Fort Walton Beach Homes with Bayou Waterfront Features

Welcome to Fort Walton Beach, Florida, a hidden gem nestled along the stunning Emerald Coast. Known for its picturesque beaches, vibrant community, and rich history, this charming city in Okaloosa County offers a perfect blend of relaxation and adventure. Whether you’re strolling along the white sandy shores or exploring the lush coastal landscapes, Fort Walton Beach is a paradise for outdoor enthusiasts and families alike.

One of the most captivating features of Fort Walton Beach is its unique waterfront properties, particularly those with Bayou waterfront features. Imagine waking up to the gentle lapping of water against your dock, with breathtaking views of the sun setting over the bayou. Homes in this area provide not just a place to live, but a lifestyle steeped in tranquility and natural beauty. These properties often come with private access to the water, allowing for kayaking, fishing, or simply enjoying the serene surroundings.

The Bayou waterfront homes in Fort Walton Beach are designed to harmonize with their stunning environment. Many of these residences feature spacious decks, expansive windows, and open floor plans that invite the outdoors in. Whether you’re looking for a cozy cottage or a luxurious estate, you’ll find a variety of options that cater to different tastes and budgets.

With its friendly community, excellent schools, and a plethora of recreational activities, Fort Walton Beach is not just a place to live; it’s a place to thrive. Discover the allure of Bayou waterfront living today and make your dream home a reality in this coastal paradise!

Newest Fort Walton Beach Homes with Bayou Waterfront Features

$1,085,000

4 Beds ⋅ 3 Baths ⋅ 1013475 MLS

Waterfront living at its best on Cinco Bayou! This beautifully maintained 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, convenience, and direct waterfront access in the heart of Fort Walton Beach. The main level features a spacious living room with soaring cathedral ceilings, an adjacent kitchen with plenty of space for everyday living and entertaining, and a private primary suite complete with an ensuite bathroom and walk-in closet. A convenient half bath is also located downstairs. Step outside to the expansive covered back porch that spans the length of the home, creating the perfect place to enjoy peaceful water views, beautiful sunrises, and evening sunsets. Upstairs, you'll find three additional bedrooms, including two generously sized bedrooms, along with a full bathroom. The home has been thoughtfully maintained and features a 2024 roof, newer HVAC system, updated appliances, new insulation, new flooring, a newer lawn pump, fresh interior paint, and more. A detailed list of updates is available in the feature sheet included in the listing documents. For those who love life on the water, this property offers exceptional convenience. Enjoy direct access to Cinco Bayou from your private boathouse and 2 boat lifts, along with ample storage underneath the home for paddle boards, kayaks, and other water toys. An outdoor shower and added paver areas make rinsing off and relaxing after a day on the water easy. (more) Ideally located in Fort Walton Beach, this home is close to local dining, shopping, beaches, and everything this coastal community has to offer. From your own backyard, enjoy boating to Crab Island, Destin, waterfront restaurants, the Santa Rosa Sound, and beyond. Come experience the waterfront lifestyle this Cinco Bayou home has to offer and schedule your private showing today!

600 Russell Blvd, Fort Walton Beach

Listing courtesy of Gulfside Haven LLC.

$2,200,000

4 Beds ⋅ 3 Baths ⋅ 1012854 MLS

Tucked along the protected waters of Cinco Bayou, this estate-sized property offers clear water for swimming, room for boats, and sweeping views--all close to Ferry Park, the Fort Walton Yacht Club, downtown Fort Walton Beach, and the beaches. The sense of arrival begins well before the front door. A long driveway winds through mature landscaping, beneath arching live oaks and past tropical plantings and carefully trimmed hedges. At the end stands a stately home with a broad front porch and two-story columns: a place that feels both grand and welcoming. Inside, the home is ready for its next chapter. Much of the interior has been renovated, including modern bathrooms and updates to the electrical, plumbing, fixtures, and HVAC ductwork. The traditional floor plan gives each part of the day its own place. A formal living room could become a library or home office; the dining room is made for gathering; and the kitchen connects to the family living area while retaining a space of its own. Beside it, a waterside breakfast nook offers the kind of everyday luxury that matters most: a place to start the morning together, share the day's plans, and linger over the view. The main living room looks across a covered brick porch toward the pool and bayou, with a wet bar ready for evenings with friends. A waterfront guest bedroom and remodeled bath on the main level make hosting easy; the bath also opens outdoors for poolside use. A laundry room, two-car garage, and generous additional storage complete the first floor. Upstairs, the private bedrooms are set apart from the gathering spaces, including a spacious primary suite with a remodeled bath and large balcony overlooking the pool and bayou and two large bedrooms with walk-in closets and a shared Jack-and-Jill bath. Then there is the waterfront--the reason a home like this becomes part of a family's story. The pool, hot tub, and covered porch invite long afternoons outside, while nearly 100 feet of shoreline opens onto protected Cinco Bayou. Sandy, shallow water near the edge is inviting for swimming, fishing, and play; deeper water farther out can accommodate larger boats. With no intervening bridge between the property and the bay, days on the water can take you well beyond the neighborhood. Picture sunrise paddleboarding, an afternoon sail, children learning to fish from the dock, friends gathered by the pool, and summer sunsets over the water. On Yacht Club Drive, those moments can become everyday life.

217 Ne Yacht Club Dr, Fort Walton Beach

Listing courtesy of Livin Right Real Estate LLC.

210 Pelham Rd Unit C211, Fort Walton Beach

$115,000

1 Beds ⋅ 1 Baths ⋅ 1012703 MLS

Waterfront unit directly on Cinco Bayou. Great view from the balcony and bedroom overlooking the bayou and a natural preserve area. Boat slips are available, at no cost, on a first come first serve basis. There is a dry storage area available as space allows. The complex offers a dock, boat slips, fishing, fish cleaning station, pool, tennis/basketball court and on-site laundry facility. Large living/dining room opens to kitchen. Kitchen offers breakfast bar, built-in microwave, pantry cabinet and tile backsplash. Large bedroom on the water with access to the balcony. The bathroom features a tile walk-in shower and separate vanity area. Tile flooring throughout the unit. The HVAC was installed in 2021 and the hot water heater was installed in August 2026. This unit is move-in ready.

210 Pelham Rd Unit C211, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

210 Pelham Rd Unit 214 A, Fort Walton Beach

$119,000

2 Beds ⋅ 2 Baths ⋅ 1012673 MLS

REO Property. Waterfront corner unit condo offering water views from the kitchen, balcony, AND master bedroom! This spacious 2 bedroom, 2 bath unit is located in a sought-after waterfront community featuring a sparkling pool, tennis courts, and convenient on-site laundry facilities. Enjoy waterfront activities just steps from your front door -- no need to drive to the beach when resort-style living is right outside! Ideally situated near shopping, schools, and offering an easy commute for work. Just a short drive to Hurlburt Field and Eglin AFB, making this a prime location for military families. Local beaches are also just minutes away for those sunny weekend getaways. Corner unit placement provides added privacy.

210 Pelham Rd Unit 214 A, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

$624,900

3 Beds ⋅ 3 Baths ⋅ 1012498 MLS

Welcome to 2388 Palm Harbor Drive -- a beautifully updated home in a highly desirable waterfront community just off Beach Drive. This beautifully maintained home features rich hardwood floors throughout the main living spaces and an open-concept layout designed for effortless entertaining.

2388 Palm Harbor Dr, Fort Walton Beach

Listing courtesy of EXP Realty LLC.

259 Nw Sleepy Oaks Ln, Fort Walton Beach

$2,750,000

4 Beds ⋅ 6 Baths ⋅ 1012458 MLS

A rare opportunity to own one of Fort Walton Beach's distinctive waterfront residences. Set along the tranquil waters of Cinco Bayou, 259 Sleepy Oaks Ln NW offers an impressive 5,279 square feet, 4 bedrooms, 5.5 baths, 3 car garage, gunite pool, and covered dock with boat lift--an exceptional combination of size, waterfront amenities, and location that is seldom available in Fort Walton Beach. Built in 1986, this stately residence was designed to embrace its remarkable setting. Expansive windows and French doors capture sweeping water views and fill the home with natural light, creating a seamless connection between the interior and the waterfront beyond. Generously proportioned living and entertaining spaces are enhanced by hardwood floors, extensive millwork, crown molding, built-ins, fireplaces, soaring ceilings, and elegant architectural details throughout. The home's expansive layout offers tremendous flexibility for both everyday living and entertaining on a grand scale. Multiple gathering areas provide space for formal and casual living, while generously sized bedrooms create private retreats for owners and guests. Throughout the home, water views serve as a striking backdrop and reinforce the sense that this is a property designed around its exceptional location. Outdoors, the residence becomes a true Florida waterfront retreat. A private pool provides the centerpiece for outdoor entertaining, while the covered dock and boat lift put boating right in your backyard.

259 Nw Sleepy Oaks Ln, Fort Walton Beach

Listing courtesy of Lokation.

$1,450,000

4 Beds ⋅ 3 Baths ⋅ 1011858 MLS

230 feet on Cinco Bayou! Fishing off the dock, watching the dolphins play, boating or riding a jetski any time you want to. Having room to roam with over 2 acres in the heart of Fort Walton Beach. Sounds like a dream! You can have that plus a 3400 sqft home as well. This is truly a legacy property that is ready for the new owners to move in and make it their own! The house sits at 16 feet elevation so the views are incredible!! Living room, family room, Den, Dining room, gym room or additional family room plus 4 bedrooms and 3 baths. Courtyard with wrought iron gates and a terracotta pipe wall. Brick waterfront patio and BBQ area. 2025 Generac, 2024 roof, 2018 HVAC, 2024 Water heater. Small workshop/shed. 2 Lg storage closets off the carport. Mature trees grace the park like property. This is a once in a life time opportunity to own this legacy property.

153 Nw Beal Pkwy, Fort Walton Beach

Listing courtesy of Levin Rinke Realty.

210 Pelham Rd Unit 8B, Fort Walton Beach

$85,000

1 Baths ⋅ 1010469 MLS

Enjoy waterfront living in this affordable studio condo. Due to a fire in the building, everything in this condo is new. Electrical, plumbing, hvac system, walls, fixtures, cabinets, floors, and appliances. Vacation in your own home. Sit on your porch with beautiful views of the bayou. Enjoy access to a waterfront swimming pool, tennis courts, fishing dock, and boat slips (subject to HOA rules and availability). The laundry room is conveniently located just a few doors down from your unit. Enjoy a waterfront lifestyle at an affordable price. This efficiency condo offers an excellent opportunity for a primary residence, long term rental or weekend getaway. No dogs allowed for owners or renters. See pet policy in HOA docs. No short term rentals allowed. Quarterly pest control provided by HOA.

210 Pelham Rd Unit 8B, Fort Walton Beach

Listing courtesy of Coastal Realty Services.

$1,499,000

3 Beds ⋅ 4 Baths ⋅ 1010318 MLS

EXQUISITE Custom Tudor-Style Protected Waterfront Home with Stunning Views. X Flood Zone!! Kitchen Just Updated to Include Quartz Countertops, New lighting, Flooring, and Appliances. Roof 2023, Kohler Generator 2023. Welcome to your Dream Home nestled on a private, tree-lined drive in a tranquil, protected bayou. This exquisite 3-bedroom 3.5 bathroom residence offers a perfect blend of Elegance, Comfort, and Breathtaking Natural Beauty. Step inside to discover spacious living areas bathed in natural light from large windows that provide stunning views of the water. Expansive living room is perfect for both relaxing and entertaining. The master suite serves as a private retreat, complete with an en-suite bathroom and a generous walk-in closet. Each additional bedroom is equally inviting, with natural light and serene views, and the bathrooms are thoughtfully designed. And a POOL! This Home also has Fiber Optic Internet for Quick Connections. (Buyer to confirm all measurements)

402 Barataria Ln, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

$2,540,000

5 Beds ⋅ 6 Baths ⋅ 1009856 MLS

**Property is currently under contract but accepting back up offers.** Resort-style waterfront living on the Intracoastal Sound! This exceptional 6,287 sq ft, 5-bedroom, 5.5-bath estate offers 123 feet of deep-water frontage in the highly sought-after Elliott Point neighborhood. From the moment you enter through the double doors, soaring beamed ceilings and a dramatic wrought-iron staircase create a stunning first impression, while expansive impact windows fill the home with natural light and frame breathtaking panoramic water views. Designed for both luxury and functionality, the chef's kitchen features custom cabinetry, professional-grade Thermador appliances, dual gas ranges, three ovens, a warming drawer, two dishwashers, ice maker, and beverage coolers--perfect for entertaining on any scale. The main-level primary suite serves as a private waterfront retreat with a spa-inspired bath, oversized steam shower, air jet tub, dual vanities, and expansive walk-in closets. Additional bedrooms are thoughtfully positioned to capture serene water views, each offering comfort and privacy. Outdoor living is unmatched, with oversized waterfront decks, a refinished pool and spa, and multiple lounging areas ideal for relaxing or entertaining. The updated dock features reinforced pilings, new electrical, a 16,000 lb boat lift, and dual wave runner lifts--perfect for enjoying life on the water. Beneath the home, a versatile lower level includes a spacious garage, workshop, and full pool bath, along with ample storage for all your gear. Recent upgrades provide peace of mind and efficiency, including a new roof (2024), updated HVAC systems, and a 39-panel solar system with battery backup (2025) under a transferable agreement. Additional features include a Blink digital camera security system, irrigation with new pump, and a large RV/motorcoach pad with full hookups. This property truly offers the perfect blend of luxury, innovation, and coastal lifestyle--your private waterfront retreat awaits.

326 Se Brooks St, Fort Walton Beach

Listing courtesy of Compass.

$1,500,000

4 Beds ⋅ 4 Baths ⋅ 1007407 MLS

Luxury Waterfront Living in Yacht Club Cove $75,000 Buyer Incentives Available! Discover the pinnacle of coastal sophistication in this stunning 2026 new construction masterpiece located in the desirable Yacht Club Cove. Boasting 3,150 square feet of meticulously designed living space, this four-bedroom, four-bath residence offers an unparalleled waterfront lifestyle. Experience peace of mind with robust 2x6 construction, impact-rated windows, and reinforced garage doors throughout. The interior reflects modern elegance, featuring 8-foot solid-core doors and a chef-inspired kitchen that serves as the heart of the home. Designed for those who value both style and security, this residence seamlessly blends high-end finishes with the tranquility of waterfront living. . Step outside to your private dock and boat slip, providing immediate access to the beautiful waters of Fort Walton Beach. This is a rare opportunity to own a cutting-edge home in an established premier community. $75,000 Buyer Incentives Available!

8 Ne Yacht Club Dr, Fort Walton Beach

Listing courtesy of ERA American Real Estate.

$1,690,000

5 Beds ⋅ 5 Baths ⋅ 1006383 MLS

Waterfront Living on the Bayou! This stunning, three-story home offers breathtaking bayou views from private decks on every level, including spectacular panoramic views from the third-floor deck. The lower level is ideal for guests, featuring a spacious living area, private bedroom, full bath, and abundant storage space, with an office that could also be used as a 5th bedroom. Wine enthusiasts will appreciate the climate-controlled wine cellar complete with a refrigeration unit. The main living area showcases a spacious great room with a gas fireplace, a beautifully appointed kitchen with a large island, granite countertops, two pantries, and plenty of cabinet space. The expansive main level Master Suite serves as a private retreat with its own fireplace, hardwood flooring, and a luxurious ensuite bath featuring dual vanities, a jetted soaking tub, and a separate walk-in shower. The third floor offers two additional bedrooms and a full bath, providing plenty of space for family and guests. Outside, enjoy exceptional waterfront amenities including two large docks, one covered and equipped with a boat lift. Parking is abundant with space for four vehicles, including a detached oversized two-car garage. A rare opportunity to enjoy waterfront living with space, comfort, and exceptional amenities. Schedule your private showing today!

149 Eldredge Rd, Fort Walton Beach

Listing courtesy of EXP Realty LLC.

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Fort Walton Beach Homes with Bayou Waterfront Features

Newest Fort Walton Beach Homes with Bayou Waterfront Features

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