Milton Homes with Bay Waterfront Features

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County, where Southern charm meets the beauty of nature. Known for its rich history and vibrant community, Milton boasts a unique blend of small-town warmth and modern amenities. With the Blackwater River meandering through its picturesque landscape, residents enjoy access to a variety of outdoor activities, from kayaking and fishing to hiking along scenic trails.

Milton is not just a place to live; it's a lifestyle. The city is adorned with beautiful parks, historic sites, and a welcoming atmosphere that invites you to explore. The downtown area is a charming hub filled with local shops, restaurants, and cultural events, making it easy to immerse yourself in the local community.

One of the most alluring features of Milton is its stunning homes with bay waterfront properties. Imagine waking up to the gentle sounds of the water lapping at your doorstep, with breathtaking views of the bay right from your living room. These waterfront homes offer a unique opportunity to enjoy the tranquility of nature while being just a stone's throw away from the vibrant city life.

Whether you're seeking a cozy cottage or a luxurious estate, Milton's waterfront properties are designed to cater to every lifestyle. Experience the best of both worlds – the serenity of waterfront living and the convenience of a thriving community. Come discover your dream home in Milton, where every day feels like a vacation!

Newest Milton Homes with Bay Waterfront Features

$1,080,000

3 Beds ⋅ 2 Baths ⋅ 688551 MLS

Designed to maximize its coastal position, this residence brings the natural calming influence of expansive water views into nearly every room. Clean architectural proportions and screened decks maximize passive airflow while offering unobstructed sunset views over the water. The main living space revolves around an open-concept great room anchored by 21-foot vaulted ceilings, dynamic water views, and an electric fireplace. Adjacent to the main gathering area, the kitchen features rich quartz countertops, center island, tailored cabinetry, a large pantry, and a bright breakfast nook. The main level also provides dedicated spaces for concentration and hosting, featuring a home office, formal dining and living areas, and two guest bedrooms served by a dual-vanity bathroom. Screened wrap-around decks stretch across the rear and side perimeter, expanding the usable living area out into the coastal air. Occupying the entire top level, the primary suite offers a quiet retreat with a sitting area and elevated water views from the sliding glass doors that open directly onto a landing with a spiral staircase leading below. The primary bathroom features dual vanities, a separate water closet, a custom walk-in shower, a jetted soaking tub, and two separate walk-in closet spaces measuring 10'x6' and 8'x13'. Additional energy-efficient spray-foam insulated walk-in storage rooms are accessible directly off the suite. The lower footprint is optimized for functional storage and shoreline utility, offering sheltered parking for up to four (or more) vehicles, a workshop, stacked sliding screens across the rear, and removable slatted exterior walls. Boating infrastructure is anchored by a 240-foot private pier, boat house and lift, two catwalks, a swim ladder, and navigable water depths (4’-5’ summer and 3’ winter). Recent upgrades: New flooring in office, dining room and living room, countertop in baths and kitchen, new decking & screens, entire home painted 2026 & hot water heater.

4504 Bayside Dr, Milton

Listing courtesy of Berkshire Hathaway Home Services PenFed Realty.

$825,000

3 Beds ⋅ 2 Baths ⋅ 688364 MLS

Great opportunity to own a BRAND-NEW home with a BRAND-NEW dock on the bay! This NEW CONSTRUCTION, WATERFRONT home on pilings, is a hidden gem in the private, quiet Petersen Point community! {And no HOA!!} Check out this home's master design plan - new fixtures, full appliance package, and upgraded finishes like natural stone and marble countertops, a custom island with a 2-inch oak butcher block top, high-end stainless-steel appliances with a custom vent hood and a walk-in pantry. The interior color throughout the home will be a gorgeous clean white called, Greek Villa.{Included in the photos is an AI generated rendering of the kitchen for an idea of the finished product and the overall design vision.} The open floor plan's design allows you enjoy the beautiful waterfront views from practically every room and you will notice right as you walk through the front door. There’s also plenty of covered parking for your vehicles and watercraft or you can create an outdoor seating area to have gatherings or watch your favorite sports team. Once this home is complete, there will be nothing to do except sit and relax on your covered back porch while listening to sounds of the bay and enjoying these breathtaking views.

7782 Petersen Pt Rd, Milton

Listing courtesy of Poppy Properties LLC.

$825,000

3 Beds ⋅ 2 Baths ⋅ 688363 MLS

7776 Petersen Pt Rd, Milton

Listing courtesy of Poppy Properties LLC.

$387,000

688228 MLS

Nearly seven private acres and approximately 170 feet of direct Escambia Bay frontage create an opportunity increasingly difficult to find along Northwest Florida's waterfront. Parcel 1 offers approximately 6.82 wooded acres stretching from Pearson Road to the bay—an exceptional setting for a private waterfront estate. Imagine arriving beneath a canopy of mature trees before reaching your custom home overlooking expansive water views. The property's depth and acreage provide privacy rarely found on a typical waterfront homesite, while the generous shoreline creates the presence worthy of a true estate property. Located just minutes from historic downtown Milton, enjoy locally owned restaurants, breweries, coffee shops, boutiques and community events, plus the Blackwater Heritage Trail, Carpenter's Park, Milton Riverwalk and Jernigan's Landing. The Blackwater River and nearby boat launches offer endless opportunities for kayaking, boating and fishing. With I-10 nearby, Pensacola, Gulf Breeze, Navarre and the sugar-white beaches of the Emerald Coast are within an easy drive. The property contains uplands and wetlands, with an upland area toward the waterfront for a future homesite. Access across wetlands is expected to require permitting and mitigation. Wetlands report available upon request. Buyer to verify all development requirements. Adjacent Parcels 2 and 3 are also available separately, offering the opportunity to add acreage, privacy, and waterfront. Parcel 4, an approximately 19.26-acre wetland tract across Pearson Road, is also separately available.

Parcel 1 Pearson Rd, Milton

Listing courtesy of REMAX Select Partners.

$374,000

688229 MLS

PARCEL 2 — ±6.63 ACRES | BAYFRONT More than six and a half wooded acres, approximately 170 feet of direct Escambia Bay frontage, and exceptional privacy. Parcel 2 offers approximately 6.63 acres stretching from Pearson Road to the bay and the increasingly rare opportunity to create a custom waterfront retreat surrounded by nature. Imagine a wooded drive leading to your future home overlooking the expansive waters of Escambia Bay. The property's remarkable depth lets you set the home back from the road, while its generous shoreline provides the width, views, and privacy that are difficult to replicate on a conventional waterfront lot. Historic downtown Milton is just minutes away with locally owned restaurants, breweries, coffee shops, boutiques, and community events. Bike or walk the Blackwater Heritage Trail, visit Carpenter's Park, Milton Riverwalk or Jernigan's Landing, or spend the day kayaking, boating and fishing on the Blackwater River and surrounding waterways. With I-10 nearby, Pensacola, Gulf Breeze, Navarre and the sugar-white beaches of the Emerald Coast are within an easy drive. The property contains uplands and wetlands, with an upland area toward the waterfront for a future homesite. Access across wetlands is expected to require permitting and mitigation. Wetlands report available upon request. Buyer to verify all development requirements. Adjacent Parcels 1 and 3 are separately available, providing an opportunity to create an even larger private estate. Parcel 4, an approximately 19.26-acre wetland tract across Pearson Road, is also available.

Parcel 2 Pearson Rd, Milton

Listing courtesy of REMAX Select Partners.

$299,000

687294 MLS

Rare opportunity to own 25 acres of waterfront property in Milton, Florida, directly along the shores of Escambia Bay. This secluded tract offers an exceptional combination of waterfront access, privacy, natural beauty, and outdoor recreation, all within easy reach of Pensacola and Northwest Florida. Located at the end of a gated dirt road, the property provides an incredible level of seclusion and privacy. The acreage features a mix of woods and marsh, creating diverse wildlife habitat and a peaceful natural setting. A private beach on Escambia Bay adds even more value and provides a unique opportunity to enjoy the water directly from your own property. Outdoor enthusiasts will appreciate the property's proximity to Northwest Florida Water Management District lands, offering nearby opportunities for hunting, fishing, hiking, wildlife viewing, kayaking, and other outdoor activities. Whether you're searching for waterfront land for sale in Milton FL, Escambia Bay property, acreage near Pensacola, hunting land in Santa Rosa County, or secluded waterfront property in Northwest Florida, this 25-acre tract offers a rare combination of features. Imagine owning your own private piece of Escambia Bay where you can enjoy the water, explore the woods, watch wildlife, and escape the noise of everyday life. 25 acres, private beach, wooded and marshland, gated access, and Escambia Bay frontage make this a truly unique land opportunity near Pensacola.

0000 San Raphael Rd, Milton

Listing courtesy of Levin Rinke Realty.

$219,900

1008905 MLS

BAYFRONT BEAUTY IN A GATED WATERFRONT COMMUNITY! Rare opportunities like this don't come along often. This exceptional cleared homesite is ready for your dream home, complete with approximately 80 feet of bay frontage, a 140-foot private boardwalk already in place, and underground utilities, saving you both time and expense. Perfectly positioned within the exclusive gated community of Sea Pines, this spectacular property offers breathtaking panoramic bay views and unforgettable sunsets. A sandy beach area along the shoreline and the picturesque marsh beneath the boardwalk create the timeless charm of Old Florida while providing a serene setting for boating,fishing, kayaking, paddleboarding, birdwatching, or simply relaxing by the water. Surrounded by beautiful custom waterfront homes, Sea Pines offers the privacy and tranquility you've been searching for, yet is conveniently located with quick access to I-10 and the Garcon Point Bridge, giving you easy access to area shopping and providing for quick commutes. Whether you're ready to build your forever home or waterfront getaway today, or you're looking to secure a premium bayfront property as a long-term investment, this is an outstanding opportunity to own one of Northwest Florida's most desirable waterfront homesites. One owner is Licensed Real estate broker.

1086 Oyster Bay Dr, Milton

Listing courtesy of Elite Real Estate Services of NWFL LLC.

$649,000

2 Beds ⋅ 2 Baths ⋅ 686758 MLS

Waterfront living on Petersen Point with room for your boats, hobbies, and toys! This unique 2-bedroom, 2-bath waterfront property offers the kind of Gulf Coast lifestyle that is increasingly hard to find. This property features a pier, seawall, and incredible sunset views across the water. Inside, the home offers a comfortable layout with generous living spaces and a sitting room positioned to enjoy the waterfront setting. But what really sets this property apart is what you’ll find outside: an approximately 2,600 sq. ft. detached shop, providing exceptional space for boats, vehicles, equipment, storage, a workshop, or your next big project. Block construction, home was originally built in 1948, County states effective date of 2010 when home was rebuilt and then in 2016 the current owners took it to studs and remodeled the entire home including pex plumbing updated electrical and they added the garage. Roof was replaced in 2016 and ac was replaced 5 years ago. No HOA means more freedom to make this property fit the way you want to live and the sprinkler system makes lawn care easy. Spend your mornings fishing from your own pier, afternoons working in the shop, and evenings watching the sky turn pink and gold over the water. Whether you're searching for a full-time waterfront home, a weekend retreat, or simply a property with space that is difficult to duplicate, 7631 Petersen Point Road offers a special combination of waterfront, privacy, functionality, and unforgettable sunsets. Waterfront. Fishing pier. Seawall. 2,600 sq. ft. shop. No HOA. And sunsets like this from your own backyard.

7631 Petersen Pt Rd, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$899,999

3 Beds ⋅ 2 Baths ⋅ 686551 MLS

PRICE ADJUSTMENT — $899,999! Open House is this Saturday, September 12th from 3pm-5pm. Waterfront living at its finest in prestigious Bay Pointe Plantation. This well-maintained 3-bedroom, 2-bath home plus a designated office offers breathtaking water views from the moment you enter, with panoramic views from the living areas, kitchen, and private primary suite. The open, light-filled floor plan features a spacious living room with fireplace and custom built-ins, electric blinds in the living room and primary suite, an eat-in kitchen, and formal dining area—all designed to showcase the stunning waterfront setting. The primary suite is a peaceful retreat with beautiful water views, a large walk-in closet, and spacious bath with water closet and bidet. Step outside to your private waterfront oasis. A generous over-sized covered patio with a swing overlooks the water, inviting you to relax and unwind from sunrise to sunset. Follow the brick walkway to your private dock, complete with an electric boat lift and seating making it effortless to spend the day cruising, fishing, or simply enjoying life on the water. Additional highlights include a dedicated office, new flooring, fresh interior paint, irrigation system, gutters, and beautifully maintained grounds. The sale also includes a 4,583-square-foot lot directly across the street, offering exceptional added value and a place to park your boat trailer. Located in sought-after Bay Pointe Plantation, this is a rare opportunity to own an exceptional waterfront home with an additional lot. Flood zone X so NO flood insurance is needed. Current home owners insurance is $3,662.90 Roof/2021, HVAC/2019, Water heater 2025

3932 Plantation Cove Ct, Milton

Listing courtesy of Avenue Realty.

$220,000

685978 MLS

This is a rare opportunity to own an absolutely amazing waterfront lot. Located on the beautiful Blackwater Bay that connects to East Bay to Pensacola Bay to the Gulf of Mexico. Blackwater Bay is part of the Pensacola Bay Estuarine System and is made up of four bays, a sound and four rivers. This lot features 140 feet on Blackwater Bay with sandy beach as well as a portion of a pond is on the property -waterfront living with fantastic bay views. This lot is a partially-cleared lot. Home will require piling construction and further permitting prior to construction. Bring your imagination and love of nature!

3155 Deep Water Cir, Milton

Listing courtesy of Levin Rinke Realty.

$1,100,000

3 Beds ⋅ 2 Baths ⋅ 1007540 MLS

Experience the best of waterfront living in this stunning custom-built bayfront home, completed in 2021. Situated on an expansive lot with no HOA, this exceptional 3-bedroom, 2-bath residence also features a dedicated office and bonus room, offering the perfect combination of luxury, comfort, and flexibility. With plenty of room to add a custom pool, detached garage, or even an in-law suite, the possibilities are endless. Elevated on pilings, the home offers covered parking for up to four vehicles while maximizing spectacular panoramic views of the bay. The open-concept main living area is designed for entertaining, featuring a spacious living room with a cozy fireplace and a chef-inspired kitchen complete with granite countertops, stainless steel appliances, a gas range, abundant cabinetry, an oversized pantry, and a large laundry room. Enjoy both a private front balcony and a waterfront balcony where gentle bay breezes and breathtaking sunsets become part of your daily routine. Upstairs, the primary suite and an additional bedroom open to a private balcony overlooking the water, creating the perfect retreat to enjoy your morning coffee or unwind at the end of the day. Accessibility is thoughtfully incorporated with an elevator from the ground level to the main living area and a chair lift from the first floor to the second floor. Outside, your private dock with a built-in bench invites you to fish, watch dolphins and local wildlife, or simply relax as the sun sets across the bay. An elegant exterior winding staircase enhances the home's coastal charm. Boating enthusiasts will appreciate the convenience of the public boat launch located at the end of the road, making it easy to get out on the water whenever adventure calls. Built for beauty and peace of mind, this home features luxury vinyl plank flooring throughout with no carpet, two HVAC systems, a tankless gas water heater, and a durable metal roof. This is more than a home--it's a private waterfront retreat.

305 S Garcon Point Rd, Milton

Listing courtesy of LEVIN RINKE REALTY.

$1,100,000

3 Beds ⋅ 2 Baths ⋅ 685796 MLS

Experience the best of waterfront living in this stunning custom-built bayfront home, completed in 2021. Situated on an expansive lot with no HOA, this exceptional 3-bedroom, 2-bath residence also features a dedicated office and bonus room, offering the perfect combination of luxury, comfort, and flexibility. With plenty of room to add a custom pool, detached garage, or even an in-law suite, the possibilities are endless. Elevated on pilings, the home offers covered parking for up to four vehicles while maximizing spectacular panoramic views of the bay. The open-concept main living area is designed for entertaining, featuring a spacious living room with a cozy fireplace and a chef-inspired kitchen complete with granite countertops, stainless steel appliances, a gas range, abundant cabinetry, an oversized pantry, and a large laundry room. Enjoy both a private front balcony and a waterfront balcony where gentle bay breezes and breathtaking sunsets become part of your daily routine. Upstairs, the primary suite and an additional bedroom open to a private balcony overlooking the water, creating the perfect retreat to enjoy your morning coffee. Accessibility is thoughtfully incorporated with an elevator from the ground level to the main living area and a chair lift from the first floor to the second floor. Outside, your private dock with a built-in bench invites you to fish, watch dolphins and local wildlife, or simply relax as the sun sets across the bay. An elegant exterior winding staircase enhances the home's coastal charm. Boating enthusiasts will appreciate the convenience of the public boat launch located at the end of the road, making it easy to get out on the water whenever adventure calls. Built for beauty and peace of mind, this home features luxury vinyl plank flooring throughout with no carpet, two HVAC systems, a tankless gas water heater, and a durable metal roof. This is more than a home—it's a private retreat.

305 S Garcon Point Rd, Milton

Listing courtesy of Levin Rinke Realty.

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