North Santa Rosa County Homes with Bay Waterfront Features

Welcome to North Santa Rosa County, a hidden gem nestled in the heart of Florida's enchanting Santa Rosa County. This picturesque region, with Milton as its charming hub, offers a delightful blend of natural beauty, rich history, and a vibrant community spirit. Known for its stunning landscapes and friendly atmosphere, North Santa Rosa County is the perfect place for those seeking a tranquil yet engaging lifestyle.

One of the most captivating features of this area is its breathtaking bay waterfront homes. Imagine waking up to the soothing sounds of waves lapping against the shore and witnessing stunning sunsets right from your backyard. These homes not only provide spectacular views but also offer direct access to the pristine waters of the bay, making them ideal for boating, fishing, and enjoying various water activities. Whether you’re sipping your morning coffee on the deck or hosting a family gathering by the water, living in a bay waterfront home in North Santa Rosa County is an experience like no other.

The community here is as inviting as the landscapes, with local festivals, farmer's markets, and cultural events that bring residents together. Nature enthusiasts will appreciate the nearby parks and recreational areas, where you can hike, bike, or simply bask in the beauty of Florida's flora and fauna.

Discover your dream home in North Santa Rosa County, where the allure of bay waterfront living meets the warmth of a close-knit community. Embrace a lifestyle that celebrates both relaxation and adventure in this beautiful corner of Florida!

Newest North Santa Rosa County Homes with Bay Waterfront Features

$1,590,000

5 Beds ⋅ 6 Baths ⋅ 1006642 MLS

Welcome to an exceptional bayfront retreat where luxury, comfort, and waterfront living come together. Set along your own private stretch of shoreline with a sandy beach and private boat dock, this beautifully renovated five-bedroom estate offers an exceptional blend of timeless design and effortless waterfront living. As you step through the stunning double iron hurricane-rated front doors, expansive bay views greet you the moment you enter. The entire back of the home is lined with windows, creating a light-filled living space where the water is always front and center. Designed for both everyday living and entertaining, the open-concept floor plan centers around a chef's kitchen featuring stainless steel appliances, an induction cooktop, double ovens, a warming drawer, generous prep space, and custom cabinetry. Just beyond, a dedicated theater room with elevated seating, projection, and surround sound creates the ultimate space for movie nights, game days, or gathering with family and friends. Upstairs, the spacious primary suite offers a peaceful retreat with breathtaking water views, a spa-inspired bath featuring a soaking tub, an oversized tiled shower with multiple body sprays, and two walk-in closets. Four additional bedrooms, each with their own walk-in closet, provide plenty of space for family and guests. An expansive bonus room currently serves as a home gym, while an additional flex room offers the perfect space for a home office, playroom, or hobby room. Laundry rooms on both levels add everyday convenience. The oversized garage includes a separate workshop, additional storage, and a golf cart door for easy access to all your waterfront gear. Outside, multiple entertaining spaces overlook the bay, creating the perfect setting for morning coffee, sunset dinners, or simply relaxing as dolphins swim by. Spend the afternoon on your private sandy beach, head out on the water from your private dock, and enjoy the kind of waterfront lifestyle most people only dream about. Completely renovated from the studs out in 2023 and equipped with hurricane impact-rated windows and doors, this extraordinary home offers the rare combination of luxury, functionality, and an unmatched bayfront setting. **Boat lift conveys in as-is condition. Boat lift is non-functional and was not operational prior to the sellers' purchase of the property. Home gym equipment is being left as well as the theater system and chairs. Buyer to verify all measurements and information for accuracy.

1732 St Marys Bay Dr, Milton

Listing courtesy of Real Broker LLC.

$444,900

3 Beds ⋅ 2 Baths ⋅ 1006419 MLS

EXCEPTIONAL POND CREEK LOCATION - COMPLETELY RENOVATED! This Spectacular, Move-In Ready Home Truly Outshines New Construction, With Every Element Thoughtfully Replaced. Nestled On 1.11 Acres, The Property Borders 16 Acres Of Peaceful, Wooded State-Owned Greenspace on Pond Creek and Blackwater Bay. Adjacent To Downtown Milton, Bagdad and I-10 Access. Bring Your Fishing Boat, Jet Skis, Paddleboards, Rods, and More - The Sellers Are Including a Fishing Kayak and Crab Pot to Jump-Start Your Fun-Filled Water Adventures! Renovations Include New Roof, Windows, Doors, HVAC System and Duct Work, Unlimited Tankless Water Heater, Fully Remodeled Kitchen and Bathrooms, New Wood-Look Tile Floors, Lighting and Plumbing Fixtures and Natural Gas Appliances. Home is Custom-Built

4611 Gunter Rd, Milton

Listing courtesy of McCall Realty & Investments In.

$79,900

1006246 MLS

Looking for a great waterfront deal, this bayfront lot located in Milton off Avalon Blvd gives you access to the open waters. Road is not cut into lot but with a little work you could have an amazing waterfront lot at an unheard price in this market. Property is wooded giving you the opportunity to keep it private or as open as you like. Over 50 feet on the water!

Lot 3 Forest Brook, Milton

Listing courtesy of Merrifield & Pilcher Realty.

$1,150,000

4 Beds ⋅ 3 Baths ⋅ 1005803 MLS

Waterfront Luxury with Panoramic Bay Views on Nearly an Acre. New Roof June of 2026. Experience exceptional waterfront living in this beautifully updated 4-bedroom, 3-bathroom home offering 3,305 square feet of living space on a private 0.90-acre lot. Designed to maximize natural light and breathtaking views, the home features expansive windows, light interior finishes, and a flowing open-concept layout that seamlessly connects the main living areas. The spacious kitchen is equipped with modern conveniences, including a tankless water heater and propane gas service. Thoughtfully designed bedrooms provide privacy and comfort, while bamboo flooring in the bedrooms and new tile throughout the main living areas add warmth and style. Enjoy year-round relaxation in the indoor lap pool overlooking the bay, complemented by a covered lanai, screened deck, and open-air entertaining spaces. The impressive two-story sun deck sits above the boat lift, creating the perfect vantage point for taking in panoramic water views and spectacular sunsets. Boating enthusiasts will appreciate direct water access, a kayak launch, and two boat lifts--one designed for a powerboat and a second larger lift suitable for a sailboat or larger vessel. Significant infrastructure improvements include connection to sewer with a commercial-grade grinder system, complete removal of previous septic tanks, lines, and mounds, and the addition of a gravel driveway.

4501 Bayside Dr, Milton

Listing courtesy of Keller Williams Realty Gulf Coast.

$399,000

1004726 MLS

Excellent opportunity to buy and build right on the water, with .74 acres of land and 131 ft of waterfront in a well-established neighborhood of waterfront homes. Ideal for families, investors, or custom builders! Extensive seawall already done! Situated less than two miles off Avalon Blvd, and convenient to Pensacola, Gulf Breeze, Pensacola Beach and Milton. Less than four miles to Interstate 10, and located in a private coastal setting of affluently appealing homes. Zoned R1, flat, and ready to clear and build your future home or vacation getaway. Ideal for those wanting to live outside the hustle and bustle of Pensacola while still being convenient for work, school, boating from your own dock, dining, shopping, and all the beautiful Northwest Florida Gulf Coast offers. Motivated seller and priced to move. Don't miss this opportunity to create your own coastal oasis with lots of privacy, beautiful views, and all that comes with spectacular waterfront living near some of the country's best beaches.!

1021 Pearson Rd, Milton

Listing courtesy of Coconut Palm Real Estate LLC.

$895,000

3 Beds ⋅ 3 Baths ⋅ 1001443 MLS

Bay Front home offering 3 bedrooms, 2.5 bathrooms, and a bonus mother-in-law suite. Experience refined coastal living in this beautifully reimagined luxury waterfront home of 2,034 square feet, all set on an expansive 0.81-acre lot with breathtaking west-facing views over Escambia Bay. Completely remodeled from top to bottom in 2023, this property offers relaxed elegance. The main level showcases a thoughtfully expanded kitchen featuring new cabinetry, countertops, flooring, and appliances, along with a walk-in pantry and a stylish wet bar/beverage center. A newly added laundry room enhances convenience, while custom trim, fresh paint, solid wood interior doors, and updated finishes elevate the home's overall design. The open living spaces flow seamlessly to two screened-in porches-- to two screened-in porches--on both the main and lower levels--where you can take in stunning sunsets over the water. The spacious primary and guest accommodations are complemented by a versatile lower-level bonus mother-in-law suite, complete with a kitchenette, full bath, and washer/dryer--ideal for guests, extended family, or additional living space. The lower level also includes a 2-car garage with generous storage. Outdoors, this property truly shines. Enjoy direct waterfront access with a bulkhead, dock, boathouse, and boat lift equipped with electric and water. A walk-in beach area and stone fire pit create the perfect setting for evenings by the bay, while the above-ground saltwater pool with deck and grill area offers a private oasis for relaxing or entertaining. The expansive grounds also feature a new concrete driveway with a pickleball court and two RV sites with full hookups (electric, water, and sewer). Additional upgrades include conversion from septic to city sewer with a grinder pump system, upgraded electrical service with new meter socket and breaker panels, and enclosure of the first floor for expanded functionality. With no HOA and excellent potential for short-term rental income.

1089 Pearson Rd, Milton

Listing courtesy of Keller Williams Realty Gulf Coast.

$600,000

3 Beds ⋅ 2 Baths ⋅ 998081 MLS

Rare waterfront opportunity offering 200 feet of deep-water frontage, ideal for boating, fishing, kayaking, and swimming--right from your backyard. This unique property features a licensed marina with 15 slips and significant potential for expansion, making it an excellent opportunity for investors or owner-operators looking to generate additional income. With vision and a little TLC, the possibilities are wide open: expand the marina, add additional slips, or explore future waterfront business opportunities. The 1,357-square-foot home provides comfortable living with flexibility for an owner, on-site manager, or potential rental income. The property also includes a 380 square foot enclosed patio and a 200 square foot workshop, adding functional space for storage, hobbies, or marina operations. Located just 3 minutes from Downtown Milton, 34 minutes to Downtown Pensacola, 44 minutes to Pensacola Beach, and 48 minutes to NAS Pensacola, this property offers a rare combination of waterfront lifestyle, business potential, and convenient access to the Gulf Coast. Enjoy the marina lifestyle while creating income and building something special on the water. Opportunities like this are hard to find in this area.

7001/7005 Old Spanish Trl, Milton

Listing courtesy of Keller Williams Realty Gulf Coast.

$275,001

952644 MLS

30c Old Bay Pointe Plantation, Milton

Listing courtesy of Bellcore Commercial LLC.

$275,001

952643 MLS

29c Old Bay Pointe Plantation, Milton

Listing courtesy of Bellcore Commercial LLC.

$374,001

952640 MLS

27c Old Bay Pointe Plantation, Milton

Listing courtesy of Bellcore Commercial LLC.

$347,001

952642 MLS

28c Old Bay Pointe Planation, Milton

Listing courtesy of Bellcore Commercial LLC.

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