Fort Walton Beach Homes with Bay Waterfront Features

Fort Walton Beach Homes with Bay Waterfront Features

Welcome to Fort Walton Beach, a hidden gem nestled along Florida’s stunning Emerald Coast in Okaloosa County. Known for its breathtaking white sandy beaches and crystal-clear waters, this vibrant city is a paradise for both residents and visitors alike. With a rich history and a welcoming community, Fort Walton Beach offers a perfect blend of relaxation and adventure.

One of the most alluring features of Fort Walton Beach is its stunning waterfront properties. Homes with bay waterfront features are particularly sought after, providing residents with unparalleled views and direct access to the picturesque Choctawhatchee Bay. Imagine waking up to the gentle sound of waves lapping against the shore, sipping your morning coffee while watching the sun rise over the water. These homes are not just residences; they are a lifestyle choice, offering an oasis of tranquility and a vibrant connection to nature.

The waterfront properties in Fort Walton Beach come in various styles, from charming beach cottages to luxurious modern estates, each designed to enhance the stunning bay views. Many of these homes boast private docks, allowing for easy access to boating, fishing, and other water activities. Whether you are looking for a serene retreat or a lively hub for entertaining, the bayfront homes in this area cater to every desire.

Living in Fort Walton Beach means enjoying a laid-back coastal lifestyle with access to top-notch amenities, including parks, restaurants, and shopping. With its warm climate and friendly community, Fort Walton Beach is not just a place to live; it’s a place to thrive. Come discover your dream home by the bay and experience the magic of coastal living!

Newest Fort Walton Beach Homes with Bay Waterfront Features

1328 Se Miracle Strip Pkwy Unit UNIT L2, Fort Walton Beach
$799,000
3 Beds ⋅ 2 Baths ⋅ 1013774 MLS
Welcome Boaters to Destin West Osprey Lanai #2. Destin West Beach and Bay Resort the only resort that offers private beach access, bay access, 10 pools, a 700 ft. award winning lazy river, and now a marina! Also next door, the newly built Sunset Yacht Club is home to 144 slips. The unit includes its own private 1 car garage! This spacious unit has breathtaking views of the sound and intercostal waterway, and these sought out lanai units boast a single car garage with direct access to your condo! Relax and take in the spectacular views of the sound, or take the convenient walk-over to the gulf side to enjoy the beach. This unit is updated, furnished and a turn-key vacation rental or second home. Current YTD rentals almost 50k on 1st year of rental company being established for unit. Call today!

1328 Se Miracle Strip Pkwy Unit UNIT L2, Fort Walton Beach

Listing courtesy of Counts Real Estate Group Inc.

1322 Miracle Strip Pkwy Unit 307, Fort Walton Beach
$580,000
2 Beds ⋅ 2 Baths ⋅ 1011446 MLS
POTENTIAL FOR $73,000+ IN ANNUAL RENTAL INCOME! ---- 2 BEDROOM + BUNK ROOM W/ DOOR ---- Destin West Bayside Pelican #307 is a rare opportunity to own a highly desirable vacation rental in one of Okaloosa Island's most unique resorts. This spacious 2-bedroom, 2-bath condo also features a private full-size bunk room with a door, providing additional sleeping space that guests love and maximizing rental appeal. Thoughtfully updated in 2021 with new granite, new bathroom flooring and vanities, new master shower and HVAC system. Destin West is unlike any other resort in the area, offering an incredible lineup of amenities including 6 swimming pools, 3 hot tubs, and a lazy river, plus easy access to the beach via a walkover bridge. The resort's distinctive Bayside location gives owners and guests the best of both worlds--beautiful waterfront surroundings and access to an exceptional collection of resort amenities. Whether you're looking for a strong income-producing investment, a second home, or both, Pelican #307 offers the combination of rental potential, desirable accommodations, and resort amenities that vacation buyers are looking for. Don't miss this opportunity to own in one of Okaloosa Island's most sought-after vacation destinations! Agent/Buyer to verify all information deemed important.

1322 Miracle Strip Pkwy Unit 307, Fort Walton Beach

Listing courtesy of 850 Properties - Santa Rosa Beach.

217 Ne Yacht Club Dr, Fort Walton Beach
$2,200,000
4 Beds ⋅ 3 Baths ⋅ 1012854 MLS
Tucked along the protected waters of Cinco Bayou, this estate-sized property offers clear water for swimming, room for boats, and sweeping views--all close to Ferry Park, the Fort Walton Yacht Club, downtown Fort Walton Beach, and the beaches. The sense of arrival begins well before the front door. A long driveway winds through mature landscaping, beneath arching live oaks and past tropical plantings and carefully trimmed hedges. At the end stands a stately home with a broad front porch and two-story columns: a place that feels both grand and welcoming. Inside, the home is ready for its next chapter. Much of the interior has been renovated, including modern bathrooms and updates to the electrical, plumbing, fixtures, and HVAC ductwork. The traditional floor plan gives each part of the day its own place. A formal living room could become a library or home office; the dining room is made for gathering; and the kitchen connects to the family living area while retaining a space of its own. Beside it, a waterside breakfast nook offers the kind of everyday luxury that matters most: a place to start the morning together, share the day's plans, and linger over the view. The main living room looks across a covered brick porch toward the pool and bayou, with a wet bar ready for evenings with friends. A waterfront guest bedroom and remodeled bath on the main level make hosting easy; the bath also opens outdoors for poolside use. A laundry room, two-car garage, and generous additional storage complete the first floor. Upstairs, the private bedrooms are set apart from the gathering spaces, including a spacious primary suite with a remodeled bath and large balcony overlooking the pool and bayou and two large bedrooms with walk-in closets and a shared Jack-and-Jill bath. Then there is the waterfront--the reason a home like this becomes part of a family's story. The pool, hot tub, and covered porch invite long afternoons outside, while nearly 100 feet of shoreline opens onto protected Cinco Bayou. Sandy, shallow water near the edge is inviting for swimming, fishing, and play; deeper water farther out can accommodate larger boats. With no intervening bridge between the property and the bay, days on the water can take you well beyond the neighborhood. Picture sunrise paddleboarding, an afternoon sail, children learning to fish from the dock, friends gathered by the pool, and summer sunsets over the water. On Yacht Club Drive, those moments can become everyday life.

217 Ne Yacht Club Dr, Fort Walton Beach

Listing courtesy of Livin Right Real Estate LLC.

153 Nw Beal Pkwy, Fort Walton Beach
$1,450,000
4 Beds ⋅ 3 Baths ⋅ 1011858 MLS
230 feet on Cinco Bayou! Fishing off the dock, watching the dolphins play, boating or riding a jetski any time you want to. Having room to roam with over 2 acres in the heart of Fort Walton Beach. Sounds like a dream! You can have that plus a 3400 sqft home as well. This is truly a legacy property that is ready for the new owners to move in and make it their own! The house sits at 16 feet elevation so the views are incredible!! Living room, family room, Den, Dining room, gym room or additional family room plus 4 bedrooms and 3 baths. Courtyard with wrought iron gates and a terracotta pipe wall. Brick waterfront patio and BBQ area. 2025 Generac, 2024 roof, 2018 HVAC, 2024 Water heater. Small workshop/shed. 2 Lg storage closets off the carport. Mature trees grace the park like property. This is a once in a life time opportunity to own this legacy property.

153 Nw Beal Pkwy, Fort Walton Beach

Listing courtesy of Levin Rinke Realty.

326 Se Brooks St, Fort Walton Beach
$2,540,000
5 Beds ⋅ 6 Baths ⋅ 1009856 MLS
**Property is currently under contract but accepting back up offers.** Resort-style waterfront living on the Intracoastal Sound! This exceptional 6,287 sq ft, 5-bedroom, 5.5-bath estate offers 123 feet of deep-water frontage in the highly sought-after Elliott Point neighborhood. From the moment you enter through the double doors, soaring beamed ceilings and a dramatic wrought-iron staircase create a stunning first impression, while expansive impact windows fill the home with natural light and frame breathtaking panoramic water views. Designed for both luxury and functionality, the chef's kitchen features custom cabinetry, professional-grade Thermador appliances, dual gas ranges, three ovens, a warming drawer, two dishwashers, ice maker, and beverage coolers--perfect for entertaining on any scale. The main-level primary suite serves as a private waterfront retreat with a spa-inspired bath, oversized steam shower, air jet tub, dual vanities, and expansive walk-in closets. Additional bedrooms are thoughtfully positioned to capture serene water views, each offering comfort and privacy. Outdoor living is unmatched, with oversized waterfront decks, a refinished pool and spa, and multiple lounging areas ideal for relaxing or entertaining. The updated dock features reinforced pilings, new electrical, a 16,000 lb boat lift, and dual wave runner lifts--perfect for enjoying life on the water. Beneath the home, a versatile lower level includes a spacious garage, workshop, and full pool bath, along with ample storage for all your gear. Recent upgrades provide peace of mind and efficiency, including a new roof (2024), updated HVAC systems, and a 39-panel solar system with battery backup (2025) under a transferable agreement. Additional features include a Blink digital camera security system, irrigation with new pump, and a large RV/motorcoach pad with full hookups. This property truly offers the perfect blend of luxury, innovation, and coastal lifestyle--your private waterfront retreat awaits.

326 Se Brooks St, Fort Walton Beach

Listing courtesy of Compass.

1324 Se Miracle Strip Pkwy Unit L1, Fort Walton Beach
$535,000
1 Beds ⋅ 2 Baths ⋅ 1006663 MLS
Welcome to Sandpiper L01 at Destin West Beach & Bay Resort, a beautifully updated ground-floor condo offering the perfect blend of comfort, convenience, and resort-style living. This spacious 1-bedroom condo with a bunk area and 2 full baths is located on the highly desirable lanai level, allowing you to step directly from your private patio to the pool deck and the resort's famous 700-foot lazy river. One feature that truly sets this unit apart is the abundance of natural light. Unlike many condominium units, this condo has windows that fill the living space with sunlight, creating a bright, open coastal feel throughout. The floor plan comfortably accommodates family and guests with a spacious primary bedroom, hallway bunk area, sleeper sofa, and two full bathrooms. The kitchen features granite countertops, upgraded appliances, and everything you need whether you're preparing dinner after a day at the beach or entertaining guests. Another rare feature is the private parking garage, which conveys with the property and provides secure parking and storage with direct access to the unit. It's an amenity that's hard to find in beachfront condos. Relax on your private lanai with plenty of room for outdoor seating while watching family and friends float by on the lazy river just steps from your patio. From the moment you arrive, you'll appreciate the easy access to everything the resort has to offer. Destin West Beach & Bay Resort offers exceptional amenities including private Gulf beach access, a 700-foot lazy river, multiple heated pools, hot tubs, a children's splash area, fitness center, marina and bay access, grilling areas, and beautifully maintained tropical landscaping. Located just minutes from the Gulfarium, Okaloosa Island Fishing Pier, The Boardwalk, restaurants, shopping, and entertainment, this property is ideal as a second home, primary residence, or income-producing vacation rental. Whether you're looking for your own beach getaway or your next investment property, Sandpiper L01 offers an exceptional opportunity in one of the Emerald Coast's most sought-after resorts.

1324 Se Miracle Strip Pkwy Unit L1, Fort Walton Beach

Listing courtesy of Lokation.

1322 Se Miracle Strip Pkwy Unit UNIT 404, Fort Walton Beach
$459,000
1 Beds ⋅ 2 Baths ⋅ 1005104 MLS
Welcome to Pelican 404 in Destin West! This 1 bedroom with a bunk room condo features brand new appliances, new washer/dryer and a spacious living room with a private balcony that overlooks the lazy river, pool, and Choctawhatchee Bay! The Destin West Resort is both Bayside and Gulfside with a pedestrian bridge connecting over Highway 98. Rental income for 2025 was $52,246!

1322 Se Miracle Strip Pkwy Unit UNIT 404, Fort Walton Beach

Listing courtesy of Aquatic Resort Properties Inc.

1328 Se Miracle Strip Pkwy Unit 606, Fort Walton Beach
$629,000
3 Beds ⋅ 2 Baths ⋅ 1002051 MLS
This beautiful condo has a great view of the Bay and you can also see the Gulf. Plenty of room for the whole family to make vacation memories and you can also cash in on vacation rentals. The large wrap around balcony gives you the perfect setting for enjoying the views. All the best amenities including beach access via the pedestrian bridge, covered parking, fitness center, and boat slips(sold separately). Multiple pools including lazy river, zero entry and seasonally heated pools. Many fun restaurants and attractions in the area. Stylish and move in ready

1328 Se Miracle Strip Pkwy Unit 606, Fort Walton Beach

Listing courtesy of Keller Williams Realty Destin.

1322 Se Miracle Strip Pkwy Unit 306, Fort Walton Beach
$510,000
1 Beds ⋅ 2 Baths ⋅ 1001265 MLS
A perfectly placed unit in the very popular Destin West Beach and Bay Resort. While it is a one-bedroom condo, it comfortably sleeps 6 with a master bedroom suite AND a hallway bunk room with an additional full bathroom! This tastefully decorated condo grossed $38,000 in 2025! Destin West has so much to offer with easy Gulf Beach access, a dock on the Bay and a gorgeous lazy river, hot tubs and several pools on both the Gulf and Bay side to choose from. Looking for paradise? At Destin West, you have found it! Buyer to verify all dimensions

1322 Se Miracle Strip Pkwy Unit 306, Fort Walton Beach

Listing courtesy of Emerald Wave Realty Inc.

1322 Se Miracle Strip Pkwy Unit PH 6, Fort Walton Beach
$555,000
1 Beds ⋅ 2 Baths ⋅ 1001263 MLS
This amazing penthouse unit at Destin West - Pelican offers breath taking views of the bay, the lazy river and the Gulf. This unit is fully equipped and ready for immediate use. It is fully equipped featuring stainless steel appliances, a 60-inch flat screen tv, custom furniture and decor, king size bed in the master and double bunks with built in TVs in a separate bunk room. With stunning views of the bay and the lazy river from your living room or balcony, you can peacefully enjoy the wonders of the Emerald Coast. This penthouse unit also features a private roof top area that is accessible from the balcony. The rooftop area includes a gas grill, and panoramic views of the Gulf, bay and the lazy river.

1322 Se Miracle Strip Pkwy Unit PH 6, Fort Walton Beach

Listing courtesy of Emerald Wave Realty Inc.

321 Bream Ave Unit 309, Fort Walton Beach
$398,000
2 Beds ⋅ 2 Baths ⋅ 998889 MLS
Great PRICE REDUCTION, AND Seller is offering $10,000 toward Buyers closing costs! Wake up to sparkling water views and end your day just steps from your deeded boat slip--this coastal retreat offers the best of both worlds! Located on the Intracoastal Waterway, this 2 bedroom, 2 full bath condo is a short walk from the Gulf via your private boardwalk.Freshly painted and filled with natural light, this condo offers stunning water views to create a peaceful coastal ambiance. Boating enthusiasts will love the included 25 ft. boatslip on your private marina. Additional features include the gated property, assigned covered parking and a storage locker--ideal for all your beach and boating essentials.This property also presents an excellent opportunity as a short term rental, making it a versatile option for both personal enjoyment and investment.

321 Bream Ave Unit 309, Fort Walton Beach

Listing courtesy of TruChoice Realty.

1324 Se Miracle Strip Pkwy Unit UNIT 604, Fort Walton Beach
$545,000
3 Beds ⋅ 2 Baths ⋅ 997731 MLS
Imagine waking up in a place where your biggest decision of the day is whether to float down the lazy river, head to the beach, or spend the afternoon relaxing by the bay with the sound of boats drifting through the marina. At Destin West Sandpiper 604, every day feels like a resort vacation you never have to check out of. This spacious 3-bedroom, 2-bath residence offers one of the most desirable layouts in the community, designed for both comfort and high-performing vacation rental potential. With an open-concept living area, fully furnished interiors, and a smart floor plan that comfortably accommodates large families and groups, this condo is truly turnkey from day one. Step outside and experience one of the most amenity-rich communities on the Emerald Coast. Destin West offers a rare combination of bay-side tranquility and Gulf-side access, connected by a private skybridge leading directly to the sugar-white beaches of Okaloosa Island. Owners and guests enjoy multiple resort-style pools, a lazy river, hot tubs, fitness center, marina access, fishing docks, BBQ areas, and beautifully maintained grounds that create a true resort atmosphere. Spend your mornings floating in the pool, your afternoons on the beach, and even catch a sunset--all without ever leaving the property. Whether you're seeking a high-demand short-term rental investment, a second home with strong income potential, or a place where family vacations become tradition, Destin West delivers one of the most complete coastal lifestyle experiences on the Emerald Coast. At Sandpiper 604, you're not just buying a condo--you're buying access to one of the most sought-after resort lifestyles in Northwest Florida.

1324 Se Miracle Strip Pkwy Unit UNIT 604, Fort Walton Beach

Listing courtesy of Keller Williams Realty Destin.

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