Fort Walton Beach Homes under $250,000

Fort Walton Beach Homes under $250,000

Welcome to Fort Walton Beach, Florida, a hidden gem nestled in the heart of Okaloosa County! Known for its stunning white sandy beaches and crystal-clear emerald waters, this charming coastal city offers a perfect blend of relaxation and adventure. Whether you’re exploring the vibrant local culture, indulging in fresh seafood at waterfront restaurants, or soaking up the sun on the picturesque beaches, Fort Walton Beach has something for everyone.

For those looking to make this idyllic paradise their home, you’ll be delighted to discover a variety of homes available for under $250,000. This price range opens the door to affordable living in a city renowned for its natural beauty and welcoming community. From cozy single-family homes to inviting townhouses, there are options that cater to diverse lifestyles and preferences. Imagine waking up to the gentle sounds of the ocean and enjoying leisurely strolls along the beach—all without breaking the bank!

Fort Walton Beach is not just about its stunning landscapes; it also boasts excellent schools, a robust job market, and a variety of recreational activities. From fishing and boating to hiking and biking, outdoor enthusiasts will find endless opportunities to explore the great outdoors.

With its friendly atmosphere, rich history, and affordable real estate options, Fort Walton Beach is the perfect place to plant your roots. Come discover the charm of this coastal paradise and find your dream home today!

Newest Fort Walton Beach Homes under $250,000

2 Nw Cinderell Ln Unit A, Fort Walton Beach
$205,000
2 Beds ⋅ 2 Baths ⋅ 1013016 MLS
2 bedroom, 1.5 bath attached townhome in Azalea Gardens. Built 1993, approximately 1,135 sq ft. Convenient Fort Walton Beach location. Sold as-is. Buyer to verify all information.

2 Nw Cinderell Ln Unit A, Fort Walton Beach

Listing courtesy of Opendoor Brokerage LLC.

210 Pelham Rd Unit C211, Fort Walton Beach
$115,000
1 Beds ⋅ 1 Baths ⋅ 1012703 MLS
Waterfront unit directly on Cinco Bayou. Great view from the balcony and bedroom overlooking the bayou and a natural preserve area. Boat slips are available, at no cost, on a first come first serve basis. There is a dry storage area available as space allows. The complex offers a dock, boat slips, fishing, fish cleaning station, pool, tennis/basketball court and on-site laundry facility. Large living/dining room opens to kitchen. Kitchen offers breakfast bar, built-in microwave, pantry cabinet and tile backsplash. Large bedroom on the water with access to the balcony. The bathroom features a tile walk-in shower and separate vanity area. Tile flooring throughout the unit. The HVAC was installed in 2021 and the hot water heater was installed in August 2026. This unit is move-in ready.

210 Pelham Rd Unit C211, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

210 Pelham Rd Unit 214 A, Fort Walton Beach
$129,000
2 Beds ⋅ 2 Baths ⋅ 1012673 MLS
REO Property. Waterfront corner unit condo offering water views from the kitchen, balcony, AND master bedroom! This spacious 2 bedroom, 2 bath unit is located in a sought-after waterfront community featuring a sparkling pool, tennis courts, and convenient on-site laundry facilities. Enjoy waterfront activities just steps from your front door -- no need to drive to the beach when resort-style living is right outside! Ideally situated near shopping, schools, and offering an easy commute for work. Just a short drive to Hurlburt Field and Eglin AFB, making this a prime location for military families. Local beaches are also just minutes away for those sunny weekend getaways. Corner unit placement provides added privacy.

210 Pelham Rd Unit 214 A, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

112 Skinner Cir Unit A, Fort Walton Beach
$229,000
2 Beds ⋅ 2 Baths ⋅ 1011773 MLS
This charming 2-bedroom, 2-bath corner-lot townhouse offers plenty of space, privacy, and flexibility, making it an ideal starter home or investment property. The spacious living room flows into a dining area, creating a comfortable layout for everyday living and entertaining. A bright bonus sunroom/office overlooks the large backyard, providing the perfect spot for a home office, reading area, or additional living space. Upstairs, a versatile extra room can be used for crafts, storage, or another office. The corner lot provides additional parking and a larger-than-average backyard featuring a fire pit and paver patio, perfect for outdoor gatherings, along with a covered lean-to for convenient additional storage. With its desirable corner location, flexible spaces, and generous outdoor area, this townhouse offers both comfort and excellent potential for its next owner or investor. Hot Water Heater -2022 Roof- 2022

112 Skinner Cir Unit A, Fort Walton Beach

Listing courtesy of Coldwell Banker Realty.

210 Pelham Rd Unit A107, Fort Walton Beach
$99,900
2 Beds ⋅ 1 Baths ⋅ 1011744 MLS
Investor Alert! Priced for quick sale! Welcome to Unit 107A at Pier One Condominiums! This comfortable 2-bedroom, 1-bath unit condo offers convenient living in the heart of Fort Walton Beach. The seller has priced for a quick sale and is looking for an investor or cash buyer and will consider some owner financing. The unit features a functional floor plan with a comfortable living area, fresh paint throughout, new appliances, new fixtures and a well-equipped kitchen. Located on the first floor, Unit 107A provides easy access without the hassle of stairs. Pier One Condominiums offers a convenient Fort Walton Beach location with quick access to shopping, restaurants, schools, military bases, downtown Fort Walton Beach, and the beautiful beaches of the Emerald Coast. Property Highlights: First-floor Unit 107A Fresh updated throughout Private patio Convenient Fort Walton Beach location Easy access to shopping, dining, beaches, and area employers A great option for investors and anyone looking for an affordable and conveniently located condo in Fort Walton Beach. Schedule your showing today

210 Pelham Rd Unit A107, Fort Walton Beach

Listing courtesy of My Ardor Realty LLC.

214 Sw Miracle Strip Pkwy Unit A111, Fort Walton Beach
$190,000
1 Baths ⋅ 1011527 MLS
WATERFRONT LIVING AND INVESTMENT POTENTIAL AT PIRATES BAY! This furnished first-floor studio offers a convenient, low-maintenance retreat overlooking the Intracoastal Waterway/Sound. Step outside to the covered patio and enjoy the waterfront setting, or take advantage of the community pool, dock and marina atmosphere. Inside, the efficient 325 sq foot layout features LVP flooring, a kitchenette and full bath-everything needed for a weekend getaway, vacation rental or second home. Conveniently located in fort Walton Beach near dining, shopping and the white-sand beaches of the Emerald Coast.

214 Sw Miracle Strip Pkwy Unit A111, Fort Walton Beach

Listing courtesy of Silverleaf Realty Group.

405 Marshall Ct Unit 7, Fort Walton Beach
$99,900
2 Beds ⋅ 2 Baths ⋅ 1011476 MLS
Beautifully updated Spanish Villa Condo in the heart of Fort Walton Beach! Step inside to find durable and stunning NEW VINYL PLANK FLOORING throughout the residence, creating a clean and modern feel, with a FRESHLY PAINTED INTERIOR. The connected dining and living areas lead to your personal balcony, overlooking the pool, conveniently only a few feet away. The balcony is completed with a laundry/utility room, featuring a washer and dryer hookup. The two bedrooms offer generous living and closet space, perfect for comfortable living. The master and full bathroom, freshly updated with stunning marble undermount sink countertops, also featuring beautiful white-tiled showers, bringing a bright feel to both bathrooms. Residents have access to amenities that include a generously sized swimming pool, tennis court, and clubhouse.

405 Marshall Ct Unit 7, Fort Walton Beach

Listing courtesy of RE/MAX Gulf Coast Realty.

315 Bream Ave Unit 104, Fort Walton Beach
$175,000
2 Beds ⋅ 1 Baths ⋅ 1011334 MLS
LOCATION, LOCATION, LOCATION! This charming ground-floor 2-bedroom, 1-bath unit is tucked away in a smaller, more intimate complex and offers an incredible opportunity just steps from the beach. Enjoy direct boardwalk access to the sand and surf, while restaurants, shopping, and other beach-area amenities are all within easy walking distance. The unit features a convenient ground-floor layout, updated appliances, and reserved parking directly in front--making everyday living and beach trips effortless. This property has historically been used as a long-term rental, with an established rental history, while its prime beachside location offers exciting potential for short-term rental income, subject to applicable local regulations and association restrictions. Whether you're looking for a beach getaway, investment property, or a low-maintenance coastal home, this property offers the location and flexibility you've been looking for. Bring your beach chair and take advantage of everything this sought-after location has to offer! Seller is offering $5,000 for flooring/paint.

315 Bream Ave Unit 104, Fort Walton Beach

Listing courtesy of Alicia Hollis Sales.

210 Pelham Rd Unit 8B, Fort Walton Beach
$85,000
1 Baths ⋅ 1010469 MLS
Enjoy waterfront living in this affordable studio condo. Due to a fire in the building, everything in this condo is new. Electrical, plumbing, hvac system, walls, fixtures, cabinets, floors, and appliances. Vacation in your own home. Sit on your porch with beautiful views of the bayou. Enjoy access to a waterfront swimming pool, tennis courts, fishing dock, and boat slips (subject to HOA rules and availability). The laundry room is conveniently located just a few doors down from your unit. Enjoy a waterfront lifestyle at an affordable price. This efficiency condo offers an excellent opportunity for a primary residence, long term rental or weekend getaway. No dogs allowed for owners or renters. See pet policy in HOA docs. No short term rentals allowed. Quarterly pest control provided by HOA.

210 Pelham Rd Unit 8B, Fort Walton Beach

Listing courtesy of Coastal Realty Services.

315 Bream Ave Unit 106, Fort Walton Beach
$184,000
2 Beds ⋅ 1 Baths ⋅ 1010391 MLS
YOUR OKALOOSA ISLAND CONDO SHOULD START WITH YOUR VISION. First-floor 2BR/1BA at Breakers West with tile flooring, fresh interior paint, appliances, and an assigned parking space. This unit gives the next owner a clean starting point to create a personal coastal getaway, an island home base, or a furnished rental setup designed their way. Close to Dolphin Beach Access, the bayside, restaurants, The Boardwalk, Gulfarium, and island attractions. Monthly condo association fee is $400. Buyer to verify all information, square footage, condo association fees and inclusions, rental rules, minimum-stay requirements, permits, intended use, and restrictions.

315 Bream Ave Unit 106, Fort Walton Beach

Listing courtesy of Real Broker LLC.

956 Mcfarlan Ave, Fort Walton Beach
$245,000
2 Beds ⋅ 3 Baths ⋅ 1010370 MLS
This 2-bedroom, 2.5-bath townhouse offers a functional layout with plenty of flexibility for everyday living. A half bath is located downstairs, while each of the two upstairs bedrooms has its own ensuite bathroom. The primary bedroom also opens to a private balcony, adding a little extra outdoor space directly off the bedroom. Notable features include a 2020 roof, 2022 water heater, brand-new carpet installed in 2026, vinyl siding, smart thermostat, and a fenced backyard. You'll also appreciate the home's central location between Eglin Air Force Base and Hurlburt Field. Shopping, restaurants, schools, the airport, and the white sand beaches of the Emerald Coast are all within convenient reach, making this a practical choice for both everyday living and enjoying all the area has to offer. Schedule your private showing today!

956 Mcfarlan Ave, Fort Walton Beach

Listing courtesy of Keller Williams Realty SRB.

956 Mcfarlan Avenue, Fort Walton Beach
$245,000
2 Beds ⋅ 4 Baths ⋅ 794421 MLS
This 2-bedroom, 2.5-bath townhouse offers a functional layout with plenty of flexibility for everyday living. A half bath is located downstairs, while each of the two upstairs bedrooms has its own ensuite bathroom. The primary bedroom also opens to a private balcony, adding a little extra outdoor space directly off the bedroom. Notable features include a 2020 roof, 2022 water heater, brand-new carpet installed in 2026, vinyl siding, smart thermostat, and a fenced backyard. You'll also appreciate the home's central location between Eglin Air Force Base and Hurlburt Field. Shopping, restaurants, schools, the airport, and the white sand beaches of the Emerald Coast are all within convenient reach, making this a practical choice for both everyday living and enjoying all the area has to offer. Schedule your private showing today!

956 Mcfarlan Avenue, Fort Walton Beach

Listing courtesy of Keller Williams Realty Emerald.

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