Fort Walton Beach Homes with Intercoastal Waterfront Features

Welcome to Fort Walton Beach, a hidden gem nestled along the stunning Emerald Coast of Florida. Known for its breathtaking turquoise waters and soft, sandy beaches, this charming city in Okaloosa County offers a perfect blend of relaxation and adventure. With a rich history and a vibrant community, Fort Walton Beach is an ideal destination for families, retirees, and anyone seeking a coastal lifestyle.

One of the most alluring aspects of Fort Walton Beach is its exceptional waterfront properties. Imagine waking up each morning to the gentle sound of waves lapping against the shore, with panoramic views of the Intercoastal Waterway right outside your window. Homes with Intercoastal waterfront features provide not only a serene living experience but also a gateway to a range of aquatic activities. Whether you enjoy boating, fishing, or simply soaking in the sun, these properties offer direct access to the water, making every day feel like a vacation.

Fort Walton Beach is not just about stunning homes; it’s about a lifestyle. The city boasts a thriving arts scene, delicious local cuisine, and numerous parks and recreational areas. For those who love the outdoors, the nearby Gulf Islands National Seashore provides endless opportunities for hiking, wildlife viewing, and beachcombing.

With its warm climate, friendly community, and picturesque scenery, Fort Walton Beach is more than just a place to live; it’s a place to thrive. Explore the charm of this coastal paradise and discover the perfect waterfront home that awaits you!

Newest Fort Walton Beach Homes with Intercoastal Waterfront Features

$619,000

3 Beds ⋅ 2 Baths ⋅ 1008162 MLS

Welcome to Osprey 505 at Destin West Beach & Bay Resort, where your balcony overlooks the famous lazy river and pool complex with sparkling Choctawhatchee Bay views. Sold fully furnished and truly turnkey, this 3BR/2BA condo features a brand-new HVAC (one of two, installed June 2026), freshly painted walls and trim, granite countertops, stainless appliances, and LVP and tile flooring. The primary bath is thoughtfully equipped with safety grab bars at both tub and toilet - a true accessibility feature nearly impossible to find in beach condos, welcoming guests with limited mobility and multi-generational families alike. An established vacation rental with consistent income history, ready to earn from day one. Destin West offers the best of both worlds - Gulfside: 5,000 sq. ft. beachside pool, hot tub, kiddie pool, second heated pool, and fitness center; Bayside: 700-foot lazy river (floats provided!), zero-entry access, heated pool with waterfall, two hot tubs, the Osprey building's own pool, and a bayside dock with boat slips - all linked by a private pedestrian bridge. The new Sunset Isle Yacht Club marina sits just east, with Island Watersports to the west offering pontoon and jet ski rentals for a quick run to famous Crab Island. Walk to The Boardwalk's gulf-front dining, the Gulfarium, and the pier. To the east, miles of protected, undeveloped military shoreline keep the island uncrowded - minutes from Destin without the congestion.

1328 Se Miracle Strip Pkwy Unit 505, Fort Walton Beach

Listing courtesy of David Wallace Realty Llc.

$214,000

2 Beds ⋅ 2 Baths ⋅ 1006661 MLS

Enjoy waterfront living on the beautiful Santa Rosa Sound in this inviting condo community in Fort Walton Beach! This first-floor unit features 2 bedrooms and 2 full bathrooms, offering the convenience of single-level living. This unit has been completely remodeled with numerous custom upgrades throughout. Notable features include built-in Bluetooth speakers in both bathrooms and widened bathroom doorways to enhance wheelchair accessibility. Brand new washer and dryer included! The spacious living room opens through sliding glass doors to a peaceful patio overlooking a lush, open green space. Residents enjoy an array of community amenities, including a waterfront pool, tennis court, multiple fishing docks, on-site laundry facilities, and a recreation room complete with table games and a full kitchen. Boating enthusiasts will appreciate the community boat launch and available boat slips for a nominal additional fee. Ideally located with easy access to Highway 98, this community offers the perfect blend of waterfront relaxation and everyday convenience.

308 Miracle Strip Pkwy Sw Unit 10A, Fort Walton Beach

Listing courtesy of Coastal Realty Services.

$560,000

2 Beds ⋅ 3 Baths ⋅ 1006867 MLS

Tucked away in the gated waterfront community of Brooks Landing, this fully remodeled, move-in-ready townhouse offers expansive water views and extensive updates throughout. Residents enjoy access to two community pools, a marina perfect for fishing, kayaking, and paddle-boarding, and a quiet, serene waterfront setting. This home has been extensively upgraded with every major feature already completed. Recent 2025 improvements include a fully remodeled primary bathroom, new kitchen appliances, a new water heater, granite countertops, a new balcony with Trex decking, new patio ceiling fan, and all new baseboards downstairs. In 2026, the downstairs bathroom was completely remodeled. Additional updates include a new roof (2022), new gutters (2022), impact-rated sliding doors and windows (2023), guest bathroom remodel (2022), new upstairs tile flooring throughout (2022), fresh paint upstairs (2022), new upstairs baseboards (2022), French doors leading to the balcony off the master bedroom (2022), new ceiling fans throughout including kitchen, master, guest, and living room (2022), a custom primary closet system (2024), and a new retractable awning extending 10' for added shade (2022). VA Assumable rate only 2.375%. This is a rare opportunity to own an updated waterfront townhouse in Brooks Landing. With nothing left to do but move in, Seller also including for buyer's convenience washer, dryer, Ring doorbell, 75in Living room TV and garage fridge! Must see this HGTV show stopper! Assumable flood policy $3966/year. No boat slip included. Slips can be purchased separately when frequently available at Brooks Landing and sister property Pirates Bay. Termite bond with Terminex. HOA includes Pest Control too! Roof 2022, AC 2016 & Water Heater 2025. What a gem! **, Another owner has a Boat slip for sale, # F24, asking $11k, size 28ft

218 Sw Miracle Strip Pkwy Unit UNIT F, Fort Walton Beach

Listing courtesy of Red Hot Realty.

$725,000

3 Beds ⋅ 3 Baths ⋅ 1006766 MLS

Welcome to an exceptional waterfront residence in the heart of downtown Fort Walton Beach, where location and lifestyle meet effortlessly. This beautifully updated 3-bedroom, 3-bathroom condo is just moments from The Landing, dining, entertainment, and the vibrant waterfront scene, offering both convenience and coastal elegance. The interior has been thoughtfully refreshed with a newly repainted palette, a recently updated HVAC system, high-end luxury vinyl plank flooring, Level 2 quartz countertops, and sleek stainless steel appliances. Expansive water views of the Santa Rosa Sound take center stage from the private balcony, creating the perfect setting for morning coffee or evening sunsets. The spacious primary suite is a true retreat, offering its own serene water views, while the en-suite bath features a soaking tub and an enclosed water closet for added comfort. Residents enjoy a gated condominium setting with an outdoor pool, additional guest parking, and a rare amenity package that includes a dedicated boat slip for each unit, one covered parking space, and an additional uncovered space. A 25-foot Bennington Saltwater Coastal tritoon, powered by a 200 HP Yamaha four-stroke engine with less than 600 hours, may be available for separate purchase. The vessel is well-appointed with high-end countertops, dual barstool seating, generous lounging areas, and includes both boat and engine covers. A boat lift may also be available separately. Furnishings are negotiable. A beautifully appointed, move-in ready waterfront residence in one of Fort Walton Beach's most desirable and walkable locations.

105 Brooks St Unit 3, Fort Walton Beach

Listing courtesy of Compass.

$499,000

2 Beds ⋅ 2 Baths ⋅ 1006423 MLS

Spacious Waterfront Condo that Feels Like a Home - Includes Private Boat Slip! Welcome to Unit 402 at Two Hundred West, the only residence currently available in this desirable waterfront community. A comparable unit two floors higher just sold for $560,000. This unit is listed for only $499,000! It is priced to SELL! Overlooking the Santa Rosa Sound with glimpses of the Gulf, this exceptional condo offers 1,670 square feet of living space. With generously sized rooms, a thoughtful layout, and breathtaking water views, this property is perfectly suited as a primary residence or personal coastal retreat. Short-term rentals are not permitted here. Inside, the well-designed, split 2bd/2ba floor plan offers both space and privacy. Tile flooring runs throughout the main living areas for easy coastal maintenance and brand-new carpet adds comfort to the guest bedroom. The oversized kitchen features abundant cabinetry, generous counter space, and water views that elevate everyday living. A separate dining room adds versatility, easily functioning as a home office, hobby room, or entertaining space. The primary suite is a peaceful waterfront retreat with a renovated ensuite bath and direct access to the expansive balcony. A 2019 HVAC system keeps things cool while the building offers added peace of mind with a completed SIRS and a passed Milestone Inspection. Both the location and the Two Hundred West complex have so much to offer. A deeded private boat slip provides direct Intracoastal access for the boating enthusiast. Residents can enjoy quick access to popular waterfront dining hotspots by car or boat. There is a relaxing community pool overlooking the sound with on-site kayak storage also available. Plus, the community is pet-friendly (under 25 pounds). Conveniently located in Fort Walton Beach, the complex offers quick access to Okaloosa Island beaches, local dining, shopping, and medical facilities, along with convenient commutes to Hurlburt Field and Eglin Air Force Base. Combining spacious home-like living, waterfront access, and strong building compliance, Unit 402 presents a rare and low-maintenance opportunity on the Emerald Coast. Schedule your showing today. A video tour is also available

200 Sw Miracle Strip Pkwy Unit 402, Fort Walton Beach

Listing courtesy of Coldwell Banker Realty.

$799,000

4 Beds ⋅ 3 Baths ⋅ 1005869 MLS

Check out this immaculately kept waterfront townhome in the highly desired Soundside Lofts community on Okaloosa Island. This 3BR/3BA + bunk room home offers unobstructed Sound views and its own deep-water boat slip with a 12,000 lb lift accommodating boats up to 32 ft. Features include luxury vinyl plank flooring throughout, custom closet shelving, 5-panel doors, shaker cabinets, craftsman trim, and impact-rated windows and doors. The kitchen boasts stainless steel appliances, granite countertops, and stunning water views from both levels. Community amenities include a pool with sundeck and a private dog park. Located just a 3-5 minute walk to the white-sand beaches of the Emerald Coast and a short boat ride to Destin Harbor and Crab Island. Turn-key and ideal for a primary residence, second home, or investment property. Schedule your showing today

340 Bluefish Dr Unit 105, Fort Walton Beach

Listing courtesy of Lokation.

$529,900

2 Beds ⋅ 3 Baths ⋅ 1003052 MLS

Amazing views from this waterfront home. Rare opportunity to own one of the few townhomes in this waterfront complex. These rarely come on the market and always sell quickly. This 2 Bedroom 2.5-bathroom home is move in ready or a blank canvas ready for your imagination. Just picture yourself on the patio or deck enjoying the views. This home also comes with it's own deeded boat slip. So you can enjoy a day on the water and return home for a relaxing night watching the sunset from the comfort of your patio or balcony.

218 Sw Miracle Strip Pkwy Unit J, Fort Walton Beach

Listing courtesy of Realty ONE Group Emerald Coast.

$1,195,000

4 Beds ⋅ 3 Baths ⋅ 1002598 MLS

Sound Front Serenity meets Gulf Coast Living. This charming, mid-century modern home with 4 bedrooms, 3 full bathrooms, and 2502 sq ft offers 147 feet of water frontage and .39 acres on the Santa Rosa Sound! Enjoy endless water views and sunsets from the comfort of your home. The Sound is located on one side of the barrier island and offers boating, fishing, swimming, canoeing, paddle boarding, and water sports while the Gulf and white sandy beaches are on the other side of the island and only 4 minutes away. The exterior of the home has a metal roof, gutters, a paver parking pad, an extended driveway lined with pavers and plenty of parking for a boat and multiple vehicles. There is no HOA and golf carts are allowed. The home is perfect for entertaining with covered patios overlooking the water to a patio connecting both sides of the home. Enter the foyer and immediately there are views of the Sound! A large living room is located to the right of the foyer through a case opening and a home office is located to the left of the foyer through French Doors. The living room has built in, custom cabinetry and a large picturesque window allowing views of the palm trees and natural light to abound. The front room is perfect for a home office or a fourth bedroom. The kitchen is updated to include a large, 6 ft island that seats 6, pendant island lighting, white shaker, custom cabinetry to the ceiling with crown, stainless appliances to include a French Door refrigerator, built in microwave, dishwasher, and a five burner gas slide in oven and stove. There are also granite counter tops, a tiled back splash and recessed lighting. Classic elements of the home such as the terrazzo flooring blends with the modern finishes to create a custom, luxury retreat. The home has both an open and split floor plan. The update kitchen opens to the dining room and a second living room with all boasting water views of the Sound! The spacious primary bedroom overlooks the Sound and has French doors leading to the covered patio. There is an ensuite bathroom completely updated to include a large double vanity with plenty of storage space, a large, tiled walk in shower with floor to ceiling tile and a frameless glass divider, a soaking tub, tiled floors, new mirrors, sconce lighting, faucets and fixtures. The primary bedroom also offers a large walk in closet with shelving. On the other side of the home there is a guest bedroom overlooking the Sound! An additional guest bedroom with views of the palm trees and a full bathroom. The Bathroom has an extra-long single vanity, tub shower surround and white tiled walls. There is a third bathroom near the kitchen and a laundry room. Exit sliding glass doors from either side of the home and relax on multiple patios! The upper patio is tiled and the lower patio is spacious and allows for a large table for outdoor dining. The back yard has a recreation area for corn hole, basketball, or pickle ball, fire pit, and a sandy area for lounging in the sun. Several covered patios allow for breathtaking views of the Sound while relaxing in the shade. The seawall that spans approximately 147 feet was replaced in 2018 and there is a short dock with stairs to enter the sandy bottom, shallow water. Pride of ownership shows and many features of the home have been updated. For example, the homeowner upgraded to a Rinnai tankless hot water heater (2018), replaced a second hot water heater in 2023, replaced an HVAC in 2025, maintains a termite bond with Sentricon termite protection, completely refurbished the sprinkler system in 2024, replaced the kitchen appliances in 2018 and replaced the corrugated sea wall in 2018. This home is perfect for a primary home, second home, or investment property. This well designed mid century modern home provides exceptional coastal charm on a lot with one of the longest seawalls on the island! Buyer to verify all dimensions and information.

519 Dorado Ave, Fort Walton Beach

Listing courtesy of Keller Williams Realty FWB.

$375,000

2 Beds ⋅ 2 Baths ⋅ 1002364 MLS

Welcome to your slice of paradise on Okaloosa Island. This charming 2 bedroom and 2 bathroom condo offers 1,035 sq. ft with the master bedroom offering GULF FRONT VIEWS FROM YOUR PERSONAL BALCONY. The living and dining areas flowing seamlessly together, inviting natural light from the balcony view, including new sliding glass doors. The kitchen provides ample cabinet space, with beautiful tiled backsplash, and counter space, elegant natural granite countertops. Both bedrooms are generously sized, offering sufficient closet space. El Matador offers exceptional amenities that include 2 pools (one Gulf view), grilling areas, beachfront gazebo, fitness center, community room, tennis courts, and 24-hour security.

909 Santa Rosa Blvd Unit 553, Fort Walton Beach

Listing courtesy of RE/MAX Gulf Coast Realty.

$149,999

2 Beds ⋅ 1 Baths ⋅ 1000221 MLS

NO HOA FEES UNTIL JANUARY 2027! This beautifully maintained 2 bed, 1 bath second-floor condo offers stylish luxury vinyl plank flooring, a new A/C (2025), and updated appliances including a new dishwasher and microwave. Enjoy waterfront community amenities like a sound-front pool, tennis court, clubhouse, fishing dock, and boat slips, with water, sewer, and trash included in the HOA dues. Please note: short-term rentals are not permitted, ensuring a peaceful community.

308 Sw Miracle Strip Pkwy Unit UNIT 17C, Fort Walton Beach

Listing courtesy of EXP Realty LLC.

$425,000

2 Beds ⋅ 2 Baths ⋅ 998889 MLS

Wake up to sparkling water views and end your day just steps from your deeded boat slip--this coastal retreat offers the best of both worlds! Located on the Intracoastal Waterway, this 2 bedroom, 2 full bath condo is a short walk from the Gulf via your private boardwalk.Freshly painted and filled with natural light, this condo offers stunning water views to create a peaceful coastal ambiance. Boating enthusiasts will love the included 25 ft. boatslip on your private marina. Additional features include the gated property, assigned covered parking and a storage locker--ideal for all your beach and boating essentials.This property also presents an excellent opportunity as a short term rental, making it a versatile option for both personal enjoyment and investment.

321 Bream Ave Unit 309, Fort Walton Beach

Listing courtesy of TruChoice Realty.

$189,800

1 Baths ⋅ 997760 MLS

Enjoy coastal living at its finest with this beautiful fully furnished first-floor waterfront studio located at Pirates Bay Condominiums overlooking the tranquil waters of the Santa Rosa Sound in Fort Walton Beach, Florida. This charming unit offers an incredible opportunity as a vacation getaway, income-producing investment, or personal waterfront retreat. Positioned second from the end of the building, the condo sits just steps from the water and provides beautiful sound views from inside the unit, the back porch and even the front door. Located directly along U.S. Route 98, Pirates Bay places you just minutes from the brilliant white sand beaches and emerald waters of Destin and Okaloosa Island, along with the dining, shopping, and entertainment of downtown Fort Walton Beach. The waterfront complex features several desirable amenities including a large in-ground pool, dock and waterfront access, an updated picnic area, and convenient kayak and bike storage for owners. Residents and guests can spend their days fishing from the dock, catching lunch or dinner from the sound, or simply relaxing while watching dolphins swim and play across the water. Laundry facilities are located on each floor for added convenience, and owners are allowed to have pets. Whether you prefer to keep this coastal escape all to yourself or share it with visitors, short-term rentals are permitted, offering excellent flexibility and investment potential. Private boat slips are also available onsite for boat owners and may even be made available to renters, adding even more appeal to this waterfront opportunity.

214 Sw Miracle Strip Pkwy Unit A102, Fort Walton Beach

Listing courtesy of Coldwell Banker Realty.

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