The Palms Of Destin Homes under $350,000

Welcome to The Palms of Destin, a vibrant and inviting subdivision nestled in the heart of Destin, Florida. Known for its stunning beaches and emerald green waters, this coastal paradise is the perfect backdrop for your dream home. The Palms of Destin offers a unique blend of luxury and affordability, making it an ideal choice for families, retirees, and anyone looking to embrace the laid-back Florida lifestyle.

One of the standout features of The Palms of Destin is its diverse range of homes priced under $350,000. This is a rare find in such a sought-after area, allowing you to enjoy the beauty and charm of Destin without breaking the bank. These homes often boast modern amenities, spacious layouts, and are just a stone's throw away from the area's renowned attractions, including pristine beaches, world-class dining, and exciting outdoor activities.

Living in The Palms of Destin means more than just a home; it’s about becoming part of a vibrant community. Residents enjoy access to a variety of amenities, including lush landscaping, sparkling pools, and recreational facilities. Whether you're lounging by the pool, taking a stroll through the neighborhood, or enjoying a sunset on the beach, The Palms of Destin offers a lifestyle that is both relaxing and invigorating.

With its affordable housing options and prime location in Okaloosa County, The Palms of Destin is the perfect place to call home. Experience the charm of coastal living—start your journey today!

Newest The Palms Of Destin Homes under $350,000

$330,000

2 Beds ⋅ 2 Baths ⋅ 1012101 MLS

Enjoy this first floor fully furnished turnkey condo that overlooks a lush 2-acre oasis including a 11,000 sqft. lagoon pool with waterfalls and over 100 Palms trees. Within those palm trees is the lagoon pool, large hot tub, a second seasonally heated pool, a children's splash pad and vast pool deck. This condo location removes the worry of children on the balcony and competing for the elevator during high resort occupancy. The quarterly HOA payment includes all utilities, The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free.

4203 Indian Bayou Trl Unit 1113, Destin

Listing courtesy of Bastion Realty LLC.

$325,000

2 Beds ⋅ 2 Baths ⋅ 1011966 MLS

Remodeled and meticulously maintained, this lower-level 2nd-floor condo at The Palms of Destin is a true rental gem with upgrades throughout and a proven rental history! The unit has been thoughtfully refreshed with new flooring throughout, fresh paint, an upgraded kitchen with quartz countertops, cabinetry and hardware, stainless-steel appliances, newer HVAC (2022) , hot water heater (2022), full-size washer/dryer, updated bathroom vanity tops and lighting, ceiling fans, and new TVs. Coastal furnishings and décor complement the relaxed Florida lifestyle, while both the living room and primary bedroom offer direct access to the spacious balcony overlooking the beautifully landscaped tropical grounds, creating a peaceful and private setting for owners and guests. The condo has generated impressive gross rental income, including $45,249 in 2021, $47,388 in 2022, $45,389 in 2023 and $30,316 in 2024-totaling almost $200k over the previous 5 years! The owner chose to occupy the property as their personal residence in 2025 and 2026, so there was no rental income during those years. Enjoy The Palms of Destin's impressive 5-star resort amenities, including the expansive lagoon-style pool with waterfalls, heated pool, kiddie pool and splash pad, hot tub, state-of-the-art fitness center, indoor and outdoor pickleball, tennis, basketball, onsite restaurant and bar, coffee shop, covered parking, 24-hour security, EV charging stations and more. HOA amenities also include all utilities, including electricity. Ideally located just minutes from Destin's world-famous beaches, this turnkey condo is an excellent opportunity for a vacation home, primary residence or income-producing investment. Schedule your showing today!

4207 Indian Bayou Trl Unit 2214, Destin

Listing courtesy of Go Coastal Realty LLC.

4207 Indian Bayou Trl Unit UNIT 2401, Destin

$350,000

2 Beds ⋅ 2 Baths ⋅ 1011161 MLS

Welcome to The Palms of Destin, one of the Emerald Coast's most desirable resort communities, offering incredible amenities, a welcoming atmosphere, and a prime location just moments from the beautiful white-sand beaches and emerald waters of Destin. This fully furnished 4th-floor corner unit features 2 bedrooms, 2 bathrooms, and 1,175 square feet of comfortable living space. With two private balconies, this spacious unit offers the perfect place to relax and enjoy the coastal lifestyle. The unit has been thoughtfully updated and includes upgraded flooring, a newer refrigerator, garbage disposal, microwave, and dishwasher. Additional major improvements include a new HVAC system in 2022, washer and dryer in 2024, and a water heater replaced in 2024. The guest bathroom has also been beautifully remodeled and features a full walk-in shower conversion. The Palms of Destin is known for its impressive resort-style amenities designed for all ages. Enjoy the spectacular lagoon-style pool, heated pool, hot tub, splash pad, and dedicated children's pool. The community also offers full-size tennis courts, pickleball courts, a basketball court, and a children's playground. Residents and guests can also enjoy an onsite bistro offering great food, drinks, and entertainment, as well as a coffee shop and numerous additional conveniences. Resort amenities two levels of covered parking, 24-hour onsite security, seasonal beach shuttle service, a large fitness center, and so much more. Whether you are looking for a vacation getaway, investment property, or your own piece of paradise along the Emerald Coast, this beautifully updated corner unit at The Palms of Destin offers an exceptional opportunity to enjoy the very best of the Destin lifestyle.

4207 Indian Bayou Trl Unit UNIT 2401, Destin

Listing courtesy of Go Coastal Realty LLC.

4207 Indian Bayou Trl Unit UNIT 2104, Destin

$310,000

2 Beds ⋅ 2 Baths ⋅ 1011049 MLS

**OWNER FINANCING AVAILABLE! **Welcome to Unit 2104 at The Palms of Destin, where coastal living meets an impressive resort-style amenity package. This beautifully maintained condo offers the perfect opportunity for a primary residence, second home, or vacation rental investment, all just minutes from Destin's sugar-white beaches and emerald-green waters. The Palms of Destin offers an exceptional collection of amenities designed for both owners and guests. Enjoy covered free parking, owner-only parking, 24-hour onsite security, an onsite restaurant and bar, coffee shop, front desk for convenient check-in, business center, mailboxes, ice vending, electric vehicle charging, and an onsite CAM. The resort features a large lagoon-style pool, year-round heated pool, hot tub, kiddie splash pad and children's pool, creating plenty of options for relaxing and enjoying the Florida sunshine. For those who love staying active, the amenities continue with tennis courts, outdoor pickleball, half-court basketball, an indoor pickleball court, and a 24-hour fitness center. There are also charcoal grills throughout the property for outdoor entertaining. Dog owners will appreciate the owner-only dog parks, along with a public dog park located directly across the street. Location is another major highlight. June White Decker Park and its free public beach access are approximately 0.4 miles away--a roughly 10-minute walk with a pedestrian crosswalk--or easily accessible by car with free parking. Morgan Sports Center is also within walking distance and offers disc golf and a large, brand-new playground. In addition, eight pickleball courts are located just one block from The Palms. Whether you're looking for a personal beach getaway, income-producing vacation property, or investment on the Emerald Coast, Unit 2104 offers the convenience, amenities, and location buyers are looking for. Experience everything Destin has to offer while enjoying the extensive amenities and resort lifestyle at The Palms of Destin.

4207 Indian Bayou Trl Unit UNIT 2104, Destin

Listing courtesy of Go Coastal Realty LLC.

$339,000

2 Beds ⋅ 2 Baths ⋅ 1010720 MLS

Turnkey Coastal Luxury at The Palms of Destin! Experience effortless resort living in this sought-after ground-floor residence at The Palms of Destin, beautifully updated, stylishly decorated and offered fully turnkey for rental.This inviting coastal retreat features a completely updated kitchen with new cabinetry, quartz countertops, and stainless steel appliances, along with updated bathrooms, modern lighting, fresh paint, and beautiful décor throughout. Outside your door, immerse yourself in the tropical resort atmosphere of The Palms, featuring Destin's largest lagoon-style pool, surrounded by swaying palms and lush landscaping. Unwind at the on-site spa, enjoy the resort amenities, or enjoy the world-famous sugar-white beaches of Destin. With its beautiful décor, extensive updates, turnkey furnishings, desirable ground-floor location, resort amenities, and close proximity to the beach, this is more than a vacation home; it's a ready-to-enjoy Destin lifestyle and an attractive investment opportunity. An added value is the HOA fee includes electricity, providing an exceptional benefit for both owners and rental investors and helping simplify ownership expenses.Just bring your suitcase, this coastal retreat is ready for you.

4207 Indian Bayou Trl Unit 2103, Destin

Listing courtesy of Christies International Real Estate Emerald Coast.

$319,000

2 Beds ⋅ 2 Baths ⋅ 1010185 MLS

Discover the beauty and luxury of this gorgeous ninth-floor, two bedroom, two bath condo in the heart of Destin. Boasting breathtaking Gulf and Bay views, this unit offers the perfect combination of comfort and resort-style living. The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free. This property allows short-term rentals, making it an incredible investment opportunity or the perfect full-time home. Don't miss this rare chance to own a slice of paradise in Destin! schedule showing today- this unit won't last long!

4203 Indian Bayou Trl Unit 1908, Destin

Listing courtesy of Bastion Realty LLC.

4203 Indian Bayou Trl Unit #11014, Destin

$324,900

2 Beds ⋅ 2 Baths ⋅ 686275 MLS ⋅ The Palms Of Destin BLDG.

This is the ONE! Welcome to your slice of paradise at The Palms of Destin Resort! This beautifully appointed 2 bedroom, 2 bath condominium sits on the 10th floor with gulf views! It comes fully furnished with upgrades galore! New flooring, lighting, dishwasher, microwave washer/dryer, and freshly painted kitchen cabinets, Updated bathrooms with freshly painted vanities, Custom built in bunk beds, Updated guest shower, master bath shower door installed and new granite sink and 3 TV's. This open- concept floor plan features a spacious living area, a well equipped kitchen, and a private balcony perfect for enjoying the tranquility of the gulf breeze. The primary suite offers a peaceful retreat with an en-suite bath while the second bedroom and full guest bath provide plenty of space for family and friends. Whether you are looking for full time residence, a vacation getaway, or investment property, this condo is an exceptional opportunity. Residents enjoy world class resort amenities, including a spectacular lagoon style pool with waterfalls, a children's splash area, hot tub, fitness center, tennis and basketball courts, on site restaurant and coffee shop, playground, and seasonal beach shuttle. This condo needs to be at the top of your list! Seller will cover 1st quarter condo dues with acceptable offer. Call today for your private showing!

4203 Indian Bayou Trl Unit #11014, Destin

Listing courtesy of Coldwell Banker Realty.

4203 Indian Bayou Trail, Unit 11014, Destin

$324,900

2 Beds ⋅ 2 Baths ⋅ 1008200 MLS ⋅ The Palms Of Destin BLDG.

This is the ONE! Welcome to your slice of paradise at The Palms of Destin Resort! This beautifully appointed 2 bedroom, 2 bath condominium sits on the 10th floor with gulf views! It comes fully furnished with upgrades galore! New flooring, lighting, dishwasher, microwave washer/dryer, and freshly painted kitchen cabinets, Updated bathrooms with freshly painted vanities, Custom built in bunk beds, Updated guest shower, master bath shower door installed and new granite sink and 3 TV's. This open- concept floor plan features a spacious living area, a well equipped kitchen, and a private balcony perfect for enjoying the tranquility of the gulf breeze. The primary suite offers a peaceful retreat with an en-suite bath while the second bedroom and full guest bath provide plenty of space for family and friends. Whether you are looking for full time residence, a vacation getaway, or investment property, this condo is an exceptional opportunity. Residents enjoy world class resort amenities, including a spectacular lagoon style pool with waterfalls, a children's splash area, hot tub, fitness center, tennis and basketball courts, on site restaurant and coffee shop, playground, and seasonal beach shuttle. This condo needs to be at the top of your list! Seller to cover 1st quarter Condo Dues with acceptable offer. Call today for your private showing.

4203 Indian Bayou Trail, Unit 11014, Destin

Listing courtesy of COLDWELL BANKER REALTY.

$320,000

2 Beds ⋅ 2 Baths ⋅ 1006188 MLS

$20K-$30K Gross Rental Income. HOA Covers ALL Utilities. Gulf Views. Turnkey. Done. Welcome to Unit 2603 at The Palms of Destin, a 6th-floor, Gulf-view, short-term rental approved condo that is already set up to earn. This is not a 'potential' investment. The HOA covering electricity, water, cable TV, and high-speed Wi-Fi, your ownership costs are predictable from day one. This Junior 2-Bedroom, 2-Bathroom condo offers 970 sq. ft. of updated, coastal-inspired living space and sleeps up to 6 guests, a king bed in the master suite, a queen bed in the guest room, and a full queen sleeper sofa in the living area. Both bathrooms are full-size. The open-concept kitchen, breakfast bar, and living/dining area flow seamlessly to your private Gulf-and-lagoon-view balcony, the feature guests screenshot and share before they even check in. Inside, you'll find updated flooring, fresh contemporary coastal furnishings, multiple flat-screen smart TVs, and a full-size in-unit washer and dryer, the amenity that earns 5-star reviews and repeat bookings from families and couples alike. The unit is fully furnished and turnkey. No additional investment required to start generating income. The resort amenities are a category of their own: Destin's largest lagoon pool, 11,000 sq. ft., 259,000 gallons, zero-entry design with 5 dancing waterfalls, walking bridges, and a sprawling lounge deck 21,000-gallon heated pool, children's splash pad, and whirlpool hot tub 2,265 sq. ft. state-of-the-art fitness center Two lighted tennis courts, full basketball courts, indoor pickleball court On-site Bistro Bar & Restaurant, coffee shop, and sports lounge Complimentary seasonal beach shuttle to public Gulf beach access Gated children's playground, BBQ & picnic areas Secured covered parking garage, elevator access, 24/7 security patrol EV charger on property Location is everything. You are steps from Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons (75+ shops, AMC Theater, Bass Pro Shop) and HarborWalk Village are minutes away by car. Henderson Beach State Park, 6,000 feet of pristine Gulf-front beach, is a 14-minute walk from your front door. Investment Highlights: Short-Term Rental Approved, resort STR permitted, Okaloosa County HOA Covers: Electricity | Water | Cable TV | High-Speed Wi-Fi | Amenities Fully furnished and turnkey, income-ready from Day 1 6th Floor, Gulf views + lagoon pool views from private balcony Sleeps 6, highest-demand guest configuration for families and groups In-unit W/D, top-ranked amenity by guest review data Year-round demand: peak summer + strong snowbird/winter market (Nov-Feb) Built 2007 | 970 sq. ft. | 2BR / 2BA | Unit 2603 | 4201 Indian Bayou Trail Whether you're an investor looking for a proven Emerald Coast cash-flow vehicle, a 1031 exchange buyer deploying capital into a tax-advantaged beach asset, or a family ready to stop renting someone else's beach memories and start owning your own, Unit 2603 checks every box. Ready to run the numbers, schedule a showing, or review the rental performance history? Make your appointment for an exclusive tour today.

4207 Indian Bayou Trl Unit 2603, Destin

Listing courtesy of EXP Realty LLC.

4203 Indian Bayou Trail, Unit 11004, Destin

$320,000

2 Beds ⋅ 2 Baths ⋅ 1005298 MLS

Welcome to your coastal retreat! This beautifully updated 10th-floor unit offers stunning views of the Gulf and Destin skyline. Enjoy colorful sunrises, coastal breezes, and resort-style living from your private balcony. Inside, you'll find updated flooring, a renovated bathroom, and thoughtful upgrades throughout. The open-concept design creates an inviting atmosphere, perfect for entertaining friends and family. The spacious balcony is ideal for morning coffee or evening cocktails while taking in the views. Resort amenities are right at your fingertips, including the expansive lagoon pool with cascading waterfall, hot tub, splash pad, tennis courts, fitness center, on-site dining, and beach shuttle service.

4203 Indian Bayou Trail, Unit 11004, Destin

Listing courtesy of Iron & Co Real Estate.

$339,750

2 Beds ⋅ 2 Baths ⋅ 1004386 MLS

Wake up to Gulf breezes and resort living every single day. Perched on the 9th floor of one of Destin's most sought-after communities, this beautifully updated 2-bedroom, 2-bathroom turnkey condo at The Palms of Destin offers breathtaking views of the lagoon-style pool, cascading waterfalls, and a stunning peek of the Gulf of Mexico. Whether you are searching for a personal coastal retreat, a vacation home, or a short-term rental investment with tremendous income potential, this property is primed and ready to deliver. Step inside and you will immediately notice the attention to detail throughout. Fresh interior paint, luxury vinyl plank flooring, and elegant white quartz countertops create a bright, modern coastal atmosphere that appeals to buyers and guests alike. The open-concept floor plan connects the kitchen, dining, and living areas seamlessly, making the space feel both expansive and welcoming. The kitchen features sleek black appliances, ample cabinet storage, and a breakfast bar ideal for casual mornings or entertaining. Both private balconies invite you to soak in the tropical resort atmosphere and gentle Gulf breezes that make Destin living so special. The primary suite offers its own balcony access and an en-suite bath, providing a peaceful escape at the end of every day. The second bedroom has been thoughtfully designed with custom barn doors and built-in bunk beds, maximizing both functionality and rental occupancy potential. Residents and guests enjoy access to an exceptional array of resort amenities that truly set this community apart, including three pools featuring a heated pool, a lagoon-style pool with cascading waterfalls, and a kiddie pool, along with a hot tub, fitness center, basketball courts, indoor and outdoor pickleball courts, tennis courts, a children's playground, and a barbecue grilling area. Beach lovers will appreciate the easy access to Destin's sugar-white sand beaches just across the street, with a complimentary resort shuttle to take you there and back. Nestled close to premier dining, shopping, and entertainment, this location is simply unmatched on the Emerald Coast. Do not miss your opportunity to own a piece of paradise. Schedule your private showing today and experience the Destin lifestyle for yourself.

4203 Indian Bayou Trl Unit 1903, Destin

Listing courtesy of Coldwell Banker Realty.

$299,000

2 Beds ⋅ 2 Baths ⋅ 1000969 MLS

Welcome to your perfect coastal retreat at the Palms of Destin--where resort-style living meets one of the most sought-after locations along the Emerald Coast. This beautiful 4th-floor, two-bedroom condo offers serene views overlooking the resort's stunning lagoon-style pool. Inside, you'll find a bright, open-concept living and dining area designed for both comfort and entertaining, seamlessly extending to an expansive private balcony--perfect for morning coffee or unwinding after a day at the beach.

4203 Indian Bayou Trl Unit 1413, Destin

Listing courtesy of The Ketchersid Group LLC.

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