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$299,000
2 Beds 2 Baths 1008644 MLS
WATERFRONT...Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Dr Unit UNIT 314, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$405,000
3 Beds 4 Baths 793213 MLS
WATERFRONT LIVING ON NORTH LAGOON! Opportunities like this are becoming harder to find. This beautifully updated 3-bedroom, 3-bath condo includes a private covered boat slip, boat lift, jet ski lift, and deep-water access to the Gulf--all included in the purchase price. Inside, you'll find a bright open-concept floor plan and an oversized south-facing waterfront balcony with plenty of room to relax or entertain while enjoying beautiful water views. Whether you're heading to Shell Island, spending the day fishing in the Gulf, or simply enjoying the waterfront, this property was designed for the boating lifestyle. Located in Greenwood Estates, you'll appreciate the recent community improvements, including updated docks, common area, pool and more! Just minutes from St. Andrews State Park, marinas, restaurants, shopping, and the beach. The home has been extensively updated, including a custom white oak staircase with white oak treads, trim, and handrails, satin black iron balusters, and a beautiful pecky cypress accent column. The first-floor guest bath features a new tiled shower floor and new toilet, with new trim in both first-floor bathrooms. Additional improvements include new luxury vinyl plank flooring in the upstairs guest bedroom, fresh interior paint throughout much of the home, a completely rebuilt waterfront balcony with new balusters, new 4x4 posts, and fresh paint, completely rebuilt and stained exterior entry stairs, an updated front porch with new wood, and extensive dock improvements including a new boat lift, new pulleys, jet ski lift, rebuilt dock with new decking, and new shingles on the covered dock. All appliances and furnishings currently in the home will convey! All you got to do is make it your own!

7813 N Lagoon Drive Unit 9D, Panama City Beach

Listing courtesy of Top Producers Real Estate Group.

$250,000
1 Beds 1 Baths 793085 MLS
This beautiful remodeled first-floor condo in the highly desirable Treasure Cove community is the best getaway on the beach and actually affordable! This immaculate 1bedroom, 1bath condo has never been used as a short-term rental and has been exceptionally maintained. Unlike many units, the former bunk area has been removed to create a spacious, open-concept living area, giving the condo a larger, more inviting feel. The updated interior features stylish finishes, a beautifully renovated kitchen and tiled shower in the bathroom, and a move-in-ready design with nothing left to do. The first-floor location offers easy access with no elevators or stairs, making it convenient for everyday living or a weekend beach retreat. Community features are a Lagoon FRONT Pool, Day use dockage for easy access to Shell Island, conveniently located to multiple local restaurants within walking distance. You're also surrounded by all the water sports you could imagine. Come experience Treasure Cove!

3600 Navy Boulevard Unit D106, Panama City Beach

Listing courtesy of Dalton Wade Inc.

$750,000
793039 MLS
BRING YOUR BOAT! ** Lagoon-Front Lot in Holiday Beach - Gulf of America Access in Minutes! NO HOA Fees! Rare opportunity to own a **50' x 130' lagoon-front lot** in the sought-after **Holiday Beach** community, just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Whether you're building a primary residence, a second home, or an investment property, this lagoon-front lot combines coastal and boating convenience in one of Panama City Beach's most desirable areas.

7304 S Lagoon Drive, Panama City Beach

Listing courtesy of CitiStar Realty.

$2,150,000
3 Beds 3 Baths 1008190 MLS
Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Dr, Panama City Beach

Listing courtesy of EXP Realty LLC.

$2,150,000
3 Beds 3 Baths 792904 MLS
Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Drive, Panama City Beach

Listing courtesy of EXP Realty LLC.

$320,000
1 Beds 1 Baths 792815 MLS
Wake up each morning to breathtaking views of Grand Lagoon from your private Balcony in this beautifully furnished one-bedroom, one bath condominium at the highly desirable Reflections at Bay Point Resort. This beautifully appointed residence features an open concept floor plan with granite countertops, stainless steel appliances. a breakfast bar, crown molding, tile flooring, and a luxurious oversized walk in tiled shower with glass doors. The spacious primary suite and elegant finishes create the perfect setting for a primary residence, vacation getaway or investment opportunity. Enjoy the exceptional amenities that make Reflections on of Bay Points premier destinations including a zero entry pool Serenity spa and marina access and gated community with security.

4100 Marriott Drive Unit 207, Panama City Beach

Listing courtesy of Corcoran Reverie.

$1,650,000
4 Beds 3 Baths 1007099 MLS
LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.

7852 Grand Lagoon Way, Panama City Beach

Listing courtesy of Century 21 Commander Realty Inc.

$1,175,000
4 Beds 3 Baths 792030 MLS
Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

3207 Swordfish Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$349,900
2 Beds 2 Baths 1006487 MLS
Welcome to Dockside North, a charming, gated waterfront community tucked away on Grand Lagoon. This loft-style, two-bedroom, two-bath condo offers a fantastic floor plan with an open living space designed to make the most of the beautiful water views. Enjoy peaceful scenery from the living room, kitchen and spacious breezy deck, making it the perfect place to relax after a day on the water. With low HOA fees which include; water/sewer, trash, building insurance, landscaping and pool maintenance, this community offers an affordable way to enjoy a carefree lifestyle of waterfront living. Unit is located on the west end of the building - with beautiful unobstructed views, this condo overlooks the community dock as well, which is reserved exclusively for residents. Unit has low electric bills with new high efficiency A/C heat pump. Completely renovated kitchen with soft close cabinets, quartzite countertops, energy efficient-large refrigerator, range, microwave, dishwasher and energy efficient combo washer/dryer. Large walk-in attic space for storage. Owners can keep a boat or other watercraft at the dock for up to two weeks at a time, with convenient Gulf access from Grand Lagoon. Spend your days boating, fishing, or exploring the nearby waters, then cool off in the community pool or enjoy a picnic in the cool breezeway. The location is hard to beat. Located on east end of Panama City Beach, away from hustle and bustle of tourist condos, you're just minutes from the white s the peaceful waterfront views. This is coastal living at its best.

6909 N Lagoon Dr Unit UNIT E2, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$659,000
2 Beds 2 Baths 791846 MLS
Experience the best of waterfront living in this highly sought-after Turtlegrass Villas in Bay Point, gorgeous inside and out! This completely renovated private end unit is an exceptional 2-bedroom, 2-bath waterfront property with breathtaking panoramic views of the Bay and Lagoon. You literally have views from every room - even the kitchen windows! Floor-to-ceiling windows in the living room showcase the stunning views and flood your home with natural light. Turtlegrass owners enjoy access to 3 private docks, providing the rare convenience of keeping your boat just steps from home, along with opportunities for fishing and enjoying the beautifully maintained waterfront grounds. Inside, the open-concept split floor plan has been thoughtfully designed with luxury finishes throughout. The spacious primary suite features quartz countertops, dual vanities, a tiled walk-in shower, and a generous closet. The bright kitchen and dining area overlooks the Bay Point Golf Course, and your beautifully updated kitchen offers white shaker cabinetry, quartz countertops, and a center island perfect for gathering. Soaring ceilings highlight the living room, complete with a wet bar and spectacular water views, creating an ideal space for entertaining. A cozy nook provides additional seating and the perfect spot to relax while watching dolphins play and boats enter the marina. The guest suite offers its own floor-to-ceiling windows, walk-in closet, and a spacious ensuite bath with quartz countertops and a tiled tub/shower combination. This residence has been completely gutted and renovated from previous owner, including electrical, plumbing, sheetrock, flooring, and more. Additional features include a private courtyard entrance with patio and room to grill, outdoor storage closet, interior foyer storage, and utilities included except electricity and internet. Located within the prestigious gated Bay Point community with 24-hour security, residents enjoy access to a championship golf course and a full-service marina, on-site dining, all conveniently located near Panama City Beach attractions, shops and restaurants, St Andrews State Park, Navy Base, as well as boating and the beach! Make this exceptional property your new home, vacation home, or vacation rental - call today!

4400 Kingfish Lane Unit 326, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$314,000
1 Beds 1 Baths 791694 MLS
Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down! Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point. Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings. The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa. Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music. Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park. Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle. Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities. Schedule your private showing today and discover why life is better on the water.

4726 Bay Point Road Unit C223, Panama City Beach

Listing courtesy of Dalton Wade Inc.

$435,000
2 Beds 2 Baths 1005429 MLS Reflections BLDG.
Welcome to Reflections at Bay Point, one of Panama City Beach's premier luxury resort communities offering the perfect blend of refined coastal living and resort-style amenities. Whether you're searching for a full-time residence, second home, or investment property with short-term rental potential, this beautifully updated 2-bedroom, 2-bath condo is truly turnkey and ready to impress. Located on the convenient first floor, this immaculate unit has undergone over $66,000 in upgrades and renovations. Interior features include LifeProof LVP flooring throughout, crown molding, custom shutters, designer remote-control ceiling fans with lighting, new baseboards, fresh floor-to-ceiling paint including trim and doors, a custom Ruvati sink, Kohler commercial faucet, and Samsung stainless steel appliances, including a smart refrigerator with internet access. Additional updates include newer AC coils and a hot water heater, both less than four years old. Step into a lifestyle surrounded by breathtaking sunrises and sunsets, dolphins playing in the bay, herons along the shoreline, and views of golfers enjoying the signature fifth hole of the only Nicklaus Course in Northwest Florida. Reflections offers exceptional amenities including a 10,000-square-foot tropical resort-style pool, seasonally heated pool, hot tub, fire pit, grilling stations, tennis courts, and lush tropical landscaping throughout the property. Just steps away at Bluegreen Vacations Bayside Resort, you'll enjoy multiple dining options including Cabana Café, Flip Flop's, Tides Restaurant & Lounge, and Pelican's. Outdoor enthusiasts will love the nearby Paradise Adventures kiosk offering watersport rentals, private charters, Shell Island shuttles, and adventure tours right from the marina pathway. If you've been dreaming of a luxury coastal retreat with incredible amenities, strong rental potential, and an unbeatable Bay Point location, this stunning condo checks all the boxes. Schedule your private showing today and start enjoying the Northwest Florida lifestyle you deserve

4100 Marriott Dr Unit UNIT 111, Panama City Beach

Listing courtesy of Paradise Properties.

$435,000
2 Beds 2 Baths 1005429 MLS
Welcome to Reflections at Bay Point, one of Panama City Beach's premier luxury resort communities offering the perfect blend of refined coastal living and resort-style amenities. Whether you're searching for a full-time residence, second home, or investment property with short-term rental potential, this beautifully updated 2-bedroom, 2-bath condo is truly turnkey and ready to impress. Located on the convenient first floor, this immaculate unit has undergone over $66,000 in upgrades and renovations. Interior features include LifeProof LVP flooring throughout, crown molding, custom shutters, designer remote-control ceiling fans with lighting, new baseboards, fresh floor-to-ceiling paint including trim and doors, a custom Ruvati sink, Kohler commercial faucet, and Samsung stainless steel appliances, including a smart refrigerator with internet access. Additional updates include newer AC coils and a hot water heater, both less than four years old. Step into a lifestyle surrounded by breathtaking sunrises and sunsets, dolphins playing in the bay, herons along the shoreline, and views of golfers enjoying the signature fifth hole of the only Nicklaus Course in Northwest Florida. Reflections offers exceptional amenities including a 10,000-square-foot tropical resort-style pool, seasonally heated pool, hot tub, fire pit, grilling stations, tennis courts, and lush tropical landscaping throughout the property. Just steps away at Bluegreen Vacations Bayside Resort, you'll enjoy multiple dining options including Cabana Café, Flip Flop's, Tides Restaurant & Lounge, and Pelican's. Outdoor enthusiasts will love the nearby Paradise Adventures kiosk offering watersport rentals, private charters, Shell Island shuttles, and adventure tours right from the marina pathway. If you've been dreaming of a luxury coastal retreat with incredible amenities, strong rental potential, and an unbeatable Bay Point location, this stunning condo checks all the boxes. Schedule your private showing today and start enjoying the Northwest Florida lifestyle you deserve

4100 Marriott Dr Unit UNIT 111, Panama City Beach

Listing courtesy of Paradise Properties.

$249,800
1 Beds 1 Baths 791066 MLS
Welcome to Treasure Cove Condominiums on beautiful Grand Lagoon! OWNER IS OFFERING $10,000 Furniture credit to be able to make it your own slice of Paradise. WITH FULL PRICE OFFER. Also, Owner is willing to trade for a single-family home of equal value. This spacious 1-bedroom, 1-bath condo with a loft offers approximately 980 square feet of coastal living in one of Panama City Beach's most desirable waterfront communities. Located on the third floor, this well-maintained unit features soaring ceilings, an open-concept living area, updated finishes, and a private balcony perfect for enjoying lagoon views and Gulf Coast breezes. Featuring Washer and Dryer Hookups for added convenience Recent improvements include updated bathroom fixtures, kitchen countertops, lighting, ceiling fans, flooring, and sliding glass doors. The versatile loft provides additional sleeping space, a home office, or recreation area. Treasure Cove amenities include a lagoon-front pool, fishing dock, and boat dock access, with convenient proximity to marinas, restaurants, shopping, public beach access, and St. Andrews State Park. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers an exceptional opportunity to enjoy the Panama City Beach lifestyle.

3600 Thomas Drive Unit D302, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$1,799,000
4 Beds 4 Baths 790748 MLS
Experience a rare blend of contemporary design and waterfront living at 8801 N Lagoon Drive, an exceptional newly constructed residence positioned along the shores of Grand Lagoon in Panama City Beach. Offering nearly 6,000 square feet under roof and approximately 2,800 square feet of meticulously designed living space, this waterfront retreat captures the essence of coastal living with direct boating access to the Gulf and no HOA restrictions. Thoughtfully crafted for both comfort and entertaining, the residence presents an exceptional opportunity as a primary home, second-home getaway, or income-producing investment property. Designed to maximize its waterfront setting, the reverse floor plan places the main living areas on the upper level, capturing sweeping lagoon views throughout the home's open-concept design. Vaulted ceilings, designer lighting, and a Venetian plaster electric fireplace create a sophisticated yet inviting atmosphere, while expansive glass doors seamlessly connect indoor and outdoor living spaces. At the heart of the home, the chef's kitchen is appointed with a premium Forno appliance package, including a 48-inch range, quartz countertops, custom tile backsplash, Forevermark cabinetry, a walk-in pantry, and a dedicated wet bar--ideal for entertaining family and guests alike. The waterfront primary suite serves as a private sanctuary, opening directly to the balcony and offering tranquil lagoon views. Thoughtful details include a tray ceiling, custom walk-in closet with built-in cabinetry, and a spa-inspired bath featuring dual vanities, quartz countertops, Delta fixtures, a soaking tub, and a glass-enclosed shower with rain head and hand wand. Three additional guest bedrooms provide exceptional comfort and privacy, including two full bathrooms accommodations with designer tile finishes. A stylish powder room and well-appointed laundry room further enhance the home's functionality. Outdoor living is equally impressive. Overlooking the private pool, the spacious covered entertaining area features an outdoor kitchen complete with a Blaze grill, granite countertops, and sink, creating the perfect setting for waterfront gatherings. Artificial turf accents, an outdoor shower, and thoughtfully designed landscaping contribute to the home's effortless coastal lifestyle. For boating enthusiasts, the private boathouse and direct deep-water access to Grand Lagoon offer a seamless route to Shell Island and the Gulf beyond. An oversized garage provides ample space for vehicles, watercraft, golf carts, and beach equipment. Conveniently located near Panama City Beach's renowned white-sand beaches, marinas, waterfront dining, shopping, and entertainment destinations, including Pier Park, this newly completed residence delivers a rare combination of luxury finishes, modern construction, and premier waterfront access in one of the Emerald Coast's most sought-after boating communities.

8801 N Lagoon Drive, Panama City Beach

Listing courtesy of Corcoran Reverie.

$299,900
2 Beds 2 Baths 790671 MLS
This stunning 2nd-floor unit offers waterfront living at an incredible price point! Assigned parking is located right out front for convenience. Inside, you'll find a spacious layout featuring a must-see master suite with a walk-in closet and private bath, plus a second bedroom and full bath. The open kitchen and family room showcase gorgeous lagoon views, with granite countertops, a large island with undermount stainless sink, and wood-look vinyl plank flooring throughout. A cozy fireplace with a shiplap feature wall adds the perfect touch of charm. Sliding glass doors lead out to a private deck where you can relax, take in the views, and enjoy the natural surroundings. A bonus storage room off the deck provides extra space for your needs. Boat slips are available on a waiting list basis, and you'll be just minutes from the Gulf.

6903 N Lagoon Drive Unit 51, Panama City Beach

Listing courtesy of Local Insight Realty.

$1,475,000
4 Beds 4 Baths 1003676 MLS
Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available.

8120 S Lagoon Dr, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

$289,000
2 Beds 2 Baths 1003417 MLS
WATERFRONT...Do you have a boat?? Lagoon Waterfront living at its best! This beautifully maintained 2 bedroom, 2 bath condo overlooks the stunning Lagoon with direct access leading to the Gulf and Bays -- a true paradise for fishing and boating enthusiasts. Enjoy breathtaking water views from your private balcony while relaxing in the coastal breeze. This community offers wonderful amenities designed for relaxation and fun, including a boat dock, boat parking, pool, sauna, community room, picnic area, tennis and pickleball courts, dog walking area and 1.5 blocks to the spectacular white sandy beach and Emerald Green Gulf Water. Conveniently located near popular restaurants, local bars, shopping, and family entertainment, making it perfect as a primary residence, vacation getaway, or investment property. Experience the perfect blend of coastal charm, recreation, and convenience all in one incredible location! MUST SEE!!!

8730 Thomas Dr Unit UNIT 308, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$1,450,000
3 Beds 2 Baths 789224 MLS
Rare opportunity in Bay Point!! Deepwater canal home with water views from BOTH the front and back of the property. One of the only homes in the community positioned this way, offering a truly unique setting you don't see often. One of the few canal homes located east of the Bonefish Bridge, there are no boat height restrictions -ideal for serious boaters. The property features a 10,000 lb lift, ample space to accommodate a second large vessel, and a spacious dock sitting area...perfect for relaxing and watching boats come and go. Inside, the home is designed for both comfort and entertaining with an open kitchen, dining, and living layout, enhanced by abundant windows that bring in natural light and capture water views from multiple angles. Plantation shutters line the front of the home, allowing you to fully open up or create privacy as needed. The kitchen offers custom cabinetry, a gas range, wine cooler, and a seamless flow into the main living areas. The primary suite is oversized and positioned to take full advantage of canal views, complete with a private sitting area. The en-suite bathroom features a soaking tub, a large walk-in shower, and separate his-and-her walk-in closets. The second bedroom also overlooks the canal and includes a flex space with doors--perfect for an office, playroom, or additional sleeping area. A third generously sized bedroom shares a bathroom with the second. The outdoor space is just as impressive, featuring a pool, spa, and large paver deck all enclosed for year-round enjoyment. Additional highlights include two golf cart garages, ideal for storage, beach gear, or all the extras that come with Bay Point living! As well as a Rinnai tankless water heater. Conveniently located near the back gate for quick access to Navy Blvd, making getting in and out of the community easy. This is a standout waterfront property in Bay Point - offering flexibility, boating access, and views that are hard to replicate. *Some photos have been Virtuality Staged*

559 Wahoo Road, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$215,000
1 Beds 1 Baths 1001169 MLS
SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has a elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

8730 Thomas Dr Unit # 1207B, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$215,000
1 Beds 1 Baths 788675 MLS
SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

8730 Thomas Drive Unit 1207B, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$549,000
788233 MLS
Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

$425,000
3 Beds 3 Baths 1000290 MLS
Investor Alert - Turnkey Airbnb with Immediate Cash Flow Exceptional opportunity in Panama City Beach--legal short-term rental with a 6.4% cap rate and projected income of $51,768. Sold fully furnished with future bookings in place. This 2-story condo in the gated Villas of St. Thomas Square offers a boat dock, a 2 block walk to the beach and water views overlooking St. Andrews Bay. Features include private balcony, modern kitchen with washer/dryer, smart thermostat, smart TVs, fresh paint, and updated fixtures. Community amenities: pool, tennis, clubhouse, sauna, BBQ. Low HOA + unincorporated Bay County = favorable STR taxes. Seller offering 3 months of complimentary management. Largest + best decor + best situated unit in complex! Walkable to beaches, dining, and entertainment

8730 Thomas Dr Unit UNIT 409, Panama City Beach

Listing courtesy of Engel & Voelkers 30A Beaches.

$230,000
1 Beds 1 Baths 1000112 MLS
This villa at St Thomas Square offers a relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is furnished and ready to be enjoyed! Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickleball and tennis! If you have a boat it can be docked in one of the dock boat slips which is able to accommodate boats as large as 25 ft.

8730 S Thomas Dr Unit UNIT 107, Panama City Beach

Listing courtesy of Think Real Estate.

$245,000
1 Beds 2 Baths 1000103 MLS
This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf!

8730 S Thomas Dr Unit UNIT 106, Panama City Beach

Listing courtesy of Think Real Estate.

$995,000
3 Beds 2 Baths 787859 MLS
Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

7016 S Lagoon Drive, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$1,650,000
4 Beds 3 Baths 787360 MLS
LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.*USE 7900 S LAGOON DRIVE IN GPS*

7852 Grand Lagoon Way, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

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