Panama City Beach Homes with Lagoon Waterfront Features

WATERFRONT...Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Dr Unit UNIT 314, Panama City Beach

Listing courtesy of Counts Real Estate Group Inc.

$405,000

3 Beds ⋅ 4 Baths ⋅ 793213 MLS

WATERFRONT LIVING ON NORTH LAGOON! Opportunities like this are becoming harder to find. This beautifully updated 3-bedroom, 3-bath condo includes a private covered boat slip, boat lift, jet ski lift, and deep-water access to the Gulf--all included in the purchase price. Inside, you'll find a bright open-concept floor plan and an oversized south-facing waterfront balcony with plenty of room to relax or entertain while enjoying beautiful water views. Whether you're heading to Shell Island, spending the day fishing in the Gulf, or simply enjoying the waterfront, this property was designed for the boating lifestyle. Located in Greenwood Estates, you'll appreciate the recent community improvements, including updated docks, common area, pool and more! Just minutes from St. Andrews State Park, marinas, restaurants, shopping, and the beach. The home has been extensively updated, including a custom white oak staircase with white oak treads, trim, and handrails, satin black iron balusters, and a beautiful pecky cypress accent column. The first-floor guest bath features a new tiled shower floor and new toilet, with new trim in both first-floor bathrooms. Additional improvements include new luxury vinyl plank flooring in the upstairs guest bedroom, fresh interior paint throughout much of the home, a completely rebuilt waterfront balcony with new balusters, new 4x4 posts, and fresh paint, completely rebuilt and stained exterior entry stairs, an updated front porch with new wood, and extensive dock improvements including a new boat lift, new pulleys, jet ski lift, rebuilt dock with new decking, and new shingles on the covered dock. All appliances and furnishings currently in the home will convey! All you got to do is make it your own!

7813 N Lagoon Drive Unit 9D, Panama City Beach

Listing courtesy of Top Producers Real Estate Group.

$250,000

1 Beds ⋅ 1 Baths ⋅ 793085 MLS

This beautiful remodeled first-floor condo in the highly desirable Treasure Cove community is the best getaway on the beach and actually affordable! This immaculate 1bedroom, 1bath condo has never been used as a short-term rental and has been exceptionally maintained. Unlike many units, the former bunk area has been removed to create a spacious, open-concept living area, giving the condo a larger, more inviting feel. The updated interior features stylish finishes, a beautifully renovated kitchen and tiled shower in the bathroom, and a move-in-ready design with nothing left to do. The first-floor location offers easy access with no elevators or stairs, making it convenient for everyday living or a weekend beach retreat. Community features are a Lagoon FRONT Pool, Day use dockage for easy access to Shell Island, conveniently located to multiple local restaurants within walking distance. You're also surrounded by all the water sports you could imagine. Come experience Treasure Cove!

3600 Navy Boulevard Unit D106, Panama City Beach

Listing courtesy of Dalton Wade Inc.

$750,000

793039 MLS

BRING YOUR BOAT! ** Lagoon-Front Lot in Holiday Beach - Gulf of America Access in Minutes! NO HOA Fees! Rare opportunity to own a **50' x 130' lagoon-front lot** in the sought-after **Holiday Beach** community, just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Whether you're building a primary residence, a second home, or an investment property, this lagoon-front lot combines coastal and boating convenience in one of Panama City Beach's most desirable areas.

7304 S Lagoon Drive, Panama City Beach

Listing courtesy of CitiStar Realty.

$2,150,000

3 Beds ⋅ 3 Baths ⋅ 1008190 MLS

Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Dr, Panama City Beach

Listing courtesy of EXP Realty LLC.

$2,150,000

3 Beds ⋅ 3 Baths ⋅ 792904 MLS

Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Drive, Panama City Beach

Listing courtesy of EXP Realty LLC.

$320,000

1 Beds ⋅ 1 Baths ⋅ 792815 MLS

Wake up each morning to breathtaking views of Grand Lagoon from your private Balcony in this beautifully furnished one-bedroom, one bath condominium at the highly desirable Reflections at Bay Point Resort. This beautifully appointed residence features an open concept floor plan with granite countertops, stainless steel appliances. a breakfast bar, crown molding, tile flooring, and a luxurious oversized walk in tiled shower with glass doors. The spacious primary suite and elegant finishes create the perfect setting for a primary residence, vacation getaway or investment opportunity. Enjoy the exceptional amenities that make Reflections on of Bay Points premier destinations including a zero entry pool Serenity spa and marina access and gated community with security.

4100 Marriott Drive Unit 207, Panama City Beach

Listing courtesy of Corcoran Reverie.

$1,650,000

4 Beds ⋅ 3 Baths ⋅ 1007099 MLS

LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.

7852 Grand Lagoon Way, Panama City Beach

Listing courtesy of Century 21 Commander Realty Inc.

$1,175,000

4 Beds ⋅ 3 Baths ⋅ 792030 MLS

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

3207 Swordfish Drive, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$349,900

2 Beds ⋅ 2 Baths ⋅ 1006487 MLS

Welcome to Dockside North, a charming, gated waterfront community tucked away on Grand Lagoon. This loft-style, two-bedroom, two-bath condo offers a fantastic floor plan with an open living space designed to make the most of the beautiful water views. Enjoy peaceful scenery from the living room, kitchen and spacious breezy deck, making it the perfect place to relax after a day on the water. With low HOA fees which include; water/sewer, trash, building insurance, landscaping and pool maintenance, this community offers an affordable way to enjoy a carefree lifestyle of waterfront living. Unit is located on the west end of the building - with beautiful unobstructed views, this condo overlooks the community dock as well, which is reserved exclusively for residents. Unit has low electric bills with new high efficiency A/C heat pump. Completely renovated kitchen with soft close cabinets, quartzite countertops, energy efficient-large refrigerator, range, microwave, dishwasher and energy efficient combo washer/dryer. Large walk-in attic space for storage. Owners can keep a boat or other watercraft at the dock for up to two weeks at a time, with convenient Gulf access from Grand Lagoon. Spend your days boating, fishing, or exploring the nearby waters, then cool off in the community pool or enjoy a picnic in the cool breezeway. The location is hard to beat. Located on east end of Panama City Beach, away from hustle and bustle of tourist condos, you're just minutes from the white s the peaceful waterfront views. This is coastal living at its best.

6909 N Lagoon Dr Unit UNIT E2, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

$659,000

2 Beds ⋅ 2 Baths ⋅ 791846 MLS

Experience the best of waterfront living in this highly sought-after Turtlegrass Villas in Bay Point, gorgeous inside and out! This completely renovated private end unit is an exceptional 2-bedroom, 2-bath waterfront property with breathtaking panoramic views of the Bay and Lagoon. You literally have views from every room - even the kitchen windows! Floor-to-ceiling windows in the living room showcase the stunning views and flood your home with natural light. Turtlegrass owners enjoy access to 3 private docks, providing the rare convenience of keeping your boat just steps from home, along with opportunities for fishing and enjoying the beautifully maintained waterfront grounds. Inside, the open-concept split floor plan has been thoughtfully designed with luxury finishes throughout. The spacious primary suite features quartz countertops, dual vanities, a tiled walk-in shower, and a generous closet. The bright kitchen and dining area overlooks the Bay Point Golf Course, and your beautifully updated kitchen offers white shaker cabinetry, quartz countertops, and a center island perfect for gathering. Soaring ceilings highlight the living room, complete with a wet bar and spectacular water views, creating an ideal space for entertaining. A cozy nook provides additional seating and the perfect spot to relax while watching dolphins play and boats enter the marina. The guest suite offers its own floor-to-ceiling windows, walk-in closet, and a spacious ensuite bath with quartz countertops and a tiled tub/shower combination. This residence has been completely gutted and renovated from previous owner, including electrical, plumbing, sheetrock, flooring, and more. Additional features include a private courtyard entrance with patio and room to grill, outdoor storage closet, interior foyer storage, and utilities included except electricity and internet. Located within the prestigious gated Bay Point community with 24-hour security, residents enjoy access to a championship golf course and a full-service marina, on-site dining, all conveniently located near Panama City Beach attractions, shops and restaurants, St Andrews State Park, Navy Base, as well as boating and the beach! Make this exceptional property your new home, vacation home, or vacation rental - call today!

4400 Kingfish Lane Unit 326, Panama City Beach

Listing courtesy of Keller Williams Success Realty.

$314,000

1 Beds ⋅ 1 Baths ⋅ 791694 MLS

Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down! Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point. Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings. The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa. Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music. Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park. Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle. Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities. Schedule your private showing today and discover why life is better on the water.

4726 Bay Point Road Unit C223, Panama City Beach

Listing courtesy of Dalton Wade Inc.

Panama City Beach Homes with Lagoon Waterfront Features

Newest Panama City Beach Homes with Lagoon Waterfront Features