Panama City Beach Homes with Lagoon Waterfront Features

This is a property you must see to believe. With over 7,200 sq. ft. of heated and cooled living space, 6 bedrooms, 5 bathrooms, 2 half baths, an office, a theater room, entertainment area w/ built-in wet bar and an expansive outdoor oasis, this home can accommodate a very large amount of people comfortably. The grand foyer entrance sets the tone for the rest of the home with high ceilings & large window for plenty of natural light. Speaking of natural light, there are windows & glass doors along the entire back of the home offering beautiful views from almost every room w/ access to the first- and second-floor patios. Located on the 1st floor is the primary suite w/ a fireplace and massive bathroom. The bathroom features double vanities, a double entry walk-through tiled shower, stand-alone copper soaking tub, separate water closet, two walk-in closets that both have shelving & drawers built-in, plus an additional linen closet. Also, on the 1st floor, there is an additional large suite with private bathroom featuring a custom tile shower. The gourmet kitchen boasts plenty of counter space & cabinetry, breakfast nook, high-end Liebherr Refrigerator, beverage cooler, undercounter ice maker & a double drawer Monogram cooling center. Need to prepare for a large meal or big party? No problem! This kitchen has a professional-grade 5 Star gas stove w/ 6 burners, grill plate, griddle, decorative tile hood vent, double ovens w/ additional warming rack, separate undercounter warming rack built into the island, and a pot filler! Cleanup is a breeze w/ 3 separate sinks, including 1 farmhouse & 1 prep sink & 2 Bosch Silence Plus dishwashers. With a separate butler's pantry, half bath, wine cellar & formal dining room, you can feel confident hosting that big event, sports viewing, or any other get-together you may have! The open kitchen/living area is an entertainer's dream and the double-sided fireplace that is also shared w/ the office creates a nice ambiance. On the second floor, you are greeted at the top of the sweeping staircase w/ a 19' x 29' landing area complete w/ custom wet bar including a microwave, dishwasher, beverage cooler & undercounter ice maker. All this with beautiful water views & second-floor patio access. The second floor also features a 12-seat theater room w/ leather recliners, perfect for movie nights, gaming, or simply relaxing. There are 3 bedrooms on this floor, all offering a unique experience. One bedroom has its own private en suite, a steam shower center & access to the patio. Another bedroom has a cute reading nook & additional large room that could be used for storage, crafts or many other options. The last room on this floor would be great for guests w/ a full bathroom just outside of its door & access to the patio. The 3rd floor ''Eagle's Nest'' is another great flex area. It has a bedroom w/ private en suite, plus amazing views of the lagoon. Outside is breathtaking, w/ a beautifully landscaped yard that includes a paver stone terrace, two built-in paver fireplaces w/ matching seating built around them for enjoying those nice evenings sitting by the water. The pool w/ built-in hot tub & the outdoor wet bar are perfect for those hot summer days... grab a drink, jump in & cool off or warm up & relax in the spa. The seawall was redone within the last three years, and composite decking was added all the way around for hassle-free maintenance. With over $500,000 in upgrades & additions, this property offers a level of quality, functionality, and luxury that is truly hard to find. The laundry room has built-in cabinets, there is a home generator, an elevator, multiple storage closets, high ceilings, ceiling fans throughout, travertine floors, and a tile roof that is less than ten years old. This home has it all! Don't miss the opportunity to own this elegant home in the highly sought-after Bay Point Community. This is more than a home-it is an exceptional waterfront lifestyle.

550 Wahoo Road, Panama City Beach

Listing courtesy of Coastal Choice Realty LLC.

$240,000

1 Beds ⋅ 1 Baths ⋅ 1010669 MLS

Welcome to effortless coastal living in one of Panama City Beach's most established and sought-after communities, Bay Point. This one-bedroom condo is ideally situated right on the marina at Point South Marina, offering the kind of boating lifestyle that is hard to find. Step right outside your door and be just moments from your sportfishing boat, making early-morning offshore trips, sunset cruises, and days on the water incredibly convenient. Perfect as a primary residence, second home, or low-maintenance Panama City Beach getaway, this condo gives you more time to enjoy the lifestyle and less time worrying about upkeep. Its one-bedroom layout makes it easy to maintain while still giving you your own place at the coast. Living in Bay Point puts some of the best amenities in Panama City Beach right at your fingertips. Enjoy marina boating at Point South Marina, golf, tennis courts, a spa, restaurants, and more, all located within the neighborhood. For beach lovers, the white-sand beaches of Panama City Beach are approximately five minutes or less away. For boaters and sportfishing enthusiasts, the location is especially appealing. Imagine waking up, walking out of your condo, stepping aboard your boat at the marina, and heading out for a day of fishing without having to trailer your boat or drive across town. When you're back at the dock, you're already home. If you're searching for a waterfront condo near Point South Marina, a Bay Point condo for sale, a low-maintenance If you're searching for a waterfront condo near Point South Marina, a Bay Point condo for sale, a low-maintenance second home in Panama City Beach, or a coastal property that keeps boating, fishing, golf, dining, and the beach close by, this condo offers a lifestyle that's difficult to beat. Spend your mornings at the marina, your afternoons fishing, golfing, playing tennis, or relaxing on the beach, and your evenings enjoying dinner close to home. This is your opportunity to own an easy coastal getaway in Bay Point where the marina, your boat, and the best of Panama City Beach are right outside your door.

4726 Bay Point Rd Unit # D140, Panama City Beach

Listing courtesy of Salty Marlin Realty.

$1,499,000

4 Beds ⋅ 4 Baths ⋅ 794408 MLS

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

8204 S Lagoon Drive, Panama City Beach

Listing courtesy of Scenic Real Estate.

$355,000

1 Beds ⋅ 1 Baths ⋅ 794269 MLS

Waterfront Views & Beautifully Appointed Bay Point Condo Welcome to Harbour Villas at Bay Point, where breathtaking water views, resort-style amenities, and an exceptional location come together to create the perfect Panama City Beach retreat. This beautifully appointed 1-bedroom, 1-bath condo offers spectacular panoramic views overlooking Point South Marina and the Upper Grand Lagoon, with stunning sunsets right outside your door. The condo features an impressive renovation completed by the previous owner, with quality finishes and thoughtful design throughout. The kitchen showcases shaker-style cabinetry, custom countertops, a striking black tile backsplash, stainless steel appliances, a custom island with quartz countertop, and beautiful floating shelves. The spacious bedroom offers recessed lighting and a custom accent wall with detailed carpentry, while the beautifully finished bathroom features a double vanity with a distinctive blue quartz countertop, large walk-in shower, vessel tub, and elegant 12x24 marble tile. Just off the living area, a tucked-away sleeping nook provides an additional flexible space for overnight guests. The previous owners utilized the space with a trundle-style sleeper, making it a great option for guests or a cozy retreat without sacrificing the openness of the living area. The current owners have added their own beautiful finishing touch with high-end plantation shutters, providing both style and functionality while complementing the condo's coastal aesthetic. The condo is being sold unfurnished, giving the new owner the opportunity to bring their own furnishings and personal style to this exceptional waterfront retreat. Whether you're searching for a second home, a peaceful coastal getaway, or an investment opportunity, this condo offers an incredible combination of location, water views, beautiful finishes, and Bay Point amenities. Boating enthusiasts will appreciate the marina lifestyle and easy access to the water, while the panoramic views provide a spectacular backdrop for everyday living. Bay Point is a gated community with 24/7 roving security and is home to the Nicklaus Golf Course and Sheraton Resort. Come experience the best of Panama City Beach from a condo that combines beautiful water views, an enviable location, and a relaxed coastal lifestyle. This is a wonderful opportunity to own a special piece of Bay Point.

4726 Bay Point Road Unit C228, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$1,499,000

4 Beds ⋅ 4 Baths ⋅ 1010022 MLS

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

8204 S Lagoon Dr, Panama City Beach

Listing courtesy of Scenic Real Estate.

$639,000

2 Beds ⋅ 2 Baths ⋅ 1009771 MLS

Experience the best of waterfront living in this highly sought-after Turtlegrass Villas in Bay Point, gorgeous inside and out! This completely renovated private end unit is an exceptional 2-bedroom, 2-bath waterfront property with breathtaking panoramic views of the Bay and Lagoon. You literally have views from every room - even the kitchen windows! Floor-to-ceiling windows in the living room showcase the stunning views and flood your home with natural light. Turtlegrass owners enjoy access to 3 private docks, providing the rare convenience of keeping your boat just steps from home, along with opportunities for fishing and enjoying the beautifully maintained waterfront grounds. Inside, the open-concept split floor plan has been thoughtfully designed with luxury finishes throughout. The spacious primary suite features quartz countertops, dual vanities, a tiled walk-in shower, and a generous closet. The bright kitchen and dining area overlooks the Bay Point Golf Course, and your beautifully updated kitchen offers white shaker cabinetry, quartz countertops, and a center island perfect for gathering. Soaring ceilings highlight the living room, complete with a wet bar and spectacular water views, creating an ideal space for entertaining. A cozy nook provides additional seating and the perfect spot to relax while watching dolphins play and boats enter the marina. The guest suite offers its own floor-to-ceiling windows, walk-in closet, and a spacious ensuite bath with quartz countertops, dual vanities, a tiled walk-in shower, and a generous closet. The bright kitchen and dining area overlooks the Bay Point Golf Course, and your beautifully updated kitchen offers white shaker cabinetry, quartz countertops, and a center island perfect for gathering. Soaring ceilings highlight the living room, complete with a wet bar and spectacular water views, creating an ideal space for entertaining. A cozy nook provides additional seating and the perfect spot to relax while watching dolphins play and boats enter the marina. The guest suite offers its own floor-to-ceiling windows, walk-in closet, and a spacious ensuite bath with quartz countertops and a tiled tub/shower combination. This residence has been completely gutted and renovated from previous owner, including electrical, plumbing, sheetrock, flooring, and more. Additional features include a private courtyard entrance with patio and room to grill, outdoor storage closet, interior foyer storage, and utilities included except electricity and internet. Located within the prestigious gated Bay Point community with 24-hour security, residents enjoy access to a championship golf course and a full-service marina, on-site dining, all conveniently located near Panama City Beach attractions, shops and restaurants, St Andrews State Park, Navy Base, as well as boating and the beach! Make this exceptional property your new home, vacation home, or vacation rental - call today!

4400 Kingfish Ln Unit 326, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$259,000

1 Beds ⋅ 2 Baths ⋅ 793547 MLS

Fun, colorful, and completely turnkey, this second-floor unit offers convenient access from the parking garage via the covered breezeway. Designed for both comfort and memorable vacations, the floor plan features a spacious primary bedroom, a separate bunk room, two full bathrooms, and a queen sleeper sofa, comfortably accommodating up to six guests. This beautifully maintained unit includes brand-new appliances installed in 2026, a fully equipped kitchen with all cookware, dishes, and utensils, as well as a stacked washer and dryer for added convenience. Vibrant custom wall murals throughout create a one-of-a-kind coastal atmosphere, making every stay a fun and unforgettable experience for guests. Located just steps from the sugar-white sands, you'll enjoy private beach access next to Pineapple Willy's, one of the area's most popular beachfront destinations. Whether you're searching for the perfect beach getaway or a high-performing vacation rental investment, this move-in-ready condo is ready to enjoy from day one.

9902 S Thomas Drive Unit 236, Panama City Beach

Listing courtesy of Coastal Living Realty & Associates.

$299,000

2 Beds ⋅ 2 Baths ⋅ 1008644 MLS

WATERFRONT...Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Dr Unit UNIT 314, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$419,000

3 Beds ⋅ 4 Baths ⋅ 793213 MLS

WATERFRONT LIVING ON NORTH LAGOON! Opportunities like this are becoming harder to find. This beautifully updated 3-bedroom, 3-bath condo includes a private covered boat slip, boat lift, jet ski lift, and deep-water access to the Gulf--all included in the purchase price. Inside, you'll find a bright open-concept floor plan and an oversized south-facing waterfront balcony with plenty of room to relax or entertain while enjoying beautiful water views. Whether you're heading to Shell Island, spending the day fishing in the Gulf, or simply enjoying the waterfront, this property was designed for the boating lifestyle. Located in Greenwood Estates, you'll appreciate the recent community improvements, including updated docks, common area, pool and more! Just minutes from St. Andrews State Park, marinas, restaurants, shopping, and the beach. The home has been extensively updated, including a custom white oak staircase with white oak treads, trim, and handrails, satin black iron balusters, and a beautiful pecky cypress accent column. The first-floor guest bath features a new tiled shower floor and new toilet, with new trim in both first-floor bathrooms. Additional improvements include new luxury vinyl plank flooring in the upstairs guest bedroom, fresh interior paint throughout much of the home, a completely rebuilt waterfront balcony with new balusters, new 4x4 posts, and fresh paint, completely rebuilt and stained exterior entry stairs, an updated front porch with new wood, and extensive dock improvements including a new boat lift, new pulleys, jet ski lift, rebuilt dock with new decking, and new shingles on the covered dock. All appliances and furnishings currently in the home will convey! All you got to do is make it your own!

7813 N Lagoon Drive Unit 9D, Panama City Beach

Listing courtesy of Top Producers Real Estate Group.

$685,000

793039 MLS

BRING YOUR BOAT! ** Lagoon-Front Lot in Holiday Beach - Gulf of America Access in Minutes! ** (PLUS THE HOUSE NEXT DOOR IS LISTED AT $985K 3-BR 2.5 BA. HUGE COVERED DOCK) COMBINE THE TWO FOR $1,660,000. NO HOA Fees! **(recent lot sale 7204 S. Lagoon $699k in April 27, 2026) Rare opportunity to own a **50' x 130' lagoon-front lot** in the sought-after **Holiday Beach** community, just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Whether you're building a primary residence, a second home, or an investment property, this lagoon-front lot combines coastal and boating convenience in one of Panama City Beach's most desirable areas.

7304 S Lagoon Drive, Panama City Beach

Listing courtesy of CitiStar Realty.

$1,999,999

3 Beds ⋅ 3 Baths ⋅ 1008190 MLS

Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Dr, Panama City Beach

Listing courtesy of EXP Realty LLC.

$1,999,999

3 Beds ⋅ 3 Baths ⋅ 792904 MLS

Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Drive, Panama City Beach

Listing courtesy of EXP Realty LLC.

Panama City Beach Homes with Lagoon Waterfront Features

Newest Panama City Beach Homes with Lagoon Waterfront Features