Milton Homes with Beach Access Waterfront Features

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County. Known for its charming small-town vibe and rich history, Milton offers residents an idyllic lifestyle surrounded by natural beauty. With its picturesque landscapes, friendly community, and convenient access to modern amenities, it’s no wonder that Milton is becoming a sought-after destination for homebuyers.

One of the most alluring features of Milton is its proximity to stunning waterfront properties. Imagine waking up to the gentle sounds of waves lapping against the shore, with the warm Florida sun casting a golden glow over your private beach access. Homes in this area boast exceptional waterfront features, providing residents with a unique opportunity to enjoy outdoor activities right at their doorstep. Whether it’s fishing, kayaking, or simply relaxing on the beach, the waterfront lifestyle in Milton is simply unmatched.

Milton’s real estate market offers a diverse range of homes, from cozy cottages to luxurious estates, all designed to complement the serene surroundings. Many properties come equipped with expansive decks, private docks, and breathtaking views of the water, making them perfect for entertaining friends and family or enjoying quiet evenings under the stars.

In addition to its natural beauty, Milton is conveniently located near top-rated schools, vibrant shopping districts, and a variety of dining options. With a rich cultural heritage and a strong sense of community, Milton is not just a place to live; it’s a place to thrive. Come discover the charm and beauty of Milton, where your dream waterfront home awaits!

Newest Milton Homes with Beach Access Waterfront Features

$220,000

685978 MLS

This is a rare opportunity to own an absolutely amazing waterfront lot. Located on the beautiful Blackwater Bay that connects to East Bay to Pensacola Bay to the Gulf of Mexico. Blackwater Bay is part of the Pensacola Bay Estuarine System and is made up of four bays, a sound and four rivers. This lot features 140 feet on Blackwater Bay with sandy beach as well as a portion of a pond is on the property -waterfront living with fantastic bay views. This lot is a partially-cleared lot. Home will require piling construction and further permitting prior to construction. Bring your imagination and love of nature!

3155 Deep Water Cir, Milton

Listing courtesy of Levin Rinke Realty.

$39,000

685725 MLS

Lot A14 Build your dream home on this beautiful ½-acre homesite located just outside the gated portion of the desirable Sea Pines Subdivision. You will have water views on your short walk to the bay! Enjoy the perfect blend of privacy and convenience while having access to the community’s outstanding amenities. Residents can take advantage of the private community beach, a charming gazebo, scenic nature trails, lake for fishing, private beach within the gated community, and a convenient boat ramp for easy access to the water. This spacious lot offers an exceptional opportunity to create a peaceful residence and enjoy southern living in a beautiful natural setting, with the added convenience of driving to Pensacola Beach for a day.

1217 Cuddle Doon Ave, Milton

Listing courtesy of Warner Realty Inc..

$749,000

3 Beds ⋅ 2 Baths ⋅ 1007188 MLS ⋅ Petersen Point BLDG.

Wake up to breathtaking sunrises and unwind each evening with spectacular sunsets over Blackwater Bay from this beautifully updated waterfront retreat offering 107 feet of bay frontage. This move-in ready 3-bedroom, 2-bath home features 1972 approx sf of thoughtfully designed living space where quality updates and coastal charm come together. Designed for comfort, efficiency, and peace of mind, this home offers numerous recent improvements, including new hurricane-impact windows and doors, Everlast® siding, a new HVAC system, whole-house generator, tankless gas water heater, Culligan whole-house water filtration system, irrigation system, new seawall, new rear decking, and breakaway storage with vents, providing valuable storage while meeting the needs of waterfront construction. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, a beautifully remodeled bathroom, and a spacious primary suite featuring an updated walk-in shower with built-in storage niches. Large windows fill the home with natural light while showcasing panoramic views of Blackwater Bay. Step outside to your own private waterfront oasis featuring a waterfront cabana with a paver patio, an additional fire pit area, and plenty of space to relax or entertain while overlooking the bay. Watch dolphins swim by, cast a fishing line from your private dock, launch a kayak or paddleboard, or simply enjoy the peaceful beauty of the water. The dock extends into Blackwater Bay with pilings already in place, providing the opportunity to customize a future boat lift or platform to fit your boating lifestyle. Whether you're searching for a full-time residence or a weekend waterfront escape, this exceptional property offers the perfect blend of quality updates, coastal character, and unforgettable waterfront living. With extensive improvements already completed, all that's left to do is move in and start enjoying life on the bay.

7817 Petersen Point Rd, Milton

Listing courtesy of COLDWELL BANKER REALTY.

$219,900

684597 MLS

NATURE LOVERS ALERT!! Beautiful east facing waterfront lot on pristine East Bay in Milton! Over 140 ft of waterfront for your private enjoyment! This special lot is positioned at the end of a quiet cul-de-sac on Garcon Point. It is part of the restricted Sea Pines Subdivision developed in the early 2000s. Just a few feet to the south is over 200 ft of common area marshlands so views will be virtually unobstructed. Enjoy breathless sunrises plus dolphins, herons, eagles, osprey and more from the comfort of your future custom home built on this one-of-a-kind, executive site! And for the sportsman these waters are some of the best inshore fishing along the Gulf Coast...trout, redfish, mullet, blue crabs, oysters & more. By boat Blackwater and Yellow Rivers are just a few minutes away as well as historic downtown Milton. Or take a day trip to Ft Pickens, Pensacola Beach and the Gulf of Mexico. This lot was previously permited for an approximate 60 x 60 pad for a piling home. Minimum square footage for waterfront lots in Sea Pines is 2000. Rental restricted to 6 months or longer. No short term rentals allowed. Come see this incredible opportunity today and envision your waterfront dream!

1200 Cuddle Doon Ave, Milton

Listing courtesy of CENTURY 21 AMERISOUTH REALTY.

$315,000

683525 MLS

WATERFRONT PROPERTY with the tranquility you have been looking for nestled in Santa Rosa county at the North End of Black Water Bay. Located less than a mile from Exit 28 on I-10 sits a cleared, 2.4 acre, R1M zoned property with a small town feel and big town access. Ready for your dream home, a fish camp, or anything in between. The property sits between the Black Water Bay and Ward Basin just South of and outside the city limits of (East) Milton, Fl. Over looking Ward Basin to the East and accessible by use of the canal on the east side of the property, which runs 2-6’ deep, leading out to Ward Basin which provides deep water access to Blackwater Bay, East Bay, Escambia Bay and Pensacola Bay. The fishing in this area is desirable with many species of fish available from Red fish, Bass, Blue Crab, Bream, Speckled Trout, Shell Cracker, Bluegill and many others. The property is surrounded by Pine, Oak, and Magnolia trees as well as a plethora of Blackberry and Azalea bushes. If birdwatching is your thing, you will enjoy this property even more, there is many different species of birds that frequent the property. The property features 3 entry points from Petersen Point Rd. The Northern entry has a 250’ x 12’ gravel driveway ending with a 65’ x 25’ concrete pad. The property also has a 24’ x 24’ shed and a 20’ x 14’ boat house. The boat house is neatly tucked aware for privacy and will need to be shored up, but the pilings are intact. The boat house would be ideal for a John boat, skiffs, bass boat or even jet skis. Additionally it has a boat launch for John boats, canoes, and kayaks right on the property. Reports available:Topographical, Geo-tech, subsurface Boundary & Mean High Waterline Surveys are also available. A utility pole is already located on the SW corner of the property. Convenience is key, beaches are 35 minutes away, Milton is 14-19 minutes away, Downtown Pensacola is 26 minutes away and 6 boat ramps within a 5 mile radius.

7524 Petersen Pt Rd, Milton

Listing courtesy of Century 21 BE3.

$895,000

3 Beds ⋅ 681539 MLS

Motived Seller Bay Front offering 3 bedrooms, 2.5 bathrooms, and a bonus mother-in-law suite. Experience refined coastal living in this beautifully reimagined luxury waterfront home of 2,034 square feet, all set on an expansive 0.81-acre lot with breathtaking west-facing views over Escambia Bay. Completely remodeled from top to bottom in 2023, this property offers relaxed elegance. The main level showcases a thoughtfully expanded kitchen featuring new cabinetry, countertops, flooring, and appliances, along with a walk-in pantry and a stylish wet bar/beverage center. A newly added laundry room enhances convenience, while custom trim, fresh paint, solid wood interior doors, and updated finishes elevate the home’s overall design. The open living spaces flow seamlessly to two screened-in porches—on both the main and lower levels—where you can take in stunning sunsets over the water. The spacious primary and guest accommodations are complemented by a versatile lower-level bonus mother-in-law suite, complete with a kitchenette, full bath, and washer/dryer—ideal for guests, extended family, or additional living space. The lower level also includes a 2-car garage with generous storage. Outdoors, this property truly shines. Enjoy direct waterfront access with a bulkhead, dock, boathouse, and boat lift equipped with electric and water. A walk-in beach area and stone fire pit create the perfect setting for evenings by the bay, while the above-ground saltwater pool with deck and grill area offers a private oasis for relaxing or entertaining. The expansive grounds also feature a new concrete driveway with a pickleball court and two RV sites with full hookups (electric, water, and sewer). Additional upgrades include conversion from septic to city sewer with a grinder pump system, upgraded electrical service with new meter socket and breaker panels, and enclosure of the first floor for expanded functionality. With no HOA and excellent potential for short-term rental income.

1089 Pearson Rd, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$230,000

681357 MLS

122 feet of private white sand beach on East Bay — this is the waterfront homesite you've been waiting for. Nearly 1.6 acres of wooded seclusion gives you the privacy to build exactly what you've envisioned. Cast a line from your own beach, spend your afternoons cruising the bay by boat, or simply unwind watching the sun rise and set over the water — this lot delivers the full coastal lifestyle without compromise. Whether you're looking for a weekend retreat or a forever home, the natural beauty and peaceful setting here make it easy to picture exactly what life could look like. Convenient access to Garcon Point Bridge, I-10, and area beaches makes this one of the most well-positioned lots on the water.

0000 Bay Oak Cir, Milton

Listing courtesy of Levin Rinke Realty.

$1,085,000

3 Beds ⋅ 3 Baths ⋅ 679540 MLS

Sunrise to Sunset, the incredible waterfront views. On a clear day you are able to see all the way to Navarre and Midway. Custom built in 2016 this 3 bed 2.5 bath home is a gem you can spend great time with friends and family. Located in the gated community of Sea Pines. You walk in to a grand view of the living room with a kitchen that is meant to host and still feel included. The living room has built in bookshelves along with an electric fireplace. The kitchen has custom cabinetry along with quartz countertops, a large island with cabinets on both sides, a kitchen bar with an under counter ice maker, a second larger island with a sink. The larger island is counter height in the kitchen and bar stool height facing the living room. The main bedroom has a large walk-in closet along with a massive attached bathroom. Large luxury step in shower. Double sink vanity with another walk-in closet. Upstairs are two large bedrooms with an attached bathroom and wet-bar. Both have walk-in closets. The home was built with decking that wraps around the entire home so you do not miss a view. Main deck is screened in with sunshades. Upper deck is screened in and has a built in perch along with storm shutters to close it up. Large boat dock with boat lift. Built in swing on the covered boat dock lets you rest and enjoy the views. There is an elevator that runs from the garage up to the top floor making it easy to bring luggage, or heavy items up and down the home. Large two stall double sided garage with built in shop space and or office space. Must truly see to enjoy.

1106 Oyster Bay Dr, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$299,000

664187 MLS

Secluded Cul-De-Sac waterfront lot with NO HOA! 2.2-acre property offers unparalleled privacy and tranquility, making it the perfect location for your dream home. Nestled amidst lush tree lines on both sides, this lot provides a serene escape from the hustle and bustle of everyday life. With exclusive access to your own private beach, you'll enjoy the ultimate in waterfront living. VE flood zone. All information provided is deemed reliable but not guaranteed. Buyer to verify all details independently. Agent is the owner.

4500 Fishermans Point Dr, Milton

Listing courtesy of Gulf Legacy Real Estate.

$235,000

662364 MLS

An exceptional opportunity to own a waterfront and bay view residential homesite in the highly desirable Sheilds Point Plantation community of Milton, Florida. Situated on Gordon Wells Drive, this rare offering features direct water frontage, expansive bay views, established rip rap shoreline protection, and a natural sandy beach area, delivering the quintessential Gulf Coast lifestyle. Spanning approximately 0.468 acres (20, SQ. FT.) with dimensions of 100 FT. by 204 FT., this oversized bayfront parcel provides ample room for a custom coastal residence, elevated home design, outdoor entertaining areas, and panoramic water views. The property’s single-family residential bayfront land use designation further enhances its desirability and development potential. The shoreline is already improved with rip rap stabilization, offering critical protection while preserving the natural beauty of the waterfront. The beach frontage allows direct enjoyment of the water, perfect for kayaking, paddleboarding, fishing, sunset viewing, or simply relaxing along the shore. Zoned R1, the lot supports the construction of a custom home tailored to coastal living standards. With no existing structures on the property, buyers benefit from a clean development slate with no demolition costs, no structural limitations, and maximum design flexibility. Located in Santa Rosa County’s scenic Bagdad area, Shields Point Plantation is known for its peaceful atmosphere, mature coastal landscape, and limited inventory of waterfront parcels. Waterfront and waterview lots of this size and classification are increasingly rare, making this property especially attractive to both end users and long-term investors. Buyer/Buyer's Agent to verify all property details, including zoning, land use, lot dimensions, utilities, flood zones, shoreline features, and development requirements.

Gordon Wells Dr, Milton

Listing courtesy of Upside Realty LLC.

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