Milton Homes with Waterfront Waterfront Features

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County. Known for its rich history and picturesque landscapes, Milton is a vibrant city that effortlessly blends small-town charm with modern conveniences. With its lush greenery and stunning waterways, this idyllic locale is perfect for those seeking a peaceful retreat while still being close to urban amenities.

One of the most alluring features of Milton is its stunning waterfront properties. Imagine waking up to the gentle sound of water lapping against the shore, with breathtaking views right outside your window. Homes with waterfront features in Milton offer an unparalleled lifestyle, where you can enjoy fishing, kayaking, or simply relaxing by the water’s edge. The serene setting provides the perfect backdrop for family gatherings, weekend barbecues, or quiet evenings spent watching the sunset.

Milton’s waterfront homes boast a variety of styles, from charming cottages to expansive modern estates, catering to diverse tastes and lifestyles. Many properties are equipped with private docks, allowing for easy access to the area's beautiful rivers and lakes. The close-knit community fosters a welcoming atmosphere, where neighbors become friends and local events bring everyone together.

Beyond the allure of waterfront living, Milton offers a plethora of outdoor activities, including hiking trails, parks, and nearby beaches. With a strong sense of community and a rich cultural heritage, Milton is not just a place to live; it’s a place to thrive. Discover your dream waterfront home in Milton, where tranquility and adventure await at every turn!

Newest Milton Homes with Waterfront Waterfront Features

$799,000

4 Beds ⋅ 3 Baths ⋅ 688645 MLS

A hidden gem where timeless Southern charm meets a private coastal region retreat, this extraordinary park like 8-acre estate offers a rare combination of space, natural beauty, and resort-style living. Balanced forest, open spaces and mature trees, this 4-bedroom, 2.5-bath home offers approximately 3,202 sf of living space plus a 379-sf versatile basement space and detached 2 car shop. Located in beautiful Milton, FL. From the moment you arrive, the winding drive, established grounds, and welcoming covered porches set the tone. Inside, beautiful natural light fills the home, creating a warm and inviting atmosphere. The chef’s kitchen serves as the heart of the home, while two living areas provide exceptional space for entertaining and everyday living. The primary suite is conveniently located downstairs, offering a peaceful retreat complete with a beautifully oversized bathroom and enormous walk-in closet. Upstairs, additional bedrooms provide plenty of space for family, guests, or a home office. Step back outside and discover your own private resort. A screened-in porch, open spaces, rolling lawn, the sparkling pool. A brand-new cabana added in 2025 creates the perfect poolside entertaining area. New pool liner, pool pump and filter, and Polaris pump. Beyond the pool, the property becomes a true nature lover’s paradise. Rolling open acreage, mature woods and trails, and a natural fish nursery in the spring-fed creek create an incredible backdrop filled with deer, turtles, and abundant birdlife. Whether you're swimming, entertaining, exploring the acreage, or simply enjoying the peaceful surroundings, this property offers an extraordinary lifestyle. A few recent improvements include a 2025 HVAC system and a 2022 roof. Private, peaceful, and beautifully appointed—this is more than a home. It’s your own private oasis.

4951 Winding Way, Milton

Listing courtesy of LPT Realty.

$159,900

688609 MLS

Beautiful lot in Seneca Point on the Mulat Bayou located in Santa Rosa County, Florida. It is most popular for fishing Red drum, Seatrout, and Bluegill. The lot is 1.32 acre. wooded with approximately 200 feet on the Bayou. There are several large, Long Leaf Pines and Magnolia trees on the lot that would provide an incredible Southern backyard for anyone building a Florida home. To add to the Florida lifestyle, eagles and deer frequent Mulat bayou and were seen from the property.

5073 Oneida Trl, Milton

Listing courtesy of JANET COULTER REALTY.

$1,080,000

3 Beds ⋅ 2 Baths ⋅ 688551 MLS

Designed to maximize its coastal position, this residence brings the natural calming influence of expansive water views into nearly every room. Clean architectural proportions and screened decks maximize passive airflow while offering unobstructed sunset views over the water. The main living space revolves around an open-concept great room anchored by 21-foot vaulted ceilings, dynamic water views, and an electric fireplace. Adjacent to the main gathering area, the kitchen features rich quartz countertops, center island, tailored cabinetry, a large pantry, and a bright breakfast nook. The main level also provides dedicated spaces for concentration and hosting, featuring a home office, formal dining and living areas, and two guest bedrooms served by a dual-vanity bathroom. Screened wrap-around decks stretch across the rear and side perimeter, expanding the usable living area out into the coastal air. Occupying the entire top level, the primary suite offers a quiet retreat with a sitting area and elevated water views from the sliding glass doors that open directly onto a landing with a spiral staircase leading below. The primary bathroom features dual vanities, a separate water closet, a custom walk-in shower, a jetted soaking tub, and two separate walk-in closet spaces measuring 10'x6' and 8'x13'. Additional energy-efficient spray-foam insulated walk-in storage rooms are accessible directly off the suite. The lower footprint is optimized for functional storage and shoreline utility, offering sheltered parking for up to four (or more) vehicles, a workshop, stacked sliding screens across the rear, and removable slatted exterior walls. Boating infrastructure is anchored by a 240-foot private pier, boat house and lift, two catwalks, a swim ladder, and navigable water depths (4’-5’ summer and 3’ winter). Recent upgrades: New flooring in office, dining room and living room, countertop in baths and kitchen, new decking & screens, entire home painted 2026 & hot water heater.

4504 Bayside Dr, Milton

Listing courtesy of Berkshire Hathaway Home Services PenFed Realty.

$799,000

3 Beds ⋅ 3 Baths ⋅ 688482 MLS

Welcome to a rare waterfront escape in a highly coveted Garcon Point neighborhood, where every room across the back of the home captures sweeping water views and unforgettable sunsets. Set on a point lot with direct access to Escambia Bay, this 3 bedroom, 3 bath home offers 2,297 square feet, perfect for fishing, boating, and kayaking, close to I 10 into Pensacola and Avalon Blvd toward Tiger Point. Inside, the kitchen features oak painted cabinets and KitchenAid appliances including a built-in icemaker, a dining room off the kitchen, and a large walk-in pantry wrapping under the stairs. A flex room or home office off the kitchen offers backyard and water views. The home features plantation shutters throughout, an operational wood burning fireplace, and expansive waterfront and sunset views. Downstairs also has a shutter door hall closet and a full bathroom with shower. Upstairs, the primary suite offers high ceilings, a barn door closet, a second walk in closet, and relaxing sitting area. The ensuite includes a water closet, large tiled walk-in shower, double marble vanities with gold accents, and recessed lighting. A screened patio balcony delivers panoramic views, and a nearby bedroom has balcony access and with high end closet doors and built in shelving. Updated fans and fixtures throughout and large linen closet upstairs. Outside, an elevated paver patio leads to the pool cage (new liner and pump in 2021), with part of the patio set up as an outdoor kitchen and grill station. The boat lift fits vessels up to 23 feet, and the garage's back door opens straight to the water. Mature oak trees, nice breezes, and recently built-up storm protection complete this point lot. Also featured: working sprinklers, septic with aerator (recently serviced), garage with built in shelving, and transferable Premier Pest Control with Sentricon. Secluded yet close to everything, this is a rare waterfront lifestyle opportunity.

1928 Lodgepole Dr, Milton

Listing courtesy of Levin Rinke Realty.

$825,000

3 Beds ⋅ 2 Baths ⋅ 688364 MLS

Great opportunity to own a BRAND-NEW home with a BRAND-NEW dock on the bay! This NEW CONSTRUCTION, WATERFRONT home on pilings, is a hidden gem in the private, quiet Petersen Point community! {And no HOA!!} Check out this home's master design plan - new fixtures, full appliance package, and upgraded finishes like natural stone and marble countertops, a custom island with a 2-inch oak butcher block top, high-end stainless-steel appliances with a custom vent hood and a walk-in pantry. The interior color throughout the home will be a gorgeous clean white called, Greek Villa.{Included in the photos is an AI generated rendering of the kitchen for an idea of the finished product and the overall design vision.} The open floor plan's design allows you enjoy the beautiful waterfront views from practically every room and you will notice right as you walk through the front door. There’s also plenty of covered parking for your vehicles and watercraft or you can create an outdoor seating area to have gatherings or watch your favorite sports team. Once this home is complete, there will be nothing to do except sit and relax on your covered back porch while listening to sounds of the bay and enjoying these breathtaking views.

7782 Petersen Pt Rd, Milton

Listing courtesy of Poppy Properties LLC.

$825,000

3 Beds ⋅ 2 Baths ⋅ 688363 MLS

7776 Petersen Pt Rd, Milton

Listing courtesy of Poppy Properties LLC.

$590,000

3 Beds ⋅ 3 Baths ⋅ 687874 MLS

Stunning all-brick 3-bedroom, 3-bath home situated on a .77-acre lot with frontage on Mulatto Bayou. Thoughtfully designed with quality finishes, this home offers a combination of timeless details and amenities. Recent updates include a 2026 roof replacement, new water heater, and HVAC replaced in 2024. Inside, high ceilings and wood flooring extend throughout the main living area, bedrooms, and office, with tile flooring in the bathrooms and dedicated laundry room. The foyer features an arched entry and opens into the expansive living area, where an open floor plan connects the living room, dining area, and kitchen. A neutral palette is complemented by upgraded fixtures throughout. The living room features a fireplace, while the kitchen offers granite countertops, a large island and stainless steel appliances. French doors lead from the main living area to a screened and tiled patio with direct access to a cabana bath. The patio is also wired for a spa and piped for a propane grill. To one side of this split-bedroom floor plan is a dedicated Office positioned between the main living area and the primary suite. The spacious primary suite features a large closet with built-in storage, while the primary bath includes a soaking tub, separate tiled shower, double sinks, and a private water closet. On the opposite side of the home two well sized additional bedrooms and guest bathroom finish off this thoughtfully designed home. Outside, the .77-acre lot extends to Mulatto Bayou and includes a dock, a 30x20 RV/Boat cover with electrical connection, 23x12 workshop, a 13x9 storage shed, and ample outdoor space. The all-brick exterior, established landscaping, screened patio, and waterfront setting complement the home's interior features while providing a variety of functional outdoor spaces. This is a Fannie Mae HomePath property. Check HomePath.com for information regarding the HomePath Ready Buyer homeownership course and closing cost assistance, restrictions apply.

3027 N 24th Ave, Milton

Listing courtesy of REMAX Select Partners.

$320,000

2 Beds ⋅ 2 Baths ⋅ 687826 MLS

Waterfront Living without the waterfront price tag. This piling home is tucked away on the Blackwater River. 50 ft of water frontage. Open floor plan, 2 bedrooms and 2 baths with tons of storage and parking underneath. The large covered porch comes in just under 400 SQ ft . Imagine peaceful evenings watching the river flow by.

5985 N Airport Rd, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$399,000

3 Beds ⋅ 2 Baths ⋅ 687334 MLS

Prime Waterfront Living on Trout Bayou | Direct Bay Access & Exceptional Location! 5770 Trout Bayou Rd, Milton, FL 32583 2 Bedrooms | 2 Bathrooms | Private Dock | Deepwater Access Welcome to your coastal retreat on Trout Bayou! This charming 2-bedroom, 2-bathroom waterfront home offers the ultimate Florida lifestyle, combining serene bayou living with unbeatable commuting convenience. Whether you are an avid angler, boater, or simply looking to unwind with elevated water views, this property delivers direct water access right from your backyard. Property Highlights: Boater’s Dream: Features on Trout Bayou, located just 3/4 mile by boat to the open waters of Escambia Bay. Effortlessly launch your boat, kayak, or paddleboard for a day on the water. Thoughtful Layout: Elevated living spaces maximize natural light and capture peaceful water views. Enjoy a functional floor plan with comfortable living areas and great flow for daily life or entertaining. Outdoor & Storage Space: Relax or dine on the spacious open-air deck overlooking the water. Below the main living area, you'll find covered parking along.—perfect for fishing gear, tools, and water toys. Unbeatable Connectivity: Commuting is a breeze—located just 1.5 miles from I-10 (Exit 22/Avalon Blvd) and within 20 minutes of the Alabama state line. Quick access to Pensacola, Pace, and regional employment hubs while maintaining a quiet waterfront setting. Don't miss this rare opportunity to own a waterfront sanctuary with immediate bay access and effortless interstate convenience. Schedule your private tour today!

5770 Trout Bayou Cir, Milton

Listing courtesy of EXP Realty, LLC.

$649,000

2 Beds ⋅ 2 Baths ⋅ 686758 MLS

Waterfront living on Petersen Point with room for your boats, hobbies, and toys! This unique 2-bedroom, 2-bath waterfront property offers the kind of Gulf Coast lifestyle that is increasingly hard to find. This property features a pier, seawall, and incredible sunset views across the water. Inside, the home offers a comfortable layout with generous living spaces and a sitting room positioned to enjoy the waterfront setting. But what really sets this property apart is what you’ll find outside: an approximately 2,600 sq. ft. detached shop, providing exceptional space for boats, vehicles, equipment, storage, a workshop, or your next big project. Block construction, home was originally built in 1948, County states effective date of 2010 when home was rebuilt and then in 2016 the current owners took it to studs and remodeled the entire home including pex plumbing updated electrical and they added the garage. Roof was replaced in 2016 and ac was replaced 5 years ago. No HOA means more freedom to make this property fit the way you want to live and the sprinkler system makes lawn care easy. Spend your mornings fishing from your own pier, afternoons working in the shop, and evenings watching the sky turn pink and gold over the water. Whether you're searching for a full-time waterfront home, a weekend retreat, or simply a property with space that is difficult to duplicate, 7631 Petersen Point Road offers a special combination of waterfront, privacy, functionality, and unforgettable sunsets. Waterfront. Fishing pier. Seawall. 2,600 sq. ft. shop. No HOA. And sunsets like this from your own backyard.

7631 Petersen Pt Rd, Milton

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST.

$108,000

686702 MLS

Incredible opportunity to own a canal-front lot with direct access to Escambia Bay and the Gulf of Mexico. This rare waterfront property, located on Bayshore Parkway in Milton, is ideal for boaters, anglers, and anyone dreaming of life on the water. The lot offers a protected canal setting with quick, easy navigation to open water, making it perfect for a future dock or boat lift. Whether you envision a custom-built home or a vacation getaway, this spacious lot provides the canvas for your coastal lifestyle. Picture morning coffee on your back porch as the sun rises over the canal, afternoons spent on the boat exploring the bay, and evenings filled with Gulf breezes and the sound of lapping water. No HOA and a peaceful neighborhood setting make this location even more appealing. You’ll enjoy the serenity of a tucked-away location with convenient access to shopping, dining, and schools just minutes away. Waterfront lots with this kind of access are becoming increasingly scarce, and this one offers both natural beauty and a smart investment opportunity. Bring your vision, your plans, and your dreams—this is the spot where waterfront living becomes reality. Schedule your showing today and take the first step toward owning your piece of Florida paradise.

401N28256000E00 Bayshore Pkwy, Milton

Listing courtesy of Levin Rinke Realty.

$899,999

3 Beds ⋅ 2 Baths ⋅ 686551 MLS

PRICE ADJUSTMENT — $899,999! Open House is this Saturday, September 12th from 3pm-5pm. Waterfront living at its finest in prestigious Bay Pointe Plantation. This well-maintained 3-bedroom, 2-bath home plus a designated office offers breathtaking water views from the moment you enter, with panoramic views from the living areas, kitchen, and private primary suite. The open, light-filled floor plan features a spacious living room with fireplace and custom built-ins, electric blinds in the living room and primary suite, an eat-in kitchen, and formal dining area—all designed to showcase the stunning waterfront setting. The primary suite is a peaceful retreat with beautiful water views, a large walk-in closet, and spacious bath with water closet and bidet. Step outside to your private waterfront oasis. A generous over-sized covered patio with a swing overlooks the water, inviting you to relax and unwind from sunrise to sunset. Follow the brick walkway to your private dock, complete with an electric boat lift and seating making it effortless to spend the day cruising, fishing, or simply enjoying life on the water. Additional highlights include a dedicated office, new flooring, fresh interior paint, irrigation system, gutters, and beautifully maintained grounds. The sale also includes a 4,583-square-foot lot directly across the street, offering exceptional added value and a place to park your boat trailer. Located in sought-after Bay Pointe Plantation, this is a rare opportunity to own an exceptional waterfront home with an additional lot. Flood zone X so NO flood insurance is needed. Current home owners insurance is $3,662.90 Roof/2021, HVAC/2019, Water heater 2025

3932 Plantation Cove Ct, Milton

Listing courtesy of Avenue Realty.

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