The Palms Of Destin Homes under $400,000

The Palms Of Destin Homes under $400,000

Welcome to The Palms of Destin, a vibrant community nestled in the heart of Destin, Florida, where coastal charm meets modern living. This exquisite subdivision, located in Okaloosa County, offers residents a unique blend of tranquility and convenience, making it an ideal place to call home. With its stunning landscapes, lush greenery, and proximity to the sparkling Emerald Coast, The Palms of Destin is a true paradise for families, retirees, and anyone seeking a slice of Florida’s sun-kissed lifestyle.

One of the most appealing aspects of The Palms of Destin is its diverse range of homes, particularly those priced under $400,000. This affordability allows first-time buyers and savvy investors to access the flourishing real estate market in this sought-after area. The homes here boast contemporary designs, spacious layouts, and many feature modern amenities that cater to today’s lifestyle. Whether you’re looking for a cozy two-bedroom condo or a charming three-bedroom townhouse, The Palms of Destin has options that suit various tastes and budgets.

Beyond the beautiful homes, residents can enjoy a plethora of amenities, including a stunning resort-style pool, fitness center, and lush walking trails. The community is situated just minutes away from pristine beaches, world-class dining, and exciting recreational activities, ensuring that every day feels like a vacation.

Discover your dream home in The Palms of Destin, where coastal living meets affordability, and experience the charm of this enchanting community today!

Newest The Palms Of Destin Homes under $400,000

4207 Indian Bayou Trl Unit 2214, Destin
$325,000
2 Beds ⋅ 2 Baths ⋅ 1011966 MLS
Remodeled and meticulously maintained, this lower-level 2nd-floor condo at The Palms of Destin is a true rental gem with upgrades throughout and a proven rental history! The unit has been thoughtfully refreshed with new flooring throughout, fresh paint, an upgraded kitchen with quartz countertops, cabinetry and hardware, stainless-steel appliances, newer HVAC (2022) , hot water heater (2022), full-size washer/dryer, updated bathroom vanity tops and lighting, ceiling fans, and new TVs. Coastal furnishings and décor complement the relaxed Florida lifestyle, while both the living room and primary bedroom offer direct access to the spacious balcony overlooking the beautifully landscaped tropical grounds, creating a peaceful and private setting for owners and guests. The condo has generated impressive gross rental income, including $45,249 in 2021, $47,388 in 2022, $45,389 in 2023 and $30,316 in 2024-totaling almost $200k over the previous 5 years! The owner chose to occupy the property as their personal residence in 2025 and 2026, so there was no rental income during those years. Enjoy The Palms of Destin's impressive 5-star resort amenities, including the expansive lagoon-style pool with waterfalls, heated pool, kiddie pool and splash pad, hot tub, state-of-the-art fitness center, indoor and outdoor pickleball, tennis, basketball, onsite restaurant and bar, coffee shop, covered parking, 24-hour security, EV charging stations and more. HOA amenities also include all utilities, including electricity. Ideally located just minutes from Destin's world-famous beaches, this turnkey condo is an excellent opportunity for a vacation home, primary residence or income-producing investment. Schedule your showing today!

4207 Indian Bayou Trl Unit 2214, Destin

Listing courtesy of Go Coastal Realty LLC.

4207 Indian Bayou Trl Unit UNIT 2401, Destin
$350,000
2 Beds ⋅ 2 Baths ⋅ 1011161 MLS
Welcome to The Palms of Destin, one of the Emerald Coast's most desirable resort communities, offering incredible amenities, a welcoming atmosphere, and a prime location just moments from the beautiful white-sand beaches and emerald waters of Destin. This fully furnished 4th-floor corner unit features 2 bedrooms, 2 bathrooms, and 1,175 square feet of comfortable living space. With two private balconies, this spacious unit offers the perfect place to relax and enjoy the coastal lifestyle. The unit has been thoughtfully updated and includes upgraded flooring, a newer refrigerator, garbage disposal, microwave, and dishwasher. Additional major improvements include a new HVAC system in 2022, washer and dryer in 2024, and a water heater replaced in 2024. The guest bathroom has also been beautifully remodeled and features a full walk-in shower conversion. The Palms of Destin is known for its impressive resort-style amenities designed for all ages. Enjoy the spectacular lagoon-style pool, heated pool, hot tub, splash pad, and dedicated children's pool. The community also offers full-size tennis courts, pickleball courts, a basketball court, and a children's playground. Residents and guests can also enjoy an onsite bistro offering great food, drinks, and entertainment, as well as a coffee shop and numerous additional conveniences. Resort amenities two levels of covered parking, 24-hour onsite security, seasonal beach shuttle service, a large fitness center, and so much more. Whether you are looking for a vacation getaway, investment property, or your own piece of paradise along the Emerald Coast, this beautifully updated corner unit at The Palms of Destin offers an exceptional opportunity to enjoy the very best of the Destin lifestyle.

4207 Indian Bayou Trl Unit UNIT 2401, Destin

Listing courtesy of Go Coastal Realty LLC.

4207 Indian Bayou Trl Unit UNIT 2104, Destin
$310,000
2 Beds ⋅ 2 Baths ⋅ 1011049 MLS
**OWNER FINANCING AVAILABLE! **Welcome to Unit 2104 at The Palms of Destin, where coastal living meets an impressive resort-style amenity package. This beautifully maintained condo offers the perfect opportunity for a primary residence, second home, or vacation rental investment, all just minutes from Destin's sugar-white beaches and emerald-green waters. The Palms of Destin offers an exceptional collection of amenities designed for both owners and guests. Enjoy covered free parking, owner-only parking, 24-hour onsite security, an onsite restaurant and bar, coffee shop, front desk for convenient check-in, business center, mailboxes, ice vending, electric vehicle charging, and an onsite CAM. The resort features a large lagoon-style pool, year-round heated pool, hot tub, kiddie splash pad and children's pool, creating plenty of options for relaxing and enjoying the Florida sunshine. For those who love staying active, the amenities continue with tennis courts, outdoor pickleball, half-court basketball, an indoor pickleball court, and a 24-hour fitness center. There are also charcoal grills throughout the property for outdoor entertaining. Dog owners will appreciate the owner-only dog parks, along with a public dog park located directly across the street. Location is another major highlight. June White Decker Park and its free public beach access are approximately 0.4 miles away--a roughly 10-minute walk with a pedestrian crosswalk--or easily accessible by car with free parking. Morgan Sports Center is also within walking distance and offers disc golf and a large, brand-new playground. In addition, eight pickleball courts are located just one block from The Palms. Whether you're looking for a personal beach getaway, income-producing vacation property, or investment on the Emerald Coast, Unit 2104 offers the convenience, amenities, and location buyers are looking for. Experience everything Destin has to offer while enjoying the extensive amenities and resort lifestyle at The Palms of Destin.

4207 Indian Bayou Trl Unit UNIT 2104, Destin

Listing courtesy of Go Coastal Realty LLC.

4203 Indian Bayou Trl Unit #11014, Destin
$324,900
2 Beds ⋅ 2 Baths ⋅ 686275 MLS ⋅ The Palms Of Destin BLDG.
This is the ONE! Welcome to your slice of paradise at The Palms of Destin Resort! This beautifully appointed 2 bedroom, 2 bath condominium sits on the 10th floor with gulf views! It comes fully furnished with upgrades galore! New flooring, lighting, dishwasher, microwave washer/dryer, and freshly painted kitchen cabinets, Updated bathrooms with freshly painted vanities, Custom built in bunk beds, Updated guest shower, master bath shower door installed and new granite sink and 3 TV's. This open- concept floor plan features a spacious living area, a well equipped kitchen, and a private balcony perfect for enjoying the tranquility of the gulf breeze. The primary suite offers a peaceful retreat with an en-suite bath while the second bedroom and full guest bath provide plenty of space for family and friends. Whether you are looking for full time residence, a vacation getaway, or investment property, this condo is an exceptional opportunity. Residents enjoy world class resort amenities, including a spectacular lagoon style pool with waterfalls, a children's splash area, hot tub, fitness center, tennis and basketball courts, on site restaurant and coffee shop, playground, and seasonal beach shuttle. This condo needs to be at the top of your list! Seller will cover 1st quarter condo dues with acceptable offer. Call today for your private showing!

4203 Indian Bayou Trl Unit #11014, Destin

Listing courtesy of Coldwell Banker Realty.

4203 Indian Bayou Trail, Unit 11014, Destin
$324,900
2 Beds ⋅ 2 Baths ⋅ 1008200 MLS ⋅ The Palms Of Destin BLDG.
This is the ONE! Welcome to your slice of paradise at The Palms of Destin Resort! This beautifully appointed 2 bedroom, 2 bath condominium sits on the 10th floor with gulf views! It comes fully furnished with upgrades galore! New flooring, lighting, dishwasher, microwave washer/dryer, and freshly painted kitchen cabinets, Updated bathrooms with freshly painted vanities, Custom built in bunk beds, Updated guest shower, master bath shower door installed and new granite sink and 3 TV's. This open- concept floor plan features a spacious living area, a well equipped kitchen, and a private balcony perfect for enjoying the tranquility of the gulf breeze. The primary suite offers a peaceful retreat with an en-suite bath while the second bedroom and full guest bath provide plenty of space for family and friends. Whether you are looking for full time residence, a vacation getaway, or investment property, this condo is an exceptional opportunity. Residents enjoy world class resort amenities, including a spectacular lagoon style pool with waterfalls, a children's splash area, hot tub, fitness center, tennis and basketball courts, on site restaurant and coffee shop, playground, and seasonal beach shuttle. This condo needs to be at the top of your list! Seller to cover 1st quarter Condo Dues with acceptable offer. Call today for your private showing.

4203 Indian Bayou Trail, Unit 11014, Destin

Listing courtesy of COLDWELL BANKER REALTY.

4203 Indian Bayou Trl Unit 1301, Destin
$375,000
1 Beds ⋅ 2 Baths ⋅ 1006249 MLS
The Palms of Destin delivers the ultimate blend of comfort, convenience, and coastal lifestyle. This beautifully positioned residence offers sweeping views and effortless access to the vibrant energy that makes Destin one of the Gulf Coast's most desirable destinations. Life at The Palms is all about resort-style living. Owners and guests enjoy a spectacular 11,000-square-foot lagoon pool with waterfalls, bridges, and tropical landscaping, creating a true vacation atmosphere just steps from your door. Lounge poolside with a drink, relax in the spa, or spend the afternoon at the expansive sun deck soaking up the Florida sunshine. For those who love an active lifestyle, the community features a state-of-the-art fitness center, tennis and basketball courts, and walking paths, making it easy to stay energized year-round. On-site dining and coffee options provide convenience, while the resort's shuttle service to Destin's world-famous white-sand beaches means the Gulf is always just minutes away. Beyond the gates, you're perfectly positioned in the heart of Destin--moments from championship golf, boating, deep-sea fishing, and the upscale shopping and dining of Destin Commons and HarborWalk Village. Whether you're searching for a personal coastal retreat, a second home, or an investment property with strong rental appeal, Unit 1301 at The Palms of Destin offers the resort lifestyle buyers dream about on the Emerald Coast.

4203 Indian Bayou Trl Unit 1301, Destin

Listing courtesy of Compass.

4207 Indian Bayou Trl Unit 2603, Destin
$320,000
2 Beds ⋅ 2 Baths ⋅ 1006188 MLS
$20K-$30K Gross Rental Income. HOA Covers ALL Utilities. Gulf Views. Turnkey. Done. Welcome to Unit 2603 at The Palms of Destin, a 6th-floor, Gulf-view, short-term rental approved condo that is already set up to earn. This is not a 'potential' investment. The HOA covering electricity, water, cable TV, and high-speed Wi-Fi, your ownership costs are predictable from day one. This Junior 2-Bedroom, 2-Bathroom condo offers 970 sq. ft. of updated, coastal-inspired living space and sleeps up to 6 guests, a king bed in the master suite, a queen bed in the guest room, and a full queen sleeper sofa in the living area. Both bathrooms are full-size. The open-concept kitchen, breakfast bar, and living/dining area flow seamlessly to your private Gulf-and-lagoon-view balcony, the feature guests screenshot and share before they even check in. Inside, you'll find updated flooring, fresh contemporary coastal furnishings, multiple flat-screen smart TVs, and a full-size in-unit washer and dryer, the amenity that earns 5-star reviews and repeat bookings from families and couples alike. The unit is fully furnished and turnkey. No additional investment required to start generating income. The resort amenities are a category of their own: Destin's largest lagoon pool, 11,000 sq. ft., 259,000 gallons, zero-entry design with 5 dancing waterfalls, walking bridges, and a sprawling lounge deck 21,000-gallon heated pool, children's splash pad, and whirlpool hot tub 2,265 sq. ft. state-of-the-art fitness center Two lighted tennis courts, full basketball courts, indoor pickleball court On-site Bistro Bar & Restaurant, coffee shop, and sports lounge Complimentary seasonal beach shuttle to public Gulf beach access Gated children's playground, BBQ & picnic areas Secured covered parking garage, elevator access, 24/7 security patrol EV charger on property Location is everything. You are steps from Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons (75+ shops, AMC Theater, Bass Pro Shop) and HarborWalk Village are minutes away by car. Henderson Beach State Park, 6,000 feet of pristine Gulf-front beach, is a 14-minute walk from your front door. Investment Highlights:  Short-Term Rental Approved, resort STR permitted, Okaloosa County  HOA Covers: Electricity | Water | Cable TV | High-Speed Wi-Fi | Amenities  Fully furnished and turnkey, income-ready from Day 1  6th Floor, Gulf views + lagoon pool views from private balcony  Sleeps 6, highest-demand guest configuration for families and groups  In-unit W/D, top-ranked amenity by guest review data  Year-round demand: peak summer + strong snowbird/winter market (Nov-Feb)  Built 2007 | 970 sq. ft. | 2BR / 2BA | Unit 2603 | 4201 Indian Bayou Trail Whether you're an investor looking for a proven Emerald Coast cash-flow vehicle, a 1031 exchange buyer deploying capital into a tax-advantaged beach asset, or a family ready to stop renting someone else's beach memories and start owning your own, Unit 2603 checks every box. Ready to run the numbers, schedule a showing, or review the rental performance history? Make your appointment for an exclusive tour today.

4207 Indian Bayou Trl Unit 2603, Destin

Listing courtesy of EXP Realty LLC.

4203 Indian Bayou Trl Unit 1509, Destin
$365,000
2 Beds ⋅ 2 Baths ⋅ 1005689 MLS
Don't Miss this Guest Favorite, it is a Rental Gem, Improved Price for a Better ROI: With an impressive rental history, $49,269 in booking in 2025. And already looking to exceed that at $48,252 as of 9/3/26. This 5 star resort offers a Unique Lagoon Pool and tropical resort balcony view, with beach vibes. Enjoy Five-Star Amenities at The Palms of Destin Resort! This beautifully upgraded 2-bedroom, 2-bathroom Jr Suite condo is perfectly situated in the heart of Destin. A quick walk to the beach for sunsets. Combining charming beach decor with tons of upgrades. This home has been well loved and cared for. Step inside to find a fresh white palate with coastal accents, new furnishings and thoughtful decor. As you flow through the condo you will find it has all the comforts of home with a fully stocked kitchen, with upgraded kitchen and granite counter top. Unit 1509 comes fully Furnished, with all that you and your guests will come to love and adore to make the most of your beach retreat. 2 New sofas just delivered. Stepping out from the living room sliding glass doors, you will enjoy your own private balcony to sit back and take it all in. The unique view will capture your attention, with the lively pool deck, overlooking the Resort's Lagoon pool and tropical landscapes. Entering back inside: from two locations, you can access the Primary Bedroom with on suite bathroom and garden tub, black out curtains to sleep in and experience your vacation escape. The Jr bunk room has custom twin over full bed, It's own bathroom with walk in shower, and Full Laundry. If youre looking for the perfect Short Yerm Rental Set up: this property comes fully stocked, and furnished, with a book of business to hit the ground running! This is the perfect Choice.

4203 Indian Bayou Trl Unit 1509, Destin

Listing courtesy of Bastion Realty LLC.

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