Milton Homes with Natural Waterfront Features

Milton Homes with Natural Waterfront Features

Welcome to Milton, Florida, a hidden gem nestled in the heart of Santa Rosa County. With its picturesque landscapes and rich history, Milton offers a unique blend of small-town charm and modern convenience. Known for its stunning natural beauty, this vibrant community is bordered by the serene waters of the Blackwater River, making it an ideal destination for outdoor enthusiasts and nature lovers alike.

Milton boasts a variety of homes that feature natural waterfront properties, providing residents with breathtaking views and easy access to recreational activities. Imagine waking up to the gentle sounds of water lapping against the shore, or spending your weekends fishing, kayaking, or simply enjoying a leisurely stroll along the riverbank. These waterfront homes not only offer a tranquil lifestyle but also a sense of community, with neighbors who share a passion for the great outdoors.

The city is rich in amenities, including parks, shopping, and dining options, ensuring that residents have everything they need right at their fingertips. Milton's friendly atmosphere and strong sense of community make it an inviting place to call home. With excellent schools and a variety of family-friendly activities, it’s no wonder that families are drawn to this charming area.

Whether you're looking for a peaceful retreat or a vibrant community to grow roots, Milton's waterfront homes provide the perfect backdrop for your dream lifestyle. Come explore the beauty of Milton, where nature and community come together to create an unparalleled living experience. Your waterfront oasis awaits!

Newest Milton Homes with Natural Waterfront Features

$500,000
8 Beds ⋅ 8 Baths ⋅ 686607 MLS
Riverfront quadplex just east of Downtown Milton with rental income already in place. Each of the four units offers 2 bedrooms and 2 bathrooms. Three units currently rent for $1,200 per month and one rents for $1,150. Tenants pay their own utilities and the owner covers lawn care. All four units are currently leased with staggered expirations of 7/30/2027, 9/30/2026, 12/31/2026, and 2/28/2027. The location is a major highlight. The property sits along the Blackwater River and is about half a mile from both Downtown Milton and Carpenter’s Park, which offers a public boat launch, river access, playground, and green space. The riverfront is currently natural and wooded, creating a private setting along the Blackwater River. The property previously had a dock. All four units share the same efficient layout. Tenants enter through a small foyer into the open kitchen and living area, with sliding glass doors leading to a large private balcony. The balcony also houses the laundry room and provides a quiet outdoor space overlooking the wooded riverfront. Down the hall are two bedrooms and two full bathrooms. One bedroom in each unit opens directly to the balcony and looks toward the river. Covered parking for the units is located beneath the building. Investors may also appreciate the flexibility this property offers. With its riverfront location and proximity to downtown Milton and river recreation, a future owner may explore the possibility of using one or more units as a short term rental. Riverfront multifamily opportunities in this area are rare. Whether you are looking for a long term hold or a unique waterfront investment, this property deserves a closer look.

5392 Munson Hwy, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$929,999
3 Beds ⋅ 686551 MLS
Waterfront living at its finest in Bay Pointe Plantation. Perfectly positioned to capture breathtaking water views, this well maintained 3-bedroom, 2-bath residence offers an unparalleled waterfront lifestyle with panoramic views from the main living areas, the kitchen, and the private primary suite. Designed to embrace the beauty of its surroundings, the open floor plan is filled with natural light and showcases spectacular water views the moment you step inside. The spacious living room, anchored by a fireplace, custom built- ins, and electric blinds throughout the house, flows into the kitchen and dining areas, creating the perfect setting for both elegant entertaining and everyday living. The eat-in kitchen and formal dining room provide multiple spaces to gather while enjoying the ever-changing waterfront scenery. Step outside to your private waterfront oasis. A generous over-sized covered patio with a swing overlooks the water, inviting you to relax and unwind from sunrise to sunset. Follow the brick walkway to your private dock, complete with an electric boat lift and seating making it effortless to spend the day cruising, fishing, or simply enjoying life on the water. The primary suite is a peaceful retreat with tranquil water views that greet you each morning. The primary large bathroom with water closet including a bidet. Enjoy the large walk-in closet. A dedicated office provides the perfect work-from-home space, while new flooring and fresh interior paint offer a clean sophisticated finish throughout. Additional features include an irrigation system, gutters and beautifully maintained grounds. As an exceptional bonus, the sale includes a 4,583-square-foot lot directly across the street. Located in the prestigious Bay Pointe Plantation community and zoned for highly regarded schools, this is more than a home—it's a rare opportunity to own an exceptional waterfront property where every day feels like a vacation.

3932 Plantation Cove Ct, Milton

Listing courtesy of Avenue Realty.

$245,000
3 Beds ⋅ 685903 MLS
Waterfront Property on Canal that leads to the Bay. Fish and crab in your own backyard and when possible pick the huge grapefruit from your backyard. Located on a quiet dead end road Perfect for the water enthusiast. New Septic drain field installed past 2 years. New Roof Installed within past 3 years. New bath vanities installed. Lots of updates with this property. Still needs a few little personal touches to make it your own. Come and check out this affordable waterfront home before its gone.

5811 Gazebo St, Milton

Listing courtesy of Key Impressions LLC.

$513,370
5 Beds ⋅ 3 Baths ⋅ 685348 MLS
NAVARRE FLOORPLAN! As you approach the front entrance, you’ll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you’ll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you’ll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials. One of the standout features of the Navarre is the 21×10 outdoor living space located just outside the great room. This area allows you to extend your living and entertaining space outdoors, providing a perfect setting for relaxation and enjoyment. The Navarre boasts a well-designed split floorplan, with the owner’s suite located in the back corner of the home for maximum privacy. The owner’s suite includes a large walk-in closet, providing plenty of space for your wardrobe. The owner’s bath features a linen closet, adding convenience and organization to your daily routine. Bedrooms 2 and 3 are situated close to each other and share a full bathroom. A linen closet in the hallway offers additional storage options. The laundry room is conveniently located in this section of the home, making laundry chores a breeze. Near the laundry room, you’ll find the spacious garage.

5558 Colinas Verde Dr, Milton

Listing courtesy of HOLIDAY BUILDERS OF THE GULF COAST, LLC.

$335,000
3 Beds ⋅ 685293 MLS
$14,900 Price Improvement! Welcome to your own slice of coastal Florida in the heart of Avalon Beach. Tucked away on a quiet cul-de-sac overlooking scenic Mulat Bayou, this all-brick waterfront home offers the kind of lifestyle that's hard to find and even harder to leave. Imagine starting your mornings with coffee on the porch as the water comes to life, then spending your weekends launching a kayak or paddleboard to explore the bayou and nearby bay. After a day on the water, come home to relax with peaceful views and enjoy the slower pace of waterfront living—all while being just minutes from the conveniences of town. Inside, you'll find more than 1,800 square feet of thoughtfully designed living space featuring durable tile flooring throughout the main level, spacious living and dining areas, and an updated kitchen with abundant cabinetry, generous counter space, and a large pantry. The oversized primary suite provides a private retreat with a walk-in closet and en-suite bath featuring an expansive vanity and cultured marble shower. Outside, the property is designed to make the most of Florida living. A generous side yard provides plenty of room to entertain, garden, or simply enjoy the outdoors, while the covered front porch offers the perfect place to unwind at the end of the day. Boaters, RV owners, and outdoor enthusiasts will appreciate the dedicated RV/boat pad complete with water, sewer, and both 30- and 50-amp electrical hookups, making it easy to keep your next adventure ready to go. Whether you're seeking a peaceful waterfront retreat, a home base for your boating and fishing adventures, or simply a place where every day feels a little more like a vacation, this property delivers. Conveniently located just minutes from I-10, Pensacola, shopping, dining, and the Gulf Coast's beautiful beaches, you'll enjoy the perfect balance of serenity and accessibility. Come experience the waterfront lifestyle you've been dreaming about.

5820 Pamona St, Milton

Listing courtesy of Coldwell Banker Realty.

$639,000
3 Beds ⋅ 2 Baths ⋅ 685240 MLS
Enjoy waterfront living with stunning bay views, mature oak trees draped in Spanish moss, and convenient access to boating and water recreation. This property features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a comfortable space for everyday living and entertaining. Interior improvements include a spacious modern bathroom, a generously sized laundry room, an updated half bath, and a primary bedroom suite featuring a custom closet. An additional unfinished space offers the opportunity for future expansion and customization to suit your needs. A large storage room provides plenty of room for tools, equipment, and outdoor gear. Step outside to enjoy the private swimming pool and outdoor living areas, perfect for relaxing or entertaining guests. New digital pool pump with timer installed in May 2026, new water heater in 2025, both A/C units replaced in 2024 and a new roof was installed in 2023. A public boat launch is located just around the corner, providing easy access to fishing, boating, and watersports. Located in the historic community of Bagdad, known for its rich lumber and maritime history, waterfront parks, scenic riverfront views, and charming small-town atmosphere. The property is also approximately 25-30 minutes from Downtown Pensacola, where you'll find a vibrant mix of restaurants, shopping, art galleries, museums, festivals, nightlife, and the Pensacola waterfront. This location offers the perfect balance of peaceful waterfront living with convenient access to the amenities and attractions of the Gulf Coast.

7079 Oak St, Milton

Listing courtesy of RE/MAX OF ORANGE BEACH.

$444,900
3 Beds ⋅ 2 Baths ⋅ 684996 MLS
EXCEPTIONAL POND CREEK LOCATION - COMPLETELY RENOVATED! This Spectacular, Move-In Ready Home Truly Outshines New Construction,with Every Element Thoughtfully Replaced. Nestled on 1.11 Acres, the Property Borders 16 Acres of Peaceful, Wooded State-Owned Greenspace on Pond Creek and Blackwater Bay. Adjacent to Downtown Milton, Bagdad and I-10 Access. Bring Your Boat, Jet Skis, Paddleboards, Rods, and More - The Sellers are Including a Fishing Kayak and Crab Pot to Jump-Start Your Fun-Filled Water Adventures! Renovations Include New Roof, Windows, Doors, HVAC System and Duct Work, Unlimited Tankless Gas Water Heater, Fully Remodeled Kitchen and Bathrooms, Plank Tile Floors, Lighting and Plumbing Fixtures and Natural Gas Appliances. Custom-Built Home Features a Sturdy Rock and Brick Exterior. Bright Open Floorplan with Abundant Windows and Natural Light. Spacious U-Shaped Kitchen with Granite Countertops and Backsplash, Breakfast Bar, Soft-Close Cabinets, Stainless Appliances, a Big Double Door Pantry, and an Adjoining Formal Dining Room. The Kitchen is Open to the Great Room Featuring a Full-Wall Masonry Fireplace and is Connected to a Large Office/Den/Bonus Room. Primary Suite Encompasses 483 S.F. including Two Closets, a Walk-In Shower with Seating, and French Doors Opening to the Immense 20'X30' Rear Patio. Attached Over-Sized Garage Totaling 750 S.F. With Ample Workshop Space - Over 3,000 S/F Of Space Under The New Roof. No HOA Restrictions, Plus an Unfinished Out-Building with Unlimited Multi-Purpose Potential!

4611 Gunter Rd, Milton

Listing courtesy of MCCALL REALTY.

$160,000
684736 MLS
Rare opportunity to own 3.3 acres at the beginning of Shields Point Hideaway on Shieldspoint Rd, about 500 feet from Blackwater Bay. This property offers over 600 feet of road frontage on a county-maintained road, with utility access and power available nearby. Recent surveys and wetland studies have been completed and are available for review. The buildable portion is located near the road, offering a practical homesite while preserving the natural setting toward the rear of the lot. Enjoy peaceful frontage and access to a natural pond, creating a private, scenic backdrop for a future home. The property is located in desirable X/X500 flood zones. Only minutes from I-10, this lot offers convenience, privacy, natural beauty, and proximity to Blackwater Bay. Build a dream home, create a private retreat, or hold as a long-term land investment in a growing Northwest Florida market. Note: Water frontage is pond frontage only; property does not have Blackwater Bay frontage. Wetland studies available.

Shields Pt Rd, Milton

Listing courtesy of Home Sold Realty LLC.

$219,900
684597 MLS
NATURE LOVERS ALERT!! Beautiful east facing waterfront lot on pristine East Bay in Milton! Over 140 ft of waterfront for your private enjoyment! This special lot is positioned at the end of a quiet cul-de-sac on Garcon Point. It is part of the restricted Sea Pines Subdivision developed in the early 2000s. Just a few feet to the south is over 200 ft of common area marshlands so views will be virtually unobstructed. Enjoy breathless sunrises plus dolphins, herons, eagles, osprey and more from the comfort of your future custom home built on this one-of-a-kind, executive site! And for the sportsman these waters are some of the best inshore fishing along the Gulf Coast...trout, redfish, mullet, blue crabs, oysters & more. By boat Blackwater and Yellow Rivers are just a few minutes away as well as historic downtown Milton. Or take a day trip to Ft Pickens, Pensacola Beach and the Gulf of Mexico. This lot was previously permited for an approximate 60 x 60 pad for a piling home. Minimum square footage for waterfront lots in Sea Pines is 2000. Rental restricted to 6 months or longer. No short term rentals allowed. Come see this incredible opportunity today and envision your waterfront dream!

1200 Cuddle Doon Ave, Milton

Listing courtesy of CENTURY 21 AMERISOUTH REALTY.

$385,000
4 Beds ⋅ 2 Baths ⋅ 684160 MLS
ONE ACRE POND ON 5 ACRES OF PRIVACY!! 4/2 Mobile Home overlooking a one acre pond stocked with fish. The property also features a metal building with apartment with lots of storage available. Privately located on the property features a 432 square foot 1 bedroom 1 bath apartment and 864 square feet of possible options to continue to close in. Owner has remodeled the mobile home with updated granite counter tops, laminate flooring and fixtures. This property has easy access and close to I-10 and Navarre Beach. Not far from the Blackwater Forest for hiking, canoeing and camping. This is a wonderful Oasis!!

8499 Lasalle Dr, Milton

Listing courtesy of JANET COULTER REALTY.

$315,000
683525 MLS
WATERFRONT PROPERTY with the tranquility you have been looking for nestled in Santa Rosa county at the North End of Black Water Bay. Located less than a mile from Exit 28 on I-10 sits a cleared, 2.4 acre, R1M zoned property with a small town feel and big town access. Ready for your dream home, a fish camp, or anything in between. The property sits between the Black Water Bay and Ward Basin just South of and outside the city limits of (East) Milton, Fl. Over looking Ward Basin to the East and accessible by use of the canal on the east side of the property, which runs 2-6’ deep, leading out to Ward Basin which provides deep water access to Blackwater Bay, East Bay, Escambia Bay and Pensacola Bay. The fishing in this area is desirable with many species of fish available from Red fish, Bass, Blue Crab, Bream, Speckled Trout, Shell Cracker, Bluegill and many others. The property is surrounded by Pine, Oak, and Magnolia trees as well as a plethora of Blackberry and Azalea bushes. If birdwatching is your thing, you will enjoy this property even more, there is many different species of birds that frequent the property. The property features 3 entry points from Petersen Point Rd. The Northern entry has a 250’ x 12’ gravel driveway ending with a 65’ x 25’ concrete pad. The property also has a 24’ x 24’ shed and a 20’ x 14’ boat house. The boat house is neatly tucked aware for privacy and will need to be shored up, but the pilings are intact. The boat house would be ideal for a John boat, skiffs, bass boat or even jet skis. Additionally it has a boat launch for John boats, canoes, and kayaks right on the property. Reports available:Topographical, Geo-tech, subsurface Boundary & Mean High Waterline Surveys are also available. A utility pole is already located on the SW corner of the property. Convenience is key, beaches are 35 minutes away, Milton is 14-19 minutes away, Downtown Pensacola is 26 minutes away and 6 boat ramps within a 5 mile radius.

7524 Petersen Pt Rd, Milton

Listing courtesy of Century 21 BE3.

$860,000
3 Beds ⋅ 683382 MLS
Welcome to your own private retreat, where luxury craftsmanship meets peaceful country living. This 2,190 SF custom-built home offers over 4,000 SF under roof. Surrounded by natural views this property offers the perfect setting for relaxation, recreation and entertaining. The inviting front porch features stained concrete, stone ledges, timber beams, and a tin ceiling. Inside, the great room has stained concrete floors, tongue-and-groove ceilings, crown molding, cathedral ceilings, a wood-burning fireplace, and large windows overlooking the backyard. The kitchen includes soft-close cabinets, granite countertops, stainless steel appliances, double pantries, a large bar, and breakfast nook. The master suite features cathedral ceilings, an electric fireplace, double vanities, a walk-in shower, travertine tile, and a spacious walk-in closet with laundry room access. This split floor plan includes two additional bedrooms and a guest bath with an antique clawfoot tub. The oversized two-car garage offers attic access and extra storage. Outside is where this property truly shines. Step out back and relax on the back porch complete with tongue-and-groove ceilings, large ceiling fan and wood beams. The outdoor kitchen area is the perfect place to entertain and has granite countertops and a gas cooktop. The property also has a stocked pond with bass and bream, irrigation system and fruit trees. There is 540 feet of creek frontage on Pond Creek as well as Reeder Creek and a nice swimming area for those hot summer days. This property is truly a hunter's paradise with abundant deer and turkey and four-wheeler trails that lead to the shooting house and creek. The 50x40 workshop includes high ceilings, utility sink, half bath, roll-up door, fish-cleaning station, and 30/50-amp RV hookup. Located less than 10 minutes from Pace and Milton, this property offers peaceful country living with the convenience of nearby town amenities. Call today to schedule a showing!

6749 Oser Rd, Milton

Listing courtesy of Better Homes And Gardens Real Estate Main Street Properties.

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