Milton Homes with Waterfront Waterfront Features

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County. Known for its rich history and picturesque landscapes, Milton is a vibrant city that effortlessly blends small-town charm with modern conveniences. With its lush greenery and stunning waterways, this idyllic locale is perfect for those seeking a peaceful retreat while still being close to urban amenities.

One of the most alluring features of Milton is its stunning waterfront properties. Imagine waking up to the gentle sound of water lapping against the shore, with breathtaking views right outside your window. Homes with waterfront features in Milton offer an unparalleled lifestyle, where you can enjoy fishing, kayaking, or simply relaxing by the water’s edge. The serene setting provides the perfect backdrop for family gatherings, weekend barbecues, or quiet evenings spent watching the sunset.

Milton’s waterfront homes boast a variety of styles, from charming cottages to expansive modern estates, catering to diverse tastes and lifestyles. Many properties are equipped with private docks, allowing for easy access to the area's beautiful rivers and lakes. The close-knit community fosters a welcoming atmosphere, where neighbors become friends and local events bring everyone together.

Beyond the allure of waterfront living, Milton offers a plethora of outdoor activities, including hiking trails, parks, and nearby beaches. With a strong sense of community and a rich cultural heritage, Milton is not just a place to live; it’s a place to thrive. Discover your dream waterfront home in Milton, where tranquility and adventure await at every turn!

Newest Milton Homes with Waterfront Waterfront Features

$639,900

4 Beds ⋅ 686682 MLS

Experience the simple elegance of waterfront living, surrounded by peaceful views & refined craftsmanship. 5751 Dunbar Cir offers direct access to Escambia Bay and is the perfect setting for a future private boat dock. Set on nearly half an acre with approximately 90' of waterfrontage along the Mulat Bayou, this custom 4-bedroom, 3-bath home pairs timeless design with modern comfort. Inside, the thoughtfully designed triple-split floor plan features 10-foot ceilings, 8-foot doors, smooth walls, wide-plank luxury vinyl flooring, and a dramatic floor-to-ceiling brick fireplace with a cedar mantle. The chef’s kitchen is equipped with quartz countertops, premium maple shaker cabinetry, a 36-inch THOR range, and an IMPRESSIVE butler’s pantry with a sink and generous storage. Hurricane-rated windows, Cat6 wiring, an oversized driveway, and carefully selected finishes throughout complete this exceptional waterfront retreat-where custom craftsmanship and relaxed coastal living come together beautifully. Call your favorite Realtor and schedule your private showing!

5751 Dunbar Cir, Milton

Listing courtesy of Levin Rinke Realty.

$500,000

8 Beds ⋅ 8 Baths ⋅ 686607 MLS

Riverfront quadplex just east of Downtown Milton with rental income already in place. Each of the four units offers 2 bedrooms and 2 bathrooms. Three units currently rent for $1,200 per month and one rents for $1,150. Tenants pay their own utilities and the owner covers lawn care. All four units are currently leased with staggered expirations of 7/30/2027, 9/30/2026, 12/31/2026, and 2/28/2027. The location is a major highlight. The property sits along the Blackwater River and is about half a mile from both Downtown Milton and Carpenter’s Park, which offers a public boat launch, river access, playground, and green space. The riverfront is currently natural and wooded, creating a private setting along the Blackwater River. The property previously had a dock. All four units share the same efficient layout. Tenants enter through a small foyer into the open kitchen and living area, with sliding glass doors leading to a large private balcony. The balcony also houses the laundry room and provides a quiet outdoor space overlooking the wooded riverfront. Down the hall are two bedrooms and two full bathrooms. One bedroom in each unit opens directly to the balcony and looks toward the river. Covered parking for the units is located beneath the building. Investors may also appreciate the flexibility this property offers. With its riverfront location and proximity to downtown Milton and river recreation, a future owner may explore the possibility of using one or more units as a short term rental. Riverfront multifamily opportunities in this area are rare. Whether you are looking for a long term hold or a unique waterfront investment, this property deserves a closer look.

5392 Munson Hwy, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$929,999

3 Beds ⋅ 686551 MLS

Waterfront living at its finest in Bay Pointe Plantation. Perfectly positioned to capture breathtaking water views, this well maintained 3-bedroom, 2-bath residence offers an unparalleled waterfront lifestyle with panoramic views from the main living areas, the kitchen, and the private primary suite. Designed to embrace the beauty of its surroundings, the open floor plan is filled with natural light and showcases spectacular water views the moment you step inside. The spacious living room, anchored by a fireplace, custom built- ins, and electric blinds throughout the house, flows into the kitchen and dining areas, creating the perfect setting for both elegant entertaining and everyday living. The eat-in kitchen and formal dining room provide multiple spaces to gather while enjoying the ever-changing waterfront scenery. Step outside to your private waterfront oasis. A generous over-sized covered patio with a swing overlooks the water, inviting you to relax and unwind from sunrise to sunset. Follow the brick walkway to your private dock, complete with an electric boat lift and seating making it effortless to spend the day cruising, fishing, or simply enjoying life on the water. The primary suite is a peaceful retreat with tranquil water views that greet you each morning. The primary large bathroom with water closet including a bidet. Enjoy the large walk-in closet. A dedicated office provides the perfect work-from-home space, while new flooring and fresh interior paint offer a clean sophisticated finish throughout. Additional features include an irrigation system, gutters and beautifully maintained grounds. As an exceptional bonus, the sale includes a 4,583-square-foot lot directly across the street. Located in the prestigious Bay Pointe Plantation community and zoned for highly regarded schools, this is more than a home—it's a rare opportunity to own an exceptional waterfront property where every day feels like a vacation.

3932 Plantation Cove Ct, Milton

Listing courtesy of Avenue Realty.

$184,900

1 Beds ⋅ 686228 MLS

Escape to your own private waterfront retreat on the bayou! Nestled on a secluded wooded lot, this 1-bedroom, 1-bath mobile home offers peaceful water views, direct access to the bayou, and endless opportunities for fishing, kayaking, canoeing, or simply relaxing by the water. The open-concept interior has been refreshed with luxury vinyl plank flooring, neutral paint, updated cabinetry, and a spacious living area that flows into the kitchen, where large sliding glass doors frame the scenic waterfront backdrop. Step outside onto the covered deck overlooking the bayou or make your way down to the covered dock, perfect for enjoying morning coffee, sunset views, or launching your next adventure on the water. The property also features multiple storage buildings, including a large workshop with electricity that's ready to be finished into additional flex space, hobby room, or workshop. Surrounded by mature trees for exceptional privacy, yet conveniently located just minutes from shopping, dining, and NAS Whiting Field, this property is ideal as a full-time residence, weekend getaway, investment property, or vacation rental. Experience the tranquility of waterfront living while remaining close to all the conveniences Milton and Pace have to offer.

5652 Ruth Ct, Milton

Listing courtesy of Voyage Real Estate LLC.

$330,000

686204 MLS

Enjoy 100 feet of beautiful waterfront property on Escambia Bay with this approximately .85-acre homesite! The level, mostly cleared lot offers an incredible opportunity to build your waterfront dream home while enjoying boating, fishing and everything the Florida lifestyle has to offer. A riprap seawall is already in place to help stabilize and protect the shoreline. The location is incredibly convenient and is in the rapidly growing Garcon Point area. You will be literally minutes from I-10, minutes from the Tiger Point area in Gulf Breeze, and also close to all the shopping in Pace. All of that convenient access while being tucked away on a quiet waterfront street. From your own backyard, you can enjoy excellent inshore fishing and convenient boating access to Blackwater Bay, East Bay, Pensacola Bay, and the Sound. Bring your plans and start creating your place on the bay!

973 Dolphin Rd, Milton

Listing courtesy of Levin Rinke Realty.

$220,000

685978 MLS

This is a rare opportunity to own an absolutely amazing waterfront lot. Located on the beautiful Blackwater Bay that connects to East Bay to Pensacola Bay to the Gulf of Mexico. Blackwater Bay is part of the Pensacola Bay Estuarine System and is made up of four bays, a sound and four rivers. This lot features 140 feet on Blackwater Bay with sandy beach as well as a portion of a pond is on the property -waterfront living with fantastic bay views. This lot is a partially-cleared lot. Home will require piling construction and further permitting prior to construction. Bring your imagination and love of nature!

3155 Deep Water Cir, Milton

Listing courtesy of Levin Rinke Realty.

$245,000

3 Beds ⋅ 685903 MLS

Waterfront Property on Canal that leads to the Bay. Fish and crab in your own backyard and when possible pick the huge grapefruit from your backyard. Located on a quiet dead end road Perfect for the water enthusiast. New Septic drain field installed past 2 years. New Roof Installed within past 3 years. New bath vanities installed. Lots of updates with this property. Still needs a few little personal touches to make it your own. Come and check out this affordable waterfront home before its gone.

5811 Gazebo St, Milton

Listing courtesy of Key Impressions LLC.

$1,125,000

3 Beds ⋅ 685796 MLS

Experience the best of waterfront living in this stunning custom-built bayfront home, completed in 2021. Situated on an expansive lot with no HOA, this exceptional 3-bedroom, 2-bath residence also features a dedicated office and bonus room, offering the perfect combination of luxury, comfort, and flexibility. With plenty of room to add a custom pool, detached garage, or even an in-law suite, the possibilities are endless. Elevated on pilings, the home offers covered parking for up to four vehicles while maximizing spectacular panoramic views of the bay. The open-concept main living area is designed for entertaining, featuring a spacious living room with a cozy fireplace and a chef-inspired kitchen complete with granite countertops, stainless steel appliances, a gas range, abundant cabinetry, an oversized pantry, and a large laundry room. Enjoy both a private front balcony and a waterfront balcony where gentle bay breezes and breathtaking sunsets become part of your daily routine. Upstairs, the primary suite and an additional bedroom open to a private balcony overlooking the water, creating the perfect retreat to enjoy your morning coffee or unwind at the end of the day. Accessibility is thoughtfully incorporated with an elevator from the ground level to the main living area and a chair lift from the first floor to the second floor. Outside, your private dock with a built-in bench invites you to fish, watch dolphins and local wildlife, or simply relax as the sun sets across the bay. An elegant exterior winding staircase enhances the home's coastal charm. Boating enthusiasts will appreciate the convenience of the public boat launch located at the end of the road, making it easy to get out on the water whenever adventure calls. Built for beauty and peace of mind, this home features luxury vinyl plank flooring throughout with no carpet, two HVAC systems, a tankless gas water heater, and a durable metal roof. This is more than a home—it's a private waterfront retreat.

305 Garcon Point Rd, Milton

Listing courtesy of Levin Rinke Realty.

$749,000

3 Beds ⋅ 685674 MLS

Wake up to breathtaking sunrises and unwind each evening with spectacular sunsets over Blackwater Bay from this beautifully updated waterfront retreat offering 107 feet of bay frontage. This move-in ready 3-bedroom, 2-bath home features 1,972 approx sf of thoughtfully designed living space where quality updates and coastal charm come together. Designed for comfort, efficiency, and peace of mind, this home offers numerous recent improvements, including new hurricane-impact windows and doors, Everlast® siding, a new HVAC system, whole-house generator, tankless gas water heater, Culligan whole-house water filtration system, irrigation system, new seawall, new rear decking, and breakaway storage with vents, providing valuable storage while meeting the needs of waterfront construction. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, a beautifully remodeled bathroom, and a spacious primary suite featuring an updated walk-in shower with built-in storage niches. Large windows fill the home with natural light while showcasing panoramic views of Blackwater Bay. Step outside to your own private waterfront oasis featuring a waterfront cabana with a paver patio, an additional fire pit area, and plenty of space to relax or entertain while overlooking the bay. Watch dolphins swim by, cast a fishing line from your private dock, launch a kayak or paddleboard, or simply enjoy the peaceful beauty of the water. The dock extends into Blackwater Bay with pilings already in place, providing the opportunity to customize a future boat lift or platform to fit your boating lifestyle. Whether you're searching for a full-time residence or a weekend waterfront escape, this exceptional property offers the perfect blend of quality updates, coastal character, and unforgettable waterfront living. With extensive improvements already completed, all that's left to do is move in and start enjoying life on the bay.

7817 Petersen Pt Rd, Milton

Listing courtesy of Coldwell Banker Realty.

$349,000

685381 MLS

Discover an exceptional opportunity to own a premier waterfront lot on Garcon Point, offering breathtaking western exposure across Pensacola Bay. Imagine ending each day with spectacular sunsets painting the sky over the water while enjoying panoramic views of Downtown Pensacola and the iconic 3 Mile Bridge from your future dream home. This beautiful waterfront homesite is the perfect canvas to design and build the custom coastal home you've always envisioned. Whether you're dreaming of expansive outdoor living spaces, a private dock, or floor-to-ceiling windows overlooking the bay, this property offers the setting to make it a reality. For boating enthusiasts, this location is hard to beat. With direct access to Pensacola Bay, you'll enjoy convenient navigation to the Gulf of Mexico, making it easy to spend your days fishing, cruising, sailing, or exploring the area's barrier islands and waterfront restaurants. Launch into endless adventures with some of Northwest Florida's most desirable boating waters right outside your door. Conveniently located just minutes from Gulf Breeze, Pensacola, Pace, and Milton, this property offers the perfect balance of privacy and accessibility. Whether you're commuting for work, enjoying shopping and dining, or taking advantage of nearby healthcare and entertainment, everything you need is within easy reach. You're also just a short drive from Pensacola Beach and Navarre Beach, two of the most celebrated beaches in the United States. Known for their sugar-white sand, emerald green waters, world-class fishing, and endless recreational opportunities, these Gulf Coast destinations make this an incredible place to call home. Waterfront lots with western exposure, stunning bay views, and convenient Gulf access are becoming increasingly difficult to find. Whether you're searching for waterfront land in Milton, a Pensacola Bay waterfront lot, a homesite with direct boating access to the Gulf, or the perfect location to build your cust

879 Dolphin Rd, Milton

Listing courtesy of Levin Rinke Realty.

$550,000

3 Beds ⋅ 685373 MLS

***LIVE THE FLORIDA DREAM*** This gorgeous waterfront home has everything you have been wanting and more. Tucked away on this quiet street, you will enjoy the serenity of outdoor living at its finest. Whether soaking up the sun in the inground pool, melting away the stress of the day in the hot tub, listening to the birds and breeze on the screened-in lanai, or fishing off your private dock, you will find yourself never wanting to leave home, unless it's to hop in your boat and head out to Blackwater Bay or Yellow River. Be sure to greet the pelicans and dolphins as you pass by. Are the outdoors not your thing? Not to worry, this interior living space is breathtaking, and you will love coming home after a long day at work. In the winter, enjoy the crackling of the wood fireplace; in the spring and fall, open the French doors to the lanai and bring the outside in. In the summer, hang out in your man cave downstairs cooled by wall unit A/C. Yes, the first floor not only has spacious parking for two vehicles, but there is more than enough storage and room for a workshop. No matter what time of year, you will love sipping your morning coffee in the sun room off of the master suite, and the elegance of the master bathroom and walk-in California closet are to die for. Feel safe and secure from the Blink camera system around the exterior of the home. With so many upgrades, including newer roof, water heater, pool liner, and appliances, you have no need to worry about major repairs. The only thing left is to prepare yourself for a lifestyle upgrade and the envy of all your friends.

8132 Glenview Rd, Milton

Listing courtesy of Better Homes And Gardens Real Estate Main Street Properties.

$513,370

5 Beds ⋅ 3 Baths ⋅ 685348 MLS

NAVARRE FLOORPLAN! As you approach the front entrance, you’ll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you’ll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you’ll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials. One of the standout features of the Navarre is the 21×10 outdoor living space located just outside the great room. This area allows you to extend your living and entertaining space outdoors, providing a perfect setting for relaxation and enjoyment. The Navarre boasts a well-designed split floorplan, with the owner’s suite located in the back corner of the home for maximum privacy. The owner’s suite includes a large walk-in closet, providing plenty of space for your wardrobe. The owner’s bath features a linen closet, adding convenience and organization to your daily routine. Bedrooms 2 and 3 are situated close to each other and share a full bathroom. A linen closet in the hallway offers additional storage options. The laundry room is conveniently located in this section of the home, making laundry chores a breeze. Near the laundry room, you’ll find the spacious garage.

5558 Colinas Verde Dr, Milton

Listing courtesy of HOLIDAY BUILDERS OF THE GULF COAST, LLC.

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