North Santa Rosa County Homes under $1 million

Welcome to North Santa Rosa County, Florida—a hidden gem nestled in the heart of the Sunshine State. Known for its picturesque landscapes, friendly communities, and a rich tapestry of cultural experiences, this region is perfect for those seeking a serene lifestyle without sacrificing modern conveniences.

North Santa Rosa County boasts a variety of charming neighborhoods, each with its own unique character. From the tranquil shores of Navarre Beach to the lush greenery of Pace, residents enjoy a perfect blend of natural beauty and suburban comfort. The area is renowned for its excellent schools, making it an ideal location for families. Outdoor enthusiasts will appreciate the numerous parks, hiking trails, and waterways that invite exploration and adventure.

If you’re in the market for a home, you’ll be delighted to discover that North Santa Rosa County offers a wide range of properties available for under $1 million. Whether you’re looking for a cozy single-family home, a spacious townhouse, or a charming cottage, there’s something to suit every taste and budget. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the Florida sunshine.

With its welcoming atmosphere, stunning surroundings, and diverse housing options, North Santa Rosa County is not just a place to live—it’s a place to thrive. Come and explore this vibrant community, where your dream home awaits!

Newest North Santa Rosa County Homes under $1 million

$476,900

4 Beds ⋅ 3 Baths ⋅ 1013210 MLS

Welcome home to your new country estate for laid back living with all the conveniences of a modern, wonderfully built home. This stunning Ruby Estate Floor Plan is situated on a .50 acre lot in the Prosperity Point community in Milton. Offering 4 bedrooms, 3 full bathrooms, and 2483 square feet of beautifully designed living space, this home blends modern convenience with spacious country charm. This beautiful homesite is tucked away in a quiet, low-traffic street. Inside, the home showcases Herbst Homes' signature quality and attention to detail, with upscale features throughout. You'll find high-end cabinetry, granite or quartz countertops, and premium finishes that elevate every space.

6623 Prosperity Ln, Milton

Listing courtesy of Herbst Realty LLC.

$420,000

5 Beds ⋅ 3 Baths ⋅ 1013129 MLS

2022-built 5BR/3BA/3-car garage home offering 2,522 square feet of thoughtfully designed living space. This open-concept split floor plan offers the perfect blend of comfort and functionality. The kitchen serves as the heart of the home with quartz countertops, a large eat-up center island, abundant cabinetry, stainless steel appliances, and a breakfast nook overlooking the living and dining areas. A custom front entry door, recessed lighting, and striking accent wall add style and character. Luxury vinyl plank flooring extends throughout the main living areas, while the bedrooms offer the comfort of carpet. The spacious primary suite features dual sinks, a beautifully tiled walk-in shower, and a generous walk-in closet. Four additional bedrooms provide flexibility for family, guests, or a home office. Relax or entertain on the covered back patio overlooking fenced backyard with irrigation system and low maintenance rock landscaping. Perfectly positioned in the highly sought-after Yellow River Ranch community, the home overlooks the community green space and is just steps from a resort-style pool, pickleball and tennis courts, a basketball court, playground, and sidewalks. Convenient access to I-10, Pensacola, NAS Whiting Field, Eglin Air Force Base, Navarre Beach, and Pensacola Beach. Built in 2022, this newer home may offer lower insurance costs.

4166 Upper Walk, Milton

Listing courtesy of Hurd Real Estate & Company LLC.

$480,000

4 Beds ⋅ 2 Baths ⋅ 1012850 MLS

Upgraded Baylor Model custom-built by Flynn Homes in November 2025! This 4-bedroom, 2-bath home offers 1,851 sq. ft., a spacious 3-car garage,and two covered patios on a premium corner lot.Custom designed with oversized vehicles in mind, the expansive 26' x 30' garage features 8' doors, while the extended driveway provides plenty of room for a large RV, trailer, boat and truck without crowding the road. The home features numerous upgrades, including upgraded LVP flooring, granite countertops with backsplash, a Kraus touchless kitchen faucet, Kohler farmhouse sink, upgraded island cabinetry, Samsung Bespoke appliances, Google Nest thermostat, a fully fenced backyard, underground irrigation, professionally landscaped grounds, mature and growing palms, and a large concrete back patio. Enjoy beautiful Milton sunsets, a quiet setting, convenient access to town and the beach, and no HOA. Right down the street from the Splash Zone water park and easy access to I-10, 87 or 90!! Full list of upgrades and additional information available in the MLS documents. Seller is relocating to be closer to family and new grandbaby coming:)

4607 Carl Booker Rd, Milton

Listing courtesy of Lokation.

$254,900

3 Beds ⋅ 2 Baths ⋅ 1013037 MLS

Welcome to 6668 Maple St in Milton! This beautifully updated 3-bedroom, 2-bath home offers over 2,000 square feet of comfortable living space with the perfect blend of charm, style, and functionality. Step inside to an inviting open kitchen and dining area featuring quartz countertops, custom cabinetry, floating shelves, stainless steel appliances, and distinctive brick flooring. The spacious primary suite offers a beautifully finished bathroom with a double quartz vanity, soft-close cabinetry, stylish black and gold fixtures, and built-in USB outlets. Major improvements include a 2022 roof, hurricane-impact windows, updated ductwork, and spray foam attic insulation. Outside, enjoy a fully fenced backyard with plenty of room to relax, entertain, or play. The property also features a versatile two-room storage building already wired for HVAC and water, offering excellent potential for a workshop, home gym, studio, hobby space, or additional storage. Conveniently located near downtown Milton, schools, parks, shopping, and NAS Whiting Field, this move-in-ready home has so much to offer. Schedule your private showing today!

6668 Maple St, Milton

Listing courtesy of ERA American Real Estate.

$329,500

4 Beds ⋅ 2 Baths ⋅ 1012958 MLS

Nice all brick house at Plantation Woods. The The open floor plan is a highly desirable Designs plan. Features 4 bedrooms, 2 baths, covered patio and a 2-car garage. The Smart Home Connect System includes several Smart Home convenient devices. An elegant and well-designed kitchen with plenty of space. The island bar and all stainless appliances, pantry, granite and a roomy dining area are delightful. Spacious bedrooms. Main bedroom feature a walk-in closet, extra storage closet, double sinks, beautiful granite vanity and large shower. Striking wood-look flooring throughout and frieze carpet in the bedrooms. The lot is large, seat high, and is well drained. This home is one that you should see before buying any other property. A pet free home. Seller may consider VA assumption of the loan. Call for details. Pictures coming soon.

5149 Gaineswood Dr, Milton

Listing courtesy of World Impact Real Estate.

$349,999

4 Beds ⋅ 2 Baths ⋅ 1012878 MLS

Welcome to this spacious 4-bedroom, 2-bath home featuring an open-concept floor plan designed for comfortable everyday living and entertaining. The kitchen features an island with bar seating, granite countertops, stainless steel appliances, an undermount sink, pantry, and ample counter and storage space. The primary bedroom includes an adjoining bath with a double vanity and walk-in closet. Luxury vinyl plank flooring extends throughout the main living areas, with carpeting in the bedrooms. Additional features include Smart Home Technology, keyless entry, a video doorbell, hurricane fabric window protection, a two-car garage, and a covered patio overlooking the privacy-fenced backyard. Conveniently located in Pace with access to area shopping, dining, medical facilities, and other everyday amenities. The property is currently a skip away to Bennett C. Russell Elementary School and Avalon Middle School; buyers should independently verify current school zoning and attendance boundaries with the appropriate school district.

5560 Guinevere Ln, Milton

Listing courtesy of Coldwell Banker Realty.

$214,900

3 Beds ⋅ 2 Baths ⋅ 1012831 MLS

Brand NEW metal roof!! This home has been well maintained since the owners bought it in 2020. Many add-ons have been implemented. This is a 3 bedroom, 2 bathroom split-floorpan situated on an expansive lot at .96 acres. The main bedroom suite has a garden tub and walk-in closet. They've added an above-ground pool surrounded by an added covered and open patio areas along with privacy fence, there are 2 outdoor buildings (the workshop has power, AC and is insulated and then the storage building behind the home has electrical). There is a covered space for RV or boat storage, and they've added the crushed limestone driveway with additional parking space. Located minutes from easy access to Interstate 10. Call today to schedule a tour of this property.

8680 John Hamm Rd, Milton

Listing courtesy of HomeSmart Sunshine Realty.

$625,900

4 Beds ⋅ 3 Baths ⋅ 1012773 MLS

Welcome to this gorgeous, pristine property designed for luxurious living, entertaining, and ultimate organization, situated on ~0.53 acres with no rear neighbors. Covered front and back porches offer inviting outdoor spaces, while the fenced backyard, automatic irrigation system for low-maintenance yard care, and private in-ground pool create an outdoor oasis. Inside, discover a totally reimagined chef's kitchen complete with all-new KitchenAid stainless steel appliances, including a 36' professional gas range, vent hood, refrigerator, dishwasher, and microwave drawer. The main level flows into a humongous game room--an incredible space perfect for movie nights, family activities, or entertaining guests. The primary suite serves as a true retreat featuring a spacious bath with a large walk-in tiled shower and primary closets enhanced with custom organization and meticulous attention to detail. The home continues to impress with a totally redone laundry room equipped with custom drawers and a brand-new washer and dryer. Parking and storage are unmatched with an oversized attached 2-car garage plus a separate 24x28 detached 2-car garage for vehicles, hobbies, or a workshop. Additional features include a whole-house Generac generator, water softener, owned security system, and fresh interior paint throughout. This turn-key masterpiece combines upscale finish, functional layout, and extraordinary storage in one rare package. Hurricane shutters too!

6235 Benelli Dr, Milton

Listing courtesy of Coldwell Banker Realty.

$444,900

4 Beds ⋅ 2 Baths ⋅ 1012772 MLS

Welcome home to your new country estate for laid back living with all the conveniences of a modern, wonderfully built home. This stunning Liberty Estate Floor Plan is situated on a private 1.03-acre estate lot in the Walther Reserve community in Milton. The Liberty Estate is a spacious 4-bedroom, 2-bath home featuring an open layout and modern finishes throughout. The kitchen offers stainless steel appliances, granite or quartz countertops, slow-close cabinetry, an island, and a large pantry. The split floor plan provides added privacy, with the primary suite including tray ceilings, double vanities, a tiled walk-in shower, and a garden tub. The fourth bedroom offers flexibility as an office or playroom. Crown molding accents the main living areas, and the main living areas, and blinds are included. A side-entry three-car garage elevates curb appeal with a clean, upscale look while providing ample space and functionality. This home has it all! Pictures are of a similar home, colors may vary. Projected completion is February 2027.

4915 Horace Lunsford Rd, Milton

Listing courtesy of Herbst Realty LLC.

$327,950

3 Beds ⋅ 2 Baths ⋅ 1012760 MLS

Welcome home! Perfectly positioned just off Woodbine Road and directly across from the Publix shopping plaza, this turnkey 3-bedroom, 2-bathroom residence offers the ideal blend of modern 2021 renovations, wholesome design choices, and effortless everyday living. Inside, an inviting open concept layout features clean lines, bright natural light throughout, and resilient luxury vinyl stone core flooring that flows seamlessly from room to room. The central living space anchors the home with a cozy fireplace creating a warm, relaxed atmosphere for gatherings or quiet evenings in. Gourmet touches elevate the kitchen, which boasts crisp cabinetry, sleek quartz countertops, stainless steel appliances, and generous pantry storage to keep everything organized. Flexibility is built into the floor plan with a spacious bonus room; ideal as a dedicated home office, fitness studio, or secondary lounge. The master suite serves as a true retreat, offering enough space for a full set plus a comfortable seating area, a massive walk-in closet, and an ensuite bath featuring a double quartz vanity and an oversized custom-tiled shower. Two additional bedrooms provide great space and closet storage for family, guests, or a expanding lifestyle. Step outside to a fully fenced, private backyard designed for outdoor living, pets, and entertaining. The outdoor space is complete with a brand-new detached storage shed, giving you extra room for tools, lawn gear, or recreational equipment.

5732 Dove Dr, Pace

Listing courtesy of Diamond Gulf Realty.

$299,900

4 Beds ⋅ 2 Baths ⋅ 1012744 MLS

Welcome to Liberty Farms Community! The Cali model, one of our most sought-after designs, offers a fantastic open layout for relaxed living. Offers 4 bedrooms, 2 bathrooms, a covered back patio, 2-car garage, and the 'Smart Home Connect' System with various convenient Smart Home devices. The well-appointed kitchen includes stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, corner pantry, island bar, eye-catching wood-look flooring, and plush carpet in the bedrooms. Quartz Countertops in the Kitchen & Baths. Bedroom 1 and the adjoining beautiful bath boast a large walk-in closet, double vanity sinks, and more. Fabric Hurricane window and door protection is also included. Enjoy the stylish curb appeal with easy access to the interstate. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

5136 Rainwater Rd, Milton

Listing courtesy of DR Horton Realty of Northwest Florida LLC.

$337,900

5 Beds ⋅ 3 Baths ⋅ 1012741 MLS

Welcome to Liberty Farms! The highly desirable Sawyer floorplan provides a well-designed OPEN concept, no wasted space, 5 beds, 3 baths & 2 car garage. All stainless appliances in the kitchen, smooth top range, beautiful stone countertops in kitchen and baths, quiet dishwasher, built in microwave, spacious dining area & more. Striking wood look flooring, plush carpet in the bedrooms. The Smart Home Connect System has several convenient devices you will enjoy. Also, Fabric Hurricane door and window protection is included. Located in a fast-growing area with easy access to the interstate. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

5141 Rainwater Rd, Milton

Listing courtesy of DR Horton Realty of Northwest Florida LLC.

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