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8730 Thomas Drive Unit 1207B, Panama City Beach

LOCATION LOCATION LOCATION The Best of Both Worlds - Boating on Grand Lagoon and the Beach Just Steps Away! Why choose between boating and the beach when you can enjoy both? Discover the ultimate coastal lifestyle with this 1-bedroom, 1-bathroom condo situated on beautiful Grand Lagoon and directly across the street from the sugar-white sands and emerald-green waters of the Gulf of Mexico! Bring your boat and experience the freedom of cruising Grand Lagoon with direct access to the Gulf! Imagine spending your mornings boating, fishing, or exploring the beautiful waterways, then heading across the street to relax on the beach and soak up the Florida sunshine. Whether your idea of paradise is a day on the water, a sunset cruise, or simply enjoying the laid-back coastal atmosphere, this location puts it all within reach. Conveniently located near popular restaurants, shopping, and entertainment, this condo offers the perfect combination of waterfront living and beachside convenience. Whether you're searching for a full-time residence, a vacation retreat, or an investment opportunity, this property offers an exceptional opportunity to embrace the Panama City Beach lifestyle. Your boat, the lagoon, and the beach -- all in one incredible location! Come experience coastal living at its best!

1 Beds ⋅ 1 Baths ⋅ 788675 MLS

LOCATION LOCATION LOCATION The Best of Both Worlds - Boating on Grand Lagoon and the Beach Just Steps Away! Why choose between boating and the beach when you can enjoy both? Discover the ultimate coastal lifestyle with this 1-bedroom, 1-bathroom condo situated on beautiful Grand Lagoon and directly across the street from the sugar-white sands and emerald-green waters of the Gulf of Mexico! Bring your boat and experience the freedom of cruising Grand Lagoon with direct access to the Gulf! Imagine spending your mornings boating, fishing, or exploring the beautiful waterways, then heading across the street to relax on the beach and soak up the Florida sunshine. Whether your idea of paradise is a day on the water, a sunset cruise, or simply enjoying the laid-back coastal atmosphere, this location puts it all within reach. Conveniently located near popular restaurants, shopping, and entertainment, this condo offers the perfect combination of waterfront living and beachside convenience. Whether you're searching for a full-time residence, a vacation retreat, or an investment opportunity, this property offers an exceptional opportunity to embrace the Panama City Beach lifestyle. Your boat, the lagoon, and the beach -- all in one incredible location! Come experience coastal living at its best!

8730 Thomas Drive Unit 1207B, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

3319 Terra Cotta Drive, Panama City Beach

$549,000

Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

788233 MLS

Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Listing courtesy of Sims Resort Realty, Inc.

8730 Thomas Dr Unit UNIT 409, Panama City Beach

$389,900

Investor Alert - Turnkey Airbnb with Immediate Cash Flow Exceptional opportunity in Panama City Beach--legal short-term rental with a 6.4% cap rate and projected income of $51,768. Sold fully furnished with future bookings in place. This 2-story condo in the gated Villas of St. Thomas Square offers a boat dock, a 2 block walk to the beach and water views overlooking St. Andrews Bay. Features include private balcony, modern kitchen with washer/dryer, smart thermostat, smart TVs, fresh paint, and updated fixtures. Community amenities: pool, tennis, clubhouse, sauna, BBQ. Low HOA + unincorporated Bay County = favorable STR taxes. Seller offering 3 months of complimentary management. Largest + best decor + best situated unit in complex! Walkable to beaches, dining, and entertainment

3 Beds ⋅ 3 Baths ⋅ 1000290 MLS

Investor Alert - Turnkey Airbnb with Immediate Cash Flow Exceptional opportunity in Panama City Beach--legal short-term rental with a 6.4% cap rate and projected income of $51,768. Sold fully furnished with future bookings in place. This 2-story condo in the gated Villas of St. Thomas Square offers a boat dock, a 2 block walk to the beach and water views overlooking St. Andrews Bay. Features include private balcony, modern kitchen with washer/dryer, smart thermostat, smart TVs, fresh paint, and updated fixtures. Community amenities: pool, tennis, clubhouse, sauna, BBQ. Low HOA + unincorporated Bay County = favorable STR taxes. Seller offering 3 months of complimentary management. Largest + best decor + best situated unit in complex! Walkable to beaches, dining, and entertainment

8730 Thomas Dr Unit UNIT 409, Panama City Beach

Listing courtesy of Engel & Voelkers 30A Beaches.

8730 S Thomas Dr Unit UNIT 107, Panama City Beach

$230,000

This villa at St Thomas Square offers a relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is furnished and ready to be enjoyed! Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickleball and tennis! If you have a boat it can be docked in one of the dock boat slips which is able to accommodate boats as large as 25 ft.

1 Beds ⋅ 1 Baths ⋅ 1000112 MLS

This villa at St Thomas Square offers a relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is furnished and ready to be enjoyed! Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickleball and tennis! If you have a boat it can be docked in one of the dock boat slips which is able to accommodate boats as large as 25 ft.

8730 S Thomas Dr Unit UNIT 107, Panama City Beach

Listing courtesy of Think Real Estate.

8730 S Thomas Dr Unit UNIT 106, Panama City Beach

$245,000

This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf!

1 Beds ⋅ 2 Baths ⋅ 1000103 MLS

This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf!

8730 S Thomas Dr Unit UNIT 106, Panama City Beach

Listing courtesy of Think Real Estate.

7852 Grand Lagoon Way, Panama City Beach

$1,625,000

LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.*USE 7900 S LAGOON DRIVE IN GPS*

4 Beds ⋅ 3 Baths ⋅ 787360 MLS

LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.*USE 7900 S LAGOON DRIVE IN GPS*

7852 Grand Lagoon Way, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

8730 S Thomas Drive Unit 107, Panama City Beach

$230,000

*The adjacent unit #106 is available for purchase. This cozy and inviting villa at St Thomas Square offers a relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is fully furnished and ready to be enjoyed! Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickleball and tennis! If you have a boat it can be docked in one of the dock boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick boat ride to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. The shops and restaurants at St Thomas Square give the opportunity to shop and walk to dinner if you want to stay close to home. This charming villa is the perfect beach home or beach rental! This unit currently has a renter through the end of June with potential for another long term renter. These rents may be able to transfer to a new owner if desired. All measurements are approximate, please verify if important. Entryway mirror and personal effects do not convey.

1 Beds ⋅ 2 Baths ⋅ 787006 MLS

*The adjacent unit #106 is available for purchase. This cozy and inviting villa at St Thomas Square offers a relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is fully furnished and ready to be enjoyed! Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickleball and tennis! If you have a boat it can be docked in one of the dock boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick boat ride to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. The shops and restaurants at St Thomas Square give the opportunity to shop and walk to dinner if you want to stay close to home. This charming villa is the perfect beach home or beach rental! This unit currently has a renter through the end of June with potential for another long term renter. These rents may be able to transfer to a new owner if desired. All measurements are approximate, please verify if important. Entryway mirror and personal effects do not convey.

8730 S Thomas Drive Unit 107, Panama City Beach

Listing courtesy of Think Real Estate.

6903 N Lagoon Dr Unit APT 52, Panama City Beach

$225,900

Waterfront living at Grand Lagoon Cove! This 2BR/2BA lagoon-front condo offers direct water views, dock access, and a rare opportunity to own in one of North Lagoon's true waterfront communities. Enjoy peaceful mornings from your covered balcony overlooking the lagoon and green space. Community amenities include a pool, tennis courts, and shared dock access (slip use subject to HOA rules and availability). Recent updates include LVP flooring, stainless appliances, water heater replaced October 2025, and HVAC replaced in 2013. Short-term rentals are permitted per association guidelines. Conveniently located near beaches, marinas, dining, and St. Andrews State Park. Grand Lagoon Cove is a true lagoon-front community offering direct water access along highly desirable North Lagoon Drive. The community features a pool, tennis courts, and shared dock facilities designed for enjoying the boating lifestyle. There are approximately 10 boat slips serving 54 units, and slip assignments are managed by the association on a first-come basis subject to availability and HOA rules. Slips are generally intended for resident owners, and renters are not eligible to obtain slip assignments. Buyers should verify current availability, any waiting list, and applicable fees directly with the association. Inside, the unit offers a functional two-bedroom, two-bath layout with lagoon views from the covered balcony, making it suitable as a primary residence, second home, or investment property. Located just minutes from Gulf beaches, public boat ramps, marinas, shopping, and restaurants, this property provides convenient access to everything Panama City Beach has to offer while maintaining a quieter waterfront setting. All ages, measurements, square footage, rental guidelines, boat slip availability, and room sizes are approximate; buyer to verify all information deemed important.

2 Beds ⋅ 2 Baths ⋅ 998096 MLS

Waterfront living at Grand Lagoon Cove! This 2BR/2BA lagoon-front condo offers direct water views, dock access, and a rare opportunity to own in one of North Lagoon's true waterfront communities. Enjoy peaceful mornings from your covered balcony overlooking the lagoon and green space. Community amenities include a pool, tennis courts, and shared dock access (slip use subject to HOA rules and availability). Recent updates include LVP flooring, stainless appliances, water heater replaced October 2025, and HVAC replaced in 2013. Short-term rentals are permitted per association guidelines. Conveniently located near beaches, marinas, dining, and St. Andrews State Park. Grand Lagoon Cove is a true lagoon-front community offering direct water access along highly desirable North Lagoon Drive. The community features a pool, tennis courts, and shared dock facilities designed for enjoying the boating lifestyle. There are approximately 10 boat slips serving 54 units, and slip assignments are managed by the association on a first-come basis subject to availability and HOA rules. Slips are generally intended for resident owners, and renters are not eligible to obtain slip assignments. Buyers should verify current availability, any waiting list, and applicable fees directly with the association. Inside, the unit offers a functional two-bedroom, two-bath layout with lagoon views from the covered balcony, making it suitable as a primary residence, second home, or investment property. Located just minutes from Gulf beaches, public boat ramps, marinas, shopping, and restaurants, this property provides convenient access to everything Panama City Beach has to offer while maintaining a quieter waterfront setting. All ages, measurements, square footage, rental guidelines, boat slip availability, and room sizes are approximate; buyer to verify all information deemed important.

6903 N Lagoon Dr Unit APT 52, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

8730 S Thomas Dr Unit UNIT 213, Panama City Beach

$309,000

CHECK OUT THE NEW PRICE ON THIS WATERFRONT CONDO! SAME BEAUTIFUL VILLA! Experience coastal living in this beautifully decorated waterfront villa, perfectly positioned for relaxation and adventure. The expansive primary suite offers amazing Lagoon views and an en-suite bath with a double sink vanity. A versatile loft bedroom adds extra flexibility. Ideal for hosting additional guests. The open-concept living and dining area is perfect for entertaining, with a breakfast bar for added casual dining. A downstairs bedroom with a full bath ensures convenience and privacy. Enjoy community amenities, including a pool, pickle ball/tennis courts, and dock with easy Bay and Gulf access. Boat parking is available. Convenient access to beach, dining, shopping, and the Navy base, this villa offers both comfort and investment potential. View this one in person in between the rental guests, fall in love, and make an offer we can't refuse!

3 Beds ⋅ 2 Baths ⋅ 997519 MLS

CHECK OUT THE NEW PRICE ON THIS WATERFRONT CONDO! SAME BEAUTIFUL VILLA! Experience coastal living in this beautifully decorated waterfront villa, perfectly positioned for relaxation and adventure. The expansive primary suite offers amazing Lagoon views and an en-suite bath with a double sink vanity. A versatile loft bedroom adds extra flexibility. Ideal for hosting additional guests. The open-concept living and dining area is perfect for entertaining, with a breakfast bar for added casual dining. A downstairs bedroom with a full bath ensures convenience and privacy. Enjoy community amenities, including a pool, pickle ball/tennis courts, and dock with easy Bay and Gulf access. Boat parking is available. Convenient access to beach, dining, shopping, and the Navy base, this villa offers both comfort and investment potential. View this one in person in between the rental guests, fall in love, and make an offer we can't refuse!

8730 S Thomas Dr Unit UNIT 213, Panama City Beach

Listing courtesy of Compass.

7864 Grand Lagoon Way, Panama City Beach

$595,000

Custom Built home planning and building available or choose your own builder! No timeline to build! LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 3 homesite will have boat slip on community dock. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand! *USE 7900 S LAGOON DRIVE IN GPS*

784739 MLS

Custom Built home planning and building available or choose your own builder! No timeline to build! LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 3 homesite will have boat slip on community dock. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand! *USE 7900 S LAGOON DRIVE IN GPS*

7864 Grand Lagoon Way, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

4100 Marriott Dr Unit 208, Panama City Beach

$419,900

Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private balcony—ideal for relaxing or entertaining—while taking in spectacular water views and unforgettable sunsets. Reflections at Bay Point offers breathtaking lagoon and St. Andrew's Bay views along with resort-style amenities including a lagoon pool, heated pool, hot tub, fire pits, outdoor grilling areas, and an owners' lounge. Residents also enjoy access to Bay Points Nicklaus-designed golf course, Point South Marina, and waterfront dining just steps away. Ideally located near St. Andrews State Park and the desirable east end, you can take advantage of opportunities for boating, fishing, shopping, dining, and all the attractions Panama City Beach has to offer. Whether you're searching for a primary residence, second home, or vacation rental opportunity, this property checks all the boxes. Schedule your private showing today!

2 Beds ⋅ 2 Baths ⋅ 993820 MLS

Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private balcony—ideal for relaxing or entertaining—while taking in spectacular water views and unforgettable sunsets. Reflections at Bay Point offers breathtaking lagoon and St. Andrew's Bay views along with resort-style amenities including a lagoon pool, heated pool, hot tub, fire pits, outdoor grilling areas, and an owners' lounge. Residents also enjoy access to Bay Points Nicklaus-designed golf course, Point South Marina, and waterfront dining just steps away. Ideally located near St. Andrews State Park and the desirable east end, you can take advantage of opportunities for boating, fishing, shopping, dining, and all the attractions Panama City Beach has to offer. Whether you're searching for a primary residence, second home, or vacation rental opportunity, this property checks all the boxes. Schedule your private showing today!

4100 Marriott Dr Unit 208, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

4620 Bay Point Rd Unit 30, Panama City Beach

$399,000

WATERFRONT Bay Point Marina Club Village condo. This townhouse floor plan is two stories with high ceilings, double car garage, and massive decks overlooking the bay and grassy courtyard. Being an end unit and having no one above or below adds to the serenity. Each bedroom features a large bedroom and there is an additional half bath for guest. Kitchen features stainless Bosch appliances.

2 Beds ⋅ 3 Baths ⋅ 993452 MLS

WATERFRONT Bay Point Marina Club Village condo. This townhouse floor plan is two stories with high ceilings, double car garage, and massive decks overlooking the bay and grassy courtyard. Being an end unit and having no one above or below adds to the serenity. Each bedroom features a large bedroom and there is an additional half bath for guest. Kitchen features stainless Bosch appliances.

4620 Bay Point Rd Unit 30, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

8730 Thomas Dr Unit UNIT 313, Panama City Beach

$339,000

Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals--making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring a sparkling pool, relaxing sauna, and tennis courts. 💰 Seller Incentive: The seller is offering a $1,000 credit toward buyer closing costs! Whether you are looking for a lucrative vacation rental investment or your own personal slice of paradise, this Grand Lagoon treasure is ready for you. Schedule your private tour today!

3 Beds ⋅ 2 Baths ⋅ 990626 MLS

Your Waterfront Oasis Awaits at St. Thomas Square! Waterfront Living Meets Coastal Convenience Step into this beautifully updated, fully furnished 3-bedroom, 2-bathroom condo that perfectly balances relaxation and recreation. Nestled in a premier gated community with breathtaking views of the Grand Lagoon, this move-in-ready gem offers the ultimate coastal lifestyle. Why You'll Love It: Boater's Paradise: Enjoy premier amenities including private boat dock access with slips and dedicated trailer parking. Your days on the water just got effortless! Prime Location: Situated just moments away from the beach, vibrant local dining, and top-tier entertainment. Smart & Turn-Key: Equipped with smart home technology for easy, hands-free self-management. This property is fully approved for short-term rentals--making it a stellar investment opportunity or a private vacation haven. Resort-Style Amenities: Indulge in a gated community that feels like a vacation every day, featuring a sparkling pool, relaxing sauna, and tennis courts. 💰 Seller Incentive: The seller is offering a $1,000 credit toward buyer closing costs! Whether you are looking for a lucrative vacation rental investment or your own personal slice of paradise, this Grand Lagoon treasure is ready for you. Schedule your private tour today!

8730 Thomas Dr Unit UNIT 313, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$1,575,000

The Nicest Home in Bay County! This completely remodeled, fully furnished, move-in ready Grand Lagoon home offers the ultimate waterfront lifestyle. It features all-new flooring, paint, and a new beamed ceiling on the main level. All new fixtures throughout. New kitchen counters, and backsplash. For enhanced durability and energy efficiency, the home boasts all new hurricane windows and glass sliders, and spray foam insulation under the structure, complementing the 3-year-old metal roof. All bathrooms have been completely remodeled and feature high end fixtures, vanities, and tiled showers/baths. The exterior living is upgraded with a brand-new deck. The property is a boater's dream, featuring a refreshed seawall and a fantastic boathouse that includes a new jet ski lift and two boat lifts, one of which is brand new. All measurements are approx. and should be verified by buyer.

4 Beds ⋅ 4 Baths ⋅ 782317 MLS

The Nicest Home in Bay County! This completely remodeled, fully furnished, move-in ready Grand Lagoon home offers the ultimate waterfront lifestyle. It features all-new flooring, paint, and a new beamed ceiling on the main level. All new fixtures throughout. New kitchen counters, and backsplash. For enhanced durability and energy efficiency, the home boasts all new hurricane windows and glass sliders, and spray foam insulation under the structure, complementing the 3-year-old metal roof. All bathrooms have been completely remodeled and feature high end fixtures, vanities, and tiled showers/baths. The exterior living is upgraded with a brand-new deck. The property is a boater's dream, featuring a refreshed seawall and a fantastic boathouse that includes a new jet ski lift and two boat lifts, one of which is brand new. All measurements are approx. and should be verified by buyer.

5620 S Lagoon Drive, Panama City Beach

Listing courtesy of Coastal Heritage Real Estate LLC.

3600 Thomas Drive Unit D307, Panama City Beach

$255,000

Enjoy waterfront living in this 1BR/1BA condo with a spacious loft, perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers additional storage for larger boats, and only half a mile from St. Andrews State Park. Whether you're seeking a weekend getaway or a year-round retreat, this condo offers the best of coastal living — boat, beach, and fun just steps from your door!

1 Beds ⋅ 1 Baths ⋅ 779926 MLS

Enjoy waterfront living in this 1BR/1BA condo with a spacious loft, perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers additional storage for larger boats, and only half a mile from St. Andrews State Park. Whether you're seeking a weekend getaway or a year-round retreat, this condo offers the best of coastal living — boat, beach, and fun just steps from your door!

3600 Thomas Drive Unit D307, Panama City Beach

Listing courtesy of Anchor Realty Florida.

$1,199,999

PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3 Beds ⋅ 3 Baths ⋅ 779329 MLS

PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

7813 N Lagoon Drive Unit 4H, Panama City Beach

$229,500

Wonderful Greenwood Estates Community located on Grand Lagoon. Greenwood Estates extensive amenities include an awesome, clean swimming pool with grilling and picnic areas! Enjoy fishing from the boat dock. Just minutes from St. Andrews Jetties Pass, the Gulf of Mexico, and Shell Island. 2 bedroom 1 bath in very good shape. Call for you showing today.

2 Beds ⋅ 1 Baths ⋅ 775847 MLS

Wonderful Greenwood Estates Community located on Grand Lagoon. Greenwood Estates extensive amenities include an awesome, clean swimming pool with grilling and picnic areas! Enjoy fishing from the boat dock. Just minutes from St. Andrews Jetties Pass, the Gulf of Mexico, and Shell Island. 2 bedroom 1 bath in very good shape. Call for you showing today.

7813 N Lagoon Drive Unit 4H, Panama City Beach

Listing courtesy of Hitchcock Real Estate LLC.

5833 N Lagoon Drive Unit A, Panama City Beach

$699,000

Great opportunity to own a waterfront home on North Lagoon in Panama City Beach, FL! Priced well below similar properties in the area. 2300 sq ft (3 BRs, 2 full baths, 2 half baths). Bring your boat, jet ski and water toys, and enjoy life on the Lagoon! You can be in the Gulf of Mexico fishing in minutes or fish right off the dock. Catch blue crabs, catfish, red fish and baitfish off the dock. Comes with a boat slip and 10k lb boat lift, with water and electricity on the dock. New dock in 2023 (all boards replaced). New shingle roof and siding in 2019. New boat Lift motors in 2021. New bathroom upstairs, new toilets, new oversize washer and dryer in 2022 (conveys with home). New floor and inside paint in 2023. Open floor plan on main level allows you views of the water, and your master bedroom allows you to wake up and view the water from your bed! Has 2 balconies and a patio to take advantage of the outdoors and sip a beverage, dine al fresco, read, or watch the dolphins and boats go by. Seawall reinforced in 2024. Hurricane shutters on sliding glass doors. Full time or part time living! Central Vac system. Rentals allowed. HOA is $500 quarterly and in good standing. Covers all lawn and yard care, dock water and electricity, and great cable package.

3 Beds ⋅ 3 Baths ⋅ 769107 MLS

Great opportunity to own a waterfront home on North Lagoon in Panama City Beach, FL! Priced well below similar properties in the area. 2300 sq ft (3 BRs, 2 full baths, 2 half baths). Bring your boat, jet ski and water toys, and enjoy life on the Lagoon! You can be in the Gulf of Mexico fishing in minutes or fish right off the dock. Catch blue crabs, catfish, red fish and baitfish off the dock. Comes with a boat slip and 10k lb boat lift, with water and electricity on the dock. New dock in 2023 (all boards replaced). New shingle roof and siding in 2019. New boat Lift motors in 2021. New bathroom upstairs, new toilets, new oversize washer and dryer in 2022 (conveys with home). New floor and inside paint in 2023. Open floor plan on main level allows you views of the water, and your master bedroom allows you to wake up and view the water from your bed! Has 2 balconies and a patio to take advantage of the outdoors and sip a beverage, dine al fresco, read, or watch the dolphins and boats go by. Seawall reinforced in 2024. Hurricane shutters on sliding glass doors. Full time or part time living! Central Vac system. Rentals allowed. HOA is $500 quarterly and in good standing. Covers all lawn and yard care, dock water and electricity, and great cable package.

5833 N Lagoon Drive Unit A, Panama City Beach

Listing courtesy of Beycome of Florida LLC.

$449,000

Direct Grand Lagoon Waterfront + Gulf Access to build your dream home in Florida! This cleared 0.13-acre homesite offers approximately 48' of waterfront, an existing seawall and 180' dock so the hard infrastructure is already finished. You'll be able to park your boat while you build and enjoy waterfront restaurants within minutes! Close to St. Andrews State Park and Shell Island, and a short haul right out to the gulf for fishing or diving. This site is perfect as an elevated waterfront residence as a full time primary, second home or income producing coastal retreat. Perfect water for a Pontoon Boat, this home offers direct boating access to St. Andrew's Bay, and the Gulf right out your back door. Build new around the lifestyle you want instead of paying to renovate somebody else's mess. Buyer to verify zoning, setbacks, flood / elevation requirements and suitability of conceptual plans.

770829 MLS

Direct Grand Lagoon Waterfront + Gulf Access to build your dream home in Florida! This cleared 0.13-acre homesite offers approximately 48' of waterfront, an existing seawall and 180' dock so the hard infrastructure is already finished. You'll be able to park your boat while you build and enjoy waterfront restaurants within minutes! Close to St. Andrews State Park and Shell Island, and a short haul right out to the gulf for fishing or diving. This site is perfect as an elevated waterfront residence as a full time primary, second home or income producing coastal retreat. Perfect water for a Pontoon Boat, this home offers direct boating access to St. Andrew's Bay, and the Gulf right out your back door. Build new around the lifestyle you want instead of paying to renovate somebody else's mess. Buyer to verify zoning, setbacks, flood / elevation requirements and suitability of conceptual plans.

3532 Treasure Circle, Panama City Beach

Listing courtesy of Anchor Realty Florida.

5234 Finisterre Drive, Panama City Beach

$899,000

Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

752262 MLS

Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

5234 Finisterre Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

4726 Bay Point Road Unit 4204, Panama City Beach

$398,000

Discover your perfect coastal retreat. This fully furnished, turn-key home is ideally located at the marina, offering easy boat access for all your water adventures. Enjoy stunning water views from the property, creating a serene and relaxing atmosphere. Whether you're taking a short stroll to the marina, exploring nearby beaches, or savoring local dining, this home provides the ultimate in convenience and laid-back luxury. Ready for immediate move-in, it's the ideal spot for both relaxation and recreation! This home had a complete remodel and is absolutely beautiful. Short term rentals are allowed.

2 Beds ⋅ 3 Baths ⋅ 767406 MLS

Discover your perfect coastal retreat. This fully furnished, turn-key home is ideally located at the marina, offering easy boat access for all your water adventures. Enjoy stunning water views from the property, creating a serene and relaxing atmosphere. Whether you're taking a short stroll to the marina, exploring nearby beaches, or savoring local dining, this home provides the ultimate in convenience and laid-back luxury. Ready for immediate move-in, it's the ideal spot for both relaxation and recreation! This home had a complete remodel and is absolutely beautiful. Short term rentals are allowed.

4726 Bay Point Road Unit 4204, Panama City Beach

Listing courtesy of Emerald Coast Realty Group.

7848 Grand Lagoon Way, Panama City Beach

$1,699,000

LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This Lot 7 Cobia Plan offers 4 bedrooms, 3 full bathrooms, plus a flex space. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access. *USE 7900 S LAGOON DRIVE IN GPS*

4 Beds ⋅ 3 Baths ⋅ 765223 MLS

LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This Lot 7 Cobia Plan offers 4 bedrooms, 3 full bathrooms, plus a flex space. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access. *USE 7900 S LAGOON DRIVE IN GPS*

7848 Grand Lagoon Way, Panama City Beach

Listing courtesy of CENTURY 21 Commander Realty.

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