North Santa Rosa County Homes under $400,000

Welcome to North Santa Rosa County, Florida, a hidden gem nestled in the heart of the Sunshine State. This vibrant region offers a perfect blend of serene landscapes, friendly communities, and a rich tapestry of local culture. With its proximity to the beautiful Gulf Coast, North Santa Rosa County is an ideal destination for those seeking a relaxed lifestyle without sacrificing convenience.

Homebuyers will be delighted to discover an array of charming properties available under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, there’s something for everyone in this affordable market. From quaint single-family homes with spacious yards to modern townhouses that epitomize low-maintenance living, North Santa Rosa County boasts diverse options that cater to various tastes and lifestyles.

The region is not just about homes; it’s about community. Residents enjoy easy access to top-rated schools, lush parks, and recreational activities that embrace the natural beauty of Florida. The nearby Blackwater River State Forest offers hiking, fishing, and kayaking opportunities, making it a paradise for outdoor enthusiasts.

With a warm climate and friendly neighbors, North Santa Rosa County invites you to experience the joy of homeownership in a place where you can create lasting memories. Explore the possibilities today and discover why so many are choosing to call this enchanting area home. Your dream home awaits—let’s make it a reality!

Newest North Santa Rosa County Homes under $400,000

$254,900

3 Beds ⋅ 2 Baths ⋅ 1013037 MLS

Welcome to 6668 Maple St in Milton! This beautifully updated 3-bedroom, 2-bath home offers over 2,000 square feet of comfortable living space with the perfect blend of charm, style, and functionality. Step inside to an inviting open kitchen and dining area featuring quartz countertops, custom cabinetry, floating shelves, stainless steel appliances, and distinctive brick flooring. The spacious primary suite offers a beautifully finished bathroom with a double quartz vanity, soft-close cabinetry, stylish black and gold fixtures, and built-in USB outlets. Major improvements include a 2022 roof, hurricane-impact windows, updated ductwork, and spray foam attic insulation. Outside, enjoy a fully fenced backyard with plenty of room to relax, entertain, or play. The property also features a versatile two-room storage building already wired for HVAC and water, offering excellent potential for a workshop, home gym, studio, hobby space, or additional storage. Conveniently located near downtown Milton, schools, parks, shopping, and NAS Whiting Field, this move-in-ready home has so much to offer. Schedule your private showing today!

6668 Maple St, Milton

Listing courtesy of ERA American Real Estate.

$329,500

4 Beds ⋅ 2 Baths ⋅ 1012958 MLS

Nice all brick house at Plantation Woods. The The open floor plan is a highly desirable Designs plan. Features 4 bedrooms, 2 baths, covered patio and a 2-car garage. The Smart Home Connect System includes several Smart Home convenient devices. An elegant and well-designed kitchen with plenty of space. The island bar and all stainless appliances, pantry, granite and a roomy dining area are delightful. Spacious bedrooms. Main bedroom feature a walk-in closet, extra storage closet, double sinks, beautiful granite vanity and large shower. Striking wood-look flooring throughout and frieze carpet in the bedrooms. The lot is large, seat high, and is well drained. This home is one that you should see before buying any other property. A pet free home. Seller may consider VA assumption of the loan. Call for details. Pictures coming soon.

5149 Gaineswood Dr, Milton

Listing courtesy of World Impact Real Estate.

$349,999

4 Beds ⋅ 2 Baths ⋅ 1012878 MLS

Welcome to this spacious 4-bedroom, 2-bath home featuring an open-concept floor plan designed for comfortable everyday living and entertaining. The kitchen features an island with bar seating, granite countertops, stainless steel appliances, an undermount sink, pantry, and ample counter and storage space. The primary bedroom includes an adjoining bath with a double vanity and walk-in closet. Luxury vinyl plank flooring extends throughout the main living areas, with carpeting in the bedrooms. Additional features include Smart Home Technology, keyless entry, a video doorbell, hurricane fabric window protection, a two-car garage, and a covered patio overlooking the privacy-fenced backyard. Conveniently located in Pace with access to area shopping, dining, medical facilities, and other everyday amenities. The property is currently a skip away to Bennett C. Russell Elementary School and Avalon Middle School; buyers should independently verify current school zoning and attendance boundaries with the appropriate school district.

5560 Guinevere Ln, Milton

Listing courtesy of Coldwell Banker Realty.

$214,900

3 Beds ⋅ 2 Baths ⋅ 1012831 MLS

Brand NEW metal roof!! This home has been well maintained since the owners bought it in 2020. Many add-ons have been implemented. This is a 3 bedroom, 2 bathroom split-floorpan situated on an expansive lot at .96 acres. The main bedroom suite has a garden tub and walk-in closet. They've added an above-ground pool surrounded by an added covered and open patio areas along with privacy fence, there are 2 outdoor buildings (the workshop has power, AC and is insulated and then the storage building behind the home has electrical). There is a covered space for RV or boat storage, and they've added the crushed limestone driveway with additional parking space. Located minutes from easy access to Interstate 10. Call today to schedule a tour of this property.

8680 John Hamm Rd, Milton

Listing courtesy of HomeSmart Sunshine Realty.

$327,950

3 Beds ⋅ 2 Baths ⋅ 1012760 MLS

Welcome home! Perfectly positioned just off Woodbine Road and directly across from the Publix shopping plaza, this turnkey 3-bedroom, 2-bathroom residence offers the ideal blend of modern 2021 renovations, wholesome design choices, and effortless everyday living. Inside, an inviting open concept layout features clean lines, bright natural light throughout, and resilient luxury vinyl stone core flooring that flows seamlessly from room to room. The central living space anchors the home with a cozy fireplace creating a warm, relaxed atmosphere for gatherings or quiet evenings in. Gourmet touches elevate the kitchen, which boasts crisp cabinetry, sleek quartz countertops, stainless steel appliances, and generous pantry storage to keep everything organized. Flexibility is built into the floor plan with a spacious bonus room; ideal as a dedicated home office, fitness studio, or secondary lounge. The master suite serves as a true retreat, offering enough space for a full set plus a comfortable seating area, a massive walk-in closet, and an ensuite bath featuring a double quartz vanity and an oversized custom-tiled shower. Two additional bedrooms provide great space and closet storage for family, guests, or a expanding lifestyle. Step outside to a fully fenced, private backyard designed for outdoor living, pets, and entertaining. The outdoor space is complete with a brand-new detached storage shed, giving you extra room for tools, lawn gear, or recreational equipment.

5732 Dove Dr, Pace

Listing courtesy of Diamond Gulf Realty.

$299,900

4 Beds ⋅ 2 Baths ⋅ 1012744 MLS

Welcome to Liberty Farms Community! The Cali model, one of our most sought-after designs, offers a fantastic open layout for relaxed living. Offers 4 bedrooms, 2 bathrooms, a covered back patio, 2-car garage, and the 'Smart Home Connect' System with various convenient Smart Home devices. The well-appointed kitchen includes stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, corner pantry, island bar, eye-catching wood-look flooring, and plush carpet in the bedrooms. Quartz Countertops in the Kitchen & Baths. Bedroom 1 and the adjoining beautiful bath boast a large walk-in closet, double vanity sinks, and more. Fabric Hurricane window and door protection is also included. Enjoy the stylish curb appeal with easy access to the interstate. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

5136 Rainwater Rd, Milton

Listing courtesy of DR Horton Realty of Northwest Florida LLC.

$337,900

5 Beds ⋅ 3 Baths ⋅ 1012741 MLS

Welcome to Liberty Farms! The highly desirable Sawyer floorplan provides a well-designed OPEN concept, no wasted space, 5 beds, 3 baths & 2 car garage. All stainless appliances in the kitchen, smooth top range, beautiful stone countertops in kitchen and baths, quiet dishwasher, built in microwave, spacious dining area & more. Striking wood look flooring, plush carpet in the bedrooms. The Smart Home Connect System has several convenient devices you will enjoy. Also, Fabric Hurricane door and window protection is included. Located in a fast-growing area with easy access to the interstate. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

5141 Rainwater Rd, Milton

Listing courtesy of DR Horton Realty of Northwest Florida LLC.

$325,000

3 Beds ⋅ 2 Baths ⋅ 1012623 MLS

Maybe you've pictured a few acres where you can keep horses, grow something of your own, and still make it to the beach in less than an hour. This 5.76-acre property gives that vision room to take shape. Open pasture and mature trees surround a 3-bedroom, 2-bath home site. Inside, the home offers a split floor plan, an eat-in kitchen, a fireplace, and a separate laundry room. Updates include refreshed kitchen cabinets, new counters, a pantry, renovated bathrooms, new vinyl plank flooring throughout, updated fixtures, and a new HVAC system. Exterior features include an enclosed barn - complete with horse stalls, a detached two-car garage/workshop, and over 500 feet of road frontage. Near the front left of the property is a site where a previous owner placed an additional manufactured home. A secondary electric and septic hookup is reported there; details and condition are unknown. If your vision includes horses, homesteading, agricultural pursuits, rental use, or a future home - this one is worth a look. Inspections are welcome; the property is being sold as is. All information deeded reliable but not guaranteed. Buyers should verify any and all information of importance to them.

12400 Wildlife Rd, Holt

Listing courtesy of Zach Taylor.

$399,000

5 Beds ⋅ 4 Baths ⋅ 1012372 MLS

SPACE, COMFORT & PAID-OFF SOLAR! Welcome to 5571 Inspiration Street, a spacious 5-bedroom, 2.5-bath home offering approximately 2,630 square feet in Milton's Whisper Creek community. Built in 2019 and situated on a .28-acre lot, this home offers a flexible floor plan designed for both everyday living and entertaining. Inside, you'll find generous living spaces along with a dedicated office area that's perfect for working from home, studying, or creating a flex space to fit your needs. The kitchen flows easily into the main living areas, making it a natural gathering place for family and guests. Upstairs, the centrally located laundry room adds everyday convenience near the bedrooms. The oversized primary suite provides a relaxing retreat with a large walk-in closet, garden tub, separate stand-alone shower, and plenty of room to unwind. A major bonus is the PAID-OFF SOLAR PANEL SYSTEM, offering added energy efficiency without an additional solar loan payment. The garage also includes a utility sink and service door for added functionality. Tucked away in the desirable Whisper Creek community, this home offers a peaceful neighborhood setting while remaining convenient to shopping, dining, schools, and everything Milton has to offer. With five bedrooms, over 2,600 square feet, a dedicated office, and paid-off solar, 5571 Inspiration Street offers the space and versatility today's buyers are searching for.

5571 Inspiration St, Milton

Listing courtesy of Coldwell Banker Realty.

$260,000

3 Beds ⋅ 2 Baths ⋅ 1012349 MLS

NO HOA! Discover comfortable Florida living in this fully renovated 3-bedroom, 2-bathroom single-family home nestled in the quiet Plantation Woods community of Milton. Offering approximately 1,330 square feet of thoughtfully designed living space, this home features a practical split-bedroom floor plan that provides privacy for the primary suite while keeping secondary bedrooms conveniently located. The open living and dining areas flow nicely into the kitchen, creating an inviting space perfect for everyday living and entertaining. The primary bedroom includes a private en-suite bath, while the additional bedrooms share a full hallway bath. An attached 2-car garage provides secure parking and extra storage. Located in an established, family-friendly neighborhood just off Highway 90, you'll enjoy easy access to shopping, dining, schools, and major roadways leading to downtown Milton, Pensacola, and the beaches. Plantation Woods offers a peaceful setting with the convenience of nearby amenities ideal for first-time buyers, downsizes, or investors. Don't miss this opportunity to own a solid home in a growing Santa Rosa County location. Schedule your private showing today! (AGENTS SEE REMARKS FOR UPGRADES)

8915 Longmont Way, Milton

Listing courtesy of World Impact Real Estate.

$309,900

4 Beds ⋅ 2 Baths ⋅ 1012317 MLS

Welcome to the Rhett floor plan in Arbor Place--a thoughtfully designed four-bedroom, two-bath home offering comfortable everyday living in a convenient Pace location. The open-concept layout connects the main living, dining, and kitchen areas, creating an inviting space for relaxing and entertaining. The living room features a double tray ceiling, ceiling fan, abundant natural light, and cordless blinds. The kitchen is equipped with stainless steel appliances, ample cabinet storage, and a large center island with plenty of room for meal preparation and casual seating. The private primary suite includes a spacious bedroom, walk-in closet, double vanities, soaking tub, and separate shower. Three additional bedrooms and a second full bathroom provide flexibility for guests, a home office, hobbies, or additional living space.

5898 Danbury Blvd, Pace

Listing courtesy of Berkshire Hathaway HomeServices.

$355,000

4 Beds ⋅ 2 Baths ⋅ 1012257 MLS

Welcome home to this spacious 4-bedroom, 2-bathroom property offering 1,768 square feet of comfortable living space on an oversized 1.01-acre lot. From the moment you step inside, you'll appreciate the light, inviting colors throughout the home. The kitchen features crisp white cabinetry, a center island, and a convenient dining area, creating a welcoming space for everyday living and entertaining. Thoughtfully designed, the bedroom layout provides comfort and convenience for family and guests. Step outside to enjoy the covered rear patio overlooking the expansive lot, offering plenty of room to relax, entertain, garden, or simply enjoy the outdoors. Ideally located close to shopping, dining, and everyday conveniences, this property offers the perfect combination of space, comfort, and accessibility an added bonus for enjoying the coastal lifestyle.

7684 Gumbo Ave, Pace

Listing courtesy of Keller Williams Realty Gulf Coast.

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