Milton Homes with Creek/Stream Waterfront Features

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County. Known for its charming small-town atmosphere and rich history, Milton boasts a unique blend of natural beauty and modern conveniences. This picturesque city is located along the banks of the Blackwater River, offering residents a serene lifestyle surrounded by lush landscapes and vibrant waterways.

One of the standout features of Milton is its stunning homes with creek and stream waterfront properties. Imagine waking up to the gentle sound of flowing water, with the sun glistening off the surface of nearby streams and creeks. These homes provide a tranquil retreat, perfect for those who appreciate the beauty of nature and seek a peaceful escape from the hustle and bustle of city life.

With a variety of waterfront options, you can find charming cottages, spacious family homes, and luxurious estates, all designed to take full advantage of the scenic views and outdoor living spaces. Whether you enjoy fishing, kayaking, or simply relaxing by the water, living in a creek or stream waterfront home in Milton offers endless opportunities for recreation and relaxation.

In addition to its natural allure, Milton is conveniently located near major highways, making it easy to access nearby cities and attractions. The community is rich in culture, with local festivals, farmer’s markets, and historic sites to explore. Milton truly embodies the essence of Florida living, where you can enjoy a laid-back lifestyle amidst stunning waterfront landscapes. Come discover your dream home in Milton, where nature and community come together in perfect harmony!

Newest Milton Homes with Creek/Stream Waterfront Features

$799,000

4 Beds ⋅ 3 Baths ⋅ 688645 MLS

A hidden gem where timeless Southern charm meets a private coastal region retreat, this extraordinary park like 8-acre estate offers a rare combination of space, natural beauty, and resort-style living. Balanced forest, open spaces and mature trees, this 4-bedroom, 2.5-bath home offers approximately 3,202 sf of living space plus a 379-sf versatile basement space and detached 2 car shop. Located in beautiful Milton, FL. From the moment you arrive, the winding drive, established grounds, and welcoming covered porches set the tone. Inside, beautiful natural light fills the home, creating a warm and inviting atmosphere. The chef’s kitchen serves as the heart of the home, while two living areas provide exceptional space for entertaining and everyday living. The primary suite is conveniently located downstairs, offering a peaceful retreat complete with a beautifully oversized bathroom and enormous walk-in closet. Upstairs, additional bedrooms provide plenty of space for family, guests, or a home office. Step back outside and discover your own private resort. A screened-in porch, open spaces, rolling lawn, the sparkling pool. A brand-new cabana added in 2025 creates the perfect poolside entertaining area. New pool liner, pool pump and filter, and Polaris pump. Beyond the pool, the property becomes a true nature lover’s paradise. Rolling open acreage, mature woods and trails, and a natural fish nursery in the spring-fed creek create an incredible backdrop filled with deer, turtles, and abundant birdlife. Whether you're swimming, entertaining, exploring the acreage, or simply enjoying the peaceful surroundings, this property offers an extraordinary lifestyle. A few recent improvements include a 2025 HVAC system and a 2022 roof. Private, peaceful, and beautifully appointed—this is more than a home. It’s your own private oasis.

4951 Winding Way, Milton

Listing courtesy of LPT Realty.

$465,000

4 Beds ⋅ 4 Baths ⋅ 683111 MLS

Welcome home to a comfortable country retreat tucked into the highly desired Waterview Estates. From the moment you arrive, you are invited to slow down, breathe deep, and settle in — nearly 2,500 sqft of easy, relaxed living on a peaceful, canal-front lot. Step inside to find generous space for everyone, with all bedrooms thoughtfully arranged for everyday comfort and weekend gatherings alike. The attached 2-car garage keeps daily life simple and organized, while the true magic of this property waits just out the back door. Approximately 180 feet of waterfront line a calm, shallow canal that is tailor-made for kayaking and paddleboarding right from your own backyard. A voluntary HOA grants access to the community dock and boat launch, opening the door to sun-soaked days out on the bay whenever the mood strikes. A portion of the backyard is enclosed with a chain-link fence, giving pets a safe, secure space to roam outdoors unattended. On the north side of the property, a cement pad with a 30-amp hookup stands ready to welcome and power a recreational vehicle — perfect for the traveler at heart. Hobbyists and outdoor enthusiasts will fall in love with the detached 612-square-foot garage, that can be used as a workshop or for storage. It features a functional half bath already plumbed for a shower, making a future full-bath conversion a simple upgrade. A covered cement pad on the south side offers the perfect spot to park a boat, while the north side boasts a screened-in porch complete with a built-in bartop and direct access to that half bath — an ideal place to gather and unwind after a day on the water. Best of all, this comfortable country setting never asks you to give up convenience. You are just minutes from Interstate 10 and Whiting Field, with an easy drive to the sugar-white sands of Pensacola Beach and all the restaurants and shopping you could want close at hand. Country comfort, waterfront living, and convenience - this property is ready to welcome you!

3171 Waterview Dr, Milton

Listing courtesy of KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH.

$400,000

3 Beds ⋅ 2 Baths ⋅ 681619 MLS

1-Acre Estate with Private Creek Frontage Experience the rare combination of downtown convenience and secluded natural beauty. This sprawling 1-acre property is uniquely bordered by a peaceful creek feeding into the Blackwater River, offering a private, wooded perimeter right in the heart of the city. The existing home requires a full renovation following hurricane water damage, providing a premier opportunity to restore or reimagine a custom residence on one of Milton’s most desirable "waterside" parcels. Located just steps from the Milton Riverwalk, Carpenters Park, and local bike trails, this property is perfectly positioned for those who love the outdoors. Whether you’re looking to build equity through a restoration or create a private sanctuary with water views, this property offers unmatched potential in a walkable, historic setting. THIS IS ZONED RESIDENTIAL AND COMMERCIAL PROPERTY. 3 Bedroom 2 Bath MOTIVATED SELLER

5284 Broad St, Milton

Listing courtesy of American Valor Realty LLC.

$340,000

3 Beds ⋅ 2 Baths ⋅ 681433 MLS

Welcome to this charming single-family home located at 7488 Wild Horse Way in Milton, FL. This beautiful property was built in 2018 and offers a modern and inviting atmosphere. With 2 bathrooms and a total finished area of 1,568 sq.ft., this home is perfect for a small family or a couple looking for a cozy space to call their own. Situated on a spacious lot spanning 115,87 sq.ft., there is plenty of room for outdoor activities and entertaining guests. The open floor plan of the home creates a seamless flow between the living room, kitchen, and dining area, making it ideal for hosting gatherings or simply enjoying quality time with loved ones. The kitchen is well-appointed with modern appliances, ample cabinet space, and a breakfast bar for casual dining. The master bedroom features an en-suite bathroom for added convenience and privacy. Additionally, there is a second bedroom that can be used as a guest room, home office, or hobby space. The property also boasts a lovely backyard with the potential for creating a tranquil outdoor oasis. Whether you enjoy gardening, hosting BBQs, or simply relaxing in the fresh air, this home offers endless possibilities for outdoor enjoyment. Overall, 7488 Wild Horse Way is a delightful property that combines modern amenities with a warm and welcoming ambiance. Don't miss the opportunity to make this house your home and start creating lasting memories in this wonderful community.

7488 Wild Horse Way, Milton

Listing courtesy of Coastal Real Estate Professionals LLC.

$1,000,000

3 Beds ⋅ 4 Baths ⋅ 679177 MLS

Waterfront living meets space, privacy, and functionality at this 3 bedroom, 3.5 bathroom home situated along the Blackwater River in Milton. Elevated construction provides expansive views of the water while offering substantial covered space below for parking, storage, and outdoor entertaining. The main living level features an open layout with tile flooring throughout the kitchen and living areas. The kitchen offers granite countertops, stainless steel appliances, custom cabinetry, and a large breakfast bar that flows into the spacious living and dining areas. Multiple windows and doors bring in natural light and frame views of the river. The primary suite includes a large bathroom with a soaking tub, walk-in tiled shower, and dual vanities. Additional bedrooms provide flexible space for guests, hobbies, or home office use. Outdoor living is a defining feature of this property. A covered front porch and large deck create ideal spaces to enjoy the surrounding natural setting and river views. The backyard includes an in-ground pool overlooking the river on the waterfront. The property also features a dock and boathouse structure along the river, offering convenient access for boating, kayaking, or fishing. A sandy shoreline area adds another place to enjoy the water. Below the home, the expansive covered area includes 7 garage doors, workshop, and ample room for equipment, watercraft, or vehicles. This property offers a combination of waterfront access, outdoor amenities, and tons of space. Schedule a private showing to explore everything this riverfront property has to offer.

7608 River Rd, Milton

Listing courtesy of Levin Rinke Realty.

Start Your Search

Copyright© 2016 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Vendor Member Number : 28166