of Panama 1010 is a fully furnished, 10th-floor Type F floor plan featuring one bedroom, an enclosed bunk room, one full bathroom, and one half bathroom. Tile flooring extends throughout the unit. The bunk room includes a door for separation from the main living area, an uncommon feature within this stack. The kitchen features Ubatuba granite countertops, updated cabinet hardware, and a stackable washer and dryer. The primary bedroom includes a king-size bed, and flat-screen televisions are located in the primary bedroom, bunk room, and living room. The freshly painted interior is furnished for continued rental use. The leased parking space is located shortly after entering the 10th-floor parking level, providing covered, same-level access to the unit without changing floors. The corner balcony overlooks the lagoon-style pool and surrounding resort grounds. Additional equipment details include a 2015 water heater and the original HVAC system. Shores of Panama is a Gulf-Front resort centered around an expansive zero-entry lagoon-style pool with palm-lined islands, fountains, and a large outdoor hot tub. Additional amenities include private beach access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, and covered parking. Located in the heart of Panama City Beach, Shores of Panama is adjacent to Pineapple Willy's and directly across from Laketown Wharf, offering nearby dining, shopping, and entertainment. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are currently $3,507.11 per quarter. One special assessment installment remains in the amount of $1,218.04, due in the fourth quarter of 2026. All information is deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit UNIT 1010, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

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